Rockbridge Investment Management, LCC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 12, 2025), Rockbridge Investment Management, LCC reported 133 stock positions worth $1.0 billion. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 18.4% of the portfolio, followed by Dimensional US Core Equity 2 (DFAC, 12.9%) and SS SPDR P S&P 1500 Comp ETF (SPTM, 7.7%). Compared with Q2 2025, it opened 3 new positions, sold out of 3, added to 44 and reduced 55. The biggest buy was Ste STR SPDR PT S&P 500 ETF (SPYM, shares +14%) and the biggest sale SS SPDR P S&P 1500 Comp ETF (SPTM, shares −2%).

Most Recent 13F
Q2 2026
Location
Syracuse, NY
CIK
0001821984
Portfolio Value
$1.0B (Q3 2025)
SEC Filing
0001214659-25-016284 ↗ filed Nov 12, 2025

Holdings Value

0$500.0M$1.0B$1.5B Q1 2024: $682.4M Q1 2024 Q2 2024: $705.4M Q2 2024 Q3 2024: $772.1M Q3 2024 Q4 2024: $780.3M Q4 2024 Q1 2025: $845.0M Q1 2025 Q2 2025: $932.8M Q2 2025 Q3 2025: $1.0B $1.0B Q3 2025 Q4 2025: $1.1B Q4 2025 Q1 2026: $1.1B Q1 2026 Q2 2026: $1.2B Q2 2026

Holdings 133 stocks · $1.0B
SCHZ Schwab US Aggregate Bond ETF 18.44% 7,958,838 $186.8M Add +7.8%
DFAC Dimensional US Core Equity 2 12.89% 3,384,879 $130.6M Add +2.9%
SPTM SS SPDR P S&P 1500 Comp ETF 7.67% 964,022 $77.7M Reduce -2.5%
DFIC Dimensional International Co. 6.87% 2,123,560 $69.6M Add +2.0%
VCSH Vanguard S/T Corp. Bond ETF 6.41% 812,343 $64.9M Add +7.4%
BND Vanguard Total Bond Market 6.01% 818,200 $60.8M Add +3.4%
IEFA iShares Core MSCI Eafe ETF 5.47% 634,503 $55.4M Add +4.6%
SPYM Ste STR SPDR PT S&P 500 ETF 3.69% 476,944 $37.4M Add +13.5%
DFEM Dimensional Emrg MRKT Core 2.97% 937,029 $30.1M Add +2.9%
IEMG iShares Core MSCI Emerging 2.53% 388,400 $25.6M Add +4.7%
VTI VG Morningstar TS MKT ETF-US 2.34% 72,252 $23.7M Add +0.7%
SPY SS SPDR S&P 500 ETF Trust-US 1.78% 27,066 $18.0M Add +0.4%
USRT iShares Core US REIT ETF 1.58% 273,034 $16.0M Add +3.1%
SCHC Schwab Intl Small-Cap Equity 1.43% 318,096 $14.5M Reduce -5.8%
SPAB SS SPDR P Agg Bond ETF 1.08% 422,937 $10.9M Reduce -2.6%
VEA Vanguard Ftse Developed ETF 1.05% 178,002 $10.7M Reduce -2.4%
SCHB Schwab US Broad Market ETF 0.90% 354,444 $9.1M Reduce -1.4%
SLYV SS SPDR S&P 600 SC Val ETF 0.88% 100,623 $8.9M Reduce -4.7%
VTWO Vanguard Russell 2000 ETF 0.80% 83,122 $8.1M Add +13.7%
VWO Vanguard Ftse Emerging Marke 0.70% 130,450 $7.1M Reduce -2.8%
AAPL Apple Inc. 0.69% 27,606 $7.0M Add +0.4%
SCHF Schwab Intl Equity ETF 0.67% 293,079 $6.8M Add +0.9%
VOO Vanguard S&P 500 ETF 0.67% 11,070 $6.8M Reduce -0.1%
