Safe Harbor Fiduciary, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 15, 2025), Safe Harbor Fiduciary, LLC reported 228 stock positions worth $96.7 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 17.8% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 5.1%) and Apple (AAPL, 4.9%). Compared with Q4 2024, it opened 36 new positions, sold out of 6, added to 30 and reduced 57. The biggest buy was Invesco QQQ Trust Series 1 (QQQ, shares +1050%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −93%).
- Most Recent 13F
- Q2 2026
- Location
- PENSACOLA, FL
- CIK
- 0002036114
- Portfolio Value
- $96.7M (Q1 2025)
- SEC Filing
- 0001862443-25-000005 ↗ filed May 15, 2025
Holdings Value
Holdings 228 stocks · $96.7M
| SPY SS SPDR S&P 500 ETF Trust-US | 17.83% | 30,812 | $17.2M | Reduce -0.6% |
| QQQ Invesco QQQ Trust Series 1 | 5.13% | 10,581 | $5.0M | Add +1050.1% |
| AAPL Apple Inc. | 4.92% | 21,424 | $4.8M | Add +0.1% |
| OKE Oneok Inc. | 3.77% | 36,690 | $3.6M | Reduce -0.5% |
| ADME Aptus Drwdwn MGD Eqty ETF | 3.75% | 81,748 | $3.6M | Reduce -0.6% |
| PFF iShares Preferred & Income S | 3.22% | 101,205 | $3.1M | Reduce -0.5% |
| BND Vanguard Total Bond Market | 2.74% | 36,070 | $2.6M | Reduce -0.0% |
| AVUV Avantis US Small Cap Value | 2.56% | 28,427 | $2.5M | Reduce -1.8% |
| ITW Illinois Tool Works | 2.36% | 9,195 | $2.3M | Reduce -0.6% |
| TLT iShares 20+ Year Treasury BD | 2.30% | 24,459 | $2.2M | New |
| MSFT Microsoft Corp. | 2.15% | 5,539 | $2.1M | Add +367.4% |
| VNQ Vanguard Real Estate ETF | 2.13% | 22,723 | $2.1M | Reduce -2.1% |
| PNC PNC Financial Services Group | 2.04% | 11,242 | $2.0M | Reduce -0.6% |
| AMZN Amazon.com Inc. | 2.04% | 10,352 | $2.0M | Add +494.9% |
| STX Seagate Technology Holdings | 1.80% | 20,467 | $1.7M | Reduce -0.5% |
| IRM Iron Mountain Inc. filed as IRON MTN INC DEL | 1.78% | 20,026 | $1.7M | Reduce -0.6% |
| UPRO Proshares Ultrapro S&P 500 | 1.70% | 22,184 | $1.6M | Add +94.6% |
| CPRT Copart Inc. | 1.62% | 27,625 | $1.6M | Reduce -0.4% |
| UPS United Parcel Service Class B | 1.56% | 13,736 | $1.5M | Reduce -2.2% |
| LLY Eli Lilly & Co. | 1.50% | 1,753 | $1.4M | Reduce -0.3% |
| HON Honeywell International Inc. | 1.46% | 6,685 | $1.4M | Reduce -0.3% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.29% | 29,978 | $1.3M | Reduce -0.6% |
| SSO Proshares Ultra S&P500 | 1.21% | 14,173 | $1.2M | Reduce -6.8% |
| CVX Chevron Corp. | 1.21% | 6,975 | $1.2M | Reduce -0.4% |
| AMT American Tower Corp. | 1.19% | 5,305 | $1.2M | Reduce -0.5% |
| ROPE Coastal Compass 100 ETF | 1.13% | 43,816 | $1.1M | Add +8.1% |
| JNJ Johnson & Johnson | 1.04% | 6,077 | $1.0M | Reduce -1.2% |
| RH RH | 1.00% | 4,125 | $967K | Reduce -0.4% |
| GLD SPDR Gold Shares | 0.95% | 3,201 | $922K | No change |
| WMT Walmart Inc. | 0.76% | 8,338 | $732K | Reduce -0.8% |
