Prudent Man Investment Management, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 12, 2026), Prudent Man Investment Management, Inc. reported 169 stock positions worth $297.4 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 31.7% of the portfolio, followed by Dimension Ultrashort Fi ETF (DUSB, 27.2%) and Dimensional International (DFAI, 13.5%). Compared with Q3 2025, it opened 28 new positions, sold out of 25, added to 42 and reduced 32. The biggest buy was Dimensional International (DFAI, shares +103%) and the biggest sale Dimensional US Core Equity M (DFAU, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- LOUISVILLE, CO
- CIK
- 0002054263
- Portfolio Value
- $297.4M (Q4 2025)
- SEC Filing
- 0002054263-26-000001 ↗ filed Feb 12, 2026
Holdings Value
Holdings 169 stocks · $297.4M
| DFAC Dimensional US Core Equity 2 | 31.74% | 2,383,883 | $94.4M | Add +59.1% |
| DUSB Dimension Ultrashort Fi ETF | 27.21% | 1,597,383 | $80.9M | Add +40.8% |
| DFAI Dimensional International Co. | 13.53% | 1,055,531 | $40.2M | Add +102.9% |
| DFUV Dimensional US Marketwide Va | 7.52% | 480,048 | $22.4M | Add +6.4% |
| DFAU Dimensional US Core Equity M | 5.75% | 365,373 | $17.1M | Reduce -2.9% |
| DFAE Dimensional Emerging Core Eq | 3.81% | 347,645 | $11.3M | Add +178.2% |
| DFLV Dim US Large Cap Value ETF | 3.51% | 305,129 | $10.4M | Add +127037.1% |
| AAPL Apple Inc. | 1.31% | 14,286 | $3.9M | Add +0.7% |
| DFAW Dimensional World Eqty ETF | 0.99% | 39,792 | $2.9M | Add +29.9% |
| DFAX Dimensional World Ex US Core | 0.47% | 42,556 | $1.4M | Reduce -13.7% |
| VUSB Vanguard Ultra Short Bond Et | 0.47% | 27,772 | $1.4M | Reduce -21.4% |
| DFAT Dimensional US Target Value | 0.30% | 15,130 | $901K | Reduce -6.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.24% | 2,087 | $700K | Reduce -39.4% |
| AVXC Avantis Emg MKT Ex China ETF | 0.22% | 10,086 | $643K | Reduce -53.6% |
| DFSV Dimensional US Small Cap Val | 0.19% | 17,551 | $577K | Add +23.3% |
| DFUS Dimensional US Eq MKT ETF | 0.19% | 7,466 | $554K | Add +125.5% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.17% | 1,198 | $494K | Add +13.3% |
| PNC PNC Financial Services Group | 0.13% | 1,825 | $381K | Add +49.5% |
| NVDA Nvidia Corp. | 0.12% | 1,979 | $369K | Add +37.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.12% | 4,729 | $344K | Add +10.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.11% | 1,780 | $340K | Reduce -35.0% |
| WMT Walmart Inc. | 0.11% | 2,969 | $331K | Add +40.4% |
| VXUS Vanguard Total Intl Stock | 0.11% | 4,333 | $327K | Reduce -32.9% |
| MSFT Microsoft Corp. | 0.11% | 649 | $314K | Add +24.8% |
| DFAS Dimensional US Small Cap ETF | 0.10% | 4,444 | $310K | Reduce -7.8% |
| LMT Lockheed Martin Corp. | 0.08% | 510 | $247K | Add +39.3% |
| VOO Vanguard S&P 500 ETF | 0.08% | 386 | $242K | Reduce -33.7% |
