RMR Wealth Builders

Name: RMR Wealth Builders 13F holdings, Q4 2024
Creator: RMR Wealth Builders
Published: 2025-01-14

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 14, 2025), RMR Wealth Builders reported 256 stock positions worth $967.5 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 9.3% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 9.0%) and Vanguard Mrngstr Val ETF-Aui (VTV, 8.1%). Compared with Q3 2024, it opened 13 new positions, sold out of 17, added to 123 and reduced 89. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +5%) and the biggest sale Vanguard S/T Corp. Bond ETF (VCSH, shares −99%).

Most Recent 13F: Q3 2026
Location: MONTCLAIR, NJ
CIK: 0001803848
Portfolio Value: $967.5M (Q4 2024)
SEC Filing: 0001420506-25-000027 ↗ filed Jan 14, 2025

Holdings Value

Holdings 256 stocks · $967.5M


VUG Vanguard Mrngstar GR ETF-Sui	9.25%	218,065	$89.5M	Add +5.0%
VOO Vanguard S&P 500 ETF	8.97%	161,037	$86.8M	Add +6.8%
VTV Vanguard Mrngstr Val ETF-Aui	8.11%	463,379	$78.5M	Add +6.5%
IJH iShares Core S&P Midcap ETF	7.83%	1,215,359	$75.7M	Add +6.2%
IWF iShares Russell 1000 Growth	4.45%	107,204	$43.1M	Reduce -1.6%
IEFA iShares Core MSCI Eafe ETF	3.88%	534,340	$37.6M	Add +9.6%
NVDA Nvidia Corp.	3.55%	255,738	$34.3M	Reduce -0.8%
AAPL Apple Inc.	3.09%	119,262	$29.9M	Add +0.7%
IWD iShares Russell 1000 Value E	2.63%	137,418	$25.4M	Add +1.4%
SUB iShares Short-Term National	2.55%	233,877	$24.7M	Add +9.6%
IJR iShares Core S&P Small-Cap E	2.41%	202,152	$23.3M	Add +6.5%
MSFT Microsoft Corp.	2.16%	49,658	$20.9M	Add +3.6%
AVGO Broadcom Inc.	1.69%	70,370	$16.3M	Add +1.0%
AMZN Amazon.com Inc.	1.60%	70,423	$15.5M	Add +2.5%
MUB iShares National Muni Bond E	1.57%	142,485	$15.2M	Reduce -5.2%
FMB First Trust Managed Municipa	1.50%	284,204	$14.5M	Reduce 0.0%
FSMB First Trust Short Dur Manag	1.46%	712,254	$14.1M	Add +0.9%
HYS PIMCO 0-5 Year H/Y Corp. Bond	1.38%	142,346	$13.3M	Add +12.2%
BNDX Vanguard Total Intl Bond ETF	1.33%	262,287	$12.9M	Add +13.7%
SPY SS SPDR S&P 500 ETF Trust-US	1.01%	16,674	$9.8M	Reduce -1.6%
IWM iShares Russell 2000 ETF	0.90%	39,260	$8.7M	Add +0.3%
MDY State Street SPDR S&P Midcap	0.84%	14,250	$8.1M	Add +1.6%
JPM JPMorgan Chase & Co.	0.82%	33,057	$7.9M	Add +4.4%
META Meta Platforms Inc. Class A	0.72%	11,830	$6.9M	Add +4.9%
TSLA Tesla Inc.	0.64%	15,376	$6.2M	Add +72.0%
QQQ Invesco QQQ Trust Series 1	0.60%	11,446	$5.9M	Add +1.2%
SCHO Schwab Short-Term US Treas	0.60%	243,192	$5.9M	Add +28.3%
V Visa Inc. Class A	0.52%	15,885	$5.0M	Add +4.5%
EFA iShares MSCI Eafe ETF	0.49%	63,312	$4.8M	Add +2.3%
XLK SS Technology Select Sector	0.48%	20,035	$4.7M	Add +0.1%
