Sentinel Pension Advisors, LLC

Name: SENTINEL PENSION ADVISORS, LLC 13F holdings, Q1 2025
Creator: SENTINEL PENSION ADVISORS, LLC
Published: 2025-04-14

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 14, 2025), Sentinel Pension Advisors, LLC reported 111 stock positions worth $543.4 million. Its top holding was BNY Mellon US LRG Cap Cor (BKLC) at 16.4% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 14.8%) and JPMorgan Core Plus Bond ETF (JCPB, 9.7%). Compared with Q4 2024, it opened 3 new positions, sold out of 2, added to 59 and reduced 37. The biggest buy was JPMorgan Core Plus Bond ETF (JCPB, shares +9%) and the biggest sale SS SPDR S&P 500 ETF Trust-US (SPY, shares −0%).

Most Recent 13F: Q2 2026
Location: WAKEFIELD, MA
CIK: 0001802290
Portfolio Value: $543.4M (Q1 2025)
SEC Filing: 0001725547-25-001407 ↗ filed Apr 14, 2025

Holdings Value

Holdings 111 stocks · $543.4M


BKLC BNY Mellon US LRG Cap Cor	16.35%	835,915	$88.9M	Add +2.2%
SPY SS SPDR S&P 500 ETF Trust-US	14.75%	143,333	$80.2M	Reduce -0.0%
JCPB JPMorgan Core Plus Bond ETF	9.69%	1,118,942	$52.6M	Add +8.7%
BKIE BNY Mellon Intl Eqty ETF	8.33%	585,167	$45.3M	Add +1.9%
SPTI SS SPDR P Int Term TSY ETF	5.87%	1,115,283	$31.9M	Reduce -6.8%
GLDM SPDR Gold Minishares Trust	5.02%	440,374	$27.3M	Add +1.8%
FBND Fidelity Total Bond ETF	2.45%	291,099	$13.3M	Reduce -1.8%
BKAG BNY Mellon Core Bond ETF	2.25%	290,365	$12.2M	Reduce -0.4%
SPTM SS SPDR P S&P 1500 Comp ETF	2.15%	172,031	$11.7M	Reduce -0.3%
SCHR Schwab Intermediate-Term US	1.88%	410,926	$10.2M	Add +3.8%
FELG Fidelity Enh LRG Cap GWTH	1.58%	272,413	$8.6M	Add +10.7%
BSCP Invesco Bulletshares 2025 CB	1.51%	397,977	$8.2M	Reduce -1.8%
BSCQ Invesco Bulletshares 2026 CB	1.48%	413,687	$8.1M	Add +1.0%
BSCR Invesco Bulletshares 2027 CB	1.38%	381,500	$7.5M	Add +0.5%
AAPL Apple Inc.	1.14%	27,923	$6.2M	Add +0.6%
PYLD PIMCO Multisector Bond Actv	1.13%	233,743	$6.2M	Add +17.5%
SPDW Ste STR SPDR PT DW Eu ETF	1.10%	163,982	$6.0M	Add +2.5%
MOAT Vaneck Morningstar Wide Moat	0.98%	60,443	$5.3M	Reduce -1.4%
SCHX Schwab US Large-Cap ETF	0.95%	234,700	$5.2M	Add +5.5%
EWC iShares MSCI Canada ETF	0.94%	125,550	$5.1M	No change
IWB iShares Russell 1000 ETF	0.92%	16,384	$5.0M	Reduce -2.1%
DNL Wisdmtree GB Ex-US QL GR-Usd	0.85%	129,691	$4.6M	Add +1.3%
VUG Vanguard Mrngstar GR ETF-Sui	0.85%	12,465	$4.6M	Reduce -4.8%
MSFT Microsoft Corp.	0.75%	10,829	$4.1M	Add +0.2%
SPAB SS SPDR P Agg Bond ETF	0.71%	150,509	$3.8M	Reduce -13.1%
EWA iShares MSCI Australia ETF	0.64%	148,500	$3.5M	No change
