Novak & Powell Financial Services, Inc.

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 14, 2024), Novak & Powell Financial Services, Inc. reported 156 stock positions worth $172.5 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 6.4% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 5.6%) and Apple (AAPL, 5.3%). Compared with Q2 2024, it opened 5 new positions, sold out of 1, added to 58 and reduced 59. The biggest buy was Invesco QQQ Trust Series 1 (QQQ, shares +29%) and the biggest sale Vanguard Int-Term Corporate (VCIT, shares −38%).

Most Recent 13F
Q2 2026
Location
ST. PETERSBURG, FL
CIK
0002011548
Portfolio Value
$172.5M (Q3 2024)
SEC Filing
0002011548-24-000005 ↗ filed Nov 14, 2024

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $133.7M Q1 2024 Q2 2024: $161.0M Q2 2024 Q3 2024: $172.5M $172.5M Q3 2024 Q4 2024: $167.9M Q4 2024 Q1 2025: $160.7M Q1 2025 Q2 2025: $144.1M Q2 2025 Q3 2025: $190.2M Q3 2025 Q4 2025: $191.7M Q4 2025 Q1 2026: $185.6M Q1 2026 Q2 2026: $212.1M Q2 2026

Holdings 156 stocks · $172.5M
VUG Vanguard Mrngstar GR ETF-Sui 6.44% 28,950 $11.1M Add +4.7%
QQQ Invesco QQQ Trust Series 1 5.61% 19,824 $9.7M Add +28.6%
AAPL Apple Inc. 5.34% 39,516 $9.2M Reduce -4.1%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 4.42% 28,972 $7.6M Reduce -6.0%
SPY SS SPDR S&P 500 ETF Trust-US 3.48% 10,463 $6.0M Add +0.8%
MSFT Microsoft Corp. 3.11% 12,457 $5.4M Reduce -0.2%
VTV Vanguard Mrngstr Val ETF-Aui 2.96% 29,248 $5.1M Add +3.7%
VIG Vanguard Dividend Apprec ETF 2.18% 18,959 $3.8M Reduce -4.1%
VT Vanguard Tot World STK ETF 2.16% 31,079 $3.7M Reduce -0.3%
BRK.B Berkshire Hathaway Inc. Class B 2.13% 7,976 $3.7M Reduce -1.1%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 2.08% 8,467 $3.6M Add +1.1%
VCSH Vanguard S/T Corp. Bond ETF 1.91% 41,389 $3.3M Add +1.1%
VTI VG Morningstar TS MKT ETF-US 1.80% 10,984 $3.1M Add +1.8%
NVDA Nvidia Corp. 1.64% 23,266 $2.8M Add +1.3%
IJH iShares Core S&P Midcap ETF 1.56% 43,067 $2.7M Add +1.7%
IJR iShares Core S&P Small-Cap E 1.44% 21,308 $2.5M Add +1.5%
FDN First Trust DJ Internet Ind 1.38% 11,269 $2.4M Reduce -4.2%
QTEC First Trust Nasdq 100 Tech I 1.22% 11,022 $2.1M Reduce -6.0%
IJS iShares S&P Small-Cap 600 Va 1.18% 18,932 $2.0M Add +0.0%
PG The Procter & Gamble Co. 1.18% 11,714 $2.0M Add +0.1%
IAU iShares Gold Trust 1.12% 38,986 $1.9M Reduce -0.8%
IJJ iShares S&P Mid-Cap 400 Valu 1.06% 14,780 $1.8M Reduce -0.1%
IJT iShares S&P Small-Cap 600 GR 1.04% 12,900 $1.8M Reduce -0.2%
VHT Vanguard Health Care ETF 1.02% 6,227 $1.8M Add +0.8%
VNQ Vanguard Real Estate ETF 0.99% 17,615 $1.7M Add +0.4%
BSV Vanguard Short-Term Bond ETF 0.99% 21,712 $1.7M Reduce -2.0%
