Peak Retirement Planning, Inc.

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed November 4, 2025), Peak Retirement Planning, Inc. reported 105 stock positions worth $180.0 million. Its top holding was iShares 0-3 Month Treasury B (SGOV) at 14.2% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 4.3%) and Vanguard S&P 500 ETF (VOO, 3.9%). Compared with Q4 2024, it opened 15 new positions, sold out of 6, added to 76 and reduced 14. The biggest buy was a new position in SS Materials Select Sector (XLB) and the biggest sale SS Financial Select Sector (XLF, shares −94%).

Most Recent 13F
Q2 2026
Location
COLUMBUS, OH
CIK
0002056697
Portfolio Value
$180.0M (Q1 2025)
SEC Filing
0002056697-25-000004 ↗ filed Nov 4, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q4 2024: $148.0M Q4 2024 Q1 2025: $180.0M $180.0M Q1 2025 Q2 2025: $247.7M Q2 2025 Q3 2025: $355.1M Q3 2025 Q4 2025: $427.1M Q4 2025 Q1 2026: $501.5M Q1 2026 Q2 2026: $631.6M Q2 2026

Holdings 105 stocks · $180.0M
SGOV iShares 0-3 Month Treasury B 14.25% 254,658 $25.6M Add +52.5%
QQQ Invesco QQQ Trust Series 1 4.33% 16,611 $7.8M Add +24.9%
VOO Vanguard S&P 500 ETF 3.94% 13,802 $7.1M Add +8.5%
XLP SS Consumer Staples Sel Sect 3.27% 71,988 $5.9M Add +8.2%
XLRE SS Real Estate Select Sector 3.24% 139,401 $5.8M Add +24.6%
XLC SS Comm Select Sector SPDR 3.18% 59,391 $5.7M Add +15.1%
XLB SS Materials Select Sector 3.16% 66,146 $5.7M New
VNQ Vanguard Real Estate ETF 3.14% 62,332 $5.6M Add +17.3%
GLDM SPDR Gold Minishares Trust 2.85% 82,953 $5.1M Add +120.2%
VUG Vanguard Mrngstar GR ETF-Sui 2.83% 13,718 $5.1M Add +41.5%
VBR Vngrd Mrngst SL-CP Val ETF-U 2.38% 22,972 $4.3M Add +33.1%
VTV Vanguard Mrngstr Val ETF-Aui 1.97% 20,562 $3.6M Add +15.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.82% 12,659 $3.3M Add +446.6%
BND Vanguard Total Bond Market 1.78% 43,678 $3.2M New
VOT Vngrd Mrngstr MC GRW ETF-Usd 1.69% 12,437 $3.0M Add +15.7%
VOE Vngrd Mrngstr MD-Cap Val ETF 1.41% 15,841 $2.5M Reduce -2.7%
AAPL Apple Inc. 1.35% 10,963 $2.4M Add +4.7%
VTI VG Morningstar TS MKT ETF-US 1.33% 8,731 $2.4M Add +31.2%
BRK.B Berkshire Hathaway Inc. Class B 1.26% 4,270 $2.3M Add +16.9%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.20% 8,578 $2.2M Reduce -19.7%
VWO Vanguard Ftse Emerging Marke 1.17% 46,669 $2.1M Add +32.5%
MSFT Microsoft Corp. 1.16% 5,550 $2.1M Add +24.3%
VEA Vanguard Ftse Developed ETF 0.90% 31,990 $1.6M Add +24.7%
GOOGL Alphabet Inc. Class A 0.76% 8,824 $1.4M Add +14.9%
OPCH Option Care Health Inc. 0.66% 34,211 $1.2M Reduce -14.7%
THC Tenet Healthcare Corp. 0.66% 8,825 $1.2M New
MMSI Merit Medical Systems Inc. 0.65% 11,055 $1.2M Add +22.1%
NVDA Nvidia Corp. 0.65% 10,721 $1.2M Add +10.8%
