Novak & Powell Financial Services, Inc.

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 11, 2025), Novak & Powell Financial Services, Inc. reported 146 stock positions worth $144.1 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 6.2% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 5.9%) and Vngrd Mrgstr LRG-Cap ETF-Usd (VV, 5.7%). Compared with Q1 2025, it opened 4 new positions, sold out of 10, added to 58 and reduced 59. The biggest buy was Microsoft (MSFT, shares +1%) and the biggest sale Berkshire Hathaway Class B (BRK.B, shares −41%).

Most Recent 13F
Q2 2026
Location
ST. PETERSBURG, FL
CIK
0002011548
Portfolio Value
$144.1M (Q2 2025)
SEC Filing
0002011548-25-000003 ↗ filed Aug 11, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $133.7M Q1 2024 Q2 2024: $161.0M Q2 2024 Q3 2024: $172.5M Q3 2024 Q4 2024: $167.9M Q4 2024 Q1 2025: $160.7M Q1 2025 Q2 2025: $144.1M $144.1M Q2 2025 Q3 2025: $190.2M Q3 2025 Q4 2025: $191.7M Q4 2025 Q1 2026: $185.6M Q1 2026 Q2 2026: $212.1M Q2 2026

Holdings 146 stocks · $144.1M
VUG Vanguard Mrngstar GR ETF-Sui 6.24% 20,502 $9.0M Reduce -22.4%
QQQ Invesco QQQ Trust Series 1 5.89% 15,380 $8.5M Reduce -21.1%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 5.67% 28,669 $8.2M Reduce -4.1%
AAPL Apple Inc. 5.56% 39,069 $8.0M Reduce -0.3%
SPY SS SPDR S&P 500 ETF Trust-US 4.38% 10,220 $6.3M Add +0.4%
MSFT Microsoft Corp. 4.04% 11,694 $5.8M Add +1.2%
VT Vanguard Tot World STK ETF 2.77% 31,011 $4.0M Add +0.8%
VIG Vanguard Dividend Apprec ETF 2.63% 18,521 $3.8M Reduce -0.4%
NVDA Nvidia Corp. 2.55% 23,234 $3.7M Add +1.6%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 2.45% 8,004 $3.5M Add +0.1%
VTV Vanguard Mrngstr Val ETF-Aui 2.42% 19,729 $3.5M Reduce -27.7%
FDN First Trust DJ Internet Ind 2.11% 11,283 $3.0M Reduce -0.2%
IAU iShares Gold Trust 1.67% 38,586 $2.4M Add +0.9%
QTEC First Trust Nasdq 100 Tech I 1.60% 10,867 $2.3M Reduce -2.7%
VTI VG Morningstar TS MKT ETF-US 1.55% 7,366 $2.2M Reduce -33.2%
BRK.B Berkshire Hathaway Inc. Class B 1.52% 4,519 $2.2M Reduce -41.2%
IJH iShares Core S&P Midcap ETF 1.26% 29,367 $1.8M Reduce -27.8%
IJR iShares Core S&P Small-Cap E 1.12% 14,725 $1.6M Reduce -25.8%
JPM JPMorgan Chase & Co. 1.11% 5,520 $1.6M Reduce -4.8%
FXL First Trust Technology Alpha 1.10% 10,092 $1.6M Reduce -0.8%
PG The Procter & Gamble Co. 0.99% 8,948 $1.4M Add +0.1%
BA The Boeing Co. 0.89% 6,113 $1.3M Reduce -3.2%
EPD Enterprise Products Partners 0.87% 40,287 $1.2M Add +1.6%
JNJ Johnson & Johnson 0.82% 7,734 $1.2M Reduce -3.9%
