Planwiser Financial, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 13, 2025), Planwiser Financial, LLC reported 48 stock positions worth $125.9 million. Its top holding was Avantis U.S. Equity ETF (AVUS) at 10.7% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 10.2%) and Vanguard Mrngstr Val ETF-Aui (VTV, 4.9%). Compared with Q2 2025, it opened 5 new positions, sold out of 1, added to 17 and reduced 24. The biggest buy was a new position in Vanguard Emerg MKTS Gov BND (VWOB) and the biggest sale Dimensional International (DFAI, shares −52%).
- Most Recent 13F
- Q2 2026
- Location
- COLORADO SPRINGS, CO
- CIK
- 0002043741
- Portfolio Value
- $125.9M (Q3 2025)
- SEC Filing
- 0001986152-25-000105 ↗ filed Nov 13, 2025
Holdings Value
Holdings 48 stocks · $125.9M
| AVUS Avantis U.S. Equity ETF | 10.70% | 121,956 | $13.5M | Add +6.0% |
| IVV iShares Core S&P 500 ETF | 10.20% | 18,696 | $12.8M | Reduce -6.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.92% | 33,516 | $6.2M | Reduce -6.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 4.52% | 11,341 | $5.7M | Reduce -4.4% |
| AVLV Avantis US Large Cap Value | 4.49% | 77,773 | $5.7M | Add +1.1% |
| SPDW Ste STR SPDR PT DW Eu ETF | 4.03% | 116,441 | $5.1M | Reduce -30.5% |
| IGIB iShares 5-10Y Inv Grade Corp. | 3.98% | 93,182 | $5.0M | Add +53.0% |
| ICVT iShares Convertible Bond ETF | 3.27% | 39,749 | $4.1M | Add +58.8% |
| VWOB Vanguard Emerg MKTS Gov BND | 3.16% | 58,997 | $4.0M | New |
| SPEM State Street SP PTF Em ETF | 2.80% | 73,849 | $3.5M | Add +34.4% |
| AVIG Avantis Core Fixed Income | 2.75% | 82,663 | $3.5M | Add +10.4% |
| DFAI Dimensional International Co. | 2.72% | 93,693 | $3.4M | Reduce -52.2% |
| AVEM Avantis Emerging Markets Eq | 2.67% | 43,025 | $3.4M | Add +399.9% |
| VMBS Vanguard Mortgage-Backed Sec | 2.54% | 68,003 | $3.2M | Add +1.6% |
| SPHY SS SPDR P High Yield ETF | 2.49% | 132,882 | $3.1M | Add +107.1% |
| SPTI SS SPDR P Int Term TSY ETF | 2.48% | 108,067 | $3.1M | Reduce -40.5% |
| BKLN Invesco Senior Loan ETF | 2.35% | 141,534 | $3.0M | New |
| VTEB Vanguard Tax-Exempt Bond ETF | 2.35% | 58,791 | $3.0M | Add +8.5% |
| HGER Harbor Commodity All Weather | 2.32% | 109,583 | $2.9M | Reduce -4.8% |
| XLK SS Technology Select Sector | 2.12% | 8,828 | $2.7M | Reduce -23.8% |
| XLY SS Consumer Disc Select Sect | 2.00% | 10,405 | $2.5M | Reduce -22.6% |
| SCHM Schwab US Mid Cap ETF | 1.99% | 84,941 | $2.5M | Add +0.4% |
| XLF SS Financial Select Sector | 1.95% | 46,982 | $2.5M | Reduce -17.4% |
| XLC SS Comm Select Sector SPDR | 1.91% | 21,165 | $2.4M | Reduce -25.8% |
| BUFF Innovator Laddered Allocatio | 1.52% | 38,701 | $1.9M | Reduce -14.8% |
| TMFC Motley Fool 100 Index ETF | 1.23% | 21,247 | $1.5M | Reduce -3.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.22% | 6,030 | $1.5M | Reduce -3.2% |
| EWJ iShares MSCI Japan ETF | 1.03% | 15,483 | $1.3M | New |
| BFRZ Innovator Eq MNG 100 BFR ETF | 1.02% | 47,657 | $1.3M | New |
| EWC iShares MSCI Canada ETF | 1.01% | 25,143 | $1.3M | Reduce -23.8% |
| EWG iShares MSCI Germany ETF | 0.98% | 30,086 | $1.2M | Reduce -14.4% |
| EWQ iShares MSCI France ETF | 0.93% | 26,615 | $1.2M | Reduce -22.3% |
| FDHY Fidelity Enh Hi YLD ETF | 0.80% | 20,560 | $1.0M | Add +3.1% |
| FTSL First Trust Senior Loan ETF | 0.75% | 20,582 | $943K | New |
| IWB iShares Russell 1000 ETF | 0.63% | 2,137 | $799K | Reduce -0.7% |
| FLQM Franklin U.S. Mid Cap Multif | 0.58% | 13,379 | $733K | Add +37.5% |
| AGG iShares Core U.S. Aggregate | 0.49% | 6,104 | $611K | Reduce -28.5% |
| DFAS Dimensional US Small Cap ETF | 0.45% | 8,336 | $566K | Add +0.6% |
| HYMB SS SPDR N Ice HY Muni ETF | 0.40% | 19,934 | $500K | Add +12.3% |
| BUFD FT VST Lad Deep Buf ETF-Usdi | 0.38% | 17,028 | $475K | Add +1.5% |
| IWF iShares Russell 1000 Growth | 0.35% | 895 | $437K | Reduce -1.1% |
| PSTP Innovator PWR Buff Su St ETF | 0.25% | 9,020 | $316K | Add +1.6% |
| IWD iShares Russell 1000 Value E | 0.24% | 1,471 | $300K | No change |
