Peak Retirement Planning, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 10, 2026), Peak Retirement Planning, Inc. reported 143 stock positions worth $427.1 million. Its top holding was iShares 0-3 Month Treasury B (SGOV) at 13.4% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 5.7%) and Vanguard Ftse Developed ETF (VEA, 5.4%). Compared with Q3 2025, it opened 28 new positions, sold out of 13, added to 88 and reduced 27. The biggest buy was Invesco QQQ Trust Series 1 (QQQ, shares +2090%) and the biggest sale an exit from Invesco QQQ TR.

Most Recent 13F
Q2 2026
Location
COLUMBUS, OH
CIK
0002056697
Portfolio Value
$427.1M (Q4 2025)
SEC Filing
0002056697-26-000001 ↗ filed Feb 10, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q4 2024: $148.0M Q4 2024 Q1 2025: $180.0M Q1 2025 Q2 2025: $247.7M Q2 2025 Q3 2025: $355.1M Q3 2025 Q4 2025: $427.1M $427.1M Q4 2025 Q1 2026: $501.5M Q1 2026 Q2 2026: $631.6M Q2 2026

Holdings 143 stocks · $427.1M
SGOV iShares 0-3 Month Treasury B 13.45% 572,280 $57.4M Add +9.1%
QQQ Invesco QQQ Trust Series 1 5.68% 39,463 $24.2M Add +2090.0%
VEA Vanguard Ftse Developed ETF 5.36% 366,490 $22.9M Add +38.6%
VWO Vanguard Ftse Emerging Marke 4.54% 360,658 $19.4M Add +75.0%
GLDM SPDR Gold Minishares Trust 3.56% 178,128 $15.2M Add +2168.6%
VUG Vanguard Mrngstar GR ETF-Sui 2.67% 23,346 $11.4M Add +7.8%
XLC SS Comm Select Sector SPDR 2.49% 90,320 $10.6M Reduce -6.9%
XLE SS Energy Select Sector 2.47% 236,200 $10.6M New
XLB SS Materials Select Sector 2.45% 231,046 $10.5M Reduce -2.6%
XLRE SS Real Estate Select Sector 2.42% 255,769 $10.3M Add +0.3%
XLP SS Consumer Staples Sel Sect 2.32% 127,370 $9.9M Add +4577.6%
VOO Vanguard S&P 500 ETF 1.98% 13,500 $8.5M Reduce -37.1%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.72% 34,743 $7.4M Add +9.1%
NVDA Nvidia Corp. 1.47% 33,689 $6.3M Add +134.7%
VTV Vanguard Mrngstr Val ETF-Aui 1.45% 32,383 $6.2M Add +14.4%
VTI VG Morningstar TS MKT ETF-US 1.34% 17,081 $5.7M Reduce -2.3%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.16% 16,409 $5.0M Add +0.9%
MSFT Microsoft Corp. 1.15% 10,143 $4.9M Add +33.8%
VOT Vngrd Mrngstr MC GRW ETF-Usd 1.09% 16,739 $4.7M Reduce -36.8%
VOE Vngrd Mrngstr MD-Cap Val ETF 1.08% 25,944 $4.6M Add +69.8%
VNQ Vanguard Real Estate ETF 0.98% 47,473 $4.2M Add +59.4%
GOOGL Alphabet Inc. Class A 0.90% 12,295 $3.8M Reduce -3.7%
AAPL Apple Inc. 0.88% 13,873 $3.8M Add +5.7%
AVGO Broadcom Inc. 0.81% 10,030 $3.5M Add +28.2%
ABT Abbott Laboratories 0.76% 25,960 $3.3M Add +34.0%
MU Micron Technology Inc. 0.73% 10,880 $3.1M New
DECK Deckers Outdoor Corp. 0.68% 27,937 $2.9M Add +52.3%
MMSI Merit Medical Systems Inc. 0.67% 32,472 $2.9M Add +35.4%
THC Tenet Healthcare Corp. 0.67% 14,359 $2.9M Add +21.5%
PANW Palo Alto Networks Inc. 0.67% 15,486 $2.9M Add +33.4%