MDYV SS SPDR S&P 400 MC Val ETF 0.64% 78,163 $6.5M Reduce -11.4%
SCHE Schwab Emrg Mrkts Eqty ETF 0.57% 174,132 $5.8M Reduce -2.5%
DFSU Dimensional US Sus CORE1 ETF 0.53% 127,089 $5.4M Add +87.5%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.49% 23,712 $4.9M Reduce -1.4%
MSFT Microsoft Corp. 0.42% 8,285 $4.3M Add +0.1%
BSV Vanguard Short-Term Bond ETF 0.42% 53,853 $4.2M Add +1.1%
VMBS Vanguard Mortgage-Backed Sec 0.36% 77,548 $3.6M Add +0.0%
VTEB Vanguard Tax-Exempt Bond ETF 0.34% 68,328 $3.4M Add +5.4%
SLQD iShares 0-5 YR Inv GRD Corp. 0.31% 61,116 $3.1M Reduce -1.4%
DFSI Dimensional Int Sus COR1 ETF 0.28% 68,853 $2.8M Add +64.4%
GE General Electric filed as GE AEROSPACE 0.27% 9,235 $2.8M Reduce -0.5%
VTV Vanguard Mrngstr Val ETF-Aui 0.27% 14,733 $2.7M Add +2.3%
VXUS Vanguard Total Intl Stock 0.26% 35,464 $2.6M Add +16.0%
SPDW Ste STR SPDR PT DW Eu ETF 0.23% 53,535 $2.3M Reduce -1.6%
VCIT Vanguard Int-Term Corporate 0.22% 26,408 $2.2M Reduce -1.7%
IVV iShares Core S&P 500 ETF 0.22% 3,284 $2.2M Reduce -1.6%
IWC iShares Micro-Cap ETF 0.21% 14,444 $2.2M Add +0.2%
AMZN Amazon.com Inc. 0.20% 8,999 $2.0M Reduce -0.0%
TSLA Tesla Inc. 0.19% 4,429 $2.0M Reduce -3.9%
ISTB iShares Core 1-5 Year Usd Bo 0.19% 40,091 $2.0M Add +1.0%
VB Vanguard Most SM-Cap ETF-Usd 0.19% 7,580 $1.9M Reduce -0.2%
DFAU Dimensional US Core Equity M 0.18% 39,450 $1.8M Reduce -1.3%
VNQ Vanguard Real Estate ETF 0.16% 17,637 $1.6M Reduce -7.5%
PLTR Palantir Technologies Inc. Class A 0.16% 8,827 $1.6M No change
VUG Vanguard Mrngstar GR ETF-Sui 0.14% 3,007 $1.4M Reduce -0.5%
SUB iShares Short-Term National 0.14% 13,254 $1.4M No change
GEV GE Vernova Inc. 0.14% 2,294 $1.4M Reduce -0.8%
RSP Invesco S&P 500 Equal Weight 0.13% 7,184 $1.4M No change
IWF iShares Russell 1000 Growth 0.13% 2,819 $1.3M Reduce -12.3%
SPSB SS SPDR P St C Corp. ETF 0.13% 43,574 $1.3M Reduce -3.6%
GOOGL Alphabet Inc. Class A 0.13% 5,420 $1.3M Add +1.5%
SCHH Schwab US REIT ETF 0.13% 60,207 $1.3M Reduce -6.8%
META Meta Platforms Inc. Class A 0.13% 1,747 $1.3M No change
DVY iShares Select Dividend ETF 0.13% 8,969 $1.3M No change
RTX RTX Corp. 0.12% 7,549 $1.3M Reduce -1.2%
AGG iShares Core U.S. Aggregate 0.12% 12,266 $1.2M Reduce -0.2%
SPEM State Street SP PTF Em ETF 0.11% 24,131 $1.1M Reduce -3.8%
NVDA Nvidia Corp. 0.10% 5,438 $1.0M Add +1.9%
QQQM Invesco Nasdaq 100 ETF 0.10% 4,085 $1.0M Reduce -19.2%
DFSE Dimensional Em Sus CORE1 ETF 0.10% 23,833 $979K Add +76.8%
JNJ Johnson & Johnson 0.09% 5,182 $961K Reduce -2.8%
