Prudent Man Investment Management, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 12, 2026), Prudent Man Investment Management, Inc. reported 169 stock positions worth $297.4 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 31.7% of the portfolio, followed by Dimension Ultrashort Fi ETF (DUSB, 27.2%) and Dimensional International (DFAI, 13.5%). Compared with Q3 2025, it opened 28 new positions, sold out of 25, added to 42 and reduced 32. The biggest buy was Dimensional International (DFAI, shares +103%) and the biggest sale Dimensional US Core Equity M (DFAU, shares −3%).

Most Recent 13F
Q2 2026
Location
LOUISVILLE, CO
CIK
0002054263
Portfolio Value
$297.4M (Q4 2025)
SEC Filing
0002054263-26-000001 ↗ filed Feb 12, 2026

Holdings Value

0$100.0M$200.0M$300.0M Q4 2024: $180.7M Q4 2024 Q1 2025: $180.5M Q1 2025 Q2 2025: $180.1M Q2 2025 Q3 2025: $180.1M Q3 2025 Q4 2025: $297.4M $297.4M Q4 2025 Q1 2026: $297.3M Q1 2026 Q2 2026: $293.1M Q2 2026

Holdings 169 stocks · $297.4M
DFAC Dimensional US Core Equity 2 31.74% 2,383,883 $94.4M Add +59.1%
DUSB Dimension Ultrashort Fi ETF 27.21% 1,597,383 $80.9M Add +40.8%
DFAI Dimensional International Co. 13.53% 1,055,531 $40.2M Add +102.9%
DFUV Dimensional US Marketwide Va 7.52% 480,048 $22.4M Add +6.4%
DFAU Dimensional US Core Equity M 5.75% 365,373 $17.1M Reduce -2.9%
DFAE Dimensional Emerging Core Eq 3.81% 347,645 $11.3M Add +178.2%
DFLV Dim US Large Cap Value ETF 3.51% 305,129 $10.4M Add +127037.1%
AAPL Apple Inc. 1.31% 14,286 $3.9M Add +0.7%
DFAW Dimensional World Eqty ETF 0.99% 39,792 $2.9M Add +29.9%
DFAX Dimensional World Ex US Core 0.47% 42,556 $1.4M Reduce -13.7%
VUSB Vanguard Ultra Short Bond Et 0.47% 27,772 $1.4M Reduce -21.4%
DFAT Dimensional US Target Value 0.30% 15,130 $901K Reduce -6.3%
VTI VG Morningstar TS MKT ETF-US 0.24% 2,087 $700K Reduce -39.4%
AVXC Avantis Emg MKT Ex China ETF 0.22% 10,086 $643K Reduce -53.6%
DFSV Dimensional US Small Cap Val 0.19% 17,551 $577K Add +23.3%
DFUS Dimensional US Eq MKT ETF 0.19% 7,466 $554K Add +125.5%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.17% 1,198 $494K Add +13.3%
PNC PNC Financial Services Group 0.13% 1,825 $381K Add +49.5%
NVDA Nvidia Corp. 0.12% 1,979 $369K Add +37.6%
EMXC iShares MSCI Emr MRK Ex Chna 0.12% 4,729 $344K Add +10.2%
VTV Vanguard Mrngstr Val ETF-Aui 0.11% 1,780 $340K Reduce -35.0%
WMT Walmart Inc. 0.11% 2,969 $331K Add +40.4%
VXUS Vanguard Total Intl Stock 0.11% 4,333 $327K Reduce -32.9%
MSFT Microsoft Corp. 0.11% 649 $314K Add +24.8%
DFAS Dimensional US Small Cap ETF 0.10% 4,444 $310K Reduce -7.8%
