Spectrum Planning & Advisory Services Inc.

Name: Spectrum Planning & Advisory Services Inc. 13F holdings, Q3 2025
Creator: Spectrum Planning & Advisory Services Inc.
Published: 2025-11-13

Q2 2026Q1 2026Q4 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 13, 2025), Spectrum Planning & Advisory Services Inc. reported 105 stock positions worth $177.2 million. Its top holding was iShares 0-3 Month Treasury B (SGOV) at 7.0% of the portfolio, followed by JPMorgan Ultra-Short Income (JPST, 6.6%) and Ishrs US E F R A ETF-Usd (DYNF, 5.1%). Compared with Q2 2025, it opened 11 new positions, sold out of 1, added to 59 and reduced 32. The biggest buy was iShares Core MSCI Emerging (IEMG, shares +124%) and the biggest sale iShares MSCI Eafe Growth ETF (EFG, shares −73%).

Most Recent 13F: Q2 2026
Location: SAN DIEGO, CA
CIK: 0001725394
Portfolio Value: $177.2M (Q3 2025)
SEC Filing: 0001951757-25-001413 ↗ filed Nov 13, 2025

Holdings Value

Holdings 105 stocks · $177.2M


SGOV iShares 0-3 Month Treasury B	7.02%	123,520	$12.4M	Add +19.1%
JPST JPMorgan Ultra-Short Income	6.55%	228,841	$11.6M	Add +20.9%
DYNF Ishrs US E F R A ETF-Usd Inc.	5.09%	152,206	$9.0M	Add +19.6%
QUAL iShares MSCI USA Quality Fac	4.61%	42,028	$8.2M	Reduce -3.0%
EFV iShares MSCI Eafe Value ETF	4.57%	119,400	$8.1M	Reduce -1.7%
IVW iShares S&P 500 Growth ETF	4.27%	62,630	$7.6M	Reduce -8.1%
IEMG iShares Core MSCI Emerging	3.86%	103,666	$6.8M	Add +124.3%
BIL SS SPDR BB 1-3M T-Bill ETF	3.30%	63,654	$5.8M	Add +47.2%
SPYM Ste STR SPDR PT S&P 500 ETF	3.26%	73,614	$5.8M	Reduce -6.1%
BLCV BlackRock ETF Trust	3.13%	154,463	$5.5M	Add +11.4%
OEF iShares S&P 100 ETF	3.09%	16,454	$5.5M	Add +117.7%
BRTR iShares Total Return Act ETF	3.09%	107,286	$5.5M	Reduce -5.1%
SCHZ Schwab US Aggregate Bond ETF	2.21%	166,908	$3.9M	Reduce -27.7%
BINC iShares Flex I A ETF-Usd Inc.	1.98%	65,748	$3.5M	Reduce -2.6%
MSFT Microsoft Corp.	1.84%	6,291	$3.3M	Add +1.5%
BAI Ishrs AI in and Tech Act ETF	1.80%	93,594	$3.2M	Add +101.2%
INRO iShares US in Ro Act ETF-Usd	1.64%	91,922	$2.9M	Add +8.1%
THRO iShares U.S. Thematic Rotati	1.64%	76,879	$2.9M	Add +15.3%
ICVT iShares Convertible Bond ETF	1.58%	27,970	$2.8M	Add +0.5%
SPMB SS SPDR P Mort Back Bond ETF	1.58%	124,510	$2.8M	Add +1.8%
TLH iShares 10-20 Year Treasury	1.45%	24,997	$2.6M	Reduce -6.9%
AMZN Amazon.com Inc.	1.41%	11,345	$2.5M	Add +10.1%
IAU iShares Gold Trust	1.39%	33,785	$2.5M	Add +47.1%
SPMO Invesco S&P 500 Momentum ETF	1.37%	20,030	$2.4M	Add +3.3%
WWD Woodward Inc.	1.20%	8,418	$2.1M	No change
BRK.B Berkshire Hathaway Inc. Class B	1.12%	3,956	$2.0M	Add +37.6%
BNDX Vanguard Total Intl Bond ETF	0.98%	35,201	$1.7M	Reduce -3.2%
TLT iShares 20+ Year Treasury BD	0.98%	19,445	$1.7M	Add +284.2%
IUSB Ishr CR Unvrse Usd BD ETF-Ui	0.92%	34,954	$1.6M	Reduce -7.1%
SHLD Global X Defense Tech ETF	0.89%	22,411	$1.6M	New
ALNY Alnylam Pharmaceuticals Inc.	0.86%	3,350	$1.5M	Reduce -0.3%
NVDA Nvidia Corp.	0.83%	7,899	$1.5M	Add +81.7%
AAPL Apple Inc.	0.77%	5,335	$1.4M	Add +17.4%
EMXC iShares MSCI Emr MRK Ex Chna	0.73%	19,267	$1.3M	Reduce -66.0%
EMB iShares JP Morgan Usd Emergi	0.70%	13,073	$1.2M	Add +8.0%
IYW iShares Ustechnology ETF	0.62%	5,565	$1.1M	Reduce -66.2%
IDV iShares International Select	0.59%	28,549	$1.0M	Add +31.9%
XLSR SS US Sector Rotation	0.53%	15,821	$943K	Reduce -0.7%
GBTC Grayscale Bitcoin Trust ETF	0.52%	10,289	$924K	Reduce -34.8%
SPTS SS SPDR P St Term TSY ETF	0.52%	31,257	$916K	Add +12.8%
VGSH Vanguard Short-Term Treasury	0.52%	15,565	$916K	Add +13.8%
EFG iShares MSCI Eafe Growth ETF	0.51%	7,960	$907K	Reduce -72.9%
IVE iShares S&P 500 Value ETF	0.51%	4,366	$902K	Reduce -12.0%
