Novak & Powell Financial Services, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 14, 2025), Novak & Powell Financial Services, Inc. reported 163 stock positions worth $190.2 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 6.7% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 6.2%) and Apple (AAPL, 5.3%). Compared with Q2 2025, it opened 24 new positions, sold out of 7, added to 82 and reduced 25. The biggest buy was Vanguard S/T Corp. Bond ETF (VCSH, shares +173%) and the biggest sale Nvidia (NVDA, shares −27%).

Most Recent 13F
Q2 2026
Location
ST. PETERSBURG, FL
CIK
0002011548
Portfolio Value
$190.2M (Q3 2025)
SEC Filing
0002011548-25-000005 ↗ filed Nov 14, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $133.7M Q1 2024 Q2 2024: $161.0M Q2 2024 Q3 2024: $172.5M Q3 2024 Q4 2024: $167.9M Q4 2024 Q1 2025: $160.7M Q1 2025 Q2 2025: $144.1M Q2 2025 Q3 2025: $190.2M $190.2M Q3 2025 Q4 2025: $191.7M Q4 2025 Q1 2026: $185.6M Q1 2026 Q2 2026: $212.1M Q2 2026

Holdings 163 stocks · $190.2M
VUG Vanguard Mrngstar GR ETF-Sui 6.74% 26,708 $12.8M Add +30.3%
QQQ Invesco QQQ Trust Series 1 6.24% 19,770 $11.9M Add +28.5%
AAPL Apple Inc. 5.35% 39,945 $10.2M Add +2.2%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 4.73% 29,201 $9.0M Add +1.9%
MSFT Microsoft Corp. 3.90% 14,311 $7.4M Add +22.4%
SPY SS SPDR S&P 500 ETF Trust-US 3.59% 10,239 $6.8M Add +0.2%
VTV Vanguard Mrngstr Val ETF-Aui 2.67% 27,259 $5.1M Add +38.2%
VT Vanguard Tot World STK ETF 2.25% 31,006 $4.3M Reduce -0.0%
BRK.B Berkshire Hathaway Inc. Class B 2.11% 7,995 $4.0M Add +76.9%
VIG Vanguard Dividend Apprec ETF 2.10% 18,518 $4.0M Reduce -0.0%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 1.92% 7,892 $3.7M Reduce -1.4%
VTI VG Morningstar TS MKT ETF-US 1.88% 10,884 $3.6M Add +47.8%
NVDA Nvidia Corp. 1.67% 17,047 $3.2M Reduce -26.6%
FDN First Trust DJ Internet Ind 1.66% 11,283 $3.2M No change
VCSH Vanguard S/T Corp. Bond ETF 1.48% 35,162 $2.8M Add +172.7%
IAU iShares Gold Trust 1.47% 38,390 $2.8M Reduce -0.5%
IJH iShares Core S&P Midcap ETF 1.44% 42,023 $2.7M Add +43.1%
QTEC First Trust Nasdq 100 Tech I 1.31% 10,867 $2.5M No change
IJR iShares Core S&P Small-Cap E 1.27% 20,311 $2.4M Add +37.9%
JNJ Johnson & Johnson 1.02% 10,488 $1.9M Add +35.6%
IJS iShares S&P Small-Cap 600 Va 1.01% 17,390 $1.9M Add +151.6%
VFH Vanguard Financials ETF 0.99% 14,329 $1.9M Add +270.3%
JPM JPMorgan Chase & Co. 0.94% 5,670 $1.8M Add +2.7%
IJJ iShares S&P Mid-Cap 400 Valu 0.92% 13,429 $1.7M Add +131.3%
IJT iShares S&P Small-Cap 600 GR 0.89% 11,990 $1.7M Add +95.3%
FXL First Trust Technology Alpha 0.89% 10,092 $1.7M No change
VWO Vanguard Ftse Emerging Marke 0.89% 31,184 $1.7M Add +49.0%
VHT Vanguard Health Care ETF 0.88% 6,435 $1.7M Add +84.7%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.84% 5,437 $1.6M Add +163.7%
VNQ Vanguard Real Estate ETF 0.84% 17,433 $1.6M Add +49.7%