LMT Lockheed Martin Corp. 0.08% 510 $247K Add +39.3%
VOO Vanguard S&P 500 ETF 0.08% 386 $242K Reduce -33.7%
XOM Exxon Mobil Corp. 0.07% 1,618 $195K Reduce -1.5%
AXP American Express Co. 0.06% 449 $166K Add +601.6%
VT Vanguard Tot World STK ETF 0.06% 1,172 $165K Reduce -26.1%
CASY Casey's General Stores Inc. 0.05% 260 $144K No change
IVV iShares Core S&P 500 ETF 0.04% 191 $131K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.04% 189 $129K Reduce -11.7%
GOOGL Alphabet Inc. Class A 0.04% 389 $122K Add +38.9%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.03% 1,685 $93K Add +6.7%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.03% 804 $91K No change
PEG Public Service Enterprise GP 0.03% 1,134 $91K No change
DEXC Dimensional Em Ex Cce ETF 0.03% 1,475 $89K New
XEL Xcel Energy Inc. 0.03% 1,178 $87K Add +489.0%
GS Goldman Sachs Group Inc. 0.03% 94 $83K Reduce -9.6%
BRK.B Berkshire Hathaway Inc. Class B 0.03% 162 $81K Add +92.9%
ORCL Oracle Corp. 0.03% 416 $81K Reduce -50.0%
TMO Thermo Fisher Scientific Inc. 0.03% 138 $80K Reduce -22.9%
SCHE Schwab Emrg Mrkts Eqty ETF 0.03% 2,371 $78K No change
LLY Eli Lilly & Co. 0.03% 71 $76K Add +14.5%
WFC Wells Fargo & Co. 0.03% 800 $75K New
JNJ Johnson & Johnson 0.02% 350 $72K Reduce -15.7%
SNPE Xtrckr S&P 500 Scor&scrn ETF 0.02% 1,068 $67K Add +91.1%
PEP Pepsico Inc. 0.02% 460 $66K Add +130.0%
ASML ASML Holding NV-NY Reg SHS 0.02% 60 $64K Add +200.0%
IDCC Interdigital Inc. 0.02% 200 $64K No change
JPM JPMorgan Chase & Co. 0.02% 194 $63K Add +9.0%
CVX Chevron Corp. 0.02% 373 $57K Add +21.1%
WM Waste Management Inc. 0.02% 248 $54K No change
AMZN Amazon.com Inc. 0.02% 229 $53K Add +87.7%
EXPE Expedia Group Inc. 0.02% 185 $52K No change
ABBV Abbvie Inc. 0.02% 215 $49K Add +20.8%
DFIV Dimensional International Va 0.02% 970 $48K No change
LOW Lowe's Cos Inc. 0.02% 200 $48K No change
MCD McDonald's Corp. 0.01% 127 $39K Reduce -15.3%
CMCSA Comcast Corp. Class A 0.01% 1,190 $36K No change
PLTR Palantir Technologies Inc. Class A 0.01% 198 $35K New
ABT Abbott Laboratories 0.01% 261 $33K New
DISV Dimensional International SM 0.01% 838 $32K Add +30.3%
WEC WEC Energy Group Inc. 0.01% 300 $32K No change
PPG PPG Industries Inc. 0.01% 300 $31K No change
SCHX Schwab US Large-Cap ETF 0.01% 1,127 $30K No change
DFIS Dimensional International SM 0.01% 893 $29K Add +32.1%
PM Philip Morris International 0.01% 180 $29K No change
ITW Illinois Tool Works 0.01% 108 $27K Add +8.0%
SRE Sempra 0.01% 300 $26K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.01% 52 $25K Reduce -27.8%
TSLA Tesla Inc. 0.01% 54 $24K Add +500.0%