VOO Vanguard S&P 500 ETF	0.43%	1,248	$764K	Add +7.1%
OUNZ Vaneck Merk Gold ETF	0.42%	20,048	$746K	Add +2.8%
SLV iShares Silver Trust	0.41%	17,299	$733K	Add +20.4%
MBB iShares MBS ETF	0.39%	7,321	$697K	Reduce -8.4%
GS Goldman Sachs Group Inc.	0.37%	831	$662K	Reduce -19.5%
LCTU iShares U.S. Carbon Transiti	0.37%	8,936	$649K	Add +0.1%
META Meta Platforms Inc. Class A	0.36%	878	$645K	Add +24.2%
SPEM State Street SP PTF Em ETF	0.36%	13,733	$643K	Add +1.8%
V Visa Inc. Class A	0.36%	1,856	$634K	Add +11.3%
XTEN Bondbloxx BBG 10Y US TSY ETF	0.35%	13,279	$619K	Add +0.9%
SPDW Ste STR SPDR PT DW Eu ETF	0.35%	14,424	$617K	Add +10.2%
UNH Unitedhealth Group Inc.	0.33%	1,684	$582K	Add +8.3%
HEFA Isha Curr Hedged MSCI Eafe	0.32%	14,419	$571K	Add +5.2%
XLG Invesco S&P 500 Top 50 ETF	0.32%	9,826	$565K	Add +36.7%
HD Home Depot Inc.	0.29%	1,287	$521K	Reduce -2.8%
TSLA Tesla Inc.	0.29%	1,155	$514K	Add +9.0%
SUSC iShares ESG Aware Usd Corpor	0.27%	20,421	$481K	Add +7.8%
GLDM SPDR Gold Minishares Trust	0.27%	6,293	$481K	Add +2.5%
QQQ Invesco QQQ Trust Series 1	0.25%	734	$441K	Add +0.1%
DSI iShares ESG MSCI KLD 400 ETF	0.25%	3,466	$437K	Reduce -0.2%
EAGG iShares ESG Aware US Aggrega	0.24%	8,937	$429K	Reduce -0.2%
USXF iShares ESG Advance MSCI USA	0.23%	7,215	$413K	Reduce -0.5%
CAT Caterpillar Inc.	0.23%	856	$408K	Reduce -22.6%
COST Costco Wholesale Corp.	0.23%	432	$400K	Add +1.9%
CRM Salesforce Inc.	0.22%	1,675	$397K	Add +9.5%
BKNG Booking Holdings Inc.	0.22%	73	$394K	No change
GOVT iShares US Treasury Bond ETF	0.22%	16,487	$381K	Reduce -7.4%
ETH Grayscale Ethereum Staking M	0.21%	9,689	$380K	New
SPY SS SPDR S&P 500 ETF Trust-US	0.21%	562	$374K	Add +13.8%
SPSM SS SPDR P S&P 600 Small Cap	0.21%	8,062	$373K	Add +25.3%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.21%	802	$372K	Add +7.1%
MCD McDonald's Corp.	0.21%	1,214	$369K	Add +12.1%
BA The Boeing Co.	0.21%	1,706	$368K	Add +3.8%
SHW The Sherwin-Williams Co.	0.20%	1,047	$363K	Add +3.6%
AXP American Express Co.	0.20%	1,074	$357K	Reduce -10.3%
VTI VG Morningstar TS MKT ETF-US	0.20%	1,073	$352K	Add +0.3%
ESGU iShares ESG Aware MSCI USA	0.20%	2,376	$346K	Add +0.3%
MGK Vngrd Mrgstr MG CP GR ETF-Ui	0.19%	847	$341K	Reduce -5.8%
ETHW Bitwise Ethereum ETF	0.19%	11,367	$339K	New
COMT iShares Gsci Commodity Dynam	0.19%	12,594	$338K	Reduce -10.6%
JPM JPMorgan Chase & Co.	0.19%	1,060	$334K	Add +2.9%
TRV The Travelers Cos Inc.	0.17%	1,063	$297K	Reduce -0.7%
PLTR Palantir Technologies Inc. Class A	0.16%	1,585	$289K	Add +3.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.16%	985	$278K	Add +2.2%
AMGN Amgen Inc.	0.16%	985	$278K	Add +7.2%
STIP iShares 0-5 Year Tips Bond E	0.15%	2,629	$272K	Reduce -4.4%
HON Honeywell International Inc.	0.15%	1,265	$266K	Add +4.5%
PG The Procter & Gamble Co.	0.15%	1,703	$262K	Add +6.2%
SPMD SS SPDR P S&P 400 Midcap ETF	0.15%	4,561	$261K	Reduce -1.0%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.14%	2,142	$245K	Add +4.7%
JNJ Johnson & Johnson	0.13%	1,270	$235K	New
GE General Electric filed as GE AEROSPACE	0.13%	760	$229K	New
VOE Vngrd Mrngstr MD-Cap Val ETF	0.13%	1,310	$229K	Reduce -0.8%
IVV iShares Core S&P 500 ETF	0.13%	339	$227K	Add +3.7%
NFLX Netflix Inc.	0.13%	189	$227K	New
IGSB iShares 1-5Y Inv Grade Corp.	0.13%	4,259	$226K	New
GOOG Alphabet Inc. Class C	0.13%	915	$223K	New
EUSB Ishr ESG Advn Universal BD-$	0.12%	4,923	$216K	Add +0.5%
GOOGL Alphabet Inc. Class A	0.12%	888	$216K	New
DMXF iShares ESG Advanc MSCI Eafe	0.11%	2,685	$203K	New
ESGE iShares Inc. iShares ESG Awar	0.11%	4,648	$202K	New
BFLY Butterfly Network Inc.	0.03%	23,670	$46K	No change

