Rockbridge Investment Management, LCC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 12, 2025), Rockbridge Investment Management, LCC reported 133 stock positions worth $1.0 billion. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 18.4% of the portfolio, followed by Dimensional US Core Equity 2 (DFAC, 12.9%) and SS SPDR P S&P 1500 Comp ETF (SPTM, 7.7%). Compared with Q2 2025, it opened 3 new positions, sold out of 3, added to 44 and reduced 55. The biggest buy was Ste STR SPDR PT S&P 500 ETF (SPYM, shares +14%) and the biggest sale SS SPDR P S&P 1500 Comp ETF (SPTM, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- Syracuse, NY
- CIK
- 0001821984
- Portfolio Value
- $1.0B (Q3 2025)
- SEC Filing
- 0001214659-25-016284 ↗ filed Nov 12, 2025
Holdings Value
Holdings 133 stocks · $1.0B
| SCHZ Schwab US Aggregate Bond ETF | 18.44% | 7,958,838 | $186.8M | Add +7.8% |
| DFAC Dimensional US Core Equity 2 | 12.89% | 3,384,879 | $130.6M | Add +2.9% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 7.67% | 964,022 | $77.7M | Reduce -2.5% |
| DFIC Dimensional International Co. | 6.87% | 2,123,560 | $69.6M | Add +2.0% |
| VCSH Vanguard S/T Corp. Bond ETF | 6.41% | 812,343 | $64.9M | Add +7.4% |
| BND Vanguard Total Bond Market | 6.01% | 818,200 | $60.8M | Add +3.4% |
| IEFA iShares Core MSCI Eafe ETF | 5.47% | 634,503 | $55.4M | Add +4.6% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 3.69% | 476,944 | $37.4M | Add +13.5% |
| DFEM Dimensional Emrg MRKT Core | 2.97% | 937,029 | $30.1M | Add +2.9% |
| IEMG iShares Core MSCI Emerging | 2.53% | 388,400 | $25.6M | Add +4.7% |
| VTI VG Morningstar TS MKT ETF-US | 2.34% | 72,252 | $23.7M | Add +0.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.78% | 27,066 | $18.0M | Add +0.4% |
| USRT iShares Core US REIT ETF | 1.58% | 273,034 | $16.0M | Add +3.1% |
| SCHC Schwab Intl Small-Cap Equity | 1.43% | 318,096 | $14.5M | Reduce -5.8% |
| SPAB SS SPDR P Agg Bond ETF | 1.08% | 422,937 | $10.9M | Reduce -2.6% |
| VEA Vanguard Ftse Developed ETF | 1.05% | 178,002 | $10.7M | Reduce -2.4% |
| SCHB Schwab US Broad Market ETF | 0.90% | 354,444 | $9.1M | Reduce -1.4% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.88% | 100,623 | $8.9M | Reduce -4.7% |
| VTWO Vanguard Russell 2000 ETF | 0.80% | 83,122 | $8.1M | Add +13.7% |
| VWO Vanguard Ftse Emerging Marke | 0.70% | 130,450 | $7.1M | Reduce -2.8% |
| AAPL Apple Inc. | 0.69% | 27,606 | $7.0M | Add +0.4% |
| SCHF Schwab Intl Equity ETF | 0.67% | 293,079 | $6.8M | Add +0.9% |
| VOO Vanguard S&P 500 ETF | 0.67% | 11,070 | $6.8M | Reduce -0.1% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.64% | 78,163 | $6.5M | Reduce -11.4% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.57% | 174,132 | $5.8M | Reduce -2.5% |
| DFSU Dimensional US Sus CORE1 ETF | 0.53% | 127,089 | $5.4M | Add +87.5% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.49% | 23,712 | $4.9M | Reduce -1.4% |
| MSFT Microsoft Corp. | 0.42% | 8,285 | $4.3M | Add +0.1% |
| BSV Vanguard Short-Term Bond ETF | 0.42% | 53,853 | $4.2M | Add +1.1% |
