Panoramic Investment Advisors, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 24, 2025), Panoramic Investment Advisors, LLC reported 125 stock positions worth $177.8 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 14.4% of the portfolio, followed by Schwab US Large-Cap Value (SCHV, 3.5%) and Vanguard Core-Plus Bond ETF (VPLS, 3.4%). Compared with Q2 2025, it opened 8 new positions, sold out of 4, added to 55 and reduced 39. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +23%) and the biggest sale iShares MSCI USA Quality Fac (QUAL, shares −46%).

Most Recent 13F
Q2 2026
Location
DENVER, CO
CIK
0001967332
Portfolio Value
$177.8M (Q3 2025)
SEC Filing
0001967332-25-000003 ↗ filed Oct 24, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $135.7M Q1 2024 Q3 2024: $144.7M Q3 2024 Q4 2024: $153.5M Q4 2024 Q1 2025: $148.1M Q1 2025 Q2 2025: $162.9M Q2 2025 Q3 2025: $177.8M $177.8M Q3 2025 Q4 2025: $184.0M Q4 2025 Q1 2026: $184.9M Q1 2026 Q2 2026: $209.1M Q2 2026

Holdings 125 stocks · $177.8M
SPYM Ste STR SPDR PT S&P 500 ETF 14.38% 326,313 $25.6M Add +2.4%
SCHV Schwab US Large-Cap Value 3.54% 216,024 $6.3M Add +4.9%
VPLS Vanguard Core-Plus Bond ETF 3.44% 77,715 $6.1M Add +6.9%
VUG Vanguard Mrngstar GR ETF-Sui 3.17% 11,756 $5.6M Add +23.4%
SCHG Schwab US Large-Cap Growth 3.05% 170,051 $5.4M Add +6.2%
GOOG Alphabet Inc. Class C 2.55% 18,602 $4.5M Reduce -18.9%
ICSH iShares Ultra Short Duration 2.37% 83,212 $4.2M Add +5.2%
FBTC Fidelity Wise Origin Bitcoin 2.26% 40,233 $4.0M Add +1.7%
SCHD Schwab US DVD Equity ETF 2.13% 138,572 $3.8M Add +3.2%
IBIT iShares Bitcoin Trust ETF 1.98% 54,064 $3.5M Add +2.3%
DFLV Dim US Large Cap Value ETF 1.97% 106,665 $3.5M Add +20.3%
QQQ Invesco QQQ Trust Series 1 1.86% 5,505 $3.3M Reduce -0.3%
MOAT Vaneck Morningstar Wide Moat 1.82% 32,700 $3.2M Reduce -2.8%
VYM Vanguard High DVD Yield ETF 1.80% 22,766 $3.2M Add +1.4%
BRK.B Berkshire Hathaway Inc. Class B 1.77% 6,261 $3.1M Add +2.3%
JEPI JPMorgan Equity Premium Inco 1.71% 53,311 $3.0M Add +5.6%
VOO Vanguard S&P 500 ETF 1.65% 4,796 $2.9M Add +0.9%
IVV iShares Core S&P 500 ETF 1.65% 4,384 $2.9M Add +1.1%
IEFA iShares Core MSCI Eafe ETF 1.61% 32,866 $2.9M Add +5.0%
NVDA Nvidia Corp. 1.55% 14,734 $2.7M Add +16.6%
QUAL iShares MSCI USA Quality Fac 1.51% 13,820 $2.7M Reduce -45.9%
TLT iShares 20+ Year Treasury BD 1.51% 29,983 $2.7M Add +30.8%
SCHM Schwab US Mid Cap ETF 1.36% 81,403 $2.4M Add +27.1%
AAPL Apple Inc. 1.35% 9,427 $2.4M Reduce -7.0%
GOOGL Alphabet Inc. Class A 1.34% 9,808 $2.4M Reduce -10.0%
SCHB Schwab US Broad Market ETF 1.28% 88,736 $2.3M Add +1.6%
VGT Vanguard Info Tech ETF 1.27% 3,027 $2.3M Reduce -0.2%
SCHA Schwab US Small-Cap ETF 1.25% 79,831 $2.2M Add +21.3%
XLE SS Energy Select Sector 1.11% 22,097 $2.0M Add +0.2%
