Retirement Wealth Solutions LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 7, 2026), Retirement Wealth Solutions LLC reported 756 stock positions worth $158.2 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 16.4% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 9.7%) and iShares Core S&P 500 ETF (IVV, 8.7%). Compared with Q3 2025, it opened 42 new positions, sold out of 94, added to 302 and reduced 194. The biggest buy was iShares S&P 500 Value ETF (IVE, shares +36%) and the biggest sale iShares MSCI USA Quality Fac (QUAL, shares −34%).
- Most Recent 13F
- Q2 2026
- Location
- MARSHFIELD, WI
- CIK
- 0002044741
- Portfolio Value
- $158.2M (Q4 2025)
- SEC Filing
- 0002044741-26-000001 ↗ filed Jan 7, 2026
Holdings Value
Holdings 756 stocks · $158.2M
| VOO Vanguard S&P 500 ETF | 16.37% | 41,294 | $25.9M | Reduce -0.2% |
| VEA Vanguard Ftse Developed ETF | 9.71% | 246,011 | $15.4M | Reduce -1.7% |
| IVV iShares Core S&P 500 ETF | 8.72% | 20,155 | $13.8M | Add +5.9% |
| VWO Vanguard Ftse Emerging Marke | 4.10% | 120,731 | $6.5M | Add +0.4% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 3.95% | 102,723 | $6.2M | Add +2.5% |
| BNDX Vanguard Total Intl Bond ETF | 3.91% | 128,154 | $6.2M | Add +2.9% |
| BSV Vanguard Short-Term Bond ETF | 3.52% | 70,577 | $5.6M | Add +2.7% |
| IVE iShares S&P 500 Value ETF | 3.42% | 25,485 | $5.4M | Add +36.3% |
| IVW iShares S&P 500 Growth ETF | 3.31% | 42,432 | $5.2M | Add +5.8% |
| IEMG iShares Core MSCI Emerging | 2.99% | 70,378 | $4.7M | Add +23.2% |
| EFV iShares MSCI Eafe Value ETF | 2.82% | 62,582 | $4.5M | Add +0.5% |
| OEF iShares S&P 100 ETF | 2.43% | 11,211 | $3.8M | Add +2.2% |
| VXF Vanguard Extended Market ETF | 2.29% | 17,357 | $3.6M | Reduce -0.1% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 1.80% | 61,228 | $2.8M | Reduce -6.2% |
| THRO iShares U.S. Thematic Rotati | 1.66% | 68,193 | $2.6M | Add +11.4% |
| QUAL iShares MSCI USA Quality Fac | 1.65% | 13,164 | $2.6M | Reduce -34.2% |
| VMBS Vanguard Mortgage-Backed Sec | 1.61% | 54,221 | $2.6M | Add +1.1% |
| BIV Vanguard Intermediate-Term B | 1.56% | 31,727 | $2.5M | Add +1.4% |
| AGG iShares Core U.S. Aggregate | 1.55% | 24,588 | $2.5M | Add +9.7% |
| BLV Vanguard Long-Term Bond ETF | 1.51% | 34,452 | $2.4M | Add +1.1% |
| MUB iShares National Muni Bond E | 1.12% | 16,494 | $1.8M | Reduce -1.0% |
| BAI Ishrs AI in and Tech Act ETF | 1.09% | 51,723 | $1.7M | Add +1.2% |
| TLH iShares 10-20 Year Treasury | 0.99% | 15,453 | $1.6M | Reduce -13.8% |
| MTUM iShares MSCI USA Momentum Fa | 0.96% | 6,050 | $1.5M | Add +56.4% |
| IEFA iShares Core MSCI Eafe ETF | 0.93% | 16,385 | $1.5M | Add +5.8% |
| MSFT Microsoft Corp. | 0.80% | 2,620 | $1.3M | Reduce -0.3% |
| ITA iShares U.S. Aerospace & Def | 0.77% | 5,692 | $1.2M | Add +3.4% |
| IJH iShares Core S&P Midcap ETF | 0.75% | 17,901 | $1.2M | Add +4.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.74% | 2,336 | $1.2M | Add +1.0% |
| IYW iShares Ustechnology ETF | 0.72% | 5,712 | $1.1M | Add +15.5% |
| IAU iShares Gold Trust | 0.65% | 12,745 | $1.0M | Reduce -7.6% |
| EFG iShares MSCI Eafe Growth ETF | 0.61% | 8,492 | $967K | Reduce -14.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.55% | 2,602 | $872K | Add +5.9% |
