Schwarz Dygos Wheeler Investment Advisors LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 7, 2025), Schwarz Dygos Wheeler Investment Advisors LLC reported 162 stock positions worth $471.7 million. Its top holding was Berkshire Hathaway Class B (BRK.B) at 13.1% of the portfolio, followed by Apple (AAPL, 7.3%) and Dimensional US Core Equity M (DFAU, 6.1%). Compared with Q2 2025, it opened 6 new positions, sold out of 4, added to 51 and reduced 57. The biggest buy was iShares Core Dividend Growth (DGRO, shares +5%) and the biggest sale SS Consumer Staples Sel Sect (XLP, shares −87%).
- Most Recent 13F
- Q2 2026
- Location
- MINNEAPOLIS, MN
- CIK
- 0001794153
- Portfolio Value
- $471.7M (Q3 2025)
- SEC Filing
- 0001794153-25-000003 ↗ filed Nov 7, 2025
Holdings Value
Holdings 162 stocks · $471.7M
| BRK.B Berkshire Hathaway Inc. Class B | 13.07% | 122,656 | $61.7M | Add +1.6% |
| AAPL Apple Inc. | 7.27% | 134,652 | $34.3M | Reduce -3.0% |
| DFAU Dimensional US Core Equity M | 6.13% | 631,695 | $28.9M | Add +2.2% |
| PHYS Sprott Physical Gold Trust | 5.39% | 858,616 | $25.4M | Reduce -0.9% |
| DGRO iShares Core Dividend Growth | 4.89% | 338,467 | $23.0M | Add +5.4% |
| GOOGL Alphabet Inc. Class A | 3.67% | 71,160 | $17.3M | Reduce -1.6% |
| DVY iShares Select Dividend ETF | 3.53% | 117,230 | $16.7M | Add +5.3% |
| DFAI Dimensional International Co. | 2.86% | 371,223 | $13.5M | Reduce -1.8% |
| VGK Vanguard Ftse Europe ETF | 2.34% | 138,487 | $11.1M | Add +0.4% |
| AVUV Avantis US Small Cap Value | 1.91% | 90,589 | $9.0M | Add +3.8% |
| AVES Avantis Emerging Markets Val | 1.65% | 135,473 | $7.8M | Add +0.0% |
| MSFT Microsoft Corp. | 1.59% | 14,457 | $7.5M | Add +0.1% |
| GOOG Alphabet Inc. Class C | 1.36% | 26,334 | $6.4M | Reduce -1.3% |
| COWZ Pacer US Cash Cows 100 ETF | 1.31% | 107,363 | $6.2M | Add +1.5% |
| VWO Vanguard Ftse Emerging Marke | 1.30% | 113,084 | $6.1M | Add +0.3% |
| VYMI Vanguard Int High DVD YLD Inc. | 1.28% | 71,345 | $6.0M | Add +0.6% |
| AVDV Avantis Intl S/C Value ETF | 1.27% | 67,526 | $6.0M | Reduce -1.2% |
| KARO Karooooo Ltd. | 1.27% | 105,215 | $6.0M | Reduce -0.9% |
| JPM JPMorgan Chase & Co. | 1.24% | 18,593 | $5.9M | Reduce -1.0% |
| XNIEX Virtus Equity & Convertible | 1.14% | 213,709 | $5.4M | Add +1.1% |
| AVUS Avantis U.S. Equity ETF | 1.14% | 49,251 | $5.4M | Add +2.5% |
| DFAC Dimensional US Core Equity 2 | 1.06% | 129,804 | $5.0M | Reduce -2.1% |
| DFCF Dimensional Core Fixed Inc. | 1.06% | 117,048 | $5.0M | Add +19.8% |
| UNH Unitedhealth Group Inc. | 1.02% | 13,983 | $4.8M | Add +5.1% |
| PM Philip Morris International | 1.02% | 29,665 | $4.8M | Reduce -0.1% |
| COST Costco Wholesale Corp. | 0.99% | 5,063 | $4.7M | Reduce -2.6% |
| TGT Target Corp. | 0.97% | 50,691 | $4.6M | Add +0.3% |
| META Meta Platforms Inc. Class A | 0.93% | 5,944 | $4.4M | Reduce -3.3% |
| PANW Palo Alto Networks Inc. | 0.83% | 19,246 | $3.9M | Reduce -0.8% |
| AMZN Amazon.com Inc. | 0.82% | 17,678 | $3.9M | Reduce -1.7% |
