Prudent Man Advisors, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 11, 2026), Prudent Man Advisors, LLC reported 133 stock positions worth $274.1 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 16.4% of the portfolio, followed by Vanguard Total Bond Market (BND, 9.6%) and iShares ESG Aware MSCI USA (ESGU, 3.9%). Compared with Q3 2025, it opened 7 new positions, sold out of 5, added to 20 and reduced 90. The biggest buy was Bank of America (BAC, shares +176%) and the biggest sale iShares Ultra Short Duration (ICSH, shares −54%).

Most Recent 13F
Q2 2026
Location
NAPERVILLE, IL
CIK
0001817174
Portfolio Value
$274.1M (Q4 2025)
SEC Filing
0001817174-26-000001 ↗ filed Feb 11, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $266.1M Q1 2024 Q2 2024: $282.4M Q2 2024 Q3 2024: $299.2M Q3 2024 Q4 2024: $274.8M Q4 2024 Q1 2025: $275.0M Q1 2025 Q2 2025: $314.4M Q2 2025 Q3 2025: $270.9M Q3 2025 Q4 2025: $274.1M $274.1M Q4 2025 Q1 2026: $333.2M Q1 2026 Q2 2026: $436.5M Q2 2026

Holdings 133 stocks · $274.1M
VTI VG Morningstar TS MKT ETF-US 16.36% 133,725 $44.8M Add +1.8%
BND Vanguard Total Bond Market 9.56% 353,591 $26.2M Reduce -0.8%
ESGU iShares ESG Aware MSCI USA 3.85% 70,919 $10.6M Reduce -3.9%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 3.76% 127,848 $10.3M Reduce -1.5%
VEA Vanguard Ftse Developed ETF 3.51% 148,459 $9.6M Reduce -0.9%
NVDA Nvidia Corp. 3.02% 44,349 $8.3M Reduce -3.5%
AAPL Apple Inc. 2.85% 28,290 $7.8M Reduce -1.7%
BSV Vanguard Short-Term Bond ETF 2.75% 95,768 $7.5M Add +9.5%
MSFT Microsoft Corp. 2.54% 14,379 $7.0M Reduce -1.8%
GOOG Alphabet Inc. Class C 2.17% 18,920 $5.9M Reduce -2.0%
AMZN Amazon.com Inc. 1.99% 23,626 $5.5M Add +0.6%
VXUS Vanguard Total Intl Stock 1.85% 67,057 $5.1M Reduce -1.7%
JPM JPMorgan Chase & Co. 1.58% 13,461 $4.3M Reduce -1.8%
IWM iShares Russell 2000 ETF 1.44% 16,035 $3.9M Reduce -0.4%
AVGO Broadcom Inc. 1.41% 11,131 $3.9M Reduce -1.9%
VNQ Vanguard Real Estate ETF 1.28% 39,535 $3.5M Reduce -1.3%
IVV iShares Core S&P 500 ETF 1.25% 5,006 $3.4M Add +5.6%
META Meta Platforms Inc. Class A 1.21% 5,044 $3.3M Reduce -1.0%
VMBS Vanguard Mortgage-Backed Sec 1.21% 70,534 $3.3M Add +6.3%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.88% 43,934 $2.4M Add +176.0%
WMT Walmart Inc. 0.88% 21,545 $2.4M Reduce -3.6%
GOOGL Alphabet Inc. Class A 0.87% 7,576 $2.4M Reduce -3.4%
BRK.B Berkshire Hathaway Inc. Class B 0.86% 4,626 $2.4M Reduce -1.4%
VYM Vanguard High DVD Yield ETF 0.80% 15,304 $2.2M Reduce -0.1%
MS Morgan Stanley 0.78% 11,982 $2.1M Reduce -0.8%
PM Philip Morris International 0.74% 12,672 $2.0M Reduce -1.6%
LLY Eli Lilly & Co. 0.70% 1,783 $1.9M Add +103.3%
LRCX Lam Research Corp. 0.69% 11,113 $1.9M Reduce -19.2%
GLW Corning Inc. 0.66% 20,576 $1.8M Reduce -1.3%
AMAT Applied Materials Inc. 0.65% 6,958 $1.8M Reduce -2.7%
BLK BlackRock Inc. 0.65% 1,663 $1.8M Reduce -1.8%
MRK Merck & Co. Inc. 0.64% 16,725 $1.8M Reduce -1.8%
MA Mastercard Inc. Class A 0.62% 2,993 $1.7M Reduce -2.6%
V Visa Inc. Class A 0.62% 4,845 $1.7M Reduce -2.8%
ABT Abbott Laboratories 0.58% 12,668 $1.6M Reduce -1.1%
SBUX Starbucks Corp. 0.55% 8,376 $1.5M Reduce -1.9%
EMR Emerson Electric Co. 0.55% 11,355 $1.5M Reduce -2.9%
ORCL Oracle Corp. 0.54% 7,633 $1.5M Reduce -0.7%
BKNG Booking Holdings Inc. 0.52% 267 $1.4M No change
COST Costco Wholesale Corp. 0.50% 1,594 $1.4M Reduce -0.6%
