Pine Harbor Wealth Management, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 20, 2026), Pine Harbor Wealth Management, LLC reported 106 stock positions worth $326.3 million. Its top holding was Dimensional US Eq MKT ETF (DFUS) at 12.3% of the portfolio, followed by Pgim Aaa Clo ETF (PAAA, 10.7%) and Pgim Ultra Short Bond ETF (PULS, 9.5%). Compared with Q3 2025, it opened 4 new positions, sold out of 6, added to 44 and reduced 32. The biggest buy was Pgim Aaa Clo ETF (PAAA, shares +15%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −10%).

Most Recent 13F
Q2 2026
Location
FAIRFAX, VA
CIK
0002016051
Portfolio Value
$326.3M (Q4 2025)
SEC Filing
0002016051-26-000001 ↗ filed Jan 20, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $158.9M Q1 2024 Q2 2024: $169.9M Q2 2024 Q3 2024: $201.0M Q3 2024 Q4 2024: $248.4M Q4 2024 Q1 2025: $249.9M Q1 2025 Q2 2025: $284.3M Q2 2025 Q3 2025: $311.7M Q3 2025 Q4 2025: $326.3M $326.3M Q4 2025 Q1 2026: $334.3M Q1 2026 Q2 2026: $373.5M Q2 2026

Holdings 106 stocks · $326.3M
DFUS Dimensional US Eq MKT ETF 12.32% 542,129 $40.2M Add +3.7%
PAAA Pgim Aaa Clo ETF 10.69% 680,639 $34.9M Add +14.9%
PULS Pgim Ultra Short Bond ETF 9.47% 623,468 $30.9M Add +7.5%
DFIC Dimensional International Co. 9.33% 883,508 $30.4M Add +10.0%
QQQ Invesco QQQ Trust Series 1 6.58% 34,962 $21.5M Add +3.6%
VTI VG Morningstar TS MKT ETF-US 4.91% 47,773 $16.0M Reduce -9.9%
DFSD Dimensional Short Duration 4.70% 319,594 $15.3M Add +20.1%
AVUV Avantis US Small Cap Value 4.15% 132,820 $13.5M Reduce -6.0%
AVLV Avantis US Large Cap Value 4.11% 177,103 $13.4M Add +20.9%
MEAR Ishrs Short Mat Muni Act ETF 2.71% 175,678 $8.8M Reduce -6.4%
VUG Vanguard Mrngstar GR ETF-Sui 2.30% 15,375 $7.5M Reduce -9.1%
MSFT Microsoft Corp. 1.80% 12,167 $5.9M Reduce -2.1%
VUSB Vanguard Ultra Short Bond Et 1.71% 111,777 $5.6M Add +7.4%
SUB iShares Short-Term National 1.63% 49,839 $5.3M Reduce -1.9%
AAPL Apple Inc. 1.52% 18,275 $5.0M Reduce -7.3%
BRK.A Berkshire Hathaway Inc. Class A 1.39% 6 $4.5M No change
NVDA Nvidia Corp. 1.33% 23,235 $4.3M Reduce -7.7%
VEA Vanguard Ftse Developed ETF 1.27% 66,501 $4.2M Add +39.1%
SPGP Invesco S&P 500 Garp ETF 1.17% 33,554 $3.8M Reduce -26.0%
DFLV Dim US Large Cap Value ETF 0.90% 86,159 $2.9M Reduce -1.0%
BRK.B Berkshire Hathaway Inc. Class B 0.89% 5,781 $2.9M Reduce -2.3%
GOOGL Alphabet Inc. Class A 0.75% 7,855 $2.5M Reduce -1.3%
JPIB JPMorgan Intl BND ETF 0.55% 36,881 $1.8M No change
LLY Eli Lilly & Co. 0.50% 1,515 $1.6M Add +1.1%
DGRO iShares Core Dividend Growth 0.48% 22,725 $1.6M Reduce -0.1%
ESGV Vanguard ESG US Stock ETF 0.46% 12,387 $1.5M No change
VTV Vanguard Mrngstr Val ETF-Aui 0.45% 7,632 $1.5M Reduce -3.8%
SYK Stryker Corp. 0.40% 3,696 $1.3M Add +0.4%
AMZN Amazon.com Inc. 0.39% 5,549 $1.3M Reduce -5.0%
VT Vanguard Tot World STK ETF 0.38% 8,877 $1.3M Add +6.7%
BSV Vanguard Short-Term Bond ETF 0.38% 15,587 $1.2M Reduce -37.3%
GOOG Alphabet Inc. Class C 0.37% 3,875 $1.2M Add +0.0%
VIGI Vanguard Int Div App Indx FD 0.35% 12,314 $1.1M Reduce -6.7%
