Seed Wealth Management, Inc.

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 14, 2025), Seed Wealth Management, Inc. reported 148 stock positions worth $123.8 million. Its top holding was Vanguard Mortgage-Backed Sec (VMBS) at 5.9% of the portfolio, followed by Janus Henderson Mortg Backed (JMBS, 4.6%) and Schwab US Broad Market ETF (SCHB, 3.8%). Compared with Q3 2024, it opened 5 new positions, sold out of 14, added to 14 and reduced 23. The biggest buy was Schwab U.S. Tips ETF (SCHP, shares +30%) and the biggest sale Vanguard Mortgage-Backed Sec (VMBS, shares −3%).

Most Recent 13F
Q2 2026
Location
EVANSTON, IL
CIK
0001963728
Portfolio Value
$123.8M (Q4 2024)
SEC Filing
0001085146-25-000161 ↗ filed Jan 14, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $104.6M Q1 2024 Q2 2024: $114.8M Q2 2024 Q3 2024: $125.0M Q3 2024 Q4 2024: $123.8M $123.8M Q4 2024 Q1 2025: $122.8M Q1 2025 Q2 2025: $134.2M Q2 2025 Q3 2025: $144.8M Q3 2025 Q4 2025: $145.0M Q4 2025 Q1 2026: $145.4M Q1 2026 Q2 2026: $158.0M Q2 2026

Holdings 148 stocks · $123.8M
VMBS Vanguard Mortgage-Backed Sec 5.85% 159,835 $7.2M Reduce -2.6%
JMBS Janus Henderson Mortg Backed 4.62% 129,542 $5.7M Add +16.0%
SCHB Schwab US Broad Market ETF 3.84% 209,493 $4.8M No change
SCHP Schwab U.S. Tips ETF 3.58% 171,420 $4.4M Add +29.8%
AVUV Avantis US Small Cap Value 3.47% 44,505 $4.3M Reduce -1.3%
AVUS Avantis U.S. Equity ETF 3.27% 41,795 $4.1M Add +3.3%
BOXX Alpha Architect 1-3 MNTH Box 2.54% 28,480 $3.1M Add +2.9%
SPMB SS SPDR P Mort Back Bond ETF 2.48% 142,720 $3.1M Add +5.8%
VRP Invesco Variable Rate Prefer 2.45% 125,233 $3.0M Reduce -1.2%
MSFT Microsoft Corp. 2.10% 6,162 $2.6M No change
AAPL Apple Inc. 2.08% 10,309 $2.6M No change
VTI VG Morningstar TS MKT ETF-US 1.91% 8,165 $2.4M Reduce -15.9%
VTIP Vanguard Short-Term Tips 1.89% 48,262 $2.3M Add +5.5%
AVGO Broadcom Inc. 1.57% 8,380 $1.9M No change
QMOM Alpha US Quant Mom ETF 1.51% 29,140 $1.9M No change
FLBL Franklin Senior Loan ETF 1.44% 73,645 $1.8M Add +0.1%
AMZN Amazon.com Inc. 1.35% 7,620 $1.7M No change
ICSH iShares Ultra Short Duration 1.18% 29,000 $1.5M No change
BIL SS SPDR BB 1-3M T-Bill ETF 1.16% 15,655 $1.4M Add +2.0%
PULS Pgim Ultra Short Bond ETF 1.11% 27,625 $1.4M Reduce -1.4%
BTT BlackRock 2030 Muni TRGT TRM 1.04% 62,720 $1.3M Add +41.8%
AVDV Avantis Intl S/C Value ETF 1.04% 19,760 $1.3M No change
PLTR Palantir Technologies Inc. Class A 1.03% 16,900 $1.3M Reduce -6.1%
LONZ PIMCO Senior Loan Active ETF 1.00% 24,130 $1.2M No change
CRM Salesforce Inc. 0.99% 3,685 $1.2M No change