LNTH Lantheus Holdings Inc. 0.64% 11,883 $1.2M Add +16.1%
CHTR Charter Communications Inc. Class A 0.63% 3,093 $1.1M Add +22.5%
VZ Verizon Communications Inc. 0.62% 24,794 $1.1M Add +28.5%
DHI D.R. Horton Inc. 0.62% 8,832 $1.1M Add +41.2%
ZM Zoom Communications Inc. 0.62% 15,090 $1.1M Add +28.2%
JNJ Johnson & Johnson 0.62% 6,703 $1.1M Add +16.6%
TOL Toll Brothers Inc. 0.61% 10,463 $1.1M Add +71.0%
PG The Procter & Gamble Co. 0.61% 6,462 $1.1M New
COP Conocophillips 0.61% 10,465 $1.1M Reduce -6.8%
AVT Avnet Inc. 0.61% 22,699 $1.1M Add +24.1%
MO Altria Group Inc. 0.60% 18,015 $1.1M Add +15.2%
PANW Palo Alto Networks Inc. 0.60% 6,333 $1.1M Add +23.8%
PODD Insulet Corp. 0.60% 4,112 $1.1M Add +1.0%
CBOE Cboe Global Markets Inc. 0.59% 4,716 $1.1M Add +13.2%
MPWR Monolithic Power Systems Inc. 0.59% 1,837 $1.1M Add +15.2%
NBIX Neurocrine Biosciences Inc. 0.58% 9,499 $1.1M Add +24.5%
AVGO Broadcom Inc. 0.58% 6,272 $1.1M Add +2.5%
SKX Skechers USA Inc. Class A 0.58% 18,478 $1.0M Add +30.4%
AN Autonation Inc. 0.57% 6,353 $1.0M Add +13.2%
CME Cme Group Inc. 0.57% 3,874 $1.0M Add +6.7%
CL Colgate-Palmolive Co. 0.57% 10,966 $1.0M Add +25.8%
MDLZ Mondelez International Inc. Class A 0.57% 15,101 $1.0M Add +17.5%
GAP The Gap Inc. 0.57% 49,408 $1.0M New
JBL Jabil Inc. 0.57% 7,483 $1.0M Add +10.1%
CSCO Cisco Systems Inc. 0.57% 16,492 $1.0M Add +5.9%
PEP Pepsico Inc. 0.56% 6,740 $1.0M Add +28.4%
GILD Gilead Sciences Inc. 0.56% 8,961 $1.0M Reduce -1.2%
FOXA Fox Corp. Class A 0.56% 17,719 $1.0M Reduce -5.9%
EOG EOG Resources Inc. 0.56% 7,790 $999K Add +16.9%
KMB Kimberly-Clark Corp. 0.55% 7,012 $997K Add +16.5%
SNA Snap-on Inc. 0.55% 2,958 $997K Add +28.9%
FLEX Flex Ltd. 0.55% 30,118 $996K Add +24.3%
HSY The Hershey Co. 0.55% 5,818 $995K Add +22.0%
MRK Merck & Co. Inc. 0.55% 11,033 $990K Add +28.8%
DGX Quest Diagnostics Inc. 0.55% 5,851 $990K Reduce -17.3%
LMT Lockheed Martin Corp. 0.55% 2,214 $989K Add +37.4%
VICI Vici Properties Inc. filed as VICI PPTYS INC 0.55% 30,287 $988K Add +17.2%
LAD Lithia Motors Inc. 0.54% 3,341 $981K Add +37.2%
WSM Williams-Sonoma Inc. 0.54% 6,194 $979K Add +13.6%
GIS General Mills Inc. 0.54% 16,357 $978K Add +30.7%
CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC 0.53% 12,271 $959K Add +32.5%
JPM JPMorgan Chase & Co. 0.53% 3,896 $956K Reduce -71.0%
INCY Incyte Corp. 0.52% 15,566 $943K Add +14.1%
APP AppLovin Corp. Class A 0.52% 3,508 $930K Add +17.6%
AEP American Electric Power 0.49% 8,151 $891K Add +194.7%
TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC 0.49% 9,641 $886K Reduce -10.3%
USB US Bancorp 0.49% 20,788 $878K New
XOM Exxon Mobil Corp. 0.41% 6,131 $729K Add +13.8%
VB Vanguard Most SM-Cap ETF-Usd 0.36% 2,904 $644K Reduce -84.6%
VIG Vanguard Dividend Apprec ETF 0.35% 3,249 $630K Add +25.6%
