Prudent Man Advisors, LLC

Name: Prudent Man Advisors, LLC 13F holdings, Q4 2025
Creator: Prudent Man Advisors, LLC
Published: 2026-02-11

Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 11, 2026), Prudent Man Advisors, LLC reported 133 stock positions worth $274.1 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 16.4% of the portfolio, followed by Vanguard Total Bond Market (BND, 9.6%) and iShares ESG Aware MSCI USA (ESGU, 3.9%). Compared with Q3 2025, it opened 7 new positions, sold out of 5, added to 20 and reduced 90. The biggest buy was Bank of America (BAC, shares +176%) and the biggest sale iShares Ultra Short Duration (ICSH, shares −54%).

Most Recent 13F: Q2 2026
Location: NAPERVILLE, IL
CIK: 0001817174
Portfolio Value: $274.1M (Q4 2025)
SEC Filing: 0001817174-26-000001 ↗ filed Feb 11, 2026

Holdings Value

Holdings 133 stocks · $274.1M


VTI VG Morningstar TS MKT ETF-US	16.36%	133,725	$44.8M	Add +1.8%
BND Vanguard Total Bond Market	9.56%	353,591	$26.2M	Reduce -0.8%
ESGU iShares ESG Aware MSCI USA	3.85%	70,919	$10.6M	Reduce -3.9%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	3.76%	127,848	$10.3M	Reduce -1.5%
VEA Vanguard Ftse Developed ETF	3.51%	148,459	$9.6M	Reduce -0.9%
NVDA Nvidia Corp.	3.02%	44,349	$8.3M	Reduce -3.5%
AAPL Apple Inc.	2.85%	28,290	$7.8M	Reduce -1.7%
BSV Vanguard Short-Term Bond ETF	2.75%	95,768	$7.5M	Add +9.5%
MSFT Microsoft Corp.	2.54%	14,379	$7.0M	Reduce -1.8%
GOOG Alphabet Inc. Class C	2.17%	18,920	$5.9M	Reduce -2.0%
AMZN Amazon.com Inc.	1.99%	23,626	$5.5M	Add +0.6%
VXUS Vanguard Total Intl Stock	1.85%	67,057	$5.1M	Reduce -1.7%
JPM JPMorgan Chase & Co.	1.58%	13,461	$4.3M	Reduce -1.8%
IWM iShares Russell 2000 ETF	1.44%	16,035	$3.9M	Reduce -0.4%
AVGO Broadcom Inc.	1.41%	11,131	$3.9M	Reduce -1.9%
VNQ Vanguard Real Estate ETF	1.28%	39,535	$3.5M	Reduce -1.3%
IVV iShares Core S&P 500 ETF	1.25%	5,006	$3.4M	Add +5.6%
META Meta Platforms Inc. Class A	1.21%	5,044	$3.3M	Reduce -1.0%
VMBS Vanguard Mortgage-Backed Sec	1.21%	70,534	$3.3M	Add +6.3%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.88%	43,934	$2.4M	Add +176.0%
WMT Walmart Inc.	0.88%	21,545	$2.4M	Reduce -3.6%
GOOGL Alphabet Inc. Class A	0.87%	7,576	$2.4M	Reduce -3.4%
BRK.B Berkshire Hathaway Inc. Class B	0.86%	4,626	$2.4M	Reduce -1.4%
VYM Vanguard High DVD Yield ETF	0.80%	15,304	$2.2M	Reduce -0.1%
MS Morgan Stanley	0.78%	11,982	$2.1M	Reduce -0.8%
PM Philip Morris International	0.74%	12,672	$2.0M	Reduce -1.6%
LLY Eli Lilly & Co.	0.70%	1,783	$1.9M	Add +103.3%
LRCX Lam Research Corp.	0.69%	11,113	$1.9M	Reduce -19.2%
GLW Corning Inc.	0.66%	20,576	$1.8M	Reduce -1.3%
AMAT Applied Materials Inc.	0.65%	6,958	$1.8M	Reduce -2.7%
BLK BlackRock Inc.	0.65%	1,663	$1.8M	Reduce -1.8%
MRK Merck & Co. Inc.	0.64%	16,725	$1.8M	Reduce -1.8%