IJK iShares S&P Mid-Cap 400 Grow 0.99% 18,517 $1.7M Reduce -0.2%
IBB iShares Biotechnology ETF 0.98% 11,593 $1.7M Add +0.0%
VFH Vanguard Financials ETF 0.95% 14,931 $1.6M Reduce -0.5%
JNJ Johnson & Johnson 0.94% 9,986 $1.6M Reduce -1.3%
VWO Vanguard Ftse Emerging Marke 0.92% 33,191 $1.6M Reduce -1.4%
FXL First Trust Technology Alpha 0.82% 10,172 $1.4M Reduce -9.4%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.78% 5,526 $1.3M No change
JPM JPMorgan Chase & Co. 0.73% 5,934 $1.3M Reduce -9.5%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.68% 7,016 $1.2M No change
EPD Enterprise Products Partners 0.68% 40,182 $1.2M Add +1.3%
PH Parker Hannifin Corp. 0.67% 1,841 $1.2M No change
EFX Equifax Inc. 0.67% 3,922 $1.2M Reduce -0.4%
VGK Vanguard Ftse Europe ETF 0.63% 15,403 $1.1M Reduce -1.2%
SBAC SBA Communications Corp. 0.63% 4,539 $1.1M Reduce -8.1%
BA The Boeing Co. 0.60% 6,763 $1.0M No change
IYY iShares Dow Jones U.S. ETF 0.59% 7,332 $1.0M Reduce -5.2%
VPU Vanguard Utilities ETF 0.58% 5,788 $1.0M Add +2.1%
VCIT Vanguard Int-Term Corporate 0.58% 12,027 $1.0M Reduce -38.0%
QCOM Qualcomm Inc. 0.55% 5,595 $951K Add +0.3%
VEU Vanguard Ftse All-World Ex-U 0.54% 14,765 $930K Add +10.0%
AMGN Amgen Inc. 0.52% 2,799 $902K Reduce -2.4%
FV First Trust DW Focus 5 Fund 0.50% 14,780 $861K Reduce -9.9%
AMZN Amazon.com Inc. 0.49% 4,708 $842K Add +7.6%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.48% 3,105 $830K No change
ECL Ecolab Inc. 0.48% 3,214 $821K Reduce -1.4%
VGT Vanguard Info Tech ETF 0.47% 8,314 $818K New
XOM Exxon Mobil Corp. 0.45% 6,674 $782K Reduce -3.7%
MMM 3M Co. 0.44% 5,545 $758K Add +0.3%
UNH Unitedhealth Group Inc. 0.44% 1,296 $758K Add +0.2%
DWX State Street SPDR S&P Intern 0.42% 18,914 $726K Add +1.2%
BND Vanguard Total Bond Market 0.42% 9,614 $722K Reduce -34.9%
VAW Vanguard Materials ETF 0.42% 3,406 $720K Add +0.3%
BIP Brookfield Infrastructure Pa 0.42% 20,550 $720K Reduce -8.4%
IVE iShares S&P 500 Value ETF 0.42% 3,633 $716K No change
BRK.A Berkshire Hathaway Inc. Class A 0.40% 1 $691K No change
SO The Southern Co. 0.39% 7,436 $671K No change
PNC PNC Financial Services Group 0.36% 3,364 $622K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.35% 2,301 $607K Reduce -3.8%
VXUS Vanguard Total Intl Stock 0.35% 9,256 $599K Reduce -1.8%
DHR Danaher Corp. 0.35% 2,149 $597K Reduce -13.8%
IVV iShares Core S&P 500 ETF 0.34% 1,015 $586K Reduce -10.3%
IGV iShares Expanded Tech-Softwa 0.34% 6,515 $582K Reduce -1.7%
STBA S & T Bancorp Inc. 0.34% 13,819 $580K No change
CTAS Cintas Corp. 0.33% 2,782 $573K Add +0.2%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.32% 5,770 $555K Reduce -0.3%
