Sage Financial Management Group, Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 23, 2025), Sage Financial Management Group, Inc. reported 54 stock positions worth $270.0 million. Its top holding was Vanguard Intermediate-Term B (BIV) at 17.7% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 13.8%) and Vanguard Ftse All-World Ex-U (VEU, 8.9%). Compared with Q3 2024, it opened 2 new positions, sold out of 1, added to 12 and reduced 21. The biggest buy was iShares Core S&P 500 ETF (IVV, shares +15%) and the biggest sale iShares MSCI Eafe ETF (EFA, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- MCLEAN, VA
- CIK
- 0001762086
- Portfolio Value
- $270.0M (Q4 2024)
- SEC Filing
- 0001762086-25-000001 ↗ filed Jan 23, 2025
Holdings Value
Holdings 54 stocks · $270.0M
| BIV Vanguard Intermediate-Term B | 17.70% | 639,562 | $47.8M | Add +14.3% |
| IVV iShares Core S&P 500 ETF | 13.76% | 63,109 | $37.2M | Add +14.5% |
| VEU Vanguard Ftse All-World Ex-U | 8.94% | 420,298 | $24.1M | Add +18.5% |
| SCHX Schwab US Large-Cap ETF | 7.77% | 904,702 | $21.0M | No change |
| VCSH Vanguard S/T Corp. Bond ETF | 5.18% | 179,423 | $14.0M | Add +5.9% |
| BSV Vanguard Short-Term Bond ETF | 5.14% | 179,465 | $13.9M | Add +5.5% |
| SPYG SS SPDR P S&P 500 Growth ETF | 4.38% | 134,579 | $11.8M | Add +1.4% |
| SCHG Schwab US Large-Cap Growth | 3.53% | 342,438 | $9.5M | Reduce -3.6% |
| VOO Vanguard S&P 500 ETF | 3.36% | 16,818 | $9.1M | Reduce -0.7% |
| VYM Vanguard High DVD Yield ETF | 2.89% | 61,141 | $7.8M | Reduce -0.3% |
| SCHF Schwab Intl Equity ETF | 2.83% | 413,054 | $7.6M | Add +1.8% |
| SCHD Schwab US DVD Equity ETF | 2.81% | 278,080 | $7.6M | Add +7.8% |
| EFA iShares MSCI Eafe ETF | 2.69% | 95,956 | $7.3M | Reduce -0.3% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 2.45% | 24,493 | $6.6M | Reduce -0.1% |
| IJH iShares Core S&P Midcap ETF | 2.04% | 88,526 | $5.5M | Add +12.6% |
| VSS Vanguard Ftse All Wo X-US SC | 1.73% | 40,688 | $4.7M | Reduce -1.3% |
| SCHM Schwab US Mid Cap ETF | 1.50% | 146,391 | $4.1M | Reduce -0.5% |
| SPSM SS SPDR P S&P 600 Small Cap | 1.32% | 79,249 | $3.6M | Add +4.5% |
| IJR iShares Core S&P Small-Cap E | 1.07% | 25,010 | $2.9M | Reduce -0.3% |
| MDY State Street SPDR S&P Midcap | 1.04% | 4,927 | $2.8M | Reduce -0.5% |
| SCHA Schwab US Small-Cap ETF | 0.85% | 88,311 | $2.3M | Reduce -1.4% |
| MUB iShares National Muni Bond E | 0.65% | 16,345 | $1.7M | Reduce -1.9% |
| SHW The Sherwin-Williams Co. | 0.59% | 4,683 | $1.6M | No change |
| SCHZ Schwab US Aggregate Bond ETF | 0.52% | 62,100 | $1.4M | Reduce -18.4% |
| BNDX Vanguard Total Intl Bond ETF | 0.51% | 27,841 | $1.4M | Reduce -8.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.37% | 2,421 | $994K | No change |
| IVW iShares S&P 500 Growth ETF | 0.34% | 9,124 | $926K | Reduce -0.7% |
| AAPL Apple Inc. | 0.33% | 3,513 | $880K | Reduce -1.8% |
| MSFT Microsoft Corp. | 0.32% | 2,071 | $873K | No change |
| IUSG iShares Core S&P U.S. Growth | 0.27% | 5,228 | $729K | Reduce -12.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.25% | 1,157 | $678K | No change |
| SUB iShares Short-Term National | 0.24% | 6,260 | $660K | Reduce -23.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.21% | 3,302 | $559K | No change |
| UNP Union Pacific Corp. | 0.20% | 2,395 | $546K | No change |
| JNJ Johnson & Johnson | 0.18% | 3,306 | $478K | No change |
| DSI iShares ESG MSCI KLD 400 ETF | 0.17% | 4,150 | $458K | Add +12.1% |
| FNDB Schwab Fndmntl US BRD Mr ETF | 0.15% | 17,535 | $408K | No change |
| VGSH Vanguard Short-Term Treasury | 0.14% | 6,516 | $379K | Add +59.7% |
| JPM JPMorgan Chase & Co. | 0.13% | 1,507 | $361K | No change |
| IWR iShares Russell Mid-Cap ETF | 0.13% | 4,059 | $359K | No change |
| CB Chubb Ltd. | 0.13% | 1,300 | $359K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.12% | 1,500 | $330K | No change |
