Retirement Planning Group, LLC / NY
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 2, 2026), Retirement Planning Group, LLC / NY reported 87 stock positions worth $146.6 million. Its top holding was JPMorgan Equity Premium Inco (JEPI) at 9.1% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 8.0%) and Invesco S&P 500 Revenue ETF (RWL, 5.5%). Compared with Q3 2025, it opened 4 new positions, sold out of 4, added to 48 and reduced 30. The biggest buy was Apple (AAPL, shares +80%) and the biggest sale Invesco QQQ Trust Series 1 (QQQ, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- MALTA, NY
- CIK
- 0002057004
- Portfolio Value
- $146.6M (Q4 2025)
- SEC Filing
- 0001951757-26-000340 ↗ filed Feb 2, 2026
Holdings Value
Holdings 87 stocks · $146.6M
| JEPI JPMorgan Equity Premium Inco | 9.06% | 230,243 | $13.3M | Add +16.8% |
| QQQ Invesco QQQ Trust Series 1 | 8.00% | 19,086 | $11.7M | Reduce -2.0% |
| RWL Invesco S&P 500 Revenue ETF | 5.49% | 70,323 | $8.1M | Add +14.9% |
| PAVE Global X US Infrastructure | 3.91% | 118,986 | $5.7M | Add +2.7% |
| AAPL Apple Inc. | 3.80% | 20,467 | $5.6M | Add +80.0% |
| RECS Columbia Resear Enh Cor ETF | 3.41% | 122,255 | $5.0M | Add +17.2% |
| QYLD Global X Nasd 100 Cov Call | 3.28% | 271,916 | $4.8M | Add +0.2% |
| SCHD Schwab US DVD Equity ETF | 3.21% | 171,629 | $4.7M | Add +56.6% |
| QQQM Invesco Nasdaq 100 ETF | 3.04% | 17,633 | $4.5M | Add +15.1% |
| LVHI Franklin International Low V | 3.00% | 119,483 | $4.4M | Add +3.1% |
| JCE Nuveen Core Equity Alpha | 2.92% | 268,115 | $4.3M | Reduce -0.9% |
| XLF SS Financial Select Sector | 2.89% | 77,390 | $4.2M | Add +1.6% |
| RFDA Alps Dynamic US Dividend Adv | 2.80% | 64,467 | $4.1M | Reduce -2.1% |
| FBND Fidelity Total Bond ETF | 2.72% | 86,078 | $4.0M | Reduce -1.1% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 2.70% | 67,403 | $4.0M | Add +100.8% |
| XLE SS Energy Select Sector | 2.48% | 81,261 | $3.6M | Reduce -3.6% |
| GE General Electric filed as GE AEROSPACE | 2.40% | 11,386 | $3.5M | Add +2.0% |
| PDI PIMCO Dynamic Income Fund | 2.30% | 187,670 | $3.4M | Reduce -3.1% |
| NVDA Nvidia Corp. | 2.07% | 16,305 | $3.0M | Reduce -0.4% |
| HYDB iShares High Yield Systemati | 1.81% | 55,889 | $2.6M | Reduce -0.1% |
| VONE Vanguard Russell 1000 | 1.66% | 7,883 | $2.4M | Reduce -1.0% |
| HEFA Isha Curr Hedged MSCI Eafe | 1.57% | 55,674 | $2.3M | Add +8.5% |
| GEV GE Vernova Inc. | 1.30% | 2,918 | $1.9M | Add +1.6% |
| DJD Invesco Dow Jones Industrial | 1.25% | 31,941 | $1.8M | Reduce -2.8% |
| QUAL iShares MSCI USA Quality Fac | 1.16% | 8,550 | $1.7M | Reduce -0.9% |
| XOM Exxon Mobil Corp. | 0.98% | 11,892 | $1.4M | Add +1.9% |
| MSFT Microsoft Corp. | 0.94% | 2,859 | $1.4M | Reduce -5.1% |
| OMFL Invesco Russell 1000 DYN M/F | 0.89% | 21,407 | $1.3M | Reduce -2.3% |
| IVV iShares Core S&P 500 ETF | 0.85% | 1,825 | $1.2M | Reduce -0.3% |
| HD Home Depot Inc. | 0.78% | 3,308 | $1.1M | Add +0.2% |
| SCHG Schwab US Large-Cap Growth | 0.68% | 30,736 | $1.0M | Add +10.8% |
| VOO Vanguard S&P 500 ETF | 0.66% | 1,535 | $962K | Add +11.5% |
| ABBV Abbvie Inc. | 0.64% | 4,077 | $932K | Reduce -0.1% |