HD Home Depot Inc.	0.46%	11,429	$4.4M	Add +2.2%
COST Costco Wholesale Corp.	0.45%	4,786	$4.4M	Add +1.7%
NFLX Netflix Inc.	0.45%	4,863	$4.3M	Add +4.8%
GOOG Alphabet Inc. Class C	0.43%	21,597	$4.1M	Reduce -2.9%
LLY Eli Lilly & Co.	0.37%	4,686	$3.6M	Add +2.3%
BRK.B Berkshire Hathaway Inc. Class B	0.36%	7,767	$3.5M	Reduce -4.4%
SCHX Schwab US Large-Cap ETF	0.36%	150,851	$3.5M	Add +436.0%
XOM Exxon Mobil Corp.	0.36%	32,042	$3.4M	Add +3.1%
ANET Arista Networks Inc.	0.35%	30,462	$3.4M	Add +7.5%
GOOGL Alphabet Inc. Class A	0.33%	16,955	$3.2M	Reduce -23.6%
BX Blackstone Inc.	0.33%	18,271	$3.2M	Add +84.6%
ISRG Intuitive Surgical Inc.	0.31%	5,699	$3.0M	Add +4.3%
VZ Verizon Communications Inc.	0.29%	69,163	$2.8M	Add +8.1%
FTRB Fed Hermes TTL RTRN BND	0.29%	111,964	$2.8M	Add +79.0%
SPYM Ste STR SPDR PT S&P 500 ETF	0.28%	39,833	$2.7M	Add +125.4%
CRM Salesforce Inc.	0.28%	8,210	$2.7M	Add +5.7%
WMT Walmart Inc.	0.28%	29,833	$2.7M	Add +8.0%
CRWD CrowdStrike Holdings Inc. Class A	0.27%	7,775	$2.7M	Add +4.1%
MRK Merck & Co. Inc.	0.27%	26,636	$2.6M	Add +1.7%
OEF iShares S&P 100 ETF	0.27%	9,113	$2.6M	New
CVX Chevron Corp.	0.27%	18,095	$2.6M	Add +2.2%
SHY iShares 1-3 Year Treasury Bo	0.25%	29,987	$2.5M	Reduce -0.4%
MA Mastercard Inc. Class A	0.25%	4,526	$2.4M	Add +0.9%
CEG Constellation Energy	0.24%	10,461	$2.3M	Add +3.3%
AMD Advanced Micro Devices	0.24%	19,122	$2.3M	Reduce -8.1%
AXP American Express Co.	0.24%	7,666	$2.3M	Add +7.4%
GS Goldman Sachs Group Inc.	0.23%	3,899	$2.2M	Add +7.9%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.23%	5,187	$2.2M	Reduce -1.7%
PG The Procter & Gamble Co.	0.23%	13,084	$2.2M	Add +7.5%
BLK BlackRock Inc.	0.22%	2,084	$2.1M	New
ADBE Adobe Inc.	0.22%	4,763	$2.1M	Add +0.0%
UNH Unitedhealth Group Inc.	0.21%	4,034	$2.0M	Add +19.1%
ACN Accenture PLC Class A	0.20%	5,437	$1.9M	Add +3.9%
PECO Phillips Edison & Company Inc.	0.19%	49,593	$1.9M	Reduce -19.0%
MRSH Marsh & McLennan Cos	0.19%	8,637	$1.8M	Reduce -0.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.18%	8,089	$1.8M	Add +233.4%
WM Waste Management Inc.	0.18%	8,809	$1.8M	Add +12.6%
ABBV Abbvie Inc.	0.18%	9,909	$1.8M	Reduce -3.6%
HON Honeywell International Inc.	0.18%	7,731	$1.7M	Reduce -1.8%
VRTX Vertex Pharmaceuticals Inc.	0.18%	4,239	$1.7M	Add +9.0%
DUK Duke Energy Corp.	0.17%	15,594	$1.7M	Add +8.5%
MMM 3M Co.	0.17%	12,982	$1.7M	Add +10.5%
AMT American Tower Corp.	0.17%	8,998	$1.7M	Add +12.6%
MCD McDonald's Corp.	0.17%	5,611	$1.6M	Add +10.5%
LIN Linde PLC	0.16%	3,807	$1.6M	Add +8.2%
INTU Intuit Inc.	0.16%	2,511	$1.6M	Add +7.6%
CMCSA Comcast Corp. Class A	0.16%	40,922	$1.5M	Reduce -1.2%
XLV SS Health Care Select Sector	0.16%	11,154	$1.5M	Reduce -5.7%