DGRW Wisdomtree U.S. Quality Divi 1.10% 21,897 $1.9M Add +3.7%
MAXJ iShares LG Cap Max Buff Jun 1.08% 68,250 $1.9M No change
QQH HCM Defender 100 Index ETF 1.05% 24,403 $1.9M Reduce -0.5%
META Meta Platforms Inc. Class A 1.01% 2,453 $1.8M Reduce -5.4%
MSFT Microsoft Corp. 1.00% 3,426 $1.8M Reduce -5.3%
IYW iShares Ustechnology ETF 0.93% 8,429 $1.7M Reduce -45.3%
LGH HCM Defender 500 Index ETF 0.93% 27,235 $1.6M Reduce -0.5%
ABT Abbott Laboratories 0.90% 12,007 $1.6M Reduce -0.8%
AMZN Amazon.com Inc. 0.86% 6,957 $1.5M Add +1.2%
PEP Pepsico Inc. 0.83% 10,457 $1.5M Add +45.5%
SCHW Schwab (charles) Corp. 0.72% 13,333 $1.3M Add +6.4%
IDV iShares International Select 0.70% 34,102 $1.2M Add +1.6%
VXUS Vanguard Total Intl Stock 0.65% 15,724 $1.2M Add +0.3%
PCEF Invesco Cef Income Composite 0.61% 54,383 $1.1M Add +6.2%
BAI Ishrs AI in and Tech Act ETF 0.58% 30,211 $1.0M New
RDVY First Trust Rising Dividend 0.55% 14,566 $980K No change
DTD Wisdomtree US Total Dividend 0.55% 11,573 $972K Add +0.0%
EVSM Eaton Vance SHRT Dur Muni 0.52% 18,428 $929K Add +5.8%
GSEW Goldman Sachs Eql WGHT Large 0.51% 10,641 $905K Add +3.5%
ISCV iShares Morningstar Small-Ca 0.50% 13,442 $896K Add +0.5%
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.44% 13,580 $781K No change
VYMI Vanguard Int High DVD YLD Inc. 0.43% 8,950 $758K Add +1.1%
WELL Welltower Inc. 0.43% 4,252 $757K No change
RSP Invesco S&P 500 Equal Weight 0.40% 3,706 $703K Reduce -1.1%
GRNY Fundstr Gran SH US LRG Cap 0.39% 27,925 $698K New
EMXC iShares MSCI Emr MRK Ex Chna 0.39% 10,173 $687K Add +10.8%
ITOT iShares Core S&P Total U.S. 0.36% 4,425 $645K Reduce -2.3%
MFIC Midcap Financial Investment 0.36% 53,630 $643K No change
FTCS First Trust Capital Strength 0.35% 6,590 $617K Reduce -1.9%
XLF SS Financial Select Sector 0.35% 11,403 $614K Add +0.0%
AVGO Broadcom Inc. 0.34% 1,841 $607K Reduce -0.3%
SPLV Invesco S&P 500 Low Volatili 0.32% 7,854 $577K Add +0.5%
DBND Doubleline Oppor Cor BND-Usd 0.32% 12,175 $567K No change
XOM Exxon Mobil Corp. 0.32% 5,011 $565K Add +6.4%
OCTT All US Equ BUF10 Oct ETF-Usd 0.32% 13,250 $565K No change
GLD SPDR Gold Shares 0.31% 1,530 $544K Reduce -24.6%
IJH iShares Core S&P Midcap ETF 0.30% 8,128 $530K Add +4.4%
IAU iShares Gold Trust 0.29% 7,030 $512K Add +2.9%
VFH Vanguard Financials ETF 0.28% 3,825 $502K Add +0.3%
JANT Allianzim US Eq BFFR10 JN-US 0.27% 12,125 $482K No change
TSLA Tesla Inc. 0.27% 1,076 $479K Reduce -1.2%
VDC Vanguard Consumer Staple ETF 0.26% 2,130 $455K Add +0.5%
BINC iShares Flex I A ETF-Usd Inc. 0.26% 8,550 $455K No change
CRWD CrowdStrike Holdings Inc. Class A 0.25% 918 $450K Reduce -5.2%
COST Costco Wholesale Corp. 0.23% 449 $416K Reduce -18.4%
IHI iShares U.S. Medical Devices 0.23% 6,819 $410K Reduce -4.2%
