Retiremitten Financial LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 10, 2026), Retiremitten Financial LLC reported 41 stock positions worth $237.0 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 20.0% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 14.6%) and Vanguard High DVD Yield ETF (VYM, 13.7%). Compared with Q1 2026, it sold out of 135, added to 29 and reduced 10. The biggest buy was Ste STR SPDR PT DW Eu ETF (SPDW, shares +33%) and the biggest sale Ste STR SPDR PT S&P 500 ETF (SPYM, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- MILFORD, MI
- CIK
- 0002127635
- Portfolio Value
- $237.0M (Q2 2026)
- SEC Filing
- 0002127635-26-000004 ↗ filed Aug 10, 2026
Holdings Value
Holdings 41 stocks · $237.0M
| SPYM Ste STR SPDR PT S&P 500 ETF | 19.97% | 538,570 | $47.3M | Reduce -2.9% |
| SPYG SS SPDR P S&P 500 Growth ETF | 14.62% | 291,147 | $34.6M | Add +4.0% |
| VYM Vanguard High DVD Yield ETF | 13.70% | 205,468 | $32.5M | Add +7.5% |
| SPAB SS SPDR P Agg Bond ETF | 13.48% | 1,252,023 | $32.0M | Add +9.7% |
| SPDW Ste STR SPDR PT DW Eu ETF | 8.29% | 389,769 | $19.6M | Add +33.4% |
| SPHY SS SPDR P High Yield ETF | 6.35% | 642,152 | $15.1M | Add +10.3% |
| ILTB iShares Core 10+ Year Usd Bo | 5.83% | 280,658 | $13.8M | Add +10.7% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 4.11% | 144,168 | $9.7M | Add +5.5% |
| BSV Vanguard Short-Term Bond ETF | 3.41% | 103,693 | $8.1M | Add +10.2% |
| SPSM SS SPDR P S&P 600 Small Cap | 2.10% | 86,282 | $5.0M | Add +1.3% |
| USRT iShares Core US REIT ETF | 2.01% | 71,672 | $4.8M | Add +6.5% |
| SPEM State Street SP PTF Em ETF | 1.43% | 65,384 | $3.4M | Add +3.8% |
| ITOT iShares Core S&P Total U.S. | 0.42% | 6,092 | $1.0M | Add +0.0% |
| CAT Caterpillar Inc. | 0.37% | 834 | $888K | Add +0.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.37% | 10,205 | $879K | Reduce -5.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.34% | 1,075 | $803K | Reduce -5.0% |
| IVV iShares Core S&P 500 ETF | 0.27% | 846 | $634K | Reduce -4.8% |
| SCHX Schwab US Large-Cap ETF | 0.25% | 19,753 | $581K | Reduce -10.3% |
| AAPL Apple Inc. | 0.20% | 1,670 | $483K | Add +88.3% |
| CMI Cummins Inc. | 0.18% | 609 | $434K | No change |
| IWF iShares Russell 1000 Growth | 0.18% | 3,463 | $430K | Add +54.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.18% | 5,265 | $424K | Reduce -12.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.18% | 570 | $420K | Add +18.5% |
| SCHF Schwab Intl Equity ETF | 0.15% | 13,101 | $363K | Add +27.1% |
| VCIT Vanguard Int-Term Corporate | 0.15% | 4,212 | $348K | Add +3.7% |
| AGG iShares Core U.S. Aggregate | 0.12% | 2,973 | $294K | Reduce -15.3% |
| XEL Xcel Energy Inc. | 0.12% | 3,617 | $290K | Add +0.8% |
| NVDA Nvidia Corp. | 0.12% | 1,419 | $284K | Add +6.8% |
| VEA Vanguard Ftse Developed ETF | 0.12% | 3,903 | $278K | Add +6.3% |
| IEFA iShares Core MSCI Eafe ETF | 0.12% | 2,823 | $273K | Add +90.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.11% | 535 | $268K | Reduce -11.6% |
| IWD iShares Russell 1000 Value E | 0.11% | 1,065 | $258K | Add +8.8% |
| AVGO Broadcom Inc. | 0.11% | 663 | $250K | Add +398.5% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.10% | 1,021 | $248K | Add +201.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.10% | 667 | $247K | Reduce -41.3% |