MA Mastercard Inc. Class A	0.62%	2,993	$1.7M	Reduce -2.6%
V Visa Inc. Class A	0.62%	4,845	$1.7M	Reduce -2.8%
ABT Abbott Laboratories	0.58%	12,668	$1.6M	Reduce -1.1%
SBUX Starbucks Corp.	0.55%	8,376	$1.5M	Reduce -1.9%
EMR Emerson Electric Co.	0.55%	11,355	$1.5M	Reduce -2.9%
ORCL Oracle Corp.	0.54%	7,633	$1.5M	Reduce -0.7%
BKNG Booking Holdings Inc.	0.52%	267	$1.4M	No change
COST Costco Wholesale Corp.	0.50%	1,594	$1.4M	Reduce -0.6%
TMUS T-Mobile US Inc.	0.50%	6,758	$1.4M	Reduce -1.6%
VTWO Vanguard Russell 2000 ETF	0.48%	13,298	$1.3M	Reduce -4.0%
PWR Quanta Services Inc.	0.48%	3,127	$1.3M	Reduce -3.1%
PLD Prologis Inc.	0.48%	10,303	$1.3M	Reduce -0.8%
JNK SS SPDR BB High Yield Bond	0.47%	13,148	$1.3M	Add +9.7%
MU Micron Technology Inc.	0.46%	4,454	$1.3M	New
LHX L3HARRIS Technologies Inc.	0.44%	4,130	$1.2M	Reduce -2.2%
BSX Boston Scientific Corp.	0.44%	12,581	$1.2M	Reduce -4.0%
AMP Ameriprise Financial Inc.	0.43%	2,391	$1.2M	Reduce -1.5%
LH Labcorp Holdings Inc.	0.42%	4,539	$1.1M	Reduce -1.8%
CRM Salesforce Inc.	0.41%	4,202	$1.1M	Reduce -2.2%
VWO Vanguard Ftse Emerging Marke	0.40%	18,023	$1.1M	Reduce -0.7%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.39%	9,488	$1.1M	New
AME Ametek Inc.	0.39%	5,243	$1.1M	Reduce -1.8%
ICSH iShares Ultra Short Duration	0.39%	21,255	$1.1M	Reduce -54.0%
KRE SS SPDR S&P Regional Bank	0.36%	15,198	$985K	No change
OKE Oneok Inc.	0.36%	13,337	$980K	Reduce -0.5%
NOC Northrop Grumman Corp.	0.36%	1,714	$977K	Add +43.2%
TMO Thermo Fisher Scientific Inc.	0.35%	1,676	$971K	Reduce -2.3%
CEG Constellation Energy	0.35%	2,741	$968K	New
VRTX Vertex Pharmaceuticals Inc.	0.35%	2,129	$965K	Add +37.3%
XBI SS SPDR S&P Biotech ETF	0.35%	7,783	$949K	No change
FCX Freeport-McMoran Inc.	0.34%	18,500	$940K	New
ALB Albemarle Corp.	0.33%	6,459	$914K	Reduce -0.8%
VOO Vanguard S&P 500 ETF	0.33%	1,455	$912K	No change
J Jacobs Solutions Inc.	0.32%	6,719	$890K	Reduce -1.4%
TSLA Tesla Inc.	0.32%	1,975	$888K	Reduce -1.7%
CMG Chipotle Mexican Grill Inc.	0.32%	23,692	$877K	Add +22.9%
AGG iShares Core U.S. Aggregate	0.32%	8,688	$868K	Add +278.1%
AXON Axon Enterprise Inc.	0.31%	1,519	$863K	Reduce -0.3%
DAL Delta Air Lines Inc.	0.31%	12,241	$850K	Reduce -1.1%
LKQ LKQ Corp.	0.31%	27,901	$843K	Add +27.8%
EQIX Equinix Inc.	0.28%	1,019	$781K	Reduce -41.5%
BLV Vanguard Long-Term Bond ETF	0.28%	11,165	$776K	Reduce -4.3%
DE Deere & Co.	0.28%	905	$775K	Reduce -0.6%
WFC Wells Fargo & Co.	0.28%	8,252	$769K	Reduce -1.1%
EVRG Evergy Inc.	0.28%	10,418	$755K	Reduce -0.1%
CSCO Cisco Systems Inc.	0.27%	9,752	$751K	Reduce -0.9%
SPIB SS SPDR P Int C Corp. ETF	0.27%	21,845	$739K	No change
EQT Eqt Corp.	0.27%	13,558	$727K	New
COP Conocophillips	0.25%	7,219	$676K	Reduce -1.8%
NEE Nextera Energy Inc.	0.24%	8,346	$670K	Reduce -61.5%
