Sentinel Pension Advisors, LLC

Name: SENTINEL PENSION ADVISORS, LLC 13F holdings, Q4 2024
Creator: SENTINEL PENSION ADVISORS, LLC
Published: 2025-01-13

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 13, 2025), Sentinel Pension Advisors, LLC reported 110 stock positions worth $539.0 million. Its top holding was BNY Mellon US LRG Cap Cor (BKLC) at 17.0% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 15.6%) and JPMorgan Core Plus Bond ETF (JCPB, 8.8%). Compared with Q3 2024, it opened 6 new positions, sold out of 7, added to 59 and reduced 38. The biggest buy was SS SPDR S&P 500 ETF Trust-US (SPY, shares +40%) and the biggest sale an exit from iShares Ibonds Dec 2024 Term (IBMM).

Most Recent 13F: Q2 2026
Location: WAKEFIELD, MA
CIK: 0001802290
Portfolio Value: $539.0M (Q4 2024)
SEC Filing: 0001725547-25-000076 ↗ filed Jan 13, 2025

Holdings Value

Holdings 110 stocks · $539.0M


BKLC BNY Mellon US LRG Cap Cor	17.00%	817,780	$91.6M	Add +2.7%
SPY SS SPDR S&P 500 ETF Trust-US	15.59%	143,363	$84.0M	Add +40.1%
JCPB JPMorgan Core Plus Bond ETF	8.79%	1,029,003	$47.4M	Add +3.2%
BKIE BNY Mellon Intl Eqty ETF	7.72%	574,379	$41.6M	Add +4.1%
SPTI SS SPDR P Int Term TSY ETF	6.19%	1,196,743	$33.4M	Add +2.3%
GLDM SPDR Gold Minishares Trust	4.17%	432,786	$22.5M	Add +1.8%
FBND Fidelity Total Bond ETF	2.47%	296,307	$13.3M	Add +1.1%
SPTM SS SPDR P S&P 1500 Comp ETF	2.29%	172,456	$12.3M	Reduce -1.4%
BKAG BNY Mellon Core Bond ETF	2.23%	291,474	$12.0M	Reduce -2.1%
SCHR Schwab Intermediate-Term US	1.78%	395,800	$9.6M	Add +2.9%
FELG Fidelity Enh LRG Cap GWTH	1.61%	246,082	$8.7M	Add +9.9%
BSCP Invesco Bulletshares 2025 CB	1.55%	405,375	$8.4M	Reduce -3.6%
BSCQ Invesco Bulletshares 2026 CB	1.48%	409,673	$8.0M	Reduce -2.4%
BSCR Invesco Bulletshares 2027 CB	1.37%	379,552	$7.4M	Reduce -3.0%
AAPL Apple Inc.	1.29%	27,767	$7.0M	Reduce -0.5%
MOAT Vaneck Morningstar Wide Moat	1.05%	61,306	$5.7M	Add +6.2%
SPDW Ste STR SPDR PT DW Eu ETF	1.01%	160,042	$5.5M	Reduce -5.5%
IWB iShares Russell 1000 ETF	1.00%	16,740	$5.4M	Reduce -11.2%
VUG Vanguard Mrngstar GR ETF-Sui	1.00%	13,101	$5.4M	Reduce -2.1%
SCHX Schwab US Large-Cap ETF	0.96%	222,543	$5.2M	Reduce -31.5%
PYLD PIMCO Multisector Bond Actv	0.96%	198,952	$5.2M	Add +16.0%
EWC iShares MSCI Canada ETF	0.94%	125,550	$5.1M	Add +188.3%
DNL Wisdmtree GB Ex-US QL GR-Usd	0.85%	128,014	$4.6M	Add +8.3%
MSFT Microsoft Corp.	0.84%	10,805	$4.6M	Reduce -0.2%
SPAB SS SPDR P Agg Bond ETF	0.80%	173,117	$4.3M	Reduce -4.3%
EWA iShares MSCI Australia ETF	0.66%	148,500	$3.5M	Add +182.9%
