Schwarz Dygos Wheeler Investment Advisors LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 7, 2025), Schwarz Dygos Wheeler Investment Advisors LLC reported 157 stock positions worth $404.6 million. Its top holding was Berkshire Hathaway Class B (BRK.B) at 13.4% of the portfolio, followed by Apple (AAPL, 9.0%) and Dimensional US Core Equity M (DFAU, 5.5%). Compared with Q3 2024, it opened 10 new positions, sold out of 3, added to 82 and reduced 41. The biggest buy was Dimensional US Core Equity M (DFAU, shares +3%) and the biggest sale Unitedhealth (UNH, shares −3%).

Most Recent 13F
Q2 2026
Location
MINNEAPOLIS, MN
CIK
0001794153
Portfolio Value
$404.6M (Q4 2024)
SEC Filing
0001085146-25-000895 ↗ filed Feb 7, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $352.3M Q1 2024 Q2 2024: $362.0M Q2 2024 Q3 2024: $401.0M Q3 2024 Q4 2024: $404.6M $404.6M Q4 2024 Q1 2025: $420.3M Q1 2025 Q2 2025: $438.9M Q2 2025 Q3 2025: $471.7M Q3 2025 Q4 2025: $484.2M Q4 2025 Q1 2026: $481.8M Q1 2026 Q2 2026: $523.9M Q2 2026

Holdings 157 stocks · $404.6M
BRK.B Berkshire Hathaway Inc. Class B 13.38% 119,454 $54.1M Add +1.7%
AAPL Apple Inc. 8.99% 145,313 $36.4M Reduce -1.9%
DFAU Dimensional US Core Equity M 5.45% 544,628 $22.1M Add +3.4%
DGRO iShares Core Dividend Growth 4.63% 305,245 $18.7M Add +2.3%
PHYS Sprott Physical Gold Trust 4.18% 838,809 $16.9M Add +2.8%
GOOGL Alphabet Inc. Class A 3.40% 72,759 $13.8M Reduce -0.7%
DVY iShares Select Dividend ETF 3.36% 103,610 $13.6M Add +4.0%
DFAI Dimensional International Co. 2.68% 371,705 $10.9M Add +3.6%
VGK Vanguard Ftse Europe ETF 2.11% 134,574 $8.5M Add +3.0%
AVUV Avantis US Small Cap Value 1.86% 78,097 $7.5M Add +4.2%
KARO Karooooo Ltd. 1.76% 157,915 $7.1M Reduce -9.9%
UNH Unitedhealth Group Inc. 1.55% 12,375 $6.3M Reduce -2.5%
MSFT Microsoft Corp. 1.53% 14,657 $6.2M Reduce -5.1%
GOOG Alphabet Inc. Class C 1.45% 30,799 $5.9M Add +0.1%
AVES Avantis Emerging Markets Val 1.44% 125,768 $5.8M Add +2.5%
XNIEX Virtus Equity & Convertible 1.35% 220,976 $5.4M Add +4.1%
COWZ Pacer US Cash Cows 100 ETF 1.33% 95,210 $5.4M Add +6.3%
AVUS Avantis U.S. Equity ETF 1.24% 51,625 $5.0M Reduce -3.4%
COST Costco Wholesale Corp. 1.21% 5,352 $4.9M Reduce -1.2%
VWO Vanguard Ftse Emerging Marke 1.18% 108,130 $4.8M Add +2.8%
AVDV Avantis Intl S/C Value ETF 1.14% 70,671 $4.6M Add +1.6%
JPM JPMorgan Chase & Co. 1.11% 18,777 $4.5M Add +1.5%
VYMI Vanguard Int High DVD YLD Inc. 1.09% 64,813 $4.4M Add +4.5%
AMZN Amazon.com Inc. 1.06% 19,551 $4.3M Add +4.7%
DFAC Dimensional US Core Equity 2 1.04% 121,738 $4.2M Reduce -1.1%