IGSB iShares 1-5Y Inv Grade Corp. 0.09% 17,806 $944K Reduce -7.7%
ESGV Vanguard ESG US Stock ETF 0.09% 7,705 $913K Add +1.5%
IWM iShares Russell 2000 ETF 0.09% 3,681 $891K Reduce -9.4%
NYF iShares New York Muni Bond E 0.08% 15,572 $831K No change
VYM Vanguard High DVD Yield ETF 0.08% 5,787 $816K Reduce -13.7%
MESO Mesoblast Ltd.- Spon ADR 0.08% 49,150 $792K No change
VSS Vanguard Ftse All Wo X-US SC 0.08% 5,383 $767K Reduce -1.4%
VIG Vanguard Dividend Apprec ETF 0.07% 3,518 $759K No change
BRK.A Berkshire Hathaway Inc. Class A 0.07% 1 $754K No change
IWD iShares Russell 1000 Value E 0.07% 3,656 $744K Reduce -0.5%
MUB iShares National Muni Bond E 0.07% 6,874 $732K No change
JPM JPMorgan Chase & Co. 0.07% 2,309 $728K Reduce -7.2%
VGSH Vanguard Short-Term Treasury 0.07% 12,327 $725K Reduce -0.0%
QQQ Invesco QQQ Trust Series 1 0.07% 1,157 $695K Add +16.1%
SCHX Schwab US Large-Cap ETF 0.07% 25,582 $674K Add +0.0%
IJJ iShares S&P Mid-Cap 400 Valu 0.06% 4,566 $592K No change
EAGG iShares ESG Aware US Aggrega 0.06% 12,076 $580K Add +8.1%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.06% 1,873 $557K No change
GOOG Alphabet Inc. Class C 0.05% 2,277 $555K Add +3.6%
XOM Exxon Mobil Corp. 0.05% 4,863 $548K Reduce -2.9%
AXP American Express Co. 0.05% 1,615 $536K No change
SCHR Schwab Intermediate-Term US 0.05% 21,338 $536K Add +0.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.05% 1,839 $519K Reduce -2.3%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.05% 1,666 $513K No change
PG The Procter & Gamble Co. 0.05% 3,324 $511K Reduce -1.8%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.05% 2,895 $505K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.05% 1,697 $499K Add +3.3%
NEE Nextera Energy Inc. 0.05% 6,098 $460K Reduce -1.2%
VTES Vanguard SH Term Tax-Ex Bond 0.05% 4,509 $460K New
NET Cloudflare Inc. Class A 0.04% 2,110 $453K Add +13.8%
SCHV Schwab US Large-Cap Value 0.04% 15,029 $437K No change
IWS iShares Russell Mid-Cap Valu 0.04% 3,101 $433K No change
HON Honeywell International Inc. 0.04% 2,020 $425K No change
LOW Lowe's Cos Inc. 0.04% 1,674 $421K No change
DUHP Dimensional US High Profi Et 0.04% 10,860 $410K No change
VIOV Vanguard S&P Small-Cap 600 V 0.04% 4,283 $408K Add +0.2%
SYK Stryker Corp. 0.04% 1,069 $395K No change
SENEA Seneca Foods Corp. Class A 0.04% 3,530 $381K No change
NFLX Netflix Inc. 0.04% 299 $358K Add +1.4%
VGIT Vanguard Intermediate-Term T 0.04% 5,904 $354K Reduce -0.3%
