Pillar Financial Advisors, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 12, 2025), Pillar Financial Advisors, LLC reported 117 stock positions worth $159.2 million. Its top holding was Dimensional US Eq MKT ETF (DFUS) at 12.2% of the portfolio, followed by Dimensional US Small Cap ETF (DFAS, 12.2%) and Dimensional International (DFIC, 10.7%). Compared with Q2 2025, it opened 10 new positions, sold out of 2, added to 15 and reduced 19. The biggest buy was Dimension Ultrashort Fi ETF (DUSB, shares +26%) and the biggest sale Dimensional US Marketwide Va (DFUV, shares −1%).

Most Recent 13F
Q2 2026
Location
LOUISVILLE, KY
CIK
0002054958
Portfolio Value
$159.2M (Q3 2025)
SEC Filing
0001398344-25-020708 ↗ filed Nov 12, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q4 2024: $130.6M Q4 2024 Q1 2025: $134.2M Q1 2025 Q2 2025: $144.8M Q2 2025 Q3 2025: $159.2M $159.2M Q3 2025 Q4 2025: $165.8M Q4 2025 Q1 2026: $171.1M Q1 2026 Q2 2026: $191.2M Q2 2026

Holdings 117 stocks · $159.2M
DFUS Dimensional US Eq MKT ETF 12.18% 267,759 $19.4M Add +2.1%
DFAS Dimensional US Small Cap ETF 12.15% 282,677 $19.4M Add +1.3%
DFIC Dimensional International Co. 10.66% 517,751 $17.0M Add +3.6%
DFUV Dimensional US Marketwide Va 9.86% 351,401 $15.7M Reduce -0.7%
DUSB Dimension Ultrashort Fi ETF 8.97% 281,265 $14.3M Add +26.3%
DFAT Dimensional US Target Value 5.63% 153,923 $9.0M Reduce -0.3%
DFLV Dim US Large Cap Value ETF 5.58% 270,195 $8.9M Add +5.5%
DFAR Dimensional US Real Est ETF 4.11% 274,090 $6.5M Add +20.0%
DFSV Dimensional US Small Cap Val 3.38% 169,260 $5.4M Add +6.6%
DFEM Dimensional Emrg MRKT Core 2.83% 140,256 $4.5M Add +6.2%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 2.44% 9,671 $3.9M Reduce -0.7%
VUSB Vanguard Ultra Short Bond Et 2.41% 76,602 $3.8M Add +1.2%
DFIV Dimensional International Va 2.14% 73,864 $3.4M Reduce -0.5%
VTV Vanguard Mrngstr Val ETF-Aui 1.88% 16,064 $3.0M Add +2.6%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.77% 13,500 $2.8M Reduce -0.4%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.70% 9,073 $2.7M Reduce -0.4%
DFSD Dimensional Short Duration 1.23% 40,569 $2.0M Reduce -5.8%
BIV Vanguard Intermediate-Term B 1.15% 23,430 $1.8M Add +0.0%
DFAI Dimensional International Co. 0.69% 30,071 $1.1M Reduce -0.9%
VEA Vanguard Ftse Developed ETF 0.66% 17,415 $1.0M No change
VWO Vanguard Ftse Emerging Marke 0.58% 17,125 $928K Reduce -1.7%
CNS Cohen & Steers Inc. 0.58% 14,008 $919K No change
VTES Vanguard SH Term Tax-Ex Bond 0.55% 8,521 $869K Add +13.5%
VUG Vanguard Mrngstar GR ETF-Sui 0.53% 1,768 $848K Reduce -1.7%
VCSH Vanguard S/T Corp. Bond ETF 0.51% 10,113 $808K Reduce -3.6%
VTIP Vanguard Short-Term Tips 0.40% 12,664 $641K No change
IWF iShares Russell 1000 Growth 0.38% 1,290 $604K No change
VOO Vanguard S&P 500 ETF 0.36% 928 $568K No change
GNMA iShares Gnma Bond ETF 0.33% 11,742 $521K No change
VEU Vanguard Ftse All-World Ex-U 0.30% 6,802 $485K No change
MGV Vngrd Mrgstr MG CP VL ETF-Ui 0.30% 3,510 $483K Reduce -3.3%
VTI VG Morningstar TS MKT ETF-US 0.29% 1,402 $460K No change
VB Vanguard Most SM-Cap ETF-Usd 0.26% 1,629 $414K No change
IAU iShares Gold Trust 0.26% 5,670 $413K No change
BND Vanguard Total Bond Market 0.23% 4,905 $365K No change
DFAW Dimensional World Eqty ETF 0.21% 4,669 $335K Add +21.2%
DFAC Dimensional US Core Equity 2 0.18% 7,451 $287K Reduce -4.2%
RBCAA Republic Bancorp Inc. Class A 0.18% 3,944 $285K Reduce -3.7%
