REAP Financial Group, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 6, 2025), REAP Financial Group, LLC reported 513 stock positions worth $460.3 million. Its top holding was Vanguard Ftse Developed ETF (VEA) at 10.6% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 10.4%) and Vanguard Mrngstar GR ETF-Sui (VUG, 6.0%). Compared with Q2 2025, it opened 68 new positions, sold out of 52, added to 239 and reduced 119. The biggest buy was Vanguard Ftse Developed ETF (VEA, shares +9%) and the biggest sale FT Vest US Equity Moderate B (GJAN, shares −7%).
- Most Recent 13F
- Q2 2026
- Location
- AUSTIN, TX
- CIK
- 0002048581
- Portfolio Value
- $460.3M (Q3 2025)
- SEC Filing
- 0002048581-25-000011 ↗ filed Nov 6, 2025
Holdings Value
Holdings 513 stocks · $460.3M
| VEA Vanguard Ftse Developed ETF | 10.55% | 810,673 | $48.6M | Add +9.4% |
| VTI VG Morningstar TS MKT ETF-US | 10.38% | 145,539 | $47.8M | Add +5.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 5.98% | 57,358 | $27.5M | Add +2.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.72% | 116,485 | $21.7M | Add +17.6% |
| GJAN FT Vest US Equity Moderate B | 4.67% | 515,808 | $21.5M | Reduce -7.1% |
| AVEM Avantis Emerging Markets Eq | 3.25% | 199,228 | $15.0M | Add +5.0% |
| AVUV Avantis US Small Cap Value | 3.06% | 141,420 | $14.1M | Add +12.3% |
| AVLV Avantis US Large Cap Value | 3.04% | 193,799 | $14.0M | Add +7.7% |
| DOCT FT Vest U.S. Equity Deep Buf | 2.83% | 301,577 | $13.0M | Reduce -5.9% |
| FFEB FT Vest US Equity Buffer ETF | 2.64% | 220,212 | $12.1M | Reduce -5.4% |
| DSEP FT Vest U.S. Equity Deep Buf | 2.60% | 270,888 | $12.0M | Add +0.1% |
| VWO Vanguard Ftse Emerging Marke | 2.18% | 185,426 | $10.0M | Add +18.1% |
| FMAY FT Vest US Equity Buffer ETF | 2.02% | 178,324 | $9.3M | Add +12.7% |
| FJUL FT Vest US Equity Buffer ETF | 1.75% | 146,925 | $8.0M | Add +23.9% |
| AVDV Avantis Intl S/C Value ETF | 1.65% | 85,182 | $7.6M | Reduce -1.1% |
| DFIV Dimensional International Va | 1.61% | 160,612 | $7.4M | Add +3.3% |
| DMAY FT Vest US Equity Deep Buffe | 1.60% | 166,302 | $7.4M | Reduce -10.7% |
| FSEP FT Vest U.S. Equity Buffer E | 1.54% | 140,437 | $7.1M | Add +5.3% |
| DFGR Dim Global Real Estate ETF | 1.51% | 254,642 | $7.0M | Add +13.4% |
| FAPR FT Vest U.S. Equity Buffer E | 1.50% | 158,801 | $6.9M | Reduce -4.0% |
| FAUG FT Vest U.S. Equity Buffer E | 1.43% | 126,961 | $6.6M | Add +8.3% |
| DJUL FT Vest US Equity Deep Buffe | 1.42% | 140,358 | $6.6M | Reduce -11.8% |
| AAPL Apple Inc. | 1.32% | 23,799 | $6.1M | Reduce -12.7% |
| FMAR FT Vest US Equity Buffer ETF | 1.30% | 128,656 | $6.0M | Add +5.8% |
| DNOV FT Vest US Equity Deep Buffe | 1.27% | 124,515 | $5.8M | Reduce -7.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.25% | 22,566 | $5.7M | Add +15.6% |
| DAUG FT Vest U.S. Equity Deep Buf | 1.15% | 121,220 | $5.3M | Reduce -3.9% |
