Retirement Investment Advisors, Inc.

Name: Retirement Investment Advisors, Inc. 13F holdings, Q1 2025
Creator: Retirement Investment Advisors, Inc.
Published: 2025-05-13

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q4 2024Q3 2024Q2 2024

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 13, 2025), Retirement Investment Advisors, Inc. reported 60 stock positions worth $987.7 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 21.8% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 18.9%) and iShares Core MSCI Eafe ETF (IEFA, 14.9%). Compared with Q4 2024, it opened 1 new position, sold out of 3, added to 18 and reduced 20. The biggest buy was iShares Core MSCI Eafe ETF (IEFA, shares +7%) and the biggest sale Invesco QQQ Trust Series 1 (QQQ, shares −1%).

Most Recent 13F: Q2 2026
Location: OKLAHOMA CITY, OK
CIK: 0001957886
Portfolio Value: $987.7M (Q1 2025)
SEC Filing: 0001957886-25-000003 ↗ filed May 13, 2025

Holdings Value

Holdings 60 stocks · $987.7M


VTV Vanguard Mrngstr Val ETF-Aui	21.81%	1,246,964	$215.4M	Add +4.6%
VUG Vanguard Mrngstar GR ETF-Sui	18.93%	504,337	$187.0M	Add +1.2%
IEFA iShares Core MSCI Eafe ETF	14.89%	1,943,762	$147.0M	Add +6.7%
BIV Vanguard Intermediate-Term B	12.10%	1,561,229	$119.5M	Add +8.5%
IEMG iShares Core MSCI Emerging	7.06%	1,292,379	$69.7M	Add +6.9%
VBR Vngrd Mrngst SL-CP Val ETF-U	6.68%	354,102	$66.0M	Add +5.7%
BNDX Vanguard Total Intl Bond ETF	4.28%	866,556	$42.3M	Add +8.2%
MUB iShares National Muni Bond E	3.39%	317,807	$33.5M	Add +7.7%
EMB iShares JP Morgan Usd Emergi	2.36%	257,527	$23.3M	Add +6.2%
HYLB Xtrackers Usd High Yield Cor	1.76%	482,249	$17.4M	Add +5.9%
VBK Van Morst SML-Cap Gro-Usd Inc.	1.49%	58,472	$14.7M	Add +3.4%
HYD Vaneck High Yield Muni ETF	0.57%	109,176	$5.6M	Add +7.4%
VTEB Vanguard Tax-Exempt Bond ETF	0.48%	95,301	$4.7M	Reduce -0.1%
XOM Exxon Mobil Corp.	0.43%	35,397	$4.2M	Reduce -0.9%
SCHV Schwab US Large-Cap Value	0.39%	144,219	$3.8M	Add +1.6%
QQQ Invesco QQQ Trust Series 1	0.33%	7,011	$3.3M	Reduce -1.5%
SDY SS SPDR S&P Dividend ETF	0.22%	16,270	$2.2M	Reduce -1.0%
VEA Vanguard Ftse Developed ETF	0.18%	35,645	$1.8M	Reduce -0.2%
VXUS Vanguard Total Intl Stock	0.17%	27,515	$1.7M	Reduce 0.0%
BRK.B Berkshire Hathaway Inc. Class B	0.16%	3,045	$1.6M	No change