IWD iShares Russell 1000 Value E 0.17% 1,337 $272K Reduce -15.8%
DFAE Dimensional Emerging Core Eq 0.16% 8,219 $259K Reduce -11.7%
VSS Vanguard Ftse All Wo X-US SC 0.11% 1,209 $172K No change
DFAU Dimensional US Core Equity M 0.10% 3,596 $165K Reduce -0.0%
IJH iShares Core S&P Midcap ETF 0.09% 2,285 $149K No change
DISV Dimensional International SM 0.09% 4,109 $147K No change
ABBV Abbvie Inc. 0.09% 600 $139K No change
DFIS Dimensional International SM 0.09% 4,336 $137K No change
IWM iShares Russell 2000 ETF 0.08% 543 $131K No change
VXUS Vanguard Total Intl Stock 0.08% 1,775 $130K No change
VCIT Vanguard Int-Term Corporate 0.07% 1,400 $118K No change
FDL First Trust Morn DVD Lead Inc. 0.07% 2,625 $114K No change
SYBT Stock Yards Bancorp Inc. 0.07% 1,575 $110K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.07% 353 $109K No change
AEE Ameren Corporation 0.07% 1,041 $109K No change
IOO iShares Global 100 ETF 0.06% 845 $101K No change
WPC WP Carey Inc. 0.06% 1,489 $101K No change
IEFA iShares Core MSCI Eafe ETF 0.06% 1,086 $95K Reduce -9.9%
IVE iShares S&P 500 Value ETF 0.06% 450 $93K No change
AAPL Apple Inc. 0.05% 327 $83K No change
FTC First Trust Large Cap Growth 0.04% 435 $70K No change
KMI Kinder Morgan Inc. 0.02% 1,400 $40K No change
CVS CVS Health Corp. 0.02% 500 $38K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.02% 127 $37K No change
D Dominion Energy Inc. 0.02% 600 $37K No change
EEM iShares MSCI Emerging Market 0.02% 673 $36K No change
DFAX Dimensional World Ex US Core 0.02% 1,134 $36K Reduce -0.3%
RDVY First Trust Rising Dividend 0.02% 434 $29K New
DEHP Dimensional Emrg MRK Hi Prof 0.02% 915 $28K No change
UNH Unitedhealth Group Inc. 0.02% 80 $28K No change
SCHF Schwab Intl Equity ETF 0.02% 1,174 $27K No change
TMO Thermo Fisher Scientific Inc. 0.02% 55 $27K No change
FTEC Fidelity MSCI Info Tech Indx 0.01% 89 $20K No change
FTCS First Trust Capital Strength 0.01% 209 $20K New
AGG iShares Core U.S. Aggregate 0.01% 164 $16K Add +88.5%
SCHA Schwab US Small-Cap ETF 0.01% 562 $16K No change
PCG P G & E Corp. 0.01% 924 $14K No change
FVD First Trust Value Line DVD 0.01% 253 $12K New
SCHX Schwab US Large-Cap ETF 0.01% 441 $12K No change
BUSE First Busey Corp. 0.01% 474 $11K No change
QQEW First TR Nasdaq-100 Sel Eq 0.01% 75 $11K New
BLFS Biolife Solutions Inc. 0.01% 396 $10K No change
FHLC Fidelity MSCI Health Care 0.01% 128 $9K No change
SHM SS SPDR N Ice St Muni ETF 0.01% 166 $8K No change
SCHH Schwab US REIT ETF 0.00% 365 $8K No change
VXF Vanguard Extended Market ETF 0.00% 36 $8K No change
AEG Aegon Ltd.-NY Reg SHR 0.00% 930 $7K No change
FCOM Fidelity MSCI Comm Serv Indx 0.00% 97 $7K No change
MET Metlife Inc. 0.00% 83 $7K No change
DG Dollar General Corp. 0.00% 57 $6K New
VT Vanguard Tot World STK ETF 0.00% 41 $6K Add +2.5%
O Realty Income Corp. 0.00% 88 $5K New
ABNB Airbnb Inc. Class A 0.00% 35 $4K No change
NKE Nike Inc. Class B 0.00% 56 $4K New
FNCL Fidelity MSCI Financial Indx 0.00% 51 $4K No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.00% 111 $4K No change
MUB iShares National Muni Bond E 0.00% 33 $4K No change
FDIS Fidelity MSCI Cons Discr Ind 0.00% 34 $3K No change
VNQI Vanguard GLBL Ex-US Real Est 0.00% 73 $3K No change
NLOP Net Lease Office Property 0.00% 116 $3K No change
KSS Kohls Corp. 0.00% 200 $3K No change
DBX Dropbox Inc. Class A 0.00% 100 $3K No change

