Spectrum Planning & Advisory Services Inc.

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 15, 2025), Spectrum Planning & Advisory Services Inc. reported 95 stock positions worth $154.6 million. Its top holding was iShares 0-3 Month Treasury B (SGOV) at 6.8% of the portfolio, followed by JPMorgan Ultra-Short Income (JPST, 6.2%) and iShares MSCI USA Quality Fac (QUAL, 5.1%). Compared with Q1 2025, it opened 34 new positions, sold out of 3, added to 23 and reduced 29. The biggest buy was a new position in iShares 0-3 Month Treasury B (SGOV) and the biggest sale Ste STR SPDR PT S&P 500 ETF (SPYM, shares −64%).

Most Recent 13F
Q2 2026
Location
SAN DIEGO, CA
CIK
0001725394
Portfolio Value
$154.6M (Q2 2025)
SEC Filing
0001951757-25-000836 ↗ filed Jul 15, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q2 2024: $103.6M Q2 2024 Q3 2024: $104.0M Q3 2024 Q4 2024: $115.2M Q4 2024 Q1 2025: $120.1M Q1 2025 Q2 2025: $154.6M $154.6M Q2 2025 Q3 2025: $177.2M Q3 2025 Q4 2025: $194.4M Q4 2025 Q1 2026: $202.1M Q1 2026 Q2 2026: $223.5M Q2 2026

Holdings 95 stocks · $154.6M
SGOV iShares 0-3 Month Treasury B 6.75% 103,670 $10.4M New
JPST JPMorgan Ultra-Short Income 6.20% 189,266 $9.6M New
QUAL iShares MSCI USA Quality Fac 5.12% 43,322 $7.9M Reduce -7.2%
EFV iShares MSCI Eafe Value ETF 4.98% 121,414 $7.7M Add +7.8%
IVW iShares S&P 500 Growth ETF 4.85% 68,171 $7.5M Reduce -23.8%
DYNF Ishrs US E F R A ETF-Usd Inc. 4.48% 127,285 $6.9M Reduce -17.3%
BRTR iShares Total Return Act ETF 3.70% 113,098 $5.7M Add +2.7%
SPYM Ste STR SPDR PT S&P 500 ETF 3.68% 78,370 $5.7M Reduce -64.5%
SCHZ Schwab US Aggregate Bond ETF 3.47% 230,955 $5.4M Reduce -26.9%
BLCV BlackRock ETF Trust 3.08% 138,594 $4.8M Add +81.5%
BIL SS SPDR BB 1-3M T-Bill ETF 2.56% 43,234 $4.0M Add +102.2%
EMXC iShares MSCI Emr MRK Ex Chna 2.31% 56,601 $3.6M Reduce -0.6%
BINC iShares Flex I A ETF-Usd Inc. 2.31% 67,536 $3.6M Reduce -0.4%
EFG iShares MSCI Eafe Growth ETF 2.13% 29,338 $3.3M Reduce -49.7%
MSFT Microsoft Corp. 1.99% 6,196 $3.1M Add +30.7%
IYW iShares Ustechnology ETF 1.84% 16,443 $2.8M Reduce -20.8%
IEMG iShares Core MSCI Emerging 1.79% 46,210 $2.8M Add +26.9%
TLH iShares 10-20 Year Treasury 1.77% 26,861 $2.7M New
SPMB SS SPDR P Mort Back Bond ETF 1.75% 122,278 $2.7M Reduce -13.3%
ICVT iShares Convertible Bond ETF 1.62% 27,819 $2.5M Add +541.0%
INRO iShares US in Ro Act ETF-Usd 1.59% 85,071 $2.5M Reduce -38.4%
THRO iShares U.S. Thematic Rotati 1.53% 66,682 $2.4M New
OEF iShares S&P 100 ETF 1.49% 7,559 $2.3M New
AMZN Amazon.com Inc. 1.46% 10,301 $2.3M Add +30.2%
SPMO Invesco S&P 500 Momentum ETF 1.41% 19,384 $2.2M Reduce -10.1%
WWD Woodward Inc. 1.33% 8,418 $2.1M Reduce -1.8%
BNDX Vanguard Total Intl Bond ETF 1.16% 36,371 $1.8M New
IUSB Ishr CR Unvrse Usd BD ETF-Ui 1.13% 37,627 $1.7M Reduce -36.4%
