Peak Retirement Planning, Inc.

Name: Peak Retirement Planning, Inc. 13F holdings, Q4 2025
Creator: Peak Retirement Planning, Inc.
Published: 2026-02-10

Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q4 2024

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 10, 2026), Peak Retirement Planning, Inc. reported 143 stock positions worth $427.1 million. Its top holding was iShares 0-3 Month Treasury B (SGOV) at 13.4% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 5.7%) and Vanguard Ftse Developed ETF (VEA, 5.4%). Compared with Q3 2025, it opened 28 new positions, sold out of 13, added to 88 and reduced 27. The biggest buy was Invesco QQQ Trust Series 1 (QQQ, shares +2090%) and the biggest sale an exit from Invesco QQQ TR.

Most Recent 13F: Q2 2026
Location: COLUMBUS, OH
CIK: 0002056697
Portfolio Value: $427.1M (Q4 2025)
SEC Filing: 0002056697-26-000001 ↗ filed Feb 10, 2026

Holdings Value

Holdings 143 stocks · $427.1M


SGOV iShares 0-3 Month Treasury B	13.45%	572,280	$57.4M	Add +9.1%
QQQ Invesco QQQ Trust Series 1	5.68%	39,463	$24.2M	Add +2090.0%
VEA Vanguard Ftse Developed ETF	5.36%	366,490	$22.9M	Add +38.6%
VWO Vanguard Ftse Emerging Marke	4.54%	360,658	$19.4M	Add +75.0%
GLDM SPDR Gold Minishares Trust	3.56%	178,128	$15.2M	Add +2168.6%
VUG Vanguard Mrngstar GR ETF-Sui	2.67%	23,346	$11.4M	Add +7.8%
XLC SS Comm Select Sector SPDR	2.49%	90,320	$10.6M	Reduce -6.9%
XLE SS Energy Select Sector	2.47%	236,200	$10.6M	New
XLB SS Materials Select Sector	2.45%	231,046	$10.5M	Reduce -2.6%
XLRE SS Real Estate Select Sector	2.42%	255,769	$10.3M	Add +0.3%
XLP SS Consumer Staples Sel Sect	2.32%	127,370	$9.9M	Add +4577.6%
VOO Vanguard S&P 500 ETF	1.98%	13,500	$8.5M	Reduce -37.1%
VBR Vngrd Mrngst SL-CP Val ETF-U	1.72%	34,743	$7.4M	Add +9.1%
NVDA Nvidia Corp.	1.47%	33,689	$6.3M	Add +134.7%
VTV Vanguard Mrngstr Val ETF-Aui	1.45%	32,383	$6.2M	Add +14.4%
VTI VG Morningstar TS MKT ETF-US	1.34%	17,081	$5.7M	Reduce -2.3%
VBK Van Morst SML-Cap Gro-Usd Inc.	1.16%	16,409	$5.0M	Add +0.9%
MSFT Microsoft Corp.	1.15%	10,143	$4.9M	Add +33.8%
VOT Vngrd Mrngstr MC GRW ETF-Usd	1.09%	16,739	$4.7M	Reduce -36.8%
VOE Vngrd Mrngstr MD-Cap Val ETF	1.08%	25,944	$4.6M	Add +69.8%
VNQ Vanguard Real Estate ETF	0.98%	47,473	$4.2M	Add +59.4%
GOOGL Alphabet Inc. Class A	0.90%	12,295	$3.8M	Reduce -3.7%
AAPL Apple Inc.	0.88%	13,873	$3.8M	Add +5.7%
AVGO Broadcom Inc.	0.81%	10,030	$3.5M	Add +28.2%
ABT Abbott Laboratories	0.76%	25,960	$3.3M	Add +34.0%
MU Micron Technology Inc.	0.73%	10,880	$3.1M	New
DECK Deckers Outdoor Corp.	0.68%	27,937	$2.9M	Add +52.3%
MMSI Merit Medical Systems Inc.	0.67%	32,472	$2.9M	Add +35.4%
THC Tenet Healthcare Corp.	0.67%	14,359	$2.9M	Add +21.5%
PANW Palo Alto Networks Inc.	0.67%	15,486	$2.9M	Add +33.4%
CHWY Chewy Inc. Class A	0.67%	86,057	$2.8M	Add +63.6%
APP AppLovin Corp. Class A	0.66%	4,201	$2.8M	Reduce -5.4%
CHTR Charter Communications Inc. Class A	0.66%	13,540	$2.8M	Add +68.7%
PHM Pultegroup Inc.	0.66%	23,982	$2.8M	Add +44.4%
ZM Zoom Communications Inc.	0.66%	32,562	$2.8M	Add +23.8%
BRK.B Berkshire Hathaway Inc. Class B	0.66%	5,576	$2.8M	Reduce -4.8%
NBIX Neurocrine Biosciences Inc.	0.65%	19,617	$2.8M	Add +33.4%
RL Ralph Lauren Corp.	0.65%	7,856	$2.8M	Add +14.6%
FLEX Flex Ltd.	0.65%	45,962	$2.8M	Add +13.7%
PODD Insulet Corp.	0.65%	9,742	$2.8M	Add +52.7%
MPWR Monolithic Power Systems Inc.	0.65%	3,041	$2.8M	Add +18.0%
