Partners in Financial Planning

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 10, 2026), Partners in Financial Planning reported 131 stock positions worth $659.5 million. Its top holding was Vanguard Total Bond Market (BND) at 11.8% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 10.8%) and Vanguard Mrngstr Val ETF-Aui (VTV, 9.9%). Compared with Q1 2026, it opened 11 new positions, sold out of 2, added to 52 and reduced 29. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +1%) and the biggest sale Vanguard Mrngstr Val ETF-Aui (VTV, shares −2%).

Most Recent 13F
Q2 2026
Location
SALEM, VA
CIK
0002054264
Portfolio Value
$659.5M (Q2 2026)
SEC Filing
0002054264-26-000004 ↗ filed Aug 10, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $449.3M Q1 2024 Q2 2024: $460.1M Q2 2024 Q3 2024: $495.7M Q3 2024 Q4 2024: $490.2M Q4 2024 Q1 2025: $497.6M Q1 2025 Q2 2025: $542.3M Q2 2025 Q3 2025: $578.5M Q3 2025 Q4 2025: $590.6M Q4 2025 Q1 2026: $602.9M Q1 2026 Q2 2026: $659.5M $659.5M Q2 2026

Holdings 131 stocks · $659.5M
BND Vanguard Total Bond Market 11.83% 1,063,064 $78.0M Add +1.6%
VUG Vanguard Mrngstar GR ETF-Sui 10.77% 824,863 $71.1M Add +0.8%
VTV Vanguard Mrngstr Val ETF-Aui 9.90% 299,573 $65.3M Reduce -2.5%
BNDX Vanguard Total Intl Bond ETF 9.46% 1,288,435 $62.4M Add +4.2%
VEA Vanguard Ftse Developed ETF 8.34% 771,756 $55.0M Reduce -2.2%
BSV Vanguard Short-Term Bond ETF 5.78% 488,983 $38.1M Add +2.4%
VBK Van Morst SML-Cap Gro-Usd Inc. 3.67% 66,268 $24.2M Reduce -0.8%
VBR Vngrd Mrngst SL-CP Val ETF-U 3.67% 99,603 $24.2M Reduce -2.2%
VWO Vanguard Ftse Emerging Marke 2.74% 302,899 $18.1M Reduce -1.0%
VSS Vanguard Ftse All Wo X-US SC 2.46% 105,235 $16.2M Reduce -0.5%
VNQ Vanguard Real Estate ETF 2.36% 161,235 $15.6M Add +2.4%
SPDW Ste STR SPDR PT DW Eu ETF 2.22% 291,107 $14.7M Add +0.4%
VTEB Vanguard Tax-Exempt Bond ETF 2.01% 262,359 $13.3M Add +10.9%
VTI VG Morningstar TS MKT ETF-US 2.00% 35,649 $13.2M Add +1.6%
SUB iShares Short-Term National 1.78% 110,184 $11.7M Add +7.8%
VCIT Vanguard Int-Term Corporate 1.26% 100,930 $8.3M Add +3.6%
VOO Vanguard S&P 500 ETF 1.14% 10,928 $7.5M Add +0.1%
MUB iShares National Muni Bond E 1.04% 63,857 $6.9M Reduce -0.8%
SPYG SS SPDR P S&P 500 Growth ETF 0.75% 41,432 $4.9M Reduce -3.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.69% 56,442 $4.5M Add +0.2%
SPYV SS SPDR P S&P 500 Value ETF 0.65% 70,630 $4.3M Add +0.7%
SCZ iShares MSCI Eafe Small-Cap 0.64% 51,454 $4.2M Add +3.2%
VXF Vanguard Extended Market ETF 0.58% 15,612 $3.8M Reduce -2.3%
SPEM State Street SP PTF Em ETF 0.56% 71,590 $3.7M Add +0.5%
SLYV SS SPDR S&P 600 SC Val ETF 0.52% 31,729 $3.5M Add +0.0%
VFMF Vanguard US Multifactor ETF 0.52% 19,325 $3.4M Reduce -0.0%