CHWY Chewy Inc. Class A 0.67% 86,057 $2.8M Add +63.6%
APP AppLovin Corp. Class A 0.66% 4,201 $2.8M Reduce -5.4%
CHTR Charter Communications Inc. Class A 0.66% 13,540 $2.8M Add +68.7%
PHM Pultegroup Inc. 0.66% 23,982 $2.8M Add +44.4%
ZM Zoom Communications Inc. 0.66% 32,562 $2.8M Add +23.8%
BRK.B Berkshire Hathaway Inc. Class B 0.66% 5,576 $2.8M Reduce -4.8%
NBIX Neurocrine Biosciences Inc. 0.65% 19,617 $2.8M Add +33.4%
RL Ralph Lauren Corp. 0.65% 7,856 $2.8M Add +14.6%
FLEX Flex Ltd. 0.65% 45,962 $2.8M Add +13.7%
PODD Insulet Corp. 0.65% 9,742 $2.8M Add +52.7%
MPWR Monolithic Power Systems Inc. 0.65% 3,041 $2.8M Add +18.0%
ELAN Elanco Animal Health Inc. 0.65% 121,770 $2.8M New
PINS Pinterest Inc. Class A 0.65% 106,401 $2.8M Add +85.0%
EXEL Exelixis Inc. 0.64% 62,506 $2.7M Add +10.7%
UTHR United Therapeutics Corp. 0.64% 5,581 $2.7M New
HIMS Hims & Hers Health Inc. 0.63% 82,567 $2.7M Add +64.8%
PG The Procter & Gamble Co. 0.61% 18,218 $2.6M Add +50.0%
JPM JPMorgan Chase & Co. 0.61% 8,068 $2.6M Add +7.7%
JNJ Johnson & Johnson 0.55% 11,442 $2.4M Add +1.1%
PEP Pepsico Inc. 0.50% 14,895 $2.1M Add +14.8%
MRK Merck & Co. Inc. 0.50% 20,237 $2.1M Reduce -8.7%
CL Colgate-Palmolive Co. 0.50% 26,955 $2.1M Add +20.3%
VZ Verizon Communications Inc. 0.50% 52,121 $2.1M Add +23.6%
MO Altria Group Inc. 0.49% 36,261 $2.1M Add +30.1%
FOXA Fox Corp. Class A 0.48% 28,344 $2.1M Reduce -4.6%
ITW Illinois Tool Works 0.48% 8,307 $2.0M Add +22.2%
GILD Gilead Sciences Inc. 0.48% 16,607 $2.0M Add +8.5%
KMB Kimberly-Clark Corp. 0.48% 20,187 $2.0M Add +43.0%
VIG Vanguard Dividend Apprec ETF 0.48% 9,251 $2.0M Add +29.2%
EOG EOG Resources Inc. 0.48% 19,332 $2.0M Add +35.1%
USB US Bancorp 0.47% 38,008 $2.0M Add +4.4%
CMCSA Comcast Corp. Class A 0.47% 67,834 $2.0M Add +35.6%
TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC 0.47% 19,713 $2.0M Add +23.9%
KHC The Kraft Heinz Co. 0.47% 82,968 $2.0M Add +30.6%
CME Cme Group Inc. 0.47% 7,367 $2.0M Add +15.9%
CBOE Cboe Global Markets Inc. 0.47% 8,005 $2.0M Add +7.0%
CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC 0.47% 25,976 $2.0M Add +28.2%
CAG Conagra Brands Inc. 0.47% 115,744 $2.0M Add +26.6%
SNA Snap-on Inc. 0.47% 5,807 $2.0M Add +7.3%
GIS General Mills Inc. 0.47% 43,035 $2.0M Add +21.4%
VICI Vici Properties Inc. filed as VICI PPTYS INC 0.47% 71,036 $2.0M Add +35.5%
ACN Accenture PLC Class A 0.46% 7,322 $2.0M New
AVY Avery Dennison Corp. 0.46% 10,754 $2.0M New
AMZN Amazon.com Inc. 0.37% 6,873 $1.6M Add +6.4%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.37% 5,413 $1.6M Add +61.2%
VB Vanguard Most SM-Cap ETF-Usd 0.35% 5,782 $1.5M Add +70.2%
UPS United Parcel Service Class B 0.31% 13,522 $1.3M New
RSP Invesco S&P 500 Equal Weight 0.31% 6,903 $1.3M Add +36.1%
SPY SS SPDR S&P 500 ETF Trust-US 0.30% 1,884 $1.3M Add +138.8%
