Panoramic Investment Advisors, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 5, 2026), Panoramic Investment Advisors, LLC reported 126 stock positions worth $184.0 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 14.0% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 3.7%) and Vanguard Core-Plus Bond ETF (VPLS, 3.6%). Compared with Q3 2025, it opened 7 new positions, sold out of 6, added to 48 and reduced 52. The biggest buy was a new position in iShares MSCI Eafe Value ETF (EFV) and the biggest sale an exit from Goldman Sachs Eql WGHT Large (GSEW).

Most Recent 13F
Q2 2026
Location
DENVER, CO
CIK
0001967332
Portfolio Value
$184.0M (Q4 2025)
SEC Filing
0001986152-26-000012 ↗ filed Feb 5, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $135.7M Q1 2024 Q3 2024: $144.7M Q3 2024 Q4 2024: $153.5M Q4 2024 Q1 2025: $148.1M Q1 2025 Q2 2025: $162.9M Q2 2025 Q3 2025: $177.8M Q3 2025 Q4 2025: $184.0M $184.0M Q4 2025 Q1 2026: $184.9M Q1 2026 Q2 2026: $209.1M Q2 2026

Holdings 126 stocks · $184.0M
SPYM Ste STR SPDR PT S&P 500 ETF 14.05% 322,251 $25.9M Reduce -1.2%
VUG Vanguard Mrngstar GR ETF-Sui 3.66% 13,808 $6.7M Add +17.4%
VPLS Vanguard Core-Plus Bond ETF 3.64% 85,680 $6.7M Add +10.3%
SCHV Schwab US Large-Cap Value 3.54% 220,061 $6.5M Add +1.9%
SCHG Schwab US Large-Cap Growth 3.15% 177,910 $5.8M Add +4.6%
GOOG Alphabet Inc. Class C 3.08% 18,056 $5.7M Reduce -2.9%
ICSH iShares Ultra Short Duration 2.63% 95,720 $4.8M Add +15.0%
SCHD Schwab US DVD Equity ETF 2.02% 135,285 $3.7M Reduce -2.4%
DFLV Dim US Large Cap Value ETF 1.94% 104,526 $3.6M Reduce -2.0%
QQQ Invesco QQQ Trust Series 1 1.86% 5,567 $3.4M Add +1.1%
VYM Vanguard High DVD Yield ETF 1.81% 23,158 $3.3M Add +1.7%
MOAT Vaneck Morningstar Wide Moat 1.78% 31,552 $3.3M Reduce -3.5%
BRK.B Berkshire Hathaway Inc. Class B 1.69% 6,183 $3.1M Reduce -1.3%
FBTC Fidelity Wise Origin Bitcoin 1.67% 40,283 $3.1M Add +0.1%
IVV iShares Core S&P 500 ETF 1.67% 4,477 $3.1M Add +2.1%
JEPI JPMorgan Equity Premium Inco 1.64% 52,853 $3.0M Reduce -0.9%
GOOGL Alphabet Inc. Class A 1.64% 9,643 $3.0M Reduce -1.7%
NVDA Nvidia Corp. 1.54% 15,173 $2.8M Add +3.0%
IBIT iShares Bitcoin Trust ETF 1.46% 54,173 $2.7M Add +0.2%
VOO Vanguard S&P 500 ETF 1.46% 4,275 $2.7M Reduce -10.9%
TLT iShares 20+ Year Treasury BD 1.40% 29,606 $2.6M Reduce -1.3%
QUAL iShares MSCI USA Quality Fac 1.38% 12,822 $2.5M Reduce -7.2%
AAPL Apple Inc. 1.30% 8,804 $2.4M Reduce -6.6%
SCHB Schwab US Broad Market ETF 1.29% 90,180 $2.4M Add +1.6%
SCHM Schwab US Mid Cap ETF 1.25% 76,283 $2.3M Reduce -6.3%
VGT Vanguard Info Tech ETF 1.24% 3,032 $2.3M Add +0.2%
SCHA Schwab US Small-Cap ETF 1.22% 79,140 $2.3M Reduce -0.9%
IEFA iShares Core MSCI Eafe ETF 1.18% 24,286 $2.2M Reduce -26.1%
BAI Ishrs AI in and Tech Act ETF 1.17% 64,752 $2.2M Add +114.3%
XLE SS Energy Select Sector 1.06% 43,561 $1.9M Reduce -1.4%
MAXJ iShares LG Cap Max Buff Jun 1.05% 68,250 $1.9M No change