| VMBS Vanguard Mortgage-Backed Sec | 0.36% | 77,548 | $3.6M | Add +0.0% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.34% | 68,328 | $3.4M | Add +5.4% |
| SLQD iShares 0-5 YR Inv GRD Corp. | 0.31% | 61,116 | $3.1M | Reduce -1.4% |
| DFSI Dimensional Int Sus COR1 ETF | 0.28% | 68,853 | $2.8M | Add +64.4% |
| GE General Electric filed as GE AEROSPACE | 0.27% | 9,235 | $2.8M | Reduce -0.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.27% | 14,733 | $2.7M | Add +2.3% |
| VXUS Vanguard Total Intl Stock | 0.26% | 35,464 | $2.6M | Add +16.0% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.23% | 53,535 | $2.3M | Reduce -1.6% |
| VCIT Vanguard Int-Term Corporate | 0.22% | 26,408 | $2.2M | Reduce -1.7% |
| IVV iShares Core S&P 500 ETF | 0.22% | 3,284 | $2.2M | Reduce -1.6% |
| IWC iShares Micro-Cap ETF | 0.21% | 14,444 | $2.2M | Add +0.2% |
| AMZN Amazon.com Inc. | 0.20% | 8,999 | $2.0M | Reduce -0.0% |
| TSLA Tesla Inc. | 0.19% | 4,429 | $2.0M | Reduce -3.9% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.19% | 40,091 | $2.0M | Add +1.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.19% | 7,580 | $1.9M | Reduce -0.2% |
| DFAU Dimensional US Core Equity M | 0.18% | 39,450 | $1.8M | Reduce -1.3% |
| VNQ Vanguard Real Estate ETF | 0.16% | 17,637 | $1.6M | Reduce -7.5% |
| PLTR Palantir Technologies Inc. Class A | 0.16% | 8,827 | $1.6M | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.14% | 3,007 | $1.4M | Reduce -0.5% |
| SUB iShares Short-Term National | 0.14% | 13,254 | $1.4M | No change |
| GEV GE Vernova Inc. | 0.14% | 2,294 | $1.4M | Reduce -0.8% |
| RSP Invesco S&P 500 Equal Weight | 0.13% | 7,184 | $1.4M | No change |
| IWF iShares Russell 1000 Growth | 0.13% | 2,819 | $1.3M | Reduce -12.3% |
| SPSB SS SPDR P St C Corp. ETF | 0.13% | 43,574 | $1.3M | Reduce -3.6% |
| GOOGL Alphabet Inc. Class A | 0.13% | 5,420 | $1.3M | Add +1.5% |
| SCHH Schwab US REIT ETF | 0.13% | 60,207 | $1.3M | Reduce -6.8% |
| META Meta Platforms Inc. Class A | 0.13% | 1,747 | $1.3M | No change |
| DVY iShares Select Dividend ETF | 0.13% | 8,969 | $1.3M | No change |
| RTX RTX Corp. | 0.12% | 7,549 | $1.3M | Reduce -1.2% |
| AGG iShares Core U.S. Aggregate | 0.12% | 12,266 | $1.2M | Reduce -0.2% |
| SPEM State Street SP PTF Em ETF | 0.11% | 24,131 | $1.1M | Reduce -3.8% |
| NVDA Nvidia Corp. | 0.10% | 5,438 | $1.0M | Add +1.9% |
| QQQM Invesco Nasdaq 100 ETF | 0.10% | 4,085 | $1.0M | Reduce -19.2% |
| DFSE Dimensional Em Sus CORE1 ETF | 0.10% | 23,833 | $979K | Add +76.8% |
| JNJ Johnson & Johnson | 0.09% | 5,182 | $961K | Reduce -2.8% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.09% | 17,806 | $944K | Reduce -7.7% |
| ESGV Vanguard ESG US Stock ETF | 0.09% | 7,705 | $913K | Add +1.5% |
| IWM iShares Russell 2000 ETF | 0.09% | 3,681 | $891K | Reduce -9.4% |
| NYF iShares New York Muni Bond E | 0.08% | 15,572 | $831K | No change |
| VYM Vanguard High DVD Yield ETF | 0.08% | 5,787 | $816K | Reduce -13.7% |
| MESO Mesoblast Ltd.- Spon ADR | 0.08% | 49,150 | $792K | No change |
