Sensible Financial Planning & Management, LLC.
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed July 18, 2024), Sensible Financial Planning & Management, LLC. reported 27 stock positions worth $462.8 million. Its top holding was Schwab U.S. Tips ETF (SCHP) at 16.5% of the portfolio, followed by Vanguard Total Intl Bond ETF (BNDX, 15.9%) and iShares Broad Usd Investment (USIG, 15.0%). Compared with Q1 2024, it sold out of 2, added to 13 and reduced 12. The biggest buy was Vanguard Total Intl Bond ETF (BNDX, shares +5%) and the biggest sale Dimensional Inflation-Protec (DFIP, shares −19%).
- Most Recent 13F
- Q3 2025
- Location
- WALTHAM, MA
- CIK
- 0001567738
- Portfolio Value
- $462.8M (Q2 2024)
- SEC Filing
- 0001567738-24-000007 ↗ filed Jul 18, 2024
Holdings Value
Holdings 27 stocks · $462.8M
| SCHP Schwab U.S. Tips ETF | 16.52% | 1,470,342 | $76.5M | Add +1.4% |
| BNDX Vanguard Total Intl Bond ETF | 15.92% | 1,513,512 | $73.7M | Add +5.1% |
| USIG iShares Broad Usd Investment | 15.00% | 1,382,332 | $69.4M | Add +4.6% |
| MBB iShares MBS ETF | 13.12% | 661,103 | $60.7M | Add +4.0% |
| VTI VG Morningstar TS MKT ETF-US | 4.46% | 77,164 | $20.6M | Reduce -2.4% |
| MTUM iShares MSCI USA Momentum Fa | 4.34% | 103,150 | $20.1M | Reduce -1.6% |
| STIP iShares 0-5 Year Tips Bond E | 4.28% | 199,195 | $19.8M | Add +5.0% |
| VOO Vanguard S&P 500 ETF | 4.15% | 38,399 | $19.2M | Reduce -1.2% |
| SPYX SS SPDR S&P 500 Foss FL ETF | 3.71% | 384,540 | $17.1M | Reduce -2.0% |
| SCHX Schwab US Large-Cap ETF | 2.55% | 183,550 | $11.8M | Reduce -1.0% |
| VTC Vanguard Total Corporate BND | 2.14% | 131,080 | $9.9M | Add +3.0% |
| VMBS Vanguard Mortgage-Backed Sec | 1.89% | 192,151 | $8.7M | Reduce -0.6% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 1.82% | 42,667 | $8.4M | Add +4.7% |
| SPDW Ste STR SPDR PT DW Eu ETF | 1.79% | 236,397 | $8.3M | Add +19.6% |
| SCHH Schwab US REIT ETF | 1.50% | 347,140 | $6.9M | Add +4.8% |
| DFIP Dimensional Inflation-Protec | 1.11% | 125,640 | $5.1M | Reduce -19.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.06% | 13,100 | $4.9M | No change |
| VEA Vanguard Ftse Developed ETF | 0.80% | 75,278 | $3.7M | Reduce -1.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.77% | 16,317 | $3.6M | Add +3.1% |
| VNQ Vanguard Real Estate ETF | 0.62% | 34,031 | $2.9M | Reduce -0.9% |
| CBT Cabot Corp. | 0.56% | 28,176 | $2.6M | Reduce -4.7% |
| VTIP Vanguard Short-Term Tips | 0.53% | 50,760 | $2.5M | Reduce -5.4% |
| VWO Vanguard Ftse Emerging Marke | 0.50% | 52,478 | $2.3M | Add +16.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.42% | 12,110 | $1.9M | Add +3.1% |
| DFAT Dimensional US Target Value | 0.19% | 16,608 | $861K | No change |
| BNDW Vanguard Total World Bond Et | 0.18% | 12,522 | $851K | Reduce -47.0% |
| DFAI Dimensional International Co. | 0.08% | 12,682 | $376K | Add +1.3% |
Portfolio Sells Q1 2024 → Q2 2024
| DFIP Dimensional Inflation-Protec | Reduce -19.2% | 1.11% | −0.31 |
| BNDW Vanguard Total World Bond Et | Reduce -47.0% | 0.18% | −0.17 |
| DFAU Dimensional US Core Equity M | Sold out | 0.00% | −0.08 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.4% | 4.46% | −0.08 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -0.6% | 1.89% | −0.06 |
| TAST Carrols Restaurant Group Inc. | Sold out | 0.00% | −0.05 |
| CBT Cabot Corp. | Reduce -4.7% | 0.56% | −0.04 |
| VNQ Vanguard Real Estate ETF | Reduce -0.9% | 0.62% | −0.04 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.1% | 0.80% | −0.04 |
| VTIP Vanguard Short-Term Tips | Reduce -5.4% | 0.53% | −0.04 |
| SPYX SS SPDR S&P 500 Foss FL ETF | Reduce -2.0% | 3.71% | −0.01 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -1.6% | 4.34% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.0% | 2.55% | +0.00 |
| VOO Vanguard S&P 500 ETF | Reduce -1.2% | 4.15% | +0.02 |
Portfolio Buys Q1 2024 → Q2 2024
| BNDX Vanguard Total Intl Bond ETF | Add +5.1% | 15.92% | +0.25 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +19.6% | 1.79% | +0.23 |
| USIG iShares Broad Usd Investment | Add +4.6% | 15.00% | +0.17 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +4.7% | 1.82% | +0.14 |
| MBB iShares MBS ETF | Add +4.0% | 13.12% | +0.13 |
| STIP iShares 0-5 Year Tips Bond E | Add +5.0% | 4.28% | +0.11 |
| VWO Vanguard Ftse Emerging Marke | Add +16.1% | 0.50% | +0.08 |
| SCHH Schwab US REIT ETF | Add +4.8% | 1.50% | +0.01 |
| DFAI Dimensional International Co. | Add +1.3% | 0.08% | −0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +3.1% | 0.42% | −0.00 |
| VTC Vanguard Total Corporate BND | Add +3.0% | 2.14% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +3.1% | 0.77% | −0.03 |
| SCHP Schwab U.S. Tips ETF | Add +1.4% | 16.52% | −0.19 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q3 2025 | 31 | $550.7M | SCHP, BNDX, MBB, USIG, VOO |
| Q2 2025 | 37 | $526.6M | SCHP, BNDX, USIG, MBB, VOO |
| Q1 2025 | 30 | $501.0M | SCHP, BNDX, USIG, MBB, STIP |
| Q4 2024 | 29 | $482.5M | SCHP, BNDX, USIG, MBB, VTI |
| Q3 2024 | 53 | $506.5M | SCHP, BNDX, USIG, MBB, VTI |
| Q2 2024 | 27 | $462.8M | SCHP, BNDX, USIG, MBB, VTI |
| Q1 2024 | 29 | $452.3M | SCHP, BNDX, USIG, MBB, VTI |