META Meta Platforms Inc. Class A 0.94% 6,495 $3.8M Reduce -7.3%
PM Philip Morris International 0.89% 29,852 $3.6M Add +20.9%
BRK.A Berkshire Hathaway Inc. Class A 0.84% 5 $3.4M No change
DFAT Dimensional US Target Value 0.78% 57,045 $3.2M Add +0.0%
DFCF Dimensional Core Fixed Inc. 0.75% 73,760 $3.0M Add +5.0%
DFGP Dimensional GLBL Core PL Fix 0.68% 52,426 $2.8M Add +7.6%
WFC Wells Fargo & Co. 0.68% 39,074 $2.7M Reduce -4.3%
MCD McDonald's Corp. 0.66% 9,213 $2.7M Add +1.9%
AVDE Avantis International Equity 0.64% 42,509 $2.6M Reduce -4.1%
HON Honeywell International Inc. 0.64% 11,491 $2.6M Reduce -5.6%
JPST JPMorgan Ultra-Short Income 0.64% 51,146 $2.6M Add +7.4%
XLP SS Consumer Staples Sel Sect 0.64% 32,683 $2.6M Reduce -0.5%
V Visa Inc. Class A 0.61% 7,834 $2.5M Add +2.1%
WY Weyerhaeuser Co. 0.55% 79,393 $2.2M Add +1.1%
SBUX Starbucks Corp. 0.55% 24,286 $2.2M Reduce -4.4%
NVDA Nvidia Corp. 0.52% 15,750 $2.1M Reduce -0.9%
SNBRQ Sleep Number Corp. 0.52% 137,463 $2.1M Add +1.1%
DFEV Dimensional Emrg MRKT Val 0.50% 76,776 $2.0M Add +0.5%
SPAB SS SPDR P Agg Bond ETF 0.50% 80,489 $2.0M Reduce -2.4%
JNJ Johnson & Johnson 0.49% 13,710 $2.0M Reduce -0.8%
PG The Procter & Gamble Co. 0.48% 11,482 $1.9M Add +0.3%
ALSN Allison Transmission Holding 0.45% 16,957 $1.8M Add +0.1%
TGT Target Corp. 0.43% 12,702 $1.7M Add +3.4%
HD Home Depot Inc. 0.42% 4,419 $1.7M Add +3.9%
LAND Gladstone Land Corp. 0.42% 156,406 $1.7M Reduce -4.6%
DISV Dimensional International SM 0.40% 60,585 $1.6M Add +0.0%
DFIC Dimensional International Co. 0.40% 61,958 $1.6M Add +3.0%
PLTR Palantir Technologies Inc. Class A 0.35% 18,853 $1.4M Add +5.8%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.34% 12,422 $1.4M Reduce -35.1%
IEUR iShares Core MSCI Europe ETF 0.32% 23,860 $1.3M Reduce -1.5%
JEPI JPMorgan Equity Premium Inco 0.30% 21,448 $1.2M Add +21.6%
CBRE GBL REAL ESTATE INC FD 0.30% 250,261 $1.2M Add +5.1%
VNQ Vanguard Real Estate ETF 0.30% 13,471 $1.2M Add +20.4%
IEMG iShares Core MSCI Emerging 0.28% 21,867 $1.1M Add +7.2%
DSL Doubleline Income Solutions 0.28% 90,009 $1.1M Add +14.0%
BKNG Booking Holdings Inc. 0.27% 221 $1.1M Reduce -3.9%
PANW Palo Alto Networks Inc. 0.27% 5,963 $1.1M Add +13.1%
FDX FedEx Corp. 0.27% 3,822 $1.1M Add +0.0%
ORCL Oracle Corp. 0.26% 6,318 $1.1M Reduce -0.2%
DFSU Dimensional US Sus CORE1 ETF 0.26% 27,731 $1.1M Reduce -2.4%
WINA Winmark Corp. 0.25% 2,600 $1.0M No change
XFRAX BlackRock Fltng RT Inc. Strat 0.25% 74,034 $1.0M Add +0.9%
DLY Doubleline Yield Opport 0.24% 62,212 $985K Add +25.4%