QQH HCM Defender 100 Index ETF 1.02% 24,298 $1.9M Reduce -0.4%
META Meta Platforms Inc. Class A 0.95% 2,637 $1.7M Add +7.5%
DGRW Wisdomtree U.S. Quality Divi 0.94% 19,369 $1.7M Reduce -11.5%
LGH HCM Defender 500 Index ETF 0.91% 27,023 $1.7M Reduce -0.8%
AMZN Amazon.com Inc. 0.86% 6,880 $1.6M Reduce -1.1%
MSFT Microsoft Corp. 0.83% 3,176 $1.5M Reduce -7.3%
ABT Abbott Laboratories 0.82% 11,986 $1.5M Reduce -0.2%
EFV iShares MSCI Eafe Value ETF 0.79% 20,236 $1.4M New
IDV iShares International Select 0.77% 36,023 $1.4M Add +5.6%
SCHW Schwab (charles) Corp. 0.72% 13,333 $1.3M No change
PEP Pepsico Inc. 0.72% 9,269 $1.3M Reduce -11.4%
SHLD Global X Defense Tech ETF 0.66% 18,829 $1.2M New
VXUS Vanguard Total Intl Stock 0.63% 15,447 $1.2M Reduce -1.8%
IYW iShares Ustechnology ETF 0.61% 5,629 $1.1M Reduce -33.2%
PCEF Invesco Cef Income Composite 0.59% 54,905 $1.1M Add +1.0%
RDVY First Trust Rising Dividend 0.55% 14,566 $1.0M No change
GRNY Fundstr Gran SH US LRG Cap 0.55% 40,515 $1.0M Add +45.1%
DTD Wisdomtree US Total Dividend 0.54% 11,796 $1.0M Add +1.9%
EVSM Eaton Vance SHRT Dur Muni 0.51% 18,659 $940K Add +1.3%
ISCV iShares Morningstar Small-Ca 0.50% 13,525 $926K Add +0.6%
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.44% 13,805 $802K Add +1.7%
WELL Welltower Inc. 0.43% 4,252 $789K No change
VYMI Vanguard Int High DVD YLD Inc. 0.41% 8,475 $763K Reduce -5.3%
EMXC iShares MSCI Emr MRK Ex Chna 0.41% 10,405 $756K Add +2.3%
DBND Doubleline Oppor Cor BND-Usd 0.38% 15,125 $701K Add +24.2%
CLOA iShares Aaa Clo Act ETF-Usdi 0.37% 13,238 $685K New
XLF SS Financial Select Sector 0.36% 12,008 $658K Add +5.3%
RSP Invesco S&P 500 Equal Weight 0.35% 3,396 $651K Reduce -8.4%
ITOT iShares Core S&P Total U.S. 0.35% 4,361 $648K Reduce -1.4%
AVGO Broadcom Inc. 0.35% 1,841 $637K No change
GLD SPDR Gold Shares 0.34% 1,586 $629K Add +3.7%
MFIC Midcap Financial Investment 0.33% 53,630 $614K No change
GPIQ GS Nasdaq-100 PR Inc. ETF-Usd 0.33% 11,482 $607K New
FTCS First Trust Capital Strength 0.33% 6,513 $603K Reduce -1.2%
IAU iShares Gold Trust 0.32% 7,184 $583K Add +2.2%
OCTT All US Equ BUF10 Oct ETF-Usd 0.31% 13,250 $577K No change
SPLV Invesco S&P 500 Low Volatili 0.31% 7,892 $564K Add +0.5%
IJH iShares Core S&P Midcap ETF 0.29% 8,129 $536K Add +0.0%
BINC iShares Flex I A ETF-Usd Inc. 0.29% 10,050 $530K Add +17.5%
XOM Exxon Mobil Corp. 0.29% 4,362 $525K Reduce -12.9%
VFH Vanguard Financials ETF 0.28% 3,890 $519K Add +1.7%
SYFI AB SHRT Duration HGH YLD ETF filed as AB ACTIVE ETFS INC 0.28% 14,304 $514K New
TSLA Tesla Inc. 0.28% 1,137 $511K Add +5.7%
JANT Allianzim US Eq BFFR10 JN-US 0.27% 12,125 $500K No change
ICVT iShares Convertible Bond ETF 0.27% 4,965 $489K New
VDC Vanguard Consumer Staple ETF 0.25% 2,142 $453K Add +0.6%
CRWD CrowdStrike Holdings Inc. Class A 0.23% 898 $421K Reduce -2.2%
IHI iShares U.S. Medical Devices 0.22% 6,649 $413K Reduce -2.5%