DWM Wisdomtree International Equ 0.03% 5,163 $342K Reduce -1.0%
IVW iShares S&P 500 Growth ETF 0.03% 2,760 $333K No change
SCHA Schwab US Small-Cap ETF 0.03% 11,789 $329K Reduce -0.3%
VDE Vanguard Energy ETF 0.03% 2,612 $329K Add +1.4%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.03% 701 $325K No change
SDY SS SPDR S&P Dividend ETF 0.03% 2,293 $321K No change
MCD McDonald's Corp. 0.03% 1,046 $318K Reduce -1.6%
LMT Lockheed Martin Corp. 0.03% 617 $308K Reduce -4.0%
IWP iShares Russell Mid-Cap Grow 0.03% 2,140 $305K Reduce -1.4%
XLF SS Financial Select Sector 0.03% 5,585 $301K Add +5.4%
IJR iShares Core S&P Small-Cap E 0.03% 2,518 $299K Reduce -1.1%
ESGD iShares Trust iShares ESG Aw 0.03% 2,991 $278K Add +3.6%
SCHO Schwab Short-Term US Treas 0.03% 11,365 $277K No change
QUAL iShares MSCI USA Quality Fac 0.03% 1,374 $267K Reduce -54.4%
DLS Wisdomtree Intl S/C DVD Fund 0.03% 3,331 $265K Reduce -2.0%
COST Costco Wholesale Corp. 0.03% 283 $262K No change
XLV SS Health Care Select Sector 0.03% 1,819 $253K Add +0.6%
GLD SPDR Gold Shares 0.02% 711 $253K Add +6.9%
VZ Verizon Communications Inc. 0.02% 5,728 $252K Reduce -0.5%
PANW Palo Alto Networks Inc. 0.02% 1,210 $246K No change
LLY Eli Lilly & Co. 0.02% 307 $234K No change
PEP Pepsico Inc. 0.02% 1,643 $231K Reduce -3.1%
CSCO Cisco Systems Inc. 0.02% 3,373 $231K Reduce -5.3%
PVAL Putnam Focused LRG Cap Value 0.02% 5,269 $225K Add +0.3%
IJK iShares S&P Mid-Cap 400 Grow 0.02% 2,336 $224K No change
SCHM Schwab US Mid Cap ETF 0.02% 7,512 $223K No change
DFSV Dimensional US Small Cap Val 0.02% 6,747 $215K New
LRCX Lam Research Corp. 0.02% 1,590 $213K New
DEM Wisdomtree Emerging Markets 0.02% 4,587 $211K Reduce -11.9%

Portfolio Sells Q2 2025 → Q3 2025
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -2.5% 7.67% −0.26
ORCL Oracle Corp. Sold out 0.00% −0.18
SPAB SS SPDR P Agg Bond ETF Reduce -2.6% 1.08% −0.11
SCHC Schwab Intl Small-Cap Equity Reduce -5.8% 1.43% −0.11
MDYV SS SPDR S&P 400 MC Val ETF Reduce -11.4% 0.64% −0.11
VEA Vanguard Ftse Developed ETF Reduce -2.4% 1.05% −0.06
QUAL iShares MSCI USA Quality Fac Reduce -54.4% 0.03% −0.03
ARTY iShares Future AI & Tech ETF Sold out 0.00% −0.03
SLQD iShares 0-5 YR Inv GRD Corp. Reduce -1.4% 0.31% −0.03
EFA iShares MSCI Eafe ETF Sold out 0.00% −0.03
QQQM Invesco Nasdaq 100 ETF Reduce -19.2% 0.10% −0.02
VNQ Vanguard Real Estate ETF Reduce -7.5% 0.16% −0.02
SLYV SS SPDR S&P 600 SC Val ETF Reduce -4.7% 0.88% −0.02
VCIT Vanguard Int-Term Corporate Reduce -1.7% 0.22% −0.02