| SPGP Invesco S&P 500 Garp ETF | 0.64% | 8,180 | $931K | Reduce -10.0% |
| LLY Eli Lilly & Co. | 0.58% | 797 | $857K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.58% | 4,040 | $856K | Add +53.1% |
| PICK iShares MSCI Global Metals & | 0.54% | 15,326 | $787K | Add +0.6% |
| JPM JPMorgan Chase & Co. | 0.50% | 2,270 | $732K | Add +0.2% |
| FTEC Fidelity MSCI Info Tech Indx | 0.50% | 3,245 | $729K | Add +11.6% |
| T AT&T Inc. | 0.45% | 26,791 | $665K | Add +3.1% |
| AMZN Amazon.com Inc. | 0.45% | 2,875 | $664K | Add +8.1% |
| WMT Walmart Inc. | 0.44% | 5,838 | $652K | Reduce -1.9% |
| SCHV Schwab US Large-Cap Value | 0.43% | 21,071 | $624K | Add +20.8% |
| VZ Verizon Communications Inc. | 0.40% | 14,531 | $592K | Add +0.4% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.40% | 10,582 | $582K | Reduce -3.5% |
| RWJ Invesco S&P Smallcap 600 | 0.40% | 11,942 | $582K | Reduce -0.2% |
| XLG Invesco S&P 500 Top 50 ETF | 0.40% | 9,782 | $580K | Add +5.5% |
| UNH Unitedhealth Group Inc. | 0.37% | 1,662 | $549K | Add +0.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.36% | 764 | $523K | Add +0.3% |
| XCEM Columbia Em Core Ex-China | 0.32% | 12,372 | $475K | Reduce -4.5% |
| WELL Welltower Inc. | 0.31% | 2,476 | $460K | Reduce -0.0% |
| V Visa Inc. Class A | 0.30% | 1,268 | $445K | Reduce -1.6% |
| MRK Merck & Co. Inc. | 0.30% | 4,114 | $436K | Add +5.6% |
| IYK iShares US Consumer Staples | 0.29% | 6,419 | $430K | Reduce -4.1% |
| DE Deere & Co. | 0.28% | 886 | $414K | Add +0.1% |
| ABT Abbott Laboratories | 0.28% | 3,263 | $409K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.27% | 1,169 | $392K | Add +1.2% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.25% | 1,238 | $367K | Add +26.8% |
| LRCX Lam Research Corp. | 0.25% | 2,120 | $363K | New |
| CVX Chevron Corp. | 0.24% | 2,295 | $350K | Add +1.4% |
| PLTR Palantir Technologies Inc. Class A | 0.24% | 1,967 | $350K | Reduce -2.1% |
| MPC Marathon Petroleum Corp. | 0.23% | 2,041 | $332K | No change |
| MRVL Marvell Technology Inc. | 0.22% | 3,771 | $320K | Reduce -0.2% |
| VYM Vanguard High DVD Yield ETF | 0.22% | 2,209 | $317K | Reduce -8.3% |
| DIV Global X Superdividend Use | 0.22% | 18,145 | $316K | Add +1.8% |
| ELV Elevance Health Inc. | 0.21% | 882 | $309K | Add +0.5% |
| TSLA Tesla Inc. | 0.21% | 687 | $309K | Add +0.3% |
| ARKK ARK Innovation ETF | 0.21% | 3,912 | $301K | Add +8.2% |
| EFT Eaton Vance Fltng RT Inc. TR | 0.20% | 26,135 | $297K | Add +2.2% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.20% | 612 | $295K | Add +0.5% |
| META Meta Platforms Inc. Class A | 0.20% | 435 | $287K | No change |
| HYFI AB High Yield ETF filed as AB ACTIVE ETFS INC | 0.20% | 7,595 | $287K | Add +0.9% |
| COWZ Pacer US Cash Cows 100 ETF | 0.19% | 4,572 | $278K | Add +7.8% |
| HIMU iShares High Yild Muni A ETF | 0.19% | 5,626 | $274K | Reduce -3.7% |
| SMH Vaneck Semiconductor ETF | 0.18% | 753 | $271K | New |
| PM Philip Morris International | 0.18% | 1,650 | $267K | Add +0.3% |
| UFOX Defiance Space and Connectiv | 0.18% | 4,027 | $257K | Add +0.0% |
| GEHC GE Healthcare Technology | 0.17% | 3,085 | $253K | Add +2.7% |