IAGG iShares Intl Aggregate Bond 0.50% 65,618 $3.3M Add +5.8%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.45% 8,718 $3.0M Add +0.1%
NSC Norfolk Southern Corp. 0.45% 9,376 $2.9M No change
SPAB SS SPDR P Agg Bond ETF 0.41% 106,260 $2.7M Add +1.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.34% 3,026 $2.3M Add +227.8%
SLYG SS SPDR S&P 600 SC GR ETF 0.33% 18,158 $2.2M Reduce -2.9%
VEU Vanguard Ftse All-World Ex-U 0.32% 25,217 $2.1M Reduce -5.8%
VB Vanguard Most SM-Cap ETF-Usd 0.31% 6,723 $2.0M Add +0.1%
XOM Exxon Mobil Corp. 0.26% 12,623 $1.7M No change
AAPL Apple Inc. 0.26% 5,921 $1.7M Reduce -3.7%
IWF iShares Russell 1000 Growth 0.25% 13,252 $1.6M No change
STX Seagate Technology Holdings 0.23% 1,600 $1.5M No change
STLD Steel Dynamics Inc. 0.22% 6,412 $1.5M Reduce -3.3%
VXUS Vanguard Total Intl Stock 0.22% 17,158 $1.5M Reduce -7.4%
LRGF iShares US Equity Factor ETF 0.22% 18,948 $1.4M Add +0.2%
AMZN Amazon.com Inc. 0.21% 5,675 $1.4M Reduce -0.6%
VNQI Vanguard GLBL Ex-US Real Est 0.20% 29,335 $1.3M Reduce -1.3%
TSLA Tesla Inc. 0.20% 3,066 $1.3M No change
DFAT Dimensional US Target Value 0.19% 18,138 $1.3M Reduce -5.2%
CVX Chevron Corp. 0.19% 7,634 $1.3M Add +0.0%
BIV Vanguard Intermediate-Term B 0.19% 16,186 $1.2M Reduce -10.7%
FERG Ferguson Enterprises Inc. 0.18% 5,033 $1.2M No change
SPTS SS SPDR P St Term TSY ETF 0.18% 40,176 $1.2M Reduce -19.6%
GEV GE Vernova Inc. 0.18% 985 $1.2M Reduce -0.8%
IVV iShares Core S&P 500 ETF 0.16% 1,417 $1.1M No change
EW Edwards Lifesciences Corp. 0.16% 11,584 $1.0M No change
EFA iShares MSCI Eafe ETF 0.16% 9,845 $1.0M Reduce -12.0%
GE General Electric filed as GE AEROSPACE 0.15% 2,716 $1.0M Reduce -1.1%
IWD iShares Russell 1000 Value E 0.15% 4,170 $1.0M Add +0.1%
MSFT Microsoft Corp. 0.15% 2,623 $978K No change
GOOG Alphabet Inc. Class C 0.15% 2,736 $967K No change
TPL Texas Pacific Land Corp. 0.14% 2,142 $937K No change
DFAX Dimensional World Ex US Core 0.14% 25,113 $925K Add +0.8%
DFNM Dimensional National Muni BD 0.14% 19,112 $924K Add +19.8%
DFAC Dimensional US Core Equity 2 0.14% 20,741 $920K Reduce -0.8%
GLW Corning Inc. 0.14% 3,601 $920K Reduce -0.8%
IEFA iShares Core MSCI Eafe ETF 0.14% 9,267 $895K Add +2.3%
TFC Truist Financial Corp. 0.13% 17,096 $852K Add +0.1%
VBIL Vanguard 0-3M T-Bill ETF 0.13% 11,250 $851K Add +7.0%
GOOGL Alphabet Inc. Class A 0.13% 2,349 $840K No change
BRK.B Berkshire Hathaway Inc. Class B 0.13% 1,674 $838K No change
NKSH National Bankshares Inc. 0.12% 21,431 $779K No change
CSX CSX Corp. 0.11% 15,816 $752K No change
PM Philip Morris International 0.11% 4,066 $736K No change
WMT Walmart Inc. 0.11% 6,377 $722K No change
DFAE Dimensional Emerging Core Eq 0.11% 17,889 $719K Add +2.0%