| XOM Exxon Mobil Corp. | 0.07% | 1,618 | $195K | Reduce -1.5% |
| AXP American Express Co. | 0.06% | 449 | $166K | Add +601.6% |
| VT Vanguard Tot World STK ETF | 0.06% | 1,172 | $165K | Reduce -26.1% |
| CASY Casey's General Stores Inc. | 0.05% | 260 | $144K | No change |
| IVV iShares Core S&P 500 ETF | 0.04% | 191 | $131K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.04% | 189 | $129K | Reduce -11.7% |
| GOOGL Alphabet Inc. Class A | 0.04% | 389 | $122K | Add +38.9% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.03% | 1,685 | $93K | Add +6.7% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.03% | 804 | $91K | No change |
| PEG Public Service Enterprise GP | 0.03% | 1,134 | $91K | No change |
| DEXC Dimensional Em Ex Cce ETF | 0.03% | 1,475 | $89K | New |
| XEL Xcel Energy Inc. | 0.03% | 1,178 | $87K | Add +489.0% |
| GS Goldman Sachs Group Inc. | 0.03% | 94 | $83K | Reduce -9.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.03% | 162 | $81K | Add +92.9% |
| ORCL Oracle Corp. | 0.03% | 416 | $81K | Reduce -50.0% |
| TMO Thermo Fisher Scientific Inc. | 0.03% | 138 | $80K | Reduce -22.9% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.03% | 2,371 | $78K | No change |
| LLY Eli Lilly & Co. | 0.03% | 71 | $76K | Add +14.5% |
| WFC Wells Fargo & Co. | 0.03% | 800 | $75K | New |
| JNJ Johnson & Johnson | 0.02% | 350 | $72K | Reduce -15.7% |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | 0.02% | 1,068 | $67K | Add +91.1% |
| PEP Pepsico Inc. | 0.02% | 460 | $66K | Add +130.0% |
| ASML ASML Holding NV-NY Reg SHS | 0.02% | 60 | $64K | Add +200.0% |
| IDCC Interdigital Inc. | 0.02% | 200 | $64K | No change |
| JPM JPMorgan Chase & Co. | 0.02% | 194 | $63K | Add +9.0% |
| CVX Chevron Corp. | 0.02% | 373 | $57K | Add +21.1% |
| WM Waste Management Inc. | 0.02% | 248 | $54K | No change |
| AMZN Amazon.com Inc. | 0.02% | 229 | $53K | Add +87.7% |
| EXPE Expedia Group Inc. | 0.02% | 185 | $52K | No change |
| ABBV Abbvie Inc. | 0.02% | 215 | $49K | Add +20.8% |
| DFIV Dimensional International Va | 0.02% | 970 | $48K | No change |
| LOW Lowe's Cos Inc. | 0.02% | 200 | $48K | No change |
| MCD McDonald's Corp. | 0.01% | 127 | $39K | Reduce -15.3% |
| CMCSA Comcast Corp. Class A | 0.01% | 1,190 | $36K | No change |
| PLTR Palantir Technologies Inc. Class A | 0.01% | 198 | $35K | New |
| ABT Abbott Laboratories | 0.01% | 261 | $33K | New |
| DISV Dimensional International SM | 0.01% | 838 | $32K | Add +30.3% |
| WEC WEC Energy Group Inc. | 0.01% | 300 | $32K | No change |
| PPG PPG Industries Inc. | 0.01% | 300 | $31K | No change |
| SCHX Schwab US Large-Cap ETF | 0.01% | 1,127 | $30K | No change |
| DFIS Dimensional International SM | 0.01% | 893 | $29K | Add +32.1% |
| PM Philip Morris International | 0.01% | 180 | $29K | No change |
| ITW Illinois Tool Works | 0.01% | 108 | $27K | Add +8.0% |