NKE Nike Inc. Class B	0.24%	3,981	$661K	Reduce -1.9%
RTX RTX Corp.	0.24%	3,601	$660K	Reduce -1.2%
NEM Newmont Corp.	0.22%	6,036	$603K	Reduce -1.4%
CVX Chevron Corp.	0.22%	3,916	$597K	Reduce -1.8%
KO The Coca-Cola Co.	0.21%	7,237	$585K	Reduce -1.6%
PG The Procter & Gamble Co.	0.21%	4,058	$582K	Reduce -1.2%
DLR Digital Realty Trust Inc.	0.21%	3,638	$563K	Reduce -1.1%
EA Electronic Arts Inc.	0.20%	2,738	$559K	Reduce -63.1%
PFF iShares Preferred & Income S	0.19%	16,620	$515K	Add +2.5%
SPGI S&P Global Inc.	0.19%	974	$509K	Reduce -0.8%
HON Honeywell International Inc.	0.18%	2,586	$505K	Reduce -57.3%
UNH Unitedhealth Group Inc.	0.17%	1,434	$473K	Reduce -60.6%
MCD McDonald's Corp.	0.17%	1,517	$464K	Reduce -1.4%
TIP iShares Tips Bond ETF	0.17%	4,197	$461K	No change
GD General Dynamics Corp.	0.16%	1,324	$446K	Reduce -1.1%
SCHP Schwab U.S. Tips ETF	0.16%	16,641	$441K	No change
MRVL Marvell Technology Inc.	0.15%	4,798	$408K	Add +0.3%
AEP American Electric Power	0.15%	3,516	$405K	Reduce -2.2%
QCOM Qualcomm Inc.	0.15%	2,336	$400K	Reduce -68.9%
VLO Valero Energy Corp.	0.15%	2,452	$399K	Reduce -0.8%
VICI Vici Properties Inc. filed as VICI PPTYS INC	0.15%	14,167	$398K	Add +0.0%
RF Regions Financial Corp.	0.14%	14,669	$398K	Reduce -0.8%
DOV Dover Corp.	0.14%	2,019	$394K	Reduce -0.9%
CI The Cigna Group	0.14%	1,408	$388K	Reduce -1.5%
FNB FNB Corp.	0.14%	22,614	$387K	Reduce -0.6%
BMY Bristol-Myers Squibb Co.	0.14%	7,054	$380K	Reduce -1.2%
SSNC Ss&c Technologies Holdings	0.14%	4,313	$377K	Reduce -0.7%
BWA Borgwarner Inc.	0.13%	8,059	$363K	Reduce -0.7%
VZ Verizon Communications Inc.	0.13%	8,819	$359K	Reduce -0.7%
WELL Welltower Inc.	0.13%	1,877	$348K	Add +0.4%
VONV Vanguard Russell 1000 Value	0.13%	3,763	$347K	Reduce -13.1%
MDT Medtronic PLC	0.13%	3,604	$346K	Add +2.7%
EMN Eastman Chemical Co.	0.12%	5,211	$333K	No change
TGT Target Corp.	0.12%	3,385	$331K	Reduce -0.3%
GSIE Goldman Sachs Activebeta Int	0.12%	7,563	$325K	Add +4.1%
NI Nisource Inc.	0.12%	7,763	$324K	No change
HD Home Depot Inc.	0.11%	908	$312K	Reduce -0.4%
CWEN Clearway Energy Inc. Class C	0.11%	8,960	$298K	No change
EHC Encompass Health Corp.	0.11%	2,773	$294K	Reduce -1.4%
FNF Fidelity National Financial	0.10%	5,214	$285K	Reduce -0.1%
CARR Carrier Global Corp.	0.10%	5,291	$280K	Reduce -0.7%
OVV Ovintiv Inc.	0.09%	6,441	$252K	No change
ELV Elevance Health Inc.	0.09%	719	$252K	No change
AMT American Tower Corp.	0.09%	1,417	$249K	Add +0.6%
CXT Crane NXT Co.	0.09%	5,098	$240K	No change
BIV Vanguard Intermediate-Term B	0.08%	2,978	$232K	No change
DY Dycom Industries Inc.	0.08%	657	$222K	New
DD Dupont DE Nemours Inc.	0.08%	5,481	$220K	Reduce -62.4%
SITM Sitime Corp.	0.07%	576	$203K	New
RWT Redwood Trust Inc.	0.03%	16,980	$94K	No change
PAYO Payoneer Global Inc.	0.03%	15,192	$85K	No change