AMLP Alerian MLP ETF 0.32% 11,759 $554K Add +1.9%
FXH First Trust Health Care Alph 0.32% 4,920 $550K Reduce -8.6%
JNK SS SPDR BB High Yield Bond 0.31% 5,542 $542K Add +1.4%
DNP DNP Select Income Fund Inc. 0.31% 53,972 $542K Add +2.0%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.31% 2,641 $530K No change
DUK Duke Energy Corp. 0.31% 4,571 $527K Reduce -2.9%
MCD McDonald's Corp. 0.30% 1,711 $521K Reduce -30.9%
FTCS First Trust Capital Strength 0.30% 5,651 $513K No change
VGSH Vanguard Short-Term Treasury 0.29% 8,600 $508K No change
MRK Merck & Co. Inc. 0.29% 4,459 $506K Add +0.3%
SCCO Southern Copper Corp. 0.29% 4,367 $505K Add +0.6%
TSLA Tesla Inc. 0.29% 1,918 $502K No change
NEE Nextera Energy Inc. 0.28% 5,670 $479K No change
WMT Walmart Inc. 0.27% 5,854 $473K Reduce -5.0%
PM Philip Morris International 0.27% 3,887 $472K Reduce -6.8%
VYM Vanguard High DVD Yield ETF 0.26% 3,557 $456K Reduce -1.2%
EVRG Evergy Inc. 0.26% 7,346 $456K Add +1.0%
SFL SFL Corp. Ltd. 0.26% 39,285 $455K No change
TXN Texas Instruments Inc. 0.25% 2,102 $434K Add +0.3%
ADP Automatic Data Processing 0.23% 1,456 $403K Add +0.3%
SPLV Invesco S&P 500 Low Volatili 0.23% 5,540 $397K Add +0.0%
RJF Raymond James Financial Inc. 0.22% 3,073 $376K No change
CVX Chevron Corp. 0.22% 2,542 $374K Reduce -4.1%
PFE Pfizer Inc. 0.22% 12,865 $372K Add +0.4%
VIGI Vanguard Int Div App Indx FD 0.21% 4,148 $366K Add +0.3%
SYK Stryker Corp. 0.21% 1,000 $361K No change
FXR First Trust Indst/Producers 0.21% 4,700 $356K Reduce -1.1%
MKC McCormick & Co.-Non VTG SHRS 0.20% 4,198 $345K Add +0.0%
VZ Verizon Communications Inc. 0.20% 7,620 $342K Add +5.9%
MAR Marriott International Class A 0.19% 1,320 $328K Reduce -0.1%
VB Vanguard Most SM-Cap ETF-Usd 0.19% 1,383 $328K Reduce -88.7%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.19% 8,257 $328K Reduce -0.2%
COST Costco Wholesale Corp. 0.19% 369 $327K Add +38.2%
AMAT Applied Materials Inc. 0.18% 1,552 $314K Reduce -1.8%
SOXX iShares Semiconductor ETF 0.18% 1,350 $311K No change
IWY iShares Russell Top 200 Grow 0.18% 1,400 $308K No change
SPYI Neos S&P 500 High Income ETF 0.17% 5,880 $301K Add +15.3%
EEM iShares MSCI Emerging Market 0.17% 6,503 $298K No change
PEP Pepsico Inc. 0.17% 1,739 $296K Reduce -9.9%
EA Electronic Arts Inc. 0.17% 2,045 $293K Add +0.1%
MTB M & T Bank Corp. filed as M & T BK CORP 0.17% 1,642 $292K Add +0.6%
IYW iShares Ustechnology ETF 0.17% 1,894 $287K No change
BALL Ball Corp. 0.17% 4,200 $285K No change
XLK SS Technology Select Sector 0.16% 1,248 $282K No change
GLD SPDR Gold Shares 0.16% 1,151 $280K Reduce -0.1%