| FYEE Fidelity YLD Enhan Eqty ETF | 0.17% | 8,523 | $244K | Reduce -0.5% |
| SOXQ Invesco PHLX Semiconductor | 0.17% | 4,380 | $244K | Reduce -0.7% |
| MCD McDonald's Corp. | 0.15% | 716 | $219K | No change |
| MO Altria Group Inc. | 0.14% | 3,609 | $212K | Add +0.9% |
| TRST Trustco Bank Corp. NY | 0.14% | 5,038 | $210K | New |
| VXF Vanguard Extended Market ETF | 0.14% | 995 | $208K | Add +0.4% |
| PG The Procter & Gamble Co. | 0.14% | 1,450 | $208K | Add +0.1% |
| JNJ Johnson & Johnson | 0.14% | 990 | $205K | New |
| PLUG Plug Power Inc. | 0.02% | 16,588 | $33K | Reduce -4.1% |
Portfolio Sells Q3 2025 → Q4 2025
| QQQ Invesco QQQ Trust Series 1 | Reduce -2.0% | 8.00% | −0.75 |
| PDI PIMCO Dynamic Income Fund | Reduce -3.1% | 2.30% | −0.60 |
| XLE SS Energy Select Sector | Reduce -3.6% | 2.48% | −0.34 |
| JCE Nuveen Core Equity Alpha | Reduce -0.9% | 2.92% | −0.34 |
| FBND Fidelity Total Bond ETF | Reduce -1.1% | 2.72% | −0.30 |
| RFDA Alps Dynamic US Dividend Adv | Reduce -2.1% | 2.80% | −0.30 |
| VEU Vanguard Ftse All-World Ex-U | Sold out | 0.00% | −0.24 |
| MSFT Microsoft Corp. | Reduce -5.1% | 0.94% | −0.22 |
| NVDA Nvidia Corp. | Reduce -0.4% | 2.07% | −0.21 |
| HYDB iShares High Yield Systemati | Reduce -0.1% | 1.81% | −0.20 |
| ITB iShares U.S. Home Constructi | Sold out | 0.00% | −0.17 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.15 |
| IHAK iShares Cybersecurity & Tech | Sold out | 0.00% | −0.15 |
| VONE Vanguard Russell 1000 | Reduce -1.0% | 1.66% | −0.14 |
| SPGP Invesco S&P 500 Garp ETF | Reduce -10.0% | 0.64% | −0.14 |
| DJD Invesco Dow Jones Industrial | Reduce -2.8% | 1.25% | −0.11 |
| QUAL iShares MSCI USA Quality Fac | Reduce -0.9% | 1.16% | −0.10 |
| OMFL Invesco Russell 1000 DYN M/F | Reduce -2.3% | 0.89% | −0.10 |
| ABBV Abbvie Inc. | Reduce -0.1% | 0.64% | −0.07 |
| IVV iShares Core S&P 500 ETF | Reduce -0.3% | 0.85% | −0.06 |
| IYK iShares US Consumer Staples | Reduce -4.1% | 0.29% | −0.05 |
| VYM Vanguard High DVD Yield ETF | Reduce -8.3% | 0.22% | −0.04 |
| PLTR Palantir Technologies Inc. Class A | Reduce -2.1% | 0.24% | −0.04 |
| RWJ Invesco S&P Smallcap 600 | Reduce -0.2% | 0.40% | −0.04 |
| XCEM Columbia Em Core Ex-China | Reduce -4.5% | 0.32% | −0.03 |
| HIMU iShares High Yild Muni A ETF | Reduce -3.7% | 0.19% | −0.03 |
| BAC Bank of America Corp. | Reduce -3.5% | 0.40% | −0.03 |
| V Visa Inc. Class A | Reduce -1.6% | 0.30% | −0.03 |
| MRVL Marvell Technology Inc. | Reduce -0.2% | 0.22% | −0.02 |
| WELL Welltower Inc. | Reduce -0.0% | 0.31% | −0.02 |
| WMT Walmart Inc. | Reduce -1.9% | 0.44% | −0.01 |
| FYEE Fidelity YLD Enhan Eqty ETF | Reduce -0.5% | 0.17% | −0.01 |
| PLUG Plug Power Inc. | Reduce -4.1% | 0.02% | −0.01 |
| SOXQ Invesco PHLX Semiconductor | Reduce -0.7% | 0.17% | +0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| AAPL Apple Inc. | Add +80.0% | 3.80% | +1.63 |
| JEPQ JPM Nasdaq Equity Premium | Add +100.8% | 2.70% | +1.25 |
| SCHD Schwab US DVD Equity ETF | Add +56.6% | 3.21% | +0.97 |
| JEPI JPMorgan Equity Premium Inco | Add +16.8% | 9.06% | +0.64 |