IYY iShares Dow Jones U.S. ETF 0.77% 7,332 $1.1M No change
VEU Vanguard Ftse All-World Ex-U 0.74% 15,942 $1.1M Add +9.7%
IBB iShares Biotechnology ETF 0.73% 8,323 $1.1M Reduce -22.3%
VNQ Vanguard Real Estate ETF 0.72% 11,644 $1.0M Reduce -31.9%
VWO Vanguard Ftse Emerging Marke 0.72% 20,932 $1.0M Reduce -31.6%
VCSH Vanguard S/T Corp. Bond ETF 0.71% 12,894 $1.0M Reduce -62.1%
AMZN Amazon.com Inc. 0.71% 4,669 $1.0M Add +0.3%
EFX Equifax Inc. 0.71% 3,939 $1.0M Add +0.1%
SBAC SBA Communications Corp. 0.67% 4,139 $972K Reduce -2.4%
QCOM Qualcomm Inc. 0.63% 5,678 $904K Add +0.5%
VCIT Vanguard Int-Term Corporate 0.62% 10,788 $895K Reduce -41.2%
VHT Vanguard Health Care ETF 0.60% 3,484 $865K Reduce -45.5%
ECL Ecolab Inc. 0.60% 3,186 $859K Add +0.0%
DWX State Street SPDR S&P Intern 0.57% 19,422 $819K Add +1.4%
IJT iShares S&P Small-Cap 600 GR 0.57% 6,138 $817K Reduce -72.9%
FV First Trust DW Focus 5 Fund 0.56% 13,627 $808K Add +0.1%
AMGN Amgen Inc. 0.53% 2,743 $766K Reduce -2.3%
BRK.A Berkshire Hathaway Inc. Class A 0.51% 1 $729K No change
IJJ iShares S&P Mid-Cap 400 Valu 0.50% 5,805 $717K Reduce -55.9%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.49% 5,723 $710K Reduce -1.1%
IGV iShares Expanded Tech-Softwa 0.48% 6,325 $693K No change
PM Philip Morris International 0.48% 3,799 $692K Reduce -6.2%
IJS iShares S&P Small-Cap 600 Va 0.48% 6,912 $688K Reduce -0.3%
BND Vanguard Total Bond Market 0.47% 9,223 $679K Reduce -20.6%
XOM Exxon Mobil Corp. 0.47% 6,222 $671K Reduce -5.7%
BIP Brookfield Infrastructure Pa 0.46% 19,675 $659K Reduce -1.0%
MMM 3M Co. 0.45% 4,285 $652K Reduce -3.4%
AMLP Alerian MLP ETF 0.45% 13,282 $649K Add +1.5%
VXUS Vanguard Total Intl Stock 0.45% 9,282 $641K No change
PNC PNC Financial Services Group 0.44% 3,364 $627K No change
CTAS Cintas Corp. 0.43% 2,797 $623K Add +0.2%
VAW Vanguard Materials ETF 0.42% 3,104 $605K Add +0.4%
WMT Walmart Inc. 0.41% 6,046 $591K Add +0.3%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.41% 2,062 $586K Reduce -61.5%
SO The Southern Co. 0.40% 6,225 $572K Add +0.4%
JNK SS SPDR BB High Yield Bond 0.39% 5,824 $566K Add +1.7%
IJK iShares S&P Mid-Cap 400 Grow 0.39% 6,148 $559K Reduce -63.0%
DNP DNP Select Income Fund Inc. 0.39% 57,084 $559K Add +1.9%
DUK Duke Energy Corp. 0.38% 4,581 $541K Add +0.1%
TSLA Tesla Inc. 0.36% 1,654 $525K Add +0.3%
STBA S & T Bancorp Inc. 0.36% 13,819 $523K No change
EVRG Evergy Inc. 0.36% 7,568 $522K Add +1.0%
MCD McDonald's Corp. 0.36% 1,770 $517K Reduce -1.1%
VGK Vanguard Ftse Europe ETF 0.36% 6,662 $516K Reduce -47.2%