GE General Electric filed as GE AEROSPACE 0.27% 3,812 $1.2M Add +2.5%
VYM Vanguard High DVD Yield ETF 0.27% 7,925 $1.1M Add +176.5%
AEP American Electric Power 0.22% 8,325 $960K Reduce -1.7%
META Meta Platforms Inc. Class A 0.22% 1,411 $932K Add +44.1%
VGT Vanguard Info Tech ETF 0.22% 1,228 $926K Reduce -3.1%
IVV iShares Core S&P 500 ETF 0.19% 1,211 $830K Reduce -2.2%
XOM Exxon Mobil Corp. 0.19% 6,774 $815K Add +0.9%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.19% 2,547 $802K Add +80.9%
VXUS Vanguard Total Intl Stock 0.18% 10,450 $788K New
LLY Eli Lilly & Co. 0.16% 643 $691K Add +15.4%
GEV GE Vernova Inc. 0.16% 1,026 $670K Add +7.8%
BND Vanguard Total Bond Market 0.16% 9,001 $667K Add +21.3%
WFC Wells Fargo & Co. 0.15% 6,895 $643K Reduce -4.1%
SLV iShares Silver Trust 0.15% 9,913 $639K New
HD Home Depot Inc. 0.15% 1,843 $634K Add +9.3%
MTG Mgic Investment Corp. 0.15% 21,650 $633K New
TSLA Tesla Inc. 0.14% 1,368 $615K Add +24.9%
XLY SS Consumer Disc Select Sect 0.14% 5,119 $611K Reduce -94.4%
VTEB Vanguard Tax-Exempt Bond ETF 0.14% 11,630 $585K Reduce -24.3%
ABBV Abbvie Inc. 0.12% 2,302 $526K Add +13.7%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.12% 1,245 $514K Add +47.2%
FELC Fidelity Enh LRG Cap Cor ETF 0.11% 12,619 $482K Add +1.3%
IGSB iShares 1-5Y Inv Grade Corp. 0.11% 8,695 $460K New
VTIP Vanguard Short-Term Tips 0.10% 8,567 $424K Add +6.5%
GOOG Alphabet Inc. Class C 0.10% 1,313 $412K Add +42.6%
NFG National Fuel Gas Co. 0.09% 5,064 $405K Add +0.6%
IEFA iShares Core MSCI Eafe ETF 0.09% 4,483 $401K Add +1.9%
IVW iShares S&P 500 Growth ETF 0.09% 3,218 $397K Add +8.3%
LOW Lowe's Cos Inc. 0.09% 1,645 $397K Reduce -1.3%
IUSV iShares Core S&P U.S. Value 0.09% 3,832 $393K Reduce -18.0%
XLF SS Financial Select Sector 0.09% 6,930 $380K Add +4.5%
VGIT Vanguard Intermediate-Term T 0.09% 6,252 $375K Add +83.8%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.08% 8,309 $355K New
BSCQ Invesco Bulletshares 2026 CB 0.08% 17,922 $351K New
AXP American Express Co. 0.08% 884 $327K Add +15.4%
DFAC Dimensional US Core Equity 2 0.08% 8,207 $325K Add +0.2%
SO The Southern Co. 0.08% 3,682 $321K Reduce -2.9%
ORCL Oracle Corp. 0.07% 1,639 $319K Add +11.6%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.07% 1,076 $319K Reduce -8.0%
NEE Nextera Energy Inc. 0.07% 3,834 $308K Add +14.2%
UNH Unitedhealth Group Inc. 0.07% 906 $299K Add +15.7%
SPYM Ste STR SPDR PT S&P 500 ETF 0.07% 3,693 $296K New
PRK Park National Corp. 0.07% 1,940 $295K New
SCHD Schwab US DVD Equity ETF 0.07% 10,754 $295K Reduce -26.1%
DGRO iShares Core Dividend Growth 0.07% 4,187 $291K New
CAT Caterpillar Inc. 0.07% 503 $288K Reduce -0.4%
USHY iShares Broad Usd High Yield 0.07% 7,440 $278K New
GLD SPDR Gold Shares 0.06% 697 $276K Reduce -20.3%
PCAR Paccar Inc. 0.06% 2,371 $260K Reduce -0.0%