ITOT iShares Core S&P Total U.S.	0.64%	28,295	$3.5M	Add +6.3%
FMB First Trust Managed Municipa	0.52%	55,679	$2.8M	Add +11.0%
EAGG iShares ESG Aware US Aggrega	0.51%	57,964	$2.8M	Add +2.4%
BIL SS SPDR BB 1-3M T-Bill ETF	0.47%	27,868	$2.6M	Add +11.3%
SCHM Schwab US Mid Cap ETF	0.45%	93,200	$2.4M	Reduce -1.9%
SPTS SS SPDR P St Term TSY ETF	0.41%	76,664	$2.2M	Reduce -0.2%
DGRW Wisdomtree U.S. Quality Divi	0.41%	28,035	$2.2M	Reduce -0.4%
IBMN iShares Ibonds Dec 2025 Term	0.41%	83,562	$2.2M	Add +0.9%
AVUV Avantis US Small Cap Value	0.40%	24,699	$2.2M	Reduce -1.6%
AVEM Avantis Emerging Markets Eq	0.40%	35,717	$2.1M	Reduce -3.5%
COWZ Pacer US Cash Cows 100 ETF	0.38%	37,649	$2.1M	Add +0.4%
PHYS Sprott Physical Gold Trust	0.38%	84,976	$2.0M	Reduce -0.1%
IVV iShares Core S&P 500 ETF	0.36%	3,468	$1.9M	Add +0.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.35%	7,313	$1.9M	Reduce -4.6%
IBMO iShares Ibonds Dec 2026 Term	0.32%	68,752	$1.8M	Add +1.4%
EBC Eastern Bankshares Inc.	0.32%	104,571	$1.7M	Reduce -10.6%
SPYM Ste STR SPDR PT S&P 500 ETF	0.30%	24,443	$1.6M	Add +0.2%
SCHG Schwab US Large-Cap Growth	0.28%	61,150	$1.5M	Reduce -36.3%
QQQ Invesco QQQ Trust Series 1	0.27%	3,167	$1.5M	Add +7.8%
IBMP iShares Ibonds Dec 2027 Term	0.27%	57,675	$1.5M	Add +13.7%
QUS SS SPDR MSCI U Stratfact ETF	0.26%	8,994	$1.4M	Reduce -1.4%
XLK SS Technology Select Sector	0.26%	6,752	$1.4M	Reduce -0.9%
VBK Van Morst SML-Cap Gro-Usd Inc.	0.26%	5,535	$1.4M	Add +11.2%
IBMQ iShares Ibonds Dec 2028 Muni	0.24%	50,910	$1.3M	Add +0.4%
IBMR iShares Ibonds Dec 2029 M BD	0.23%	49,769	$1.2M	Add +401.4%
VAW Vanguard Materials ETF	0.22%	6,313	$1.2M	Add +7.8%
VNQ Vanguard Real Estate ETF	0.22%	13,050	$1.2M	Reduce -9.0%
PVAL Putnam Focused LRG Cap Value	0.21%	30,586	$1.2M	Add +3.5%
GLD SPDR Gold Shares	0.18%	3,468	$999K	Add +0.4%
BSMQ Invesco Bulletshares 2026 MB	0.17%	38,746	$915K	Add +4.1%
BSMP Invesco Bulletshares 2025 MB	0.17%	36,970	$905K	Add +4.1%
CLOI Vaneck Clo ETF	0.16%	16,596	$877K	Add +0.9%
SCHD Schwab US DVD Equity ETF	0.13%	24,476	$684K	Reduce -3.0%
BSMR Invesco Bulletshares 2027 MB	0.13%	28,971	$682K	Add +5.4%
BSMT Invesco Bulletshares 2029 MB	0.12%	29,509	$671K	Add +13.4%
BSMS Invesco Bulletshares 2028 MB	0.12%	27,943	$648K	Add +8.1%
FBCG Fidelity Blue Chip Grow ETF	0.12%	16,067	$642K	Add +4.9%
SSGA ACTIVE TR	0.12%	14,763	$636K	Add +0.9%
IAU iShares Gold Trust	0.11%	10,521	$620K	Reduce -3.3%
FRME First Merchants Corp.	0.11%	15,228	$616K	No change
SDY SS SPDR S&P Dividend ETF	0.11%	4,409	$598K	No change
VTV Vanguard Mrngstr Val ETF-Aui	0.11%	3,366	$581K	Add +8.5%