| SRE Sempra | 0.01% | 300 | $26K | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.01% | 52 | $25K | Reduce -27.8% |
| TSLA Tesla Inc. | 0.01% | 54 | $24K | Add +500.0% |
| CAH Cardinal Health Inc. | 0.01% | 111 | $23K | No change |
| BLK BlackRock Inc. | 0.01% | 21 | $22K | Reduce -50.0% |
| USB US Bancorp | 0.01% | 417 | $22K | Add +561.9% |
| V Visa Inc. Class A | 0.01% | 63 | $22K | Add +85.3% |
| BBSI Barrett Business SVCS Inc. | 0.01% | 601 | $22K | Reduce -24.9% |
| VZ Verizon Communications Inc. | 0.01% | 520 | $21K | No change |
| IWM iShares Russell 2000 ETF | 0.01% | 83 | $20K | Add +1.2% |
| TSM Taiwan Semiconductor-SP ADR | 0.01% | 65 | $20K | Add +8.3% |
| INTC Intel Corp. | 0.01% | 520 | $19K | Reduce -49.0% |
| AVGO Broadcom Inc. | 0.01% | 49 | $17K | Add +1125.0% |
| TRV The Travelers Cos Inc. | 0.01% | 58 | $17K | New |
| PG The Procter & Gamble Co. | 0.01% | 117 | $17K | Reduce -48.7% |
| NKE Nike Inc. Class B | 0.01% | 263 | $17K | Add +3657.1% |
| GILD Gilead Sciences Inc. | 0.01% | 132 | $16K | No change |
| BSV Vanguard Short-Term Bond ETF | 0.01% | 204 | $16K | Reduce -97.2% |
| META Meta Platforms Inc. Class A | 0.01% | 24 | $16K | New |
| AVGE Avantis All Eqty Mrkts ETF | 0.00% | 169 | $15K | Reduce -67.3% |
| KEY Keycorp | 0.00% | 693 | $14K | New |
| FE Firstenergy Corp. | 0.00% | 300 | $13K | No change |
| BAX Baxter International Inc. | 0.00% | 700 | $13K | No change |
| GOVT iShares US Treasury Bond ETF | 0.00% | 575 | $13K | No change |
| BA The Boeing Co. | 0.00% | 60 | $13K | New |
| NVS Novartis AG-Sponsored ADR | 0.00% | 84 | $12K | No change |
| AEP American Electric Power | 0.00% | 100 | $12K | No change |
| MRK Merck & Co. Inc. | 0.00% | 100 | $11K | New |
| MO Altria Group Inc. | 0.00% | 180 | $10K | No change |
| TMUS T-Mobile US Inc. | 0.00% | 51 | $10K | New |
Portfolio Sells Q3 2025 → Q4 2025
| DFAU Dimensional US Core Equity M | Reduce -2.9% | 5.75% | −2.71 |
| VUSB Vanguard Ultra Short Bond Et | Reduce -21.4% | 0.47% | −0.51 |
| AVXC Avantis Emg MKT Ex China ETF | Reduce -53.6% | 0.22% | −0.38 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -39.4% | 0.24% | −0.32 |
| BSV Vanguard Short-Term Bond ETF | Reduce -97.2% | 0.01% | −0.30 |
| DFAX Dimensional World Ex US Core | Reduce -13.7% | 0.47% | −0.21 |
| DFAT Dimensional US Target Value | Reduce -6.3% | 0.30% | −0.20 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -35.0% | 0.11% | −0.14 |
| VXUS Vanguard Total Intl Stock | Reduce -32.9% | 0.11% | −0.10 |
| VOO Vanguard S&P 500 ETF | Reduce -33.7% | 0.08% | −0.09 |
| DFAS Dimensional US Small Cap ETF | Reduce -7.8% | 0.10% | −0.07 |
| ORCL Oracle Corp. | Reduce -50.0% | 0.03% | −0.05 |
| DFSD Dimensional Short Duration | Sold out | 0.00% | −0.05 |
| VT Vanguard Tot World STK ETF | Reduce -26.1% | 0.06% | −0.05 |