KR Kroger Co. 0.16% 4,812 $276K Add +0.5%
ABBV Abbvie Inc. 0.16% 1,390 $274K No change
VOO Vanguard S&P 500 ETF 0.16% 517 $273K Add +0.8%
HON Honeywell International Inc. 0.15% 1,288 $266K Reduce -0.8%
UNP Union Pacific Corp. 0.15% 1,057 $260K No change
FBT First Trust Nyse Arca Biotec 0.15% 1,512 $260K No change
UTG Reaves Utility Income Fund 0.15% 7,922 $260K Add +1.5%
MO Altria Group Inc. 0.15% 5,074 $259K Reduce -3.4%
XLI SS Industrial Select Sector 0.15% 1,903 $258K Add +1.3%
LOW Lowe's Cos Inc. 0.15% 948 $257K Reduce -3.9%
XLG Invesco S&P 500 Top 50 ETF 0.15% 5,372 $255K Add +1.2%
DFIC Dimensional International Co. 0.15% 8,380 $254K New
NOBL Proshares S&P 500 Dividend A 0.15% 2,359 $252K Add +0.1%
IEMG iShares Core MSCI Emerging 0.15% 4,381 $252K No change
GE General Electric filed as GE AEROSPACE 0.15% 1,328 $250K No change
COWZ Pacer US Cash Cows 100 ETF 0.15% 4,328 $250K Reduce -2.3%
DOC Healthpeak Properties Inc. 0.14% 10,927 $250K Add +1.4%
HD Home Depot Inc. 0.14% 612 $248K Reduce -11.6%
KO The Coca-Cola Co. 0.14% 3,450 $248K Reduce -5.4%
BR Broadridge Financial Solutio 0.14% 1,152 $248K Add +0.3%
D Dominion Energy Inc. 0.14% 4,187 $242K Add +0.8%
T AT&T Inc. 0.14% 10,995 $242K Reduce -3.0%
RSPN Invesco S&P 500 Equal Weight 0.14% 4,715 $241K No change
SPGI S&P Global Inc. 0.14% 466 $240K No change
IYK iShares US Consumer Staples 0.14% 3,401 $240K No change
COP Conocophillips 0.14% 2,256 $238K No change
INGR Ingredion Inc. 0.13% 1,692 $232K New
CSCO Cisco Systems Inc. 0.13% 4,284 $228K Add +0.3%
FPE FT-Preferred Secur & Inc. ETF 0.13% 12,481 $226K No change
PSCI Invesco S&P Smallcap Industr 0.13% 1,667 $221K Reduce -18.2%
DE Deere & Co. 0.13% 517 $216K New
GWW WW Grainger Inc. filed as GRAINGER W W INC 0.12% 206 $214K New
YUM Yum! Brands Inc. 0.12% 1,481 $207K Reduce -11.7%
PGF Invesco Financial Preferred 0.12% 13,157 $206K Reduce -1.7%
PSX Phillips 66 0.12% 1,570 $205K Add +10.2%
LEO BNY Mellon Strategic Muni 0.10% 25,338 $165K Add +0.5%
CXE MFS High Income Municipal TR 0.08% 35,107 $141K Add +1.3%
XAGDX Abrdn GLBL DYNM Divid 0.07% 11,751 $125K Add +2.8%
DSM BNYM Strat Muni BND filed as BNY MELLON STRATEGIC MUN BD 0.06% 17,027 $106K Add +0.6%
XCMUX MFS High Yield Municipal TR 0.06% 28,388 $104K Add +1.2%

Portfolio Sells Q2 2024 → Q3 2024
VCIT Vanguard Int-Term Corporate Reduce -38.0% 0.58% −0.38
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -6.0% 4.42% −0.36
MSFT Microsoft Corp. Reduce -0.2% 3.11% −0.36
BND Vanguard Total Bond Market Reduce -34.9% 0.42% −0.24
QTEC First Trust Nasdq 100 Tech I Reduce -6.0% 1.22% −0.22
FXL First Trust Technology Alpha Reduce -9.4% 0.82% −0.13