SPGI S&P Global Inc.	0.16%	3,060	$1.5M	Add +6.6%
LMT Lockheed Martin Corp.	0.16%	3,124	$1.5M	Add +10.5%
CME Cme Group Inc.	0.16%	6,492	$1.5M	No change
TJX TJX Companies Inc. filed as TJX COS INC NEW	0.15%	12,347	$1.5M	Add +203.0%
ASML ASML Holding NV-NY Reg SHS	0.15%	2,104	$1.5M	No change
PEG Public Service Enterprise GP	0.15%	16,980	$1.4M	Add +2.1%
QCOM Qualcomm Inc.	0.15%	9,173	$1.4M	Add +7.7%
GM General Motors Co.	0.14%	25,147	$1.3M	Reduce -0.9%
FIS Fidelity National Info Serv	0.14%	16,344	$1.3M	Add +16.5%
GLW Corning Inc.	0.13%	27,367	$1.3M	Add +6.5%
TSM Taiwan Semiconductor-SP ADR	0.13%	6,548	$1.3M	Reduce -4.4%
TMO Thermo Fisher Scientific Inc.	0.13%	2,427	$1.3M	Add +15.7%
TTD Trade Desk Inc./the Class A filed as THE TRADE DESK INC	0.13%	10,613	$1.2M	Add +0.8%
CB Chubb Ltd.	0.13%	4,483	$1.2M	Add +2.5%
MLM Martin Marietta Materials	0.13%	2,391	$1.2M	Add +431.3%
KO The Coca-Cola Co.	0.12%	19,320	$1.2M	Reduce -47.6%
ORCL Oracle Corp.	0.12%	7,155	$1.2M	Add +383.4%
CMG Chipotle Mexican Grill Inc.	0.12%	19,634	$1.2M	Reduce -0.0%
PNC PNC Financial Services Group	0.12%	6,076	$1.2M	Add +0.1%
SHOP Shopify Inc. Class A	0.12%	10,846	$1.2M	Add +2.9%
IWR iShares Russell Mid-Cap ETF	0.12%	13,042	$1.2M	Reduce -3.5%
PYLD PIMCO Multisector Bond Actv	0.12%	44,453	$1.2M	Add +39.8%
TWLO Twilio Inc. Class A	0.12%	10,391	$1.1M	No change
XLF SS Financial Select Sector	0.11%	22,861	$1.1M	Reduce -1.0%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.11%	24,679	$1.1M	Reduce -55.5%
DGRW Wisdomtree U.S. Quality Divi	0.11%	12,853	$1.0M	Reduce -0.6%
TXN Texas Instruments Inc.	0.11%	5,525	$1.0M	Reduce -8.1%
SHYD Vaneck SH Hi YLD Muni	0.11%	45,717	$1.0M	Add +6.8%
SMH Vaneck Semiconductor ETF	0.11%	4,243	$1.0M	Reduce -2.1%
CSGP Costar Group Inc.	0.10%	13,944	$998K	Add +0.1%
ICE Intercontinental Exchange Inc.	0.10%	6,626	$987K	No change
IGM iShares Expanded Tech Sector	0.10%	9,588	$979K	Reduce -0.3%
GILD Gilead Sciences Inc.	0.10%	10,373	$958K	Reduce -0.1%
UBER Uber Technologies Inc.	0.10%	15,482	$934K	Add +13.7%
UNP Union Pacific Corp.	0.09%	3,988	$909K	Reduce -54.3%
SDY SS SPDR S&P Dividend ETF	0.09%	6,862	$907K	Add +162.0%
HLT Hilton Worldwide Holdings Inc.	0.09%	3,638	$899K	Reduce -0.7%
PCAR Paccar Inc.	0.09%	8,591	$894K	Reduce -3.4%
XLE SS Energy Select Sector	0.09%	10,331	$885K	Reduce -0.9%
SCHM Schwab US Mid Cap ETF	0.09%	31,773	$880K	Add +98.3%
CSX CSX Corp.	0.09%	26,123	$843K	Add +0.6%
TFC Truist Financial Corp.	0.09%	19,165	$831K	Add +1.7%
MAIN Main Street Capital Corp.	0.09%	14,140	$828K	Add +6.3%
DOCU Docusign Inc.	0.08%	9,108	$819K	No change
