Sentinel Pension Advisors, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 21, 2025), Sentinel Pension Advisors, LLC reported 123 stock positions worth $625.4 million. Its top holding was BNY Mellon US LRG Cap Cor (BKLC) at 17.5% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 15.2%) and JPMorgan Core Plus Bond ETF (JCPB, 9.6%). Compared with Q2 2025, it opened 5 new positions, sold out of 4, added to 55 and reduced 50. The biggest buy was JPMorgan Core Plus Bond ETF (JCPB, shares +7%) and the biggest sale Microsoft (MSFT, shares −66%).
- Most Recent 13F
- Q2 2026
- Location
- WAKEFIELD, MA
- CIK
- 0001802290
- Portfolio Value
- $625.4M (Q3 2025)
- SEC Filing
- 0001725547-25-004184 ↗ filed Oct 21, 2025
Holdings Value
Holdings 123 stocks · $625.4M
| BKLC BNY Mellon US LRG Cap Cor | 17.49% | 852,008 | $109.4M | Reduce -0.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 15.22% | 142,884 | $95.2M | Reduce -0.3% |
| JCPB JPMorgan Core Plus Bond ETF | 9.62% | 1,265,232 | $60.2M | Add +7.0% |
| BKIE BNY Mellon Intl Eqty ETF | 8.56% | 597,621 | $53.5M | Reduce -0.8% |
| SPTI SS SPDR P Int Term TSY ETF | 5.55% | 1,201,540 | $34.7M | Add +4.4% |
| GLDM SPDR Gold Minishares Trust | 4.73% | 386,642 | $29.6M | Reduce -12.2% |
| FELG Fidelity Enh LRG Cap GWTH | 2.60% | 394,893 | $16.2M | Add +3.5% |
| FBND Fidelity Total Bond ETF | 2.31% | 312,016 | $14.4M | Add +1.8% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 1.97% | 153,081 | $12.3M | Reduce -6.3% |
| SCHR Schwab Intermediate-Term US | 1.88% | 468,506 | $11.8M | Add +4.2% |
| SMTH Alps SMTH Cor BD Plus ETF | 1.43% | 340,954 | $8.9M | Add +5.5% |
| PYLD PIMCO Multisector Bond Actv | 1.33% | 309,927 | $8.3M | Add +4.6% |
| CLOI Vaneck Clo ETF | 1.31% | 154,758 | $8.2M | Add +0.4% |
| BSCQ Invesco Bulletshares 2026 CB | 1.22% | 390,888 | $7.6M | Reduce -4.6% |
| BSCR Invesco Bulletshares 2027 CB | 1.16% | 368,284 | $7.3M | Reduce -3.3% |
| AAPL Apple Inc. | 1.13% | 27,873 | $7.1M | Add +0.2% |
| SPDW Ste STR SPDR PT DW Eu ETF | 1.09% | 159,321 | $6.8M | Reduce -2.3% |
| SCHX Schwab US Large-Cap ETF | 1.05% | 248,717 | $6.6M | Add +1.1% |
| EWC iShares MSCI Canada ETF | 1.01% | 125,550 | $6.3M | No change |
| IWB iShares Russell 1000 ETF | 0.94% | 16,039 | $5.9M | Reduce -2.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.94% | 12,213 | $5.9M | Reduce -2.4% |
| DFLV Dim US Large Cap Value ETF | 0.90% | 171,310 | $5.6M | Add +7.4% |
| TXUE Thornburg Interntin Eqty ETF | 0.72% | 147,327 | $4.5M | Add +6.4% |
| ITOT iShares Core S&P Total U.S. | 0.66% | 28,483 | $4.1M | Add +0.2% |
| EWA iShares MSCI Australia ETF | 0.64% | 148,500 | $4.0M | No change |
| EAGG iShares ESG Aware US Aggrega | 0.60% | 77,654 | $3.7M | Add +32.6% |
| EBC Eastern Bankshares Inc. | 0.52% | 177,961 | $3.2M | Add +75.7% |
| SPAB SS SPDR P Agg Bond ETF | 0.50% | 120,501 | $3.1M | Reduce -19.0% |
| BKAG BNY Mellon Core Bond ETF | 0.44% | 65,037 | $2.8M | Reduce -18.6% |
| FMB First Trust Managed Municipa | 0.43% | 53,472 | $2.7M | Reduce -4.7% |
| AVEM Avantis Emerging Markets Eq | 0.43% | 36,070 | $2.7M | Add +3.5% |