| DDEC FT Vest U.S. Equity Deep Buf | 1.06% | 111,160 | $4.9M | Reduce -1.4% |
| FJAN FT Vest U.S. Equity Buffer E | 0.84% | 77,040 | $3.9M | Reduce -6.0% |
| FOCT FT Vest U.S. Equity Buffer E | 0.83% | 80,007 | $3.8M | Reduce -3.3% |
| FNOV FT Vest US Equity Buffer ETF | 0.82% | 71,311 | $3.8M | Reduce -2.3% |
| DJUN FT Vest US Equity Deep Buffe | 0.80% | 79,253 | $3.7M | Reduce -16.9% |
| FJUN FT Vest US Equity Buff ETF-J | 0.80% | 65,750 | $3.7M | Add +3.2% |
| XMAR FT Vest US Equity Enhance & | 0.79% | 92,125 | $3.6M | Reduce -1.5% |
| FDEC FT Vest U.S. Equity Buffer E | 0.76% | 70,869 | $3.5M | Reduce -6.3% |
| IVV iShares Core S&P 500 ETF | 0.70% | 4,843 | $3.2M | Add +3.4% |
| DFEB FT Vest U.S. Equity Deep Buf | 0.61% | 60,460 | $2.8M | Add +0.7% |
| GMAR FT Vest US Equity Moderate B | 0.43% | 49,482 | $2.0M | Reduce -20.2% |
| DJAN FT Vest U.S. Equity Deep Buf | 0.40% | 44,089 | $1.9M | Reduce -1.5% |
| DAPR FT Vest U.S. Equity Deep Buf | 0.34% | 40,561 | $1.6M | Reduce -9.8% |
| GFEB FT Vest US Equity Moderate B | 0.30% | 33,696 | $1.4M | Add +0.8% |
| NVDA Nvidia Corp. | 0.27% | 6,721 | $1.3M | Add +1.1% |
| DMAR FT Vest US Equity Deep Buffe | 0.27% | 29,984 | $1.2M | Reduce -10.2% |
| VCIT Vanguard Int-Term Corporate | 0.25% | 13,703 | $1.2M | Reduce -13.8% |
| GAPR FT Vest US Equity Moderate B | 0.25% | 29,228 | $1.1M | Reduce -1.1% |
| GNOV FT Vest US Equity Moderate B | 0.25% | 29,673 | $1.1M | Reduce -1.1% |
| MSFT Microsoft Corp. | 0.24% | 2,138 | $1.1M | Reduce -10.8% |
| XOM Exxon Mobil Corp. | 0.22% | 9,002 | $1.0M | Reduce -8.8% |
| IEFA iShares Core MSCI Eafe ETF | 0.22% | 11,474 | $1.0M | Add +12.8% |
| NTSX Wisdomtree US Efficient Core | 0.20% | 17,000 | $917K | Reduce -8.4% |
| VGIT Vanguard Intermediate-Term T | 0.19% | 14,192 | $852K | Reduce -29.6% |
| BSV Vanguard Short-Term Bond ETF | 0.18% | 10,609 | $837K | Reduce -2.9% |
| GSEP FT Vest US Equity Moderate B | 0.18% | 21,918 | $835K | Add +38.8% |
| GOOGL Alphabet Inc. Class A | 0.18% | 3,346 | $813K | Add +6.6% |
| DFGX Dimsnl Intr CF in ETF-Usd Inc. | 0.17% | 14,764 | $797K | New |
| GOOG Alphabet Inc. Class C | 0.17% | 3,263 | $795K | Reduce -47.7% |
| IWY iShares Russell Top 200 Grow | 0.17% | 2,809 | $769K | Reduce -2.2% |
| META Meta Platforms Inc. Class A | 0.17% | 1,045 | $768K | Add +20.1% |
| GDEC FT Vest US Equity Moderate B | 0.14% | 18,163 | $666K | Reduce -1.1% |
| IEMG iShares Core MSCI Emerging | 0.14% | 9,620 | $634K | Add +3.1% |
| OVL Overlay Shares Large Cap Eq | 0.13% | 11,738 | $614K | Reduce -0.8% |
| XDEC FT Vest US Equity Enhance & | 0.13% | 15,161 | $608K | Reduce -1.1% |
| JPM JPMorgan Chase & Co. | 0.13% | 1,896 | $598K | Add +6.2% |
| BNDX Vanguard Total Intl Bond ETF | 0.13% | 12,046 | $596K | Reduce -60.5% |
| AMZN Amazon.com Inc. | 0.13% | 2,623 | $576K | Reduce -57.4% |
| GJUN FT Vest US Equity Moderate B | 0.11% | 13,406 | $521K | Add +1.9% |