TMUS T-Mobile US Inc. 0.50% 6,758 $1.4M Reduce -1.6%
VTWO Vanguard Russell 2000 ETF 0.48% 13,298 $1.3M Reduce -4.0%
PWR Quanta Services Inc. 0.48% 3,127 $1.3M Reduce -3.1%
PLD Prologis Inc. 0.48% 10,303 $1.3M Reduce -0.8%
JNK SS SPDR BB High Yield Bond 0.47% 13,148 $1.3M Add +9.7%
MU Micron Technology Inc. 0.46% 4,454 $1.3M New
LHX L3HARRIS Technologies Inc. 0.44% 4,130 $1.2M Reduce -2.2%
BSX Boston Scientific Corp. 0.44% 12,581 $1.2M Reduce -4.0%
AMP Ameriprise Financial Inc. 0.43% 2,391 $1.2M Reduce -1.5%
LH Labcorp Holdings Inc. 0.42% 4,539 $1.1M Reduce -1.8%
CRM Salesforce Inc. 0.41% 4,202 $1.1M Reduce -2.2%
VWO Vanguard Ftse Emerging Marke 0.40% 18,023 $1.1M Reduce -0.7%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.39% 9,488 $1.1M New
AME Ametek Inc. 0.39% 5,243 $1.1M Reduce -1.8%
ICSH iShares Ultra Short Duration 0.39% 21,255 $1.1M Reduce -54.0%
KRE SS SPDR S&P Regional Bank 0.36% 15,198 $985K No change
OKE Oneok Inc. 0.36% 13,337 $980K Reduce -0.5%
NOC Northrop Grumman Corp. 0.36% 1,714 $977K Add +43.2%
TMO Thermo Fisher Scientific Inc. 0.35% 1,676 $971K Reduce -2.3%
CEG Constellation Energy 0.35% 2,741 $968K New
VRTX Vertex Pharmaceuticals Inc. 0.35% 2,129 $965K Add +37.3%
XBI SS SPDR S&P Biotech ETF 0.35% 7,783 $949K No change
FCX Freeport-McMoran Inc. 0.34% 18,500 $940K New
ALB Albemarle Corp. 0.33% 6,459 $914K Reduce -0.8%
VOO Vanguard S&P 500 ETF 0.33% 1,455 $912K No change
J Jacobs Solutions Inc. 0.32% 6,719 $890K Reduce -1.4%
TSLA Tesla Inc. 0.32% 1,975 $888K Reduce -1.7%
CMG Chipotle Mexican Grill Inc. 0.32% 23,692 $877K Add +22.9%
AGG iShares Core U.S. Aggregate 0.32% 8,688 $868K Add +278.1%
AXON Axon Enterprise Inc. 0.31% 1,519 $863K Reduce -0.3%
DAL Delta Air Lines Inc. 0.31% 12,241 $850K Reduce -1.1%
LKQ LKQ Corp. 0.31% 27,901 $843K Add +27.8%
EQIX Equinix Inc. 0.28% 1,019 $781K Reduce -41.5%
BLV Vanguard Long-Term Bond ETF 0.28% 11,165 $776K Reduce -4.3%
DE Deere & Co. 0.28% 905 $775K Reduce -0.6%
WFC Wells Fargo & Co. 0.28% 8,252 $769K Reduce -1.1%
EVRG Evergy Inc. 0.28% 10,418 $755K Reduce -0.1%
CSCO Cisco Systems Inc. 0.27% 9,752 $751K Reduce -0.9%
SPIB SS SPDR P Int C Corp. ETF 0.27% 21,845 $739K No change
EQT Eqt Corp. 0.27% 13,558 $727K New
COP Conocophillips 0.25% 7,219 $676K Reduce -1.8%
NEE Nextera Energy Inc. 0.24% 8,346 $670K Reduce -61.5%
NKE Nike Inc. Class B 0.24% 3,981 $661K Reduce -1.9%
RTX RTX Corp. 0.24% 3,601 $660K Reduce -1.2%
NEM Newmont Corp. 0.22% 6,036 $603K Reduce -1.4%
CVX Chevron Corp. 0.22% 3,916 $597K Reduce -1.8%
KO The Coca-Cola Co. 0.21% 7,237 $585K Reduce -1.6%
PG The Procter & Gamble Co. 0.21% 4,058 $582K Reduce -1.2%
DLR Digital Realty Trust Inc. 0.21% 3,638 $563K Reduce -1.1%
EA Electronic Arts Inc. 0.20% 2,738 $559K Reduce -63.1%
PFF iShares Preferred & Income S 0.19% 16,620 $515K Add +2.5%
SPGI S&P Global Inc. 0.19% 974 $509K Reduce -0.8%
HON Honeywell International Inc. 0.18% 2,586 $505K Reduce -57.3%
UNH Unitedhealth Group Inc. 0.17% 1,434 $473K Reduce -60.6%
MCD McDonald's Corp. 0.17% 1,517 $464K Reduce -1.4%
TIP iShares Tips Bond ETF 0.17% 4,197 $461K No change
GD General Dynamics Corp. 0.16% 1,324 $446K Reduce -1.1%
SCHP Schwab U.S. Tips ETF 0.16% 16,641 $441K No change
MRVL Marvell Technology Inc. 0.15% 4,798 $408K Add +0.3%
AEP American Electric Power 0.15% 3,516 $405K Reduce -2.2%