Lines left out (2) · $597K — a value with no share or principal amount

Security	Class	Shares	Value
CAT Caterpillar Inc.	COM	0	$389K
TXN Texas Instruments Inc.	COM	0	$208K

Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.

Total filed on the 13F, all lines: $274.7M.

Portfolio Sells Q3 2025 → Q4 2025


ICSH iShares Ultra Short Duration	Reduce -54.0%	0.39%	−0.47
NEE Nextera Energy Inc.	Reduce -61.5%	0.24%	−0.36
EA Electronic Arts Inc.	Reduce -63.1%	0.20%	−0.35
DD Dupont DE Nemours Inc.	Reduce -62.4%	0.08%	−0.34
AJG Arthur J Gallagher & Co.	Sold out	0.00%	−0.33
QCOM Qualcomm Inc.	Reduce -68.9%	0.15%	−0.32
UNH Unitedhealth Group Inc.	Reduce -60.6%	0.17%	−0.29
HON Honeywell International Inc.	Reduce -57.3%	0.18%	−0.29
EOG EOG Resources Inc.	Sold out	0.00%	−0.27
MSFT Microsoft Corp.	Reduce -1.8%	2.54%	−0.26
ORCL Oracle Corp.	Reduce -0.7%	0.54%	−0.26
SYY Sysco Corp.	Sold out	0.00%	−0.23
BND Vanguard Total Bond Market	Reduce -0.8%	9.56%	−0.23
EQIX Equinix Inc.	Reduce -41.5%	0.28%	−0.22
META Meta Platforms Inc. Class A	Reduce -1.0%	1.21%	−0.17
GS Goldman Sachs Group Inc.	Sold out	0.00%	−0.16
NVDA Nvidia Corp.	Reduce -3.5%	3.02%	−0.15
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	Reduce -1.5%	3.76%	−0.13
ESGU iShares ESG Aware MSCI USA	Reduce -3.9%	3.85%	−0.11
TMUS T-Mobile US Inc.	Reduce -1.6%	0.50%	−0.11
AXON Axon Enterprise Inc.	Reduce -0.3%	0.31%	−0.09
BLK BlackRock Inc.	Reduce -1.8%	0.65%	−0.08
PRIM Primoris Services Corp.	Sold out	0.00%	−0.08
VNQ Vanguard Real Estate ETF	Reduce -1.3%	1.28%	−0.08
LH Labcorp Holdings Inc.	Reduce -1.8%	0.42%	−0.07
ABT Abbott Laboratories	Reduce -1.1%	0.58%	−0.05
J Jacobs Solutions Inc.	Reduce -1.4%	0.32%	−0.05
COST Costco Wholesale Corp.	Reduce -0.6%	0.50%	−0.05
BSX Boston Scientific Corp.	Reduce -4.0%	0.44%	−0.03
LHX L3HARRIS Technologies Inc.	Reduce -2.2%	0.44%	−0.03
DLR Digital Realty Trust Inc.	Reduce -1.1%	0.21%	−0.03
PM Philip Morris International	Reduce -1.6%	0.74%	−0.03
NKE Nike Inc. Class B	Reduce -1.9%	0.24%	−0.03
EHC Encompass Health Corp.	Reduce -1.4%	0.11%	−0.02
BRK.B Berkshire Hathaway Inc. Class B	Reduce -1.4%	0.86%	−0.02
HD Home Depot Inc.	Reduce -0.4%	0.11%	−0.02
BLV Vanguard Long-Term Bond ETF	Reduce -4.3%	0.28%	−0.02
MA Mastercard Inc. Class A	Reduce -2.6%	0.62%	−0.02
PG The Procter & Gamble Co.	Reduce -1.2%	0.21%	−0.02
VTWO Vanguard Russell 2000 ETF	Reduce -4.0%	0.48%	−0.02
EVRG Evergy Inc.	Reduce -0.1%	0.28%	−0.02
EMR Emerson Electric Co.	Reduce -2.9%	0.55%	−0.02
VONV Vanguard Russell 1000 Value	Reduce -13.1%	0.13%	−0.02
CARR Carrier Global Corp.	Reduce -0.7%	0.10%	−0.02
SBUX Starbucks Corp.	Reduce -1.9%	0.55%	−0.01
JPM JPMorgan Chase & Co.	Reduce -1.8%	1.58%	−0.01
VZ Verizon Communications Inc.	Reduce -0.7%	0.13%	−0.01
FNF Fidelity National Financial	Reduce -0.1%	0.10%	−0.01
AMP Ameriprise Financial Inc.	Reduce -1.5%	0.43%	−0.01
PWR Quanta Services Inc.	Reduce -3.1%	0.48%	−0.01