ITOT iShares Core S&P Total U.S.	0.64%	26,616	$3.4M	Reduce -8.3%
SCHG Schwab US Large-Cap Growth	0.50%	96,057	$2.7M	Reduce -13.9%
SCHM Schwab US Mid Cap ETF	0.49%	95,028	$2.6M	Reduce -13.8%
EAGG iShares ESG Aware US Aggrega	0.49%	56,598	$2.6M	Add +1.8%
FMB First Trust Managed Municipa	0.47%	50,146	$2.6M	Add +27.3%
AVUV Avantis US Small Cap Value	0.45%	25,103	$2.4M	Add +7.5%
BIL SS SPDR BB 1-3M T-Bill ETF	0.42%	25,030	$2.3M	Reduce -3.4%
DGRW Wisdomtree U.S. Quality Divi	0.42%	28,148	$2.3M	Reduce -6.0%
SPTS SS SPDR P St Term TSY ETF	0.41%	76,844	$2.2M	Reduce -6.7%
IBMN iShares Ibonds Dec 2025 Term	0.41%	82,800	$2.2M	Add +0.9%
AVEM Avantis Emerging Markets Eq	0.40%	37,029	$2.2M	Add +10.7%
COWZ Pacer US Cash Cows 100 ETF	0.39%	37,485	$2.1M	Add +11.3%
IVV iShares Core S&P 500 ETF	0.38%	3,467	$2.0M	Reduce -2.4%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.38%	7,663	$2.0M	Reduce -2.3%
EBC Eastern Bankshares Inc.	0.37%	116,909	$2.0M	Reduce -6.5%
IBMO iShares Ibonds Dec 2026 Term	0.32%	67,828	$1.7M	Add +0.8%
PHYS Sprott Physical Gold Trust	0.32%	85,092	$1.7M	Reduce -3.5%
SPYM Ste STR SPDR PT S&P 500 ETF	0.31%	24,392	$1.7M	Reduce -47.4%
XLK SS Technology Select Sector	0.29%	6,813	$1.6M	Reduce -7.0%
QQQ Invesco QQQ Trust Series 1	0.28%	2,939	$1.5M	Add +1.3%
QUS SS SPDR MSCI U Stratfact ETF	0.26%	9,124	$1.4M	Add +1.1%
VBK Van Morst SML-Cap Gro-Usd Inc.	0.26%	4,976	$1.4M	Reduce -10.0%
VNQ Vanguard Real Estate ETF	0.24%	14,339	$1.3M	Reduce -1.7%
IBMQ iShares Ibonds Dec 2028 Muni	0.24%	50,699	$1.3M	Add +2.8%
IBMP iShares Ibonds Dec 2027 Term	0.24%	50,741	$1.3M	Add +3.0%
VAW Vanguard Materials ETF	0.20%	5,857	$1.1M	Reduce -1.2%
PVAL Putnam Focused LRG Cap Value	0.20%	29,554	$1.1M	Reduce -2.3%
UYLD Angel Oak Ultrashort Income	0.18%	19,119	$976K	Add +30.2%
BSMQ Invesco Bulletshares 2026 MB	0.16%	37,214	$877K	Add +20.6%
BSMP Invesco Bulletshares 2025 MB	0.16%	35,506	$870K	Add +20.8%
CLOI Vaneck Clo ETF	0.16%	16,447	$868K	Add +35.8%
GLD SPDR Gold Shares	0.16%	3,454	$836K	Add +5.8%
FBCG Fidelity Blue Chip Grow ETF	0.13%	15,319	$709K	Add +0.0%
SCHD Schwab US DVD Equity ETF	0.13%	25,237	$689K	Add +2.6%
BSMR Invesco Bulletshares 2027 MB	0.12%	27,487	$649K	Add +38.1%
BKMC BNY Mellon US M/C Core ETF	0.12%	6,278	$638K	Add +27.2%
SSGA ACTIVE TR	0.11%	14,634	$616K	Add +1.8%
FRME First Merchants Corp.	0.11%	15,228	$607K	New
BSMS Invesco Bulletshares 2028 MB	0.11%	25,852	$603K	Add +32.6%
BSMT Invesco Bulletshares 2029 MB	0.11%	26,015	$597K	Add +33.0%
SDY SS SPDR S&P Dividend ETF	0.11%	4,409	$582K	Reduce -48.1%