| JPM JPMorgan Chase & Co. | 0.74% | 2,901 | $712K | No change |
| V Visa Inc. Class A | 0.66% | 1,823 | $639K | Reduce -0.6% |
| XLB SS Materials Select Sector | 0.60% | 6,794 | $584K | Add +0.2% |
| CSCO Cisco Systems Inc. | 0.60% | 9,461 | $584K | No change |
| STT State Street Corp. | 0.57% | 6,114 | $547K | Reduce -0.8% |
| KMI Kinder Morgan Inc. | 0.54% | 18,368 | $524K | Reduce -1.3% |
| VYM Vanguard High DVD Yield ETF | 0.54% | 4,060 | $524K | Add +2.4% |
| KO The Coca-Cola Co. | 0.54% | 7,295 | $522K | Reduce -0.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.52% | 1,827 | $502K | Reduce -93.4% |
| PG The Procter & Gamble Co. | 0.52% | 2,934 | $500K | Reduce -0.5% |
| SBUX Starbucks Corp. | 0.51% | 5,048 | $495K | Reduce -1.1% |
| VZ Verizon Communications Inc. | 0.50% | 10,553 | $479K | Reduce -0.6% |
| DDM Proshares Ultra DOW30 | 0.49% | 5,229 | $478K | Add +3.5% |
| DOW Dow Inc. | 0.49% | 13,648 | $477K | Reduce -0.4% |
| ADP Automatic Data Processing | 0.49% | 1,552 | $474K | Reduce -0.8% |
| CL Colgate-Palmolive Co. | 0.49% | 5,014 | $470K | Reduce -0.5% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.48% | 1,814 | $466K | Reduce -1.4% |
| KMB Kimberly-Clark Corp. | 0.47% | 3,192 | $454K | Reduce -0.6% |
| XLV SS Health Care Select Sector | 0.46% | 3,079 | $450K | Add +0.3% |
| XOM Exxon Mobil Corp. | 0.46% | 3,772 | $449K | Reduce -9.4% |
| AWK American Water Works Co. Inc. | 0.46% | 2,994 | $442K | Reduce -0.6% |
| SJM The JM Smucker Co. filed as SMUCKER J M CO | 0.46% | 3,720 | $440K | Reduce -0.6% |
| HSY The Hershey Co. | 0.45% | 2,527 | $432K | Reduce -0.6% |
| HR Healthcare Realty Trust Inc. | 0.42% | 24,213 | $409K | Reduce -0.6% |
| XLC SS Comm Select Sector SPDR | 0.40% | 4,051 | $391K | Add +0.3% |
| DRSK Aptus Defined Risk ETF | 0.39% | 13,813 | $377K | Add +0.6% |
| CNI Canadian Natl Railway Co. | 0.38% | 3,743 | $365K | Reduce -0.6% |
| BR Broadridge Financial Solutio | 0.34% | 1,344 | $326K | No change |
| SPHD Invesco S&P 500 High Dividen | 0.33% | 6,358 | $319K | No change |
| EIX Edison International | 0.32% | 5,169 | $305K | Reduce -0.7% |
| ISRG Intuitive Surgical Inc. | 0.31% | 600 | $297K | New |
| PDT John Hancock Prem DVD FND | 0.29% | 21,539 | $282K | No change |
| IVT Inventrust Properties Corp. | 0.27% | 10,574 | $263K | No change |
| IPG Interpublic Group of Cos Inc. | 0.27% | 9,437 | $256K | No change |
| CAT Caterpillar Inc. | 0.27% | 777 | $256K | No change |
| PEP Pepsico Inc. | 0.26% | 1,707 | $256K | No change |
| FCX Freeport-McMoran Inc. | 0.25% | 6,400 | $242K | No change |
| QLD Proshares Ultra QQQ | 0.22% | 2,398 | $213K | Add +3.6% |
| CORN Teucrium Corn Fund | 0.21% | 11,200 | $208K | No change |
| WBA Walgreens Boots Alliance Inc. | 0.20% | 17,300 | $193K | No change |
| WDAY Workday Inc. Class A | 0.19% | 806 | $188K | No change |
