Seed Wealth Management, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 21, 2026), Seed Wealth Management, Inc. reported 102 stock positions worth $145.0 million. Its top holding was Alpha Architect US Eqy ETF (AAUS) at 26.0% of the portfolio, followed by Janus Henderson Mortg Backed (JMBS, 5.4%) and Schwab U.S. Tips ETF (SCHP, 3.9%). Compared with Q3 2025, it opened 5 new positions, sold out of 17, added to 13 and reduced 47. The biggest buy was a new position in Alpha Architct US Eqty 2 ETF (AAEQ) and the biggest sale an exit from iShares Floating Rate Bond E (FLOT).

Most Recent 13F
Q2 2026
Location
EVANSTON, IL
CIK
0001963728
Portfolio Value
$145.0M (Q4 2025)
SEC Filing
0001963728-26-000001 ↗ filed Jan 21, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $104.6M Q1 2024 Q2 2024: $114.8M Q2 2024 Q3 2024: $125.0M Q3 2024 Q4 2024: $123.8M Q4 2024 Q1 2025: $122.8M Q1 2025 Q2 2025: $134.2M Q2 2025 Q3 2025: $144.8M Q3 2025 Q4 2025: $145.0M $145.0M Q4 2025 Q1 2026: $145.4M Q1 2026 Q2 2026: $158.0M Q2 2026

Holdings 102 stocks · $145.0M
AAUS Alpha Architect US Eqy ETF 25.99% 683,953 $37.7M Reduce -2.1%
JMBS Janus Henderson Mortg Backed 5.41% 171,652 $7.8M Add +14.8%
SCHP Schwab U.S. Tips ETF 3.92% 214,565 $5.7M Reduce -1.7%
SCHB Schwab US Broad Market ETF 3.61% 199,343 $5.2M Reduce -4.2%
AVUV Avantis US Small Cap Value 3.47% 49,385 $5.0M Add +9.4%
VTEI Vanguard Int Tax-Exempt Bond 3.47% 49,885 $5.0M Reduce -0.4%
PULS Pgim Ultra Short Bond ETF 3.42% 100,114 $5.0M Add +297.1%
AAEQ Alpha Architct US Eqty 2 ETF 3.12% 91,621 $4.5M New
BOXX Alpha Architect 1-3 MNTH Box 2.90% 36,556 $4.2M Add +7.4%
VMBS Vanguard Mortgage-Backed Sec 1.95% 59,970 $2.8M Reduce -3.1%
SPMB SS SPDR P Mort Back Bond ETF 1.90% 123,110 $2.8M Reduce -2.9%
AVDV Avantis Intl S/C Value ETF 1.77% 27,251 $2.6M Add +23.1%
VTI VG Morningstar TS MKT ETF-US 1.66% 7,165 $2.4M Reduce -5.3%
VRP Invesco Variable Rate Prefer 1.51% 89,925 $2.2M Reduce -11.4%
VTIP Vanguard Short-Term Tips 1.43% 42,043 $2.1M Reduce -12.3%
QMOM Alpha US Quant Mom ETF 1.39% 30,940 $2.0M No change
AVUS Avantis U.S. Equity ETF 1.26% 16,310 $1.8M Add +3.6%
AVDE Avantis International Equity 1.18% 20,865 $1.7M Add +29.9%
MSFT Microsoft Corp. 1.15% 3,437 $1.7M Reduce -18.9%
RPC Ridgepost Capital Inc. Class A filed as P10 INC 1.13% 166,893 $1.6M No change
VXUS Vanguard Total Intl Stock 1.11% 21,244 $1.6M No change
FNDC Schwab Fndmnt Intl SM Eq ETF 0.93% 30,337 $1.4M Reduce -3.8%
BTT BlackRock 2030 Muni TRGT TRM 0.93% 59,170 $1.4M Reduce -0.8%
SCHV Schwab US Large-Cap Value 0.92% 44,930 $1.3M Reduce -0.2%
BIL SS SPDR BB 1-3M T-Bill ETF 0.86% 13,711 $1.3M Reduce -0.3%
AAPL Apple Inc. 0.80% 4,286 $1.2M Add +19.4%