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.08%	7,356	$819K	Add +3.0%
C Citigroup Inc.	0.08%	11,432	$805K	Reduce -1.4%
BSX Boston Scientific Corp.	0.08%	8,839	$789K	No change
PANW Palo Alto Networks Inc.	0.08%	4,168	$758K	Reduce -1.3%
MRVL Marvell Technology Inc.	0.08%	6,840	$755K	Reduce -6.7%
GWRE Guidewire Software Inc.	0.08%	4,374	$737K	No change
LOW Lowe's Cos Inc.	0.08%	2,980	$735K	Add +20.2%
JNJ Johnson & Johnson	0.07%	4,967	$718K	Reduce -3.1%
COF Capital One Financial Corp.	0.07%	4,015	$716K	Add +0.4%
MPWR Monolithic Power Systems Inc.	0.07%	1,167	$691K	Reduce -5.4%
BRK.A Berkshire Hathaway Inc. Class A	0.07%	1	$681K	No change
NRK Nuveen NY Amt-FR Muni Inc.	0.07%	63,983	$669K	Reduce -0.9%
DOW Dow Inc.	0.07%	16,300	$654K	Add +0.1%
QQQJ Invesco Nasdaq Next Gen 100	0.07%	21,135	$653K	Reduce -2.5%
CVS CVS Health Corp.	0.06%	13,822	$620K	Reduce -6.9%
NEE Nextera Energy Inc.	0.06%	8,638	$619K	Reduce -13.9%
IBN Icici Bank Ltd.-Spon ADR	0.06%	20,655	$617K	Reduce -2.5%
BKNG Booking Holdings Inc.	0.06%	124	$616K	No change
SHM SS SPDR N Ice St Muni ETF	0.06%	12,684	$601K	No change
FAST Fastenal Co.	0.06%	8,172	$588K	Add +0.3%
TER Teradyne Inc.	0.06%	4,544	$572K	Add +0.2%
EA Electronic Arts Inc.	0.06%	3,876	$567K	No change
TRU Transunion	0.06%	5,895	$547K	No change
PLTR Palantir Technologies Inc. Class A	0.06%	7,201	$545K	Add +2.4%
SCHW Schwab (charles) Corp.	0.06%	7,292	$540K	Reduce -1.6%
CAT Caterpillar Inc.	0.06%	1,475	$535K	Add +4.2%
SCHF Schwab Intl Equity ETF	0.06%	28,896	$535K	Reduce -0.4%
IWB iShares Russell 1000 ETF	0.05%	1,646	$530K	Add +27.0%
XNXJX Nuveen NJ QLTY Muni Inc.	0.05%	43,290	$527K	Reduce -1.1%
ETN Eaton Corp. PLC	0.05%	1,567	$520K	Reduce -8.3%
IEI iShares 3-7 Year Treasury Bo	0.05%	4,500	$520K	No change
MS Morgan Stanley	0.05%	4,134	$520K	Add +0.6%
BDX Becton Dickinson and Co.	0.05%	2,282	$518K	Reduce -2.1%
HUM Humana Inc.	0.05%	2,023	$513K	Reduce -2.5%
SPDW Ste STR SPDR PT DW Eu ETF	0.05%	14,719	$502K	Add +34.9%
TYL Tyler Technologies Inc.	0.05%	868	$501K	Reduce -0.8%
IAI iShares U.S. Broker-Dealers	0.05%	3,379	$487K	Reduce -0.2%
ENB Enbridge Inc.	0.05%	11,465	$486K	No change
PYPL PayPal Holdings Inc.	0.05%	5,519	$471K	Reduce -2.9%
LYB Lyondellbasell Indu Class A	0.05%	6,314	$469K	No change
IVV iShares Core S&P 500 ETF	0.05%	794	$468K	Reduce -3.2%
VTEB Vanguard Tax-Exempt Bond ETF	0.05%	9,013	$452K	No change
VONV Vanguard Russell 1000 Value	0.05%	5,559	$452K	Add +0.5%
VCSH Vanguard S/T Corp. Bond ETF	0.05%	5,673	$443K	Reduce -98.8%
MKTX Marketaxess Holdings Inc.	0.05%	1,957	$442K	Reduce -0.1%
XLY SS Consumer Disc Select Sect	0.04%	1,940	$435K	Reduce -1.4%