| DFGP Dimensional GLBL Core PL Fix | 0.80% | 67,877 | $3.8M | Add +10.3% |
| DFAT Dimensional US Target Value | 0.73% | 59,554 | $3.5M | Reduce -0.5% |
| WFC Wells Fargo & Co. | 0.73% | 40,971 | $3.4M | Reduce -0.4% |
| NVDA Nvidia Corp. | 0.64% | 16,281 | $3.0M | Add +4.9% |
| AIOT Powerfleet Inc. | 0.63% | 566,000 | $3.0M | No change |
| AVDE Avantis International Equity | 0.60% | 35,847 | $2.8M | Reduce -4.0% |
| JPST JPMorgan Ultra-Short Income | 0.59% | 55,063 | $2.8M | Add +2.1% |
| MCD McDonald's Corp. | 0.58% | 8,938 | $2.7M | Reduce -2.2% |
| DFEV Dimensional Emrg MRKT Val | 0.55% | 81,018 | $2.6M | Reduce -1.6% |
| V Visa Inc. Class A | 0.55% | 7,531 | $2.6M | Reduce -1.0% |
| HON Honeywell International Inc. | 0.54% | 12,099 | $2.5M | No change |
| JNJ Johnson & Johnson | 0.51% | 12,942 | $2.4M | Reduce -1.1% |
| WY Weyerhaeuser Co. | 0.48% | 90,666 | $2.2M | Add +4.5% |
| DFIC Dimensional International Co. | 0.47% | 68,073 | $2.2M | Reduce -4.1% |
| DISV Dimensional International SM | 0.47% | 62,493 | $2.2M | Reduce -0.8% |
| SBUX Starbucks Corp. | 0.43% | 24,103 | $2.0M | Reduce -0.9% |
| HD Home Depot Inc. | 0.38% | 4,424 | $1.8M | Reduce -1.4% |
| PG The Procter & Gamble Co. | 0.37% | 11,264 | $1.7M | Reduce -1.7% |
| IEUR iShares Core MSCI Europe ETF | 0.35% | 24,496 | $1.7M | Reduce -0.1% |
| ORCL Oracle Corp. | 0.33% | 5,601 | $1.6M | Reduce -7.7% |
| CBRE GBL REAL ESTATE INC FD | 0.33% | 304,025 | $1.6M | Add +4.2% |
| JEPI JPMorgan Equity Premium Inco | 0.33% | 26,967 | $1.5M | Add +1.6% |
| IEMG iShares Core MSCI Emerging | 0.32% | 23,239 | $1.5M | Add +0.5% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.32% | 2 | $1.5M | Reduce -60.0% |
| VNQ Vanguard Real Estate ETF | 0.32% | 16,288 | $1.5M | Add +2.1% |
| PSLV Sprott Physical Silver Trust | 0.30% | 88,774 | $1.4M | No change |
| DSL Doubleline Income Solutions | 0.29% | 111,470 | $1.4M | Add +2.9% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.28% | 11,444 | $1.3M | Reduce -3.2% |
| LAND Gladstone Land Corp. | 0.28% | 142,908 | $1.3M | Reduce -1.3% |
| SNBRQ Sleep Number Corp. | 0.27% | 183,713 | $1.3M | Reduce -2.2% |
| PLTR Palantir Technologies Inc. Class A | 0.27% | 7,002 | $1.3M | Reduce -4.6% |
| ALSN Allison Transmission Holding | 0.27% | 14,972 | $1.3M | No change |
| VZ Verizon Communications Inc. | 0.26% | 28,300 | $1.2M | Add +108.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.25% | 1,758 | $1.2M | No change |
| CELH Celsius Holdings Inc. | 0.24% | 20,043 | $1.2M | No change |
| DFSU Dimensional US Sus CORE1 ETF | 0.23% | 26,041 | $1.1M | Reduce -3.4% |
| XFRAX BlackRock Fltng RT Inc. Strat | 0.23% | 82,781 | $1.1M | Add +0.4% |
| IVV iShares Core S&P 500 ETF | 0.23% | 1,602 | $1.1M | Add +0.6% |
| AZO AutoZone Inc. | 0.23% | 250 | $1.1M | No change |
| WINA Winmark Corp. | 0.23% | 2,150 | $1.1M | Reduce -17.3% |
| DFAX Dimensional World Ex US Core | 0.22% | 33,069 | $1.0M | Add +2.9% |
| GS Goldman Sachs Group Inc. | 0.22% | 1,291 | $1.0M | No change |