Show all 133 holdings

Lines left out (2) · $597K — a value with no share or principal amount
SecurityClassSharesValue
CAT Caterpillar Inc. COM0$389K
TXN Texas Instruments Inc. COM0$208K

Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.

Total filed on the 13F, all lines: $274.7M.

Portfolio Sells Q3 2025 → Q4 2025
ICSH iShares Ultra Short Duration Reduce -54.0% 0.39% −0.47
NEE Nextera Energy Inc. Reduce -61.5% 0.24% −0.36
EA Electronic Arts Inc. Reduce -63.1% 0.20% −0.35
DD Dupont DE Nemours Inc. Reduce -62.4% 0.08% −0.34
AJG Arthur J Gallagher & Co. Sold out 0.00% −0.33
QCOM Qualcomm Inc. Reduce -68.9% 0.15% −0.32
UNH Unitedhealth Group Inc. Reduce -60.6% 0.17% −0.29
HON Honeywell International Inc. Reduce -57.3% 0.18% −0.29
EOG EOG Resources Inc. Sold out 0.00% −0.27
MSFT Microsoft Corp. Reduce -1.8% 2.54% −0.26
ORCL Oracle Corp. Reduce -0.7% 0.54% −0.26
SYY Sysco Corp. Sold out 0.00% −0.23
BND Vanguard Total Bond Market Reduce -0.8% 9.56% −0.23
EQIX Equinix Inc. Reduce -41.5% 0.28% −0.22
META Meta Platforms Inc. Class A Reduce -1.0% 1.21% −0.17
GS Goldman Sachs Group Inc. Sold out 0.00% −0.16
NVDA Nvidia Corp. Reduce -3.5% 3.02% −0.15
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Reduce -1.5% 3.76% −0.13
ESGU iShares ESG Aware MSCI USA Reduce -3.9% 3.85% −0.11
TMUS T-Mobile US Inc. Reduce -1.6% 0.50% −0.11
AXON Axon Enterprise Inc. Reduce -0.3% 0.31% −0.09
BLK BlackRock Inc. Reduce -1.8% 0.65% −0.08
PRIM Primoris Services Corp. Sold out 0.00% −0.08
VNQ Vanguard Real Estate ETF Reduce -1.3% 1.28% −0.08
LH Labcorp Holdings Inc. Reduce -1.8% 0.42% −0.07
ABT Abbott Laboratories Reduce -1.1% 0.58% −0.05
J Jacobs Solutions Inc. Reduce -1.4% 0.32% −0.05
COST Costco Wholesale Corp. Reduce -0.6% 0.50% −0.05
BSX Boston Scientific Corp. Reduce -4.0% 0.44% −0.03
LHX L3HARRIS Technologies Inc. Reduce -2.2% 0.44% −0.03
DLR Digital Realty Trust Inc. Reduce -1.1% 0.21% −0.03
PM Philip Morris International Reduce -1.6% 0.74% −0.03
NKE Nike Inc. Class B Reduce -1.9% 0.24% −0.03
EHC Encompass Health Corp. Reduce -1.4% 0.11% −0.02
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.4% 0.86% −0.02
HD Home Depot Inc. Reduce -0.4% 0.11% −0.02
BLV Vanguard Long-Term Bond ETF Reduce -4.3% 0.28% −0.02
MA Mastercard Inc. Class A Reduce -2.6% 0.62% −0.02
PG The Procter & Gamble Co. Reduce -1.2% 0.21% −0.02
VTWO Vanguard Russell 2000 ETF Reduce -4.0% 0.48% −0.02
EVRG Evergy Inc. Reduce -0.1% 0.28% −0.02
EMR Emerson Electric Co. Reduce -2.9% 0.55% −0.02
VONV Vanguard Russell 1000 Value Reduce -13.1% 0.13% −0.02
CARR Carrier Global Corp. Reduce -0.7% 0.10% −0.02
SBUX Starbucks Corp. Reduce -1.9% 0.55% −0.01
JPM JPMorgan Chase & Co. Reduce -1.8% 1.58% −0.01
VZ Verizon Communications Inc. Reduce -0.7% 0.13% −0.01
FNF Fidelity National Financial Reduce -0.1% 0.10% −0.01
AMP Ameriprise Financial Inc. Reduce -1.5% 0.43% −0.01
PWR Quanta Services Inc. Reduce -3.1% 0.48% −0.01