IJK iShares S&P Mid-Cap 400 Grow 0.83% 16,506 $1.6M Add +168.5%
VCIT Vanguard Int-Term Corporate 0.83% 18,679 $1.6M Add +73.2%
IBB iShares Biotechnology ETF 0.83% 10,881 $1.6M Add +30.7%
BSV Vanguard Short-Term Bond ETF 0.82% 19,697 $1.6M Add +638.0%
PG The Procter & Gamble Co. 0.72% 8,913 $1.4M Reduce -0.4%
BA The Boeing Co. 0.69% 6,116 $1.3M Add +0.1%
EPD Enterprise Products Partners 0.67% 40,903 $1.3M Add +1.5%
IYY iShares Dow Jones U.S. ETF 0.63% 7,332 $1.2M No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.62% 6,720 $1.2M Add +225.3%
VPU Vanguard Utilities ETF 0.59% 5,954 $1.1M Add +291.2%
AMZN Amazon.com Inc. 0.58% 4,995 $1.1M Add +7.0%
VEU Vanguard Ftse All-World Ex-U 0.57% 15,304 $1.1M Reduce -4.0%
BND Vanguard Total Bond Market 0.56% 14,211 $1.1M Add +54.1%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.54% 3,439 $1.0M New
VGK Vanguard Ftse Europe ETF 0.54% 12,818 $1.0M Add +92.4%
EFX Equifax Inc. 0.53% 3,946 $1.0M Add +0.2%
QCOM Qualcomm Inc. 0.50% 5,704 $949K Add +0.5%
ECL Ecolab Inc. 0.46% 3,187 $873K Add +0.0%
FV First Trust DW Focus 5 Fund 0.44% 13,602 $842K Reduce -0.2%
DWX State Street SPDR S&P Intern 0.44% 19,608 $837K Add +1.0%
AMGN Amgen Inc. 0.42% 2,830 $798K Add +3.2%
IVE iShares S&P 500 Value ETF 0.41% 3,777 $780K New
SBAC SBA Communications Corp. 0.40% 3,939 $762K Reduce -4.8%
ORCL Oracle Corp. 0.40% 2,692 $757K New
BRK.A Berkshire Hathaway Inc. Class A 0.40% 1 $754K No change
MCD McDonald's Corp. 0.38% 2,400 $729K Add +35.6%
IGV iShares Expanded Tech-Softwa 0.38% 6,225 $716K Reduce -1.6%
AMLP Alerian MLP ETF 0.36% 14,786 $694K Add +11.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.36% 3,322 $693K New
MMM 3M Co. 0.36% 4,460 $692K Add +4.1%
XOM Exxon Mobil Corp. 0.36% 6,121 $690K Reduce -1.6%
VXUS Vanguard Total Intl Stock 0.36% 9,289 $682K Add +0.1%
PM Philip Morris International 0.36% 4,203 $682K Add +10.6%
PNC PNC Financial Services Group 0.36% 3,364 $676K No change
TSLA Tesla Inc. 0.34% 1,449 $644K Reduce -12.4%
WMT Walmart Inc. 0.33% 6,053 $624K Add +0.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.32% 2,087 $613K Add +153.0%
BIP Brookfield Infrastructure Pa 0.32% 18,575 $611K Reduce -5.6%
VAW Vanguard Materials ETF 0.32% 2,964 $607K Reduce -4.5%
IVV iShares Core S&P 500 ETF 0.31% 885 $592K Add +58.9%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.31% 5,135 $588K Reduce -10.3%
DNP DNP Select Income Fund Inc. 0.31% 58,029 $581K Add +1.7%
SO The Southern Co. 0.31% 6,125 $580K Reduce -1.6%
JNK SS SPDR BB High Yield Bond 0.31% 5,921 $580K Add +1.7%
CTAS Cintas Corp. 0.30% 2,803 $575K Add +0.2%
DUK Duke Energy Corp. 0.30% 4,584 $567K Add +0.1%
UNH Unitedhealth Group Inc. 0.29% 1,615 $558K Add +33.6%
SCCO Southern Copper Corp. 0.29% 4,514 $548K Add +1.0%
EVRG Evergy Inc. 0.28% 7,037 $535K Reduce -7.0%
RJF Raymond James Financial Inc. 0.28% 3,073 $530K No change
FXH First Trust Health Care Alph 0.27% 4,751 $521K No change