SPSM SS SPDR P S&P 600 Small Cap	0.04%	9,358	$420K	New
KEYS Keysight Technologies Inc.	0.04%	2,593	$417K	Add +2.8%
DXCM Dexcom Inc.	0.04%	5,298	$412K	Reduce -0.5%
ULTA Ulta Beauty Inc.	0.04%	939	$408K	Reduce -74.4%
RGLD Royal Gold Inc.	0.04%	3,096	$408K	Add +0.3%
SCHD Schwab US DVD Equity ETF	0.04%	14,640	$400K	Add +16.9%
SPYG SS SPDR P S&P 500 Growth ETF	0.04%	4,530	$398K	Reduce -8.4%
XLI SS Industrial Select Sector	0.04%	3,015	$397K	Add +4.3%
IRM Iron Mountain Inc. filed as IRON MTN INC DEL	0.04%	3,752	$394K	Reduce -3.6%
SNAP Snap Inc. Class A	0.04%	36,458	$393K	Reduce -1.6%
MIDD Middleby Corp.	0.04%	2,867	$388K	No change
HTGC Hercules Capital Inc.	0.04%	19,084	$383K	Add +2.1%
DECK Deckers Outdoor Corp.	0.04%	1,887	$383K	New
AMAT Applied Materials Inc.	0.04%	2,330	$379K	Reduce -9.5%
MELI MercadoLibre Inc.	0.04%	220	$375K	No change
FISV Fiserv Inc.	0.04%	1,799	$370K	Reduce -0.4%
SHW The Sherwin-Williams Co.	0.04%	1,086	$369K	No change
RPM RPM International Inc.	0.04%	2,999	$369K	No change
TREX Trex Company Inc.	0.04%	5,266	$364K	No change
MCHP Microchip Technology Inc.	0.04%	6,316	$362K	Reduce -8.6%
CSCO Cisco Systems Inc.	0.04%	6,059	$359K	Reduce -13.6%
COIN Coinbase Global Inc. Class A	0.04%	1,443	$358K	Reduce -0.3%
FTNT Fortinet Inc.	0.04%	3,778	$357K	Reduce -2.9%
IT Gartner Inc.	0.04%	725	$351K	No change
DON Wisdomtree US Midcap Dividen	0.04%	6,822	$348K	Reduce -0.3%
TMUS T-Mobile US Inc.	0.04%	1,561	$345K	No change
OLED Universal Display Corp.	0.04%	2,331	$341K	No change
DVY iShares Select Dividend ETF	0.03%	2,564	$337K	Add +1.0%
BA The Boeing Co.	0.03%	1,881	$333K	New
ODFL Old Dominion Freight Line	0.03%	1,841	$325K	Reduce -5.2%
BMY Bristol-Myers Squibb Co.	0.03%	5,685	$322K	Add +0.7%
AOS Smith (a.o.) Corp.	0.03%	4,689	$320K	Add +0.4%
DGRS Wisdomtree U.S. Smallcap Qua	0.03%	6,229	$319K	Add +0.6%
ED Consolidated Edison Inc.	0.03%	3,576	$319K	Add +8.7%
SHV iShares 0-1 Year Treasury Bo	0.03%	2,873	$316K	Reduce -24.2%
INTC Intel Corp.	0.03%	15,565	$312K	Reduce -39.9%
EW Edwards Lifesciences Corp.	0.03%	4,198	$311K	Add +0.1%
MAR Marriott International Class A	0.03%	1,107	$309K	Reduce -4.7%
VXF Vanguard Extended Market ETF	0.03%	1,617	$307K	No change
SMG Scotts Miracle-Gro Co.	0.03%	4,603	$305K	Add +0.0%
T AT&T Inc.	0.03%	13,361	$304K	Add +2.9%
IEX Idex Corp.	0.03%	1,437	$301K	No change
FLRN SS SPDR BB Ig Float RT ETF	0.03%	9,655	$297K	Reduce -34.7%
PM Philip Morris International	0.03%	2,459	$296K	Reduce -5.5%
LHX L3HARRIS Technologies Inc.	0.03%	1,396	$294K	Add +0.4%
DIVB iShares Core Dividend ETF	0.03%	6,132	$291K	Add +0.5%
LRCX Lam Research Corp.	0.03%	3,855	$278K	New
PLD Prologis Inc.	0.03%	2,633	$278K	Add +22.7%