| JPM JPMorgan Chase & Co. | 0.09% | 626 | $205K | Reduce -4.0% |
| IEMG iShares Core MSCI Emerging | 0.08% | 2,428 | $201K | Add +36.6% |
| HYT BlackRock Corp. Hi YLD | 0.06% | 15,659 | $134K | Add +161.0% |
| DNP DNP Select Income Fund Inc. | 0.06% | 12,350 | $133K | Add +147.0% |
| MMT Aberdeen Multimarket Income | 0.03% | 16,062 | $71K | Add +18.4% |
| XEADX Allspring Income Opport | 0.03% | 10,000 | $65K | No change |
Other holdings (6): bonds, preferreds, convertibles and warrants · $61K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| JEFFERIES FINL GR VAR 30 DUE 08/06/30 | Bond · principal | 28,000 | $29K | No change |
| Pacific Gas & Electric Co Note M/w Clbl | Bond · principal | 12,000 | $12K | No change |
| FNMA PL CA3872 3.5 49 DUE 07/01/49 | Bond · principal | 100,000 | $9K | No change |
| FNMA PL CA2374 4 48 DUE 09/01/48 | Bond · principal | 104,000 | $7K | No change |
| FNMA PL BK0677 3 50 DUE 02/01/50 | Bond · principal | 26,000 | $4K | No change |
| FNMA PL AV1823 3.5 28 DUE 12/01/28 | Bond · principal | 11,000 | $441 | No change |
Total filed on the 13F, all lines: $237.1M.
Portfolio Sells Q1 2026 → Q2 2026
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -2.9% | 19.97% | −0.56 |
| AMZN Amazon.com Inc. | Sold out | 0.00% | −0.12 |
| MEAR Ishrs Short Mat Muni Act ETF | Sold out | 0.00% | −0.12 |
| MSFT Microsoft Corp. | Sold out | 0.00% | −0.09 |
| EWC iShares MSCI Canada ETF | Sold out | 0.00% | −0.08 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Sold out | 0.00% | −0.07 |
| SCHD Schwab US DVD Equity ETF | Sold out | 0.00% | −0.07 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -41.3% | 0.10% | −0.07 |
| VB Vanguard Most SM-Cap ETF-Usd | Sold out | 0.00% | −0.07 |
| DVY iShares Select Dividend ETF | Sold out | 0.00% | −0.06 |
| EFA iShares MSCI Eafe ETF | Sold out | 0.00% | −0.06 |
| VNQ Vanguard Real Estate ETF | Sold out | 0.00% | −0.05 |
| SCHB Schwab US Broad Market ETF | Sold out | 0.00% | −0.05 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.05 |
| IWB iShares Russell 1000 ETF | Sold out | 0.00% | −0.05 |
| IVW iShares S&P 500 Growth ETF | Sold out | 0.00% | −0.05 |
| VIGI Vanguard Int Div App Indx FD | Sold out | 0.00% | −0.05 |
| GLD SPDR Gold Shares | Sold out | 0.00% | −0.05 |
| AGG iShares Core U.S. Aggregate | Reduce -15.3% | 0.12% | −0.04 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Sold out | 0.00% | −0.04 |
| SCHG Schwab US Large-Cap Growth | Sold out | 0.00% | −0.04 |
| DIA SS SPDR Dow Jones Indus Avg | Sold out | 0.00% | −0.04 |
| VGT Vanguard Info Tech ETF | Sold out | 0.00% | −0.04 |
| VTV Vanguard Mrngstr Val ETF-Aui | Sold out | 0.00% | −0.04 |
| IXUS iShares Core Intl Stock ETF | Sold out | 0.00% | −0.04 |
| V Visa Inc. Class A | Sold out | 0.00% | −0.04 |
| ACLC American Century Large Cap E | Sold out | 0.00% | −0.03 |
| GOOG Alphabet Inc. Class C | Sold out | 0.00% | −0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -12.1% | 0.18% | −0.03 |
| SCHX Schwab US Large-Cap ETF | Reduce -10.3% | 0.25% | −0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -11.6% | 0.11% | −0.03 |
| IXC iShares Global Energy ETF | Sold out | 0.00% | −0.03 |