STBA S & T Bancorp Inc. 0.27% 13,819 $519K No change
VGSH Vanguard Short-Term Treasury 0.27% 8,600 $506K No change
VB Vanguard Most SM-Cap ETF-Usd 0.26% 1,922 $489K New
FTCS First Trust Capital Strength 0.25% 5,154 $483K Reduce -3.7%
SPYI Neos S&P 500 High Income ETF 0.24% 8,561 $448K Add +19.6%
ADP Automatic Data Processing 0.23% 1,468 $431K Add +0.2%
VYM Vanguard High DVD Yield ETF 0.23% 3,051 $430K Add +0.5%
NEE Nextera Energy Inc. 0.23% 5,670 $428K No change
COST Costco Wholesale Corp. 0.22% 449 $416K No change
EA Electronic Arts Inc. 0.22% 2,056 $415K Add +0.1%
MRK Merck & Co. Inc. 0.22% 4,935 $414K Add +0.4%
GE General Electric filed as GE AEROSPACE 0.21% 1,328 $400K No change
TXN Texas Instruments Inc. 0.21% 2,130 $391K Add +0.3%
IWY iShares Russell Top 200 Grow 0.20% 1,400 $383K No change
VIGI Vanguard Int Div App Indx FD 0.20% 4,228 $379K Add +0.4%
IYW iShares Ustechnology ETF 0.20% 1,894 $371K No change
CVX Chevron Corp. 0.19% 2,385 $370K Reduce -7.4%
SYK Stryker Corp. 0.19% 1,000 $370K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.19% 7,116 $367K Reduce -1.0%

Show all 163 holdings

Portfolio Sells Q2 2025 → Q3 2025
NVDA Nvidia Corp. Reduce -26.6% 1.67% −0.87
VIG Vanguard Dividend Apprec ETF Reduce -0.0% 2.10% −0.53
DIA SS SPDR Dow Jones Indus Avg Reduce -1.4% 1.92% −0.52
VT Vanguard Tot World STK ETF Reduce -0.0% 2.25% −0.52
SBAC SBA Communications Corp. Reduce -4.8% 0.40% −0.27
PG The Procter & Gamble Co. Reduce -0.4% 0.72% −0.27
IAU iShares Gold Trust Reduce -0.5% 1.47% −0.20
DIS The Walt Disney Co. Reduce -10.3% 0.31% −0.18
VEU Vanguard Ftse All-World Ex-U Reduce -4.0% 0.57% −0.17
BIP Brookfield Infrastructure Pa Reduce -5.6% 0.32% −0.14
PGF Invesco Financial Preferred Sold out 0.00% −0.13
FV First Trust DW Focus 5 Fund Reduce -0.2% 0.44% −0.12
LEO BNY Mellon Strategic Muni Sold out 0.00% −0.11
IGV iShares Expanded Tech-Softwa Reduce -1.6% 0.38% −0.10
XOM Exxon Mobil Corp. Reduce -1.6% 0.36% −0.10
VAW Vanguard Materials ETF Reduce -4.5% 0.32% −0.10
XAGDX Abrdn GLBL DYNM Divid Sold out 0.00% −0.10
SO The Southern Co. Reduce -1.6% 0.31% −0.09
CXE MFS High Income Municipal TR Sold out 0.00% −0.09
FTCS First Trust Capital Strength Reduce -3.7% 0.25% −0.08
EVRG Evergy Inc. Reduce -7.0% 0.28% −0.08
MAR Marriott International Class A Reduce -0.9% 0.19% −0.07
DSM BNYM Strat Muni BND Sold out 0.00% −0.07
XCMUX MFS High Yield Municipal TR Sold out 0.00% −0.07
MMU Western Asset Managed Munici Sold out 0.00% −0.07
CVX Chevron Corp. Reduce -7.4% 0.19% −0.06
T AT&T Inc. Reduce -2.4% 0.16% −0.06
KO The Coca-Cola Co. Reduce -1.2% 0.12% −0.05
BAC Bank of America Corp. Reduce -1.0% 0.19% −0.04
D Dominion Energy Inc. Reduce -0.9% 0.14% −0.03
ABBV Abbvie Inc. Reduce -11.8% 0.14% −0.03
TSLA Tesla Inc. Reduce -12.4% 0.34% −0.03

Portfolio Buys Q2 2025 → Q3 2025
VCSH Vanguard S/T Corp. Bond ETF Add +172.7% 1.48% +0.77