ELAN Elanco Animal Health Inc.	0.65%	121,770	$2.8M	New
PINS Pinterest Inc. Class A	0.65%	106,401	$2.8M	Add +85.0%
EXEL Exelixis Inc.	0.64%	62,506	$2.7M	Add +10.7%
UTHR United Therapeutics Corp.	0.64%	5,581	$2.7M	New
HIMS Hims & Hers Health Inc.	0.63%	82,567	$2.7M	Add +64.8%
PG The Procter & Gamble Co.	0.61%	18,218	$2.6M	Add +50.0%
JPM JPMorgan Chase & Co.	0.61%	8,068	$2.6M	Add +7.7%
JNJ Johnson & Johnson	0.55%	11,442	$2.4M	Add +1.1%
PEP Pepsico Inc.	0.50%	14,895	$2.1M	Add +14.8%
MRK Merck & Co. Inc.	0.50%	20,237	$2.1M	Reduce -8.7%
CL Colgate-Palmolive Co.	0.50%	26,955	$2.1M	Add +20.3%
VZ Verizon Communications Inc.	0.50%	52,121	$2.1M	Add +23.6%
MO Altria Group Inc.	0.49%	36,261	$2.1M	Add +30.1%
FOXA Fox Corp. Class A	0.48%	28,344	$2.1M	Reduce -4.6%
ITW Illinois Tool Works	0.48%	8,307	$2.0M	Add +22.2%
GILD Gilead Sciences Inc.	0.48%	16,607	$2.0M	Add +8.5%
KMB Kimberly-Clark Corp.	0.48%	20,187	$2.0M	Add +43.0%
VIG Vanguard Dividend Apprec ETF	0.48%	9,251	$2.0M	Add +29.2%
EOG EOG Resources Inc.	0.48%	19,332	$2.0M	Add +35.1%
USB US Bancorp	0.47%	38,008	$2.0M	Add +4.4%
CMCSA Comcast Corp. Class A	0.47%	67,834	$2.0M	Add +35.6%
TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC	0.47%	19,713	$2.0M	Add +23.9%
KHC The Kraft Heinz Co.	0.47%	82,968	$2.0M	Add +30.6%
CME Cme Group Inc.	0.47%	7,367	$2.0M	Add +15.9%
CBOE Cboe Global Markets Inc.	0.47%	8,005	$2.0M	Add +7.0%
CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC	0.47%	25,976	$2.0M	Add +28.2%
CAG Conagra Brands Inc.	0.47%	115,744	$2.0M	Add +26.6%
SNA Snap-on Inc.	0.47%	5,807	$2.0M	Add +7.3%
GIS General Mills Inc.	0.47%	43,035	$2.0M	Add +21.4%
VICI Vici Properties Inc. filed as VICI PPTYS INC	0.47%	71,036	$2.0M	Add +35.5%
ACN Accenture PLC Class A	0.46%	7,322	$2.0M	New
AVY Avery Dennison Corp.	0.46%	10,754	$2.0M	New
AMZN Amazon.com Inc.	0.37%	6,873	$1.6M	Add +6.4%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.37%	5,413	$1.6M	Add +61.2%
VB Vanguard Most SM-Cap ETF-Usd	0.35%	5,782	$1.5M	Add +70.2%
UPS United Parcel Service Class B	0.31%	13,522	$1.3M	New
RSP Invesco S&P 500 Equal Weight	0.31%	6,903	$1.3M	Add +36.1%
SPY SS SPDR S&P 500 ETF Trust-US	0.30%	1,884	$1.3M	Add +138.8%
GE General Electric filed as GE AEROSPACE	0.27%	3,812	$1.2M	Add +2.5%
VYM Vanguard High DVD Yield ETF	0.27%	7,925	$1.1M	Add +176.5%
AEP American Electric Power	0.22%	8,325	$960K	Reduce -1.7%
META Meta Platforms Inc. Class A	0.22%	1,411	$932K	Add +44.1%
VGT Vanguard Info Tech ETF	0.22%	1,228	$926K	Reduce -3.1%
IVV iShares Core S&P 500 ETF	0.19%	1,211	$830K	Reduce -2.2%
XOM Exxon Mobil Corp.	0.19%	6,774	$815K	Add +0.9%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.19%	2,547	$802K	Add +80.9%
VXUS Vanguard Total Intl Stock	0.18%	10,450	$788K	New
LLY Eli Lilly & Co.	0.16%	643	$691K	Add +15.4%
GEV GE Vernova Inc.	0.16%	1,026	$670K	Add +7.8%
BND Vanguard Total Bond Market	0.16%	9,001	$667K	Add +21.3%
WFC Wells Fargo & Co.	0.15%	6,895	$643K	Reduce -4.1%
SLV iShares Silver Trust	0.15%	9,913	$639K	New
HD Home Depot Inc.	0.15%	1,843	$634K	Add +9.3%
MTG Mgic Investment Corp.	0.15%	21,650	$633K	New
TSLA Tesla Inc.	0.14%	1,368	$615K	Add +24.9%
XLY SS Consumer Disc Select Sect	0.14%	5,119	$611K	Reduce -94.4%
VTEB Vanguard Tax-Exempt Bond ETF	0.14%	11,630	$585K	Reduce -24.3%
ABBV Abbvie Inc.	0.12%	2,302	$526K	Add +13.7%
MGK Vngrd Mrgstr MG CP GR ETF-Ui	0.12%	1,245	$514K	Add +47.2%