IAU iShares Gold Trust 0.93% 22,961 $1.4M Add +116.6%
BRK.B Berkshire Hathaway Inc. Class B 0.90% 2,875 $1.4M Add +18.3%
BAI Ishrs AI in and Tech Act ETF 0.87% 46,523 $1.3M New
GBTC Grayscale Bitcoin Trust ETF 0.87% 15,789 $1.3M No change
EMB iShares JP Morgan Usd Emergi 0.73% 12,106 $1.1M Add +5.1%
ALNY Alnylam Pharmaceuticals Inc. 0.71% 3,359 $1.1M No change
IVE iShares S&P 500 Value ETF 0.63% 4,962 $970K Reduce -57.9%
AAPL Apple Inc. 0.60% 4,543 $932K Add +41.1%
XLSR SS US Sector Rotation 0.57% 15,938 $875K Add +2.2%
SPTS SS SPDR P St Term TSY ETF 0.53% 27,718 $812K New
VGSH Vanguard Short-Term Treasury 0.52% 13,677 $804K New
MBB iShares MBS ETF 0.49% 7,994 $751K Reduce -28.3%
IDV iShares International Select 0.48% 21,641 $747K New
GS Goldman Sachs Group Inc. 0.47% 1,032 $730K New
NVDA Nvidia Corp. 0.44% 4,347 $687K Add +112.6%
VOO Vanguard S&P 500 ETF 0.43% 1,165 $662K Add +16.0%
OUNZ Vaneck Merk Gold ETF 0.40% 19,504 $622K Add +0.4%
XTEN Bondbloxx BBG 10Y US TSY ETF 0.39% 13,156 $607K Reduce -25.9%
LCTU iShares U.S. Carbon Transiti 0.39% 8,930 $601K Reduce -5.7%
V Visa Inc. Class A 0.38% 1,667 $592K Add +168.9%
SPEM State Street SP PTF Em ETF 0.37% 13,487 $576K Reduce -17.1%
SPDW Ste STR SPDR PT DW Eu ETF 0.34% 13,086 $530K Reduce -44.6%
META Meta Platforms Inc. Class A 0.34% 707 $522K No change
HEFA Isha Curr Hedged MSCI Eafe 0.34% 13,710 $520K Add +55.1%
HD Home Depot Inc. 0.31% 1,324 $486K New
UNH Unitedhealth Group Inc. 0.31% 1,555 $485K New
SLV iShares Silver Trust 0.30% 14,374 $472K No change
TLT iShares 20+ Year Treasury BD 0.29% 5,061 $447K Reduce -61.3%
SUSC iShares ESG Aware Usd Corpor 0.28% 18,943 $440K Reduce -2.2%
CAT Caterpillar Inc. 0.28% 1,106 $429K New
EAGG iShares ESG Aware US Aggrega 0.28% 8,955 $426K Add +12.8%
BKNG Booking Holdings Inc. 0.27% 73 $422K No change
COST Costco Wholesale Corp. 0.27% 424 $420K Add +24.7%
CRM Salesforce Inc. 0.27% 1,530 $417K New
GOVT iShares US Treasury Bond ETF 0.26% 17,810 $409K Reduce -24.9%
QQQ Invesco QQQ Trust Series 1 0.26% 733 $405K No change
DSI iShares ESG MSCI KLD 400 ETF 0.26% 3,473 $403K Reduce -5.7%
GLDM SPDR Gold Minishares Trust 0.26% 6,137 $402K Reduce -31.5%
USXF iShares ESG Advance MSCI USA 0.25% 7,253 $391K Reduce -32.6%
AXP American Express Co. 0.25% 1,197 $382K New
XLG Invesco S&P 500 Top 50 ETF 0.24% 7,189 $375K Reduce -44.3%
COMT iShares Gsci Commodity Dynam 0.24% 14,088 $364K New
AMD Advanced Micro Devices 0.23% 2,499 $355K No change
SHW The Sherwin-Williams Co. 0.22% 1,011 $347K New
BA The Boeing Co. 0.22% 1,643 $344K New
TSLA Tesla Inc. 0.22% 1,060 $337K Add +3.9%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.21% 749 $330K New
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.21% 899 $329K Reduce -2.6%
VTI VG Morningstar TS MKT ETF-US 0.21% 1,070 $325K No change
ESGU iShares ESG Aware MSCI USA 0.21% 2,369 $321K Add +11.6%