| MBB iShares MBS ETF | 0.51% | 8,513 | $811K | Reduce -0.3% |
| NVDA Nvidia Corp. | 0.49% | 4,116 | $768K | Reduce -1.2% |
| BND Vanguard Total Bond Market | 0.42% | 9,079 | $672K | Add +3.8% |
| IAGG iShares Intl Aggregate Bond | 0.41% | 12,949 | $648K | Reduce -0.4% |
| AAPL Apple Inc. | 0.40% | 2,303 | $626K | Add +0.5% |
| BINC iShares Flex I A ETF-Usd Inc. | 0.38% | 11,338 | $598K | Reduce -1.7% |
| EXAS Exact Sciences Corp. | 0.37% | 5,830 | $592K | Add +0.3% |
| VXUS Vanguard Total Intl Stock | 0.37% | 7,720 | $582K | Add +7.2% |
| AMZN Amazon.com Inc. | 0.28% | 1,943 | $448K | Reduce -0.1% |
| USHY iShares Broad Usd High Yield | 0.23% | 9,597 | $359K | No change |
| TFI SS SPDR N Ice Muni Bond ETF | 0.21% | 7,205 | $329K | New |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.19% | 4,137 | $301K | No change |
| IWM iShares Russell 2000 ETF | 0.18% | 1,127 | $278K | Add +3.1% |
| FIS Fidelity National Info Serv | 0.18% | 4,170 | $277K | Reduce -0.3% |
| HIMU iShares High Yild Muni A ETF | 0.13% | 4,341 | $211K | Reduce -37.9% |
| USMV iShares MSCI USA Min Vol Fac | 0.13% | 2,125 | $200K | Add +15.6% |
| LLY Eli Lilly & Co. | 0.13% | 185 | $199K | Add +12.8% |
| AVGO Broadcom Inc. | 0.12% | 558 | $193K | No change |
| EMB iShares JP Morgan Usd Emergi | 0.11% | 1,877 | $181K | Add +0.2% |
| HD Home Depot Inc. | 0.11% | 509 | $175K | No change |
| HEFA Isha Curr Hedged MSCI Eafe | 0.11% | 4,218 | $174K | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.10% | 826 | $158K | Add +0.4% |
| MCD McDonald's Corp. | 0.09% | 479 | $146K | Add +0.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.09% | 492 | $143K | Add +60.8% |
| BMO Bank of Montreal filed as BANK MONTREAL QUE | 0.09% | 1,086 | $141K | No change |
| META Meta Platforms Inc. Class A | 0.08% | 191 | $126K | Reduce -17.0% |
| CSCO Cisco Systems Inc. | 0.08% | 1,604 | $124K | No change |
| GOOGL Alphabet Inc. Class A | 0.08% | 381 | $119K | Add +1.9% |
| ORCL Oracle Corp. | 0.07% | 598 | $117K | Reduce -14.1% |
| MA Mastercard Inc. Class A | 0.07% | 204 | $116K | No change |
| JNJ Johnson & Johnson | 0.07% | 523 | $108K | Add +1.4% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.07% | 2,055 | $103K | Add +1.1% |
| JPM JPMorgan Chase & Co. | 0.06% | 314 | $101K | No change |
| URI United Rentals Inc. | 0.06% | 121 | $98K | Reduce -3.2% |
| GOOG Alphabet Inc. Class C | 0.06% | 311 | $97K | Add +58.7% |
| TSLA Tesla Inc. | 0.06% | 216 | $97K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.06% | 364 | $94K | No change |
| DFIV Dimensional International Va | 0.06% | 1,849 | $92K | No change |
| AMAT Applied Materials Inc. | 0.06% | 346 | $89K | Add +2.4% |
| GOVT iShares US Treasury Bond ETF | 0.05% | 3,675 | $85K | Add +2.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.05% | 159 | $77K | Add +0.6% |
| WMT Walmart Inc. | 0.05% | 678 | $76K | No change |
| PM Philip Morris International | 0.05% | 467 | $75K | Add +0.4% |
| DFAT Dimensional US Target Value | 0.05% | 1,237 | $74K | No change |
| SYSB iShares Systematic Bond ETF | 0.05% | 819 | $74K | New |
| MRK Merck & Co. Inc. | 0.05% | 679 | $71K | Add +0.6% |
| VGT Vanguard Info Tech ETF | 0.04% | 94 | $71K | No change |
| PEP Pepsico Inc. | 0.04% | 487 | $70K | No change |