SCHV Schwab US Large-Cap Value 0.97% 46,050 $1.2M Reduce -2.0%
VXUS Vanguard Total Intl Stock 0.95% 19,954 $1.2M Reduce -4.8%
PFFV Global X Variable Rate Pref 0.95% 49,875 $1.2M No change
GOOG Alphabet Inc. Class C 0.91% 5,920 $1.1M No change
NPFD Nuveen Var RT Pref & Inc. 0.91% 61,600 $1.1M Reduce -0.8%
FNDC Schwab Fndmnt Intl SM Eq ETF 0.88% 32,077 $1.1M No change
DELL Dell Technologies -C 0.85% 9,175 $1.1M No change
VFMF Vanguard US Multifactor ETF 0.84% 7,950 $1.0M No change
NVO Novo-Nordisk A/S-Spons ADR 0.82% 11,790 $1.0M No change
AVDE Avantis International Equity 0.82% 16,490 $1.0M Reduce -3.9%
HYEM Vaneck Emrg MKTS Hi YLD 0.76% 48,595 $946K No change
META Meta Platforms Inc. Class A 0.76% 1,600 $937K No change
JAAA Janus Henderson Aaa Clo ETF 0.73% 17,904 $908K Reduce -2.2%
TSM Taiwan Semiconductor-SP ADR 0.73% 4,558 $900K No change
ORCL Oracle Corp. 0.71% 5,302 $884K No change
HD Home Depot Inc. 0.70% 2,233 $869K No change
MBB iShares MBS ETF 0.70% 9,420 $864K No change
MCK McKesson Corp. 0.68% 1,474 $840K No change
PGR Progressive Corp. 0.67% 3,437 $824K No change
WMT Walmart Inc. 0.60% 8,190 $740K No change
DE Deere & Co. 0.55% 1,611 $683K No change
MCD McDonald's Corp. 0.55% 2,332 $676K No change
IBN Icici Bank Ltd.-Spon ADR 0.54% 22,196 $663K No change
SLYV SS SPDR S&P 600 SC Val ETF 0.53% 7,480 $653K No change
CSCO Cisco Systems Inc. 0.52% 10,792 $639K No change
SCHF Schwab Intl Equity ETF 0.51% 33,940 $628K Add +17.8%
AVEM Avantis Emerging Markets Eq 0.49% 10,380 $610K Reduce -7.4%
SLQD iShares 0-5 YR Inv GRD Corp. 0.49% 12,260 $610K Reduce -18.6%
XOM Exxon Mobil Corp. 0.49% 5,613 $604K No change
SYK Stryker Corp. 0.48% 1,650 $594K No change
JPST JPMorgan Ultra-Short Income 0.47% 11,500 $579K Reduce -4.2%
SONY Sony Group Corp. - SP ADR 0.45% 26,075 $552K No change
JNJ Johnson & Johnson 0.43% 3,722 $538K No change
VFMO Vanguard US Momentum Factor 0.43% 3,230 $531K No change
V Visa Inc. Class A 0.43% 1,674 $529K No change
SNPS Synopsys Inc. 0.42% 1,080 $524K No change
CAT Caterpillar Inc. 0.42% 1,440 $522K No change
LEN Lennar Corp. Class A 0.41% 3,750 $511K No change
SHEL Shell PLC-ADR 0.39% 7,765 $486K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.39% 2,440 $484K No change
TTWO Take-Two Interactive Softwre 0.39% 2,590 $477K No change
QCOM Qualcomm Inc. 0.38% 3,095 $475K Reduce -1.8%
VWOB Vanguard Emerg MKTS Gov BND 0.38% 7,465 $471K No change
BLK BlackRock Inc. 0.38% 454 $465K No change
NFLX Netflix Inc. 0.37% 520 $463K No change
DFAI Dimensional International Co. 0.36% 15,450 $451K No change