JUNT Allianzim US Eq BFFR10 JN-US 0.22% 11,050 $393K No change
IJJ iShares S&P Mid-Cap 400 Valu 0.21% 2,900 $376K No change
ETN Eaton Corp. PLC 0.21% 989 $370K Reduce -3.9%
MSTR Strategy Inc. 0.21% 1,134 $365K Add +0.3%
AHR American Healthcare REIT Inc. 0.21% 8,692 $365K Reduce -10.3%
SCHX Schwab US Large-Cap ETF 0.21% 13,848 $365K Add +0.2%
GBTC Grayscale Bitcoin Trust ETF 0.20% 4,027 $362K No change
VDE Vanguard Energy ETF 0.20% 2,871 $361K Add +0.6%
PLTR Palantir Technologies Inc. Class A 0.20% 1,905 $348K Reduce -1.6%
O Realty Income Corp. 0.19% 5,696 $346K Add +1.1%
JPM JPMorgan Chase & Co. 0.18% 1,031 $325K Reduce -17.0%
BIV Vanguard Intermediate-Term B 0.18% 4,100 $320K No change
VHT Vanguard Health Care ETF 0.18% 1,210 $314K Reduce -3.2%
VPU Vanguard Utilities ETF 0.18% 1,645 $312K Add +0.5%
APRT Allianzim US Eq BFFR10 Ap-US 0.17% 7,525 $306K No change
TGT Target Corp. 0.17% 3,394 $304K Add +0.1%
FNCL Fidelity MSCI Financial Indx 0.17% 3,900 $298K No change
IGSB iShares 1-5Y Inv Grade Corp. 0.17% 5,585 $296K Reduce -17.2%
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.16% 1,200 $293K No change
EVLN Eaton Vance Floating-Rate 0.16% 5,823 $289K Add +5.3%
OCTW Alianzim US Eq BFR20 Oct-Usd 0.16% 7,500 $287K No change
SILA Sila Realty Trust Inc. 0.16% 11,246 $282K Reduce -30.1%
XLV SS Health Care Select Sector 0.16% 2,025 $282K No change
SOFI Sofi Technologies Inc. 0.16% 10,450 $276K Reduce -1.9%
SCHF Schwab Intl Equity ETF 0.16% 11,859 $276K Add +20.6%
SLV iShares Silver Trust 0.15% 6,170 $261K New
HIGH Simplify Enhanced Income ETF 0.15% 11,300 $261K No change
VOX Vanguard Communication Servi 0.15% 1,390 $261K Add +16.3%
IJS iShares S&P Small-Cap 600 Va 0.15% 2,345 $259K No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.14% 7,655 $255K New
DSI iShares ESG MSCI KLD 400 ETF 0.14% 2,016 $254K New
VOE Vngrd Mrngstr MD-Cap Val ETF 0.14% 1,442 $252K Add +0.5%
VCR Vanguard Consumer Discre ETF 0.14% 613 $243K Reduce -6.4%
DBEF Xtrackers MSCI Eafe Hedged E 0.14% 5,220 $242K Add +5.5%
V Visa Inc. Class A 0.13% 699 $239K Add +16.1%
LMT Lockheed Martin Corp. 0.13% 474 $237K Reduce -12.6%
MRK Merck & Co. Inc. 0.13% 2,773 $233K Reduce -2.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.13% 341 $227K Reduce -7.1%
HD Home Depot Inc. 0.13% 553 $224K Reduce -8.0%
ORCL Oracle Corp. 0.13% 796 $224K New
VNQ Vanguard Real Estate ETF 0.13% 2,444 $223K Add +0.4%
GDX Vaneck Gold Miners ETF 0.12% 2,898 $221K New
IGIB iShares 5-10Y Inv Grade Corp. 0.12% 4,075 $220K Reduce -8.8%
RKT Rocket Cos Inc. Class A 0.12% 11,000 $213K No change
SPYD SS SPDR P S&P 500 Hi Div ETF 0.12% 4,717 $208K New
SUSA iShares ESG Optimized MSCI U 0.12% 1,516 $206K Reduce -27.0%
MPLX MPLX LP 0.11% 4,057 $203K No change
FSK FS KKR Capital Corp. 0.11% 12,570 $188K Reduce -19.6%