| XIAEX Voya Asia Pac Hi DVD Eq Inc. | Sold out | 0.00% | −0.03 |
| PFF iShares Preferred & Income S | Sold out | 0.00% | −0.02 |
| CSB Victoryshares US Small Cap H | Sold out | 0.00% | −0.02 |
| VFH Vanguard Financials ETF | Sold out | 0.00% | −0.02 |
| MBB iShares MBS ETF | Sold out | 0.00% | −0.02 |
| XLC SS Comm Select Sector SPDR | Sold out | 0.00% | −0.02 |
| XLK SS Technology Select Sector | Sold out | 0.00% | −0.02 |
| SPIB SS SPDR P Int C Corp. ETF | Sold out | 0.00% | −0.02 |
| MRVL Marvell Technology Inc. | Sold out | 0.00% | −0.02 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.02 |
| VTC Vanguard Total Corporate BND | Sold out | 0.00% | −0.02 |
| HLTC National Healthcare Properti | Sold out | 0.00% | −0.02 |
| IBIT iShares Bitcoin Trust ETF | Sold out | 0.00% | −0.02 |
| VIG Vanguard Dividend Apprec ETF | Sold out | 0.00% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -5.0% | 0.34% | −0.02 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Sold out | 0.00% | −0.02 |
| IVE iShares S&P 500 Value ETF | Sold out | 0.00% | −0.02 |
| XLF SS Financial Select Sector | Sold out | 0.00% | −0.02 |
Portfolio Buys Q1 2026 → Q2 2026
| SPDW Ste STR SPDR PT DW Eu ETF | Add +33.4% | 8.29% | +1.83 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +4.0% | 14.62% | +1.37 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +5.5% | 4.11% | +0.20 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +1.3% | 2.10% | +0.11 |
| AAPL Apple Inc. | Add +88.3% | 0.20% | +0.10 |
| CAT Caterpillar Inc. | Add +0.6% | 0.37% | +0.09 |
| AVGO Broadcom Inc. | Add +398.5% | 0.11% | +0.09 |
| USRT iShares Core US REIT ETF | Add +6.5% | 2.01% | +0.08 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +201.2% | 0.10% | +0.07 |
| IWF iShares Russell 1000 Growth | Add +54.9% | 0.18% | +0.07 |
| IEFA iShares Core MSCI Eafe ETF | Add +90.9% | 0.12% | +0.05 |
| QQQ Invesco QQQ Trust Series 1 | Add +18.5% | 0.18% | +0.04 |
| HYT BlackRock Corp. Hi YLD | Add +161.0% | 0.06% | +0.03 |
| DNP DNP Select Income Fund Inc. | Add +147.0% | 0.06% | +0.03 |
| SCHF Schwab Intl Equity ETF | Add +27.1% | 0.15% | +0.03 |
| IEMG iShares Core MSCI Emerging | Add +36.6% | 0.08% | +0.02 |
| IWD iShares Russell 1000 Value E | Add +8.8% | 0.11% | +0.01 |
| NVDA Nvidia Corp. | Add +6.8% | 0.12% | +0.01 |
| VEA Vanguard Ftse Developed ETF | Add +6.3% | 0.12% | +0.00 |
| ITOT iShares Core S&P Total U.S. | Add +0.0% | 0.42% | +0.00 |
| VYM Vanguard High DVD Yield ETF | Add +7.5% | 13.70% | +0.00 |
| MMT Aberdeen Multimarket Income | Add +18.4% | 0.03% | −0.00 |
| SPEM State Street SP PTF Em ETF | Add +3.8% | 1.43% | −0.00 |
| XEL Xcel Energy Inc. | Add +0.8% | 0.12% | −0.02 |
| VCIT Vanguard Int-Term Corporate | Add +3.7% | 0.15% | −0.02 |
| BSV Vanguard Short-Term Bond ETF | Add +10.2% | 3.41% | −0.16 |
| ILTB iShares Core 10+ Year Usd Bo | Add +10.7% | 5.83% | −0.17 |
| SPHY SS SPDR P High Yield ETF | Add +10.3% | 6.35% | −0.21 |
| SPAB SS SPDR P Agg Bond ETF | Add +9.7% | 13.48% | −0.67 |
Notes & Other Activity Q1 2026 → Q2 2026
| FNMA PL FM3664 4 49 DUE 030149 | Bond · principal | Sold out | 6,000 | $875before exit |
| DFAR Dimensional US Real Est ETF | US REAL ESTA ETF | Sold out | 0 | $0before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.