JNJ Johnson & Johnson 0.10% 2,667 $677K No change
CVS CVS Health Corp. 0.09% 5,888 $609K No change
PG The Procter & Gamble Co. 0.09% 4,106 $602K Add +0.2%
AGG iShares Core U.S. Aggregate 0.09% 5,730 $567K Add +0.3%
DFSV Dimensional US Small Cap Val 0.08% 14,413 $559K Add +0.4%
LOW Lowe's Cos Inc. 0.08% 2,400 $529K Add +0.0%
RSP Invesco S&P 500 Equal Weight 0.08% 2,425 $516K New
CAH Cardinal Health Inc. 0.08% 2,163 $514K No change
UDR Udr Inc. 0.07% 12,368 $494K No change
IVW iShares S&P 500 Growth ETF 0.07% 3,510 $483K Add +0.0%
IWS iShares Russell Mid-Cap Valu 0.07% 2,919 $480K Add +0.1%
DFIV Dimensional International Va 0.07% 8,819 $476K Add +1.0%
IWP iShares Russell Mid-Cap Grow 0.07% 3,205 $469K No change
DFIS Dimensional International SM 0.07% 12,793 $448K Add +3.1%
IJH iShares Core S&P Midcap ETF 0.07% 5,648 $436K Add +0.6%
FNDX Schwab Fndmntl US LRG Co. ETF 0.07% 13,823 $430K Reduce -0.6%
IJR iShares Core S&P Small-Cap E 0.07% 2,890 $429K Reduce -10.2%
AVGO Broadcom Inc. 0.06% 1,121 $423K Add +0.8%
CARE Carter Bankshares Inc. 0.06% 12,299 $418K Reduce -1.8%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.06% 1,317 $403K Add +0.1%
MCD McDonald's Corp. 0.06% 1,412 $382K No change
VCRB Vanguard Core Bond ETF 0.06% 4,911 $379K Add +0.7%
DHR Danaher Corp. 0.06% 1,954 $372K No change
EEM iShares MSCI Emerging Market 0.05% 5,204 $356K Reduce -13.1%
META Meta Platforms Inc. Class A 0.05% 627 $353K Add +0.5%
IQLT iShares MSCI International Q 0.05% 7,096 $352K No change
DFAI Dimensional International Co. 0.05% 8,193 $338K Add +1.1%
ABBV Abbvie Inc. 0.05% 1,317 $331K No change
NKE Nike Inc. Class B 0.05% 7,976 $327K No change
IEMG iShares Core MSCI Emerging 0.05% 3,948 $327K Add +0.6%
UNP Union Pacific Corp. 0.05% 1,200 $326K No change
URI United Rentals Inc. 0.05% 280 $317K No change
SCHZ Schwab US Aggregate Bond ETF 0.05% 13,625 $315K Add +1.8%
COF Capital One Financial Corp. 0.05% 1,545 $310K No change
IVE iShares S&P 500 Value ETF 0.05% 1,363 $309K Add +0.1%
WMB Williams Cos Inc. 0.05% 4,045 $301K No change
RTX RTX Corp. 0.05% 1,577 $299K No change
AOA iShares Core 80/20 Aggressiv 0.04% 2,934 $286K Add +0.5%
IWN iShares Russell 2000 Value E 0.04% 1,262 $279K Add +0.1%
CAT Caterpillar Inc. 0.04% 254 $270K New
AUB Atlantic Union Bankshares Co. 0.04% 6,262 $265K Add +0.2%
IWV iShares Russell 3000 ETF 0.04% 611 $261K No change
ABT Abbott Laboratories 0.04% 2,799 $254K No change
SDY SS SPDR S&P Dividend ETF 0.04% 1,632 $248K New
MO Altria Group Inc. 0.04% 3,400 $245K No change
SPHQ Invesco S&P 500 Quality ETF 0.04% 2,588 $233K New
IWY iShares Russell Top 200 Grow 0.04% 796 $231K New
SO The Southern Co. 0.03% 2,386 $228K No change
DFAR Dimensional US Real Est ETF 0.03% 8,557 $224K Add +0.5%