| GJUL FT Vest US Equity Moderate B | 0.11% | 12,036 | $488K | Add +35.3% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.10% | 10,748 | $460K | Reduce -10.0% |
| GRID First TRST Nasd Class Edg Sgiif | 0.10% | 2,908 | $439K | Add +147.5% |
| WTMF Wisdomtree MGD Futures Strat | 0.10% | 11,578 | $439K | Reduce -2.9% |
| JNJ Johnson & Johnson | 0.09% | 2,353 | $436K | Add +8.1% |
| DGRW Wisdomtree U.S. Quality Divi | 0.09% | 4,871 | $433K | Reduce -0.7% |
| FTCS First Trust Capital Strength | 0.09% | 4,464 | $418K | Add +10.9% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 0.09% | 10,659 | $404K | Reduce -5.0% |
| AVGO Broadcom Inc. | 0.09% | 1,224 | $404K | Add +21.8% |
| MUNI PIMCO Intermediate Municipal | 0.09% | 7,710 | $403K | New |
| AGGY Wisdomtree Yield Enhanced US | 0.09% | 9,078 | $402K | Add +4.4% |
| OVB Overlay Shares Core Bond ETF | 0.09% | 19,076 | $397K | Add +2.6% |
| GCC Wisdomtree Enhanced Commodit | 0.09% | 18,372 | $393K | Reduce -5.8% |
| EFV iShares MSCI Eafe Value ETF | 0.09% | 5,774 | $392K | Reduce -1.9% |
| IWX iShares Russell Top 200 Valu | 0.08% | 4,345 | $382K | Reduce -2.8% |
| WTV Wisdomtree U.S. Value Fund | 0.08% | 4,148 | $378K | Reduce -7.3% |
| PPI Astoria Real Assets ETF | 0.08% | 20,338 | $373K | Reduce -6.8% |
| HD Home Depot Inc. | 0.08% | 920 | $373K | Add +10.8% |
| CAT Caterpillar Inc. | 0.08% | 781 | $372K | Add +8.6% |
| EFG iShares MSCI Eafe Growth ETF | 0.08% | 3,271 | $372K | Add +1.1% |
| TSLA Tesla Inc. | 0.08% | 812 | $361K | Reduce -5.8% |
| FXL First Trust Technology Alpha | 0.07% | 2,000 | $336K | Reduce -0.3% |
| ABBV Abbvie Inc. | 0.07% | 1,421 | $329K | Add +24.1% |
| XJUN FT Vest U.S. Equity Enhance | 0.07% | 7,776 | $328K | Reduce -54.9% |
| WMT Walmart Inc. | 0.07% | 3,183 | $328K | Add +13.8% |
| MTGP Wisdomtree Mtge Plus Bond | 0.07% | 7,113 | $317K | Reduce -0.0% |
| BTAL Agf US Market Neutral Anti-B | 0.07% | 19,633 | $313K | Add +20.6% |
| FDN First Trust DJ Internet Ind | 0.07% | 1,092 | $306K | Reduce -10.5% |
| ACN Accenture PLC Class A | 0.07% | 1,237 | $305K | Add +4.7% |
| VMBS Vanguard Mortgage-Backed Sec | 0.06% | 6,319 | $297K | Add +18.1% |
| PG The Procter & Gamble Co. | 0.06% | 1,902 | $292K | Add +12.8% |
| OZ Belpointe Prep LLC Class A | 0.06% | 4,534 | $290K | No change |
| COST Costco Wholesale Corp. | 0.06% | 300 | $278K | Reduce -37.6% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.06% | 5,363 | $277K | Add +8.8% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $1K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| VAL.WS Valaris Ltd. -CW28 | *W EXP 04/29/202 | 504 | $1K | No change |
Lines left out (1) · $36 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| SPGP Invesco S&P 500 Garp ETF | S&P 500 GARP ETF | 0 | $36 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $460.3M.