| AVUV Avantis US Small Cap Value | 0.43% | 27,067 | $2.7M | Add +2.5% |
| SCHM Schwab US Mid Cap ETF | 0.40% | 85,094 | $2.5M | Reduce -1.2% |
| DGRW Wisdomtree U.S. Quality Divi | 0.40% | 28,098 | $2.5M | Reduce -1.1% |
| SPTS SS SPDR P St Term TSY ETF | 0.40% | 85,105 | $2.5M | Add +10.8% |
| IVV iShares Core S&P 500 ETF | 0.38% | 3,526 | $2.4M | Add +0.0% |
| PHYS Sprott Physical Gold Trust | 0.33% | 69,159 | $2.0M | Reduce -18.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.31% | 6,645 | $2.0M | Reduce -8.9% |
| MSFT Microsoft Corp. | 0.31% | 3,738 | $1.9M | Reduce -65.8% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.31% | 24,445 | $1.9M | Add +0.0% |
| XLK SS Technology Select Sector | 0.30% | 6,663 | $1.9M | Reduce -0.9% |
| MOAT Vaneck Morningstar Wide Moat | 0.28% | 17,771 | $1.8M | Reduce -8.3% |
| IBMO iShares Ibonds Dec 2026 Term | 0.28% | 68,631 | $1.8M | Add +0.0% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.26% | 5,495 | $1.6M | Reduce -0.8% |
| QUS SS SPDR MSCI U Stratfact ETF | 0.24% | 8,849 | $1.5M | Reduce -3.5% |
| IBMP iShares Ibonds Dec 2027 Term | 0.24% | 58,533 | $1.5M | Add +0.8% |
| SGOV iShares 0-3 Month Treasury B | 0.22% | 13,633 | $1.4M | New |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.21% | 14,643 | $1.3M | Reduce -49.0% |
| DNL Wisdmtree GB Ex-US QL GR-Usd | 0.21% | 32,740 | $1.3M | Reduce -6.7% |
| IBMQ iShares Ibonds Dec 2028 Muni | 0.21% | 51,533 | $1.3M | Add +0.6% |
| IBMR iShares Ibonds Dec 2029 M BD | 0.21% | 50,416 | $1.3M | Add +0.7% |
| VAW Vanguard Materials ETF | 0.20% | 6,242 | $1.3M | Reduce -1.1% |
| GLD SPDR Gold Shares | 0.19% | 3,349 | $1.2M | Reduce -0.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.18% | 1,870 | $1.1M | Reduce -36.5% |
| VNQ Vanguard Real Estate ETF | 0.18% | 12,102 | $1.1M | Reduce -6.8% |
| IBMN iShares Ibonds Dec 2025 Term | 0.17% | 38,614 | $1.0M | Add +0.6% |
| BSCP Invesco Bulletshares 2025 CB | 0.15% | 46,084 | $953K | Reduce -1.9% |
| BSMQ Invesco Bulletshares 2026 MB | 0.14% | 38,032 | $899K | Add +0.2% |
| FBCG Fidelity Blue Chip Grow ETF | 0.14% | 16,441 | $882K | Reduce -1.1% |
| IAU iShares Gold Trust | 0.12% | 10,299 | $749K | Reduce -6.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.11% | 3,703 | $691K | Add +5.0% |
| NSSC Napco Security Technologies | 0.11% | 16,046 | $689K | Reduce -27.3% |
| BKMC BNY Mellon US M/C Core ETF | 0.11% | 6,338 | $688K | Add +12.4% |
| META Meta Platforms Inc. Class A | 0.11% | 915 | $672K | Add +1.6% |
| BSMR Invesco Bulletshares 2027 MB | 0.11% | 28,151 | $666K | Add +0.1% |
| SSGA ACTIVE TR | 0.11% | 15,151 | $665K | Add +1.3% |
| BSMT Invesco Bulletshares 2029 MB | 0.11% | 28,686 | $663K | Add +0.1% |
| BSMS Invesco Bulletshares 2028 MB | 0.10% | 27,117 | $635K | Add +0.1% |
| BSMP Invesco Bulletshares 2025 MB | 0.10% | 25,768 | $632K | Reduce -23.9% |
| SDY SS SPDR S&P Dividend ETF | 0.10% | 4,316 | $605K | Reduce -3.3% |
| F Ford Motor Co. filed as FORD MTR CO | 0.10% | 50,020 | $598K | Add +0.1% |