PCAR Paccar Inc. 0.23% 9,022 $938K New
KKR KKR & Co. Inc. 0.23% 6,273 $928K Reduce -2.2%
IVV iShares Core S&P 500 ETF 0.21% 1,450 $854K Add +11.2%
PSLV Sprott Physical Silver Trust 0.21% 87,792 $847K Add +1.1%
SPY SS SPDR S&P 500 ETF Trust-US 0.21% 1,426 $836K Add +4.7%
AZO AutoZone Inc. 0.20% 257 $823K No change
EPD Enterprise Products Partners 0.20% 25,949 $814K No change
CVX Chevron Corp. 0.20% 5,613 $813K Add +28.6%
ITOT iShares Core S&P Total U.S. 0.20% 6,275 $807K Add +0.1%
MA Mastercard Inc. Class A 0.20% 1,510 $795K Add +6.1%
AVEM Avantis Emerging Markets Eq 0.20% 13,509 $794K Reduce -0.6%
NVO Novo-Nordisk A/S-Spons ADR 0.19% 8,921 $767K Reduce -5.7%
DFAX Dimensional World Ex US Core 0.19% 30,703 $763K Reduce -0.5%
AVIG Avantis Core Fixed Income 0.18% 18,368 $745K Add +6.1%
GS Goldman Sachs Group Inc. 0.18% 1,283 $735K Add +34.1%
GIS General Mills Inc. 0.18% 11,461 $731K Add +24.0%
MOO Vaneck Agribusiness ETF 0.18% 11,132 $718K Reduce -0.5%
DFSI Dimensional Int Sus COR1 ETF 0.18% 21,694 $713K No change
SGI Somnigroup International Inc. filed as TEMPUR SEALY INTL INC 0.17% 12,250 $694K Reduce -6.5%
FAX Abrdn Asia-Pacific Income 0.16% 45,148 $665K Reduce -6.5%
APO Apollo Global Management Inc. 0.16% 4,000 $661K Reduce -9.8%
VTI VG Morningstar TS MKT ETF-US 0.16% 2,268 $658K No change
ARM Arm Holdings PLC-ADR 0.16% 5,229 $645K Add +3.0%
BA The Boeing Co. 0.15% 3,534 $626K Reduce -9.2%
IYZ iShares US Telecommunication 0.15% 23,157 $621K New
AMT American Tower Corp. 0.15% 3,375 $619K Add +6.3%
COF Capital One Financial Corp. 0.15% 3,336 $595K No change
VOO Vanguard S&P 500 ETF 0.15% 1,095 $590K Add +173.1%
IHI iShares U.S. Medical Devices 0.14% 10,014 $584K New
IHF iShares U.S. Healthcare Prov 0.14% 11,621 $558K New
XOM Exxon Mobil Corp. 0.13% 4,951 $533K Reduce -0.6%
VZ Verizon Communications Inc. 0.13% 12,921 $517K Reduce -51.1%
CELH Celsius Holdings Inc. 0.13% 19,606 $516K Add +0.8%
COWG Pacer US LRG Cap Cows GR LD 0.12% 15,650 $501K New
STZ Constellation Brands Inc. Class A 0.12% 2,258 $499K No change
BND Vanguard Total Bond Market 0.12% 6,618 $476K Add +9.8%
UNP Union Pacific Corp. 0.11% 1,982 $452K Reduce -3.5%
CSCO Cisco Systems Inc. 0.11% 7,367 $436K Add +3.6%
CVS CVS Health Corp. 0.11% 9,708 $436K Reduce -52.8%
ABBV Abbvie Inc. 0.11% 2,436 $433K Add +0.7%
GEHC GE Healthcare Technology 0.10% 5,396 $422K Add +1.1%
MDT Medtronic PLC 0.10% 4,902 $392K Reduce -54.1%
AVLV Avantis US Large Cap Value 0.09% 5,606 $374K Add +2.3%
TSCO Tractor Supply Company 0.09% 6,990 $371K Add +16.7%