| DUK Duke Energy Corp. | 0.19% | 1,518 | $185K | No change |
| PM Philip Morris International | 0.16% | 982 | $156K | Reduce -5.6% |
| ITA iShares U.S. Aerospace & Def | 0.16% | 1,016 | $156K | Add +1.6% |
| PYPL PayPal Holdings Inc. | 0.15% | 2,200 | $144K | Reduce -2.2% |
| IAT iShares US Regional Banks Et | 0.15% | 3,056 | $143K | No change |
| ROKU Roku Inc. | 0.14% | 1,900 | $134K | Reduce -2.1% |
| SN Sharkninja Inc. | 0.13% | 1,500 | $125K | No change |
| HD Home Depot Inc. | 0.13% | 341 | $125K | No change |
| ORCL Oracle Corp. | 0.12% | 844 | $118K | No change |
| PPL PPL Corp. | 0.12% | 3,199 | $116K | No change |
| ETN Eaton Corp. PLC | 0.11% | 405 | $110K | No change |
| NVDA Nvidia Corp. | 0.11% | 955 | $104K | Add +5.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.10% | 185 | $99K | No change |
| BLK BlackRock Inc. | 0.10% | 103 | $97K | No change |
| ABT Abbott Laboratories | 0.10% | 726 | $96K | No change |
| YETI Yeti Holdings Inc. filed as YETI HLDGS INC | 0.10% | 2,900 | $96K | No change |
| SOXX iShares Semiconductor ETF | 0.10% | 500 | $94K | No change |
| SNV Synovus Financial Corp. | 0.10% | 2,000 | $93K | No change |
| NFLX Netflix Inc. | 0.10% | 100 | $93K | No change |
| DFEN Direx DLY Aeros & DF BL3X-Ui | 0.10% | 3,000 | $92K | Add +7.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.09% | 240 | $89K | No change |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.09% | 1,268 | $83K | Add +1.7% |
| FANG Diamondback Energy Inc. | 0.08% | 490 | $78K | No change |
| GBTC Grayscale Bitcoin Trust ETF | 0.08% | 1,114 | $73K | No change |
| LMT Lockheed Martin Corp. | 0.07% | 158 | $71K | No change |
| CRH CRH PLC | 0.06% | 700 | $62K | No change |
| MRVL Marvell Technology Inc. | 0.06% | 1,000 | $62K | No change |
| IBIT iShares Bitcoin Trust ETF | 0.06% | 1,285 | $60K | Add +2419.6% |
| NDAQ Nasdaq Inc. | 0.06% | 717 | $54K | No change |
Portfolio Sells Q4 2024 → Q1 2025
| VTI VG Morningstar TS MKT ETF-US | Reduce -93.4% | 0.52% | −7.68 |
| XSD SS SPDR S&P Semiconductor | Reduce -97.8% | 0.03% | −1.45 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.6% | 17.83% | −0.70 |
| RH RH | Reduce -0.4% | 1.00% | −0.66 |
| IRM Iron Mountain Inc. | Reduce -0.6% | 1.78% | −0.38 |
| AVUV Avantis US Small Cap Value | Reduce -1.8% | 2.56% | −0.29 |
| UPS United Parcel Service Class B | Reduce -2.2% | 1.56% | −0.24 |
| SSO Proshares Ultra S&P500 | Reduce -6.8% | 1.21% | −0.22 |
| PNC PNC Financial Services Group | Reduce -0.6% | 2.04% | −0.18 |
| ADME Aptus Drwdwn MGD Eqty ETF | Reduce -0.6% | 3.75% | −0.16 |
| AMGN Amgen Inc. | Sold out | 0.00% | −0.13 |
| EIX Edison International | Reduce -0.7% | 0.32% | −0.11 |
| HON Honeywell International Inc. | Reduce -0.3% | 1.46% | −0.08 |
| DOW Dow Inc. | Reduce -0.4% | 0.49% | −0.07 |