JEPI JPMorgan Equity Premium Inco	0.03%	4,811	$277K	New
ARES Ares Management Corp. Class A	0.03%	1,511	$267K	Add +0.5%
XYZ Block Inc.	0.03%	3,140	$267K	Reduce -12.7%
BWA Borgwarner Inc.	0.03%	8,205	$261K	Reduce -6.5%
SPTI SS SPDR P Int Term TSY ETF	0.03%	9,126	$254K	New
MCK McKesson Corp.	0.03%	445	$253K	Reduce -5.5%
IWV iShares Russell 3000 ETF	0.03%	753	$252K	Add +0.1%
SAP Sap SE-Sponsored ADR	0.03%	1,000	$246K	New
XLC SS Comm Select Sector SPDR	0.03%	2,538	$246K	Reduce -0.1%
NVO Novo-Nordisk A/S-Spons ADR	0.03%	2,844	$245K	Reduce -13.1%
PFF iShares Preferred & Income S	0.03%	7,683	$242K	Reduce -5.8%
FRO Frontline PLC	0.02%	16,935	$240K	Add +2.7%
ELAN Elanco Animal Health Inc.	0.02%	19,773	$239K	No change
IBB iShares Biotechnology ETF	0.02%	1,803	$238K	Reduce -0.3%
MU Micron Technology Inc.	0.02%	2,825	$238K	Add +0.5%
COP Conocophillips	0.02%	2,388	$237K	Reduce -10.5%
DNL Wisdmtree GB Ex-US QL GR-Usd	0.02%	6,544	$235K	New
MPC Marathon Petroleum Corp.	0.02%	1,687	$235K	Reduce -2.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.02%	881	$233K	Add +0.8%
MDLZ Mondelez International Inc. Class A	0.02%	3,873	$231K	Add +0.0%
RTX RTX Corp.	0.02%	1,994	$231K	Reduce -3.9%
FDLO Fidelity Low Volat Fact ETF	0.02%	3,798	$230K	Add +0.2%
USMF Wisdomtree US Multifactor Fu	0.02%	4,621	$230K	Reduce -0.6%
DKNG Draftkings Inc. Class A	0.02%	6,076	$226K	Reduce -21.8%
XBNYX BlackRock New York Muni Inc.	0.02%	22,112	$225K	No change
LBTYK Liberty Global Ltd. Class C	0.02%	16,986	$223K	New
SONY Sony Group Corp. - SP ADR	0.02%	10,408	$220K	Add +0.3%
RY Royal Bank of Canada	0.02%	1,821	$219K	No change
BOTZ Global X Robotics & Artifici	0.02%	6,835	$218K	Reduce -2.4%
SIGI Selective Insurance Group	0.02%	2,319	$217K	Reduce -9.6%
SNOW Snowflake Inc.	0.02%	1,402	$216K	New
UBS UBS Group AG-Reg	0.02%	6,980	$212K	No change
GE General Electric filed as GE AEROSPACE	0.02%	1,244	$207K	Reduce -16.7%
AVY Avery Dennison Corp.	0.02%	1,097	$205K	Add +5.7%
QYLD Global X Nasd 100 Cov Call	0.02%	10,302	$188K	New
BCBP BCB Bancorp Inc.	0.02%	13,455	$159K	Add +1.2%
VALE Vale SA-SP ADR	0.01%	10,803	$96K	No change
FBLG Fibrobiologics Inc.	0.01%	38,360	$77K	Add +0.3%
CASH Pathward Financial Inc.	0.01%	40,406	$61K	Add +88.3%
PHK PIMCO High Income Fund	0.01%	11,529	$56K	Add +2.2%

Portfolio Sells Q3 2024 → Q4 2024


VCSH Vanguard S/T Corp. Bond ETF	Reduce -98.8%	0.05%	−3.80
MUB iShares National Muni Bond E	Reduce -5.2%	1.57%	−0.16
KO The Coca-Cola Co.	Reduce -47.6%	0.12%	−0.16
UNP Union Pacific Corp.	Reduce -54.3%	0.09%	−0.13
AMD Advanced Micro Devices	Reduce -8.1%	0.24%	−0.12
BAC Bank of America Corp.	Reduce -55.5%	0.11%	−0.12