AVGO Broadcom Inc. 0.72% 3,011 $1.0M Reduce -57.2%
GOOG Alphabet Inc. Class C 0.71% 3,275 $1.0M Add +26.7%
TSM Taiwan Semiconductor-SP ADR 0.69% 3,312 $1.0M Reduce -26.4%
VFMF Vanguard US Multifactor ETF 0.69% 6,650 $1.0M No change
AMZN Amazon.com Inc. 0.68% 4,295 $991K Add +66.5%
NVDA Nvidia Corp. 0.68% 5,280 $985K Add +83.3%
HYEM Vaneck Emrg MKTS Hi YLD 0.62% 45,510 $905K No change
MBB iShares MBS ETF 0.62% 9,420 $897K No change
AVEM Avantis Emerging Markets Eq 0.62% 11,580 $892K No change
VWOB Vanguard Emerg MKTS Gov BND 0.61% 13,120 $885K Add +61.6%
SCHF Schwab Intl Equity ETF 0.56% 33,940 $816K No change
PLTR Palantir Technologies Inc. Class A 0.51% 4,200 $747K No change
PFFV Global X Variable Rate Pref 0.46% 29,700 $660K No change
SONY Sony Group Corp. - SP ADR 0.44% 25,125 $643K No change
IBN Icici Bank Ltd.-Spon ADR 0.43% 21,034 $627K No change
DFAI Dimensional International Co. 0.42% 16,070 $612K Reduce -1.9%
DELL Dell Technologies -C 0.39% 4,466 $562K Reduce -17.7%
NVO Novo-Nordisk A/S-Spons ADR 0.38% 10,944 $557K Reduce -17.4%
UBS UBS Group AG-Reg 0.37% 11,695 $542K Reduce -2.1%
FNDF Schwab Fndmn Intl LRG Co. ETF 0.36% 11,549 $522K No change
SHEL Shell PLC-ADR 0.35% 6,927 $509K Reduce -4.2%
IMTM iShares MSCI Intl Momentum F 0.33% 9,900 $475K No change
WMT Walmart Inc. 0.31% 4,085 $455K Reduce -11.9%
VFMO Vanguard US Momentum Factor 0.31% 2,330 $446K No change
FLDR Fidelity Low Durat Fact ETF 0.30% 8,700 $437K No change
AVES Avantis Emerging Markets Val 0.30% 7,480 $436K Add +31.7%
DFAC Dimensional US Core Equity 2 0.30% 11,000 $435K No change
MCD McDonald's Corp. 0.30% 1,408 $430K Reduce -8.2%
ORCL Oracle Corp. 0.29% 2,191 $427K Reduce -39.5%
CRM Salesforce Inc. 0.29% 1,570 $416K Reduce -11.3%
NPFD Nuveen Var RT Pref & Inc. 0.28% 21,550 $410K Reduce -4.4%
ICSH iShares Ultra Short Duration 0.28% 8,000 $405K No change
MCK McKesson Corp. 0.27% 485 $398K Reduce -19.6%
TEL Te Connectivity PLC 0.26% 1,683 $383K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.25% 1,700 $360K No change
META Meta Platforms Inc. Class A 0.24% 534 $352K Reduce -17.1%
SYK Stryker Corp. 0.24% 970 $341K Reduce -28.1%
DE Deere & Co. 0.23% 726 $338K Reduce -7.0%
SLYV SS SPDR S&P 600 SC Val ETF 0.22% 3,580 $326K No change
XOM Exxon Mobil Corp. 0.22% 2,681 $323K Reduce -21.0%
WTW Willis Towers Watson PLC 0.22% 970 $319K No change
EMGF iShares Emerging Markets Equ 0.22% 5,500 $318K No change
IMOM Alpha Intl Quant Mom ETF 0.22% 8,320 $317K No change
CSCO Cisco Systems Inc. 0.22% 4,100 $316K Reduce -11.8%
JNJ Johnson & Johnson 0.21% 1,495 $309K Reduce -7.2%
HAYW Hayward Holdings Inc. 0.21% 19,860 $307K No change
PNR Pentair PLC 0.21% 2,929 $305K No change
DGS Wisdomtree Em Small Cap 0.21% 5,300 $303K No change