| DLY Doubleline Yield Opport | 0.22% | 67,753 | $1.0M | Add +0.6% |
| CVX Chevron Corp. | 0.22% | 6,564 | $1.0M | Reduce -0.3% |
| FAX Abrdn Asia-Pacific Income | 0.21% | 61,884 | $1.0M | Add +10.9% |
| VOO Vanguard S&P 500 ETF | 0.21% | 1,640 | $1.0M | Add +9.9% |
| AVEM Avantis Emerging Markets Eq | 0.21% | 12,893 | $968K | Reduce -1.6% |
| COF Capital One Financial Corp. | 0.20% | 4,501 | $957K | No change |
| ITOT iShares Core S&P Total U.S. | 0.20% | 6,429 | $936K | Add +0.1% |
| FDX FedEx Corp. | 0.19% | 3,887 | $917K | Reduce -0.9% |
| AVIG Avantis Core Fixed Income | 0.19% | 21,515 | $905K | Add +12.2% |
| CVS CVS Health Corp. | 0.19% | 11,866 | $895K | Add +2.6% |
| PCAR Paccar Inc. | 0.19% | 9,071 | $892K | No change |
| BA The Boeing Co. | 0.18% | 3,990 | $861K | Reduce -1.9% |
| MA Mastercard Inc. Class A | 0.18% | 1,505 | $856K | No change |
| DFSI Dimensional Int Sus COR1 ETF | 0.18% | 20,703 | $848K | Reduce -1.7% |
| MDT Medtronic PLC | 0.18% | 8,768 | $835K | Add +69.2% |
| COWG Pacer US LRG Cap Cows GR LD | 0.17% | 22,560 | $819K | Add +14.8% |
| KKR KKR & Co. Inc. | 0.17% | 6,274 | $815K | Add +0.0% |
| EPD Enterprise Products Partners | 0.17% | 25,949 | $811K | No change |
| ARM Arm Holdings PLC-ADR | 0.15% | 5,139 | $727K | Add +0.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.15% | 2,203 | $723K | No change |
| SGI Somnigroup International Inc. | 0.15% | 8,250 | $696K | Reduce -19.5% |
| JHX James Hardie Ind PLC | 0.14% | 35,050 | $673K | New |
| AMT American Tower Corp. | 0.14% | 3,437 | $661K | Reduce -1.8% |
| GIS General Mills Inc. | 0.13% | 11,928 | $601K | No change |
| GEHC GE Healthcare Technology | 0.12% | 7,801 | $586K | Add +11.7% |
| FAST Fastenal Co. | 0.12% | 11,367 | $557K | Add +11.9% |
| XOM Exxon Mobil Corp. | 0.12% | 4,895 | $552K | Reduce -1.5% |
| LSAK Lesaka Technologies Inc. | 0.12% | 132,509 | $550K | No change |
Options reported separately and not counted above: ORCL puts ($84K).
Portfolio Sells Q2 2025 → Q3 2025
| XLP SS Consumer Staples Sel Sect | Reduce -87.3% | 0.07% | −0.53 |
| BRK.A Berkshire Hathaway Inc. Class A | Reduce -60.0% | 0.32% | −0.51 |
| PM Philip Morris International | Reduce -0.1% | 1.02% | −0.21 |
| COST Costco Wholesale Corp. | Reduce -2.6% | 0.99% | −0.18 |
| IYZ iShares US Telecommunication | Sold out | 0.00% | −0.15 |
| IHI iShares U.S. Medical Devices | Sold out | 0.00% | −0.14 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -56.4% | 0.10% | −0.14 |
| DFAI Dimensional International Co. | Reduce -1.8% | 2.86% | −0.12 |
| META Meta Platforms Inc. Class A | Reduce -3.3% | 0.93% | −0.11 |
| AMZN Amazon.com Inc. | Reduce -1.7% | 0.82% | −0.08 |
| SBUX Starbucks Corp. | Reduce -0.9% | 0.43% | −0.08 |
| PANW Palo Alto Networks Inc. | Reduce -0.8% | 0.83% | −0.07 |
| V Visa Inc. Class A | Reduce -1.0% | 0.55% | −0.07 |
| LAND Gladstone Land Corp. | Reduce -1.3% | 0.28% | −0.06 |
| DIS The Walt Disney Co. | Reduce -3.2% | 0.28% | −0.06 |