FSCO FS Credit Opportunities Corp. 0.10% 26,142 $181K Reduce -20.9%
ABR Arbor Realty Trust Inc. 0.08% 11,706 $143K No change

Portfolio Sells Q2 2025 → Q3 2025
QUAL iShares MSCI USA Quality Fac Reduce -45.9% 1.51% −1.36
IYW iShares Ustechnology ETF Reduce -45.3% 0.93% −0.71
VTV Vanguard Mrngstr Val ETF-Aui Sold out 0.00% −0.25
META Meta Platforms Inc. Class A Reduce -5.4% 1.01% −0.16
FHLC Fidelity MSCI Health Care Sold out 0.00% −0.13
AXON Axon Enterprise Inc. Sold out 0.00% −0.13
MOAT Vaneck Morningstar Wide Moat Reduce -2.8% 1.82% −0.12
ABT Abbott Laboratories Reduce -0.8% 0.90% −0.11
MSFT Microsoft Corp. Reduce -5.3% 1.00% −0.11
COST Costco Wholesale Corp. Reduce -18.4% 0.23% −0.10
FSK FS KKR Capital Corp. Reduce -19.6% 0.11% −0.09
SILA Sila Realty Trust Inc. Reduce -30.1% 0.16% −0.08
GLD SPDR Gold Shares Reduce -24.6% 0.31% −0.07
BBDC Barings BDC Inc. Sold out 0.00% −0.06
IGSB iShares 1-5Y Inv Grade Corp. Reduce -17.2% 0.17% −0.05
CRWD CrowdStrike Holdings Inc. Class A Reduce -5.2% 0.25% −0.05
SUSA iShares ESG Optimized MSCI U Reduce -27.0% 0.12% −0.05
FSCO FS Credit Opportunities Corp. Reduce -20.9% 0.10% −0.05
IHI iShares U.S. Medical Devices Reduce -4.2% 0.23% −0.04
JPM JPMorgan Chase & Co. Reduce -17.0% 0.18% −0.04
FTCS First Trust Capital Strength Reduce -1.9% 0.35% −0.03
RSP Invesco S&P 500 Equal Weight Reduce -1.1% 0.40% −0.02
IGIB iShares 5-10Y Inv Grade Corp. Reduce -8.8% 0.12% −0.02
LMT Lockheed Martin Corp. Reduce -12.6% 0.13% −0.02
ETN Eaton Corp. PLC Reduce -3.9% 0.21% −0.02
VHT Vanguard Health Care ETF Reduce -3.2% 0.18% −0.01
AHR American Healthcare REIT Inc. Reduce -10.3% 0.21% −0.01
ITOT iShares Core S&P Total U.S. Reduce -2.3% 0.36% −0.01
QQQ Invesco QQQ Trust Series 1 Reduce -0.3% 1.86% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -7.1% 0.13% −0.01
HD Home Depot Inc. Reduce -8.0% 0.13% −0.01
VCR Vanguard Consumer Discre ETF Reduce -6.4% 0.14% −0.01
MRK Merck & Co. Inc. Reduce -2.5% 0.13% −0.01
LGH HCM Defender 500 Index ETF Reduce -0.5% 0.93% +0.01
AVGO Broadcom Inc. Reduce -0.3% 0.34% +0.03
QQH HCM Defender 100 Index ETF Reduce -0.5% 1.05% +0.03
PLTR Palantir Technologies Inc. Class A Reduce -1.6% 0.20% +0.03
VGT Vanguard Info Tech ETF Reduce -0.2% 1.27% +0.04
SOFI Sofi Technologies Inc. Reduce -1.9% 0.16% +0.04
GOOG Alphabet Inc. Class C Reduce -18.9% 2.55% +0.05
TSLA Tesla Inc. Reduce -1.2% 0.27% +0.06
AAPL Apple Inc. Reduce -7.0% 1.35% +0.07
GOOGL Alphabet Inc. Class A Reduce -10.0% 1.34% +0.16

Portfolio Buys Q2 2025 → Q3 2025
VUG Vanguard Mrngstar GR ETF-Sui Add +23.4% 3.17% +0.60
BAI Ishrs AI in and Tech Act ETF New 0.58% +0.58
GRNY Fundstr Gran SH US LRG Cap New 0.39% +0.39
NVDA Nvidia Corp. Add +16.6% 1.55% +0.32
DFLV Dim US Large Cap Value ETF Add +20.3% 1.97% +0.28