VGSH Vanguard Short-Term Treasury 0.35% 8,600 $506K No change
VFH Vanguard Financials ETF 0.34% 3,870 $493K Reduce -72.3%
FXH First Trust Health Care Alph 0.34% 4,751 $493K No change
FTCS First Trust Capital Strength 0.34% 5,353 $487K No change
RJF Raymond James Financial Inc. 0.33% 3,073 $471K No change
SCCO Southern Copper Corp. 0.31% 4,469 $452K Add +1.0%
ADP Automatic Data Processing 0.31% 1,465 $452K Add +0.2%
COST Costco Wholesale Corp. 0.31% 449 $445K Add +22.3%
TXN Texas Instruments Inc. 0.31% 2,123 $441K Add +0.4%
VYM Vanguard High DVD Yield ETF 0.28% 3,036 $405K Reduce -3.4%
SYK Stryker Corp. 0.27% 1,000 $396K No change
NEE Nextera Energy Inc. 0.27% 5,670 $394K No change
MRK Merck & Co. Inc. 0.27% 4,914 $389K Add +0.4%
VIGI Vanguard Int Div App Indx FD 0.26% 4,212 $380K Add +0.6%
UNH Unitedhealth Group Inc. 0.26% 1,209 $377K Add +0.5%
MAR Marriott International Class A 0.26% 1,373 $375K No change
CVX Chevron Corp. 0.26% 2,575 $369K Add +0.2%
SPYI Neos S&P 500 High Income ETF 0.25% 7,157 $360K Add +7.6%
SFL SFL Corp. Ltd. 0.25% 42,636 $355K Add +3.3%
SPLV Invesco S&P 500 Low Volatili 0.24% 4,842 $353K Add +0.0%
KR Kroger Co. 0.24% 4,871 $349K Add +0.4%
IVV iShares Core S&P 500 ETF 0.24% 557 $346K Add +0.2%
IWY iShares Russell Top 200 Grow 0.24% 1,400 $345K No change
GE General Electric filed as GE AEROSPACE 0.24% 1,328 $342K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.24% 7,186 $340K Reduce -13.2%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.24% 2,066 $340K Reduce -68.8%
IYW iShares Ustechnology ETF 0.23% 1,894 $328K No change
EA Electronic Arts Inc. 0.23% 2,053 $328K Add +0.1%
MSTR Strategy Inc. filed as MICROSTRATEGY INC 0.23% 804 $325K Reduce -27.2%
MTB M & T Bank Corp. filed as M & T BK CORP 0.22% 1,668 $324K Add +0.5%
T AT&T Inc. 0.22% 10,931 $316K Reduce -1.4%
XLI SS Industrial Select Sector 0.22% 2,120 $313K Add +1.2%
PFE Pfizer Inc. 0.22% 12,896 $313K Reduce -1.2%
VOO Vanguard S&P 500 ETF 0.21% 532 $302K Add +2.7%
AMAT Applied Materials Inc. 0.21% 1,624 $297K Reduce -2.9%
FXR First Trust Indst/Producers 0.21% 4,000 $297K Reduce -2.4%
XLK SS Technology Select Sector 0.20% 1,163 $295K Reduce -28.0%
VZ Verizon Communications Inc. 0.20% 6,778 $293K Reduce -8.9%
UTG Reaves Utility Income Fund 0.20% 7,941 $287K Add +1.3%
MO Altria Group Inc. 0.20% 4,852 $284K Reduce -5.0%
NOBL Proshares S&P 500 Dividend A 0.19% 2,786 $281K Add +5.9%
BR Broadridge Financial Solutio 0.19% 1,152 $280K No change
XLG Invesco S&P 500 Top 50 ETF 0.19% 5,372 $280K No change