CAH Cardinal Health Inc. 0.01% 111 $23K No change
BLK BlackRock Inc. 0.01% 21 $22K Reduce -50.0%
USB US Bancorp 0.01% 417 $22K Add +561.9%
V Visa Inc. Class A 0.01% 63 $22K Add +85.3%
BBSI Barrett Business SVCS Inc. 0.01% 601 $22K Reduce -24.9%
VZ Verizon Communications Inc. 0.01% 520 $21K No change
IWM iShares Russell 2000 ETF 0.01% 83 $20K Add +1.2%
TSM Taiwan Semiconductor-SP ADR 0.01% 65 $20K Add +8.3%
INTC Intel Corp. 0.01% 520 $19K Reduce -49.0%
AVGO Broadcom Inc. 0.01% 49 $17K Add +1125.0%
TRV The Travelers Cos Inc. 0.01% 58 $17K New
PG The Procter & Gamble Co. 0.01% 117 $17K Reduce -48.7%
NKE Nike Inc. Class B 0.01% 263 $17K Add +3657.1%
GILD Gilead Sciences Inc. 0.01% 132 $16K No change
BSV Vanguard Short-Term Bond ETF 0.01% 204 $16K Reduce -97.2%
META Meta Platforms Inc. Class A 0.01% 24 $16K New
AVGE Avantis All Eqty Mrkts ETF 0.00% 169 $15K Reduce -67.3%
KEY Keycorp 0.00% 693 $14K New
FE Firstenergy Corp. 0.00% 300 $13K No change
BAX Baxter International Inc. 0.00% 700 $13K No change
GOVT iShares US Treasury Bond ETF 0.00% 575 $13K No change
BA The Boeing Co. 0.00% 60 $13K New
NVS Novartis AG-Sponsored ADR 0.00% 84 $12K No change
AEP American Electric Power 0.00% 100 $12K No change
MRK Merck & Co. Inc. 0.00% 100 $11K New
MO Altria Group Inc. 0.00% 180 $10K No change
TMUS T-Mobile US Inc. 0.00% 51 $10K New
COST Costco Wholesale Corp. 0.00% 11 $9K No change
SCHB Schwab US Broad Market ETF 0.00% 356 $9K Add +0.6%
IEFA iShares Core MSCI Eafe ETF 0.00% 99 $9K No change
SDY SS SPDR S&P Dividend ETF 0.00% 63 $9K No change
BBY Best Buy Co. Inc. 0.00% 130 $9K New
URA Global X Uranium ETF 0.00% 200 $9K No change
ARTY iShares Future AI & Tech ETF 0.00% 173 $8K Reduce -48.0%
MET Metlife Inc. 0.00% 98 $8K No change
IJH iShares Core S&P Midcap ETF 0.00% 115 $8K No change
SON Sonoco Products Co. 0.00% 171 $7K Reduce -10.5%
CSX CSX Corp. 0.00% 200 $7K No change
NWN Northwest Natural Holding Co. 0.00% 150 $7K No change
MDLZ Mondelez International Inc. Class A 0.00% 124 $7K No change
WMB Williams Cos Inc. 0.00% 110 $7K New
IUSG iShares Core S&P U.S. Growth 0.00% 39 $7K No change
PSX Phillips 66 0.00% 50 $6K No change
GSK GSK PLC-Spon ADR 0.00% 120 $6K Add +200.0%
ETR Entergy Corp. 0.00% 60 $6K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.00% 17 $5K Reduce -39.3%
TXRH Texas Roadhouse Inc. 0.00% 31 $5K No change
CVE Cenovus Energy Inc. 0.00% 292 $5K No change
QS Quantumscape Corp. 0.00% 470 $5K New
VIG Vanguard Dividend Apprec ETF 0.00% 22 $5K No change
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.00% 10 $5K New
