Pine Harbor Wealth Management, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 13, 2025), Pine Harbor Wealth Management, LLC reported 108 stock positions worth $311.7 million. Its top holding was Dimensional US Eq MKT ETF (DFUS) at 12.1% of the portfolio, followed by Pgim Aaa Clo ETF (PAAA, 9.8%) and Pgim Ultra Short Bond ETF (PULS, 9.3%). Compared with Q2 2025, it opened 11 new positions, sold out of 5, added to 54 and reduced 25. The biggest buy was Avantis US Large Cap Value (AVLV, shares +29%) and the biggest sale Avantis US Small Cap Value (AVUV, shares −11%).

Most Recent 13F
Q2 2026
Location
FAIRFAX, VA
CIK
0002016051
Portfolio Value
$311.7M (Q3 2025)
SEC Filing
0001172661-25-004751 ↗ filed Nov 13, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $158.9M Q1 2024 Q2 2024: $169.9M Q2 2024 Q3 2024: $201.0M Q3 2024 Q4 2024: $248.4M Q4 2024 Q1 2025: $249.9M Q1 2025 Q2 2025: $284.3M Q2 2025 Q3 2025: $311.7M $311.7M Q3 2025 Q4 2025: $326.3M Q4 2025 Q1 2026: $334.3M Q1 2026 Q2 2026: $373.5M Q2 2026

Holdings 108 stocks · $311.7M
DFUS Dimensional US Eq MKT ETF 12.14% 522,577 $37.9M Add +0.7%
PAAA Pgim Aaa Clo ETF 9.79% 592,365 $30.5M Add +10.0%
PULS Pgim Ultra Short Bond ETF 9.28% 580,254 $28.9M Add +10.5%
DFIC Dimensional International Co. 8.45% 803,113 $26.3M Add +12.3%
QQQ Invesco QQQ Trust Series 1 6.50% 33,759 $20.3M Add +1.9%
VTI VG Morningstar TS MKT ETF-US 5.58% 53,032 $17.4M Add +2.9%
AVUV Avantis US Small Cap Value 4.51% 141,234 $14.1M Reduce -10.8%
DFSD Dimensional Short Duration 4.11% 266,141 $12.8M Add +22.7%
AVLV Avantis US Large Cap Value 3.39% 146,448 $10.6M Add +29.4%
MEAR Ishrs Short Mat Muni Act ETF 3.04% 187,752 $9.5M Reduce -2.3%
VUG Vanguard Mrngstar GR ETF-Sui 2.60% 16,914 $8.1M Reduce -10.9%
MSFT Microsoft Corp. 2.07% 12,429 $6.4M Add +8.0%
SUB iShares Short-Term National 1.74% 50,811 $5.4M Add +38.7%
VUSB Vanguard Ultra Short Bond Et 1.67% 104,055 $5.2M Reduce -8.3%
SPGP Invesco S&P 500 Garp ETF 1.65% 45,350 $5.2M Reduce -19.9%
AAPL Apple Inc. 1.61% 19,717 $5.0M Add +2.1%
NVDA Nvidia Corp. 1.51% 25,163 $4.7M Reduce -1.1%
BRK.A Berkshire Hathaway Inc. Class A 1.45% 6 $4.5M No change
BRK.B Berkshire Hathaway Inc. Class B 0.95% 5,915 $3.0M Add +7.6%
VEA Vanguard Ftse Developed ETF 0.92% 47,817 $2.9M Add +1.8%
DFLV Dim US Large Cap Value ETF 0.92% 86,998 $2.9M Add +3.8%
BSV Vanguard Short-Term Bond ETF 0.63% 24,871 $2.0M Reduce -9.4%
GOOGL Alphabet Inc. Class A 0.62% 7,955 $1.9M Add +3.1%
JPIB JPMorgan Intl BND ETF 0.58% 36,881 $1.8M No change
DGRO iShares Core Dividend Growth 0.50% 22,746 $1.5M Reduce -1.1%
VTV Vanguard Mrngstr Val ETF-Aui 0.47% 7,937 $1.5M Add +8.2%
ESGV Vanguard ESG US Stock ETF 0.47% 12,387 $1.5M No change
SYK Stryker Corp. 0.44% 3,681 $1.4M Add +0.7%
AMZN Amazon.com Inc. 0.41% 5,842 $1.3M Add +2.8%
VMC Vulcan Materials Co. 0.40% 4,056 $1.2M Reduce -34.2%