SLV iShares Silver Trust 0.22% 6,343 $409K Add +2.8%
COST Costco Wholesale Corp. 0.21% 449 $387K No change
AHR American Healthcare REIT Inc. 0.20% 8,006 $377K Reduce -7.9%
JUNT Allianzim US Eq BFFR10 JN-US 0.20% 10,300 $374K Reduce -6.8%
SCHX Schwab US Large-Cap ETF 0.20% 13,878 $373K Add +0.2%
VDE Vanguard Energy ETF 0.20% 2,891 $364K Add +0.7%
VHT Vanguard Health Care ETF 0.19% 1,217 $350K Add +0.6%
IJJ iShares S&P Mid-Cap 400 Valu 0.19% 2,650 $349K Reduce -8.6%
PLTR Palantir Technologies Inc. Class A 0.19% 1,956 $348K Add +2.7%
JPM JPMorgan Chase & Co. 0.18% 1,013 $326K Reduce -1.8%
BIV Vanguard Intermediate-Term B 0.17% 4,100 $319K No change
ETN Eaton Corp. PLC 0.17% 989 $315K No change
O Realty Income Corp. 0.17% 5,482 $309K Reduce -3.8%
VPU Vanguard Utilities ETF 0.17% 1,654 $306K Add +0.6%
FNCL Fidelity MSCI Financial Indx 0.16% 3,900 $303K No change
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.16% 1,200 $301K No change
OCTW Alianzim US Eq BFR20 Oct-Usd 0.16% 7,500 $293K No change
MRK Merck & Co. Inc. 0.16% 2,773 $292K No change
SCHF Schwab Intl Equity ETF 0.16% 12,132 $292K Add +2.3%
IGSB iShares 1-5Y Inv Grade Corp. 0.16% 5,444 $288K Reduce -2.5%
XLV SS Health Care Select Sector 0.15% 1,800 $279K Reduce -11.1%
VOX Vanguard Communication Servi 0.15% 1,434 $278K Add +3.2%
GBTC Grayscale Bitcoin Trust ETF 0.15% 4,033 $276K Add +0.1%
SOFI Sofi Technologies Inc. 0.15% 10,450 $274K No change
APRT Allianzim US Eq BFFR10 Ap-US 0.14% 6,275 $261K Reduce -16.6%
DSI iShares ESG MSCI KLD 400 ETF 0.14% 2,005 $258K Reduce -0.6%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.14% 1,455 $258K Add +0.9%
SCHE Schwab Emrg Mrkts Eqty ETF 0.14% 7,817 $256K Add +2.1%
IBD Inspire Corporate Bond ETF 0.14% 10,500 $254K New
GDX Vaneck Gold Miners ETF 0.14% 2,950 $253K Add +1.8%
DBEF Xtrackers MSCI Eafe Hedged E 0.14% 5,220 $251K No change
VCR Vanguard Consumer Discre ETF 0.13% 614 $242K Add +0.2%
SILA Sila Realty Trust Inc. 0.13% 10,250 $239K Reduce -8.9%
TGT Target Corp. 0.13% 2,392 $234K Reduce -29.5%
IJS iShares S&P Small-Cap 600 Va 0.13% 2,045 $233K Reduce -12.8%
HIGH Simplify Enhanced Income ETF 0.13% 10,350 $231K Reduce -8.4%
LMT Lockheed Martin Corp. 0.12% 474 $229K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.12% 324 $221K Reduce -5.0%
RKT Rocket Cos Inc. Class A 0.12% 11,250 $218K Add +2.3%
MPLX MPLX LP 0.11% 3,957 $211K Reduce -2.5%
V Visa Inc. Class A 0.11% 591 $207K Reduce -15.4%
SUSA iShares ESG Optimized MSCI U 0.11% 1,486 $207K Reduce -2.0%
SPYD SS SPDR P S&P 500 Hi Div ETF 0.11% 4,758 $206K Add +0.9%
IGIB iShares 5-10Y Inv Grade Corp. 0.11% 3,756 $202K Reduce -7.8%
FSK FS KKR Capital Corp. 0.09% 11,743 $174K Reduce -6.6%
FSCO FS Credit Opportunities Corp. 0.08% 23,963 $151K Reduce -8.3%
ABR Arbor Realty Trust Inc. 0.05% 11,706 $91K No change

Portfolio Sells Q3 2025 → Q4 2025
GSEW Goldman Sachs Eql WGHT Large Sold out 0.00% −0.51