| PG The Procter & Gamble Co. | 0.04% | 482 | $69K | Reduce -12.4% |
| ITOT iShares Core S&P Total U.S. | 0.04% | 450 | $67K | No change |
| PH Parker Hannifin Corp. | 0.04% | 74 | $65K | No change |
| VYMI Vanguard Int High DVD YLD Inc. | 0.04% | 701 | $63K | No change |
| DFUV Dimensional US Marketwide Va | 0.04% | 1,343 | $63K | No change |
| INTU Intuit Inc. | 0.04% | 90 | $60K | No change |
| CG The Carlyle Group Inc. | 0.04% | 995 | $59K | Add +0.2% |
| LRCX Lam Research Corp. | 0.04% | 341 | $58K | No change |
| QCOM Qualcomm Inc. | 0.04% | 340 | $58K | No change |
| IDXX Idexx Laboratories Inc. | 0.04% | 85 | $58K | Reduce -1.2% |
| ORLY O'reilly Automotive Inc. | 0.04% | 630 | $57K | No change |
| VCRB Vanguard Core Bond ETF | 0.04% | 729 | $57K | No change |
| HDV iShares Core High Dividend E | 0.04% | 461 | $56K | No change |
| CAT Caterpillar Inc. | 0.04% | 97 | $55K | No change |
| DFAE Dimensional Emerging Core Eq | 0.03% | 1,669 | $54K | No change |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.03% | 471 | $54K | Reduce -1.5% |
| XOM Exxon Mobil Corp. | 0.03% | 431 | $52K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.03% | 942 | $52K | No change |
| BLK BlackRock Inc. | 0.03% | 47 | $50K | No change |
Lines left out (4) · $24 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| IHI iShares U.S. Medical Devices | U.S. MED DVC ETF | 0 | $21 |
| KFRC Kforce Inc. | COM | 0 | $1 |
| KIM Kimco Realty Corp. | COM | 0 | $1 |
| SEE Sealed Air Corp. | COM | 0 | $1 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $158.2M.
Portfolio Sells Q3 2025 → Q4 2025
| QUAL iShares MSCI USA Quality Fac | Reduce -34.2% | 1.65% | −0.90 |
| VOO Vanguard S&P 500 ETF | Reduce -0.2% | 16.37% | −0.29 |
| TLH iShares 10-20 Year Treasury | Reduce -13.8% | 0.99% | −0.22 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -6.2% | 1.80% | −0.20 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.7% | 9.71% | −0.14 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -14.8% | 0.61% | −0.13 |
| VXF Vanguard Extended Market ETF | Reduce -0.1% | 2.29% | −0.10 |
| MSFT Microsoft Corp. | Reduce -0.3% | 0.80% | −0.09 |
| HIMU iShares High Yild Muni A ETF | Reduce -37.9% | 0.13% | −0.09 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -87.8% | 0.01% | −0.06 |
| ORCL Oracle Corp. | Reduce -14.1% | 0.07% | −0.06 |
| MUB iShares National Muni Bond E | Reduce -1.0% | 1.12% | −0.05 |
| META Meta Platforms Inc. Class A | Reduce -17.0% | 0.08% | −0.03 |
| IAGG iShares Intl Aggregate Bond | Reduce -0.4% | 0.41% | −0.03 |
| NVDA Nvidia Corp. | Reduce -1.2% | 0.49% | −0.03 |
| BINC iShares Flex I A ETF-Usd Inc. | Reduce -1.7% | 0.38% | −0.03 |
| MBB iShares MBS ETF | Reduce -0.3% | 0.51% | −0.02 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.02 |
| URI United Rentals Inc. | Reduce -3.2% | 0.06% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -12.4% | 0.04% | −0.01 |
| SAP Sap SE-Sponsored ADR | Reduce -57.7% | 0.01% | −0.01 |
| CMG Chipotle Mexican Grill Inc. | Reduce -75.6% | 0.00% | −0.01 |
| LYV Live Nation Entertainment Inc. | Reduce -23.2% | 0.02% | −0.01 |
| NOW ServiceNow Inc. | Reduce -6.7% | 0.03% | −0.01 |
| FSV Firstservice Corp. | Reduce -91.7% | 0.00% | −0.01 |
