Partners in Financial Planning

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 11, 2026), Partners in Financial Planning reported 122 stock positions worth $602.9 million. Its top holding was Vanguard Total Bond Market (BND) at 12.8% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 10.0%) and Vanguard Mrngstar GR ETF-Sui (VUG, 9.9%). Compared with Q4 2025, it opened 8 new positions, sold out of 1, added to 61 and reduced 22. The biggest buy was Vanguard Total Bond Market (BND, shares +6%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −1%).

Most Recent 13F
Q2 2026
Location
SALEM, VA
CIK
0002054264
Portfolio Value
$602.9M (Q1 2026)
SEC Filing
0002054264-26-000002 ↗ filed May 11, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $449.3M Q1 2024 Q2 2024: $460.1M Q2 2024 Q3 2024: $495.7M Q3 2024 Q4 2024: $490.2M Q4 2024 Q1 2025: $497.6M Q1 2025 Q2 2025: $542.3M Q2 2025 Q3 2025: $578.5M Q3 2025 Q4 2025: $590.6M Q4 2025 Q1 2026: $602.9M $602.9M Q1 2026 Q2 2026: $659.5M Q2 2026

Holdings 122 stocks · $602.9M
BND Vanguard Total Bond Market 12.78% 1,046,572 $77.1M Add +6.3%
VTV Vanguard Mrngstr Val ETF-Aui 10.00% 307,188 $60.3M Add +0.8%
VUG Vanguard Mrngstar GR ETF-Sui 9.88% 136,346 $59.6M Add +1.7%
BNDX Vanguard Total Intl Bond ETF 9.85% 1,236,589 $59.4M Add +6.3%
VEA Vanguard Ftse Developed ETF 8.39% 789,474 $50.6M Add +1.5%
BSV Vanguard Short-Term Bond ETF 6.21% 477,374 $37.4M Add +2.6%
VBR Vngrd Mrngst SL-CP Val ETF-U 3.67% 101,889 $22.1M Add +0.3%
VBK Van Morst SML-Cap Gro-Usd Inc. 3.35% 66,835 $20.2M Add +1.2%
VWO Vanguard Ftse Emerging Marke 2.74% 305,861 $16.5M Reduce -0.5%
VSS Vanguard Ftse All Wo X-US SC 2.56% 105,728 $15.4M Reduce -0.9%
VNQ Vanguard Real Estate ETF 2.32% 157,522 $14.0M Add +1.1%
SPDW Ste STR SPDR PT DW Eu ETF 2.20% 289,975 $13.2M Reduce -0.1%
VTEB Vanguard Tax-Exempt Bond ETF 1.96% 236,605 $11.8M Add +2.8%
VTI VG Morningstar TS MKT ETF-US 1.87% 35,101 $11.3M Reduce -1.2%
SUB iShares Short-Term National 1.81% 102,201 $10.9M Add +2.0%
VCIT Vanguard Int-Term Corporate 1.34% 97,374 $8.1M Add +3.8%
MUB iShares National Muni Bond E 1.13% 64,347 $6.8M Add +15.3%
VOO Vanguard S&P 500 ETF 1.08% 10,919 $6.5M Add +3.3%
SPYG SS SPDR P S&P 500 Growth ETF 0.70% 42,827 $4.2M Reduce -0.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.67% 14,080 $4.0M Reduce -0.6%
SPYV SS SPDR P S&P 500 Value ETF 0.66% 70,158 $4.0M Add +0.3%
SCZ iShares MSCI Eafe Small-Cap 0.65% 49,851 $3.9M Reduce -1.1%
SPEM State Street SP PTF Em ETF 0.55% 71,261 $3.3M Add +4.2%
VXF Vanguard Extended Market ETF 0.55% 15,971 $3.3M Add +0.3%
IAGG iShares Intl Aggregate Bond 0.51% 62,001 $3.1M Add +4.3%
SLYV SS SPDR S&P 600 SC Val ETF 0.50% 31,721 $3.0M Add +1.1%
VFMF Vanguard US Multifactor ETF 0.50% 19,332 $3.0M Reduce -1.6%
SPAB SS SPDR P Agg Bond ETF 0.45% 105,235 $2.7M Add +2.8%
