Ofc Financial Planning, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 4, 2026), Ofc Financial Planning, LLC reported 56 stock positions worth $105.3 million. Its top holding was Apple (AAPL) at 21.2% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 15.1%) and iShares Core S&P 500 ETF (IVV, 6.0%). Compared with Q3 2025, it opened 2 new positions, added to 18 and reduced 18. The biggest buy was Vanguard Ftse Developed ETF (VEA, shares +25%) and the biggest sale iShares Ultra Short Duration (ICSH, shares −10%).
- Most Recent 13F
- Q2 2026
- Location
- SHORT HILLS, NJ
- CIK
- 0002052590
- Portfolio Value
- $105.3M (Q4 2025)
- SEC Filing
- 0002052590-26-000001 ↗ filed Feb 4, 2026
Holdings Value
Holdings 56 stocks · $105.3M
| AAPL Apple Inc. | 21.23% | 82,244 | $22.4M | Reduce -0.2% |
| VOO Vanguard S&P 500 ETF | 15.07% | 25,309 | $15.9M | Add +3.1% |
| IVV iShares Core S&P 500 ETF | 6.00% | 9,233 | $6.3M | Reduce -4.7% |
| PTLC Pacer Trendpilot US Large Ca | 4.12% | 78,056 | $4.3M | Add +1.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 3.74% | 5,782 | $3.9M | Reduce -0.0% |
| ICSH iShares Ultra Short Duration | 2.99% | 62,352 | $3.2M | Reduce -10.1% |
| IAU iShares Gold Trust | 2.63% | 34,132 | $2.8M | Reduce -0.9% |
| VXUS Vanguard Total Intl Stock | 2.33% | 32,568 | $2.5M | Reduce -3.3% |
| GLD SPDR Gold Shares | 1.99% | 5,294 | $2.1M | Reduce -2.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.91% | 6,940 | $2.0M | Add +6.9% |
| COWZ Pacer US Cash Cows 100 ETF | 1.81% | 31,609 | $1.9M | Add +4.6% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.79% | 8,888 | $1.9M | Add +2.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.66% | 6,759 | $1.7M | Add +8.2% |
| MSFT Microsoft Corp. | 1.53% | 3,334 | $1.6M | No change |
| SLQD iShares 0-5 YR Inv GRD Corp. | 1.52% | 31,674 | $1.6M | Reduce -3.4% |
| KNG FT Vest S&P 500 DVD Arst TRG | 1.52% | 32,543 | $1.6M | Reduce -10.7% |
| VWO Vanguard Ftse Emerging Marke | 1.50% | 29,291 | $1.6M | Add +4.1% |
| VEA Vanguard Ftse Developed ETF | 1.36% | 22,959 | $1.4M | Add +25.2% |
| IVW iShares S&P 500 Growth ETF | 1.24% | 10,598 | $1.3M | No change |
| IWB iShares Russell 1000 ETF | 1.22% | 3,439 | $1.3M | No change |
| COWG Pacer US LRG Cap Cows GR LD | 1.18% | 35,217 | $1.2M | Add +7.4% |
| BUFB Innovator Ladd Allo Buff ETF | 1.17% | 33,566 | $1.2M | Add +5.5% |
| NUE Nucor Corp. | 1.17% | 7,526 | $1.2M | No change |
| BSTP Innovator Buff Su Strat ETF | 1.12% | 31,892 | $1.2M | Add +6.2% |
| BUFF Innovator Laddered Allocatio | 1.11% | 23,394 | $1.2M | Add +6.3% |
| PSTP Innovator PWR Buff Su St ETF | 1.03% | 30,607 | $1.1M | Add +1.2% |
| IWR iShares Russell Mid-Cap ETF | 0.96% | 10,549 | $1.0M | Reduce -2.8% |
| PWR Quanta Services Inc. | 0.96% | 2,405 | $1.0M | No change |
| C Citigroup Inc. | 0.96% | 8,632 | $1.0M | Add +6.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.93% | 5,144 | $983K | Reduce -0.1% |
| CAT Caterpillar Inc. | 0.92% | 1,695 | $971K | No change |
| IWM iShares Russell 2000 ETF | 0.80% | 3,443 | $848K | Reduce -0.7% |
| VST Vistra Corp. | 0.79% | 5,150 | $831K | No change |
| NVDA Nvidia Corp. | 0.75% | 4,208 | $785K | No change |
| GOOG Alphabet Inc. Class C | 0.74% | 2,500 | $785K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.74% | 2,317 | $777K | Add +10.1% |
| ITOT iShares Core S&P Total U.S. | 0.73% | 5,145 | $765K | Add +6.3% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.68% | 6,511 | $717K | Reduce -9.4% |
| IVOV Vanguard S&P Mid-Cap 400 Val | 0.61% | 6,310 | $637K | Add +5.9% |
| PTBD Pacer Trendpilot US Bond ETF | 0.60% | 32,519 | $631K | Reduce -0.7% |
| GOOGL Alphabet Inc. Class A | 0.52% | 1,760 | $551K | No change |
| EFA iShares MSCI Eafe ETF | 0.50% | 5,517 | $530K | Reduce -8.9% |
| MCD McDonald's Corp. | 0.47% | 1,620 | $495K | No change |
| HD Home Depot Inc. | 0.43% | 1,303 | $448K | No change |
| PLTR Palantir Technologies Inc. Class A | 0.36% | 2,105 | $374K | No change |
| AMZN Amazon.com Inc. | 0.34% | 1,540 | $355K | Add +35.1% |
| TXN Texas Instruments Inc. | 0.30% | 1,805 | $313K | No change |
| CALF PCR US SM CP CSH CWS ETF-Usd | 0.27% | 6,314 | $280K | Reduce -24.0% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.24% | 857 | $254K | No change |
| JPM JPMorgan Chase & Co. | 0.24% | 777 | $250K | No change |
| ADBE Adobe Inc. | 0.24% | 713 | $250K | New |
| ESGV Vanguard ESG US Stock ETF | 0.21% | 1,816 | $220K | Reduce -0.9% |
| JNK SS SPDR BB High Yield Bond | 0.21% | 2,248 | $219K | Reduce -7.2% |
| TIP iShares Tips Bond ETF | 0.19% | 1,840 | $202K | No change |
| PHYS Sprott Physical Gold Trust | 0.19% | 6,084 | $201K | New |
| TNGY Tortoise Energy ETF | 0.19% | 22,136 | $200K | No change |
Options reported separately and not counted above: SPY puts ($16K), STATE STR SPDR S&P 500 ETF T puts ($7K).