Portfolio Sells Q2 2025 → Q3 2025
| GJAN FT Vest US Equity Moderate B | Reduce -7.1% | 4.67% | −0.54 |
| DMAY FT Vest US Equity Deep Buffe | Reduce -10.7% | 1.60% | −0.27 |
| DOCT FT Vest U.S. Equity Deep Buf | Reduce -5.9% | 2.83% | −0.26 |
| DJUL FT Vest US Equity Deep Buffe | Reduce -11.8% | 1.42% | −0.24 |
| FFEB FT Vest US Equity Buffer ETF | Reduce -5.4% | 2.64% | −0.23 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -60.5% | 0.13% | −0.22 |
| DJUN FT Vest US Equity Deep Buffe | Reduce -16.9% | 0.80% | −0.21 |
| AMZN Amazon.com Inc. | Reduce -57.4% | 0.13% | −0.19 |
| KNG FT Vest S&P 500 DVD Arst TRG | Sold out | 0.00% | −0.19 |
| DNOV FT Vest US Equity Deep Buffe | Reduce -7.8% | 1.27% | −0.15 |
| RDVY First Trust Rising Dividend | Sold out | 0.00% | −0.15 |
| FAPR FT Vest U.S. Equity Buffer E | Reduce -4.0% | 1.50% | −0.14 |
| GMAR FT Vest US Equity Moderate B | Reduce -20.2% | 0.43% | −0.14 |
| FDL First Trust Morn DVD Lead Inc. | Reduce -91.5% | 0.01% | −0.11 |
| VGIT Vanguard Intermediate-Term T | Reduce -29.6% | 0.19% | −0.10 |
| XJUN FT Vest U.S. Equity Enhance | Reduce -54.9% | 0.07% | −0.10 |
| NFLX Netflix Inc. | Reduce -67.5% | 0.03% | −0.09 |
| GOOG Alphabet Inc. Class C | Reduce -47.7% | 0.17% | −0.09 |
| DAUG FT Vest U.S. Equity Deep Buf | Reduce -3.9% | 1.15% | −0.09 |
| IJH iShares Core S&P Midcap ETF | Reduce -100.0% | 0.00% | −0.08 |
| XOCT FT Vest US Equity Enhance & | Reduce -76.5% | 0.02% | −0.08 |
| FTRI First Trust Indxx Global Nat | Sold out | 0.00% | −0.08 |
| FJAN FT Vest U.S. Equity Buffer E | Reduce -6.0% | 0.84% | −0.08 |
| FDEC FT Vest U.S. Equity Buffer E | Reduce -6.3% | 0.76% | −0.07 |
| GMAY FT Vest U.S. Equity Moderate | Sold out | 0.00% | −0.07 |
| VCIT Vanguard Int-Term Corporate | Reduce -13.8% | 0.25% | −0.06 |
| DAPR FT Vest U.S. Equity Deep Buf | Reduce -9.8% | 0.34% | −0.06 |
| XMAR FT Vest US Equity Enhance & | Reduce -1.5% | 0.79% | −0.06 |
| COST Costco Wholesale Corp. | Reduce -37.6% | 0.06% | −0.05 |
| DDEC FT Vest U.S. Equity Deep Buf | Reduce -1.4% | 1.06% | −0.05 |
| DMAR FT Vest US Equity Deep Buffe | Reduce -10.2% | 0.27% | −0.04 |
| FOCT FT Vest U.S. Equity Buffer E | Reduce -3.3% | 0.83% | −0.04 |
| FNOV FT Vest US Equity Buffer ETF | Reduce -2.3% | 0.82% | −0.04 |
| MSFT Microsoft Corp. | Reduce -10.8% | 0.24% | −0.04 |