SCHB Schwab US Broad Market ETF Reduce -1.4% 0.90% −0.02
SCHH Schwab US REIT ETF Reduce -6.8% 0.13% −0.02
AMZN Amazon.com Inc. Reduce -0.0% 0.20% −0.02
IWF iShares Russell 1000 Growth Reduce -12.3% 0.13% −0.02
SPSB SS SPDR P St C Corp. ETF Reduce -3.6% 0.13% −0.02
IGSB iShares 1-5Y Inv Grade Corp. Reduce -7.7% 0.09% −0.02
VYM Vanguard High DVD Yield ETF Reduce -13.7% 0.08% −0.02
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -1.4% 0.49% −0.01
VWO Vanguard Ftse Emerging Marke Reduce -2.8% 0.70% −0.01
SPDW Ste STR SPDR PT DW Eu ETF Reduce -1.6% 0.23% −0.01
AGG iShares Core U.S. Aggregate Reduce -0.2% 0.12% −0.01
IBM Intl Business Machines Corp. Reduce -2.3% 0.05% −0.01
PG The Procter & Gamble Co. Reduce -1.8% 0.05% −0.01
IWM iShares Russell 2000 ETF Reduce -9.4% 0.09% −0.01
VGSH Vanguard Short-Term Treasury Reduce -0.0% 0.07% −0.01
JPM JPMorgan Chase & Co. Reduce -7.2% 0.07% −0.01
IVV iShares Core S&P 500 ETF Reduce -1.6% 0.22% −0.01
VOO Vanguard S&P 500 ETF Reduce -0.1% 0.67% −0.01
DEM Wisdomtree Emerging Markets Reduce -11.9% 0.02% −0.00
XOM Exxon Mobil Corp. Reduce -2.9% 0.05% −0.00
CSCO Cisco Systems Inc. Reduce -5.3% 0.02% −0.00
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -2.5% 0.57% −0.00
DFAU Dimensional US Core Equity M Reduce -1.3% 0.18% −0.00
SPEM State Street SP PTF Em ETF Reduce -3.8% 0.11% −0.00
IWD iShares Russell 1000 Value E Reduce -0.5% 0.07% −0.00
VGIT Vanguard Intermediate-Term T Reduce -0.3% 0.04% −0.00
VSS Vanguard Ftse All Wo X-US SC Reduce -1.4% 0.08% −0.00
VB Vanguard Most SM-Cap ETF-Usd Reduce -0.2% 0.19% −0.00
IWP iShares Russell Mid-Cap Grow Reduce -1.4% 0.03% −0.00
MCD McDonald's Corp. Reduce -1.6% 0.03% −0.00
VZ Verizon Communications Inc. Reduce -0.5% 0.02% −0.00
DWM Wisdomtree International Equ Reduce -1.0% 0.03% −0.00
LMT Lockheed Martin Corp. Reduce -4.0% 0.03% −0.00
PEP Pepsico Inc. Reduce -3.1% 0.02% −0.00
DLS Wisdomtree Intl S/C DVD Fund Reduce -2.0% 0.03% −0.00
NEE Nextera Energy Inc. Reduce -1.2% 0.05% −0.00

Portfolio Buys Q2 2025 → Q3 2025
SPYM Ste STR SPDR PT S&P 500 ETF Add +13.5% 3.69% +0.41
DFSU Dimensional US Sus CORE1 ETF Add +87.5% 0.53% +0.25
DFAC Dimensional US Core Equity 2 Add +2.9% 12.89% +0.24
IEMG iShares Core MSCI Emerging Add +4.7% 2.53% +0.14
VTWO Vanguard Russell 2000 ETF Add +13.7% 0.80% +0.12
DFSI Dimensional Int Sus COR1 ETF Add +64.4% 0.28% +0.10
AAPL Apple Inc. Add +0.4% 0.69% +0.09
DFEM Dimensional Emrg MRKT Core Add +2.9% 2.97% +0.07
VTES Vanguard SH Term Tax-Ex Bond New 0.05% +0.05