| VSS Vanguard Ftse All Wo X-US SC | 0.08% | 5,383 | $767K | Reduce -1.4% |
| VIG Vanguard Dividend Apprec ETF | 0.07% | 3,518 | $759K | No change |
| BRK.A Berkshire Hathaway Inc. Class A | 0.07% | 1 | $754K | No change |
| IWD iShares Russell 1000 Value E | 0.07% | 3,656 | $744K | Reduce -0.5% |
| MUB iShares National Muni Bond E | 0.07% | 6,874 | $732K | No change |
| JPM JPMorgan Chase & Co. | 0.07% | 2,309 | $728K | Reduce -7.2% |
| VGSH Vanguard Short-Term Treasury | 0.07% | 12,327 | $725K | Reduce -0.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.07% | 1,157 | $695K | Add +16.1% |
| SCHX Schwab US Large-Cap ETF | 0.07% | 25,582 | $674K | Add +0.0% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.06% | 4,566 | $592K | No change |
| EAGG iShares ESG Aware US Aggrega | 0.06% | 12,076 | $580K | Add +8.1% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.06% | 1,873 | $557K | No change |
| GOOG Alphabet Inc. Class C | 0.05% | 2,277 | $555K | Add +3.6% |
| XOM Exxon Mobil Corp. | 0.05% | 4,863 | $548K | Reduce -2.9% |
| AXP American Express Co. | 0.05% | 1,615 | $536K | No change |
| SCHR Schwab Intermediate-Term US | 0.05% | 21,338 | $536K | Add +0.2% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.05% | 1,839 | $519K | Reduce -2.3% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.05% | 1,666 | $513K | No change |
| PG The Procter & Gamble Co. | 0.05% | 3,324 | $511K | Reduce -1.8% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.05% | 2,895 | $505K | No change |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.05% | 1,697 | $499K | Add +3.3% |
| NEE Nextera Energy Inc. | 0.05% | 6,098 | $460K | Reduce -1.2% |
| VTES Vanguard SH Term Tax-Ex Bond | 0.05% | 4,509 | $460K | New |
| NET Cloudflare Inc. Class A | 0.04% | 2,110 | $453K | Add +13.8% |
| SCHV Schwab US Large-Cap Value | 0.04% | 15,029 | $437K | No change |
| IWS iShares Russell Mid-Cap Valu | 0.04% | 3,101 | $433K | No change |
| HON Honeywell International Inc. | 0.04% | 2,020 | $425K | No change |
| LOW Lowe's Cos Inc. | 0.04% | 1,674 | $421K | No change |
| DUHP Dimensional US High Profi Et | 0.04% | 10,860 | $410K | No change |
| VIOV Vanguard S&P Small-Cap 600 V | 0.04% | 4,283 | $408K | Add +0.2% |
Portfolio Sells Q2 2025 → Q3 2025
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -2.5% | 7.67% | −0.26 |
| ORCL Oracle Corp. | Sold out | 0.00% | −0.18 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -2.6% | 1.08% | −0.11 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -5.8% | 1.43% | −0.11 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -11.4% | 0.64% | −0.11 |
| VEA Vanguard Ftse Developed ETF | Reduce -2.4% | 1.05% | −0.06 |
| QUAL iShares MSCI USA Quality Fac | Reduce -54.4% | 0.03% | −0.03 |
| ARTY iShares Future AI & Tech ETF | Sold out | 0.00% | −0.03 |
| SLQD iShares 0-5 YR Inv GRD Corp. | Reduce -1.4% | 0.31% | −0.03 |
| EFA iShares MSCI Eafe ETF | Sold out | 0.00% | −0.03 |
| QQQM Invesco Nasdaq 100 ETF | Reduce -19.2% | 0.10% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -7.5% | 0.16% | −0.02 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -4.7% | 0.88% | −0.02 |