Show all 143 holdings

Portfolio Sells Q3 2025 → Q4 2025


INVESCO QQQ TR	Sold out	0.00%	−4.34
WORLD GOLD TR	Sold out	0.00%	−3.58
XLY SS Consumer Disc Select Sect	Reduce -94.4%	0.14%	−2.96
VOO Vanguard S&P 500 ETF	Reduce -37.1%	1.98%	−1.72
VOT Vngrd Mrngstr MC GRW ETF-Usd	Reduce -36.8%	1.09%	−1.10
XLC SS Comm Select Sector SPDR	Reduce -6.9%	2.49%	−0.74
CNC Centene Corp.	Sold out	0.00%	−0.73
JBL Jabil Inc.	Sold out	0.00%	−0.64
WSM Williams-Sonoma Inc.	Sold out	0.00%	−0.64
DHI D.R. Horton Inc.	Sold out	0.00%	−0.62
XLB SS Materials Select Sector	Reduce -2.6%	2.45%	−0.54
DGX Quest Diagnostics Inc.	Sold out	0.00%	−0.52
HSY The Hershey Co.	Sold out	0.00%	−0.49
VTI VG Morningstar TS MKT ETF-US	Reduce -2.3%	1.34%	−0.27
APP AppLovin Corp. Class A	Reduce -5.4%	0.66%	−0.24
BRK.B Berkshire Hathaway Inc. Class B	Reduce -4.8%	0.66%	−0.17
SCHB Schwab US Broad Market ETF	Sold out	0.00%	−0.08
VTEB Vanguard Tax-Exempt Bond ETF	Reduce -24.3%	0.14%	−0.08
IJR iShares Core S&P Small-Cap E	Sold out	0.00%	−0.06
GD General Dynamics Corp.	Sold out	0.00%	−0.06
FISV Fiserv Inc.	Sold out	0.00%	−0.06
VGT Vanguard Info Tech ETF	Reduce -3.1%	0.22%	−0.05
AEP American Electric Power	Reduce -1.7%	0.22%	−0.04
SCHD Schwab US DVD Equity ETF	Reduce -26.1%	0.07%	−0.04
FOXA Fox Corp. Class A	Reduce -4.6%	0.48%	−0.04
IUSV iShares Core S&P U.S. Value	Reduce -18.0%	0.09%	−0.04
IVV iShares Core S&P 500 ETF	Reduce -2.2%	0.19%	−0.04
SO The Southern Co.	Reduce -2.9%	0.08%	−0.03
LOW Lowe's Cos Inc.	Reduce -1.3%	0.09%	−0.03
MRK Merck & Co. Inc.	Reduce -8.7%	0.50%	−0.03
MCD McDonald's Corp.	Reduce -17.3%	0.05%	−0.02
GLD SPDR Gold Shares	Reduce -20.3%	0.06%	−0.02
WFC Wells Fargo & Co.	Reduce -4.1%	0.15%	−0.02
IBM Intl Business Machines Corp.	Reduce -8.0%	0.07%	−0.02
WMT Walmart Inc.	Reduce -12.3%	0.06%	−0.02
VCIT Vanguard Int-Term Corporate	Reduce -6.7%	0.05%	−0.01
CCO Clear Channel Outdoor Holdin	Sold out	0.00%	−0.01
PCAR Paccar Inc.	Reduce -0.0%	0.06%	−0.00
CAT Caterpillar Inc.	Reduce -0.4%	0.07%	−0.00
GOOGL Alphabet Inc. Class A	Reduce -3.7%	0.90%	+0.03