TAP Molson Coors Beverage Co. Class B 0.09% 6,426 $368K No change
AVSU Avantis Resp US Equity ETF 0.09% 5,521 $365K Add +59.0%
MCK McKesson Corp. 0.09% 640 $365K No change
PRU Prudential Financial Inc. 0.09% 3,057 $362K Reduce -1.1%
WMT Walmart Inc. 0.09% 3,988 $360K Add +1.9%
FAST Fastenal Co. 0.09% 4,798 $345K Add +17.1%
HACK Amplify Cybersecurity ETF 0.08% 4,585 $342K No change
AVIV Avantis Intl LRG Cap Val ETF 0.08% 6,385 $331K Add +2.8%
SHY iShares 1-3 Year Treasury Bo 0.08% 3,996 $328K Add +9.8%
KO The Coca-Cola Co. 0.08% 5,187 $323K Add +0.7%
COP Conocophillips 0.08% 3,209 $318K Add +0.0%
DFSE Dimensional Em Sus CORE1 ETF 0.08% 9,526 $316K No change
PLAY Dave & Buster's Entertainmen 0.08% 10,640 $311K Add +19.0%
TSM Taiwan Semiconductor-SP ADR 0.08% 1,543 $305K Add +0.8%
NIM Nuveen Select Maturit Muni 0.08% 34,930 $304K Add +3.0%
NSC Norfolk Southern Corp. 0.07% 1,261 $296K Add +0.5%
BP BP PLC-Spons ADR 0.07% 9,817 $290K No change
BX Blackstone Inc. 0.07% 1,655 $285K Add +0.3%
BNDX Vanguard Total Intl Bond ETF 0.07% 5,729 $281K Add +18.2%
BATRA Atlanta Braves Holdings in-A 0.07% 6,825 $278K No change
IUSG iShares Core S&P U.S. Growth 0.07% 1,961 $273K No change
EQNR Equinor ASA-Spon ADR 0.07% 11,360 $269K No change
MO Altria Group Inc. 0.07% 5,110 $267K Add +2.2%
QQQ Invesco QQQ Trust Series 1 0.06% 514 $263K No change
FFLG Fidelity Fndmntl L/C GRW ETF 0.06% 10,477 $263K No change
TSLA Tesla Inc. 0.06% 647 $261K New
VEEV Veeva Systems Inc. Class A 0.06% 1,221 $257K Add +0.2%
DPZ Domino's Pizza Inc. 0.06% 604 $254K Add +0.7%
MMM 3M Co. 0.06% 1,962 $253K Reduce -50.2%
SPG Simon Property Group Inc. 0.06% 1,468 $253K Add +0.1%
XLV SS Health Care Select Sector 0.06% 1,820 $250K Add +9.0%
DFIV Dimensional International Va 0.06% 7,021 $249K No change
MDLZ Mondelez International Inc. Class A 0.06% 4,053 $242K No change
NOW ServiceNow Inc. 0.06% 222 $235K New
SEZL Sezzle Inc. 0.06% 900 $230K Reduce -77.5%
BEN Franklin Templeton Inc. 0.06% 11,191 $227K No change
AB Alliancebernstein Holding LP 0.06% 6,095 $226K No change
LMT Lockheed Martin Corp. 0.06% 460 $224K Add +24.3%
TRI Thomson Reuters Corp. 0.05% 1,375 $221K Add +0.9%
ACWI iShares MSCI Acwi ETF 0.05% 1,870 $220K Reduce -6.8%
HDV iShares Core High Dividend E 0.05% 1,943 $218K No change
LOCL Local Bounti Corp. 0.03% 48,825 $101K No change
MMT Aberdeen Multimarket Income 0.02% 15,325 $72K New
SOLO BRANDS INC 0.00% 12,000 $14K New
APP AppLovin Corp. Class A 0.00% 21 $7K New

Options reported separately and not counted above: PLTR puts ($1.5M), APP puts ($1.3M).