| ACN Accenture PLC Class A | Sold out | 0.00% | −0.04 |
| XOM Exxon Mobil Corp. | Reduce -1.5% | 0.07% | −0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -11.7% | 0.04% | −0.03 |
| TMO Thermo Fisher Scientific Inc. | Reduce -22.9% | 0.03% | −0.02 |
| BLK BlackRock Inc. | Reduce -50.0% | 0.01% | −0.02 |
| AVGE Avantis All Eqty Mrkts ETF | Reduce -67.3% | 0.00% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -48.7% | 0.01% | −0.02 |
| BBSI Barrett Business SVCS Inc. | Reduce -24.9% | 0.01% | −0.01 |
| MCD McDonald's Corp. | Reduce -15.3% | 0.01% | −0.01 |
| JNJ Johnson & Johnson | Reduce -15.7% | 0.02% | −0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -27.8% | 0.01% | −0.01 |
| FTNT Fortinet Inc. | Sold out | 0.00% | −0.01 |
| CAT Caterpillar Inc. | Sold out | 0.00% | −0.01 |
| GS Goldman Sachs Group Inc. | Reduce -9.6% | 0.03% | −0.01 |
| INTC Intel Corp. | Reduce -49.0% | 0.01% | −0.00 |
| FCX Freeport-McMoran Inc. | Sold out | 0.00% | −0.00 |
| ARTY iShares Future AI & Tech ETF | Reduce -48.0% | 0.00% | −0.00 |
| PFE Pfizer Inc. | Reduce -70.1% | 0.00% | −0.00 |
| ULCC Frontier Group Holdings Inc. | Sold out | 0.00% | −0.00 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.00 |
| VEA Vanguard Ftse Developed ETF | Reduce -65.6% | 0.00% | −0.00 |
| SON Sonoco Products Co. | Reduce -10.5% | 0.00% | −0.00 |
| UNP Union Pacific Corp. | Sold out | 0.00% | −0.00 |
| MBB iShares MBS ETF | Sold out | 0.00% | −0.00 |
| TTE Totalenergies SE -Spon ADR | Sold out | 0.00% | −0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -39.3% | 0.00% | −0.00 |
| VCIT Vanguard Int-Term Corporate | Sold out | 0.00% | −0.00 |
| FAN First Trust Global Wind Ener | Reduce -51.8% | 0.00% | −0.00 |
| REGN Regeneron Pharmaceuticals | Sold out | 0.00% | −0.00 |
| SPIB SS SPDR P Int C Corp. ETF | Sold out | 0.00% | −0.00 |
| CPNG Coupang Inc. | Reduce -50.0% | 0.00% | −0.00 |
| COP Conocophillips | Sold out | 0.00% | −0.00 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Sold out | 0.00% | −0.00 |
| GRNY Fundstr Gran SH US LRG Cap | Sold out | 0.00% | −0.00 |
| IWO iShares Russell 2000 Growth | Sold out | 0.00% | −0.00 |
| VOOG Vanguard S&P 500 Growth ETF | Sold out | 0.00% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| DFAI Dimensional International Co. | Add +102.9% | 13.53% | +5.09 |
| DFLV Dim US Large Cap Value ETF | Add +127037.1% | 3.51% | +3.51 |
| DFAC Dimensional US Core Equity 2 | Add +59.1% | 31.74% | +2.95 |
| DFAE Dimensional Emerging Core Eq | Add +178.2% | 3.81% | +2.05 |
| DFUS Dimensional US Eq MKT ETF | Add +125.5% | 0.19% | +0.07 |
| AXP American Express Co. | Add +601.6% | 0.06% | +0.05 |
| DEXC Dimensional Em Ex Cce ETF | New | 0.03% | +0.03 |
| WFC Wells Fargo & Co. | New | 0.03% | +0.03 |
| XEL Xcel Energy Inc. | Add +489.0% | 0.03% | +0.02 |
| NVDA Nvidia Corp. | Add +37.6% | 0.12% | +0.02 |