Show all 117 holdings

Portfolio Sells Q2 2025 → Q3 2025
DFUV Dimensional US Marketwide Va Reduce -0.7% 9.86% −0.47
DFSD Dimensional Short Duration Reduce -5.8% 1.23% −0.20
DFAT Dimensional US Target Value Reduce -0.3% 5.63% −0.12
VCSH Vanguard S/T Corp. Bond ETF Reduce -3.6% 0.51% −0.07
DFIV Dimensional International Va Reduce -0.5% 2.14% −0.06
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -0.4% 1.77% −0.06
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -0.4% 1.70% −0.05
IWD iShares Russell 1000 Value E Reduce -15.8% 0.17% −0.04
DFAI Dimensional International Co. Reduce -0.9% 0.69% −0.04
RBCAA Republic Bancorp Inc. Class A Reduce -3.7% 0.18% −0.03
MGV Vngrd Mrgstr MG CP VL ETF-Ui Reduce -3.3% 0.30% −0.03
DFAE Dimensional Emerging Core Eq Reduce -11.7% 0.16% −0.02
MGK Vngrd Mrgstr MG CP GR ETF-Ui Reduce -0.7% 2.44% −0.02
INTC Intel Corp. Sold out 0.00% −0.02
VWO Vanguard Ftse Emerging Marke Reduce -1.7% 0.58% −0.01
DFAC Dimensional US Core Equity 2 Reduce -4.2% 0.18% −0.01
VUG Vanguard Mrngstar GR ETF-Sui Reduce -1.7% 0.53% −0.01
IEFA iShares Core MSCI Eafe ETF Reduce -9.9% 0.06% −0.01
DFAU Dimensional US Core Equity M Reduce -0.0% 0.10% −0.00
DFAX Dimensional World Ex US Core Reduce -0.3% 0.02% −0.00
HPE Hewlett Packard Enterprise Sold out 0.00% 0.00

Portfolio Buys Q2 2025 → Q3 2025
DUSB Dimension Ultrashort Fi ETF Add +26.3% 8.97% +1.17
DFAR Dimensional US Real Est ETF Add +20.0% 4.11% +0.41
DFSV Dimensional US Small Cap Val Add +6.6% 3.38% +0.16
DFEM Dimensional Emrg MRKT Core Add +6.2% 2.83% +0.12
DFLV Dim US Large Cap Value ETF Add +5.5% 5.58% +0.10
DFUS Dimensional US Eq MKT ETF Add +2.1% 12.18% +0.05
DFAW Dimensional World Eqty ETF Add +21.2% 0.21% +0.03
VTES Vanguard SH Term Tax-Ex Bond Add +13.5% 0.55% +0.02
RDVY First Trust Rising Dividend New 0.02% +0.02
FTCS First Trust Capital Strength New 0.01% +0.01
FVD First Trust Value Line DVD New 0.01% +0.01
QQEW First TR Nasdaq-100 Sel Eq New 0.01% +0.01
AGG iShares Core U.S. Aggregate Add +88.5% 0.01% +0.00
DG Dollar General Corp. New 0.00% +0.00
O Realty Income Corp. New 0.00% +0.00
NKE Nike Inc. Class B New 0.00% +0.00
FMC FMC Corp. New 0.00% +0.00
DIA SS SPDR Dow Jones Indus Avg New 0.00% +0.00
ANGX Angel Studios Inc. New 0.00% +0.00
VT Vanguard Tot World STK ETF Add +2.5% 0.00% −0.00
VTV Vanguard Mrngstr Val ETF-Aui Add +2.6% 1.88% −0.03
DFIC Dimensional International Co. Add +3.6% 10.66% −0.07
BIV Vanguard Intermediate-Term B Add +0.0% 1.15% −0.10
DFAS Dimensional US Small Cap ETF Add +1.3% 12.15% −0.13
VUSB Vanguard Ultra Short Bond Et Add +1.2% 2.41% −0.20

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 114$191.2MDFAS, DFUS, DFIC, DUSB, DFUV
Q1 2026 106$171.1MDFAS, DFUS, DFIC, DUSB, DFUV
Q4 2025 111$165.8MDFAS, DFUS, DFIC, DUSB, DFUV
Q3 2025 117$159.2MDFUS, DFAS, DFIC, DFUV, DUSB
Q2 2025 109$144.8MDFAS, DFUS, DFIC, DFUV, DUSB
Q1 2025 111$134.2MDFAS, DFUS, DFUV, DFIC, DUSB
Q4 2024 116$130.6MDFAS, DFUS, DFUV, DFIC, DUSB