IGIB iShares 5-10Y Inv Grade Corp. 0.36% 8,580 $442K No change
FLDR Fidelity Low Durat Fact ETF 0.35% 8,700 $434K No change
KEY Keycorp 0.34% 24,703 $423K No change
PG The Procter & Gamble Co. 0.34% 2,486 $417K Reduce -1.2%
PYPL PayPal Holdings Inc. 0.34% 4,865 $415K No change
XLK SS Technology Select Sector 0.33% 1,751 $407K No change
ABT Abbott Laboratories 0.33% 3,584 $405K No change
INFY Infosys Ltd.-SP ADR 0.32% 18,260 $400K No change
UBS UBS Group AG-Reg 0.32% 13,135 $398K No change
GOOGL Alphabet Inc. Class A 0.32% 2,100 $398K No change
NVDA Nvidia Corp. 0.31% 2,880 $387K No change
FNDF Schwab Fndmn Intl LRG Co. ETF 0.31% 11,615 $386K No change
MRK Merck & Co. Inc. 0.30% 3,735 $372K Reduce -0.9%
IMTM iShares MSCI Intl Momentum F 0.30% 9,900 $370K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.30% 1,679 $369K No change
COST Costco Wholesale Corp. 0.30% 400 $367K No change
JPM JPMorgan Chase & Co. 0.29% 1,496 $359K No change
RTX RTX Corp. 0.29% 3,077 $356K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.28% 3,151 $351K Reduce -8.7%
BBY Best Buy Co. Inc. 0.28% 4,065 $349K No change
HCA HCA Healthcare Inc. 0.28% 1,155 $347K No change
FDX FedEx Corp. 0.28% 1,225 $345K No change
IBB iShares Biotechnology ETF 0.27% 2,500 $331K No change
AFL Aflac Inc. 0.27% 3,185 $329K No change
ADBE Adobe Inc. 0.27% 738 $328K Add +3.6%
UNH Unitedhealth Group Inc. 0.26% 627 $317K No change
KR Kroger Co. 0.25% 5,145 $315K No change
AVES Avantis Emerging Markets Val 0.25% 6,800 $314K Add +13.3%
TAX Cambria Tax Aware ETF 0.25% 12,858 $314K New
AZO AutoZone Inc. 0.25% 97 $311K No change
TSEC Touchstone Securitized Inc. 0.25% 11,860 $308K Reduce -2.8%
WTW Willis Towers Watson PLC 0.25% 970 $304K No change
BRK.B Berkshire Hathaway Inc. Class B 0.24% 669 $303K No change
TEL Te Connectivity PLC 0.24% 2,083 $298K No change
PNR Pentair PLC 0.24% 2,929 $295K No change
IJH iShares Core S&P Midcap ETF 0.23% 4,550 $284K No change
EA Electronic Arts Inc. 0.23% 1,930 $282K No change
FISV Fiserv Inc. 0.22% 1,350 $277K No change
IRM Iron Mountain Inc. filed as IRON MTN INC DEL 0.22% 2,620 $275K No change
HLN Haleon PLC-ADR 0.22% 28,730 $274K No change
EMGF iShares Emerging Markets Equ 0.22% 6,000 $271K No change
VTV Vanguard Mrngstr Val ETF-Aui 0.22% 1,575 $267K Reduce -8.7%
DGS Wisdomtree Em Small Cap 0.22% 5,450 $267K No change
DFUS Dimensional US Eq MKT ETF 0.21% 4,150 $265K New
LHX L3HARRIS Technologies Inc. 0.21% 1,245 $262K No change
SHY iShares 1-3 Year Treasury Bo 0.21% 3,170 $260K New
WFC Wells Fargo & Co. 0.21% 3,643 $256K No change