MTG Mgic Investment Corp. 0.34% 24,491 $607K Add +13.4%
AMZN Amazon.com Inc. 0.31% 2,912 $554K Add +5.8%
RSP Invesco S&P 500 Equal Weight 0.29% 3,054 $529K Reduce -18.6%
WFC Wells Fargo & Co. 0.26% 6,587 $473K New
IVV iShares Core S&P 500 ETF 0.26% 824 $463K Add +4.4%
VGT Vanguard Info Tech ETF 0.25% 838 $455K Add +7.6%
UNH Unitedhealth Group Inc. 0.25% 849 $445K Add +22.5%
VTEB Vanguard Tax-Exempt Bond ETF 0.23% 8,403 $417K Reduce -19.7%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.23% 1,595 $410K Add +3.3%
FELC Fidelity Enh LRG Cap Cor ETF 0.21% 12,125 $378K Add +0.3%
LOW Lowe's Cos Inc. 0.20% 1,579 $368K Add +6.7%
IUSV iShares Core S&P U.S. Value 0.20% 3,808 $351K Add +11.0%
FISV Fiserv Inc. 0.19% 1,565 $346K New
XLF SS Financial Select Sector 0.19% 6,745 $336K Reduce -93.8%
LLY Eli Lilly & Co. 0.19% 405 $334K Add +40.6%
ABBV Abbvie Inc. 0.18% 1,557 $326K Add +1.0%
IEFA iShares Core MSCI Eafe ETF 0.17% 4,091 $309K Add +2.2%
ABT Abbott Laboratories 0.17% 2,326 $309K New
VTIP Vanguard Short-Term Tips 0.16% 5,758 $287K Add +28.8%
META Meta Platforms Inc. Class A 0.15% 475 $274K New
SO The Southern Co. 0.15% 2,958 $272K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.13% 968 $241K New
HD Home Depot Inc. 0.13% 641 $235K Add +0.6%
NEE Nextera Energy Inc. 0.13% 3,314 $235K Reduce -0.7%
VYM Vanguard High DVD Yield ETF 0.12% 1,684 $217K New
CCO Clear Channel Outdoor Holdin 0.01% 12,694 $14K New
ARBOR REALTY TRUST INC (ABR 7.5 08/01/25) 0.00% 3,200 $3K New

Portfolio Sells Q4 2024 → Q1 2025
XLF SS Financial Select Sector Reduce -93.8% 0.19% −3.37
VB Vanguard Most SM-Cap ETF-Usd Reduce -84.6% 0.36% −2.70
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -19.7% 1.20% −0.82
JPM JPMorgan Chase & Co. Reduce -71.0% 0.53% −0.73
DKS Dick's Sporting Goods Inc. Sold out 0.00% −0.70
MCK McKesson Corp. Sold out 0.00% −0.62
VLO Valero Energy Corp. Sold out 0.00% −0.56
CMCSA Comcast Corp. Class A Sold out 0.00% −0.51
RSP Invesco S&P 500 Equal Weight Reduce -18.6% 0.29% −0.40
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -2.7% 1.41% −0.36
TROW T Rowe Price Group Inc. Reduce -10.3% 0.49% −0.24
UNP Union Pacific Corp. Sold out 0.00% −0.17
ORCL Oracle Corp. Sold out 0.00% −0.14
COP Conocophillips Reduce -6.8% 0.61% −0.14
VTEB Vanguard Tax-Exempt Bond ETF Reduce -19.7% 0.23% −0.12
FOXA Fox Corp. Class A Reduce -5.9% 0.56% −0.05
NEE Nextera Energy Inc. Reduce -0.7% 0.13% −0.05
OPCH Option Care Health Inc. Reduce -14.7% 0.66% −0.03
GILD Gilead Sciences Inc. Reduce -1.2% 0.56% −0.01
DGX Quest Diagnostics Inc. Reduce -17.3% 0.55% −0.01

Portfolio Buys Q4 2024 → Q1 2025
XLB SS Materials Select Sector New 3.16% +3.16
SGOV iShares 0-3 Month Treasury B Add +52.5% 14.25% +2.91