Portfolio Sells Q3 2024 → Q4 2024
UNH Unitedhealth Group Inc. Reduce -2.5% 1.55% −0.30
CVS CVS Health Corp. Reduce -52.8% 0.11% −0.21
TELL Tellurian Inc. Sold out 0.00% −0.20
VZ Verizon Communications Inc. Reduce -51.1% 0.13% −0.17
LAND Gladstone Land Corp. Reduce -4.6% 0.42% −0.15
MDT Medtronic PLC Reduce -54.1% 0.10% −0.14
MSFT Microsoft Corp. Reduce -5.1% 1.53% −0.13
DIS The Walt Disney Co. Reduce -35.1% 0.34% −0.12
SEZL Sezzle Inc. Reduce -77.5% 0.06% −0.11
AVDE Avantis International Equity Reduce -4.1% 0.64% −0.10
NVO Novo-Nordisk A/S-Spons ADR Reduce -5.7% 0.19% −0.09
MMM 3M Co. Reduce -50.2% 0.06% −0.07
SBUX Starbucks Corp. Reduce -4.4% 0.55% −0.07
JNJ Johnson & Johnson Reduce -0.8% 0.49% −0.07
META Meta Platforms Inc. Class A Reduce -7.3% 0.94% −0.06
SVIX -1X Short Vix Futures ETF Sold out 0.00% −0.06
LLY Eli Lilly & Co. Sold out 0.00% −0.05
IEUR iShares Core MSCI Europe ETF Reduce -1.5% 0.32% −0.05
FAX Abrdn Asia-Pacific Income Reduce -6.5% 0.16% −0.05
XLP SS Consumer Staples Sel Sect Reduce -0.5% 0.64% −0.04
SPAB SS SPDR P Agg Bond ETF Reduce -2.4% 0.50% −0.04
MOO Vaneck Agribusiness ETF Reduce -0.5% 0.18% −0.03
AVUS Avantis U.S. Equity ETF Reduce -3.4% 1.24% −0.03
AVEM Avantis Emerging Markets Eq Reduce -0.6% 0.20% −0.02
DFAX Dimensional World Ex US Core Reduce -0.5% 0.19% −0.02
UNP Union Pacific Corp. Reduce -3.5% 0.11% −0.01
XOM Exxon Mobil Corp. Reduce -0.6% 0.13% −0.01
DFAC Dimensional US Core Equity 2 Reduce -1.1% 1.04% −0.01
ORCL Oracle Corp. Reduce -0.2% 0.26% −0.01
SGI Somnigroup International Inc. Reduce -6.5% 0.17% −0.01
ACWI iShares MSCI Acwi ETF Reduce -6.8% 0.05% −0.01
PRU Prudential Financial Inc. Reduce -1.1% 0.09% −0.00
DFSU Dimensional US Sus CORE1 ETF Reduce -2.4% 0.26% −0.00
BA The Boeing Co. Reduce -9.2% 0.15% +0.01
HON Honeywell International Inc. Reduce -5.6% 0.64% +0.01
COST Costco Wholesale Corp. Reduce -1.2% 1.21% +0.01
KKR KKR & Co. Inc. Reduce -2.2% 0.23% +0.02
APO Apollo Global Management Inc. Reduce -9.8% 0.16% +0.03
KARO Karooooo Ltd. Reduce -9.9% 1.76% +0.03
BKNG Booking Holdings Inc. Reduce -3.9% 0.27% +0.03
NVDA Nvidia Corp. Reduce -0.9% 0.52% +0.04
WFC Wells Fargo & Co. Reduce -4.3% 0.68% +0.10
GOOGL Alphabet Inc. Class A Reduce -0.7% 3.40% +0.37
AAPL Apple Inc. Reduce -1.9% 8.99% +0.39

Portfolio Buys Q3 2024 → Q4 2024
DFAU Dimensional US Core Equity M Add +3.4% 5.45% +0.24
PCAR Paccar Inc. New 0.23% +0.23
AMZN Amazon.com Inc. Add +4.7% 1.06% +0.19
PLTR Palantir Technologies Inc. Class A Add +5.8% 0.35% +0.19
GOOG Alphabet Inc. Class C Add +0.1% 1.45% +0.17
IYZ iShares US Telecommunication New 0.15% +0.15
IHI iShares U.S. Medical Devices New 0.14% +0.14
PM Philip Morris International Add +20.9% 0.89% +0.14
JPM JPMorgan Chase & Co. Add +1.5% 1.11% +0.14
IHF iShares U.S. Healthcare Prov New 0.14% +0.14