Portfolio Sells Q3 2025 → Q4 2025
| ICSH iShares Ultra Short Duration | Reduce -10.1% | 2.99% | −0.49 |
| IVV iShares Core S&P 500 ETF | Reduce -4.7% | 6.00% | −0.41 |
| KNG FT Vest S&P 500 DVD Arst TRG | Reduce -10.7% | 1.52% | −0.26 |
| SLQD iShares 0-5 YR Inv GRD Corp. | Reduce -3.4% | 1.52% | −0.13 |
| VXUS Vanguard Total Intl Stock | Reduce -3.3% | 2.33% | −0.12 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -9.4% | 0.68% | −0.11 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Reduce -24.0% | 0.27% | −0.09 |
| IWR iShares Russell Mid-Cap ETF | Reduce -2.8% | 0.96% | −0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.0% | 3.74% | −0.07 |
| EFA iShares MSCI Eafe ETF | Reduce -8.9% | 0.50% | −0.06 |
| PTBD Pacer Trendpilot US Bond ETF | Reduce -0.7% | 0.60% | −0.04 |
| JNK SS SPDR BB High Yield Bond | Reduce -7.2% | 0.21% | −0.03 |
| IWM iShares Russell 2000 ETF | Reduce -0.7% | 0.80% | −0.03 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.1% | 0.93% | −0.02 |
| ESGV Vanguard ESG US Stock ETF | Reduce -0.9% | 0.21% | −0.01 |
| GLD SPDR Gold Shares | Reduce -2.5% | 1.99% | +0.08 |
| IAU iShares Gold Trust | Reduce -0.9% | 2.63% | +0.15 |
| AAPL Apple Inc. | Reduce -0.2% | 21.23% | +0.46 |
Portfolio Buys Q3 2025 → Q4 2025
| VEA Vanguard Ftse Developed ETF | Add +25.2% | 1.36% | +0.27 |
| ADBE Adobe Inc. | New | 0.24% | +0.24 |
| PHYS Sprott Physical Gold Trust | New | 0.19% | +0.19 |
| VOO Vanguard S&P 500 ETF | Add +3.1% | 15.07% | +0.19 |
| C Citigroup Inc. | Add +6.1% | 0.96% | +0.14 |
| AMZN Amazon.com Inc. | Add +35.1% | 0.34% | +0.09 |
| COWZ Pacer US Cash Cows 100 ETF | Add +4.6% | 1.81% | +0.09 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +8.2% | 1.66% | +0.08 |
| VTI VG Morningstar TS MKT ETF-US | Add +10.1% | 0.74% | +0.05 |
| BSTP Innovator Buff Su Strat ETF | Add +6.2% | 1.12% | +0.04 |
| BUFF Innovator Laddered Allocatio | Add +6.3% | 1.11% | +0.04 |
| BUFB Innovator Ladd Allo Buff ETF | Add +5.5% | 1.17% | +0.04 |
| ITOT iShares Core S&P Total U.S. | Add +6.3% | 0.73% | +0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +6.9% | 1.91% | +0.02 |
| IVOV Vanguard S&P Mid-Cap 400 Val | Add +5.9% | 0.61% | +0.01 |
| COWG Pacer US LRG Cap Cows GR LD | Add +7.4% | 1.18% | −0.00 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +2.0% | 1.79% | −0.01 |
| VWO Vanguard Ftse Emerging Marke | Add +4.1% | 1.50% | −0.01 |
| PSTP Innovator PWR Buff Su St ETF | Add +1.2% | 1.03% | −0.01 |
| PTLC Pacer Trendpilot US Large Ca | Add +1.0% | 4.12% | −0.07 |
Options Activity Q3 2025 → Q4 2025
| SPY SS SPDR S&P 500 ETF Trust-US | put | New | 10 | $16K |
| STATE STR SPDR S&P 500 ETF T | put | New | 20 | $7K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 56 | $112.6M | AAPL, VOO, IVV, SPY, PTLC |
| Q1 2026 | 55 | $101.7M | AAPL, VOO, IVV, PTLC, SPY |
| Q4 2025 | 56 | $105.3M | AAPL, VOO, IVV, PTLC, SPY |
| Q3 2025 | 54 | $101.0M | AAPL, VOO, IVV, PTLC, SPY |
| Q2 2025 | 56 | $94.2M | AAPL, VOO, IVV, ICSH, PTLC |
| Q1 2025 | 53 | $88.4M | AAPL, VOO, IVV, ICSH, PTLC |
| Q4 2024 | 52 | $94.8M | AAPL, VOO, IVV, ICSH, PTLC |