SYLD Cambria Shareholder Yield Et	0.10%	8,057	$552K	Reduce -1.4%
IAU iShares Gold Trust	0.10%	10,876	$538K	Add +0.1%
MCD McDonald's Corp.	0.10%	1,851	$537K	Add +9.7%
VTV Vanguard Mrngstr Val ETF-Aui	0.10%	3,103	$525K	Add +2.4%
RAAX Vaneck Real Assets ETF	0.09%	17,796	$502K	Reduce -0.0%
NEE Nextera Energy Inc.	0.09%	6,954	$499K	New
F Ford Motor Co. filed as FORD MTR CO	0.09%	50,319	$498K	Add +0.1%
LLY Eli Lilly & Co.	0.09%	613	$473K	Reduce -5.3%
META Meta Platforms Inc. Class A	0.08%	774	$453K	Reduce -3.3%
MINV Matthews Asia Innovators Act	0.08%	15,664	$429K	Add +0.2%
ESGV Vanguard ESG US Stock ETF	0.08%	4,088	$429K	Add +2.6%
SCHF Schwab Intl Equity ETF	0.08%	22,828	$422K	Add +0.9%
IQLT iShares MSCI International Q	0.08%	11,261	$418K	Add +23.1%
AMZN Amazon.com Inc.	0.08%	1,852	$406K	Reduce -12.2%
BKSE BNY Mellon US Small Cap Core	0.08%	4,022	$406K	Add +56.1%
SCHA Schwab US Small-Cap ETF	0.07%	15,015	$388K	No change
VTI VG Morningstar TS MKT ETF-US	0.07%	1,281	$371K	No change
SPMD SS SPDR P S&P 400 Midcap ETF	0.07%	6,716	$367K	Add +0.4%
GOOGL Alphabet Inc. Class A	0.07%	1,886	$357K	Reduce -14.8%
AGG iShares Core U.S. Aggregate	0.06%	3,327	$322K	Reduce -25.7%
IEFA iShares Core MSCI Eafe ETF	0.06%	4,565	$321K	No change
VTWO Vanguard Russell 2000 ETF	0.06%	3,503	$313K	Add +0.4%
VNQI Vanguard GLBL Ex-US Real Est	0.05%	7,407	$293K	No change
NVDA Nvidia Corp.	0.05%	2,155	$289K	Add +0.2%
SHE SS SPDR MSCI U Gend Div ETF	0.05%	2,417	$280K	No change
VB Vanguard Most SM-Cap ETF-Usd	0.05%	1,139	$274K	Add +2.2%
SPSM SS SPDR P S&P 600 Small Cap	0.05%	5,992	$269K	Reduce -50.0%
GOOG Alphabet Inc. Class C	0.05%	1,398	$266K	Add +0.1%
BLFS Biolife Solutions Inc.	0.05%	10,053	$261K	No change
ISCF iShares International Small	0.05%	7,963	$257K	Add +2.7%
PFUT Putnam Sustainable Future	0.05%	10,196	$252K	Add +22.8%
IBMR iShares Ibonds Dec 2029 M BD	0.05%	9,927	$248K	New
VYM Vanguard High DVD Yield ETF	0.05%	1,934	$247K	Reduce -13.6%
SCHV Schwab US Large-Cap Value	0.04%	9,146	$238K	New
JEPI JPMorgan Equity Premium Inco	0.04%	4,084	$235K	Add +15.3%
VXF Vanguard Extended Market ETF	0.04%	1,217	$231K	Add +0.1%
TSLA Tesla Inc.	0.04%	570	$230K	New
SCHB Schwab US Broad Market ETF	0.04%	10,104	$229K	No change
PG The Procter & Gamble Co.	0.04%	1,354	$227K	Add +0.4%
SCHO Schwab Short-Term US Treas	0.04%	8,759	$211K	Add +1.0%
ABBV Abbvie Inc.	0.04%	1,174	$209K	Add +0.5%
QEMM State Street SPDR MSCI Emerg	0.04%	3,570	$204K	Add +2.2%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.04%	746	$201K	New