GLD SPDR Gold Shares 0.19% 895 $273K Add +15.3%
GS Goldman Sachs Group Inc. 0.19% 380 $269K Add +0.3%
VPU Vanguard Utilities ETF 0.19% 1,522 $269K Reduce -73.7%
VGT Vanguard Info Tech ETF 0.19% 403 $267K New
HON Honeywell International Inc. 0.19% 1,147 $267K Reduce -0.2%
DE Deere & Co. 0.18% 519 $264K Add +0.2%
CSCO Cisco Systems Inc. 0.18% 3,800 $264K Reduce -9.9%
DHR Danaher Corp. 0.18% 1,299 $257K Reduce -18.8%
RSPN Invesco S&P 500 Equal Weight 0.18% 4,715 $252K No change
SOXX iShares Semiconductor ETF 0.17% 1,050 $251K Reduce -22.2%
ABBV Abbvie Inc. 0.17% 1,341 $249K Reduce -3.5%
KO The Coca-Cola Co. 0.17% 3,473 $246K Add +0.7%
SPGI S&P Global Inc. 0.17% 466 $245K No change
FBT First Trust Nyse Arca Biotec 0.17% 1,512 $244K No change
UNP Union Pacific Corp. 0.17% 1,057 $243K No change
D Dominion Energy Inc. 0.17% 4,288 $242K Add +0.8%
EEM iShares MSCI Emerging Market 0.16% 4,918 $237K Reduce -45.3%
PEP Pepsico Inc. 0.16% 1,771 $234K Add +0.7%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.16% 825 $231K Reduce -64.0%
INGR Ingredion Inc. 0.16% 1,696 $230K Add +0.1%
HD Home Depot Inc. 0.16% 613 $225K No change
COWZ Pacer US Cash Cows 100 ETF 0.15% 4,054 $223K New
YUM Yum! Brands Inc. 0.15% 1,495 $222K Add +0.3%
LOW Lowe's Cos Inc. 0.15% 948 $210K No change
BSV Vanguard Short-Term Bond ETF 0.15% 2,669 $210K Reduce -86.3%
FPE FT-Preferred Secur & Inc. ETF 0.14% 11,731 $209K No change
FLG Flagstar Bank NA 0.14% 19,165 $203K Add +0.1%
DOC Healthpeak Properties Inc. 0.14% 11,445 $200K Add +1.8%
PGF Invesco Financial Preferred 0.13% 12,974 $183K Reduce -2.4%
LEO BNY Mellon Strategic Muni 0.11% 26,055 $154K New
XAGDX Abrdn GLBL DYNM Divid 0.10% 13,030 $144K Add +3.4%
CXE MFS High Income Municipal TR 0.09% 36,540 $131K Add +1.4%
DSM BNYM Strat Muni BND filed as BNY MELLON STRATEGIC MUN BD 0.07% 17,609 $99K Add +1.3%
XCMUX MFS High Yield Municipal TR 0.07% 29,500 $98K Add +1.4%
MMU Western Asset Managed Munici 0.07% 9,716 $96K New

Portfolio Sells Q1 2025 → Q2 2025
BRK.B Berkshire Hathaway Inc. Class B Reduce -41.2% 1.52% −1.02
IJT iShares S&P Small-Cap 600 GR Reduce -72.9% 0.57% −1.01
VCSH Vanguard S/T Corp. Bond ETF Reduce -62.1% 0.71% −0.96
BSV Vanguard Short-Term Bond ETF Reduce -86.3% 0.15% −0.80
VFH Vanguard Financials ETF Reduce -72.3% 0.34% −0.70
VBK Van Morst SML-Cap Gro-Usd Inc. Sold out 0.00% −0.53
VTV Vanguard Mrngstr Val ETF-Aui Reduce -27.7% 2.42% −0.51
IJJ iShares S&P Mid-Cap 400 Valu Reduce -55.9% 0.50% −0.48
IJK iShares S&P Mid-Cap 400 Grow Reduce -63.0% 0.39% −0.47