MCD McDonald's Corp. 0.20% 1,083 $316K New
SPY SS SPDR S&P 500 ETF Trust-US 0.20% 494 $305K New
JPM JPMorgan Chase & Co. 0.19% 1,030 $299K New
TRV The Travelers Cos Inc. 0.19% 1,070 $286K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.18% 964 $284K New
STIP iShares 0-5 Year Tips Bond E 0.18% 2,750 $283K New
HON Honeywell International Inc. 0.18% 1,211 $282K New
SPSM SS SPDR P S&P 600 Small Cap 0.18% 6,434 $274K New
AMGN Amgen Inc. 0.17% 919 $257K New
PG The Procter & Gamble Co. 0.17% 1,604 $256K New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.16% 2,046 $254K New
SPMD SS SPDR P S&P 400 Midcap ETF 0.16% 4,608 $251K Add +4.2%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.14% 1,321 $217K New
EUSB Ishr ESG Advn Universal BD-$ 0.14% 4,897 $213K Reduce -3.0%
PLTR Palantir Technologies Inc. Class A 0.14% 1,533 $209K New
IVV iShares Core S&P 500 ETF 0.13% 327 $203K New
BFLY Butterfly Network Inc. 0.03% 23,670 $47K No change

Portfolio Sells Q1 2025 → Q2 2025
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -64.5% 3.68% −8.39
EFG iShares MSCI Eafe Growth ETF Reduce -49.7% 2.13% −2.73
SCHZ Schwab US Aggregate Bond ETF Reduce -26.9% 3.47% −2.62
IVW iShares S&P 500 Growth ETF Reduce -23.8% 4.85% −2.06
DYNF Ishrs US E F R A ETF-Usd Inc. Reduce -17.3% 4.48% −1.76
QUAL iShares MSCI USA Quality Fac Reduce -7.2% 5.12% −1.52
INRO iShares US in Ro Act ETF-Usd Reduce -38.4% 1.59% −1.41
IVE iShares S&P 500 Value ETF Reduce -57.9% 0.63% −1.24
IUSB Ishr CR Unvrse Usd BD ETF-Ui Reduce -36.4% 1.13% −1.15
SPMB SS SPDR P Mort Back Bond ETF Reduce -13.3% 1.75% −0.84
TLT iShares 20+ Year Treasury BD Reduce -61.3% 0.29% −0.70
BINC iShares Flex I A ETF-Usd Inc. Reduce -0.4% 2.31% −0.65
IYW iShares Ustechnology ETF Reduce -20.8% 1.84% −0.58
NEAR iShares SH Dba ETF Usd Inc. Sold out 0.00% −0.44
MBB iShares MBS ETF Reduce -28.3% 0.49% −0.39
SPDW Ste STR SPDR PT DW Eu ETF Reduce -44.6% 0.34% −0.37
EMXC iShares MSCI Emr MRK Ex Chna Reduce -0.6% 2.31% −0.30
XTEN Bondbloxx BBG 10Y US TSY ETF Reduce -25.9% 0.39% −0.29
XLG Invesco S&P 500 Top 50 ETF Reduce -44.3% 0.24% −0.25
SPMO Invesco S&P 500 Momentum ETF Reduce -10.1% 1.41% −0.25
ICSH iShares Ultra Short Duration Sold out 0.00% −0.24
DMXF iShares ESG Advanc MSCI Eafe Sold out 0.00% −0.23
GLDM SPDR Gold Minishares Trust Reduce -31.5% 0.26% −0.20
GOVT iShares US Treasury Bond ETF Reduce -24.9% 0.26% −0.19
USXF iShares ESG Advance MSCI USA Reduce -32.6% 0.25% −0.17
SPEM State Street SP PTF Em ETF Reduce -17.1% 0.37% −0.16
LCTU iShares U.S. Carbon Transiti Reduce -5.7% 0.39% −0.09
SUSC iShares ESG Aware Usd Corpor Reduce -2.2% 0.28% −0.09
DSI iShares ESG MSCI KLD 400 ETF Reduce -5.7% 0.26% −0.05
EUSB Ishr ESG Advn Universal BD-$ Reduce -3.0% 0.14% −0.04
MGK Vngrd Mrgstr MG CP GR ETF-Ui Reduce -2.6% 0.21% −0.02