VWO Vanguard Ftse Emerging Marke 0.21% 5,550 $298K No change
GSK GSK PLC-Spon ADR 0.21% 6,080 $298K No change
RTX RTX Corp. 0.20% 1,613 $296K Reduce -13.9%
SHY iShares 1-3 Year Treasury Bo 0.20% 3,565 $295K No change
PGR Progressive Corp. 0.20% 1,272 $290K Reduce -60.9%
ABT Abbott Laboratories 0.19% 2,232 $280K Reduce -4.9%
TTWO Take-Two Interactive Softwre 0.19% 1,080 $277K Reduce -9.2%
HLN Haleon PLC-ADR 0.19% 26,580 $269K No change
SNPS Synopsys Inc. 0.18% 570 $268K Reduce -36.7%
QCOM Qualcomm Inc. 0.18% 1,510 $258K Reduce -13.7%
HD Home Depot Inc. 0.17% 733 $252K Reduce -27.6%
INFY Infosys Ltd.-SP ADR 0.17% 13,950 $249K No change
SNN Smith & Nephew PLC -Spon ADR 0.17% 7,570 $248K No change
CB Chubb Ltd. 0.17% 795 $248K No change
HSBC HSBC Holdings PLC-Spons ADR filed as HSBC HLDGS PLC 0.17% 3,130 $246K Reduce -8.8%
QEFA STSR SPD MSC Eaf Stgfs-US Inc. 0.16% 2,500 $227K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.15% 744 $220K Reduce -5.7%
EXPE Expedia Group Inc. 0.15% 775 $220K New
EQNR Equinor ASA-Spon ADR 0.15% 9,260 $219K No change
AZN Astrazeneca PLC-Spons ADR 0.15% 2,340 $215K New
MRK Merck & Co. Inc. 0.15% 2,043 $215K New
RY Royal Bank of Canada 0.15% 1,250 $213K New
NTR Nutrien Ltd. 0.15% 3,435 $212K Reduce -12.3%
PG The Procter & Gamble Co. 0.14% 1,450 $208K Reduce -7.9%
XLK SS Technology Select Sector 0.14% 1,422 $205K Reduce -35.4%
ABBV Abbvie Inc. 0.14% 892 $204K Reduce -2.4%

Show all 102 holdings

Portfolio Sells Q3 2025 → Q4 2025
FLOT iShares Floating Rate Bond E Sold out 0.00% −1.97
IGSB iShares 1-5Y Inv Grade Corp. Sold out 0.00% −0.99
AVGO Broadcom Inc. Reduce -57.2% 0.72% −0.88
ORCL Oracle Corp. Reduce -39.5% 0.29% −0.41
MSFT Microsoft Corp. Reduce -18.9% 1.15% −0.37
PGR Progressive Corp. Reduce -60.9% 0.20% −0.35
SLQD iShares 0-5 YR Inv GRD Corp. Sold out 0.00% −0.35
TAX Cambria Tax Aware ETF Sold out 0.00% −0.25
VTIP Vanguard Short-Term Tips Reduce -12.3% 1.43% −0.24
VRP Invesco Variable Rate Prefer Reduce -11.4% 1.51% −0.22
JPM JPMorgan Chase & Co. Sold out 0.00% −0.21
TSM Taiwan Semiconductor-SP ADR Reduce -26.4% 0.69% −0.17
CAT Caterpillar Inc. Sold out 0.00% −0.17
BRK.B Berkshire Hathaway Inc. Class B Sold out 0.00% −0.17
NFLX Netflix Inc. Sold out 0.00% −0.15
BLK BlackRock Inc. Sold out 0.00% −0.15
IBB iShares Biotechnology ETF Sold out 0.00% −0.15
AZO AutoZone Inc. Sold out 0.00% −0.15
SCHP Schwab U.S. Tips ETF Reduce -1.7% 3.92% −0.14
DELL Dell Technologies -C Reduce -17.7% 0.39% −0.14
WFC Wells Fargo & Co. Sold out 0.00% −0.14
XEMDX Western Asset Emrg MRKT DBT Sold out 0.00% −0.14
LEN Lennar Corp. Class A Sold out 0.00% −0.14
KEY Keycorp Sold out 0.00% −0.14
NVO Novo-Nordisk A/S-Spons ADR Reduce -17.4% 0.38% −0.12