GSK GSK PLC-Spon ADR 0.21% 7,520 $254K No change
RSG Republic Services Inc. 0.20% 1,262 $254K No change
TXN Texas Instruments Inc. 0.20% 1,350 $253K No change
DFS Discover Financial Services 0.20% 1,453 $252K No change
CB Chubb Ltd. 0.20% 905 $250K No change
EQNR Equinor ASA-Spon ADR 0.20% 10,510 $249K No change
SCHW Schwab (charles) Corp. 0.20% 3,357 $248K No change
ABBV Abbvie Inc. 0.20% 1,378 $245K No change
VWO Vanguard Ftse Emerging Marke 0.20% 5,550 $244K No change
KMB Kimberly-Clark Corp. 0.20% 1,847 $242K No change
EBAY eBay Inc. 0.20% 3,905 $242K No change
LMT Lockheed Martin Corp. 0.19% 476 $231K No change
EW Edwards Lifesciences Corp. 0.19% 3,120 $231K No change
ICLO Invesco Aaa Clo F/R Note ETF 0.18% 8,860 $227K Reduce -24.2%
SNY Sanofi-ADR 0.18% 4,695 $226K No change
CMCSA Comcast Corp. Class A 0.18% 5,930 $223K No change
IMOM Alpha Intl Quant Mom ETF 0.18% 8,320 $221K No change
EXPE Expedia Group Inc. 0.17% 1,155 $215K New
SBUX Starbucks Corp. 0.17% 2,313 $211K No change
TMO Thermo Fisher Scientific Inc. 0.17% 400 $208K No change
IP International Paper Co. 0.17% 3,855 $207K New
WM Waste Management Inc. 0.16% 1,012 $204K No change
EFX Equifax Inc. 0.16% 800 $204K No change
XEMDX Western Asset Emrg MRKT DBT 0.15% 19,650 $189K Reduce -1.3%
AES AES Corp. 0.15% 14,665 $189K Add +11.4%
RC Ready Capital Corp. 0.14% 24,800 $169K Add +93.8%
XNEAX Nuveen Amt-FR QLTY Muni Inc. 0.13% 14,500 $164K No change
VTRS Viatris Inc. 0.11% 10,975 $137K No change
XMVFX BlackRock Munivest Fund 0.10% 17,683 $124K Reduce -5.9%
JOF Japan Smaller Capitalization 0.08% 12,400 $95K No change

Portfolio Sells Q3 2024 → Q4 2024
VMBS Vanguard Mortgage-Backed Sec Reduce -2.6% 5.85% −0.35
VTI VG Morningstar TS MKT ETF-US Reduce -15.9% 1.91% −0.29
QQQ Invesco QQQ Trust Series 1 Sold out 0.00% −0.23
IIPR Innovative Industrial Proper Sold out 0.00% −0.22
MTCH Match Group Inc. Sold out 0.00% −0.21
FLBR Franklin Ftse Brazil ETF Sold out 0.00% −0.20
SNN Smith & Nephew PLC -Spon ADR Sold out 0.00% −0.20
CCI Crown Castle Inc. Sold out 0.00% −0.20
STZ Constellation Brands Inc. Class A Sold out 0.00% −0.19
CAG Conagra Brands Inc. Sold out 0.00% −0.18
AVY Avery Dennison Corp. Sold out 0.00% −0.18
ADM Archer-Daniels-Midland Co. Sold out 0.00% −0.17
LOW Lowe's Cos Inc. Sold out 0.00% −0.17
CEG Constellation Energy Sold out 0.00% −0.17
QEFA STSR SPD MSC Eaf Stgfs-US Inc. Sold out 0.00% −0.17
TSN Tyson Foods Inc. Class A Sold out 0.00% −0.17
VXUS Vanguard Total Intl Stock Reduce -4.8% 0.95% −0.14
SLQD iShares 0-5 YR Inv GRD Corp. Reduce -18.6% 0.49% −0.12