IJR iShares Core S&P Small-Cap E	0.16%	14,909	$1.6M	No change
OKE Oneok Inc.	0.14%	14,335	$1.4M	Reduce -0.0%
AAPL Apple Inc.	0.14%	6,380	$1.4M	Reduce -0.6%
VCSH Vanguard S/T Corp. Bond ETF	0.14%	17,180	$1.4M	Reduce -0.5%
VWO Vanguard Ftse Emerging Marke	0.13%	27,379	$1.2M	Add +1.3%
TXN Texas Instruments Inc.	0.12%	6,709	$1.2M	No change
SPY SS SPDR S&P 500 ETF Trust-US	0.12%	2,076	$1.2M	Reduce -5.8%
RSP Invesco S&P 500 Equal Weight	0.11%	6,537	$1.1M	Reduce -0.8%
NVDA Nvidia Corp.	0.10%	9,159	$993K	Reduce -13.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.09%	3,750	$932K	No change
PSX Phillips 66	0.08%	6,687	$826K	Reduce -0.1%
TSLA Tesla Inc.	0.08%	2,958	$767K	No change
COP Conocophillips	0.07%	6,383	$670K	No change
OGE Oge Energy Corp.	0.06%	13,531	$622K	No change
IWN iShares Russell 2000 Value E	0.06%	4,103	$619K	Add +6.1%
PWV Invesco Large Cap Value ETF	0.06%	10,401	$619K	Reduce -1.0%
VTI VG Morningstar TS MKT ETF-US	0.05%	1,929	$530K	Reduce -0.1%
WMT Walmart Inc.	0.05%	5,916	$519K	No change
IWM iShares Russell 2000 ETF	0.05%	2,378	$474K	Reduce -0.3%
IAGG iShares Intl Aggregate Bond	0.04%	8,521	$426K	Add +8.5%
SGOV iShares 0-3 Month Treasury B	0.04%	3,540	$356K	Reduce -1.7%
DGRW Wisdomtree U.S. Quality Divi	0.04%	4,451	$355K	No change
ET Energy Transfer LP	0.03%	18,507	$344K	Add +8.4%
SFNC Simmons First Natl Corp. Class A	0.03%	15,000	$308K	No change
MCD McDonald's Corp.	0.03%	974	$304K	No change
WMB Williams Cos Inc.	0.03%	4,964	$297K	Reduce -0.1%
TRI Thomson Reuters Corp.	0.03%	1,573	$272K	No change
SPDW Ste STR SPDR PT DW Eu ETF	0.03%	6,905	$251K	No change
JNJ Johnson & Johnson	0.02%	1,421	$236K	No change
HYMB SS SPDR N Ice HY Muni ETF	0.02%	9,290	$234K	Add +7.4%
SHEL Shell PLC-ADR	0.02%	2,943	$229K	New
VGT Vanguard Info Tech ETF	0.02%	394	$214K	Reduce -2.5%
BANF Bancfirst Corp.	0.02%	1,902	$209K	No change
RCL Royal Caribbean Cruises Ltd.	0.02%	1,000	$205K	No change
F Ford Motor Co. filed as FORD MTR CO	0.02%	20,029	$201K	No change
MSFT Microsoft Corp.	0.02%	534	$200K	Reduce -5.5%
MJTK Cannasys Inc.	0.00%	20,000	$9	No change
MJNA Medical Marijuana Inc.	0.00%	20,000	$6	No change
HEMP Hemp Inc.	0.00%	10,000	$0	No change
OWCP Owc Pharmaceutical Research	0.00%	25,000	$0	No change