FLG New York Community Bancorp Sold out 0.00% −0.12
FDN First Trust DJ Internet Ind Reduce -4.2% 1.38% −0.11
JPM JPMorgan Chase & Co. Reduce -9.5% 0.73% −0.10
MCD McDonald's Corp. Reduce -30.9% 0.30% −0.09
FV First Trust DW Focus 5 Fund Reduce -9.9% 0.50% −0.08
BSV Vanguard Short-Term Bond ETF Reduce -2.0% 0.99% −0.07
VIG Vanguard Dividend Apprec ETF Reduce -4.1% 2.18% −0.06
AAPL Apple Inc. Reduce -4.1% 5.34% −0.05
AMAT Applied Materials Inc. Reduce -1.8% 0.18% −0.05
IVV iShares Core S&P 500 ETF Reduce -10.3% 0.34% −0.05
XOM Exxon Mobil Corp. Reduce -3.7% 0.45% −0.04
IYY iShares Dow Jones U.S. ETF Reduce -5.2% 0.59% −0.04
DHR Danaher Corp. Reduce -13.8% 0.35% −0.04
CVX Chevron Corp. Reduce -4.1% 0.22% −0.04
DIS The Walt Disney Co. Reduce -0.3% 0.32% −0.04
AMGN Amgen Inc. Reduce -2.4% 0.52% −0.03
FXH First Trust Health Care Alph Reduce -8.6% 0.32% −0.03
IJK iShares S&P Mid-Cap 400 Grow Reduce -0.2% 0.99% −0.03
PEP Pepsico Inc. Reduce -9.9% 0.17% −0.03
PSCI Invesco S&P Smallcap Industr Reduce -18.2% 0.13% −0.02
VT Vanguard Tot World STK ETF Reduce -0.3% 2.16% −0.02
IGV iShares Expanded Tech-Softwa Reduce -1.7% 0.34% −0.02
YUM Yum! Brands Inc. Reduce -11.7% 0.12% −0.02
HON Honeywell International Inc. Reduce -0.8% 0.15% −0.02
BAC Bank of America Corp. Reduce -0.2% 0.19% −0.01
VGK Vanguard Ftse Europe ETF Reduce -1.2% 0.63% −0.01
MAR Marriott International Class A Reduce -0.1% 0.19% −0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -3.8% 0.35% −0.01
ECL Ecolab Inc. Reduce -1.4% 0.48% −0.01
VXUS Vanguard Total Intl Stock Reduce -1.8% 0.35% −0.01
COWZ Pacer US Cash Cows 100 ETF Reduce -2.3% 0.15% −0.00
HD Home Depot Inc. Reduce -11.6% 0.14% −0.00
PGF Invesco Financial Preferred Reduce -1.7% 0.12% −0.00
VB Vanguard Most SM-Cap ETF-Usd Reduce -88.7% 0.19% −0.00
VYM Vanguard High DVD Yield ETF Reduce -1.2% 0.26% −0.00
KO The Coca-Cola Co. Reduce -5.4% 0.14% −0.00
MO Altria Group Inc. Reduce -3.4% 0.15% +0.00
FXR First Trust Indst/Producers Reduce -1.1% 0.21% +0.01
VWO Vanguard Ftse Emerging Marke Reduce -1.4% 0.92% +0.01
T AT&T Inc. Reduce -3.0% 0.14% +0.01
GLD SPDR Gold Shares Reduce -0.1% 0.16% +0.01
PM Philip Morris International Reduce -6.8% 0.27% +0.01
IJT iShares S&P Small-Cap 600 GR Reduce -0.2% 1.04% +0.01
DUK Duke Energy Corp. Reduce -2.9% 0.31% +0.01

Portfolio Buys Q2 2024 → Q3 2024
QQQ Invesco QQQ Trust Series 1 Add +28.6% 5.61% +1.02
VGT Vanguard Info Tech ETF New 0.47% +0.47
VTV Vanguard Mrngstr Val ETF-Aui Add +3.7% 2.96% +0.15
DFIC Dimensional International Co. New 0.15% +0.15
INGR Ingredion Inc. New 0.13% +0.13
DE Deere & Co. New 0.13% +0.13
GWW WW Grainger Inc. New 0.12% +0.12