AVDE Avantis International Equity Reduce -3.9% 0.82% −0.10
AVEM Avantis Emerging Markets Eq Reduce -7.4% 0.49% −0.09
ICLO Invesco Aaa Clo F/R Note ETF Reduce -24.2% 0.18% −0.06
QCOM Qualcomm Inc. Reduce -1.8% 0.38% −0.04
MRK Merck & Co. Inc. Reduce -0.9% 0.30% −0.04
SCHV Schwab US Large-Cap Value Reduce -2.0% 0.97% −0.04
VRP Invesco Variable Rate Prefer Reduce -1.2% 2.45% −0.03
NPFD Nuveen Var RT Pref & Inc. Reduce -0.8% 0.91% −0.03
VTV Vanguard Mrngstr Val ETF-Aui Reduce -8.7% 0.22% −0.03
JPST JPMorgan Ultra-Short Income Reduce -4.2% 0.47% −0.02
XMVFX BlackRock Munivest Fund Reduce -5.9% 0.10% −0.01
PG The Procter & Gamble Co. Reduce -1.2% 0.34% −0.01
JAAA Janus Henderson Aaa Clo ETF Reduce -2.2% 0.73% −0.01
PULS Pgim Ultra Short Bond ETF Reduce -1.4% 1.11% −0.01
TSEC Touchstone Securitized Inc. Reduce -2.8% 0.25% −0.01
XEMDX Western Asset Emrg MRKT DBT Reduce -1.3% 0.15% −0.01
AVUV Avantis US Small Cap Value Reduce -1.3% 3.47% +0.01
DIS The Walt Disney Co. Reduce -8.7% 0.28% +0.02
PLTR Palantir Technologies Inc. Class A Reduce -6.1% 1.03% +0.50

Portfolio Buys Q3 2024 → Q4 2024
SCHP Schwab U.S. Tips ETF Add +29.8% 3.58% +0.74
JMBS Janus Henderson Mortg Backed Add +16.0% 4.62% +0.45
BTT BlackRock 2030 Muni TRGT TRM Add +41.8% 1.04% +0.28
TAX Cambria Tax Aware ETF New 0.25% +0.25
DFUS Dimensional US Eq MKT ETF New 0.21% +0.21
SHY iShares 1-3 Year Treasury Bo New 0.21% +0.21
AVUS Avantis U.S. Equity ETF Add +3.3% 3.27% +0.19
EXPE Expedia Group Inc. New 0.17% +0.17
IP International Paper Co. New 0.17% +0.17
BOXX Alpha Architect 1-3 MNTH Box Add +2.9% 2.54% +0.12
VTIP Vanguard Short-Term Tips Add +5.5% 1.89% +0.08
RC Ready Capital Corp. Add +93.8% 0.14% +0.06
SPMB SS SPDR P Mort Back Bond ETF Add +5.8% 2.48% +0.05
SCHF Schwab Intl Equity ETF Add +17.8% 0.51% +0.03
BIL SS SPDR BB 1-3M T-Bill ETF Add +2.0% 1.16% +0.03
FLBL Franklin Senior Loan ETF Add +0.1% 1.44% +0.01
AVES Avantis Emerging Markets Val Add +13.3% 0.25% +0.00
ADBE Adobe Inc. Add +3.6% 0.27% −0.03
AES AES Corp. Add +11.4% 0.15% −0.06

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 100$158.0MAAUS, JMBS, BOXX, AVUV, PULS
Q1 2026 98$145.4MAAUS, PULS, JMBS, SCHP, BOXX
Q4 2025 102$145.0MAAUS, JMBS, SCHP, SCHB, AVUV
Q3 2025 114$144.8MAAUS, JMBS, SCHP, SCHB, VTEI
Q2 2025 149$134.2MJMBS, SCHP, SCHB, VTEI, AVUV
Q1 2025 149$122.8MVMBS, JMBS, SCHP, SCHB, AVUS
Q4 2024 148$123.8MVMBS, JMBS, SCHB, SCHP, AVUV
Q3 2024 157$125.0MVMBS, JMBS, SCHB, AVUV, AVUS
Q2 2024 149$114.8MVMBS, SCHB, JMBS, AVUV, AVUS
Q1 2024 152$104.6MAVUV, SCHB, JMBS, AVUS, VRP