| PG The Procter & Gamble Co. | Reduce -1.7% | 0.37% | −0.05 |
| DE Deere & Co. | Sold out | 0.00% | −0.05 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -11.5% | 0.09% | −0.04 |
| AMT American Tower Corp. | Reduce -1.8% | 0.14% | −0.04 |
| MCD McDonald's Corp. | Reduce -2.2% | 0.58% | −0.03 |
| AVSU Avantis Resp US Equity ETF | Reduce -34.0% | 0.06% | −0.03 |
| AVDE Avantis International Equity | Reduce -4.0% | 0.60% | −0.03 |
| DFIC Dimensional International Co. | Reduce -4.1% | 0.47% | −0.03 |
| WFC Wells Fargo & Co. | Reduce -0.4% | 0.73% | −0.02 |
| DFAC Dimensional US Core Equity 2 | Reduce -2.1% | 1.06% | −0.02 |
| CALY Callaway Golf Company | Sold out | 0.00% | −0.02 |
| IEUR iShares Core MSCI Europe ETF | Reduce -0.1% | 0.35% | −0.02 |
| SNBRQ Sleep Number Corp. | Reduce -2.2% | 0.27% | −0.02 |
| DFEV Dimensional Emrg MRKT Val | Reduce -1.6% | 0.55% | −0.01 |
| UNP Union Pacific Corp. | Reduce -11.3% | 0.07% | −0.01 |
| BATRA Atlanta Braves Holdings in-A | Reduce -4.8% | 0.06% | −0.01 |
| BA The Boeing Co. | Reduce -1.9% | 0.18% | −0.01 |
| SGI Somnigroup International Inc. | Reduce -19.5% | 0.15% | −0.01 |
| TAP Molson Coors Beverage Co. Class B | Reduce -1.8% | 0.06% | −0.01 |
| MDLZ Mondelez International Inc. Class A | Reduce -2.4% | 0.05% | −0.01 |
| DFSI Dimensional Int Sus COR1 ETF | Reduce -1.7% | 0.18% | −0.01 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -6.6% | 0.06% | −0.01 |
| FDX FedEx Corp. | Reduce -0.9% | 0.19% | −0.01 |
| DFSU Dimensional US Sus CORE1 ETF | Reduce -3.4% | 0.23% | −0.01 |
| HELO JPMorgan Hedged Equity ETF | Reduce -5.4% | 0.07% | −0.01 |
| XOM Exxon Mobil Corp. | Reduce -1.5% | 0.12% | −0.01 |
| MMM 3M Co. | Reduce -1.5% | 0.06% | −0.00 |
| DFSE Dimensional Em Sus CORE1 ETF | Reduce -2.3% | 0.08% | −0.00 |
| DFAT Dimensional US Target Value | Reduce -0.5% | 0.73% | −0.00 |
| LMT Lockheed Martin Corp. | Reduce -0.2% | 0.05% | 0.00 |
| DISV Dimensional International SM | Reduce -0.8% | 0.47% | +0.00 |
| AVEM Avantis Emerging Markets Eq | Reduce -1.6% | 0.21% | +0.00 |
| CVX Chevron Corp. | Reduce -0.3% | 0.22% | +0.00 |
| JPM JPMorgan Chase & Co. | Reduce -1.0% | 1.24% | +0.00 |
| WINA Winmark Corp. | Reduce -17.3% | 0.23% | +0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| DGRO iShares Core Dividend Growth | Add +5.4% | 4.89% | +0.21 |
| DFAU Dimensional US Core Equity M | Add +2.2% | 6.13% | +0.17 |
| DVY iShares Select Dividend ETF | Add +5.3% | 3.53% | +0.16 |
| JHX James Hardie Ind PLC | New | 0.14% | +0.14 |
| VZ Verizon Communications Inc. | Add +108.0% | 0.26% | +0.13 |
| DFCF Dimensional Core Fixed Inc. | Add +19.8% | 1.06% | +0.12 |
| AVUV Avantis US Small Cap Value | Add +3.8% | 1.91% | +0.10 |
| NVDA Nvidia Corp. | Add +4.9% | 0.64% | +0.09 |
| UNH Unitedhealth Group Inc. | Add +5.1% | 1.02% | +0.08 |
| MDT Medtronic PLC | Add +69.2% | 0.18% | +0.07 |
| CELC Celcuity Inc. | New | 0.06% | +0.06 |
| SCHG Schwab US Large-Cap Growth | New | 0.05% | +0.05 |