NSC Norfolk Southern Corp. 0.45% 9,376 $2.7M No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.43% 8,706 $2.6M Add +0.4%
XOM Exxon Mobil Corp. 0.36% 12,623 $2.1M No change
VEU Vanguard Ftse All-World Ex-U 0.33% 26,774 $2.0M Reduce -1.3%
SLYG SS SPDR S&P 600 SC GR ETF 0.30% 18,690 $1.8M Add +0.1%
VB Vanguard Most SM-Cap ETF-Usd 0.29% 6,715 $1.8M Add +0.2%
CVX Chevron Corp. 0.26% 7,633 $1.6M No change
AAPL Apple Inc. 0.26% 6,146 $1.6M Reduce -6.0%
SPTS SS SPDR P St Term TSY ETF 0.24% 49,979 $1.5M Reduce -1.3%
VXUS Vanguard Total Intl Stock 0.24% 18,531 $1.4M Add +0.1%
IWF iShares Russell 1000 Growth 0.23% 3,312 $1.4M No change
BIV Vanguard Intermediate-Term B 0.23% 18,120 $1.4M Add +0.1%
VNQI Vanguard GLBL Ex-US Real Est 0.22% 29,732 $1.3M Reduce -0.8%
LRGF iShares US Equity Factor ETF 0.21% 18,917 $1.2M Reduce -1.4%
DFAT Dimensional US Target Value 0.20% 19,138 $1.2M Add +0.2%
STLD Steel Dynamics Inc. 0.20% 6,632 $1.2M Reduce -4.8%
AMZN Amazon.com Inc. 0.20% 5,707 $1.2M Reduce -3.5%
FERG Ferguson Enterprises Inc. 0.19% 5,033 $1.2M No change
TSLA Tesla Inc. 0.19% 3,066 $1.1M Add +0.2%
EFA iShares MSCI Eafe ETF 0.18% 11,183 $1.1M Reduce -4.1%
TPL Texas Pacific Land Corp. 0.17% 2,142 $1.0M No change
MSFT Microsoft Corp. 0.16% 2,623 $971K Add +1.2%
EW Edwards Lifesciences Corp. 0.15% 11,584 $928K No change
IVV iShares Core S&P 500 ETF 0.15% 1,417 $926K No change
IWD iShares Russell 1000 Value E 0.15% 4,165 $890K Add +0.1%
GEV GE Vernova Inc. 0.14% 993 $867K Add +6.8%
DFAX Dimensional World Ex US Core 0.14% 24,914 $846K Add +0.1%
IEFA iShares Core MSCI Eafe ETF 0.14% 9,056 $820K No change
DFAC Dimensional US Core Equity 2 0.13% 20,900 $812K Add +0.1%
BRK.B Berkshire Hathaway Inc. Class B 0.13% 1,674 $802K No change
VBIL Vanguard 0-3M T-Bill ETF 0.13% 10,515 $795K Add +48.7%
WMT Walmart Inc. 0.13% 6,377 $793K Add +1.6%
TFC Truist Financial Corp. 0.13% 17,071 $785K Add +15.3%
GOOG Alphabet Inc. Class C 0.13% 2,736 $785K Add +4.0%
NKSH National Bankshares Inc. 0.13% 21,431 $780K No change
GE General Electric filed as GE AEROSPACE 0.13% 2,746 $779K Add +6.2%
DFNM Dimensional National Muni BD 0.13% 15,960 $765K New
GOOGL Alphabet Inc. Class A 0.11% 2,349 $676K Add +1.6%
PM Philip Morris International 0.11% 4,066 $672K No change
JNJ Johnson & Johnson 0.11% 2,667 $652K Add +3.0%
CSX CSX Corp. 0.11% 15,816 $649K No change
STX Seagate Technology Holdings 0.10% 1,600 $627K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.10% 923 $600K Add +0.1%
DFAE Dimensional Emerging Core Eq 0.10% 17,544 $594K Add +18.9%
PG The Procter & Gamble Co. 0.10% 4,098 $592K Add +1.5%
AGG iShares Core U.S. Aggregate 0.09% 5,714 $567K Add +0.1%
LOW Lowe's Cos Inc. 0.09% 2,399 $567K Add +2.1%
DFSV Dimensional US Small Cap Val 0.08% 14,362 $503K Add +14.4%
GLW Corning Inc. 0.08% 3,631 $494K No change
DFIV Dimensional International Va 0.08% 8,735 $461K Add +0.1%