SCHZ Schwab US Aggregate Bond ETF Add +7.8% 18.44% +0.04
DFSE Dimensional Em Sus CORE1 ETF Add +76.8% 0.10% +0.04
IEFA iShares Core MSCI Eafe ETF Add +4.6% 5.47% +0.04
VXUS Vanguard Total Intl Stock Add +16.0% 0.26% +0.03
GOOGL Alphabet Inc. Class A Add +1.5% 0.13% +0.03
DFSV Dimensional US Small Cap Val New 0.02% +0.02
LRCX Lam Research Corp. New 0.02% +0.02
IWC iShares Micro-Cap ETF Add +0.2% 0.21% +0.02
GOOG Alphabet Inc. Class C Add +3.6% 0.05% +0.01
NVDA Nvidia Corp. Add +1.9% 0.10% +0.01
QQQ Invesco QQQ Trust Series 1 Add +16.1% 0.07% +0.01
NET Cloudflare Inc. Class A Add +13.8% 0.04% +0.01
VTI VG Morningstar TS MKT ETF-US Add +0.7% 2.34% +0.00
GLD SPDR Gold Shares Add +6.9% 0.02% +0.00
VIOV Vanguard S&P Small-Cap 600 V Add +0.2% 0.04% +0.00
ESGV Vanguard ESG US Stock ETF Add +1.5% 0.09% +0.00
EAGG iShares ESG Aware US Aggrega Add +8.1% 0.06% +0.00
XLF SS Financial Select Sector Add +5.4% 0.03% 0.00
ESGD iShares Trust iShares ESG Aw Add +3.6% 0.03% −0.00
PVAL Putnam Focused LRG Cap Value Add +0.3% 0.02% −0.00
SCHX Schwab US Large-Cap ETF Add +0.0% 0.07% −0.00
VDE Vanguard Energy ETF Add +1.4% 0.03% −0.00
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +3.3% 0.05% −0.00
XLV SS Health Care Select Sector Add +0.6% 0.03% −0.00
VTV Vanguard Mrngstr Val ETF-Aui Add +2.3% 0.27% −0.00
VTEB Vanguard Tax-Exempt Bond ETF Add +5.4% 0.34% −0.00
SCHR Schwab Intermediate-Term US Add +0.2% 0.05% −0.00
SPY SS SPDR S&P 500 ETF Trust-US Add +0.4% 1.78% −0.01
NFLX Netflix Inc. Add +1.4% 0.04% −0.01
ISTB iShares Core 1-5 Year Usd Bo Add +1.0% 0.19% −0.01
SCHF Schwab Intl Equity ETF Add +0.9% 0.67% −0.01
MSFT Microsoft Corp. Add +0.1% 0.42% −0.02
USRT iShares Core US REIT ETF Add +3.1% 1.58% −0.02
VMBS Vanguard Mortgage-Backed Sec Add +0.0% 0.36% −0.03
BSV Vanguard Short-Term Bond ETF Add +1.1% 0.42% −0.03
VCSH Vanguard S/T Corp. Bond ETF Add +7.4% 6.41% −0.04
DFIC Dimensional International Co. Add +2.0% 6.87% −0.07
BND Vanguard Total Bond Market Add +3.4% 6.01% −0.24

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 146$1.2BSCHZ, DFAC, DFIC, SPTM, VCSH
Q1 2026 137$1.1BSCHZ, DFAC, DFIC, VCSH, SPTM
Q4 2025 135$1.1BSCHZ, DFAC, SPTM, DFIC, VCSH
Q3 2025 133$1.0BSCHZ, DFAC, SPTM, DFIC, VCSH
Q2 2025 133$932.8MSCHZ, DFAC, SPTM, DFIC, VCSH
Q1 2025 130$845.0MSCHZ, DFAC, SPTM, BND, VCSH
Q4 2024 132$780.3MSCHZ, DFAC, SPTM, VCSH, BND
Q3 2024 129$772.1MSCHZ, SPTM, DFAC, BND, VCSH
Q2 2024 117$705.4MSCHZ, SPTM, BND, VCSH, IEFA
Q1 2024 118$682.4MSCHZ, SPTM, BND, VCSH, IEFA