BND Vanguard Total Bond Market New 1.78% +1.78
GLDM SPDR Gold Minishares Trust Add +120.2% 2.85% +1.51
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +446.6% 1.82% +1.41
THC Tenet Healthcare Corp. New 0.66% +0.66
PG The Procter & Gamble Co. New 0.61% +0.61
GAP The Gap Inc. New 0.57% +0.57
USB US Bancorp New 0.49% +0.49
AEP American Electric Power Add +194.7% 0.49% +0.32
WFC Wells Fargo & Co. New 0.26% +0.26
FISV Fiserv Inc. New 0.19% +0.19
ABT Abbott Laboratories New 0.17% +0.17
META Meta Platforms Inc. Class A New 0.15% +0.15
SO The Southern Co. New 0.15% +0.15
XLRE SS Real Estate Select Sector Add +24.6% 3.24% +0.15
BRK.B Berkshire Hathaway Inc. Class B Add +16.9% 1.26% +0.14
IBM Intl Business Machines Corp. New 0.13% +0.13
VUG Vanguard Mrngstar GR ETF-Sui Add +41.5% 2.83% +0.13
VWO Vanguard Ftse Emerging Marke Add +32.5% 1.17% +0.13
VYM Vanguard High DVD Yield ETF New 0.12% +0.12
VZ Verizon Communications Inc. Add +28.5% 0.62% +0.10
TOL Toll Brothers Inc. Add +71.0% 0.61% +0.09
VEA Vanguard Ftse Developed ETF Add +24.7% 0.90% +0.07
VBR Vngrd Mrngst SL-CP Val ETF-U Add +33.1% 2.38% +0.07
MMSI Merit Medical Systems Inc. Add +22.1% 0.65% +0.06
JNJ Johnson & Johnson Add +16.6% 0.62% +0.05
MDLZ Mondelez International Inc. Class A Add +17.5% 0.57% +0.05
MO Altria Group Inc. Add +15.2% 0.60% +0.05
CHTR Charter Communications Inc. Class A Add +22.5% 0.63% +0.05
DHI D.R. Horton Inc. Add +41.2% 0.62% +0.04
CBOE Cboe Global Markets Inc. Add +13.2% 0.59% +0.04
VICI Vici Properties Inc. Add +17.2% 0.55% +0.04
CL Colgate-Palmolive Co. Add +25.8% 0.57% +0.04
LLY Eli Lilly & Co. Add +40.6% 0.19% +0.04
VTI VG Morningstar TS MKT ETF-US Add +31.2% 1.33% +0.03
SNA Snap-on Inc. Add +28.9% 0.55% +0.03
LNTH Lantheus Holdings Inc. Add +16.1% 0.64% +0.02
PEP Pepsico Inc. Add +28.4% 0.56% +0.02
KMB Kimberly-Clark Corp. Add +16.5% 0.55% +0.02
LMT Lockheed Martin Corp. Add +37.4% 0.55% +0.02
VTIP Vanguard Short-Term Tips Add +28.8% 0.16% +0.01
XOM Exxon Mobil Corp. Add +13.8% 0.41% +0.01
UNH Unitedhealth Group Inc. Add +22.5% 0.25% +0.01
VIG Vanguard Dividend Apprec ETF Add +25.6% 0.35% +0.01
CCO Clear Channel Outdoor Holdin New 0.01% +0.01
HSY The Hershey Co. Add +22.0% 0.55% +0.01
GIS General Mills Inc. Add +30.7% 0.54% +0.00
ARBOR REALTY TRUST INC (ABR 7.5 08/01/25) New 0.00% +0.00
CME Cme Group Inc. Add +6.7% 0.57% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 194$631.6MSGOV, QQQ, VEA, VWO, XLV
Q1 2026 152$501.5MSGOV, VEA, VWO, TIPX, XLE
Q4 2025 143$427.1MSGOV, QQQ, VEA, VWO, GLDM
Q3 2025 128$355.1MSGOV, VEA, INVESCO QQQ TR, VOO, WORLD GOLD TR
Q2 2025 118$247.7MSGOV, XLC, VOO, VEA, XLRE
Q1 2025 105$180.0MSGOV, QQQ, VOO, XLP, XLRE
Q4 2024 96$148.0MSGOV, VOO, QQQ, XLF, XLP