WWD Woodward Inc. Reduce -1.8% 1.33% +0.03

Portfolio Buys Q1 2025 → Q2 2025
SGOV iShares 0-3 Month Treasury B New 6.75% +6.75
JPST JPMorgan Ultra-Short Income New 6.20% +6.20
TLH iShares 10-20 Year Treasury New 1.77% +1.77
THRO iShares U.S. Thematic Rotati New 1.53% +1.53
OEF iShares S&P 100 ETF New 1.49% +1.49
ICVT iShares Convertible Bond ETF Add +541.0% 1.62% +1.32
BNDX Vanguard Total Intl Bond ETF New 1.16% +1.16
BLCV BlackRock ETF Trust Add +81.5% 3.08% +1.01
BIL SS SPDR BB 1-3M T-Bill ETF Add +102.2% 2.56% +0.93
BAI Ishrs AI in and Tech Act ETF New 0.87% +0.87
SPTS SS SPDR P St Term TSY ETF New 0.53% +0.53
VGSH Vanguard Short-Term Treasury New 0.52% +0.52
MSFT Microsoft Corp. Add +30.7% 1.99% +0.51
IDV iShares International Select New 0.48% +0.48
GS Goldman Sachs Group Inc. New 0.47% +0.47
IAU iShares Gold Trust Add +116.6% 0.93% +0.41
HD Home Depot Inc. New 0.31% +0.31
UNH Unitedhealth Group Inc. New 0.31% +0.31
CAT Caterpillar Inc. New 0.28% +0.28
CRM Salesforce Inc. New 0.27% +0.27
NVDA Nvidia Corp. Add +112.6% 0.44% +0.26
AXP American Express Co. New 0.25% +0.25
COMT iShares Gsci Commodity Dynam New 0.24% +0.24
SHW The Sherwin-Williams Co. New 0.22% +0.22
BA The Boeing Co. New 0.22% +0.22
DIA SS SPDR Dow Jones Indus Avg New 0.21% +0.21
AMZN Amazon.com Inc. Add +30.2% 1.46% +0.21
MCD McDonald's Corp. New 0.20% +0.20
V Visa Inc. Class A Add +168.9% 0.38% +0.20
SPY SS SPDR S&P 500 ETF Trust-US New 0.20% +0.20
JPM JPMorgan Chase & Co. New 0.19% +0.19
TRV The Travelers Cos Inc. New 0.19% +0.19
IBM Intl Business Machines Corp. New 0.18% +0.18
STIP iShares 0-5 Year Tips Bond E New 0.18% +0.18
HON Honeywell International Inc. New 0.18% +0.18
SPSM SS SPDR P S&P 600 Small Cap New 0.18% +0.18
AMGN Amgen Inc. New 0.17% +0.17
PG The Procter & Gamble Co. New 0.17% +0.17
DIS The Walt Disney Co. New 0.16% +0.16
IEMG iShares Core MSCI Emerging Add +26.9% 1.79% +0.16
VOE Vngrd Mrngstr MD-Cap Val ETF New 0.14% +0.14
PLTR Palantir Technologies Inc. Class A New 0.14% +0.14
IVV iShares Core S&P 500 ETF New 0.13% +0.13
HEFA Isha Curr Hedged MSCI Eafe Add +55.1% 0.34% +0.07
AAPL Apple Inc. Add +41.1% 0.60% +0.01
COST Costco Wholesale Corp. Add +24.7% 0.27% +0.00
VOO Vanguard S&P 500 ETF Add +16.0% 0.43% −0.00
TSLA Tesla Inc. Add +3.9% 0.22% −0.00
ESGU iShares ESG Aware MSCI USA Add +11.6% 0.21% −0.01
SPMD SS SPDR P S&P 400 Midcap ETF Add +4.2% 0.16% −0.03

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 120$223.5MSPYM, BIL, SGOV, JPST, IVW
Q1 2026 114$202.1MBIL, SGOV, JPST, IVW, DYNF
Q4 2025 113$194.4MBIL, SGOV, JPST, DYNF, IVW
Q3 2025 105$177.2MSGOV, JPST, DYNF, QUAL, EFV
Q2 2025 95$154.6MSGOV, JPST, QUAL, EFV, IVW
Q1 2025 64$120.1MSPYM, IVW, QUAL, DYNF, SCHZ
Q4 2024 61$115.2MSPYM, IVW, DYNF, QUAL, IUSB
Q3 2024 56$104.0MSPYM, IVW, QUAL, DYNF, SCHZ
Q2 2024 54$103.6MSPYM, IUSB, IVW, BIL, QUAL