| VCIT Vanguard Int-Term Corporate | Reduce -1.7% | 0.22% | −0.02 |
| SCHB Schwab US Broad Market ETF | Reduce -1.4% | 0.90% | −0.02 |
| SCHH Schwab US REIT ETF | Reduce -6.8% | 0.13% | −0.02 |
| AMZN Amazon.com Inc. | Reduce -0.0% | 0.20% | −0.02 |
| IWF iShares Russell 1000 Growth | Reduce -12.3% | 0.13% | −0.02 |
| SPSB SS SPDR P St C Corp. ETF | Reduce -3.6% | 0.13% | −0.02 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -7.7% | 0.09% | −0.02 |
| VYM Vanguard High DVD Yield ETF | Reduce -13.7% | 0.08% | −0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -1.4% | 0.49% | −0.01 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.8% | 0.70% | −0.01 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -1.6% | 0.23% | −0.01 |
| AGG iShares Core U.S. Aggregate | Reduce -0.2% | 0.12% | −0.01 |
| IBM Intl Business Machines Corp. | Reduce -2.3% | 0.05% | −0.01 |
| PG The Procter & Gamble Co. | Reduce -1.8% | 0.05% | −0.01 |
| IWM iShares Russell 2000 ETF | Reduce -9.4% | 0.09% | −0.01 |
| VGSH Vanguard Short-Term Treasury | Reduce -0.0% | 0.07% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -7.2% | 0.07% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -1.6% | 0.22% | −0.01 |
| VOO Vanguard S&P 500 ETF | Reduce -0.1% | 0.67% | −0.01 |
| DEM Wisdomtree Emerging Markets | Reduce -11.9% | 0.02% | −0.00 |
| XOM Exxon Mobil Corp. | Reduce -2.9% | 0.05% | −0.00 |
| CSCO Cisco Systems Inc. | Reduce -5.3% | 0.02% | −0.00 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -2.5% | 0.57% | −0.00 |
| DFAU Dimensional US Core Equity M | Reduce -1.3% | 0.18% | −0.00 |
| SPEM State Street SP PTF Em ETF | Reduce -3.8% | 0.11% | −0.00 |
| IWD iShares Russell 1000 Value E | Reduce -0.5% | 0.07% | −0.00 |
| VGIT Vanguard Intermediate-Term T | Reduce -0.3% | 0.04% | −0.00 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -1.4% | 0.08% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.2% | 0.19% | −0.00 |
| IWP iShares Russell Mid-Cap Grow | Reduce -1.4% | 0.03% | −0.00 |
| MCD McDonald's Corp. | Reduce -1.6% | 0.03% | −0.00 |
| VZ Verizon Communications Inc. | Reduce -0.5% | 0.02% | −0.00 |
| DWM Wisdomtree International Equ | Reduce -1.0% | 0.03% | −0.00 |
| LMT Lockheed Martin Corp. | Reduce -4.0% | 0.03% | −0.00 |
| PEP Pepsico Inc. | Reduce -3.1% | 0.02% | −0.00 |
| DLS Wisdomtree Intl S/C DVD Fund | Reduce -2.0% | 0.03% | −0.00 |
| NEE Nextera Energy Inc. | Reduce -1.2% | 0.05% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +13.5% | 3.69% | +0.41 |
| DFSU Dimensional US Sus CORE1 ETF | Add +87.5% | 0.53% | +0.25 |
| DFAC Dimensional US Core Equity 2 | Add +2.9% | 12.89% | +0.24 |
| IEMG iShares Core MSCI Emerging | Add +4.7% | 2.53% | +0.14 |
| VTWO Vanguard Russell 2000 ETF | Add +13.7% | 0.80% | +0.12 |
| DFSI Dimensional Int Sus COR1 ETF | Add +64.4% | 0.28% | +0.10 |
| AAPL Apple Inc. | Add +0.4% | 0.69% | +0.09 |
| DFEM Dimensional Emrg MRKT Core | Add +2.9% | 2.97% | +0.07 |