PYLD PIMCO Multisector Bond Actv 0.06% 9,587 $256K New
WMT Walmart Inc. 0.06% 2,269 $253K Reduce -12.3%
TFC Truist Financial Corp. 0.06% 5,034 $248K New
SHYG iShares 0-5 YR HY Corp. Bond 0.06% 5,517 $236K New
SPPP Sprott Physical Platinum And 0.05% 13,928 $235K New
AMD Advanced Micro Devices 0.05% 1,031 $221K New
MCD McDonald's Corp. 0.05% 719 $220K Reduce -17.3%
V Visa Inc. Class A 0.05% 620 $217K New
PLTR Palantir Technologies Inc. Class A 0.05% 1,209 $215K Add +0.6%
VCIT Vanguard Int-Term Corporate 0.05% 2,520 $211K Reduce -6.7%
MDT Medtronic PLC 0.05% 2,186 $210K New
AVUS Avantis U.S. Equity ETF 0.05% 1,865 $208K New
FDX FedEx Corp. 0.05% 720 $208K New
PFF iShares Preferred & Income S 0.05% 6,653 $206K New
IWV iShares Russell 3000 ETF 0.05% 524 $203K New

Portfolio Sells Q3 2025 → Q4 2025
INVESCO QQQ TR Sold out 0.00% −4.34
WORLD GOLD TR Sold out 0.00% −3.58
XLY SS Consumer Disc Select Sect Reduce -94.4% 0.14% −2.96
VOO Vanguard S&P 500 ETF Reduce -37.1% 1.98% −1.72
VOT Vngrd Mrngstr MC GRW ETF-Usd Reduce -36.8% 1.09% −1.10
XLC SS Comm Select Sector SPDR Reduce -6.9% 2.49% −0.74
CNC Centene Corp. Sold out 0.00% −0.73
JBL Jabil Inc. Sold out 0.00% −0.64
WSM Williams-Sonoma Inc. Sold out 0.00% −0.64
DHI D.R. Horton Inc. Sold out 0.00% −0.62
XLB SS Materials Select Sector Reduce -2.6% 2.45% −0.54
DGX Quest Diagnostics Inc. Sold out 0.00% −0.52
HSY The Hershey Co. Sold out 0.00% −0.49
VTI VG Morningstar TS MKT ETF-US Reduce -2.3% 1.34% −0.27
APP AppLovin Corp. Class A Reduce -5.4% 0.66% −0.24
BRK.B Berkshire Hathaway Inc. Class B Reduce -4.8% 0.66% −0.17
SCHB Schwab US Broad Market ETF Sold out 0.00% −0.08
VTEB Vanguard Tax-Exempt Bond ETF Reduce -24.3% 0.14% −0.08
IJR iShares Core S&P Small-Cap E Sold out 0.00% −0.06
GD General Dynamics Corp. Sold out 0.00% −0.06
FISV Fiserv Inc. Sold out 0.00% −0.06
VGT Vanguard Info Tech ETF Reduce -3.1% 0.22% −0.05
AEP American Electric Power Reduce -1.7% 0.22% −0.04
SCHD Schwab US DVD Equity ETF Reduce -26.1% 0.07% −0.04
FOXA Fox Corp. Class A Reduce -4.6% 0.48% −0.04
IUSV iShares Core S&P U.S. Value Reduce -18.0% 0.09% −0.04
IVV iShares Core S&P 500 ETF Reduce -2.2% 0.19% −0.04
SO The Southern Co. Reduce -2.9% 0.08% −0.03
LOW Lowe's Cos Inc. Reduce -1.3% 0.09% −0.03
MRK Merck & Co. Inc. Reduce -8.7% 0.50% −0.03
MCD McDonald's Corp. Reduce -17.3% 0.05% −0.02
GLD SPDR Gold Shares Reduce -20.3% 0.06% −0.02
WFC Wells Fargo & Co. Reduce -4.1% 0.15% −0.02
IBM Intl Business Machines Corp. Reduce -8.0% 0.07% −0.02
WMT Walmart Inc. Reduce -12.3% 0.06% −0.02
VCIT Vanguard Int-Term Corporate Reduce -6.7% 0.05% −0.01
CCO Clear Channel Outdoor Holdin Sold out 0.00% −0.01
PCAR Paccar Inc. Reduce -0.0% 0.06% −0.00
CAT Caterpillar Inc. Reduce -0.4% 0.07% −0.00
GOOGL Alphabet Inc. Class A Reduce -3.7% 0.90% +0.03

Portfolio Buys Q3 2025 → Q4 2025
