Prudent Man Advisors, LLC

Name: Prudent Man Advisors, LLC 13F holdings, Q3 2025
Creator: Prudent Man Advisors, LLC
Published: 2025-11-13

Q2 2026Q1 2026Q4 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 13, 2025), Prudent Man Advisors, LLC reported 131 stock positions worth $270.9 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 15.9% of the portfolio, followed by Vanguard Total Bond Market (BND, 9.8%) and iShares ESG Aware MSCI USA (ESGU, 4.0%). Compared with Q2 2025, it opened 6 new positions, sold out of 54, added to 12 and reduced 108. The biggest buy was Vanguard Total Bond Market (BND, shares +3%) and the biggest sale an exit from SS Blackstone Sr Loan ETF (SRLN).

Most Recent 13F: Q2 2026
Location: NAPERVILLE, IL
CIK: 0001817174
Portfolio Value: $270.9M (Q3 2025)
SEC Filing: 0001817174-25-000005 ↗ filed Nov 13, 2025

Holdings Value

Holdings 131 stocks · $270.9M


VTI VG Morningstar TS MKT ETF-US	15.91%	131,375	$43.1M	Reduce -4.0%
BND Vanguard Total Bond Market	9.78%	356,354	$26.5M	Add +2.6%
ESGU iShares ESG Aware MSCI USA	3.97%	73,790	$10.7M	Add +1.8%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	3.89%	129,834	$10.5M	Reduce -36.0%
VEA Vanguard Ftse Developed ETF	3.44%	149,792	$9.3M	Reduce -0.5%
NVDA Nvidia Corp.	3.16%	45,947	$8.6M	Reduce -10.8%
MSFT Microsoft Corp.	2.80%	14,636	$7.6M	Reduce -14.3%
AAPL Apple Inc.	2.75%	28,775	$7.4M	Reduce -13.7%
BSV Vanguard Short-Term Bond ETF	2.55%	87,443	$6.9M	Reduce -1.8%
AMZN Amazon.com Inc.	1.90%	23,490	$5.2M	Add +6.9%
VXUS Vanguard Total Intl Stock	1.85%	68,207	$5.0M	Reduce -0.0%
GOOG Alphabet Inc. Class C	1.74%	19,302	$4.7M	Reduce -2.1%
JPM JPMorgan Chase & Co.	1.60%	13,705	$4.3M	Reduce -27.9%
IWM iShares Russell 2000 ETF	1.44%	16,093	$3.9M	Reduce -1.1%
AVGO Broadcom Inc.	1.38%	11,342	$3.7M	Reduce -20.8%
META Meta Platforms Inc. Class A	1.38%	5,094	$3.7M	Add +159.0%
VNQ Vanguard Real Estate ETF	1.35%	40,073	$3.7M	Add +2.4%
IVV iShares Core S&P 500 ETF	1.17%	4,742	$3.2M	Reduce -29.8%
VMBS Vanguard Mortgage-Backed Sec	1.15%	66,384	$3.1M	Add +0.1%
BRK.B Berkshire Hathaway Inc. Class B	0.88%	4,693	$2.4M	Reduce -17.1%
ICSH iShares Ultra Short Duration	0.87%	46,180	$2.3M	New
WMT Walmart Inc.	0.85%	22,343	$2.3M	Reduce -3.0%
ORCL Oracle Corp.	0.80%	7,690	$2.2M	Reduce -10.5%
VYM Vanguard High DVD Yield ETF	0.80%	15,324	$2.2M	Reduce -23.6%
PM Philip Morris International	0.77%	12,876	$2.1M	Reduce -28.1%
BLK BlackRock Inc.	0.73%	1,694	$2.0M	Reduce -28.9%
MS Morgan Stanley	0.71%	12,080	$1.9M	Reduce -27.4%
GOOGL Alphabet Inc. Class A	0.70%	7,839	$1.9M	Reduce -2.4%
LRCX Lam Research Corp.	0.68%	13,747	$1.8M	Reduce -22.6%
MA Mastercard Inc. Class A	0.65%	3,073	$1.7M	Reduce -10.4%
ABT Abbott Laboratories	0.63%	12,816	$1.7M	Reduce -24.1%
GLW Corning Inc.	0.63%	20,842	$1.7M	Reduce -32.4%