IEFA iShares Core MSCI Eafe ETF Reduce -26.1% 1.18% −0.43
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -1.2% 14.05% −0.33
IYW iShares Ustechnology ETF Reduce -33.2% 0.61% −0.32
MSTR Strategy Inc. Sold out 0.00% −0.21
VOO Vanguard S&P 500 ETF Reduce -10.9% 1.46% −0.19
MSFT Microsoft Corp. Reduce -7.3% 0.83% −0.16
EVLN Eaton Vance Floating-Rate Sold out 0.00% −0.16
DGRW Wisdomtree U.S. Quality Divi Reduce -11.5% 0.94% −0.15
QUAL iShares MSCI USA Quality Fac Reduce -7.2% 1.38% −0.13
HD Home Depot Inc. Sold out 0.00% −0.13
ORCL Oracle Corp. Sold out 0.00% −0.13
VNQ Vanguard Real Estate ETF Sold out 0.00% −0.13
SCHD Schwab US DVD Equity ETF Reduce -2.4% 2.02% −0.11
SCHM Schwab US Mid Cap ETF Reduce -6.3% 1.25% −0.11
TLT iShares 20+ Year Treasury BD Reduce -1.3% 1.40% −0.10
PEP Pepsico Inc. Reduce -11.4% 0.72% −0.10
ABT Abbott Laboratories Reduce -0.2% 0.82% −0.09
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.3% 1.69% −0.08
JEPI JPMorgan Equity Premium Inco Reduce -0.9% 1.64% −0.07
XLE SS Energy Select Sector Reduce -1.4% 1.06% −0.05
AAPL Apple Inc. Reduce -6.6% 1.30% −0.05
MOAT Vaneck Morningstar Wide Moat Reduce -3.5% 1.78% −0.05
TGT Target Corp. Reduce -29.5% 0.13% −0.04
RSP Invesco S&P 500 Equal Weight Reduce -8.4% 0.35% −0.04
XOM Exxon Mobil Corp. Reduce -12.9% 0.29% −0.03
APRT Allianzim US Eq BFFR10 Ap-US Reduce -16.6% 0.14% −0.03
DFLV Dim US Large Cap Value ETF Reduce -2.0% 1.94% −0.03
SILA Sila Realty Trust Inc. Reduce -8.9% 0.13% −0.03
SCHA Schwab US Small-Cap ETF Reduce -0.9% 1.22% −0.03
O Realty Income Corp. Reduce -3.8% 0.17% −0.03
QQH HCM Defender 100 Index ETF Reduce -0.4% 1.02% −0.03
CRWD CrowdStrike Holdings Inc. Class A Reduce -2.2% 0.23% −0.02
IJJ iShares S&P Mid-Cap 400 Valu Reduce -8.6% 0.19% −0.02
V Visa Inc. Class A Reduce -15.4% 0.11% −0.02
HIGH Simplify Enhanced Income ETF Reduce -8.4% 0.13% −0.02
FTCS First Trust Capital Strength Reduce -1.2% 0.33% −0.02
FSCO FS Credit Opportunities Corp. Reduce -8.3% 0.08% −0.02
IJS iShares S&P Small-Cap 600 Va Reduce -12.8% 0.13% −0.02
JUNT Allianzim US Eq BFFR10 JN-US Reduce -6.8% 0.20% −0.02
VXUS Vanguard Total Intl Stock Reduce -1.8% 0.63% −0.02
LGH HCM Defender 500 Index ETF Reduce -0.8% 0.91% −0.01
IGIB iShares 5-10Y Inv Grade Corp. Reduce -7.8% 0.11% −0.01
VYMI Vanguard Int High DVD YLD Inc. Reduce -5.3% 0.41% −0.01
FSK FS KKR Capital Corp. Reduce -6.6% 0.09% −0.01
ITOT iShares Core S&P Total U.S. Reduce -1.4% 0.35% −0.01
IGSB iShares 1-5Y Inv Grade Corp. Reduce -2.5% 0.16% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -5.0% 0.12% −0.01
XLV SS Health Care Select Sector Reduce -11.1% 0.15% −0.01
IHI iShares U.S. Medical Devices Reduce -2.5% 0.22% −0.01

Portfolio Buys Q3 2025 → Q4 2025
EFV iShares MSCI Eafe Value ETF New 0.79% +0.79
SHLD Global X Defense Tech ETF New 0.66% +0.66
BAI Ishrs AI in and Tech Act ETF Add +114.3% 1.17% +0.59