CAH Cardinal Health Inc. 0.08% 2,163 $457K No change
MCD McDonald's Corp. 0.07% 1,412 $439K Reduce -12.4%
IWS iShares Russell Mid-Cap Valu 0.07% 2,916 $425K Add +0.1%
CVS CVS Health Corp. 0.07% 5,888 $423K No change
NKE Nike Inc. Class B 0.07% 7,976 $421K No change
DFIS Dimensional International SM 0.07% 12,411 $418K Add +0.1%
UDR Udr Inc. 0.07% 12,368 $418K No change
IWP iShares Russell Mid-Cap Grow 0.07% 3,205 $411K Add +0.0%
IJR iShares Core S&P Small-Cap E 0.07% 3,217 $400K Add +40.0%
IVW iShares S&P 500 Growth ETF 0.07% 3,509 $397K Reduce -2.5%
FNDX Schwab Fndmntl US LRG Co. ETF 0.06% 13,904 $387K New
IJH iShares Core S&P Midcap ETF 0.06% 5,617 $379K Add +3.0%
VCRB Vanguard Core Bond ETF 0.06% 4,878 $377K Add +1.0%
DHR Danaher Corp. 0.06% 1,954 $370K Add +3.5%
META Meta Platforms Inc. Class A 0.06% 624 $357K Add +1.1%
AVGO Broadcom Inc. 0.06% 1,112 $344K Add +0.1%
EEM iShares MSCI Emerging Market 0.06% 5,991 $340K Reduce -2.3%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.06% 1,316 $339K Add +0.2%
IQLT iShares MSCI International Q 0.05% 7,096 $328K New
DFAI Dimensional International Co. 0.05% 8,100 $316K New
SCHZ Schwab US Aggregate Bond ETF 0.05% 13,387 $311K Add +0.7%
RTX RTX Corp. 0.05% 1,577 $304K No change

Show all 122 holdings

Portfolio Sells Q4 2025 → Q1 2026
VTI VG Morningstar TS MKT ETF-US Reduce -1.2% 1.87% −0.15
SPYG SS SPDR P S&P 500 Growth ETF Reduce -0.2% 0.70% −0.08
VWO Vanguard Ftse Emerging Marke Reduce -0.5% 2.74% −0.06
AAPL Apple Inc. Reduce -6.0% 0.26% −0.04
AMZN Amazon.com Inc. Reduce -3.5% 0.20% −0.03
ESGV Vanguard ESG US Stock ETF Sold out 0.00% −0.03
VSS Vanguard Ftse All Wo X-US SC Reduce -0.9% 2.56% −0.03
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -0.6% 0.67% −0.03
COF Capital One Financial Corp. Reduce -6.1% 0.05% −0.02
LRGF iShares US Equity Factor ETF Reduce -1.4% 0.21% −0.02
VNQI Vanguard GLBL Ex-US Real Est Reduce -0.8% 0.22% −0.01
SCZ iShares MSCI Eafe Small-Cap Reduce -1.1% 0.65% −0.01
MCD McDonald's Corp. Reduce -12.4% 0.07% −0.01
EFA iShares MSCI Eafe ETF Reduce -4.1% 0.18% −0.01
IVW iShares S&P 500 Growth ETF Reduce -2.5% 0.07% −0.01
SPTS SS SPDR P St Term TSY ETF Reduce -1.3% 0.24% −0.01
VEU Vanguard Ftse All-World Ex-U Reduce -1.3% 0.33% −0.00
VFMF Vanguard US Multifactor ETF Reduce -1.6% 0.50% −0.00
STLD Steel Dynamics Inc. Reduce -4.8% 0.20% −0.00
IVE iShares S&P 500 Value ETF Reduce -0.9% 0.05% −0.00
EEM iShares MSCI Emerging Market Reduce -2.3% 0.06% −0.00
CARE Carter Bankshares Inc. Reduce -2.7% 0.05% +0.01
SPDW Ste STR SPDR PT DW Eu ETF Reduce -0.1% 2.20% +0.01

Portfolio Buys Q4 2025 → Q1 2026
BND Vanguard Total Bond Market Add +6.3% 12.78% +0.44
BNDX Vanguard Total Intl Bond ETF Add +6.3% 9.85% +0.34
VEA Vanguard Ftse Developed ETF Add +1.5% 8.39% +0.17
VTV Vanguard Mrngstr Val ETF-Aui Add +0.8% 10.00% +0.14