VHT Vanguard Health Care ETF Reduce -45.5% 0.60% −0.45
VPU Vanguard Utilities ETF Reduce -73.7% 0.19% −0.43
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -68.8% 0.24% −0.43
IVE iShares S&P 500 Value ETF Sold out 0.00% −0.42
VOT Vngrd Mrngstr MC GRW ETF-Usd Reduce -61.5% 0.41% −0.41
VBR Vngrd Mrngst SL-CP Val ETF-U Sold out 0.00% −0.37
VTI VG Morningstar TS MKT ETF-US Reduce -33.2% 1.55% −0.33
VCIT Vanguard Int-Term Corporate Reduce -41.2% 0.62% −0.31
VB Vanguard Most SM-Cap ETF-Usd Sold out 0.00% −0.27
IYK iShares US Consumer Staples Sold out 0.00% −0.25
VNQ Vanguard Real Estate ETF Reduce -31.9% 0.72% −0.24
IVW iShares S&P 500 Growth ETF Sold out 0.00% −0.24
IJH iShares Core S&P Midcap ETF Reduce -27.8% 1.26% −0.21
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -64.0% 0.16% −0.21
VGK Vanguard Ftse Europe ETF Reduce -47.2% 0.36% −0.19
IJR iShares Core S&P Small-Cap E Reduce -25.8% 1.12% −0.17
FNF Fidelity National Financial Sold out 0.00% −0.17
VWO Vanguard Ftse Emerging Marke Reduce -31.6% 0.72% −0.14
DFAS Dimensional US Small Cap ETF Sold out 0.00% −0.14
BALL Ball Corp. Sold out 0.00% −0.14
COP Conocophillips Sold out 0.00% −0.13
IBB iShares Biotechnology ETF Reduce -22.3% 0.73% −0.12
EEM iShares MSCI Emerging Market Reduce -45.3% 0.16% −0.11
BND Vanguard Total Bond Market Reduce -20.6% 0.47% −0.06
DHR Danaher Corp. Reduce -18.8% 0.18% −0.03
XOM Exxon Mobil Corp. Reduce -5.7% 0.47% −0.02
AMGN Amgen Inc. Reduce -2.3% 0.53% −0.01
JNJ Johnson & Johnson Reduce -3.9% 0.82% −0.01
ABBV Abbvie Inc. Reduce -3.5% 0.17% −0.01
VZ Verizon Communications Inc. Reduce -8.9% 0.20% −0.01
XLK SS Technology Select Sector Reduce -28.0% 0.20% −0.00
MO Altria Group Inc. Reduce -5.0% 0.20% +0.01
PGF Invesco Financial Preferred Reduce -2.4% 0.13% +0.01
MCD McDonald's Corp. Reduce -1.1% 0.36% +0.01
PFE Pfizer Inc. Reduce -1.2% 0.22% +0.01
SOXX iShares Semiconductor ETF Reduce -22.2% 0.17% +0.02
BAC Bank of America Corp. Reduce -13.2% 0.24% +0.02
CSCO Cisco Systems Inc. Reduce -9.9% 0.18% +0.02
T AT&T Inc. Reduce -1.4% 0.22% +0.02
MSTR Strategy Inc. Reduce -27.2% 0.23% +0.03
FXR First Trust Indst/Producers Reduce -2.4% 0.21% +0.03

Portfolio Buys Q1 2025 → Q2 2025
MSFT Microsoft Corp. Add +1.2% 4.04% +1.34
NVDA Nvidia Corp. Add +1.6% 2.55% +1.00
SPY SS SPDR S&P 500 ETF Trust-US Add +0.4% 4.38% +0.84
VT Vanguard Tot World STK ETF Add +0.8% 2.77% +0.54
DIA SS SPDR Dow Jones Indus Avg Add +0.1% 2.45% +0.36
IAU iShares Gold Trust Add +0.9% 1.67% +0.27