| RWL Invesco S&P 500 Revenue ETF | Add +14.9% | 5.49% | +0.43 |
| RECS Columbia Resear Enh Cor ETF | Add +17.2% | 3.41% | +0.26 |
| LRCX Lam Research Corp. | New | 0.25% | +0.25 |
| QQQM Invesco Nasdaq 100 ETF | Add +15.1% | 3.04% | +0.21 |
| SMH Vaneck Semiconductor ETF | New | 0.18% | +0.18 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +53.1% | 0.58% | +0.17 |
| TRST Trustco Bank Corp. NY | New | 0.14% | +0.14 |
| JNJ Johnson & Johnson | New | 0.14% | +0.14 |
| MRK Merck & Co. Inc. | Add +5.6% | 0.30% | +0.05 |
| HEFA Isha Curr Hedged MSCI Eafe | Add +8.5% | 1.57% | +0.05 |
| SCHV Schwab US Large-Cap Value | Add +20.8% | 0.43% | +0.05 |
| IBM Intl Business Machines Corp. | Add +26.8% | 0.25% | +0.04 |
| PICK iShares MSCI Global Metals & | Add +0.6% | 0.54% | +0.03 |
| VOO Vanguard S&P 500 ETF | Add +11.5% | 0.66% | +0.02 |
| SCHG Schwab US Large-Cap Growth | Add +10.8% | 0.68% | +0.02 |
| AMZN Amazon.com Inc. | Add +8.1% | 0.45% | +0.02 |
| FTEC Fidelity MSCI Info Tech Indx | Add +11.6% | 0.50% | +0.01 |
| COWZ Pacer US Cash Cows 100 ETF | Add +7.8% | 0.19% | +0.01 |
| GEHC GE Healthcare Technology | Add +2.7% | 0.17% | +0.00 |
| ELV Elevance Health Inc. | Add +0.5% | 0.21% | −0.00 |
| XLG Invesco S&P 500 Top 50 ETF | Add +5.5% | 0.40% | −0.00 |
| XOM Exxon Mobil Corp. | Add +1.9% | 0.98% | −0.01 |
| UFOX Defiance Space and Connectiv | Add +0.0% | 0.18% | −0.01 |
| LVHI Franklin International Low V | Add +3.1% | 3.00% | −0.01 |
| DIA SS SPDR Dow Jones Indus Avg | Add +0.5% | 0.20% | −0.01 |
| VXF Vanguard Extended Market ETF | Add +0.4% | 0.14% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +1.2% | 0.27% | −0.02 |
| TSLA Tesla Inc. | Add +0.3% | 0.21% | −0.02 |
| PM Philip Morris International | Add +0.3% | 0.18% | −0.02 |
| HYFI AB High Yield ETF | Add +0.9% | 0.20% | −0.02 |
| DIV Global X Superdividend Use | Add +1.8% | 0.22% | −0.02 |
| GEV GE Vernova Inc. | Add +1.6% | 1.30% | −0.02 |
| DE Deere & Co. | Add +0.1% | 0.28% | −0.02 |
| EFT Eaton Vance Fltng RT Inc. TR | Add +2.2% | 0.20% | −0.02 |
| CVX Chevron Corp. | Add +1.4% | 0.24% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.3% | 0.36% | −0.02 |
| PG The Procter & Gamble Co. | Add +0.1% | 0.14% | −0.02 |
| ARKK ARK Innovation ETF | Add +8.2% | 0.21% | −0.03 |
| MO Altria Group Inc. | Add +0.9% | 0.14% | −0.04 |
| JPM JPMorgan Chase & Co. | Add +0.2% | 0.50% | −0.04 |
| UNH Unitedhealth Group Inc. | Add +0.1% | 0.37% | −0.05 |
| VZ Verizon Communications Inc. | Add +0.4% | 0.40% | −0.07 |
| T AT&T Inc. | Add +3.1% | 0.45% | −0.10 |
| GE General Electric | Add +2.0% | 2.40% | −0.12 |
| QYLD Global X Nasd 100 Cov Call | Add +0.2% | 3.28% | −0.18 |
| XLF SS Financial Select Sector | Add +1.6% | 2.89% | −0.18 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 108 | $183.5M | JEPI, QQQ, RWL, SCHD, RECS |
| Q1 2026 | 94 | $155.2M | JEPI, QQQ, RWL, SCHD, PAVE |
| Q4 2025 | 87 | $146.6M | JEPI, QQQ, RWL, PAVE, AAPL |
| Q3 2025 | 87 | $133.7M | QQQ, JEPI, RWL, PAVE, QYLD |
| Q2 2025 | 77 | $113.8M | QQQ, JEPI, RWL, PAVE, QYLD |
| Q1 2025 | 70 | $98.3M | QQQ, JEPI, RWL, PAVE, JCE |
| Q4 2024 | 65 | $90.9M | QQQ, JEPI, JCE, RWL, PAVE |