| XLP SS Consumer Staples Sel Sect | 0.11% | 3,888 | $306K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.11% | 1,465 | $290K | No change |
| IJT iShares S&P Small-Cap 600 GR | 0.10% | 1,959 | $265K | Reduce -1.7% |
| EEM iShares MSCI Emerging Market | 0.10% | 6,162 | $258K | Reduce -3.6% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.10% | 919 | $257K | No change |
| ABBV Abbvie Inc. | 0.09% | 1,393 | $248K | No change |
| AMZN Amazon.com Inc. | 0.09% | 1,126 | $247K | Reduce -7.9% |
| PG The Procter & Gamble Co. | 0.08% | 1,280 | $215K | Reduce -3.1% |
| MA Mastercard Inc. Class A | 0.08% | 403 | $212K | New |
| PEP Pepsico Inc. | 0.08% | 1,373 | $209K | No change |
| IVE iShares S&P 500 Value ETF | 0.08% | 1,084 | $207K | No change |
| USXF iShares ESG Advance MSCI USA | 0.07% | 4,044 | $201K | New |
Portfolio Sells Q3 2024 → Q4 2024
| EFA iShares MSCI Eafe ETF | Reduce -0.3% | 2.69% | −0.43 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -1.3% | 1.73% | −0.29 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -18.4% | 0.52% | −0.18 |
| VYM Vanguard High DVD Yield ETF | Reduce -0.3% | 2.89% | −0.16 |
| VOO Vanguard S&P 500 ETF | Reduce -0.7% | 3.36% | −0.11 |
| SUB iShares Short-Term National | Reduce -23.3% | 0.24% | −0.09 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -8.9% | 0.51% | −0.09 |
| KO The Coca-Cola Co. | Sold out | 0.00% | −0.08 |
| SCHM Schwab US Mid Cap ETF | Reduce -0.5% | 1.50% | −0.08 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.3% | 1.07% | −0.07 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -0.1% | 2.45% | −0.06 |
| MUB iShares National Muni Bond E | Reduce -1.9% | 0.65% | −0.06 |
| MDY State Street SPDR S&P Midcap | Reduce -0.5% | 1.04% | −0.05 |
| SCHG Schwab US Large-Cap Growth | Reduce -3.6% | 3.53% | −0.05 |
| SCHA Schwab US Small-Cap ETF | Reduce -1.4% | 0.85% | −0.05 |
| IUSG iShares Core S&P U.S. Growth | Reduce -12.8% | 0.27% | −0.04 |
| EEM iShares MSCI Emerging Market | Reduce -3.6% | 0.10% | −0.02 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -1.7% | 0.10% | −0.01 |
| PG The Procter & Gamble Co. | Reduce -3.1% | 0.08% | −0.01 |
| IVW iShares S&P 500 Growth ETF | Reduce -0.7% | 0.34% | +0.00 |
| AAPL Apple Inc. | Reduce -1.8% | 0.33% | +0.00 |
| AMZN Amazon.com Inc. | Reduce -7.9% | 0.09% | +0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| IVV iShares Core S&P 500 ETF | Add +14.5% | 13.76% | +1.44 |
| BIV Vanguard Intermediate-Term B | Add +14.3% | 17.70% | +0.70 |
| VEU Vanguard Ftse All-World Ex-U | Add +18.5% | 8.94% | +0.27 |
| IJH iShares Core S&P Midcap ETF | Add +12.6% | 2.04% | +0.14 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +1.4% | 4.38% | +0.11 |
| MA Mastercard Inc. Class A | New | 0.08% | +0.08 |
| USXF iShares ESG Advance MSCI USA | New | 0.07% | +0.07 |
| VGSH Vanguard Short-Term Treasury | Add +59.7% | 0.14% | +0.05 |
| DSI iShares ESG MSCI KLD 400 ETF | Add +12.1% | 0.17% | +0.01 |
| SCHD Schwab US DVD Equity ETF | Add +7.8% | 2.81% | −0.01 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +4.5% | 1.32% | −0.02 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +5.9% | 5.18% | −0.03 |
| BSV Vanguard Short-Term Bond ETF | Add +5.5% | 5.14% | −0.05 |
| SCHF Schwab Intl Equity ETF | Add +1.8% | 2.83% | −0.40 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 61 | $364.0M | IVV, BIV, VEU, BSV, SCHX |
| Q1 2026 | 57 | $325.4M | BIV, IVV, VEU, BSV, SCHX |
| Q4 2025 | 58 | $327.4M | IVV, BIV, VEU, BSV, SCHX |
| Q3 2025 | 56 | $313.2M | IVV, BIV, VEU, SCHX, BSV |
| Q2 2025 | 55 | $289.1M | BIV, IVV, VEU, SCHX, BSV |
| Q1 2025 | 56 | $275.5M | BIV, IVV, VEU, SCHX, VCSH |
| Q4 2024 | 54 | $270.0M | BIV, IVV, VEU, SCHX, VCSH |
| Q3 2024 | 53 | $257.9M | BIV, IVV, VEU, SCHX, VCSH |
| Q2 2024 | 14 | $32.9M | VCSH, SPYG, SPSM, MDY, BNDX |
| Q1 2024 | 53 | $211.2M | IVV, BIV, SCHX, VEU, BSV |