| GOOGL Alphabet Inc. Class A | 0.10% | 2,449 | $595K | No change |
| DELL Dell Technologies -C | 0.09% | 4,141 | $587K | Add +0.4% |
| PVAL Putnam Focused LRG Cap Value | 0.09% | 13,729 | $586K | Reduce -56.6% |
| MINV Matthews Asia Innovators Act | 0.09% | 15,664 | $581K | No change |
| FRME First Merchants Corp. | 0.09% | 15,228 | $574K | No change |
| MCD McDonald's Corp. | 0.09% | 1,787 | $543K | Reduce -3.8% |
| NEE Nextera Energy Inc. | 0.08% | 6,950 | $525K | Reduce -0.2% |
| BKSE BNY Mellon US Small Cap Core | 0.08% | 4,715 | $519K | Add +17.2% |
| NVDA Nvidia Corp. | 0.08% | 2,742 | $512K | Reduce -0.0% |
| SCHF Schwab Intl Equity ETF | 0.08% | 21,879 | $509K | Reduce -2.7% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.08% | 3,632 | $500K | Add +1.1% |
| SCHD Schwab US DVD Equity ETF | 0.08% | 17,921 | $489K | Reduce -3.9% |
| SCHG Schwab US Large-Cap Growth | 0.08% | 15,141 | $483K | Add +0.0% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.08% | 10,085 | $481K | No change |
| LLY Eli Lilly & Co. | 0.08% | 616 | $470K | Add +0.3% |
| AMZN Amazon.com Inc. | 0.07% | 2,086 | $458K | Add +3.4% |
| SCHV Schwab US Large-Cap Value | 0.07% | 15,214 | $443K | Add +25.1% |
| FEOE First Eagle Overseas Eq ETF | 0.07% | 9,023 | $416K | Reduce -21.9% |
| RAAX Vaneck Real Assets ETF | 0.07% | 11,850 | $408K | Add +0.5% |
| SCHA Schwab US Small-Cap ETF | 0.06% | 14,547 | $406K | Reduce -2.0% |
| SYLD Cambria Shareholder Yield Et | 0.06% | 5,737 | $394K | Reduce -30.3% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.06% | 6,789 | $388K | Add +0.3% |
| AGG iShares Core U.S. Aggregate | 0.06% | 3,642 | $365K | Add +0.4% |
| ABBV Abbvie Inc. | 0.06% | 1,516 | $351K | Add +5.6% |
| IEFA iShares Core MSCI Eafe ETF | 0.06% | 3,986 | $348K | Reduce -12.3% |
| VTWO Vanguard Russell 2000 ETF | 0.06% | 3,536 | $346K | Add +0.4% |
| ISCF iShares International Small | 0.06% | 8,403 | $346K | No change |
| TSLA Tesla Inc. | 0.05% | 770 | $342K | Reduce -1.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.05% | 1,317 | $335K | Reduce -10.9% |
Portfolio Sells Q2 2025 → Q3 2025
| MSFT Microsoft Corp. | Reduce -65.8% | 0.31% | −0.60 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -49.0% | 0.21% | −0.23 |
| BKIE BNY Mellon Intl Eqty ETF | Reduce -0.8% | 8.56% | −0.18 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -19.0% | 0.50% | −0.14 |
| GLDM SPDR Gold Minishares Trust | Reduce -12.2% | 4.73% | −0.13 |
| BSCQ Invesco Bulletshares 2026 CB | Reduce -4.6% | 1.22% | −0.12 |
| BKAG BNY Mellon Core Bond ETF | Reduce -18.6% | 0.44% | −0.12 |
| PVAL Putnam Focused LRG Cap Value | Reduce -56.6% | 0.09% | −0.12 |
| BSCR Invesco Bulletshares 2027 CB | Reduce -3.3% | 1.16% | −0.10 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -36.5% | 0.18% | −0.09 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -6.3% | 1.97% | −0.09 |
| VTI VG Morningstar TS MKT ETF-US | Sold out | 0.00% | −0.09 |
| UYLD Angel Oak Ultrashort Income | Sold out | 0.00% | −0.08 |
| BSMP Invesco Bulletshares 2025 MB | Reduce -23.9% | 0.10% | −0.04 |