Portfolio Buys Q3 2025 → Q4 2025


QQQ Invesco QQQ Trust Series 1	Add +2090.0%	5.68%	+5.37
GLDM SPDR Gold Minishares Trust	Add +2168.6%	3.56%	+3.39
XLE SS Energy Select Sector	New	2.47%	+2.47
XLP SS Consumer Staples Sel Sect	Add +4577.6%	2.32%	+2.26
VWO Vanguard Ftse Emerging Marke	Add +75.0%	4.54%	+1.40
VEA Vanguard Ftse Developed ETF	Add +38.6%	5.36%	+0.90
MU Micron Technology Inc.	New	0.73%	+0.73
NVDA Nvidia Corp.	Add +134.7%	1.47%	+0.72
ELAN Elanco Animal Health Inc.	New	0.65%	+0.65
UTHR United Therapeutics Corp.	New	0.64%	+0.64
ACN Accenture PLC Class A	New	0.46%	+0.46
AVY Avery Dennison Corp.	New	0.46%	+0.46
VOE Vngrd Mrngstr MD-Cap Val ETF	Add +69.8%	1.08%	+0.33
UPS United Parcel Service Class B	New	0.31%	+0.31
VNQ Vanguard Real Estate ETF	Add +59.4%	0.98%	+0.22
VXUS Vanguard Total Intl Stock	New	0.18%	+0.18
DECK Deckers Outdoor Corp.	Add +52.3%	0.68%	+0.15
SPY SS SPDR S&P 500 ETF Trust-US	Add +138.8%	0.30%	+0.15
VYM Vanguard High DVD Yield ETF	Add +176.5%	0.27%	+0.15
SLV iShares Silver Trust	New	0.15%	+0.15
MTG Mgic Investment Corp.	New	0.15%	+0.15
PINS Pinterest Inc. Class A	Add +85.0%	0.65%	+0.12
MMSI Merit Medical Systems Inc.	Add +35.4%	0.67%	+0.11
IGSB iShares 1-5Y Inv Grade Corp.	New	0.11%	+0.11
VB Vanguard Most SM-Cap ETF-Usd	Add +70.2%	0.35%	+0.11
PODD Insulet Corp.	Add +52.7%	0.65%	+0.09
VO Vngrd Mrngstr MD-Cap ETF-Usd	Add +61.2%	0.37%	+0.09
AVGO Broadcom Inc.	Add +28.2%	0.81%	+0.09
PG The Procter & Gamble Co.	Add +50.0%	0.61%	+0.09
XLU St Sr Utl SL SE SPDR ETF-Usd	New	0.08%	+0.08
BSCQ Invesco Bulletshares 2026 CB	New	0.08%	+0.08
NBIX Neurocrine Biosciences Inc.	Add +33.4%	0.65%	+0.07
SPYM Ste STR SPDR PT S&P 500 ETF	New	0.07%	+0.07
PRK Park National Corp.	New	0.07%	+0.07
DGRO iShares Core Dividend Growth	New	0.07%	+0.07
CHWY Chewy Inc. Class A	Add +63.6%	0.67%	+0.07
VV Vngrd Mrgstr LRG-Cap ETF-Usd	Add +80.9%	0.19%	+0.07
USHY iShares Broad Usd High Yield	New	0.07%	+0.07
PYLD PIMCO Multisector Bond Actv	New	0.06%	+0.06
TFC Truist Financial Corp.	New	0.06%	+0.06
SHYG iShares 0-5 YR HY Corp. Bond	New	0.06%	+0.06
SPPP Sprott Physical Platinum And	New	0.05%	+0.05
AMD Advanced Micro Devices	New	0.05%	+0.05
V Visa Inc. Class A	New	0.05%	+0.05
MDT Medtronic PLC	New	0.05%	+0.05
AVUS Avantis U.S. Equity ETF	New	0.05%	+0.05
FDX FedEx Corp.	New	0.05%	+0.05
PFF iShares Preferred & Income S	New	0.05%	+0.05
IWV iShares Russell 3000 ETF	New	0.05%	+0.05
ZM Zoom Communications Inc.	Add +23.8%	0.66%	+0.05

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	194	$631.6M	SGOV, QQQ, VEA, VWO, XLV
Q1 2026	152	$501.5M	SGOV, VEA, VWO, TIPX, XLE
Q4 2025	143	$427.1M	SGOV, QQQ, VEA, VWO, GLDM
Q3 2025	128	$355.1M	SGOV, VEA, INVESCO QQQ TR, VOO, WORLD GOLD TR
Q2 2025	118	$247.7M	SGOV, XLC, VOO, VEA, XLRE
Q1 2025	105	$180.0M	SGOV, QQQ, VOO, XLP, XLRE
Q4 2024	96	$148.0M	SGOV, VOO, QQQ, XLF, XLP