VIGI Vanguard Int Div App Indx FD 0.38% 13,201 $1.2M Reduce -13.0%
VT Vanguard Tot World STK ETF 0.37% 8,320 $1.1M Add +4.7%
HD Home Depot Inc. 0.37% 2,824 $1.1M Add +8.3%
LLY Eli Lilly & Co. 0.37% 1,498 $1.1M Add +1.1%
IGRO iShares Intl Div Growth ETF 0.33% 12,761 $1.0M Reduce -0.2%
AVUS Avantis U.S. Equity ETF 0.31% 8,836 $960K No change
GOOG Alphabet Inc. Class C 0.30% 3,874 $944K Add +5.7%
JPM JPMorgan Chase & Co. 0.29% 2,864 $903K Add +10.4%
USXF iShares ESG Advance MSCI USA 0.28% 15,013 $860K Reduce -0.4%
VIG Vanguard Dividend Apprec ETF 0.25% 3,629 $783K Add +0.3%
DFSV Dimensional US Small Cap Val 0.25% 24,214 $771K Reduce -3.3%
MA Mastercard Inc. Class A 0.24% 1,319 $750K Add +1.3%
IONQ Ionq Inc. 0.22% 11,191 $688K No change
V Visa Inc. Class A 0.22% 1,986 $678K No change
DFSU Dimensional US Sus CORE1 ETF 0.22% 15,797 $671K No change
COST Costco Wholesale Corp. 0.21% 715 $662K Add +35.9%
NSC Norfolk Southern Corp. 0.21% 2,200 $661K Add +4.0%
VOO Vanguard S&P 500 ETF 0.21% 1,077 $660K Reduce -33.0%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.21% 2,118 $652K Reduce -10.6%
JAAA Janus Henderson Aaa Clo ETF 0.21% 12,787 $649K Add +61.3%
ORCL Oracle Corp. 0.20% 2,205 $620K Add +16.3%
NOBL Proshares S&P 500 Dividend A 0.19% 5,692 $587K Reduce -0.4%
XMMO Invesco S&P Midcap Momentum 0.17% 3,854 $521K No change
SOXX iShares Semiconductor ETF 0.16% 1,805 $489K Add +0.1%
DE Deere & Co. 0.15% 1,054 $482K Add +1.4%
PG The Procter & Gamble Co. 0.15% 3,119 $479K Reduce -3.0%
ABT Abbott Laboratories 0.15% 3,515 $471K Add +6.5%
GS Goldman Sachs Group Inc. 0.15% 587 $467K Add +10.1%
TFC Truist Financial Corp. 0.15% 10,208 $467K Reduce -2.9%
JNJ Johnson & Johnson 0.15% 2,512 $466K Reduce -3.4%
KO The Coca-Cola Co. 0.14% 6,705 $445K Reduce -1.2%
VRP Invesco Variable Rate Prefer 0.14% 17,749 $438K No change
PM Philip Morris International 0.14% 2,687 $436K Add +11.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.14% 640 $427K Add +0.2%
WMT Walmart Inc. 0.13% 3,978 $410K Add +2.6%
VEU Vanguard Ftse All-World Ex-U 0.13% 5,729 $409K Add +0.5%
DUK Duke Energy Corp. 0.13% 3,239 $401K Add +0.1%
AAAU Goldman Sachs Physical Gold 0.13% 10,514 $401K New
BALT Inn Defined Wealth Shield 0.12% 11,827 $388K New
MO Altria Group Inc. 0.12% 5,548 $367K Add +3.3%
MCD McDonald's Corp. 0.12% 1,179 $359K Add +2.7%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.11% 2,407 $348K Add +10.2%
PNC PNC Financial Services Group 0.11% 1,719 $346K Add +6.2%
ABBV Abbvie Inc. 0.11% 1,486 $344K Reduce -3.4%
RWJ Invesco S&P Smallcap 600 0.11% 6,909 $334K No change
LNG Cheniere Energy Inc. 0.11% 1,406 $331K Add +0.2%
AVGO Broadcom Inc. 0.10% 963 $318K Add +5.5%
LOW Lowe's Cos Inc. 0.10% 1,263 $317K New
ROK Rockwell Automation Inc. 0.10% 900 $315K No change
DFAU Dimensional US Core Equity M 0.10% 6,545 $299K No change