| ASML ASML Holding NV-NY Reg SHS | Add +200.0% | 0.02% | +0.01 |
| PLTR Palantir Technologies Inc. Class A | New | 0.01% | +0.01 |
| GOOGL Alphabet Inc. Class A | Add +38.9% | 0.04% | +0.01 |
| ABT Abbott Laboratories | New | 0.01% | +0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +92.9% | 0.03% | +0.01 |
| TSLA Tesla Inc. | Add +500.0% | 0.01% | +0.01 |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | Add +91.1% | 0.02% | +0.01 |
| USB US Bancorp | Add +561.9% | 0.01% | +0.01 |
| TRV The Travelers Cos Inc. | New | 0.01% | +0.01 |
| META Meta Platforms Inc. Class A | New | 0.01% | +0.01 |
| NKE Nike Inc. Class B | Add +3657.1% | 0.01% | +0.01 |
| PEP Pepsico Inc. | Add +130.0% | 0.02% | +0.01 |
| AVGO Broadcom Inc. | Add +1125.0% | 0.01% | +0.01 |
| WMT Walmart Inc. | Add +40.4% | 0.11% | +0.01 |
| KEY Keycorp | New | 0.00% | +0.00 |
| BA The Boeing Co. | New | 0.00% | +0.00 |
| MRK Merck & Co. Inc. | New | 0.00% | +0.00 |
| TMUS T-Mobile US Inc. | New | 0.00% | +0.00 |
| AMZN Amazon.com Inc. | Add +87.7% | 0.02% | +0.00 |
| BBY Best Buy Co. Inc. | New | 0.00% | +0.00 |
| WMB Williams Cos Inc. | New | 0.00% | +0.00 |
| CAG Conagra Brands Inc. | New | 0.00% | +0.00 |
| NFLX Netflix Inc. | New | 0.00% | +0.00 |
| QS Quantumscape Corp. | New | 0.00% | +0.00 |
| DIA SS SPDR Dow Jones Indus Avg | New | 0.00% | +0.00 |
| V Visa Inc. Class A | Add +85.3% | 0.01% | +0.00 |
| NEE Nextera Energy Inc. | New | 0.00% | +0.00 |
| DISV Dimensional International SM | Add +30.3% | 0.01% | +0.00 |
| GSK GSK PLC-Spon ADR | Add +200.0% | 0.00% | +0.00 |
| HD Home Depot Inc. | New | 0.00% | +0.00 |
| MRSH Marsh & McLennan Cos | New | 0.00% | +0.00 |
| TXN Texas Instruments Inc. | New | 0.00% | +0.00 |
| ETN Eaton Corp. PLC | New | 0.00% | +0.00 |
| HON Honeywell International Inc. | New | 0.00% | +0.00 |
| DFIS Dimensional International SM | Add +32.1% | 0.01% | +0.00 |
| DHR Danaher Corp. | New | 0.00% | +0.00 |
| DFIC Dimensional International Co. | New | 0.00% | +0.00 |
| GE General Electric | New | 0.00% | +0.00 |
| DUHP Dimensional US High Profi Et | New | 0.00% | +0.00 |
| RKLB Rocket Lab Corp. | New | 0.00% | +0.00 |
Notes & Other Activity Q3 2025 → Q4 2025
| CORZZ Core Scientific Inc. - 29 | *W EXP 01/23/202 | Sold out | 880 | $12Kbefore exit |
| CORZW Core Scientific Inc. - 27 | *W EXP 01/23/202 | Sold out | 1,056 | $9Kbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 169 | $293.1M | DFAC, DUSB, DFAI, DFUV, DFAU |
| Q1 2026 | 169 | $297.3M | DFAC, DUSB, DFAI, DFUV, DFAU |
| Q4 2025 | 169 | $297.4M | DFAC, DUSB, DFAI, DFUV, DFAU |
| Q3 2025 | 166 | $180.1M | DUSB, DFAC, DFUV, DFAU, DFAI |
| Q2 2025 | 167 | $180.1M | DUSB, DFAC, DFUV, DFAU, DFAI |
| Q1 2025 | 167 | $180.5M | DUSB, DFAC, DFUV, DFAU, DFAI |
| Q4 2024 | 167 | $180.7M | DUSB, DFAC, DFUV, DFAU, DFAI |