VEU Vanguard Ftse All-World Ex-U Add +9.7% 0.74% +0.20
VGT Vanguard Info Tech ETF New 0.19% +0.19
AMZN Amazon.com Inc. Add +0.3% 0.71% +0.16
COWZ Pacer US Cash Cows 100 ETF New 0.15% +0.15
EFX Equifax Inc. Add +0.1% 0.71% +0.11
DWX State Street SPDR S&P Intern Add +1.4% 0.57% +0.11
LEO BNY Mellon Strategic Muni New 0.11% +0.11
TSLA Tesla Inc. Add +0.3% 0.36% +0.10
FV First Trust DW Focus 5 Fund Add +0.1% 0.56% +0.10
ECL Ecolab Inc. Add +0.0% 0.60% +0.09
COST Costco Wholesale Corp. Add +22.3% 0.31% +0.09
QCOM Qualcomm Inc. Add +0.5% 0.63% +0.09
WMT Walmart Inc. Add +0.3% 0.41% +0.08
CTAS Cintas Corp. Add +0.2% 0.43% +0.08
TXN Texas Instruments Inc. Add +0.4% 0.31% +0.07
MMU Western Asset Managed Munici New 0.07% +0.07
GS Goldman Sachs Group Inc. Add +0.3% 0.19% +0.06
SCCO Southern Copper Corp. Add +1.0% 0.31% +0.06
VAW Vanguard Materials ETF Add +0.4% 0.42% +0.06
JNK SS SPDR BB High Yield Bond Add +1.7% 0.39% +0.05
SPYI Neos S&P 500 High Income ETF Add +7.6% 0.25% +0.05
GLD SPDR Gold Shares Add +15.3% 0.19% +0.05
VIGI Vanguard Int Div App Indx FD Add +0.6% 0.26% +0.05
XLI SS Industrial Select Sector Add +1.2% 0.22% +0.05
IVV iShares Core S&P 500 ETF Add +0.2% 0.24% +0.05
VOO Vanguard S&P 500 ETF Add +2.7% 0.21% +0.04
EA Electronic Arts Inc. Add +0.1% 0.23% +0.04
DNP DNP Select Income Fund Inc. Add +1.9% 0.39% +0.04
SO The Southern Co. Add +0.4% 0.40% +0.04
PG The Procter & Gamble Co. Add +0.1% 0.99% +0.04
UTG Reaves Utility Income Fund Add +1.3% 0.20% +0.04
EVRG Evergy Inc. Add +1.0% 0.36% +0.04
MTB M & T Bank Corp. Add +0.5% 0.22% +0.04
KR Kroger Co. Add +0.4% 0.24% +0.04
SFL SFL Corp. Ltd. Add +3.3% 0.25% +0.04
ADP Automatic Data Processing Add +0.2% 0.31% +0.04
DE Deere & Co. Add +0.2% 0.18% +0.03
DUK Duke Energy Corp. Add +0.1% 0.38% +0.03
AMLP Alerian MLP ETF Add +1.5% 0.45% +0.03
NOBL Proshares S&P 500 Dividend A Add +5.9% 0.19% +0.03
EPD Enterprise Products Partners Add +1.6% 0.87% +0.02
XAGDX Abrdn GLBL DYNM Divid Add +3.4% 0.10% +0.02
D Dominion Energy Inc. Add +0.8% 0.17% +0.02
SPLV Invesco S&P 500 Low Volatili Add +0.0% 0.24% +0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 171$212.1MQQQ, VUG, AAPL, VV, SPY
Q1 2026 163$185.6MQQQ, VUG, AAPL, VV, SPY
Q4 2025 163$191.7MVUG, QQQ, AAPL, VV, SPY
Q3 2025 163$190.2MVUG, QQQ, AAPL, VV, MSFT
Q2 2025 146$144.1MVUG, QQQ, VV, AAPL, SPY
Q1 2025 152$160.7MVUG, QQQ, AAPL, VV, SPY
Q4 2024 150$167.9MVUG, QQQ, AAPL, VV, SPY
Q3 2024 156$172.5MVUG, QQQ, AAPL, VV, SPY
Q2 2024 152$161.0MVUG, AAPL, VV, QQQ, SPY
Q1 2024 145$133.7MVUG, VV, QQQ, AAPL, SPY