SYY Sysco Corp. 0.09% 3,526 $290K Add +3.6%
TXN Texas Instruments Inc. 0.09% 1,550 $285K Add +0.6%
TJUL Innovator Equity Defined Pro 0.09% 9,647 $283K New
INTU Intuit Inc. 0.09% 404 $276K No change
APD Air Products & Chemicals Inc. 0.09% 1,005 $274K Reduce -2.5%
CSCO Cisco Systems Inc. 0.09% 3,943 $270K Add +8.9%
SCHW Schwab (charles) Corp. 0.08% 2,763 $264K Add +13.8%
DMXF iShares ESG Advanc MSCI Eafe 0.08% 3,460 $262K No change
DFSI Dimensional Int Sus COR1 ETF 0.08% 6,364 $261K No change
VSGX Vanguard ESG Intl Stock ETF 0.08% 3,710 $257K No change
SHW The Sherwin-Williams Co. 0.08% 742 $257K No change
VTIP Vanguard Short-Term Tips 0.08% 5,047 $256K Reduce -28.9%
QCOM Qualcomm Inc. 0.08% 1,530 $255K Add +16.0%
PEP Pepsico Inc. 0.08% 1,797 $252K Reduce -1.4%
XYL Xylem Inc. 0.08% 1,706 $252K Add +0.3%
UNH Unitedhealth Group Inc. 0.08% 715 $247K Reduce -5.8%
ADP Automatic Data Processing 0.08% 832 $244K Add +0.1%
AXP American Express Co. 0.08% 720 $239K Add +3.0%
VLO Valero Energy Corp. 0.08% 1,401 $239K New
CEG Constellation Energy 0.07% 709 $234K Add +0.1%

Show all 108 holdings

Portfolio Sells Q2 2025 → Q3 2025
AVUV Avantis US Small Cap Value Reduce -10.8% 4.51% −0.56
SPGP Invesco S&P 500 Garp ETF Reduce -19.9% 1.65% −0.49
VRIG Invesco Variable Rate Invest Sold out 0.00% −0.45
MEAR Ishrs Short Mat Muni Act ETF Reduce -2.3% 3.04% −0.36
VUG Vanguard Mrngstar GR ETF-Sui Reduce -10.9% 2.60% −0.32
VUSB Vanguard Ultra Short Bond Et Reduce -8.3% 1.67% −0.32
VMC Vulcan Materials Co. Reduce -34.2% 0.40% −0.17
BSV Vanguard Short-Term Bond ETF Reduce -9.4% 0.63% −0.13
SCHD Schwab US DVD Equity ETF Sold out 0.00% −0.12
VOO Vanguard S&P 500 ETF Reduce -33.0% 0.21% −0.11
VIGI Vanguard Int Div App Indx FD Reduce -13.0% 0.38% −0.10
VTEB Vanguard Tax-Exempt Bond ETF Sold out 0.00% −0.08
BKNG Booking Holdings Inc. Sold out 0.00% −0.07
HON Honeywell International Inc. Sold out 0.00% −0.07
VTIP Vanguard Short-Term Tips Reduce -28.9% 0.08% −0.04
IGRO iShares Intl Div Growth ETF Reduce -0.2% 0.33% −0.03
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -10.6% 0.21% −0.03
PG The Procter & Gamble Co. Reduce -3.0% 0.15% −0.03
KO The Coca-Cola Co. Reduce -1.2% 0.14% −0.03
DGRO iShares Core Dividend Growth Reduce -1.1% 0.50% −0.02
APD Air Products & Chemicals Inc. Reduce -2.5% 0.09% −0.01
NOBL Proshares S&P 500 Dividend A Reduce -0.4% 0.19% −0.01
DFSV Dimensional US Small Cap Val Reduce -3.3% 0.25% −0.01
USXF iShares ESG Advance MSCI USA Reduce -0.4% 0.28% −0.01
TFC Truist Financial Corp. Reduce -2.9% 0.15% −0.01
UNH Unitedhealth Group Inc. Reduce -5.8% 0.08% −0.00
PEP Pepsico Inc. Reduce -1.4% 0.08% −0.00
JNJ Johnson & Johnson Reduce -3.4% 0.15% +0.01
ABBV Abbvie Inc. Reduce -3.4% 0.11% +0.01
NVDA Nvidia Corp. Reduce -1.1% 1.51% +0.09

Portfolio Buys Q2 2025 → Q3 2025
AVLV Avantis US Large Cap Value Add +29.4% 3.39% +0.68