NUE Nucor Corp.	Sold out	0.00%	−0.11
ULTA Ulta Beauty Inc.	Reduce -74.4%	0.04%	−0.11
FMB First Trust Managed Municipa	Reduce 0.0%	1.50%	−0.07
GOOGL Alphabet Inc. Class A	Reduce -23.6%	0.33%	−0.06
PECO Phillips Edison & Company Inc.	Reduce -19.0%	0.19%	−0.05
MPWR Monolithic Power Systems Inc.	Reduce -5.4%	0.07%	−0.05
ARKF ARK Blockchain & Fintech Inn	Sold out	0.00%	−0.05
LIT Global X Lithium & Battery T	Sold out	0.00%	−0.04
CVS CVS Health Corp.	Reduce -6.9%	0.06%	−0.03
XLV SS Health Care Select Sector	Reduce -5.7%	0.16%	−0.03
ABBV Abbvie Inc.	Reduce -3.6%	0.18%	−0.03
BRK.B Berkshire Hathaway Inc. Class B	Reduce -4.4%	0.36%	−0.03
INTC Intel Corp.	Reduce -39.9%	0.03%	−0.03
NKE Nike Inc. Class B	Sold out	0.00%	−0.03
NEE Nextera Energy Inc.	Reduce -13.9%	0.06%	−0.03
CMCSA Comcast Corp. Class A	Reduce -1.2%	0.16%	−0.02
TXN Texas Instruments Inc.	Reduce -8.1%	0.11%	−0.02
BABA Alibaba Group Holding-SP ADR	Sold out	0.00%	−0.02
ALGN Align Technology Inc.	Sold out	0.00%	−0.02
KLAC KLA Corp.	Sold out	0.00%	−0.02
TEL Te Connectivity PLC	Sold out	0.00%	−0.02
PPH Vaneck Pharmaceutical ETF	Sold out	0.00%	−0.02
STZ Constellation Brands Inc. Class A	Sold out	0.00%	−0.02
RACE Ferrari NV	Sold out	0.00%	−0.02
ON On Semiconductor	Sold out	0.00%	−0.02
BUD Anheuser-Busch Inbev-SPN ADR	Sold out	0.00%	−0.02
BGC BGC Group Inc. Class A	Sold out	0.00%	−0.02
PSA Public Storage	Sold out	0.00%	−0.02
ZBH Zimmer Biomet Holdings Inc.	Sold out	0.00%	−0.02
MCHP Microchip Technology Inc.	Reduce -8.6%	0.04%	−0.02
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -1.6%	1.01%	−0.02
FLRN SS SPDR BB Ig Float RT ETF	Reduce -34.7%	0.03%	−0.02
HUM Humana Inc.	Reduce -2.5%	0.05%	−0.02
NVO Novo-Nordisk A/S-Spons ADR	Reduce -13.1%	0.03%	−0.02
AMAT Applied Materials Inc.	Reduce -9.5%	0.04%	−0.02
MRSH Marsh & McLennan Cos	Reduce -0.4%	0.19%	−0.02
JNJ Johnson & Johnson	Reduce -3.1%	0.07%	−0.01
SHV iShares 0-1 Year Treasury Bo	Reduce -24.2%	0.03%	−0.01
SHY iShares 1-3 Year Treasury Bo	Reduce -0.4%	0.25%	−0.01
DKNG Draftkings Inc. Class A	Reduce -21.8%	0.02%	−0.01
IRM Iron Mountain Inc.	Reduce -3.6%	0.04%	−0.01
DIA SS SPDR Dow Jones Indus Avg	Reduce -1.7%	0.23%	−0.01
GE General Electric	Reduce -16.7%	0.02%	−0.01
NRK Nuveen NY Amt-FR Muni Inc.	Reduce -0.9%	0.07%	−0.01

Portfolio Buys Q3 2024 → Q4 2024


VUG Vanguard Mrngstar GR ETF-Sui	Add +5.0%	9.25%	+0.80
VOO Vanguard S&P 500 ETF	Add +6.8%	8.97%	+0.51
AVGO Broadcom Inc.	Add +1.0%	1.69%	+0.41
TSLA Tesla Inc.	Add +72.0%	0.64%	+0.39
SCHX Schwab US Large-Cap ETF	Add +436.0%	0.36%	+0.29
OEF iShares S&P 100 ETF	New	0.27%	+0.27
IJH iShares Core S&P Midcap ETF	Add +6.2%	7.83%	+0.27