VGK Vanguard Ftse Europe ETF 0.03% 2,525 $224K No change
CFG Citizens Financial Group 0.03% 3,175 $222K New
SLV iShares Silver Trust 0.03% 4,108 $220K Add +2.1%
ESGV Vanguard ESG US Stock ETF 0.03% 1,656 $219K New
IWR iShares Russell Mid-Cap ETF 0.03% 1,959 $216K New
MDLZ Mondelez International Inc. Class A 0.03% 3,707 $214K No change
PFE Pfizer Inc. 0.03% 8,604 $207K No change
ICF iShares Select U.S. REIT ETF 0.03% 3,046 $206K New
D Dominion Energy Inc. 0.03% 2,973 $203K New
VOE Vngrd Mrngstr MD-Cap Val ETF 0.03% 1,017 $201K New

Portfolio Sells Q1 2026 → Q2 2026
VTV Vanguard Mrngstr Val ETF-Aui Reduce -2.5% 9.90% −0.10
VSS Vanguard Ftse All Wo X-US SC Reduce -0.5% 2.46% −0.09
MUB iShares National Muni Bond E Reduce -0.8% 1.04% −0.09
SPTS SS SPDR P St Term TSY ETF Reduce -19.6% 0.18% −0.07
VEA Vanguard Ftse Developed ETF Reduce -2.2% 8.34% −0.05
BIV Vanguard Intermediate-Term B Reduce -10.7% 0.19% −0.04
VGIT Vanguard Intermediate-Term T Sold out 0.00% −0.04
PEP Pepsico Inc. Sold out 0.00% −0.03
EFA iShares MSCI Eafe ETF Reduce -12.0% 0.16% −0.03
VNQI Vanguard GLBL Ex-US Real Est Reduce -1.3% 0.20% −0.02
VXUS Vanguard Total Intl Stock Reduce -7.4% 0.22% −0.01
VEU Vanguard Ftse All-World Ex-U Reduce -5.8% 0.32% −0.01
DFAT Dimensional US Target Value Reduce -5.2% 0.19% −0.01
EEM iShares MSCI Emerging Market Reduce -13.1% 0.05% −0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -2.2% 3.67% −0.00
IJR iShares Core S&P Small-Cap E Reduce -10.2% 0.07% −0.00
VWO Vanguard Ftse Emerging Marke Reduce -1.0% 2.74% −0.00
FNDX Schwab Fndmntl US LRG Co. ETF Reduce -0.6% 0.07% +0.00
AAPL Apple Inc. Reduce -3.7% 0.26% +0.00
DFAC Dimensional US Core Equity 2 Reduce -0.8% 0.14% +0.00
AMZN Amazon.com Inc. Reduce -0.6% 0.21% +0.01
CARE Carter Bankshares Inc. Reduce -1.8% 0.06% +0.01
VFMF Vanguard US Multifactor ETF Reduce -0.0% 0.52% +0.02
GE General Electric Reduce -1.1% 0.15% +0.02
STLD Steel Dynamics Inc. Reduce -3.3% 0.22% +0.03
SLYG SS SPDR S&P 600 SC GR ETF Reduce -2.9% 0.33% +0.03
GEV GE Vernova Inc. Reduce -0.8% 0.18% +0.03
VXF Vanguard Extended Market ETF Reduce -2.3% 0.58% +0.04
SPYG SS SPDR P S&P 500 Growth ETF Reduce -3.3% 0.75% +0.05
GLW Corning Inc. Reduce -0.8% 0.14% +0.06
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -0.8% 3.67% +0.32

Portfolio Buys Q1 2026 → Q2 2026
VUG Vanguard Mrngstar GR ETF-Sui Add +0.8% 10.77% +0.90
SPY SS SPDR S&P 500 ETF Trust-US Add +227.8% 0.34% +0.24
VTI VG Morningstar TS MKT ETF-US Add +1.6% 2.00% +0.13
RSP Invesco S&P 500 Equal Weight New 0.08% +0.08
VOO Vanguard S&P 500 ETF Add +0.1% 1.14% +0.06
VTEB Vanguard Tax-Exempt Bond ETF Add +10.9% 2.01% +0.05
VNQ Vanguard Real Estate ETF Add +2.4% 2.36% +0.04
CAT Caterpillar Inc. New 0.04% +0.04