VUG Vanguard Mrngstar GR ETF-Sui Add +17.4% 3.66% +0.49
CLOA iShares Aaa Clo Act ETF-Usdi New 0.37% +0.37
GPIQ GS Nasdaq-100 PR Inc. ETF-Usd New 0.33% +0.33
SYFI AB SHRT Duration HGH YLD ETF New 0.28% +0.28
ICVT iShares Convertible Bond ETF New 0.27% +0.27
ICSH iShares Ultra Short Duration Add +15.0% 2.63% +0.26
VPLS Vanguard Core-Plus Bond ETF Add +10.3% 3.64% +0.20
GRNY Fundstr Gran SH US LRG Cap Add +45.1% 0.55% +0.15
IBD Inspire Corporate Bond ETF New 0.14% +0.14
SCHG Schwab US Large-Cap Growth Add +4.6% 3.15% +0.10
SLV iShares Silver Trust Add +2.8% 0.22% +0.07
IDV iShares International Select Add +5.6% 0.77% +0.07
DBND Doubleline Oppor Cor BND-Usd Add +24.2% 0.38% +0.06
GLD SPDR Gold Shares Add +3.7% 0.34% +0.04
BINC iShares Flex I A ETF-Usd Inc. Add +17.5% 0.29% +0.03
IAU iShares Gold Trust Add +2.2% 0.32% +0.03
EMXC iShares MSCI Emr MRK Ex Chna Add +2.3% 0.41% +0.02
IVV iShares Core S&P 500 ETF Add +2.1% 1.67% +0.02
VHT Vanguard Health Care ETF Add +0.6% 0.19% +0.01
GDX Vaneck Gold Miners ETF Add +1.8% 0.14% +0.01
XLF SS Financial Select Sector Add +5.3% 0.36% +0.01
TSLA Tesla Inc. Add +5.7% 0.28% +0.01
SCHV Schwab US Large-Cap Value Add +1.9% 3.54% +0.00
VOX Vanguard Communication Servi Add +3.2% 0.15% +0.00
SCHF Schwab Intl Equity ETF Add +2.3% 0.16% +0.00
SCHB Schwab US Broad Market ETF Add +1.6% 1.29% +0.00
VYM Vanguard High DVD Yield ETF Add +1.7% 1.81% +0.00
VFH Vanguard Financials ETF Add +1.7% 0.28% −0.00
QQQ Invesco QQQ Trust Series 1 Add +1.1% 1.86% −0.00
ISCV iShares Morningstar Small-Ca Add +0.6% 0.50% −0.00
VOE Vngrd Mrngstr MD-Cap Val ETF Add +0.9% 0.14% −0.00
RKT Rocket Cos Inc. Class A Add +2.3% 0.12% −0.00
SCHX Schwab US Large-Cap ETF Add +0.2% 0.20% −0.00
DTD Wisdomtree US Total Dividend Add +1.9% 0.54% −0.00
JEPQ JPM Nasdaq Equity Premium Add +1.7% 0.44% −0.00
SCHE Schwab Emrg Mrkts Eqty ETF Add +2.1% 0.14% −0.00
SPYD SS SPDR P S&P 500 Hi Div ETF Add +0.9% 0.11% −0.00
VCR Vanguard Consumer Discre ETF Add +0.2% 0.13% −0.01
VDE Vanguard Energy ETF Add +0.7% 0.20% −0.01
PLTR Palantir Technologies Inc. Class A Add +2.7% 0.19% −0.01
IJH iShares Core S&P Midcap ETF Add +0.0% 0.29% −0.01
NVDA Nvidia Corp. Add +3.0% 1.54% −0.01
VPU Vanguard Utilities ETF Add +0.6% 0.17% −0.01
VDC Vanguard Consumer Staple ETF Add +0.6% 0.25% −0.01
EVSM Eaton Vance SHRT Dur Muni Add +1.3% 0.51% −0.01
PCEF Invesco Cef Income Composite Add +1.0% 0.59% −0.02
SPLV Invesco S&P 500 Low Volatili Add +0.5% 0.31% −0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 141$209.1MSPYM, SCHV, VUG, VPLS, SCHG
Q1 2026Amended 130$184.9MSPYM, VPLS, SCHV, VUG, SCHG
Q4 2025 126$184.0MSPYM, VUG, VPLS, SCHV, SCHG
Q3 2025 125$177.8MSPYM, SCHV, VPLS, VUG, SCHG
Q2 2025 121$162.9MSPYM, SCHV, VPLS, SCHG, QUAL
Q1 2025 115$148.1MSPYM, VPLS, SCHV, QUAL, SCHD
Q4 2024 118$153.5MSPYM, VPLS, SCHV, QUAL, GOOG
Q3 2024 118$144.7MSPYM, VPLS, SCHV, SCHD, QUAL
Q1 2024 113$135.7MSPYM, SCHD, FBTC, IBIT, GOOG