DFNM Dimensional National Muni BD New 0.13% +0.13
MUB iShares National Muni Bond E Add +15.3% 1.13% +0.12
FNDX Schwab Fndmntl US LRG Co. ETF New 0.06% +0.06
IQLT iShares MSCI International Q New 0.05% +0.05
DFAI Dimensional International Co. New 0.05% +0.05
VBIL Vanguard 0-3M T-Bill ETF Add +48.7% 0.13% +0.04
GEV GE Vernova Inc. Add +6.8% 0.14% +0.04
MO Altria Group Inc. New 0.04% +0.04
MDLZ Mondelez International Inc. Class A New 0.04% +0.04
PEP Pepsico Inc. New 0.03% +0.03
DFAR Dimensional US Real Est ETF New 0.03% +0.03
VBR Vngrd Mrngst SL-CP Val ETF-U Add +0.3% 3.67% +0.03
IJR iShares Core S&P Small-Cap E Add +40.0% 0.07% +0.02
JNJ Johnson & Johnson Add +3.0% 0.11% +0.02
DFAE Dimensional Emerging Core Eq Add +18.9% 0.10% +0.02
SLYV SS SPDR S&P 600 SC Val ETF Add +1.1% 0.50% +0.01
DFSV Dimensional US Small Cap Val Add +14.4% 0.08% +0.01
WMT Walmart Inc. Add +1.6% 0.13% +0.01
SPEM State Street SP PTF Em ETF Add +4.2% 0.55% +0.01
IAGG iShares Intl Aggregate Bond Add +4.3% 0.51% +0.01
TFC Truist Financial Corp. Add +15.3% 0.13% +0.01
IEMG iShares Core MSCI Emerging Add +12.8% 0.05% +0.01
VCIT Vanguard Int-Term Corporate Add +3.8% 1.34% +0.01
DFAT Dimensional US Target Value Add +0.2% 0.20% +0.01
SLV iShares Silver Trust Add +7.7% 0.05% +0.00
DFIV Dimensional International Va Add +0.1% 0.08% +0.00
DFAX Dimensional World Ex US Core Add +0.1% 0.14% +0.00
IJH iShares Core S&P Midcap ETF Add +3.0% 0.06% +0.00
SLYG SS SPDR S&P 600 SC GR ETF Add +0.1% 0.30% +0.00
SPAB SS SPDR P Agg Bond ETF Add +2.8% 0.45% +0.00
IWS iShares Russell Mid-Cap Valu Add +0.1% 0.07% +0.00
VXUS Vanguard Total Intl Stock Add +0.1% 0.24% +0.00
PG The Procter & Gamble Co. Add +1.5% 0.10% +0.00
DFIS Dimensional International SM Add +0.1% 0.07% +0.00
AUB Atlantic Union Bankshares Co. Add +0.2% 0.04% −0.00
IWD iShares Russell 1000 Value E Add +0.1% 0.15% −0.00
VGIT Vanguard Intermediate-Term T Add +0.5% 0.04% −0.00
VB Vanguard Most SM-Cap ETF-Usd Add +0.2% 0.29% −0.00
SCHZ Schwab US Aggregate Bond ETF Add +0.7% 0.05% −0.00
VCRB Vanguard Core Bond ETF Add +1.0% 0.06% −0.00
LOW Lowe's Cos Inc. Add +2.1% 0.09% −0.00
VTEB Vanguard Tax-Exempt Bond ETF Add +2.8% 1.96% −0.00
AGG iShares Core U.S. Aggregate Add +0.1% 0.09% −0.00
BSV Vanguard Short-Term Bond ETF Add +2.6% 6.21% −0.00
DFAC Dimensional US Core Equity 2 Add +0.1% 0.13% −0.01
GE General Electric Add +6.2% 0.13% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 131$659.5MBND, VUG, VTV, BNDX, VEA
Q1 2026 122$602.9MBND, VTV, VUG, BNDX, VEA
Q4 2025 115$590.6MBND, VUG, VTV, BNDX, VEA
Q3 2025 115$578.5MBND, VUG, VTV, BNDX, VEA
Q2 2025 107$542.3MBND, VUG, VTV, BNDX, VEA
Q1 2025 101$497.6MBND, VUG, VTV, BNDX, VEA
Q4 2024 107$490.2MBND, VUG, VTV, BNDX, VEA
Q3 2024 107$495.7MBND, VUG, VTV, BNDX, VEA
Q2 2024 104$460.1MVUG, BND, VTV, BNDX, VEA
Q1 2024 103$449.3MVUG, BND, VTV, BNDX, VEA