MCD McDonald's Corp.	0.11%	1,857	$580K	Add +0.3%
BKMC BNY Mellon US M/C Core ETF	0.10%	5,637	$539K	Reduce -10.2%
RAAX Vaneck Real Assets ETF	0.10%	17,186	$523K	Reduce -3.4%
UYLD Angel Oak Ultrashort Income	0.10%	10,200	$521K	Reduce -46.6%
SYLD Cambria Shareholder Yield Et	0.10%	8,121	$518K	Add +0.8%
LLY Eli Lilly & Co.	0.09%	614	$507K	Add +0.2%
F Ford Motor Co. filed as FORD MTR CO	0.09%	49,923	$501K	Reduce -0.8%
NEE Nextera Energy Inc.	0.09%	6,969	$494K	Add +0.2%
META Meta Platforms Inc. Class A	0.09%	854	$492K	Add +10.3%
IQLT iShares MSCI International Q	0.08%	11,613	$461K	Add +3.1%
SCHF Schwab Intl Equity ETF	0.08%	22,370	$442K	Reduce -2.0%
VTI VG Morningstar TS MKT ETF-US	0.08%	1,599	$439K	Add +24.8%
MINV Matthews Asia Innovators Act	0.08%	15,664	$438K	No change
MGV Vngrd Mrgstr MG CP VL ETF-Ui	0.08%	3,225	$416K	New
AGG iShares Core U.S. Aggregate	0.08%	4,158	$411K	Add +25.0%
VNQI Vanguard GLBL Ex-US Real Est	0.08%	10,131	$410K	Add +36.8%
ESGV Vanguard ESG US Stock ETF	0.07%	4,088	$400K	No change
BKSE BNY Mellon US Small Cap Core	0.07%	4,022	$375K	No change
DELL Dell Technologies -C	0.07%	4,103	$374K	New
AMZN Amazon.com Inc.	0.07%	1,859	$354K	Add +0.4%
IEFA iShares Core MSCI Eafe ETF	0.06%	4,565	$345K	No change
SPMD SS SPDR P S&P 400 Midcap ETF	0.06%	6,739	$345K	Add +0.3%
SCHA Schwab US Small-Cap ETF	0.06%	14,522	$340K	Reduce -3.3%
GOOGL Alphabet Inc. Class A	0.05%	1,878	$290K	Reduce -0.4%
NVDA Nvidia Corp.	0.05%	2,636	$286K	Add +22.3%
VTWO Vanguard Russell 2000 ETF	0.05%	3,513	$283K	Add +0.3%
SHE SS SPDR MSCI U Gend Div ETF	0.05%	2,417	$276K	No change
ISCF iShares International Small	0.05%	7,964	$268K	Add +0.0%
SCHV Schwab US Large-Cap Value	0.05%	9,979	$265K	Add +9.1%
VYM Vanguard High DVD Yield ETF	0.05%	1,935	$250K	Add +0.1%
ABBV Abbvie Inc.	0.05%	1,186	$249K	Add +1.0%
VB Vanguard Most SM-Cap ETF-Usd	0.05%	1,112	$247K	Reduce -2.4%
SPSM SS SPDR P S&P 600 Small Cap	0.04%	5,899	$240K	Reduce -1.6%
JEPI JPMorgan Equity Premium Inco	0.04%	4,141	$237K	Add +1.4%
PG The Procter & Gamble Co.	0.04%	1,356	$231K	Add +0.1%
BLFS Biolife Solutions Inc.	0.04%	10,053	$230K	No change
PFUT Putnam Sustainable Future	0.04%	10,196	$225K	No change
SCHB Schwab US Broad Market ETF	0.04%	10,104	$218K	No change
GOOG Alphabet Inc. Class C	0.04%	1,367	$214K	Reduce -2.2%
SCHO Schwab Short-Term US Treas	0.04%	8,664	$211K	Reduce -1.1%
BND Vanguard Total Bond Market	0.04%	2,815	$207K	New
VXF Vanguard Extended Market ETF	0.04%	1,198	$206K	Reduce -1.6%
QEMM State Street SPDR MSCI Emerg	0.04%	3,553	$205K	Reduce -0.5%