| VEEV Veeva Systems Inc. Class A | Reduce -13.2% | 0.01% | −0.01 |
| COST Costco Wholesale Corp. | Reduce -8.5% | 0.03% | −0.01 |
| TTE Totalenergies SE -Spon ADR | Sold out | 0.00% | −0.01 |
| CGNX Cognex Corp. | Sold out | 0.00% | −0.01 |
| FIS Fidelity National Info Serv | Reduce -0.3% | 0.18% | −0.01 |
| IAU iShares Gold Trust | Reduce -7.6% | 0.65% | −0.01 |
| OLED Universal Display Corp. | Reduce -74.4% | 0.00% | −0.01 |
| MO Altria Group Inc. | Reduce -13.0% | 0.02% | −0.01 |
| GEV GE Vernova Inc. | Reduce -53.9% | 0.01% | −0.01 |
| VZ Verizon Communications Inc. | Reduce -9.0% | 0.02% | −0.01 |
| CBT Cabot Corp. | Sold out | 0.00% | −0.01 |
| HYDB iShares High Yield Systemati | Sold out | 0.00% | −0.01 |
| WH Wyndham Hotels & Resorts Inc. | Sold out | 0.00% | −0.00 |
| LIN Linde PLC | Reduce -6.2% | 0.02% | −0.00 |
| SHOE Shoe Station Group Inc. | Sold out | 0.00% | −0.00 |
| MSTR Strategy Inc. | Sold out | 0.00% | −0.00 |
| GWRE Guidewire Software Inc. | Reduce -84.8% | 0.00% | −0.00 |
| COIN Coinbase Global Inc. Class A | Reduce -76.2% | 0.00% | −0.00 |
| SE Sea Ltd.-ADR | Reduce -28.6% | 0.00% | −0.00 |
| ADP Automatic Data Processing | Reduce -32.6% | 0.00% | −0.00 |
| RBA RB Global Inc. | Reduce -50.5% | 0.00% | −0.00 |
| MSI Motorola Solutions Inc. | Sold out | 0.00% | −0.00 |
| CPRT Copart Inc. | Reduce -11.1% | 0.01% | −0.00 |
| LKFN Lakeland Financial Corp. | Reduce -16.3% | 0.01% | −0.00 |
| SONY Sony Group Corp. - SP ADR | Reduce -10.9% | 0.01% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| IVE iShares S&P 500 Value ETF | Add +36.3% | 3.42% | +0.88 |
| IEMG iShares Core MSCI Emerging | Add +23.2% | 2.99% | +0.51 |
| IVV iShares Core S&P 500 ETF | Add +5.9% | 8.72% | +0.35 |
| MTUM iShares MSCI USA Momentum Fa | Add +56.4% | 0.96% | +0.30 |
| TFI SS SPDR N Ice Muni Bond ETF | New | 0.21% | +0.21 |
| EXAS Exact Sciences Corp. | Add +0.3% | 0.37% | +0.17 |
| THRO iShares U.S. Thematic Rotati | Add +11.4% | 1.66% | +0.14 |
| IVW iShares S&P 500 Growth ETF | Add +5.8% | 3.31% | +0.12 |
| IYW iShares Ustechnology ETF | Add +15.5% | 0.72% | +0.08 |
| AGG iShares Core U.S. Aggregate | Add +9.7% | 1.55% | +0.07 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +2.5% | 3.95% | +0.05 |
| EFV iShares MSCI Eafe Value ETF | Add +0.5% | 2.82% | +0.05 |
| SYSB iShares Systematic Bond ETF | New | 0.05% | +0.05 |
| LLY Eli Lilly & Co. | Add +12.8% | 0.13% | +0.04 |
| IEFA iShares Core MSCI Eafe ETF | Add +5.8% | 0.93% | +0.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +60.8% | 0.09% | +0.03 |
| GOOG Alphabet Inc. Class C | Add +58.7% | 0.06% | +0.03 |
| OEF iShares S&P 100 ETF | Add +2.2% | 2.43% | +0.03 |
| VTI VG Morningstar TS MKT ETF-US | Add +5.9% | 0.55% | +0.02 |
| VXUS Vanguard Total Intl Stock | Add +7.2% | 0.37% | +0.02 |
| GOOGL Alphabet Inc. Class A | Add +1.9% | 0.08% | +0.02 |
| ITA iShares U.S. Aerospace & Def | Add +3.4% | 0.77% | +0.02 |
| IJH iShares Core S&P Midcap ETF | Add +4.8% | 0.75% | +0.01 |
| AAPL Apple Inc. | Add +0.5% | 0.40% | +0.01 |
| USMV iShares MSCI USA Min Vol Fac | Add +15.6% | 0.13% | +0.01 |
| AMAT Applied Materials Inc. | Add +2.4% | 0.06% | +0.01 |
| MU Micron Technology Inc. | Add +407.7% | 0.01% | +0.01 |