Portfolio Sells Q4 2024 → Q1 2025


QQQ Invesco QQQ Trust Series 1	Reduce -1.5%	0.33%	−0.05
NVDA Nvidia Corp.	Reduce -13.2%	0.10%	−0.05
AAPL Apple Inc.	Reduce -0.6%	0.14%	−0.03
VTEB Vanguard Tax-Exempt Bond ETF	Reduce -0.1%	0.48%	−0.03
AMZN Amazon.com Inc.	Sold out	0.00%	−0.02
UTHR United Therapeutics Corp.	Sold out	0.00%	−0.02
BX Blackstone Inc.	Sold out	0.00%	−0.02
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -5.8%	0.12%	−0.02
OKE Oneok Inc.	Reduce -0.0%	0.14%	−0.01
IWM iShares Russell 2000 ETF	Reduce -0.3%	0.05%	−0.01
RSP Invesco S&P 500 Equal Weight	Reduce -0.8%	0.11%	−0.01
SDY SS SPDR S&P Dividend ETF	Reduce -1.0%	0.22%	−0.01
VTI VG Morningstar TS MKT ETF-US	Reduce -0.1%	0.05%	−0.01
VGT Vanguard Info Tech ETF	Reduce -2.5%	0.02%	−0.00
MSFT Microsoft Corp.	Reduce -5.5%	0.02%	−0.00
VCSH Vanguard S/T Corp. Bond ETF	Reduce -0.5%	0.14%	−0.00
SGOV iShares 0-3 Month Treasury B	Reduce -1.7%	0.04%	−0.00
PWV Invesco Large Cap Value ETF	Reduce -1.0%	0.06%	−0.00
WMB Williams Cos Inc.	Reduce -0.1%	0.03%	+0.00
VXUS Vanguard Total Intl Stock	Reduce 0.0%	0.17%	+0.00
PSX Phillips 66	Reduce -0.1%	0.08%	+0.00
VEA Vanguard Ftse Developed ETF	Reduce -0.2%	0.18%	+0.00
XOM Exxon Mobil Corp.	Reduce -0.9%	0.43%	+0.02

Portfolio Buys Q4 2024 → Q1 2025


IEFA iShares Core MSCI Eafe ETF	Add +6.7%	14.89%	+1.39
BIV Vanguard Intermediate-Term B	Add +8.5%	12.10%	+0.76
VTV Vanguard Mrngstr Val ETF-Aui	Add +4.6%	21.81%	+0.52
IEMG iShares Core MSCI Emerging	Add +6.9%	7.06%	+0.41
BNDX Vanguard Total Intl Bond ETF	Add +8.2%	4.28%	+0.14
EMB iShares JP Morgan Usd Emergi	Add +6.2%	2.36%	+0.08
MUB iShares National Muni Bond E	Add +7.7%	3.39%	+0.08
HYLB Xtrackers Usd High Yield Cor	Add +5.9%	1.76%	+0.03
SHEL Shell PLC-ADR	New	0.02%	+0.02
HYD Vaneck High Yield Muni ETF	Add +7.4%	0.57%	+0.01
IAGG iShares Intl Aggregate Bond	Add +8.5%	0.04%	+0.00
HYMB SS SPDR N Ice HY Muni ETF	Add +7.4%	0.02%	+0.00
VWO Vanguard Ftse Emerging Marke	Add +1.3%	0.13%	0.00
ET Energy Transfer LP	Add +8.4%	0.03%	−0.00
SCHV Schwab US Large-Cap Value	Add +1.6%	0.39%	−0.00
IWN iShares Russell 2000 Value E	Add +6.1%	0.06%	−0.00
VBK Van Morst SML-Cap Gro-Usd Inc.	Add +3.4%	1.49%	−0.18
VBR Vngrd Mrngst SL-CP Val ETF-U	Add +5.7%	6.68%	−0.32
VUG Vanguard Mrngstar GR ETF-Sui	Add +1.2%	18.93%	−2.63

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	66	$1.4B	VTV, VUG, IEFA, BIV, IEMG
Q1 2026	67	$1.2B	VTV, VUG, IEFA, BIV, IEMG
Q4 2025	65	$1.2B	VTV, VUG, IEFA, BIV, IEMG
Q3 2025	65	$1.2B	VUG, VTV, IEFA, BIV, IEMG
Q2 2025	61	$1.1B	VUG, VTV, IEFA, BIV, IEMG
Q1 2025	60	$987.7M	VTV, VUG, IEFA, BIV, IEMG
Q4 2024	62	$948.3M	VUG, VTV, IEFA, BIV, VBR
Q3 2024	56	$915.5M	VTV, VUG, IEFA, BIV, IEMG
Q2 2024	54	$823.6M	VUG, VTV, IEFA, BIV, IEMG