| FMB First Trust Managed Municipa | Reduce -4.7% | 0.43% | −0.04 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −0.03 |
| PHYS Sprott Physical Gold Trust | Reduce -18.4% | 0.33% | −0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -8.9% | 0.31% | −0.03 |
| SYLD Cambria Shareholder Yield Et | Reduce -30.3% | 0.06% | −0.03 |
| DNL Wisdmtree GB Ex-US QL GR-Usd | Reduce -6.7% | 0.21% | −0.03 |
| MOAT Vaneck Morningstar Wide Moat | Reduce -8.3% | 0.28% | −0.02 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -2.3% | 1.09% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -6.8% | 0.18% | −0.02 |
| MEI Methode Electronics Inc. | Sold out | 0.00% | −0.02 |
| FEOE First Eagle Overseas Eq ETF | Reduce -21.9% | 0.07% | −0.02 |
| BSCP Invesco Bulletshares 2025 CB | Reduce -1.9% | 0.15% | −0.01 |
| PG The Procter & Gamble Co. | Reduce -18.1% | 0.03% | −0.01 |
| QUS SS SPDR MSCI U Stratfact ETF | Reduce -3.5% | 0.24% | −0.01 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -12.3% | 0.06% | −0.01 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -13.6% | 0.05% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -10.9% | 0.05% | −0.01 |
| SDY SS SPDR S&P Dividend ETF | Reduce -3.3% | 0.10% | −0.01 |
| SCHD Schwab US DVD Equity ETF | Reduce -3.9% | 0.08% | −0.00 |
| MCD McDonald's Corp. | Reduce -3.8% | 0.09% | −0.00 |
| SCHM Schwab US Mid Cap ETF | Reduce -1.2% | 0.40% | −0.00 |
| VYM Vanguard High DVD Yield ETF | Reduce -7.5% | 0.04% | −0.00 |
| VAW Vanguard Materials ETF | Reduce -1.1% | 0.20% | −0.00 |
| SCHF Schwab Intl Equity ETF | Reduce -2.7% | 0.08% | −0.00 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -1.1% | 0.40% | −0.00 |
| NSSC Napco Security Technologies | Reduce -27.3% | 0.11% | −0.00 |
| ITA iShares U.S. Aerospace & Def | Reduce -0.9% | 0.04% | +0.00 |
| SCHA Schwab US Small-Cap ETF | Reduce -2.0% | 0.06% | +0.00 |
| IWB iShares Russell 1000 ETF | Reduce -2.0% | 0.94% | +0.00 |
| NEE Nextera Energy Inc. | Reduce -0.2% | 0.08% | +0.00 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -0.8% | 0.26% | +0.00 |
| IAU iShares Gold Trust | Reduce -6.4% | 0.12% | +0.00 |
| FBCG Fidelity Blue Chip Grow ETF | Reduce -1.1% | 0.14% | +0.01 |
| NVDA Nvidia Corp. | Reduce -0.0% | 0.08% | +0.01 |
| TSLA Tesla Inc. | Reduce -1.7% | 0.05% | +0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -2.4% | 0.94% | +0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| JCPB JPMorgan Core Plus Bond ETF | Add +7.0% | 9.62% | +0.26 |
| EBC Eastern Bankshares Inc. | Add +75.7% | 0.52% | +0.26 |
| SGOV iShares 0-3 Month Treasury B | New | 0.22% | +0.22 |
| FELG Fidelity Enh LRG Cap GWTH | Add +3.5% | 2.60% | +0.22 |
| AAPL Apple Inc. | Add +0.2% | 1.13% | +0.17 |
| EAGG iShares ESG Aware US Aggrega | Add +32.6% | 0.60% | +0.13 |
| DFLV Dim US Large Cap Value ETF | Add +7.4% | 0.90% | +0.07 |
| BINC iShares Flex I A ETF-Usd Inc. | New | 0.04% | +0.04 |
| SCHX Schwab US Large-Cap ETF | Add +1.1% | 1.05% | +0.04 |
| MUB iShares National Muni Bond E | New | 0.04% | +0.04 |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | New | 0.03% | +0.03 |