| CMG Chipotle Mexican Grill Inc. | Sold out | 0.00% | −0.06 |
| BAC Bank of America Corp. | Reduce -0.6% | 1.29% | −0.06 |
| CW Curtiss-Wright Corp. | Sold out | 0.00% | −0.05 |
| STT State Street Corp. | Reduce -0.8% | 0.57% | −0.05 |
| PYPL PayPal Holdings Inc. | Reduce -2.2% | 0.15% | −0.05 |
| PFF iShares Preferred & Income S | Reduce -0.5% | 3.22% | −0.04 |
| ITW Illinois Tool Works | Reduce -0.6% | 2.36% | −0.03 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -1.4% | 0.48% | −0.02 |
| WMT Walmart Inc. | Reduce -0.8% | 0.76% | −0.02 |
| CNI Canadian Natl Railway Co. | Reduce -0.6% | 0.38% | −0.01 |
| STX Seagate Technology Holdings | Reduce -0.5% | 1.80% | −0.01 |
| ROKU Roku Inc. | Reduce -2.1% | 0.14% | −0.01 |
| OKE Oneok Inc. | Reduce -0.5% | 3.77% | −0.01 |
| CPRT Copart Inc. | Reduce -0.4% | 1.62% | −0.01 |
| MA Mastercard Inc. Class A | Sold out | 0.00% | −0.01 |
| AMD Advanced Micro Devices | Reduce -79.5% | 0.00% | −0.00 |
| PDBC Invesco Optimum Yield Divers | Reduce -87.9% | 0.00% | −0.00 |
| 60 DEGREES PHARMACEUTICALS I | Sold out | 0.00% | −0.00 |
| EBND State Street SPDR Bloomberg | Reduce -36.7% | 0.00% | −0.00 |
| SPHY SS SPDR P High Yield ETF | Reduce -32.7% | 0.00% | −0.00 |
| AAP Advance Auto Parts Inc. | Reduce -80.0% | 0.00% | −0.00 |
| NKLAQ Nikola Corp. | Sold out | 0.00% | −0.00 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -3.8% | 0.04% | −0.00 |
| TIPX SS SPDR BB 1-10YR Tips ETF | Reduce -1.1% | 0.00% | +0.00 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | Reduce -3.1% | 0.01% | +0.00 |
| SPEM State Street SP PTF Em ETF | Reduce -1.7% | 0.02% | +0.00 |
| HR Healthcare Realty Trust Inc. | Reduce -0.6% | 0.42% | +0.00 |
| NXH Neighborhood Intelligence Inc. | Reduce -2.8% | 0.04% | +0.01 |
| T AT&T Inc. | Reduce -0.1% | 0.03% | +0.01 |
| XOM Exxon Mobil Corp. | Reduce -9.4% | 0.46% | +0.01 |
| HSY The Hershey Co. | Reduce -0.6% | 0.45% | +0.01 |
| PG The Procter & Gamble Co. | Reduce -0.5% | 0.52% | +0.01 |
| CL Colgate-Palmolive Co. | Reduce -0.5% | 0.49% | +0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -2.1% | 2.13% | +0.02 |
| KMI Kinder Morgan Inc. | Reduce -1.3% | 0.54% | +0.02 |
| ADP Automatic Data Processing | Reduce -0.8% | 0.49% | +0.02 |
Portfolio Buys Q4 2024 → Q1 2025
| QQQ Invesco QQQ Trust Series 1 | Add +1050.1% | 5.13% | +4.65 |
| TLT iShares 20+ Year Treasury BD | New | 2.30% | +2.30 |
| AMZN Amazon.com Inc. | Add +494.9% | 2.04% | +1.65 |
| MSFT Microsoft Corp. | Add +367.4% | 2.15% | +1.64 |
| UPRO Proshares Ultrapro S&P 500 | Add +94.6% | 1.70% | +0.67 |
| ISRG Intuitive Surgical Inc. | New | 0.31% | +0.31 |
| ROPE Coastal Compass 100 ETF | Add +8.1% | 1.13% | +0.13 |
| IBIT iShares Bitcoin Trust ETF | Add +2419.6% | 0.06% | +0.06 |
| OWL Blue Owl Capital Inc. | New | 0.05% | +0.05 |
| ARKK ARK Innovation ETF | New | 0.05% | +0.05 |