XNIEX Virtus Equity & Convertible Add +4.1% 1.35% +0.13
COWG Pacer US LRG Cap Cows GR LD New 0.12% +0.12
VOO Vanguard S&P 500 ETF Add +173.1% 0.15% +0.09
V Visa Inc. Class A Add +2.1% 0.61% +0.09
AVUV Avantis US Small Cap Value Add +4.2% 1.86% +0.07
TSLA Tesla Inc. New 0.06% +0.06
GS Goldman Sachs Group Inc. Add +34.1% 0.18% +0.06
NOW ServiceNow Inc. New 0.06% +0.06
ALSN Allison Transmission Holding Add +0.1% 0.45% +0.05
PANW Palo Alto Networks Inc. Add +13.1% 0.27% +0.04
JEPI JPMorgan Equity Premium Inco Add +21.6% 0.30% +0.04
CVX Chevron Corp. Add +28.6% 0.20% +0.04
DLY Doubleline Yield Opport Add +25.4% 0.24% +0.04
COWZ Pacer US Cash Cows 100 ETF Add +6.3% 1.33% +0.04
JPST JPMorgan Ultra-Short Income Add +7.4% 0.64% +0.03
AVSU Avantis Resp US Equity ETF Add +59.0% 0.09% +0.03
PHYS Sprott Physical Gold Trust Add +2.8% 4.18% +0.03
VNQ Vanguard Real Estate ETF Add +20.4% 0.30% +0.02
DSL Doubleline Income Solutions Add +14.0% 0.28% +0.02
IVV iShares Core S&P 500 ETF Add +11.2% 0.21% +0.02
MA Mastercard Inc. Class A Add +6.1% 0.20% +0.02
MMT Aberdeen Multimarket Income New 0.02% +0.02
DFGP Dimensional GLBL Core PL Fix Add +7.6% 0.68% +0.02
CSCO Cisco Systems Inc. Add +3.6% 0.11% +0.01
FAST Fastenal Co. Add +17.1% 0.09% +0.01
SPY SS SPDR S&P 500 ETF Trust-US Add +4.7% 0.21% +0.01
GIS General Mills Inc. Add +24.0% 0.18% +0.01
WMT Walmart Inc. Add +1.9% 0.09% +0.01
XFRAX BlackRock Fltng RT Inc. Strat Add +0.9% 0.25% +0.01
TSM Taiwan Semiconductor-SP ADR Add +0.8% 0.08% +0.01
BNDX Vanguard Total Intl Bond ETF Add +18.2% 0.07% +0.01
BX Blackstone Inc. Add +0.3% 0.07% +0.01
DVY iShares Select Dividend ETF Add +4.0% 3.36% +0.01
SHY iShares 1-3 Year Treasury Bo Add +9.8% 0.08% +0.01
FDX FedEx Corp. Add +0.0% 0.27% +0.01
TSCO Tractor Supply Company Add +16.7% 0.09% +0.00
BND Vanguard Total Bond Market Add +9.8% 0.12% +0.00
SOLO BRANDS INC New 0.00% +0.00
ITOT iShares Core S&P Total U.S. Add +0.1% 0.20% +0.00
AVLV Avantis US Large Cap Value Add +2.3% 0.09% +0.00

Options Activity Q3 2024 → Q4 2024
PLTR Palantir Technologies Inc. Class A put New 20,000 $1.5M
APP AppLovin Corp. Class A put New 4,000 $1.3M
TELL Tellurian Inc. call Sold out 6,000 $6Kbefore exit
PLTR Palantir Technologies Inc. Class A call Sold out 100 $4Kbefore exit

Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 174$523.9MBRK.B, AAPL, DGRO, DFAU, PHYS
Q1 2026 173$481.8MBRK.B, AAPL, PHYS, DGRO, DFAU
Q4 2025 169$484.2MBRK.B, AAPL, DFAU, PHYS, DGRO
Q3 2025 162$471.7MBRK.B, AAPL, DFAU, PHYS, DGRO
Q2 2025 160$438.9MBRK.B, AAPL, DFAU, PHYS, DGRO
Q1 2025 156$420.3MBRK.B, AAPL, DFAU, PHYS, DGRO
Q4 2024 157$404.6MBRK.B, AAPL, DFAU, DGRO, PHYS
Q3 2024 150$401.0MBRK.B, AAPL, DFAU, DGRO, PHYS
Q2 2024 143$362.0MBRK.B, AAPL, DFAU, DGRO, PHYS
Q1 2024 145$352.3MBRK.B, AAPL, DFAU, DGRO, PHYS