| QEMM State Street SPDR MSCI Emerg | New | 0.03% | +0.03 |
| AVEM Avantis Emerging Markets Eq | Add +3.5% | 0.43% | +0.03 |
| TXUE Thornburg Interntin Eqty ETF | Add +6.4% | 0.72% | +0.03 |
| AVUV Avantis US Small Cap Value | Add +2.5% | 0.43% | +0.03 |
| SPTS SS SPDR P St Term TSY ETF | Add +10.8% | 0.40% | +0.02 |
| SMTH Alps SMTH Cor BD Plus ETF | Add +5.5% | 1.43% | +0.02 |
| ITOT iShares Core S&P Total U.S. | Add +0.2% | 0.66% | +0.02 |
| BKSE BNY Mellon US Small Cap Core | Add +17.2% | 0.08% | +0.02 |
| SCHV Schwab US Large-Cap Value | Add +25.1% | 0.07% | +0.01 |
| ORCL Oracle Corp. | Add +14.9% | 0.05% | +0.01 |
| BKMC BNY Mellon US M/C Core ETF | Add +12.4% | 0.11% | +0.01 |
| GOOG Alphabet Inc. Class C | Add +0.2% | 0.05% | +0.01 |
| ABBV Abbvie Inc. | Add +5.6% | 0.06% | +0.01 |
| JEPI JPMorgan Equity Premium Inco | Add +29.8% | 0.05% | +0.01 |
| IVV iShares Core S&P 500 ETF | Add +0.0% | 0.38% | +0.01 |
| DELL Dell Technologies -C | Add +0.4% | 0.09% | +0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +0.0% | 0.31% | +0.01 |
| FBTC Fidelity Wise Origin Bitcoin | Add +14.3% | 0.04% | +0.01 |
| PYLD PIMCO Multisector Bond Actv | Add +4.6% | 1.33% | +0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +5.0% | 0.11% | +0.01 |
| F Ford Motor Co. | Add +0.1% | 0.10% | +0.00 |
| RAAX Vaneck Real Assets ETF | Add +0.5% | 0.07% | +0.00 |
| VTWO Vanguard Russell 2000 ETF | Add +0.4% | 0.06% | +0.00 |
| SCHG Schwab US Large-Cap Growth | Add +0.0% | 0.08% | +0.00 |
| BAC Bank of America Corp. | Add +0.4% | 0.04% | +0.00 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +0.4% | 0.04% | +0.00 |
| VXF Vanguard Extended Market ETF | Add +0.2% | 0.04% | +0.00 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Add +1.1% | 0.08% | +0.00 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +0.3% | 0.06% | +0.00 |
| WMT Walmart Inc. | Add +0.1% | 0.04% | 0.00 |
| AMZN Amazon.com Inc. | Add +3.4% | 0.07% | −0.00 |
| SCHO Schwab Short-Term US Treas | Add +0.5% | 0.04% | −0.00 |
| AGG iShares Core U.S. Aggregate | Add +0.4% | 0.06% | −0.00 |
| SSGA ACTIVE TR | Add +1.3% | 0.11% | −0.00 |
| BSMT Invesco Bulletshares 2029 MB | Add +0.1% | 0.11% | −0.00 |
| BSMS Invesco Bulletshares 2028 MB | Add +0.1% | 0.10% | −0.00 |
| META Meta Platforms Inc. Class A | Add +1.6% | 0.11% | −0.00 |
| BSMR Invesco Bulletshares 2027 MB | Add +0.1% | 0.11% | −0.00 |
| LLY Eli Lilly & Co. | Add +0.3% | 0.08% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 147 | $762.3M | BKLC, SPY, JCPB, BKIE, GLDM |
| Q1 2026 | 137 | $676.4M | BKLC, SPY, JCPB, BKIE, GLDM |
| Q4 2025 | 131 | $651.0M | BKLC, SPY, JCPB, BKIE, GLDM |
| Q3 2025 | 123 | $625.4M | BKLC, SPY, JCPB, BKIE, SPTI |
| Q2 2025 | 122 | $594.1M | BKLC, SPY, JCPB, BKIE, SPTI |
| Q1 2025 | 111 | $543.4M | BKLC, SPY, JCPB, BKIE, SPTI |
| Q4 2024 | 110 | $539.0M | BKLC, SPY, JCPB, BKIE, SPTI |
| Q3 2024 | 111 | $519.0M | BKLC, SPY, JCPB, BKIE, SPTI |
| Q2 2024 | 110 | $482.0M | BKLC, SPY, JCPB, BKIE, SPTI |
| Q1 2024 | 108 | $467.5M | BKLC, SPY, BKAG, BKIE, SPTI |