Portfolio Sells Q3 2024 → Q4 2024


IBMM iShares Ibonds Dec 2024 Term	Sold out	0.00%	−0.57
OEF iShares S&P 100 ETF	Sold out	0.00%	−0.48
SCHX Schwab US Large-Cap ETF	Reduce -31.5%	0.96%	−0.46
SPYM Ste STR SPDR PT S&P 500 ETF	Reduce -47.4%	0.31%	−0.29
BKAG BNY Mellon Core Bond ETF	Reduce -2.1%	2.23%	−0.25
BSCO Invesco Bulletshares 2024 CB	Sold out	0.00%	−0.24
SPDW Ste STR SPDR PT DW Eu ETF	Reduce -5.5%	1.01%	−0.21
IWB iShares Russell 1000 ETF	Reduce -11.2%	1.00%	−0.14
SDY SS SPDR S&P Dividend ETF	Reduce -48.1%	0.11%	−0.12
BSMO Invesco Bulletshares 2024 MB	Sold out	0.00%	−0.12
BSCP Invesco Bulletshares 2025 CB	Reduce -3.6%	1.55%	−0.12
BSCR Invesco Bulletshares 2027 CB	Reduce -3.0%	1.37%	−0.11
SPAB SS SPDR P Agg Bond ETF	Reduce -4.3%	0.80%	−0.11
BSCQ Invesco Bulletshares 2026 CB	Reduce -2.4%	1.48%	−0.11
SCHM Schwab US Mid Cap ETF	Reduce -13.8%	0.49%	−0.10
SPTM SS SPDR P S&P 1500 Comp ETF	Reduce -1.4%	2.29%	−0.08
ITOT iShares Core S&P Total U.S.	Reduce -8.3%	0.64%	−0.07
SCHG Schwab US Large-Cap Growth	Reduce -13.9%	0.50%	−0.06
DGRW Wisdomtree U.S. Quality Divi	Reduce -6.0%	0.42%	−0.06
SPSM SS SPDR P S&P 600 Small Cap	Reduce -50.0%	0.05%	−0.06
SPTS SS SPDR P St Term TSY ETF	Reduce -6.7%	0.41%	−0.05
MSFT Microsoft Corp.	Reduce -0.2%	0.84%	−0.05
VOT Vngrd Mrngstr MC GRW ETF-Usd	Sold out	0.00%	−0.04
DWM Wisdomtree International Equ	Sold out	0.00%	−0.04
XLV SS Health Care Select Sector	Sold out	0.00%	−0.04
VAW Vanguard Materials ETF	Reduce -1.2%	0.20%	−0.04
VNQ Vanguard Real Estate ETF	Reduce -1.7%	0.24%	−0.04
BIL SS SPDR BB 1-3M T-Bill ETF	Reduce -3.4%	0.42%	−0.03
PHYS Sprott Physical Gold Trust	Reduce -3.5%	0.32%	−0.03
AGG iShares Core U.S. Aggregate	Reduce -25.7%	0.06%	−0.03
VBK Van Morst SML-Cap Gro-Usd Inc.	Reduce -10.0%	0.26%	−0.03
XLK SS Technology Select Sector	Reduce -7.0%	0.29%	−0.02
VO Vngrd Mrngstr MD-Cap ETF-Usd	Reduce -2.3%	0.38%	−0.02
LLY Eli Lilly & Co.	Reduce -5.3%	0.09%	−0.02
EBC Eastern Bankshares Inc.	Reduce -6.5%	0.37%	−0.02
PVAL Putnam Focused LRG Cap Value	Reduce -2.3%	0.20%	−0.02
IVV iShares Core S&P 500 ETF	Reduce -2.4%	0.38%	−0.02
SYLD Cambria Shareholder Yield Et	Reduce -1.4%	0.10%	−0.01
VYM Vanguard High DVD Yield ETF	Reduce -13.6%	0.05%	−0.01
RAAX Vaneck Real Assets ETF	Reduce -0.0%	0.09%	−0.01
GOOGL Alphabet Inc. Class A	Reduce -14.8%	0.07%	−0.00
META Meta Platforms Inc. Class A	Reduce -3.3%	0.08%	−0.00
AMZN Amazon.com Inc.	Reduce -12.2%	0.08%	−0.00
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -2.1%	1.00%	+0.01
AAPL Apple Inc.	Reduce -0.5%	1.29%	+0.04