Portfolio Buys Q3 2025 → Q4 2025
BAC Bank of America Corp. Add +176.0% 0.88% +0.58
MU Micron Technology Inc. New 0.46% +0.46
LLY Eli Lilly & Co. Add +103.3% 0.70% +0.45
VTI VG Morningstar TS MKT ETF-US Add +1.8% 16.36% +0.44
DIS The Walt Disney Co. New 0.39% +0.39
CEG Constellation Energy New 0.35% +0.35
FCX Freeport-McMoran Inc. New 0.34% +0.34
EQT Eqt Corp. New 0.27% +0.27
AGG iShares Core U.S. Aggregate Add +278.1% 0.32% +0.23
BSV Vanguard Short-Term Bond ETF Add +9.5% 2.75% +0.21
VRTX Vertex Pharmaceuticals Inc. Add +37.3% 0.35% +0.13
NOC Northrop Grumman Corp. Add +43.2% 0.36% +0.09
AMZN Amazon.com Inc. Add +0.6% 1.99% +0.09
DY Dycom Industries Inc. New 0.08% +0.08
IVV iShares Core S&P 500 ETF Add +5.6% 1.25% +0.08
SITM Sitime Corp. New 0.07% +0.07
LKQ LKQ Corp. Add +27.8% 0.31% +0.06
VMBS Vanguard Mortgage-Backed Sec Add +6.3% 1.21% +0.06
CMG Chipotle Mexican Grill Inc. Add +22.9% 0.32% +0.04
JNK SS SPDR BB High Yield Bond Add +9.7% 0.47% +0.03
GSIE Goldman Sachs Activebeta Int Add +4.1% 0.12% +0.01
WELL Welltower Inc. Add +0.4% 0.13% +0.00
MDT Medtronic PLC Add +2.7% 0.13% +0.00
MRVL Marvell Technology Inc. Add +0.3% 0.15% +0.00
PFF iShares Preferred & Income S Add +2.5% 0.19% −0.00
AMT American Tower Corp. Add +0.6% 0.09% −0.01
VICI Vici Properties Inc. Add +0.0% 0.15% −0.03

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 139$436.5MVTI, BND, HYG, NVDA, AAPL
Q1 2026 132$333.2MVTI, BND, NVDA, AAPL, HYG
Q4 2025 133$274.1MVTI, BND, ESGU, HYG, VEA
Q3 2025 131$270.9MVTI, BND, ESGU, HYG, VEA
Q2 2025 179$314.4MVTI, BND, HYG, ESGU, VEA
Q1 2025 169$275.0MVTI, BND, HYG, ESGU, VEA
Q4 2024 167$274.8MVTI, BND, HYG, ESGU, VEA
Q3 2024 181$299.2MVTI, BND, HYG, ESGU, VEA
Q2 2024 171$282.4MVTI, BND, HYG, ESGU, VEA
Q1 2024 175$266.1MVTI, BND, HYG, ESGU, VEA