MMM 3M Co. Add +0.3% 0.44% +0.09
VNQ Vanguard Real Estate ETF Add +0.4% 0.99% +0.08
VPU Vanguard Utilities ETF Add +2.1% 0.58% +0.06
IJR iShares Core S&P Small-Cap E Add +1.5% 1.44% +0.05
VEU Vanguard Ftse All-World Ex-U Add +10.0% 0.54% +0.05
COST Costco Wholesale Corp. Add +38.2% 0.19% +0.05
DNP DNP Select Income Fund Inc. Add +2.0% 0.31% +0.04
DIA SS SPDR Dow Jones Indus Avg Add +1.1% 2.08% +0.04
IJS iShares S&P Small-Cap 600 Va Add +0.0% 1.18% +0.04
UNH Unitedhealth Group Inc. Add +0.2% 0.44% +0.03
CTAS Cintas Corp. Add +0.2% 0.33% +0.03
EVRG Evergy Inc. Add +1.0% 0.26% +0.02
DWX State Street SPDR S&P Intern Add +1.2% 0.42% +0.02
VUG Vanguard Mrngstar GR ETF-Sui Add +4.7% 6.44% +0.02
ADP Automatic Data Processing Add +0.3% 0.23% +0.02
UTG Reaves Utility Income Fund Add +1.5% 0.15% +0.02
IJH iShares Core S&P Midcap ETF Add +1.7% 1.56% +0.02
MTB M & T Bank Corp. Add +0.6% 0.17% +0.02
SPYI Neos S&P 500 High Income ETF Add +15.3% 0.17% +0.02
MKC McCormick & Co.-Non VTG SHRS Add +0.0% 0.20% +0.02
VZ Verizon Communications Inc. Add +5.9% 0.20% +0.01
D Dominion Energy Inc. Add +0.8% 0.14% +0.01
DOC Healthpeak Properties Inc. Add +1.4% 0.14% +0.01
KR Kroger Co. Add +0.5% 0.16% +0.01
VAW Vanguard Materials ETF Add +0.3% 0.42% +0.01
VTI VG Morningstar TS MKT ETF-US Add +1.8% 1.80% +0.01
XLI SS Industrial Select Sector Add +1.3% 0.15% +0.01
SPLV Invesco S&P 500 Low Volatili Add +0.0% 0.23% +0.01
CSCO Cisco Systems Inc. Add +0.3% 0.13% +0.01
NOBL Proshares S&P 500 Dividend A Add +0.1% 0.15% +0.01
VIGI Vanguard Int Div App Indx FD Add +0.3% 0.21% +0.00
XAGDX Abrdn GLBL DYNM Divid Add +2.8% 0.07% +0.00
BR Broadridge Financial Solutio Add +0.3% 0.14% +0.00
SCCO Southern Copper Corp. Add +0.6% 0.29% +0.00
CXE MFS High Income Municipal TR Add +1.3% 0.08% +0.00
XCMUX MFS High Yield Municipal TR Add +1.2% 0.06% +0.00
LEO BNY Mellon Strategic Muni Add +0.5% 0.10% −0.00
DSM BNYM Strat Muni BND Add +0.6% 0.06% −0.00
VOO Vanguard S&P 500 ETF Add +0.8% 0.16% −0.00
TXN Texas Instruments Inc. Add +0.3% 0.25% −0.00
VHT Vanguard Health Care ETF Add +0.8% 1.02% −0.00
XLG Invesco S&P 500 Top 50 ETF Add +1.2% 0.15% −0.00
JNK SS SPDR BB High Yield Bond Add +1.4% 0.31% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 171$212.1MQQQ, VUG, AAPL, VV, SPY
Q1 2026 163$185.6MQQQ, VUG, AAPL, VV, SPY
Q4 2025 163$191.7MVUG, QQQ, AAPL, VV, SPY
Q3 2025 163$190.2MVUG, QQQ, AAPL, VV, MSFT
Q2 2025 146$144.1MVUG, QQQ, VV, AAPL, SPY
Q1 2025 152$160.7MVUG, QQQ, AAPL, VV, SPY
Q4 2024 150$167.9MVUG, QQQ, AAPL, VV, SPY
Q3 2024 156$172.5MVUG, QQQ, AAPL, VV, SPY
Q2 2024 152$161.0MVUG, AAPL, VV, QQQ, SPY
Q1 2024 145$133.7MVUG, VV, QQQ, AAPL, SPY