Portfolio Sells Q4 2024 → Q1 2025


SPY SS SPDR S&P 500 ETF Trust-US	Reduce -0.0%	14.75%	−0.83
SPTI SS SPDR P Int Term TSY ETF	Reduce -6.8%	5.87%	−0.32
SCHG Schwab US Large-Cap Growth	Reduce -36.3%	0.28%	−0.21
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -4.8%	0.85%	−0.15
SPTM SS SPDR P S&P 1500 Comp ETF	Reduce -0.3%	2.15%	−0.13
SPAB SS SPDR P Agg Bond ETF	Reduce -13.1%	0.71%	−0.10
UYLD Angel Oak Ultrashort Income	Reduce -46.6%	0.10%	−0.09
MOAT Vaneck Morningstar Wide Moat	Reduce -1.4%	0.98%	−0.08
IWB iShares Russell 1000 ETF	Reduce -2.1%	0.92%	−0.08
EBC Eastern Bankshares Inc.	Reduce -10.6%	0.32%	−0.06
AVUV Avantis US Small Cap Value	Reduce -1.6%	0.40%	−0.05
TSLA Tesla Inc.	Sold out	0.00%	−0.04
SCHM Schwab US Mid Cap ETF	Reduce -1.9%	0.45%	−0.04
BSCP Invesco Bulletshares 2025 CB	Reduce -1.8%	1.51%	−0.04
XLK SS Technology Select Sector	Reduce -0.9%	0.26%	−0.04
VV Vngrd Mrgstr LRG-Cap ETF-Usd	Sold out	0.00%	−0.04
VO Vngrd Mrngstr MD-Cap ETF-Usd	Reduce -4.6%	0.35%	−0.03
FBND Fidelity Total Bond ETF	Reduce -1.8%	2.45%	−0.02
VNQ Vanguard Real Estate ETF	Reduce -9.0%	0.22%	−0.02
BKMC BNY Mellon US M/C Core ETF	Reduce -10.2%	0.10%	−0.02
GOOGL Alphabet Inc. Class A	Reduce -0.4%	0.05%	−0.01
DGRW Wisdomtree U.S. Quality Divi	Reduce -0.4%	0.41%	−0.01
GOOG Alphabet Inc. Class C	Reduce -2.2%	0.04%	−0.01
SCHA Schwab US Small-Cap ETF	Reduce -3.3%	0.06%	−0.01
AVEM Avantis Emerging Markets Eq	Reduce -3.5%	0.40%	−0.01
SPSM SS SPDR P S&P 600 Small Cap	Reduce -1.6%	0.04%	−0.01
VB Vanguard Most SM-Cap ETF-Usd	Reduce -2.4%	0.05%	−0.01
VXF Vanguard Extended Market ETF	Reduce -1.6%	0.04%	−0.00
QUS SS SPDR MSCI U Stratfact ETF	Reduce -1.4%	0.26%	−0.00
SCHD Schwab US DVD Equity ETF	Reduce -3.0%	0.13%	−0.00
SPTS SS SPDR P St Term TSY ETF	Reduce -0.2%	0.41%	−0.00
F Ford Motor Co.	Reduce -0.8%	0.09%	−0.00
SCHO Schwab Short-Term US Treas	Reduce -1.1%	0.04%	−0.00
QEMM State Street SPDR MSCI Emerg	Reduce -0.5%	0.04%	−0.00
SCHF Schwab Intl Equity ETF	Reduce -2.0%	0.08%	+0.00
RAAX Vaneck Real Assets ETF	Reduce -3.4%	0.10%	+0.00
IAU iShares Gold Trust	Reduce -3.3%	0.11%	+0.01
BKAG BNY Mellon Core Bond ETF	Reduce -0.4%	2.25%	+0.02
PHYS Sprott Physical Gold Trust	Reduce -0.1%	0.38%	+0.06