| MRK Merck & Co. Inc. | Add +0.6% | 0.05% | +0.01 |
| IWF iShares Russell 1000 Growth | New | 0.01% | +0.01 |
| AZN Astrazeneca PLC-Spons ADR | Add +38.6% | 0.02% | +0.01 |
| JNJ Johnson & Johnson | Add +1.4% | 0.07% | +0.01 |
| BBVA Banco Bilbao Vizcaya-SP ADR | Add +53.0% | 0.01% | +0.01 |
| TMO Thermo Fisher Scientific Inc. | New | 0.01% | +0.01 |
| RIO Rio Tinto PLC-Spon ADR | Add +494.7% | 0.01% | +0.00 |
| ILTB iShares Core 10+ Year Usd Bo | New | 0.00% | +0.00 |
| MT Arcelormittal-NY Registered | Add +935.3% | 0.01% | +0.00 |
| DB Deutsche Bank AG-Registered | Add +80.6% | 0.01% | +0.00 |
| BCS Barclays PLC-Spons ADR | Add +44.1% | 0.01% | +0.00 |
| SNDK Sandisk Corp. | New | 0.00% | +0.00 |
| CMI Cummins Inc. | Add +1.6% | 0.02% | +0.00 |
| TLT iShares 20+ Year Treasury BD | Add +1900.0% | 0.00% | +0.00 |
| RYAAY Ryanair Holdings PLC-SP ADR | New | 0.00% | +0.00 |
| WBD Warner Bros Discovery Inc. | Add +341.5% | 0.00% | +0.00 |
| CVNA Carvana Co. | Add +64.3% | 0.01% | +0.00 |
| F Ford Motor Co. | Add +31900.0% | 0.00% | +0.00 |
| ICVT iShares Convertible Bond ETF | Add +27.2% | 0.01% | +0.00 |
| ASML ASML Holding NV-NY Reg SHS | Add +8.0% | 0.02% | +0.00 |
| AAL American Airlines Group Inc. | Add +192.4% | 0.00% | +0.00 |
| CEG Constellation Energy | Add +31.0% | 0.01% | +0.00 |
| NOK Nokia Corp.-Spon ADR | Add +146.6% | 0.00% | +0.00 |
Notes & Other Activity Q3 2025 → Q4 2025
| EQIX Equinix Inc. | COM | Sold out | 0 | $355before exit |
| SBAC SBA Communications Corp. | CL A | Sold out | 0 | $55before exit |
| CABO Cable One Inc. | COM | Sold out | 0 | $44before exit |
| SWKS Skyworks Solutions Inc. | COM | Sold out | 0 | $36before exit |
| BXP BXP Inc. | COM | Sold out | 0 | $26before exit |
| AMT American Tower Corp. | COM | Sold out | 0 | $22before exit |
| CHRD Chord Energy Corp. | COM NEW | Sold out | 0 | $21before exit |
| IRM Iron Mountain Inc. | COM | Sold out | 0 | $19before exit |
| UDR Udr Inc. | COM | Sold out | 0 | $16before exit |
| DEO Diageo PLC-Sponsored ADR | SPON ADR NEW | Sold out | 0 | $14before exit |
| INVH Invitation Homes Inc. | COM | Sold out | 0 | $12before exit |
| FMC FMC Corp. | COM NEW | Sold out | 0 | $10before exit |
| KEY Keycorp | COM | Sold out | 0 | $10before exit |
| SMG Scotts Miracle-Gro Co. | CL A | Sold out | 0 | $9before exit |
| XRAY Dentsply Sirona Inc. | COM | Sold out | 0 | $6before exit |
| PSA Public Storage | COM | Sold out | 0 | $5before exit |
| HR Healthcare Realty Trust Inc. | CL A COM | Sold out | 0 | $4before exit |
| SSTK Shutterstock Inc. | COM | Sold out | 0 | $4before exit |
| COLD Americold Realty Trust Inc. | COM | Sold out | 0 | $2before exit |
| HXL Hexcel Corp. | COM | Sold out | 0 | $2before exit |
| KFRC Kforce Inc. | COM | Reduce -100.0% | 0 | $1 |
| SEE Sealed Air Corp. | COM | Reduce -100.0% | 0 | $1 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 803 | $181.5M | VOO, IVV, VEA, DYNF, IVW |
| Q1 2026 | 813 | $158.6M | VOO, IVV, VEA, BNDX, DYNF |
| Q4 2025 | 756 | $158.2M | VOO, VEA, IVV, VWO, DYNF |
| Q3 2025 | 809 | $152.2M | VOO, VEA, IVV, VWO, BNDX |
| Q2 2025 | 428 | $137.0M | VOO, VEA, IVV, BNDX, VWO |
| Q1 2025 | 419 | $123.9M | VOO, VEA, IVV, BNDX, VWO |
| Q4 2024 | 424 | $118.3M | VOO, VEA, IVV, BNDX, BSV |