Portfolio Buys Q3 2024 → Q4 2024


SPY SS SPDR S&P 500 ETF Trust-US	Add +40.1%	15.59%	+4.27
EWC iShares MSCI Canada ETF	Add +188.3%	0.94%	+0.59
EWA iShares MSCI Australia ETF	Add +182.9%	0.66%	+0.38
BKLC BNY Mellon US LRG Cap Cor	Add +2.7%	17.00%	+0.19
FELG Fidelity Enh LRG Cap GWTH	Add +9.9%	1.61%	+0.18
FRME First Merchants Corp.	New	0.11%	+0.11
NEE Nextera Energy Inc.	New	0.09%	+0.09
FMB First Trust Managed Municipa	Add +27.3%	0.47%	+0.08
PYLD PIMCO Multisector Bond Actv	Add +16.0%	0.96%	+0.08
IBMR iShares Ibonds Dec 2029 M BD	New	0.05%	+0.05
SCHV Schwab US Large-Cap Value	New	0.04%	+0.04
TSLA Tesla Inc.	New	0.04%	+0.04
VV Vngrd Mrgstr LRG-Cap ETF-Usd	New	0.04%	+0.04
CLOI Vaneck Clo ETF	Add +35.8%	0.16%	+0.04
UYLD Angel Oak Ultrashort Income	Add +30.2%	0.18%	+0.04
BSMR Invesco Bulletshares 2027 MB	Add +38.1%	0.12%	+0.03
BKSE BNY Mellon US Small Cap Core	Add +56.1%	0.08%	+0.02
BSMS Invesco Bulletshares 2028 MB	Add +32.6%	0.11%	+0.02
BSMT Invesco Bulletshares 2029 MB	Add +33.0%	0.11%	+0.02
BSMP Invesco Bulletshares 2025 MB	Add +20.8%	0.16%	+0.02
BSMQ Invesco Bulletshares 2026 MB	Add +20.6%	0.16%	+0.02
BKMC BNY Mellon US M/C Core ETF	Add +27.2%	0.12%	+0.02
AVUV Avantis US Small Cap Value	Add +7.5%	0.45%	+0.02
COWZ Pacer US Cash Cows 100 ETF	Add +11.3%	0.39%	+0.02
PFUT Putnam Sustainable Future	Add +22.8%	0.05%	+0.01
QQQ Invesco QQQ Trust Series 1	Add +1.3%	0.28%	+0.01
FBCG Fidelity Blue Chip Grow ETF	Add +0.0%	0.13%	+0.01
GOOG Alphabet Inc. Class C	Add +0.1%	0.05%	+0.00
IQLT iShares MSCI International Q	Add +23.1%	0.08%	+0.00
NVDA Nvidia Corp.	Add +0.2%	0.05%	+0.00
JEPI JPMorgan Equity Premium Inco	Add +15.3%	0.04%	+0.00
GLD SPDR Gold Shares	Add +5.8%	0.16%	+0.00
ESGV Vanguard ESG US Stock ETF	Add +2.6%	0.08%	+0.00
MCD McDonald's Corp.	Add +9.7%	0.10%	+0.00
VXF Vanguard Extended Market ETF	Add +0.1%	0.04%	+0.00
VB Vanguard Most SM-Cap ETF-Usd	Add +2.2%	0.05%	−0.00
SCHO Schwab Short-Term US Treas	Add +1.0%	0.04%	−0.00
VTWO Vanguard Russell 2000 ETF	Add +0.4%	0.06%	−0.00
SPMD SS SPDR P S&P 400 Midcap ETF	Add +0.4%	0.07%	−0.00
PG The Procter & Gamble Co.	Add +0.4%	0.04%	−0.00
IAU iShares Gold Trust	Add +0.1%	0.10%	−0.00
VTV Vanguard Mrngstr Val ETF-Aui	Add +2.4%	0.10%	−0.00
QEMM State Street SPDR MSCI Emerg	Add +2.2%	0.04%	−0.00
IBMP iShares Ibonds Dec 2027 Term	Add +3.0%	0.24%	−0.00
ISCF iShares International Small	Add +2.7%	0.05%	−0.01
ABBV Abbvie Inc.	Add +0.5%	0.04%	−0.01
SCHD Schwab US DVD Equity ETF	Add +2.6%	0.13%	−0.01
MINV Matthews Asia Innovators Act	Add +0.2%	0.08%	−0.01
SSGA ACTIVE TR	Add +1.8%	0.11%	−0.01
IBMQ iShares Ibonds Dec 2028 Muni	Add +2.8%	0.24%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	147	$762.3M	BKLC, SPY, JCPB, BKIE, GLDM
Q1 2026	137	$676.4M	BKLC, SPY, JCPB, BKIE, GLDM
Q4 2025	131	$651.0M	BKLC, SPY, JCPB, BKIE, GLDM
Q3 2025	123	$625.4M	BKLC, SPY, JCPB, BKIE, SPTI
Q2 2025	122	$594.1M	BKLC, SPY, JCPB, BKIE, SPTI
Q1 2025	111	$543.4M	BKLC, SPY, JCPB, BKIE, SPTI
Q4 2024	110	$539.0M	BKLC, SPY, JCPB, BKIE, SPTI
Q3 2024	111	$519.0M	BKLC, SPY, JCPB, BKIE, SPTI
Q2 2024	110	$482.0M	BKLC, SPY, JCPB, BKIE, SPTI
Q1 2024	108	$467.5M	BKLC, SPY, BKAG, BKIE, SPTI