Portfolio Buys Q3 2025 → Q4 2025


BAC Bank of America Corp.	Add +176.0%	0.88%	+0.58
MU Micron Technology Inc.	New	0.46%	+0.46
LLY Eli Lilly & Co.	Add +103.3%	0.70%	+0.45
VTI VG Morningstar TS MKT ETF-US	Add +1.8%	16.36%	+0.44
DIS The Walt Disney Co.	New	0.39%	+0.39
CEG Constellation Energy	New	0.35%	+0.35
FCX Freeport-McMoran Inc.	New	0.34%	+0.34
EQT Eqt Corp.	New	0.27%	+0.27
AGG iShares Core U.S. Aggregate	Add +278.1%	0.32%	+0.23
BSV Vanguard Short-Term Bond ETF	Add +9.5%	2.75%	+0.21
VRTX Vertex Pharmaceuticals Inc.	Add +37.3%	0.35%	+0.13
NOC Northrop Grumman Corp.	Add +43.2%	0.36%	+0.09
AMZN Amazon.com Inc.	Add +0.6%	1.99%	+0.09
DY Dycom Industries Inc.	New	0.08%	+0.08
IVV iShares Core S&P 500 ETF	Add +5.6%	1.25%	+0.08
SITM Sitime Corp.	New	0.07%	+0.07
LKQ LKQ Corp.	Add +27.8%	0.31%	+0.06
VMBS Vanguard Mortgage-Backed Sec	Add +6.3%	1.21%	+0.06
CMG Chipotle Mexican Grill Inc.	Add +22.9%	0.32%	+0.04
JNK SS SPDR BB High Yield Bond	Add +9.7%	0.47%	+0.03
GSIE Goldman Sachs Activebeta Int	Add +4.1%	0.12%	+0.01
WELL Welltower Inc.	Add +0.4%	0.13%	+0.00
MDT Medtronic PLC	Add +2.7%	0.13%	+0.00
MRVL Marvell Technology Inc.	Add +0.3%	0.15%	+0.00
PFF iShares Preferred & Income S	Add +2.5%	0.19%	−0.00
AMT American Tower Corp.	Add +0.6%	0.09%	−0.01
VICI Vici Properties Inc.	Add +0.0%	0.15%	−0.03

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	139	$436.5M	VTI, BND, HYG, NVDA, AAPL
Q1 2026	132	$333.2M	VTI, BND, NVDA, AAPL, HYG
Q4 2025	133	$274.1M	VTI, BND, ESGU, HYG, VEA
Q3 2025	131	$270.9M	VTI, BND, ESGU, HYG, VEA
Q2 2025	179	$314.4M	VTI, BND, HYG, ESGU, VEA
Q1 2025	169	$275.0M	VTI, BND, HYG, ESGU, VEA
Q4 2024	167	$274.8M	VTI, BND, HYG, ESGU, VEA
Q3 2024	181	$299.2M	VTI, BND, HYG, ESGU, VEA
Q2 2024	171	$282.4M	VTI, BND, HYG, ESGU, VEA
Q1 2024	175	$266.1M	VTI, BND, HYG, ESGU, VEA