VMC Vulcan Materials Co. 0.34% 3,887 $1.1M Reduce -4.2%
IGRO iShares Intl Div Growth ETF 0.32% 12,589 $1.0M Reduce -1.4%
HD Home Depot Inc. 0.30% 2,829 $973K Add +0.2%
JPM JPMorgan Chase & Co. 0.29% 2,949 $950K Add +3.0%
DFSV Dimensional US Small Cap Val 0.28% 27,332 $899K Add +12.9%
USXF iShares ESG Advance MSCI USA 0.26% 15,013 $864K No change
VOO Vanguard S&P 500 ETF 0.24% 1,264 $793K Add +17.4%
MA Mastercard Inc. Class A 0.23% 1,330 $759K Add +0.8%
VIG Vanguard Dividend Apprec ETF 0.22% 3,336 $733K Reduce -8.1%
V Visa Inc. Class A 0.21% 1,987 $697K Add +0.1%
DFSU Dimensional US Sus CORE1 ETF 0.21% 15,797 $686K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.20% 2,118 $667K No change
JAAA Janus Henderson Aaa Clo ETF 0.20% 12,890 $652K Add +0.8%
NSC Norfolk Southern Corp. 0.19% 2,168 $626K Reduce -1.4%
COST Costco Wholesale Corp. 0.19% 725 $625K Add +1.4%
BALT Inn Defined Wealth Shield 0.18% 17,918 $600K Add +51.5%
NOBL Proshares S&P 500 Dividend A 0.18% 5,681 $591K Reduce -0.2%
XMMO Invesco S&P Midcap Momentum 0.16% 3,854 $534K No change
GS Goldman Sachs Group Inc. 0.16% 597 $525K Add +1.7%
JNJ Johnson & Johnson 0.16% 2,512 $520K No change
TFC Truist Financial Corp. 0.15% 10,208 $502K No change
IONQ Ionq Inc. 0.15% 11,191 $502K No change
SOXX iShares Semiconductor ETF 0.15% 1,620 $488K Reduce -10.3%
VEU Vanguard Ftse All-World Ex-U 0.15% 6,463 $475K Add +12.8%
KO The Coca-Cola Co. 0.14% 6,755 $472K Add +0.8%
WMT Walmart Inc. 0.14% 4,133 $460K Add +3.9%
PG The Procter & Gamble Co. 0.14% 3,120 $447K Add +0.0%
ORCL Oracle Corp. 0.14% 2,270 $442K Add +3.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.13% 642 $438K Add +0.3%
ABT Abbott Laboratories 0.13% 3,484 $436K Reduce -0.9%
VRP Invesco Variable Rate Prefer 0.13% 17,749 $432K No change
DE Deere & Co. 0.12% 847 $394K Reduce -19.6%
PM Philip Morris International 0.12% 2,450 $393K Reduce -8.8%
DUK Duke Energy Corp. 0.12% 3,241 $380K Add +0.1%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.12% 2,467 $379K Add +2.5%
MCD McDonald's Corp. 0.11% 1,207 $369K Add +2.4%
PNC PNC Financial Services Group 0.11% 1,736 $362K Add +1.0%
ABBV Abbvie Inc. 0.11% 1,552 $355K Add +4.4%
RWJ Invesco S&P Smallcap 600 0.10% 6,909 $337K No change
ROK Rockwell Automation Inc. 0.10% 860 $335K Reduce -4.4%
AVGO Broadcom Inc. 0.10% 963 $333K No change
DFAU Dimensional US Core Equity M 0.09% 6,545 $306K No change
LOW Lowe's Cos Inc. 0.09% 1,265 $305K Add +0.2%
CSCO Cisco Systems Inc. 0.09% 3,948 $304K Add +0.1%
TJUL Innovator Equity Defined Pro 0.09% 9,647 $285K No change
SCHW Schwab (charles) Corp. 0.08% 2,763 $276K No change
LNG Cheniere Energy Inc. 0.08% 1,410 $274K Add +0.3%
USMV iShares MSCI USA Min Vol Fac 0.08% 2,911 $274K New
DFSI Dimensional Int Sus COR1 ETF 0.08% 6,364 $273K No change
INTU Intuit Inc. 0.08% 404 $268K No change
AXP American Express Co. 0.08% 720 $266K No change
VSGX Vanguard ESG Intl Stock ETF 0.08% 3,710 $266K No change
IVV iShares Core S&P 500 ETF 0.08% 387 $265K New