QUAL iShares MSCI USA Quality Fac 0.00% 24 $5K No change
NFLX Netflix Inc. 0.00% 50 $5K New
CAG Conagra Brands Inc. 0.00% 269 $5K New
EXC Exelon Corp. 0.00% 100 $4K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.00% 14 $4K No change
HOG Harley-Davidson Inc. 0.00% 200 $4K No change
FAN First Trust Global Wind Ener 0.00% 200 $4K Reduce -51.8%
NEE Nextera Energy Inc. 0.00% 48 $4K New
MRSH Marsh & McLennan Cos 0.00% 19 $4K New
PPL PPL Corp. 0.00% 100 $4K No change
VEA Vanguard Ftse Developed ETF 0.00% 56 $3K Reduce -65.6%
HD Home Depot Inc. 0.00% 10 $3K New
TXN Texas Instruments Inc. 0.00% 19 $3K New
IEMG iShares Core MSCI Emerging 0.00% 49 $3K No change
ETN Eaton Corp. PLC 0.00% 10 $3K New
IUSV iShares Core S&P U.S. Value 0.00% 31 $3K No change
HON Honeywell International Inc. 0.00% 16 $3K New
GNLX Genelux Corp. 0.00% 660 $3K No change
PFE Pfizer Inc. 0.00% 100 $2K Reduce -70.1%
CPNG Coupang Inc. 0.00% 100 $2K Reduce -50.0%
OVV Ovintiv Inc. 0.00% 58 $2K No change
IJR iShares Core S&P Small-Cap E 0.00% 18 $2K No change
VWO Vanguard Ftse Emerging Marke 0.00% 38 $2K No change
SBUX Starbucks Corp. 0.00% 24 $2K No change
DFIC Dimensional International Co. 0.00% 54 $2K New
DHR Danaher Corp. 0.00% 8 $2K New
YOLO Advisorshares Pure Cannabis 0.00% 527 $2K No change
SCHF Schwab Intl Equity ETF 0.00% 72 $2K No change
GE General Electric filed as GE AEROSPACE 0.00% 5 $2K New
VBR Vngrd Mrngst SL-CP Val ETF-U 0.00% 7 $1K No change
TIP iShares Tips Bond ETF 0.00% 13 $1K No change
RKLB Rocket Lab Corp. 0.00% 19 $1K New
F Ford Motor Co. filed as FORD MTR CO 0.00% 100 $1K No change
DUHP Dimensional US High Profi Et 0.00% 30 $1K New
VIGI Vanguard Int Div App Indx FD 0.00% 11 $1K No change
KHC The Kraft Heinz Co. 0.00% 41 $995 No change
VYGR Voyager Therapeutics Inc. 0.00% 175 $688 No change
SLV iShares Silver Trust 0.00% 10 $645 No change
VSS Vanguard Ftse All Wo X-US SC 0.00% 4 $574 No change
VNQ Vanguard Real Estate ETF 0.00% 6 $531 No change
HLN Haleon PLC-ADR 0.00% 50 $506 No change
PRFZ Inv Rafi US 1500 SM-Usd Inc. 0.00% 10 $459 No change
GLD SPDR Gold Shares 0.00% 1 $397 No change
AMD Advanced Micro Devices 0.00% 1 $215 No change
XTIA Xti Aerospace Inc. 0.00% 48 $60 New

Portfolio Sells Q3 2025 → Q4 2025
DFAU Dimensional US Core Equity M Reduce -2.9% 5.75% −2.71
VUSB Vanguard Ultra Short Bond Et Reduce -21.4% 0.47% −0.51
AVXC Avantis Emg MKT Ex China ETF Reduce -53.6% 0.22% −0.38
VTI VG Morningstar TS MKT ETF-US Reduce -39.4% 0.24% −0.32
BSV Vanguard Short-Term Bond ETF Reduce -97.2% 0.01% −0.30
DFAX Dimensional World Ex US Core Reduce -13.7% 0.47% −0.21