| XOM Exxon Mobil Corp. | Reduce -8.8% | 0.22% | −0.03 |
| SNPS Synopsys Inc. | Sold out | 0.00% | −0.03 |
| ORCL Oracle Corp. | Reduce -50.9% | 0.04% | −0.03 |
| EPD Enterprise Products Partners | Reduce -72.4% | 0.01% | −0.02 |
| DJAN FT Vest U.S. Equity Deep Buf | Reduce -1.5% | 0.40% | −0.02 |
| BSV Vanguard Short-Term Bond ETF | Reduce -2.9% | 0.18% | −0.02 |
| NTSX Wisdomtree US Efficient Core | Reduce -8.4% | 0.20% | −0.02 |
| JCI Johnson Controls Internation | Sold out | 0.00% | −0.02 |
| IXUS iShares Core Intl Stock ETF | Reduce -73.4% | 0.01% | −0.02 |
| GAPR FT Vest US Equity Moderate B | Reduce -1.1% | 0.25% | −0.02 |
| MMM 3M Co. | Reduce -99.8% | 0.00% | −0.02 |
| TWLO Twilio Inc. Class A | Sold out | 0.00% | −0.01 |
| CQP Cheniere Energy Partners LP | Reduce -54.9% | 0.01% | −0.01 |
| OKE Oneok Inc. | Reduce -46.6% | 0.01% | −0.01 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -10.0% | 0.10% | −0.01 |
| PDT John Hancock Prem DVD FND | Sold out | 0.00% | −0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| VEA Vanguard Ftse Developed ETF | Add +9.4% | 10.55% | +0.63 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +17.6% | 4.72% | +0.61 |
| VTI VG Morningstar TS MKT ETF-US | Add +5.8% | 10.38% | +0.56 |
| AVUV Avantis US Small Cap Value | Add +12.3% | 3.06% | +0.36 |
| VWO Vanguard Ftse Emerging Marke | Add +18.1% | 2.18% | +0.36 |
| FJUL FT Vest US Equity Buffer ETF | Add +23.9% | 1.75% | +0.31 |
| AVEM Avantis Emerging Markets Eq | Add +5.0% | 3.25% | +0.20 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +2.0% | 5.98% | +0.19 |
| DFGX Dimsnl Intr CF in ETF-Usd Inc. | New | 0.17% | +0.17 |
| FMAY FT Vest US Equity Buffer ETF | Add +12.7% | 2.02% | +0.17 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +15.6% | 1.25% | +0.16 |
| AVLV Avantis US Large Cap Value | Add +7.7% | 3.04% | +0.16 |
| DFGR Dim Global Real Estate ETF | Add +13.4% | 1.51% | +0.10 |
| MUNI PIMCO Intermediate Municipal | New | 0.09% | +0.09 |
| FAUG FT Vest U.S. Equity Buffer E | Add +8.3% | 1.43% | +0.08 |
| GRID First TRST Nasd Class Edg Sgiif | Add +147.5% | 0.10% | +0.06 |
| GOOGL Alphabet Inc. Class A | Add +6.6% | 0.18% | +0.05 |
| GSEP FT Vest US Equity Moderate B | Add +38.8% | 0.18% | +0.05 |
| DFIV Dimensional International Va | Add +3.3% | 1.61% | +0.04 |
| FSEP FT Vest U.S. Equity Buffer E | Add +5.3% | 1.54% | +0.04 |