| PCG P G & E Corp. | New | 0.04% | +0.04 |
| XLV SS Health Care Select Sector | Add +0.3% | 0.46% | +0.03 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | New | 0.03% | +0.03 |
| VIG Vanguard Dividend Apprec ETF | New | 0.03% | +0.03 |
| VT Vanguard Tot World STK ETF | New | 0.03% | +0.03 |
| VYM Vanguard High DVD Yield ETF | Add +2.4% | 0.54% | +0.03 |
| VPU Vanguard Utilities ETF | New | 0.03% | +0.03 |
| XLB SS Materials Select Sector | Add +0.2% | 0.60% | +0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | New | 0.02% | +0.02 |
| DFEN Direx DLY Aeros & DF BL3X-Ui | Add +7.1% | 0.10% | +0.02 |
| VGT Vanguard Info Tech ETF | New | 0.01% | +0.01 |
| ITA iShares U.S. Aerospace & Def | Add +1.6% | 0.16% | +0.01 |
| TQQQ Proshares Ultrapro QQQ | Add +21200.0% | 0.01% | +0.01 |
| GE General Electric | New | 0.01% | +0.01 |
| LVHD Franklin U.S. Low Volatility | New | 0.01% | +0.01 |
| EQX Equinox Gold Corp. | New | 0.01% | +0.01 |
| ETB Eaton Vance T/M Buy-WRT Inc. | New | 0.01% | +0.01 |
| C Citigroup Inc. | New | 0.01% | +0.01 |
| VEU Vanguard Ftse All-World Ex-U | New | 0.01% | +0.01 |
| VHT Vanguard Health Care ETF | Add +240.0% | 0.01% | +0.01 |
| HASI Ha Sustainable Infrastructur | New | 0.01% | +0.01 |
| VIGI Vanguard Int Div App Indx FD | New | 0.01% | +0.01 |
| DRSK Aptus Defined Risk ETF | Add +0.6% | 0.39% | +0.01 |
| ET Energy Transfer LP | New | 0.01% | +0.01 |
| VCLT Vanguard Long-Term Corp. Bond | New | 0.01% | +0.01 |
| XLC SS Comm Select Sector SPDR | Add +0.3% | 0.40% | +0.01 |
| CERY SS SPDR BBG En RY CM St N-Ui | New | 0.01% | +0.01 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | New | 0.00% | +0.00 |
| BCE Bce Inc. | New | 0.00% | +0.00 |
| VOD Vodafone Group PLC-SP ADR | Add +616.4% | 0.01% | +0.00 |
| SO The Southern Co. | Add +0.3% | 0.04% | +0.00 |
| DDM Proshares Ultra DOW30 | Add +3.5% | 0.49% | +0.00 |
| GEV GE Vernova Inc. | New | 0.00% | +0.00 |
| IWD iShares Russell 1000 Value E | New | 0.00% | +0.00 |
| ICLN iShares Global Clean Energy | New | 0.00% | +0.00 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +0.4% | 0.04% | +0.00 |
| HAL Halliburton Co. | New | 0.00% | +0.00 |
| IUSG iShares Core S&P U.S. Growth | New | 0.00% | +0.00 |
| IYF iShares US Financials ETF | New | 0.00% | +0.00 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | New | 0.00% | +0.00 |
Notes & Other Activity Q4 2024 → Q1 2025
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 61 | $128.4M | SPY, QQQ, AAPL, STX, SGOV |
| Q1 2026 | 56 | $105.0M | SPY, QQQ, AAPL, JEPI, IWM |
| Q4 2025 | 229 | $113.2M | SPY, QQQ, AAPL, JEPI, SGOV |
| Q2 2025 | 232 | $106.6M | SPY, QQQ, JEPI, AAPL, QDPL |
| Q1 2025 | 228 | $96.7M | SPY, QQQ, AAPL, OKE, ADME |
| Q4 2024 | 198 | $98.1M | SPY, VTI, AAPL, ADME, OKE |
| Q3 2024 | 212 | $106.7M | SPY, VTI, DRSK, AAPL, ADME |