DFAT Dimensional US Target Value Reduce -6.3% 0.30% −0.20
VTV Vanguard Mrngstr Val ETF-Aui Reduce -35.0% 0.11% −0.14
VXUS Vanguard Total Intl Stock Reduce -32.9% 0.11% −0.10
VOO Vanguard S&P 500 ETF Reduce -33.7% 0.08% −0.09
DFAS Dimensional US Small Cap ETF Reduce -7.8% 0.10% −0.07
ORCL Oracle Corp. Reduce -50.0% 0.03% −0.05
DFSD Dimensional Short Duration Sold out 0.00% −0.05
VT Vanguard Tot World STK ETF Reduce -26.1% 0.06% −0.05
ACN Accenture PLC Class A Sold out 0.00% −0.04
XOM Exxon Mobil Corp. Reduce -1.5% 0.07% −0.03
SPY SS SPDR S&P 500 ETF Trust-US Reduce -11.7% 0.04% −0.03
TMO Thermo Fisher Scientific Inc. Reduce -22.9% 0.03% −0.02
BLK BlackRock Inc. Reduce -50.0% 0.01% −0.02
AVGE Avantis All Eqty Mrkts ETF Reduce -67.3% 0.00% −0.02
PG The Procter & Gamble Co. Reduce -48.7% 0.01% −0.02
BBSI Barrett Business SVCS Inc. Reduce -24.9% 0.01% −0.01
MCD McDonald's Corp. Reduce -15.3% 0.01% −0.01
JNJ Johnson & Johnson Reduce -15.7% 0.02% −0.01
VUG Vanguard Mrngstar GR ETF-Sui Reduce -27.8% 0.01% −0.01
FTNT Fortinet Inc. Sold out 0.00% −0.01
CAT Caterpillar Inc. Sold out 0.00% −0.01
GS Goldman Sachs Group Inc. Reduce -9.6% 0.03% −0.01
INTC Intel Corp. Reduce -49.0% 0.01% −0.00
FCX Freeport-McMoran Inc. Sold out 0.00% −0.00
ARTY iShares Future AI & Tech ETF Reduce -48.0% 0.00% −0.00
PFE Pfizer Inc. Reduce -70.1% 0.00% −0.00
ULCC Frontier Group Holdings Inc. Sold out 0.00% −0.00
ADBE Adobe Inc. Sold out 0.00% −0.00
VEA Vanguard Ftse Developed ETF Reduce -65.6% 0.00% −0.00
SON Sonoco Products Co. Reduce -10.5% 0.00% −0.00
UNP Union Pacific Corp. Sold out 0.00% −0.00
MBB iShares MBS ETF Sold out 0.00% −0.00
TTE Totalenergies SE -Spon ADR Sold out 0.00% −0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -39.3% 0.00% −0.00
VCIT Vanguard Int-Term Corporate Sold out 0.00% −0.00
FAN First Trust Global Wind Ener Reduce -51.8% 0.00% −0.00
REGN Regeneron Pharmaceuticals Sold out 0.00% −0.00
SPIB SS SPDR P Int C Corp. ETF Sold out 0.00% −0.00
CPNG Coupang Inc. Reduce -50.0% 0.00% −0.00
COP Conocophillips Sold out 0.00% −0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd Sold out 0.00% −0.00
GRNY Fundstr Gran SH US LRG Cap Sold out 0.00% −0.00
IWO iShares Russell 2000 Growth Sold out 0.00% −0.00
VOOG Vanguard S&P 500 Growth ETF Sold out 0.00% −0.00

Portfolio Buys Q3 2025 → Q4 2025
DFAI Dimensional International Co. Add +102.9% 13.53% +5.09
DFLV Dim US Large Cap Value ETF Add +127037.1% 3.51% +3.51
DFAC Dimensional US Core Equity 2 Add +59.1% 31.74% +2.95
DFAE Dimensional Emerging Core Eq Add +178.2% 3.81% +2.05