V Visa Inc. Class A	0.63%	4,986	$1.7M	Reduce -10.3%
TMUS T-Mobile US Inc.	0.61%	6,868	$1.6M	Reduce -21.6%
NEE Nextera Energy Inc.	0.60%	21,676	$1.6M	Reduce -24.3%
SBUX Starbucks Corp.	0.57%	8,540	$1.5M	Reduce -10.5%
EMR Emerson Electric Co.	0.57%	11,692	$1.5M	Reduce -27.4%
EA Electronic Arts Inc.	0.55%	7,415	$1.5M	Reduce -23.5%
COST Costco Wholesale Corp.	0.55%	1,604	$1.5M	Reduce -10.9%
AMAT Applied Materials Inc.	0.54%	7,150	$1.5M	Reduce -7.4%
BKNG Booking Holdings Inc.	0.53%	267	$1.4M	Reduce -10.7%
MRK Merck & Co. Inc.	0.53%	17,035	$1.4M	Reduce -2.8%
EQIX Equinix Inc.	0.50%	1,742	$1.4M	Reduce -29.6%
VTWO Vanguard Russell 2000 ETF	0.50%	13,858	$1.4M	Add +25.3%
PWR Quanta Services Inc.	0.49%	3,226	$1.3M	Reduce -11.2%
LH Labcorp Holdings Inc.	0.49%	4,621	$1.3M	Reduce -26.8%
LHX L3HARRIS Technologies Inc.	0.48%	4,222	$1.3M	Reduce -24.9%
BSX Boston Scientific Corp.	0.47%	13,105	$1.3M	Reduce -10.6%
HON Honeywell International Inc.	0.47%	6,055	$1.3M	Reduce -26.0%
UNH Unitedhealth Group Inc.	0.46%	3,641	$1.3M	Reduce -0.5%
QCOM Qualcomm Inc.	0.46%	7,512	$1.2M	Reduce -21.2%
AMP Ameriprise Financial Inc.	0.44%	2,427	$1.2M	Reduce -26.3%
PLD Prologis Inc.	0.44%	10,382	$1.2M	Reduce -53.1%
JNK SS SPDR BB High Yield Bond	0.43%	11,988	$1.2M	No change
DD Dupont DE Nemours Inc.	0.42%	14,556	$1.1M	Reduce -23.9%
VWO Vanguard Ftse Emerging Marke	0.41%	18,153	$1.1M	Reduce -1.6%
AXON Axon Enterprise Inc.	0.40%	1,524	$1.1M	Reduce -10.8%
J Jacobs Solutions Inc.	0.38%	6,814	$1.0M	Reduce -25.1%
CRM Salesforce Inc.	0.38%	4,296	$1.0M	Reduce -11.3%
AME Ametek Inc.	0.37%	5,337	$1.0M	Reduce -11.1%
OKE Oneok Inc.	0.36%	13,405	$978K	Add +0.1%
KRE SS SPDR S&P Regional Bank	0.36%	15,198	$962K	Reduce -40.0%
TSLA Tesla Inc.	0.33%	2,009	$893K	Reduce -10.0%
VOO Vanguard S&P 500 ETF	0.33%	1,455	$891K	No change
AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO	0.33%	2,845	$881K	Reduce -11.3%
TMO Thermo Fisher Scientific Inc.	0.31%	1,715	$832K	Reduce -11.3%
BLV Vanguard Long-Term Bond ETF	0.31%	11,665	$826K	Add +5.4%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.30%	15,920	$821K	Reduce -44.3%
EVRG Evergy Inc.	0.29%	10,432	$793K	Reduce -10.4%
XBI SS SPDR S&P Biotech ETF	0.29%	7,783	$780K	Reduce -44.5%
DE Deere & Co.	0.28%	910	$763K	Reduce -47.7%
CMG Chipotle Mexican Grill Inc.	0.28%	19,269	$755K	Reduce -10.7%
SPIB SS SPDR P Int C Corp. ETF	0.27%	21,845	$740K	New
NOC Northrop Grumman Corp.	0.27%	1,197	$729K	Reduce -10.6%
NKE Nike Inc. Class B	0.27%	4,056	$729K	Reduce -42.9%
EOG EOG Resources Inc.	0.27%	6,479	$726K	Reduce -10.2%
DAL Delta Air Lines Inc.	0.26%	12,371	$702K	Reduce -10.1%
WFC Wells Fargo & Co.	0.26%	8,340	$699K	Reduce -49.0%
COP Conocophillips	0.26%	7,348	$695K	Reduce -10.4%
CSCO Cisco Systems Inc.	0.25%	9,845	$674K	Reduce -43.4%
LLY Eli Lilly & Co.	0.25%	877	$669K	Reduce -11.0%