| LIN Linde PLC | New | 0.04% | +0.04 |
| MU Micron Technology Inc. | New | 0.04% | +0.04 |
| DFGP Dimensional GLBL Core PL Fix | Add +10.3% | 0.80% | +0.04 |
| AVUS Avantis U.S. Equity ETF | Add +2.5% | 1.14% | +0.03 |
| TSLA Tesla Inc. | Add +1.3% | 0.12% | +0.03 |
| VWO Vanguard Ftse Emerging Marke | Add +0.3% | 1.30% | +0.03 |
| FAST Fastenal Co. | Add +11.9% | 0.12% | +0.02 |
| VOO Vanguard S&P 500 ETF | Add +9.9% | 0.21% | +0.02 |
| COWG Pacer US LRG Cap Cows GR LD | Add +14.8% | 0.17% | +0.02 |
| FAX Abrdn Asia-Pacific Income | Add +10.9% | 0.21% | +0.01 |
| AVIG Avantis Core Fixed Income | Add +12.2% | 0.19% | +0.01 |
| EQS Equus Total Return Inc. | New | 0.01% | +0.01 |
| IEMG iShares Core MSCI Emerging | Add +0.5% | 0.32% | +0.01 |
| CVS CVS Health Corp. | Add +2.6% | 0.19% | +0.01 |
| GEHC GE Healthcare Technology | Add +11.7% | 0.12% | +0.01 |
| DFAX Dimensional World Ex US Core | Add +2.9% | 0.22% | +0.00 |
| DFIV Dimensional International Va | Add +4.8% | 0.07% | +0.00 |
| AVLV Avantis US Large Cap Value | Add +4.6% | 0.10% | +0.00 |
| AVIV Avantis Intl LRG Cap Val ETF | Add +1.3% | 0.10% | +0.00 |
| IVV iShares Core S&P 500 ETF | Add +0.6% | 0.23% | +0.00 |
| WMT Walmart Inc. | Add +3.9% | 0.09% | +0.00 |
| ITOT iShares Core S&P Total U.S. | Add +0.1% | 0.20% | +0.00 |
| BNDX Vanguard Total Intl Bond ETF | Add +6.3% | 0.05% | −0.00 |
| COP Conocophillips | Add +0.0% | 0.06% | −0.00 |
| NIM Nuveen Select Maturit Muni | Add +0.0% | 0.08% | −0.00 |
| AVES Avantis Emerging Markets Val | Add +0.0% | 1.65% | −0.00 |
| DPZ Domino's Pizza Inc. | Add +2.0% | 0.06% | −0.01 |
| VNQ Vanguard Real Estate ETF | Add +2.1% | 0.32% | −0.01 |
| NFLX Netflix Inc. | Add +1.8% | 0.06% | −0.01 |
| DSL Doubleline Income Solutions | Add +2.9% | 0.29% | −0.01 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +0.6% | 1.28% | −0.01 |
| XNIEX Virtus Equity & Convertible | Add +1.1% | 1.14% | −0.01 |
| KKR KKR & Co. Inc. | Add +0.0% | 0.17% | −0.02 |
| JEPI JPMorgan Equity Premium Inco | Add +1.6% | 0.33% | −0.02 |
| XFRAX BlackRock Fltng RT Inc. Strat | Add +0.4% | 0.23% | −0.02 |
| COWZ Pacer US Cash Cows 100 ETF | Add +1.5% | 1.31% | −0.02 |
| CBRE GBL REAL ESTATE INC FD | Add +4.2% | 0.33% | −0.02 |
| DLY Doubleline Yield Opport | Add +0.6% | 0.22% | −0.02 |
Options Activity Q2 2025 → Q3 2025
| ORCL Oracle Corp. | put | New | 300 | $84K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 174 | $523.9M | BRK.B, AAPL, DGRO, DFAU, PHYS |
| Q1 2026 | 173 | $481.8M | BRK.B, AAPL, PHYS, DGRO, DFAU |
| Q4 2025 | 169 | $484.2M | BRK.B, AAPL, DFAU, PHYS, DGRO |
| Q3 2025 | 162 | $471.7M | BRK.B, AAPL, DFAU, PHYS, DGRO |
| Q2 2025 | 160 | $438.9M | BRK.B, AAPL, DFAU, PHYS, DGRO |
| Q1 2025 | 156 | $420.3M | BRK.B, AAPL, DFAU, PHYS, DGRO |
| Q4 2024 | 157 | $404.6M | BRK.B, AAPL, DFAU, DGRO, PHYS |
| Q3 2024 | 150 | $401.0M | BRK.B, AAPL, DFAU, DGRO, PHYS |
| Q2 2024 | 143 | $362.0M | BRK.B, AAPL, DFAU, DGRO, PHYS |
| Q1 2024 | 145 | $352.3M | BRK.B, AAPL, DFAU, DGRO, PHYS |