SNPS Synopsys Inc. Reduce -36.7% 0.18% −0.12
AES AES Corp. Sold out 0.00% −0.11
SYK Stryker Corp. Reduce -28.1% 0.24% −0.11
HD Home Depot Inc. Reduce -27.6% 0.17% −0.11
SCHB Schwab US Broad Market ETF Reduce -4.2% 3.61% −0.09
META Meta Platforms Inc. Class A Reduce -17.1% 0.24% −0.08
JOF Japan Smaller Capitalization Sold out 0.00% −0.08
XLK SS Technology Select Sector Reduce -35.4% 0.14% −0.07
SPMB SS SPDR P Mort Back Bond ETF Reduce -2.9% 1.90% −0.06
VMBS Vanguard Mortgage-Backed Sec Reduce -3.1% 1.95% −0.06
VTI VG Morningstar TS MKT ETF-US Reduce -5.3% 1.66% −0.06
AAUS Alpha Architect US Eqy ETF Reduce -2.1% 25.99% −0.05
MCK McKesson Corp. Reduce -19.6% 0.27% −0.05
XOM Exxon Mobil Corp. Reduce -21.0% 0.22% −0.04
FNDC Schwab Fndmnt Intl SM Eq ETF Reduce -3.8% 0.93% −0.04
RC Ready Capital Corp. Reduce -23.0% 0.03% −0.04
NPFD Nuveen Var RT Pref & Inc. Reduce -4.4% 0.28% −0.03
MCD McDonald's Corp. Reduce -8.2% 0.30% −0.03
ABT Abbott Laboratories Reduce -4.9% 0.19% −0.02
PG The Procter & Gamble Co. Reduce -7.9% 0.14% −0.02
QCOM Qualcomm Inc. Reduce -13.7% 0.18% −0.02
TTWO Take-Two Interactive Softwre Reduce -9.2% 0.19% −0.02
WMT Walmart Inc. Reduce -11.9% 0.31% −0.02
DE Deere & Co. Reduce -7.0% 0.23% −0.01
NTR Nutrien Ltd. Reduce -12.3% 0.15% −0.01

Portfolio Buys Q3 2025 → Q4 2025
AAEQ Alpha Architct US Eqty 2 ETF New 3.12% +3.12
PULS Pgim Ultra Short Bond ETF Add +297.1% 3.42% +2.56
JMBS Janus Henderson Mortg Backed Add +14.8% 5.41% +0.69
AVDV Avantis Intl S/C Value ETF Add +23.1% 1.77% +0.40
AVUV Avantis US Small Cap Value Add +9.4% 3.47% +0.37
AVDE Avantis International Equity Add +29.9% 1.18% +0.31
NVDA Nvidia Corp. Add +83.3% 0.68% +0.31
AMZN Amazon.com Inc. Add +66.5% 0.68% +0.29
GOOG Alphabet Inc. Class C Add +26.7% 0.71% +0.27
VWOB Vanguard Emerg MKTS Gov BND Add +61.6% 0.61% +0.23
BOXX Alpha Architect 1-3 MNTH Box Add +7.4% 2.90% +0.22
AAPL Apple Inc. Add +19.4% 0.80% +0.17
EXPE Expedia Group Inc. New 0.15% +0.15
AZN Astrazeneca PLC-Spons ADR New 0.15% +0.15
MRK Merck & Co. Inc. New 0.15% +0.15
RY Royal Bank of Canada New 0.15% +0.15
AVUS Avantis U.S. Equity ETF Add +3.6% 1.26% +0.08
AVES Avantis Emerging Markets Val Add +31.7% 0.30% +0.08

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 100$158.0MAAUS, JMBS, BOXX, AVUV, PULS
Q1 2026 98$145.4MAAUS, PULS, JMBS, SCHP, BOXX
Q4 2025 102$145.0MAAUS, JMBS, SCHP, SCHB, AVUV
Q3 2025 114$144.8MAAUS, JMBS, SCHP, SCHB, VTEI
Q2 2025 149$134.2MJMBS, SCHP, SCHB, VTEI, AVUV
Q1 2025 149$122.8MVMBS, JMBS, SCHP, SCHB, AVUS
Q4 2024 148$123.8MVMBS, JMBS, SCHB, SCHP, AVUV
Q3 2024 157$125.0MVMBS, JMBS, SCHB, AVUV, AVUS
Q2 2024 149$114.8MVMBS, SCHB, JMBS, AVUV, AVUS
Q1 2024 152$104.6MAVUV, SCHB, JMBS, AVUS, VRP