LKQ LKQ Corp.	0.25%	21,829	$667K	Reduce -7.1%
DLR Digital Realty Trust Inc.	0.23%	3,680	$636K	Reduce -50.9%
PG The Procter & Gamble Co.	0.23%	4,107	$631K	Reduce -45.3%
SYY Sysco Corp.	0.23%	7,622	$628K	Reduce -10.2%
CVX Chevron Corp.	0.23%	3,987	$619K	Reduce -44.1%
RTX RTX Corp.	0.23%	3,646	$610K	Reduce -53.2%
VRTX Vertex Pharmaceuticals Inc.	0.22%	1,551	$607K	Reduce -10.6%
KO The Coca-Cola Co.	0.21%	7,353	$563K	Reduce -43.2%
ALB Albemarle Corp.	0.19%	6,508	$528K	Reduce -10.3%
NEM Newmont Corp.	0.19%	6,120	$516K	Reduce -56.3%
PFF iShares Preferred & Income S	0.19%	16,220	$513K	Add +13.3%
SPGI S&P Global Inc.	0.18%	982	$478K	Reduce -50.0%
MCD McDonald's Corp.	0.17%	1,538	$467K	Reduce -51.0%
TIP iShares Tips Bond ETF	0.17%	4,197	$467K	No change
VICI Vici Properties Inc. filed as VICI PPTYS INC	0.17%	14,162	$462K	Add +53.9%
GD General Dynamics Corp.	0.17%	1,338	$456K	Reduce -44.3%
SCHP Schwab U.S. Tips ETF	0.17%	16,641	$448K	Add +20.2%
GS Goldman Sachs Group Inc.	0.16%	558	$444K	Reduce -10.7%
VLO Valero Energy Corp.	0.16%	2,473	$421K	Reduce -43.4%
CI The Cigna Group	0.15%	1,430	$412K	Reduce -42.9%
AEP American Electric Power	0.15%	3,595	$404K	Reduce -42.9%
MRVL Marvell Technology Inc.	0.15%	4,782	$402K	New
VZ Verizon Communications Inc.	0.14%	8,877	$390K	New
RF Regions Financial Corp.	0.14%	14,786	$390K	Reduce -15.3%
VONV Vanguard Russell 1000 Value	0.14%	4,330	$387K	Reduce -10.0%
SSNC Ss&c Technologies Holdings	0.14%	4,341	$385K	Reduce -43.2%
HD Home Depot Inc.	0.14%	912	$370K	Reduce -42.4%
FNB FNB Corp.	0.14%	22,739	$366K	Reduce -55.4%
EHC Encompass Health Corp.	0.13%	2,812	$357K	Reduce -54.4%
BWA Borgwarner Inc.	0.13%	8,116	$357K	Reduce -38.5%
CXT Crane NXT Co.	0.13%	5,098	$342K	Reduce -42.8%
DOV Dover Corp.	0.13%	2,037	$340K	Reduce -42.9%
NI Nisource Inc.	0.12%	7,763	$336K	Reduce -55.0%
MDT Medtronic PLC	0.12%	3,509	$334K	Reduce -46.3%
WELL Welltower Inc.	0.12%	1,870	$333K	Reduce -61.3%
EMN Eastman Chemical Co.	0.12%	5,211	$329K	Reduce -21.6%
BMY Bristol-Myers Squibb Co.	0.12%	7,141	$322K	Reduce -42.0%
CARR Carrier Global Corp.	0.12%	5,329	$318K	Reduce -42.5%
FNF Fidelity National Financial	0.12%	5,219	$316K	Reduce -51.2%
TGT Target Corp.	0.11%	3,396	$305K	Reduce -23.0%
GSIE Goldman Sachs Activebeta Int	0.11%	7,263	$299K	New
AMT American Tower Corp.	0.10%	1,408	$271K	Reduce -64.5%
OVV Ovintiv Inc.	0.10%	6,441	$260K	Reduce -41.0%
CWEN Clearway Energy Inc. Class C	0.09%	8,960	$253K	Reduce -67.1%
BIV Vanguard Intermediate-Term B	0.09%	2,978	$233K	No change
ELV Elevance Health Inc.	0.09%	719	$232K	Reduce -42.9%
AGG iShares Core U.S. Aggregate	0.09%	2,298	$230K	No change
PRIM Primoris Services Corp.	0.08%	1,514	$208K	New
RWT Redwood Trust Inc.	0.04%	16,980	$98K	Reduce -40.1%
PAYO Payoneer Global Inc.	0.03%	15,192	$92K	Reduce -39.6%