QQQ Invesco QQQ Trust Series 1 Add +2090.0% 5.68% +5.37
GLDM SPDR Gold Minishares Trust Add +2168.6% 3.56% +3.39
XLE SS Energy Select Sector New 2.47% +2.47
XLP SS Consumer Staples Sel Sect Add +4577.6% 2.32% +2.26
VWO Vanguard Ftse Emerging Marke Add +75.0% 4.54% +1.40
VEA Vanguard Ftse Developed ETF Add +38.6% 5.36% +0.90
MU Micron Technology Inc. New 0.73% +0.73
NVDA Nvidia Corp. Add +134.7% 1.47% +0.72
ELAN Elanco Animal Health Inc. New 0.65% +0.65
UTHR United Therapeutics Corp. New 0.64% +0.64
ACN Accenture PLC Class A New 0.46% +0.46
AVY Avery Dennison Corp. New 0.46% +0.46
VOE Vngrd Mrngstr MD-Cap Val ETF Add +69.8% 1.08% +0.33
UPS United Parcel Service Class B New 0.31% +0.31
VNQ Vanguard Real Estate ETF Add +59.4% 0.98% +0.22
VXUS Vanguard Total Intl Stock New 0.18% +0.18
DECK Deckers Outdoor Corp. Add +52.3% 0.68% +0.15
SPY SS SPDR S&P 500 ETF Trust-US Add +138.8% 0.30% +0.15
VYM Vanguard High DVD Yield ETF Add +176.5% 0.27% +0.15
SLV iShares Silver Trust New 0.15% +0.15
MTG Mgic Investment Corp. New 0.15% +0.15
PINS Pinterest Inc. Class A Add +85.0% 0.65% +0.12
MMSI Merit Medical Systems Inc. Add +35.4% 0.67% +0.11
IGSB iShares 1-5Y Inv Grade Corp. New 0.11% +0.11
VB Vanguard Most SM-Cap ETF-Usd Add +70.2% 0.35% +0.11
PODD Insulet Corp. Add +52.7% 0.65% +0.09
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +61.2% 0.37% +0.09
AVGO Broadcom Inc. Add +28.2% 0.81% +0.09
PG The Procter & Gamble Co. Add +50.0% 0.61% +0.09
XLU St Sr Utl SL SE SPDR ETF-Usd New 0.08% +0.08
BSCQ Invesco Bulletshares 2026 CB New 0.08% +0.08
NBIX Neurocrine Biosciences Inc. Add +33.4% 0.65% +0.07
SPYM Ste STR SPDR PT S&P 500 ETF New 0.07% +0.07
PRK Park National Corp. New 0.07% +0.07
DGRO iShares Core Dividend Growth New 0.07% +0.07
CHWY Chewy Inc. Class A Add +63.6% 0.67% +0.07
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +80.9% 0.19% +0.07
USHY iShares Broad Usd High Yield New 0.07% +0.07
PYLD PIMCO Multisector Bond Actv New 0.06% +0.06
TFC Truist Financial Corp. New 0.06% +0.06
SHYG iShares 0-5 YR HY Corp. Bond New 0.06% +0.06
SPPP Sprott Physical Platinum And New 0.05% +0.05
AMD Advanced Micro Devices New 0.05% +0.05
V Visa Inc. Class A New 0.05% +0.05
MDT Medtronic PLC New 0.05% +0.05
AVUS Avantis U.S. Equity ETF New 0.05% +0.05
FDX FedEx Corp. New 0.05% +0.05
PFF iShares Preferred & Income S New 0.05% +0.05
IWV iShares Russell 3000 ETF New 0.05% +0.05
ZM Zoom Communications Inc. Add +23.8% 0.66% +0.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 194$631.6MSGOV, QQQ, VEA, VWO, XLV
Q1 2026 152$501.5MSGOV, VEA, VWO, TIPX, XLE
Q4 2025 143$427.1MSGOV, QQQ, VEA, VWO, GLDM
Q3 2025 128$355.1MSGOV, VEA, INVESCO QQQ TR, VOO, WORLD GOLD TR
Q2 2025 118$247.7MSGOV, XLC, VOO, VEA, XLRE
Q1 2025 105$180.0MSGOV, QQQ, VOO, XLP, XLRE
Q4 2024 96$148.0MSGOV, VOO, QQQ, XLF, XLP