BSV Vanguard Short-Term Bond ETF Add +638.0% 0.82% +0.67
VFH Vanguard Financials ETF Add +270.3% 0.99% +0.65
BRK.B Berkshire Hathaway Inc. Class B Add +76.9% 2.11% +0.59
VBK Van Morst SML-Cap Gro-Usd Inc. New 0.54% +0.54
IJS iShares S&P Small-Cap 600 Va Add +151.6% 1.01% +0.53
VUG Vanguard Mrngstar GR ETF-Sui Add +30.3% 6.74% +0.50
IJK iShares S&P Mid-Cap 400 Grow Add +168.5% 0.83% +0.44
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +163.7% 0.84% +0.43
IJJ iShares S&P Mid-Cap 400 Valu Add +131.3% 0.92% +0.42
IVE iShares S&P 500 Value ETF New 0.41% +0.41
VPU Vanguard Utilities ETF Add +291.2% 0.59% +0.41
ORCL Oracle Corp. New 0.40% +0.40
VOE Vngrd Mrngstr MD-Cap Val ETF Add +225.3% 0.62% +0.38
VBR Vngrd Mrngst SL-CP Val ETF-U New 0.36% +0.36
QQQ Invesco QQQ Trust Series 1 Add +28.5% 6.24% +0.35
IJT iShares S&P Small-Cap 600 GR Add +95.3% 0.89% +0.33
VTI VG Morningstar TS MKT ETF-US Add +47.8% 1.88% +0.32
VHT Vanguard Health Care ETF Add +84.7% 0.88% +0.28
VB Vanguard Most SM-Cap ETF-Usd New 0.26% +0.26
VTV Vanguard Mrngstr Val ETF-Aui Add +38.2% 2.67% +0.25
VCIT Vanguard Int-Term Corporate Add +73.2% 0.83% +0.21
JNJ Johnson & Johnson Add +35.6% 1.02% +0.20
IGLD FT Vest Gold Strategy Target New 0.18% +0.18
VGK Vanguard Ftse Europe ETF Add +92.4% 0.54% +0.18
IJH iShares Core S&P Midcap ETF Add +43.1% 1.44% +0.18
IYK iShares US Consumer Staples New 0.18% +0.18
VWO Vanguard Ftse Emerging Marke Add +49.0% 0.89% +0.17
COP Conocophillips New 0.17% +0.17
QQQI Neos Nasdaq-100 High Inc. ETF New 0.17% +0.17
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +153.0% 0.32% +0.16
DFAS Dimensional US Small Cap ETF New 0.15% +0.15
IJR iShares Core S&P Small-Cap E Add +37.9% 1.27% +0.15
EEMV iShares MSCI Emg MKT Min Vol New 0.15% +0.15
DFAI Dimensional International Co. New 0.12% +0.12
GLW Corning Inc. New 0.12% +0.12
META Meta Platforms Inc. Class A New 0.12% +0.12
INTC Intel Corp. New 0.12% +0.12
VNQ Vanguard Real Estate ETF Add +49.7% 0.84% +0.12
PSX Phillips 66 New 0.12% +0.12
PSCI Invesco S&P Smallcap Industr New 0.12% +0.12
BALL Ball Corp. New 0.11% +0.11
AVGO Broadcom Inc. New 0.11% +0.11
IEMG iShares Core MSCI Emerging New 0.11% +0.11
NSC Norfolk Southern Corp. New 0.11% +0.11
RDVY First Trust Rising Dividend New 0.11% +0.11
GEV GE Vernova Inc. New 0.11% +0.11
ES Eversource Energy New 0.11% +0.11
IBB iShares Biotechnology ETF Add +30.7% 0.83% +0.10
BND Vanguard Total Bond Market Add +54.1% 0.56% +0.08

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 171$212.1MQQQ, VUG, AAPL, VV, SPY
Q1 2026 163$185.6MQQQ, VUG, AAPL, VV, SPY
Q4 2025 163$191.7MVUG, QQQ, AAPL, VV, SPY
Q3 2025 163$190.2MVUG, QQQ, AAPL, VV, MSFT
Q2 2025 146$144.1MVUG, QQQ, VV, AAPL, SPY
Q1 2025 152$160.7MVUG, QQQ, AAPL, VV, SPY
Q4 2024 150$167.9MVUG, QQQ, AAPL, VV, SPY
Q3 2024 156$172.5MVUG, QQQ, AAPL, VV, SPY
Q2 2024 152$161.0MVUG, AAPL, VV, QQQ, SPY
Q1 2024 145$133.7MVUG, VV, QQQ, AAPL, SPY