AMZN Amazon.com Inc.	Add +2.5%	1.60%	+0.24
BLK BlackRock Inc.	New	0.22%	+0.22
BX Blackstone Inc.	Add +84.6%	0.33%	+0.17
AAPL Apple Inc.	Add +0.7%	3.09%	+0.16
SPYM Ste STR SPDR PT S&P 500 ETF	Add +125.4%	0.28%	+0.16
SUB iShares Short-Term National	Add +9.6%	2.55%	+0.15
IBM Intl Business Machines Corp.	Add +233.4%	0.18%	+0.13
FTRB Fed Hermes TTL RTRN BND	Add +79.0%	0.29%	+0.11
SCHO Schwab Short-Term US Treas	Add +28.3%	0.60%	+0.11
JPM JPMorgan Chase & Co.	Add +4.4%	0.82%	+0.11
TJX TJX Companies Inc.	Add +203.0%	0.15%	+0.10
MLM Martin Marietta Materials	Add +431.3%	0.13%	+0.10
BNDX Vanguard Total Intl Bond ETF	Add +13.7%	1.33%	+0.10
NFLX Netflix Inc.	Add +4.8%	0.45%	+0.10
ORCL Oracle Corp.	Add +383.4%	0.12%	+0.10
HYS PIMCO 0-5 Year H/Y Corp. Bond	Add +12.2%	1.38%	+0.09
V Visa Inc. Class A	Add +4.5%	0.52%	+0.08
VTV Vanguard Mrngstr Val ETF-Aui	Add +6.5%	8.11%	+0.06
ANET Arista Networks Inc.	Add +7.5%	0.35%	+0.06
CRM Salesforce Inc.	Add +5.7%	0.28%	+0.06
SDY SS SPDR S&P Dividend ETF	Add +162.0%	0.09%	+0.05
IJR iShares Core S&P Small-Cap E	Add +6.5%	2.41%	+0.05
CRWD CrowdStrike Holdings Inc. Class A	Add +4.1%	0.27%	+0.05
SCHM Schwab US Mid Cap ETF	Add +98.3%	0.09%	+0.04
SPSM SS SPDR P S&P 600 Small Cap	New	0.04%	+0.04
WMT Walmart Inc.	Add +8.0%	0.28%	+0.04
GS Goldman Sachs Group Inc.	Add +7.9%	0.23%	+0.04
DECK Deckers Outdoor Corp.	New	0.04%	+0.04
BA The Boeing Co.	New	0.03%	+0.03
META Meta Platforms Inc. Class A	Add +4.9%	0.72%	+0.03
AXP American Express Co.	Add +7.4%	0.24%	+0.03
SHOP Shopify Inc. Class A	Add +2.9%	0.12%	+0.03
PYLD PIMCO Multisector Bond Actv	Add +39.8%	0.12%	+0.03
LRCX Lam Research Corp.	New	0.03%	+0.03
JEPI JPMorgan Equity Premium Inco	New	0.03%	+0.03
PLTR Palantir Technologies Inc. Class A	Add +2.4%	0.06%	+0.03
SPTI SS SPDR P Int Term TSY ETF	New	0.03%	+0.03
SAP Sap SE-Sponsored ADR	New	0.03%	+0.03
DNL Wisdmtree GB Ex-US QL GR-Usd	New	0.02%	+0.02
LBTYK Liberty Global Ltd. Class C	New	0.02%	+0.02
ISRG Intuitive Surgical Inc.	Add +4.3%	0.31%	+0.02
SNOW Snowflake Inc.	New	0.02%	+0.02
QQQ Invesco QQQ Trust Series 1	Add +1.2%	0.60%	+0.02

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q3 2026	310	$1.7B	VUG, VOO, VTV, IJH, IEFA
Q2 2026	316	$1.6B	VUG, VOO, VTV, IJH, IEFA
Q1 2026	277	$1.3B	VOO, VUG, VTV, IJH, IEFA
Q4 2025	275	$1.2B	VOO, VUG, VTV, IJH, IEFA
Q3 2025	282	$1.2B	VUG, VOO, VTV, IJH, IEFA
Q2 2025	285	$1.1B	VUG, VOO, VTV, IJH, IEFA
Q1 2025	259	$950.1M	VOO, VUG, VTV, IJH, IEFA
Q4 2024Amended	256	$967.5M	VUG, VOO, VTV, IJH, IWF
Q3 2024	260	$943.7M	VOO, VUG, VTV, IJH, IWF
Q2 2024	250	$871.4M	VUG, VOO, VTV, IJH, IWF
Q1 2024	259	$827.0M	VOO, VUG, VTV, IJH, IWF