DFIC Dimensional International Co. Add +12.3% 8.45% +0.63
DFSD Dimensional Short Duration Add +22.7% 4.11% +0.45
SUB iShares Short-Term National Add +38.7% 1.74% +0.37
AAPL Apple Inc. Add +2.1% 1.61% +0.22
GOOGL Alphabet Inc. Class A Add +3.1% 0.62% +0.14
AAAU Goldman Sachs Physical Gold New 0.13% +0.13
BALT Inn Defined Wealth Shield New 0.12% +0.12
LOW Lowe's Cos Inc. New 0.10% +0.10
TJUL Innovator Equity Defined Pro New 0.09% +0.09
PULS Pgim Ultra Short Bond ETF Add +10.5% 9.28% +0.08
VLO Valero Energy Corp. New 0.08% +0.08
QQQ Invesco QQQ Trust Series 1 Add +1.9% 6.50% +0.07
GOOG Alphabet Inc. Class C Add +5.7% 0.30% +0.07
BAC Bank of America Corp. New 0.07% +0.07
VTI VG Morningstar TS MKT ETF-US Add +2.9% 5.58% +0.07
JAAA Janus Henderson Aaa Clo ETF Add +61.3% 0.21% +0.07
CAT Caterpillar Inc. New 0.07% +0.07
MRK Merck & Co. Inc. New 0.07% +0.07
DFEM Dimensional Emrg MRKT Core New 0.06% +0.06
MTUM iShares MSCI USA Momentum Fa New 0.06% +0.06
ORCL Oracle Corp. Add +16.3% 0.20% +0.05
MSFT Microsoft Corp. Add +8.0% 2.07% +0.05
PAAA Pgim Aaa Clo ETF Add +10.0% 9.79% +0.04
HD Home Depot Inc. Add +8.3% 0.37% +0.03
COST Costco Wholesale Corp. Add +35.9% 0.21% +0.03
JPM JPMorgan Chase & Co. Add +10.4% 0.29% +0.03
NSC Norfolk Southern Corp. Add +4.0% 0.21% +0.02
BZAI Blaize Holdings Inc. New 0.02% +0.02
VTV Vanguard Mrngstr Val ETF-Aui Add +8.2% 0.47% +0.02
GS Goldman Sachs Group Inc. Add +10.1% 0.15% +0.02
TJX TJX Companies Inc. Add +10.2% 0.11% +0.02
BRK.B Berkshire Hathaway Inc. Class B Add +7.6% 0.95% +0.01
AVGO Broadcom Inc. Add +5.5% 0.10% +0.01
VT Vanguard Tot World STK ETF Add +4.7% 0.37% +0.01
QCOM Qualcomm Inc. Add +16.0% 0.08% +0.01
MO Altria Group Inc. Add +3.3% 0.12% +0.01
SCHW Schwab (charles) Corp. Add +13.8% 0.08% +0.01
SOXX iShares Semiconductor ETF Add +0.1% 0.16% +0.01
PNC PNC Financial Services Group Add +6.2% 0.11% +0.00
DFLV Dim US Large Cap Value ETF Add +3.8% 0.92% +0.00
XYL Xylem Inc. Add +0.3% 0.08% +0.00
SYY Sysco Corp. Add +3.6% 0.09% +0.00
AXP American Express Co. Add +3.0% 0.08% −0.00
WMT Walmart Inc. Add +2.6% 0.13% −0.00
CSCO Cisco Systems Inc. Add +8.9% 0.09% −0.00
SPY SS SPDR S&P 500 ETF Trust-US Add +0.2% 0.14% −0.00
XLE SS Energy Select Sector Add +0.5% 0.07% −0.00
MCD McDonald's Corp. Add +2.7% 0.12% −0.00
VEU Vanguard Ftse All-World Ex-U Add +0.5% 0.13% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 112$373.5MDFUS, DFIC, PAAA, PULS, QQQ
Q1 2026 102$334.3MDFUS, PAAA, DFIC, PULS, QQQ
Q4 2025 106$326.3MDFUS, PAAA, PULS, DFIC, QQQ
Q3 2025 108$311.7MDFUS, PAAA, PULS, DFIC, QQQ
Q2 2025 102$284.3MDFUS, PAAA, PULS, DFIC, QQQ
Q1 2025 94$249.9MDFUS, PAAA, PULS, DFIC, QQQ
Q4 2024 99$248.4MDFUS, PAAA, PULS, DFIC, QQQ
Q3 2024 101$201.0MDFUS, DFIC, VTI, QQQ, SPGP
Q2 2024 97$169.9MDFUS, VTI, DFIC, QQQ, MEAR
Q1 2024 96$158.9MDFUS, VTI, DFIC, QQQ, SPGP