DFUS Dimensional US Eq MKT ETF Add +125.5% 0.19% +0.07
AXP American Express Co. Add +601.6% 0.06% +0.05
DEXC Dimensional Em Ex Cce ETF New 0.03% +0.03
WFC Wells Fargo & Co. New 0.03% +0.03
XEL Xcel Energy Inc. Add +489.0% 0.03% +0.02
NVDA Nvidia Corp. Add +37.6% 0.12% +0.02
ASML ASML Holding NV-NY Reg SHS Add +200.0% 0.02% +0.01
PLTR Palantir Technologies Inc. Class A New 0.01% +0.01
GOOGL Alphabet Inc. Class A Add +38.9% 0.04% +0.01
ABT Abbott Laboratories New 0.01% +0.01
BRK.B Berkshire Hathaway Inc. Class B Add +92.9% 0.03% +0.01
TSLA Tesla Inc. Add +500.0% 0.01% +0.01
SNPE Xtrckr S&P 500 Scor&scrn ETF Add +91.1% 0.02% +0.01
USB US Bancorp Add +561.9% 0.01% +0.01
TRV The Travelers Cos Inc. New 0.01% +0.01
META Meta Platforms Inc. Class A New 0.01% +0.01
NKE Nike Inc. Class B Add +3657.1% 0.01% +0.01
PEP Pepsico Inc. Add +130.0% 0.02% +0.01
AVGO Broadcom Inc. Add +1125.0% 0.01% +0.01
WMT Walmart Inc. Add +40.4% 0.11% +0.01
KEY Keycorp New 0.00% +0.00
BA The Boeing Co. New 0.00% +0.00
MRK Merck & Co. Inc. New 0.00% +0.00
TMUS T-Mobile US Inc. New 0.00% +0.00
AMZN Amazon.com Inc. Add +87.7% 0.02% +0.00
BBY Best Buy Co. Inc. New 0.00% +0.00
WMB Williams Cos Inc. New 0.00% +0.00
CAG Conagra Brands Inc. New 0.00% +0.00
NFLX Netflix Inc. New 0.00% +0.00
QS Quantumscape Corp. New 0.00% +0.00
DIA SS SPDR Dow Jones Indus Avg New 0.00% +0.00
V Visa Inc. Class A Add +85.3% 0.01% +0.00
NEE Nextera Energy Inc. New 0.00% +0.00
DISV Dimensional International SM Add +30.3% 0.01% +0.00
GSK GSK PLC-Spon ADR Add +200.0% 0.00% +0.00
HD Home Depot Inc. New 0.00% +0.00
MRSH Marsh & McLennan Cos New 0.00% +0.00
TXN Texas Instruments Inc. New 0.00% +0.00
ETN Eaton Corp. PLC New 0.00% +0.00
HON Honeywell International Inc. New 0.00% +0.00
DFIS Dimensional International SM Add +32.1% 0.01% +0.00
DHR Danaher Corp. New 0.00% +0.00
DFIC Dimensional International Co. New 0.00% +0.00
GE General Electric New 0.00% +0.00
DUHP Dimensional US High Profi Et New 0.00% +0.00
RKLB Rocket Lab Corp. New 0.00% +0.00

Notes & Other Activity Q3 2025 → Q4 2025
CORZZ Core Scientific Inc. - 29 *W EXP 01/23/202 Sold out 880 $12Kbefore exit
CORZW Core Scientific Inc. - 27 *W EXP 01/23/202 Sold out 1,056 $9Kbefore exit

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 169$293.1MDFAC, DUSB, DFAI, DFUV, DFAU
Q1 2026 169$297.3MDFAC, DUSB, DFAI, DFUV, DFAU
Q4 2025 169$297.4MDFAC, DUSB, DFAI, DFUV, DFAU
Q3 2025 166$180.1MDUSB, DFAC, DFUV, DFAU, DFAI
Q2 2025 167$180.1MDUSB, DFAC, DFUV, DFAU, DFAI
Q1 2025 167$180.5MDUSB, DFAC, DFUV, DFAU, DFAI
Q4 2024 167$180.7MDUSB, DFAC, DFUV, DFAU, DFAI