QCOM Qualcomm Inc. 0.08% 1,530 $262K No change
VTIP Vanguard Short-Term Tips 0.08% 5,271 $261K Add +4.4%
DMXF iShares ESG Advanc MSCI Eafe 0.08% 3,460 $260K No change
PEP Pepsico Inc. 0.08% 1,797 $258K No change
MRK Merck & Co. Inc. 0.08% 2,433 $256K Reduce -1.3%
PSEP Innovator U.S. Equity Power 0.08% 5,834 $255K New
MO Altria Group Inc. 0.08% 4,403 $254K Reduce -20.6%
CEG Constellation Energy 0.08% 710 $251K Add +0.1%
CAT Caterpillar Inc. 0.08% 436 $249K Add +0.2%
APD Air Products & Chemicals Inc. 0.08% 1,006 $249K Add +0.1%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.07% 4,349 $239K No change
UNH Unitedhealth Group Inc. 0.07% 719 $237K Add +0.6%
XYL Xylem Inc. 0.07% 1,711 $233K Add +0.3%
VLO Valero Energy Corp. 0.07% 1,411 $230K Add +0.7%
AAAU Goldman Sachs Physical Gold 0.07% 5,257 $224K Reduce -50.0%
TXN Texas Instruments Inc. 0.07% 1,262 $219K Reduce -18.6%
ADP Automatic Data Processing 0.07% 826 $213K Reduce -0.7%
DFEM Dimensional Emrg MRKT Core 0.06% 6,247 $207K No change
CPER United States Copper Index 0.04% 4,087 $143K New
BZAI Blaize Holdings Inc. 0.01% 18,181 $35K No change

Portfolio Sells Q3 2025 → Q4 2025
VTI VG Morningstar TS MKT ETF-US Reduce -9.9% 4.91% −0.67
SPGP Invesco S&P 500 Garp ETF Reduce -26.0% 1.17% −0.48
AVUV Avantis US Small Cap Value Reduce -6.0% 4.15% −0.36
MEAR Ishrs Short Mat Muni Act ETF Reduce -6.4% 2.71% −0.33
AVUS Avantis U.S. Equity ETF Sold out 0.00% −0.31
VUG Vanguard Mrngstar GR ETF-Sui Reduce -9.1% 2.30% −0.30
MSFT Microsoft Corp. Reduce -2.1% 1.80% −0.26
BSV Vanguard Short-Term Bond ETF Reduce -37.3% 0.38% −0.25
NVDA Nvidia Corp. Reduce -7.7% 1.33% −0.18
SUB iShares Short-Term National Reduce -1.9% 1.63% −0.11
SYY Sysco Corp. Sold out 0.00% −0.09
AAPL Apple Inc. Reduce -7.3% 1.52% −0.09
SHW The Sherwin-Williams Co. Sold out 0.00% −0.08
XLE SS Energy Select Sector Sold out 0.00% −0.07
LIN Linde PLC Sold out 0.00% −0.07
MTUM iShares MSCI USA Momentum Fa Sold out 0.00% −0.06
BRK.B Berkshire Hathaway Inc. Class B Reduce -2.3% 0.89% −0.06
VMC Vulcan Materials Co. Reduce -4.2% 0.34% −0.06
AAAU Goldman Sachs Physical Gold Reduce -50.0% 0.07% −0.06
MO Altria Group Inc. Reduce -20.6% 0.08% −0.04
VIGI Vanguard Int Div App Indx FD Reduce -6.7% 0.35% −0.03
DE Deere & Co. Reduce -19.6% 0.12% −0.03
VTV Vanguard Mrngstr Val ETF-Aui Reduce -3.8% 0.45% −0.03
VIG Vanguard Dividend Apprec ETF Reduce -8.1% 0.22% −0.03
TXN Texas Instruments Inc. Reduce -18.6% 0.07% −0.02
NSC Norfolk Southern Corp. Reduce -1.4% 0.19% −0.02
PM Philip Morris International Reduce -8.8% 0.12% −0.02
AMZN Amazon.com Inc. Reduce -5.0% 0.39% −0.02
ABT Abbott Laboratories Reduce -0.9% 0.13% −0.02
DFLV Dim US Large Cap Value ETF Reduce -1.0% 0.90% −0.01
ADP Automatic Data Processing Reduce -0.7% 0.07% −0.01
DGRO iShares Core Dividend Growth Reduce -0.1% 0.48% −0.01
SOXX iShares Semiconductor ETF Reduce -10.3% 0.15% −0.01
NOBL Proshares S&P 500 Dividend A Reduce -0.2% 0.18% −0.01
IGRO iShares Intl Div Growth ETF Reduce -1.4% 0.32% −0.01