| VTES Vanguard SH Term Tax-Ex Bond | New | 0.05% | +0.05 |
| SCHZ Schwab US Aggregate Bond ETF | Add +7.8% | 18.44% | +0.04 |
| DFSE Dimensional Em Sus CORE1 ETF | Add +76.8% | 0.10% | +0.04 |
| IEFA iShares Core MSCI Eafe ETF | Add +4.6% | 5.47% | +0.04 |
| VXUS Vanguard Total Intl Stock | Add +16.0% | 0.26% | +0.03 |
| GOOGL Alphabet Inc. Class A | Add +1.5% | 0.13% | +0.03 |
| DFSV Dimensional US Small Cap Val | New | 0.02% | +0.02 |
| LRCX Lam Research Corp. | New | 0.02% | +0.02 |
| IWC iShares Micro-Cap ETF | Add +0.2% | 0.21% | +0.02 |
| GOOG Alphabet Inc. Class C | Add +3.6% | 0.05% | +0.01 |
| NVDA Nvidia Corp. | Add +1.9% | 0.10% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Add +16.1% | 0.07% | +0.01 |
| NET Cloudflare Inc. Class A | Add +13.8% | 0.04% | +0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.7% | 2.34% | +0.00 |
| GLD SPDR Gold Shares | Add +6.9% | 0.02% | +0.00 |
| VIOV Vanguard S&P Small-Cap 600 V | Add +0.2% | 0.04% | +0.00 |
| ESGV Vanguard ESG US Stock ETF | Add +1.5% | 0.09% | +0.00 |
| EAGG iShares ESG Aware US Aggrega | Add +8.1% | 0.06% | +0.00 |
| XLF SS Financial Select Sector | Add +5.4% | 0.03% | 0.00 |
| ESGD iShares Trust iShares ESG Aw | Add +3.6% | 0.03% | −0.00 |
| PVAL Putnam Focused LRG Cap Value | Add +0.3% | 0.02% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Add +0.0% | 0.07% | −0.00 |
| VDE Vanguard Energy ETF | Add +1.4% | 0.03% | −0.00 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +3.3% | 0.05% | −0.00 |
| XLV SS Health Care Select Sector | Add +0.6% | 0.03% | −0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +2.3% | 0.27% | −0.00 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +5.4% | 0.34% | −0.00 |
| SCHR Schwab Intermediate-Term US | Add +0.2% | 0.05% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.4% | 1.78% | −0.01 |
| NFLX Netflix Inc. | Add +1.4% | 0.04% | −0.01 |
| ISTB iShares Core 1-5 Year Usd Bo | Add +1.0% | 0.19% | −0.01 |
| SCHF Schwab Intl Equity ETF | Add +0.9% | 0.67% | −0.01 |
| MSFT Microsoft Corp. | Add +0.1% | 0.42% | −0.02 |
| USRT iShares Core US REIT ETF | Add +3.1% | 1.58% | −0.02 |
| VMBS Vanguard Mortgage-Backed Sec | Add +0.0% | 0.36% | −0.03 |
| BSV Vanguard Short-Term Bond ETF | Add +1.1% | 0.42% | −0.03 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +7.4% | 6.41% | −0.04 |
| DFIC Dimensional International Co. | Add +2.0% | 6.87% | −0.07 |
| BND Vanguard Total Bond Market | Add +3.4% | 6.01% | −0.24 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 146 | $1.2B | SCHZ, DFAC, DFIC, SPTM, VCSH |
| Q1 2026 | 137 | $1.1B | SCHZ, DFAC, DFIC, VCSH, SPTM |
| Q4 2025 | 135 | $1.1B | SCHZ, DFAC, SPTM, DFIC, VCSH |
| Q3 2025 | 133 | $1.0B | SCHZ, DFAC, SPTM, DFIC, VCSH |
| Q2 2025 | 133 | $932.8M | SCHZ, DFAC, SPTM, DFIC, VCSH |
| Q1 2025 | 130 | $845.0M | SCHZ, DFAC, SPTM, BND, VCSH |
| Q4 2024 | 132 | $780.3M | SCHZ, DFAC, SPTM, VCSH, BND |
| Q3 2024 | 129 | $772.1M | SCHZ, SPTM, DFAC, BND, VCSH |
| Q2 2024 | 117 | $705.4M | SCHZ, SPTM, BND, VCSH, IEFA |
| Q1 2024 | 118 | $682.4M | SCHZ, SPTM, BND, VCSH, IEFA |