| NVDA Nvidia Corp. | Add +1.1% | 0.27% | +0.03 |
| GJUL FT Vest US Equity Moderate B | Add +35.3% | 0.11% | +0.03 |
| AVGO Broadcom Inc. | Add +21.8% | 0.09% | +0.02 |
| ABBV Abbvie Inc. | Add +24.1% | 0.07% | +0.02 |
| IVV iShares Core S&P 500 ETF | Add +3.4% | 0.70% | +0.02 |
| FERG Ferguson Enterprises Inc. | New | 0.02% | +0.02 |
| IEFA iShares Core MSCI Eafe ETF | Add +12.8% | 0.22% | +0.02 |
| QTWO Q2 Holdings Inc. | New | 0.02% | +0.02 |
| UNH Unitedhealth Group Inc. | Add +111.6% | 0.03% | +0.02 |
| JNJ Johnson & Johnson | Add +8.1% | 0.09% | +0.02 |
| AMD Advanced Micro Devices | Add +33.5% | 0.06% | +0.02 |
| FMAR FT Vest US Equity Buffer ETF | Add +5.8% | 1.30% | +0.02 |
| META Meta Platforms Inc. Class A | Add +20.1% | 0.17% | +0.02 |
| CAT Caterpillar Inc. | Add +8.6% | 0.08% | +0.02 |
| BLV Vanguard Long-Term Bond ETF | Add +64.8% | 0.03% | +0.01 |
| PNR Pentair PLC | New | 0.01% | +0.01 |
| SCHV Schwab US Large-Cap Value | New | 0.01% | +0.01 |
| CMI Cummins Inc. | Add +43.6% | 0.02% | +0.01 |
| DELL Dell Technologies -C | Add +3190.0% | 0.01% | +0.01 |
| ITA iShares U.S. Aerospace & Def | Add +883.3% | 0.01% | +0.01 |
| SCHF Schwab Intl Equity ETF | Add +105.8% | 0.02% | +0.01 |
| HD Home Depot Inc. | Add +10.8% | 0.08% | +0.01 |
| GLD SPDR Gold Shares | Add +677.8% | 0.01% | +0.01 |
| PLTR Palantir Technologies Inc. Class A | Add +45.5% | 0.02% | +0.01 |
| FXN First Trust Energy Alphadex | Add +33.6% | 0.03% | +0.01 |
| GKOS Glaukos Corp. | New | 0.01% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +6.2% | 0.13% | +0.01 |
| BIV Vanguard Intermediate-Term B | Add +45.9% | 0.03% | +0.01 |
| BA The Boeing Co. | Add +109.4% | 0.02% | +0.01 |
| IBIT iShares Bitcoin Trust ETF | Add +205.6% | 0.01% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 541 | $585.6M | VTI, VEA, VUG, VTV, AVEM |
| Q1 2026 | 532 | $506.7M | VEA, VTI, VUG, VTV, AVUV |
| Q4 2025 | 547 | $492.3M | VEA, VTI, VUG, VTV, GJAN |
| Q3 2025 | 513 | $460.3M | VEA, VTI, VUG, VTV, GJAN |
| Q2 2025 | 497 | $425.9M | VEA, VTI, VUG, GJAN, VTV |
| Q1 2025 | 533 | $403.7M | VTI, VEA, GJAN, DOCT, VUG |
| Q4 2024 | 665 | $403.1M | VTI, GJAN, VEA, DOCT, DSEP |
| Q3 2024 | 584 | $408.0M | VTI, GJAN, VEA, XMAR, VUG |
| Q2 2024 | 541 | $371.8M | GJAN, VTI, VEA, XMAR, VUG |
| Q1 2024 | 584 | $364.4M | GJAN, VTI, VEA, XMAR, VUG |