Lines left out (2) · $544K — a value with no share or principal amount

Security	Class	Shares	Value
CAT Caterpillar Inc.	COM	0	$324K
TXN Texas Instruments Inc.	COM	0	$220K

Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.

Total filed on the 13F, all lines: $271.5M.

Portfolio Sells Q2 2025 → Q3 2025


SRLN SS Blackstone Sr Loan ETF	Sold out	0.00%	−1.46
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	Reduce -36.0%	3.89%	−1.32
DIS The Walt Disney Co.	Sold out	0.00%	−0.50
BDX Becton Dickinson and Co.	Sold out	0.00%	−0.35
BKLN Invesco Senior Loan ETF	Sold out	0.00%	−0.32
PLD Prologis Inc.	Reduce -53.1%	0.44%	−0.30
ABBV Abbvie Inc.	Sold out	0.00%	−0.30
PM Philip Morris International	Reduce -28.1%	0.77%	−0.27
TSM Taiwan Semiconductor-SP ADR	Sold out	0.00%	−0.26
WMB Williams Cos Inc.	Sold out	0.00%	−0.26
CMCSA Comcast Corp. Class A	Sold out	0.00%	−0.22
ITT Itt Inc.	Sold out	0.00%	−0.21
CWEN Clearway Energy Inc. Class C	Reduce -67.1%	0.09%	−0.18
REXR Rexford Industrial Realty Inc.	Sold out	0.00%	−0.18
DLR Digital Realty Trust Inc.	Reduce -50.9%	0.23%	−0.18
AMT American Tower Corp.	Reduce -64.5%	0.10%	−0.18
IVV iShares Core S&P 500 ETF	Reduce -29.8%	1.17%	−0.16
CBRE CBRE Group Inc. Class A	Sold out	0.00%	−0.16
WFC Wells Fargo & Co.	Reduce -49.0%	0.26%	−0.16
PSA Public Storage	Sold out	0.00%	−0.16
JPM JPMorgan Chase & Co.	Reduce -27.9%	1.60%	−0.16
SPGI S&P Global Inc.	Reduce -50.0%	0.18%	−0.15
PG The Procter & Gamble Co.	Reduce -45.3%	0.23%	−0.15
COOP Mr Cooper Group Inc.	Sold out	0.00%	−0.15
O Realty Income Corp.	Sold out	0.00%	−0.14
RTX RTX Corp.	Reduce -53.2%	0.23%	−0.14
HON Honeywell International Inc.	Reduce -26.0%	0.47%	−0.14
CSCO Cisco Systems Inc.	Reduce -43.4%	0.25%	−0.14
EPRT Essential Properties Realty	Sold out	0.00%	−0.13
BAC Bank of America Corp.	Reduce -44.3%	0.30%	−0.13
KRE SS SPDR S&P Regional Bank	Reduce -40.0%	0.36%	−0.12
DE Deere & Co.	Reduce -47.7%	0.28%	−0.12
EQIX Equinix Inc.	Reduce -29.6%	0.50%	−0.12
MCD McDonald's Corp.	Reduce -51.0%	0.17%	−0.12
AMP Ameriprise Financial Inc.	Reduce -26.3%	0.44%	−0.12
EMR Emerson Electric Co.	Reduce -27.4%	0.57%	−0.12
WELL Welltower Inc.	Reduce -61.3%	0.12%	−0.11
CI The Cigna Group	Reduce -42.9%	0.15%	−0.11
KO The Coca-Cola Co.	Reduce -43.2%	0.21%	−0.11
EHC Encompass Health Corp.	Reduce -54.4%	0.13%	−0.11
CMG Chipotle Mexican Grill Inc.	Reduce -10.7%	0.28%	−0.11
FNB FNB Corp.	Reduce -55.4%	0.14%	−0.10
VTR Ventas Inc.	Sold out	0.00%	−0.10
CARR Carrier Global Corp.	Reduce -42.5%	0.12%	−0.10
NI Nisource Inc.	Reduce -55.0%	0.12%	−0.10
ABT Abbott Laboratories	Reduce -24.1%	0.63%	−0.10
CVX Chevron Corp.	Reduce -44.1%	0.23%	−0.10
ASML ASML Holding NV-NY Reg SHS	Sold out	0.00%	−0.10
AVB Avalonbay Communities Inc.	Sold out	0.00%	−0.09
MPC Marathon Petroleum Corp.	Sold out	0.00%	−0.09