| IWR iShares Russell Mid-Cap ETF | 0.23% | 3,075 | $294K | Reduce -2.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.21% | 426 | $269K | No change |
| ILTB iShares Core 10+ Year Usd Bo | 0.21% | 5,200 | $262K | Reduce -89.3% |
| IEFA iShares Core MSCI Eafe ETF | 0.20% | 2,930 | $258K | Reduce -0.8% |
| VOO Vanguard S&P 500 ETF | 0.19% | 384 | $241K | Reduce -1.0% |
Portfolio Sells Q2 2025 → Q3 2025
| DFAI Dimensional International Co. | Reduce -52.2% | 2.72% | −3.08 |
| SPTI SS SPDR P Int Term TSY ETF | Reduce -40.5% | 2.48% | −1.94 |
| ILTB iShares Core 10+ Year Usd Bo | Reduce -89.3% | 0.21% | −1.81 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -30.5% | 4.03% | −1.77 |
| EWI iShares MSCI Italy ETF | Sold out | 0.00% | −1.29 |
| IVV iShares Core S&P 500 ETF | Reduce -6.5% | 10.20% | −0.72 |
| XLC SS Comm Select Sector SPDR | Reduce -25.8% | 1.91% | −0.70 |
| XLF SS Financial Select Sector | Reduce -17.4% | 1.95% | −0.63 |
| XLY SS Consumer Disc Select Sect | Reduce -22.6% | 2.00% | −0.59 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -6.6% | 4.92% | −0.58 |
| XLK SS Technology Select Sector | Reduce -23.8% | 2.12% | −0.49 |
| BUFF Innovator Laddered Allocatio | Reduce -14.8% | 1.52% | −0.33 |
| EWQ iShares MSCI France ETF | Reduce -22.3% | 0.93% | −0.32 |
| EWC iShares MSCI Canada ETF | Reduce -23.8% | 1.01% | −0.30 |
| EWG iShares MSCI Germany ETF | Reduce -14.4% | 0.98% | −0.27 |
| AGG iShares Core U.S. Aggregate | Reduce -28.5% | 0.49% | −0.23 |
| HGER Harbor Commodity All Weather | Reduce -4.8% | 2.32% | −0.12 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -4.4% | 4.52% | −0.09 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -3.2% | 1.22% | −0.09 |
| IWR iShares Russell Mid-Cap ETF | Reduce -2.6% | 0.23% | −0.02 |
| TMFC Motley Fool 100 Index ETF | Reduce -3.1% | 1.23% | −0.01 |
| IWB iShares Russell 1000 ETF | Reduce -0.7% | 0.63% | −0.01 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.8% | 0.20% | −0.01 |
| VOO Vanguard S&P 500 ETF | Reduce -1.0% | 0.19% | −0.00 |
| IWF iShares Russell 1000 Growth | Reduce -1.1% | 0.35% | +0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| VWOB Vanguard Emerg MKTS Gov BND | New | 3.16% | +3.16 |
| BKLN Invesco Senior Loan ETF | New | 2.35% | +2.35 |
| AVEM Avantis Emerging Markets Eq | Add +399.9% | 2.67% | +2.16 |
| ICVT iShares Convertible Bond ETF | Add +58.8% | 3.27% | +1.29 |
| IGIB iShares 5-10Y Inv Grade Corp. | Add +53.0% | 3.98% | +1.22 |
| SPHY SS SPDR P High Yield ETF | Add +107.1% | 2.49% | +1.19 |
| EWJ iShares MSCI Japan ETF | New | 1.03% | +1.03 |
| BFRZ Innovator Eq MNG 100 BFR ETF | New | 1.02% | +1.02 |
| SPEM State Street SP PTF Em ETF | Add +34.4% | 2.80% | +0.75 |
| FTSL First Trust Senior Loan ETF | New | 0.75% | +0.75 |
| AVUS Avantis U.S. Equity ETF | Add +6.0% | 10.70% | +0.48 |
| FLQM Franklin U.S. Mid Cap Multif | Add +37.5% | 0.58% | +0.12 |
| AVIG Avantis Core Fixed Income | Add +10.4% | 2.75% | +0.11 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +8.5% | 2.35% | +0.11 |
| HYMB SS SPDR N Ice HY Muni ETF | Add +12.3% | 0.40% | +0.03 |
| PSTP Innovator PWR Buff Su St ETF | Add +1.6% | 0.25% | −0.01 |
| BUFD FT VST Lad Deep Buf ETF-Usdi | Add +1.5% | 0.38% | −0.01 |
| DFAS Dimensional US Small Cap ETF | Add +0.6% | 0.45% | −0.02 |
| FDHY Fidelity Enh Hi YLD ETF | Add +3.1% | 0.80% | −0.04 |
| VMBS Vanguard Mortgage-Backed Sec | Add +1.6% | 2.54% | −0.09 |
| SCHM Schwab US Mid Cap ETF | Add +0.4% | 1.99% | −0.11 |
| AVLV Avantis US Large Cap Value | Add +1.1% | 4.49% | −0.12 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 50 | $143.9M | AVUS, IVV, VMBS, VUG, SPDW |
| Q1 2026 | 47 | $138.1M | AVUS, IVV, VUG, SPDW, SPTI |
| Q4 2025Amended | 47 | $133.7M | IVV, AVUS, SPDW, DFAI, VTV |
| Q3 2025 | 48 | $125.9M | AVUS, IVV, VTV, VUG, AVLV |
| Q2 2025 | 44 | $117.2M | IVV, AVUS, SPDW, DFAI, VTV |
| Q1 2025 | 47 | $110.4M | AVUS, IVV, SPTI, VMBS, VTV |