TLT iShares 20+ Year Treasury BD Add +30.8% 1.51% +0.27
SCHM Schwab US Mid Cap ETF Add +27.1% 1.36% +0.25
PEP Pepsico Inc. Add +45.5% 0.83% +0.24
SCHA Schwab US Small-Cap ETF Add +21.3% 1.25% +0.23
SCHG Schwab US Large-Cap Growth Add +6.2% 3.05% +0.18
SPYM Ste STR SPDR PT S&P 500 ETF Add +2.4% 14.38% +0.15
SLV iShares Silver Trust New 0.15% +0.15
SCHE Schwab Emrg Mrkts Eqty ETF New 0.14% +0.14
DSI iShares ESG MSCI KLD 400 ETF New 0.14% +0.14
ORCL Oracle Corp. New 0.13% +0.13
GDX Vaneck Gold Miners ETF New 0.12% +0.12
SPYD SS SPDR P S&P 500 Hi Div ETF New 0.12% +0.12
SCHV Schwab US Large-Cap Value Add +4.9% 3.54% +0.04
EMXC iShares MSCI Emr MRK Ex Chna Add +10.8% 0.39% +0.03
IAU iShares Gold Trust Add +2.9% 0.29% +0.03
SCHF Schwab Intl Equity ETF Add +20.6% 0.16% +0.02
VOX Vanguard Communication Servi Add +16.3% 0.15% +0.02
SCHW Schwab (charles) Corp. Add +6.4% 0.72% +0.01
IEFA iShares Core MSCI Eafe ETF Add +5.0% 1.61% +0.01
DGRW Wisdomtree U.S. Quality Divi Add +3.7% 1.10% +0.01
XOM Exxon Mobil Corp. Add +6.4% 0.32% +0.01
SCHB Schwab US Broad Market ETF Add +1.6% 1.28% +0.01
DBEF Xtrackers MSCI Eafe Hedged E Add +5.5% 0.14% +0.00
V Visa Inc. Class A Add +16.1% 0.13% +0.00
IJH iShares Core S&P Midcap ETF Add +4.4% 0.30% +0.00
ISCV iShares Morningstar Small-Ca Add +0.5% 0.50% −0.00
VPU Vanguard Utilities ETF Add +0.5% 0.18% −0.00
SCHX Schwab US Large-Cap ETF Add +0.2% 0.21% −0.00
IVV iShares Core S&P 500 ETF Add +1.1% 1.65% −0.00
VOE Vngrd Mrngstr MD-Cap Val ETF Add +0.5% 0.14% −0.00
PCEF Invesco Cef Income Composite Add +6.2% 0.61% −0.00
O Realty Income Corp. Add +1.1% 0.19% −0.00
VDE Vanguard Energy ETF Add +0.6% 0.20% −0.01
GSEW Goldman Sachs Eql WGHT Large Add +3.5% 0.51% −0.01
VOO Vanguard S&P 500 ETF Add +0.9% 1.65% −0.01
EVLN Eaton Vance Floating-Rate Add +5.3% 0.16% −0.01
VNQ Vanguard Real Estate ETF Add +0.4% 0.13% −0.01
VYMI Vanguard Int High DVD YLD Inc. Add +1.1% 0.43% −0.01
IDV iShares International Select Add +1.6% 0.70% −0.01
IBIT iShares Bitcoin Trust ETF Add +2.3% 1.98% −0.01
EVSM Eaton Vance SHRT Dur Muni Add +5.8% 0.52% −0.01
VXUS Vanguard Total Intl Stock Add +0.3% 0.65% −0.02
VFH Vanguard Financials ETF Add +0.3% 0.28% −0.02
DTD Wisdomtree US Total Dividend Add +0.0% 0.55% −0.02
XLF SS Financial Select Sector Add +0.0% 0.35% −0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 141$209.1MSPYM, SCHV, VUG, VPLS, SCHG
Q1 2026Amended 130$184.9MSPYM, VPLS, SCHV, VUG, SCHG
Q4 2025 126$184.0MSPYM, VUG, VPLS, SCHV, SCHG
Q3 2025 125$177.8MSPYM, SCHV, VPLS, VUG, SCHG
Q2 2025 121$162.9MSPYM, SCHV, VPLS, SCHG, QUAL
Q1 2025 115$148.1MSPYM, VPLS, SCHV, QUAL, SCHD
Q4 2024 118$153.5MSPYM, VPLS, SCHV, QUAL, GOOG
Q3 2024 118$144.7MSPYM, VPLS, SCHV, SCHD, QUAL
Q1 2024 113$135.7MSPYM, SCHD, FBTC, IBIT, GOOG