Portfolio Buys Q2 2025 → Q3 2025


BND Vanguard Total Bond Market	Add +2.6%	9.78%	+1.65
META Meta Platforms Inc. Class A	Add +159.0%	1.38%	+0.92
ICSH iShares Ultra Short Duration	New	0.87%	+0.87
ESGU iShares ESG Aware MSCI USA	Add +1.8%	3.97%	+0.84
AMZN Amazon.com Inc.	Add +6.9%	1.90%	+0.37
SPIB SS SPDR P Int C Corp. ETF	New	0.27%	+0.27
VNQ Vanguard Real Estate ETF	Add +2.4%	1.35%	+0.24
VTWO Vanguard Russell 2000 ETF	Add +25.3%	0.50%	+0.19
VMBS Vanguard Mortgage-Backed Sec	Add +0.1%	1.15%	+0.17
MRVL Marvell Technology Inc.	New	0.15%	+0.15
VZ Verizon Communications Inc.	New	0.14%	+0.14
GSIE Goldman Sachs Activebeta Int	New	0.11%	+0.11
PRIM Primoris Services Corp.	New	0.08%	+0.08
VICI Vici Properties Inc.	Add +53.9%	0.17%	+0.07
BLV Vanguard Long-Term Bond ETF	Add +5.4%	0.31%	+0.06
PFF iShares Preferred & Income S	Add +13.3%	0.19%	+0.05
SCHP Schwab U.S. Tips ETF	Add +20.2%	0.17%	+0.05
OKE Oneok Inc.	Add +0.1%	0.36%	+0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	139	$436.5M	VTI, BND, HYG, NVDA, AAPL
Q1 2026	132	$333.2M	VTI, BND, NVDA, AAPL, HYG
Q4 2025	133	$274.1M	VTI, BND, ESGU, HYG, VEA
Q3 2025	131	$270.9M	VTI, BND, ESGU, HYG, VEA
Q2 2025	179	$314.4M	VTI, BND, HYG, ESGU, VEA
Q1 2025	169	$275.0M	VTI, BND, HYG, ESGU, VEA
Q4 2024	167	$274.8M	VTI, BND, HYG, ESGU, VEA
Q3 2024	181	$299.2M	VTI, BND, HYG, ESGU, VEA
Q2 2024	171	$282.4M	VTI, BND, HYG, ESGU, VEA
Q1 2024	175	$266.1M	VTI, BND, HYG, ESGU, VEA