Portfolio Buys Q4 2024 → Q1 2025


JCPB JPMorgan Core Plus Bond ETF	Add +8.7%	9.69%	+0.89
GLDM SPDR Gold Minishares Trust	Add +1.8%	5.02%	+0.84
BKIE BNY Mellon Intl Eqty ETF	Add +1.9%	8.33%	+0.61
IBMR iShares Ibonds Dec 2029 M BD	Add +401.4%	0.23%	+0.18
PYLD PIMCO Multisector Bond Actv	Add +17.5%	1.13%	+0.18
SCHR Schwab Intermediate-Term US	Add +3.8%	1.88%	+0.10
SPDW Ste STR SPDR PT DW Eu ETF	Add +2.5%	1.10%	+0.09
MGV Vngrd Mrgstr MG CP VL ETF-Ui	New	0.08%	+0.08
DELL Dell Technologies -C	New	0.07%	+0.07
BIL SS SPDR BB 1-3M T-Bill ETF	Add +11.3%	0.47%	+0.05
FMB First Trust Managed Municipa	Add +11.0%	0.52%	+0.04
BND Vanguard Total Bond Market	New	0.04%	+0.04
IBMP iShares Ibonds Dec 2027 Term	Add +13.7%	0.27%	+0.03
GLD SPDR Gold Shares	Add +0.4%	0.18%	+0.03
VNQI Vanguard GLBL Ex-US Real Est	Add +36.8%	0.08%	+0.02
EAGG iShares ESG Aware US Aggrega	Add +2.4%	0.51%	+0.02
AGG iShares Core U.S. Aggregate	Add +25.0%	0.08%	+0.02
VAW Vanguard Materials ETF	Add +7.8%	0.22%	+0.02
BSMT Invesco Bulletshares 2029 MB	Add +13.4%	0.12%	+0.01
VTI VG Morningstar TS MKT ETF-US	Add +24.8%	0.08%	+0.01
PVAL Putnam Focused LRG Cap Value	Add +3.5%	0.21%	+0.01
VTV Vanguard Mrngstr Val ETF-Aui	Add +8.5%	0.11%	+0.01
BSMS Invesco Bulletshares 2028 MB	Add +8.1%	0.12%	+0.01
IQLT iShares MSCI International Q	Add +3.1%	0.08%	+0.01
MCD McDonald's Corp.	Add +0.3%	0.11%	+0.01
ABBV Abbvie Inc.	Add +1.0%	0.05%	+0.01
META Meta Platforms Inc. Class A	Add +10.3%	0.09%	+0.01
BSCQ Invesco Bulletshares 2026 CB	Add +1.0%	1.48%	+0.01
BSMQ Invesco Bulletshares 2026 MB	Add +4.1%	0.17%	+0.01
LLY Eli Lilly & Co.	Add +0.2%	0.09%	+0.01
BSMR Invesco Bulletshares 2027 MB	Add +5.4%	0.13%	+0.01
BSMP Invesco Bulletshares 2025 MB	Add +4.1%	0.17%	+0.01
SCHV Schwab US Large-Cap Value	Add +9.1%	0.05%	+0.00
BSCR Invesco Bulletshares 2027 CB	Add +0.5%	1.38%	+0.00
IBMO iShares Ibonds Dec 2026 Term	Add +1.4%	0.32%	+0.00
SSGA ACTIVE TR	Add +0.9%	0.12%	+0.00
IBMN iShares Ibonds Dec 2025 Term	Add +0.9%	0.41%	+0.00
ISCF iShares International Small	Add +0.0%	0.05%	+0.00
PG The Procter & Gamble Co.	Add +0.1%	0.04%	+0.00
CLOI Vaneck Clo ETF	Add +0.9%	0.16%	+0.00
ITOT iShares Core S&P Total U.S.	Add +6.3%	0.64%	+0.00
IBMQ iShares Ibonds Dec 2028 Muni	Add +0.4%	0.24%	+0.00
VYM Vanguard High DVD Yield ETF	Add +0.1%	0.05%	+0.00
JEPI JPMorgan Equity Premium Inco	Add +1.4%	0.04%	0.00
NVDA Nvidia Corp.	Add +22.3%	0.05%	−0.00
NEE Nextera Energy Inc.	Add +0.2%	0.09%	−0.00
VBK Van Morst SML-Cap Gro-Usd Inc.	Add +11.2%	0.26%	−0.00
DNL Wisdmtree GB Ex-US QL GR-Usd	Add +1.3%	0.85%	−0.00
SCHX Schwab US Large-Cap ETF	Add +5.5%	0.95%	−0.00
SPMD SS SPDR P S&P 400 Midcap ETF	Add +0.3%	0.06%	−0.00

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	147	$762.3M	BKLC, SPY, JCPB, BKIE, GLDM
Q1 2026	137	$676.4M	BKLC, SPY, JCPB, BKIE, GLDM
Q4 2025	131	$651.0M	BKLC, SPY, JCPB, BKIE, GLDM
Q3 2025	123	$625.4M	BKLC, SPY, JCPB, BKIE, SPTI
Q2 2025	122	$594.1M	BKLC, SPY, JCPB, BKIE, SPTI
Q1 2025	111	$543.4M	BKLC, SPY, JCPB, BKIE, SPTI
Q4 2024	110	$539.0M	BKLC, SPY, JCPB, BKIE, SPTI
Q3 2024	111	$519.0M	BKLC, SPY, JCPB, BKIE, SPTI
Q2 2024	110	$482.0M	BKLC, SPY, JCPB, BKIE, SPTI
Q1 2024	108	$467.5M	BKLC, SPY, BKAG, BKIE, SPTI