ROK Rockwell Automation Inc. Reduce -4.4% 0.10% +0.00
MRK Merck & Co. Inc. Reduce -1.3% 0.08% +0.01
GOOGL Alphabet Inc. Class A Reduce -1.3% 0.75% +0.13

Portfolio Buys Q3 2025 → Q4 2025
PAAA Pgim Aaa Clo ETF Add +14.9% 10.69% +0.91
DFIC Dimensional International Co. Add +10.0% 9.33% +0.88
AVLV Avantis US Large Cap Value Add +20.9% 4.11% +0.72
DFSD Dimensional Short Duration Add +20.1% 4.70% +0.58
VEA Vanguard Ftse Developed ETF Add +39.1% 1.27% +0.35
PULS Pgim Ultra Short Bond ETF Add +7.5% 9.47% +0.20
DFUS Dimensional US Eq MKT ETF Add +3.7% 12.32% +0.18
LLY Eli Lilly & Co. Add +1.1% 0.50% +0.13
USMV iShares MSCI USA Min Vol Fac New 0.08% +0.08
IVV iShares Core S&P 500 ETF New 0.08% +0.08
QQQ Invesco QQQ Trust Series 1 Add +3.6% 6.58% +0.08
PSEP Innovator U.S. Equity Power New 0.08% +0.08
GOOG Alphabet Inc. Class C Add +0.0% 0.37% +0.07
BALT Inn Defined Wealth Shield Add +51.5% 0.18% +0.06
CPER United States Copper Index New 0.04% +0.04
VUSB Vanguard Ultra Short Bond Et Add +7.4% 1.71% +0.04
VOO Vanguard S&P 500 ETF Add +17.4% 0.24% +0.03
DFSV Dimensional US Small Cap Val Add +12.9% 0.28% +0.03
VT Vanguard Tot World STK ETF Add +6.7% 0.38% +0.02
VEU Vanguard Ftse All-World Ex-U Add +12.8% 0.15% +0.01
GS Goldman Sachs Group Inc. Add +1.7% 0.16% +0.01
CAT Caterpillar Inc. Add +0.2% 0.08% +0.01
WMT Walmart Inc. Add +3.9% 0.14% +0.01
CSCO Cisco Systems Inc. Add +0.1% 0.09% +0.01
TJX TJX Companies Inc. Add +2.5% 0.12% +0.00
KO The Coca-Cola Co. Add +0.8% 0.14% +0.00
CEG Constellation Energy Add +0.1% 0.08% +0.00
JPM JPMorgan Chase & Co. Add +3.0% 0.29% +0.00
PNC PNC Financial Services Group Add +1.0% 0.11% +0.00
ABBV Abbvie Inc. Add +4.4% 0.11% −0.00
MCD McDonald's Corp. Add +2.4% 0.11% −0.00
VTIP Vanguard Short-Term Tips Add +4.4% 0.08% −0.00
SPY SS SPDR S&P 500 ETF Trust-US Add +0.3% 0.13% −0.00
V Visa Inc. Class A Add +0.1% 0.21% −0.00
VLO Valero Energy Corp. Add +0.7% 0.07% −0.01
UNH Unitedhealth Group Inc. Add +0.6% 0.07% −0.01
MA Mastercard Inc. Class A Add +0.8% 0.23% −0.01
LOW Lowe's Cos Inc. Add +0.2% 0.09% −0.01
JAAA Janus Henderson Aaa Clo ETF Add +0.8% 0.20% −0.01
XYL Xylem Inc. Add +0.3% 0.07% −0.01
APD Air Products & Chemicals Inc. Add +0.1% 0.08% −0.01
DUK Duke Energy Corp. Add +0.1% 0.12% −0.01
PG The Procter & Gamble Co. Add +0.0% 0.14% −0.02
COST Costco Wholesale Corp. Add +1.4% 0.19% −0.02
LNG Cheniere Energy Inc. Add +0.3% 0.08% −0.02
SYK Stryker Corp. Add +0.4% 0.40% −0.04
ORCL Oracle Corp. Add +3.0% 0.14% −0.06
HD Home Depot Inc. Add +0.2% 0.30% −0.07

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 112$373.5MDFUS, DFIC, PAAA, PULS, QQQ
Q1 2026 102$334.3MDFUS, PAAA, DFIC, PULS, QQQ
Q4 2025 106$326.3MDFUS, PAAA, PULS, DFIC, QQQ
Q3 2025 108$311.7MDFUS, PAAA, PULS, DFIC, QQQ
Q2 2025 102$284.3MDFUS, PAAA, PULS, DFIC, QQQ
Q1 2025 94$249.9MDFUS, PAAA, PULS, DFIC, QQQ
Q4 2024 99$248.4MDFUS, PAAA, PULS, DFIC, QQQ
Q3 2024 101$201.0MDFUS, DFIC, VTI, QQQ, SPGP
Q2 2024 97$169.9MDFUS, VTI, DFIC, QQQ, MEAR
Q1 2024 96$158.9MDFUS, VTI, DFIC, QQQ, SPGP