SDY SS SPDR S&P Dividend ETF New 0.04% +0.04
SPHQ Invesco S&P 500 Quality ETF New 0.04% +0.04
IWY iShares Russell Top 200 Grow New 0.04% +0.04
CFG Citizens Financial Group New 0.03% +0.03
ESGV Vanguard ESG US Stock ETF New 0.03% +0.03
IWR iShares Russell Mid-Cap ETF New 0.03% +0.03
ICF iShares Select U.S. REIT ETF New 0.03% +0.03
D Dominion Energy Inc. New 0.03% +0.03
VOE Vngrd Mrngstr MD-Cap Val ETF New 0.03% +0.03
SPDW Ste STR SPDR PT DW Eu ETF Add +0.4% 2.22% +0.03
SLYV SS SPDR S&P 600 SC Val ETF Add +0.0% 0.52% +0.03
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +0.1% 0.45% +0.02
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.2% 0.69% +0.02
VB Vanguard Most SM-Cap ETF-Usd Add +0.1% 0.31% +0.02
DFNM Dimensional National Muni BD Add +19.8% 0.14% +0.01
DFAE Dimensional Emerging Core Eq Add +2.0% 0.11% +0.01
LRGF iShares US Equity Factor ETF Add +0.2% 0.22% +0.01
SPEM State Street SP PTF Em ETF Add +0.5% 0.56% +0.01
IVW iShares S&P 500 Growth ETF Add +0.0% 0.07% +0.01
AVGO Broadcom Inc. Add +0.8% 0.06% +0.01
IWD iShares Russell 1000 Value E Add +0.1% 0.15% +0.01
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +0.1% 0.06% +0.01
IEMG iShares Core MSCI Emerging Add +0.6% 0.05% +0.00
AUB Atlantic Union Bankshares Co. Add +0.2% 0.04% +0.00
IJH iShares Core S&P Midcap ETF Add +0.6% 0.07% +0.00
IWN iShares Russell 2000 Value E Add +0.1% 0.04% +0.00
IWS iShares Russell Mid-Cap Valu Add +0.1% 0.07% +0.00
DFSV Dimensional US Small Cap Val Add +0.4% 0.08% +0.00
AOA iShares Core 80/20 Aggressiv Add +0.5% 0.04% +0.00
DFAR Dimensional US Real Est ETF Add +0.5% 0.03% +0.00
DFAX Dimensional World Ex US Core Add +0.8% 0.14% −0.00
IEFA iShares Core MSCI Eafe ETF Add +2.3% 0.14% −0.00
IVE iShares S&P 500 Value ETF Add +0.1% 0.05% −0.00
TFC Truist Financial Corp. Add +0.1% 0.13% −0.00
DFAI Dimensional International Co. Add +1.1% 0.05% −0.00
DFIS Dimensional International SM Add +3.1% 0.07% −0.00
VBIL Vanguard 0-3M T-Bill ETF Add +7.0% 0.13% −0.00
SCHZ Schwab US Aggregate Bond ETF Add +1.8% 0.05% −0.00
DFIV Dimensional International Va Add +1.0% 0.07% −0.00
VCRB Vanguard Core Bond ETF Add +0.7% 0.06% −0.01
META Meta Platforms Inc. Class A Add +0.5% 0.05% −0.01
SCZ iShares MSCI Eafe Small-Cap Add +3.2% 0.64% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 131$659.5MBND, VUG, VTV, BNDX, VEA
Q1 2026 122$602.9MBND, VTV, VUG, BNDX, VEA
Q4 2025 115$590.6MBND, VUG, VTV, BNDX, VEA
Q3 2025 115$578.5MBND, VUG, VTV, BNDX, VEA
Q2 2025 107$542.3MBND, VUG, VTV, BNDX, VEA
Q1 2025 101$497.6MBND, VUG, VTV, BNDX, VEA
Q4 2024 107$490.2MBND, VUG, VTV, BNDX, VEA
Q3 2024 107$495.7MBND, VUG, VTV, BNDX, VEA
Q2 2024 104$460.1MVUG, BND, VTV, BNDX, VEA
Q1 2024 103$449.3MVUG, BND, VTV, BNDX, VEA