Portfolio Sells Q2 2025 → Q3 2025


EFG iShares MSCI Eafe Growth ETF	Reduce -72.9%	0.51%	−1.61
EMXC iShares MSCI Emr MRK Ex Chna	Reduce -66.0%	0.73%	−1.58
SCHZ Schwab US Aggregate Bond ETF	Reduce -27.7%	2.21%	−1.26
IYW iShares Ustechnology ETF	Reduce -66.2%	0.62%	−1.23
BRTR iShares Total Return Act ETF	Reduce -5.1%	3.09%	−0.61
IVW iShares S&P 500 Growth ETF	Reduce -8.1%	4.27%	−0.59
QUAL iShares MSCI USA Quality Fac	Reduce -3.0%	4.61%	−0.51
SPYM Ste STR SPDR PT S&P 500 ETF	Reduce -6.1%	3.26%	−0.43
EFV iShares MSCI Eafe Value ETF	Reduce -1.7%	4.57%	−0.41
GBTC Grayscale Bitcoin Trust ETF	Reduce -34.8%	0.52%	−0.34
BINC iShares Flex I A ETF-Usd Inc.	Reduce -2.6%	1.98%	−0.33
TLH iShares 10-20 Year Treasury	Reduce -6.9%	1.45%	−0.31
AMD Advanced Micro Devices	Sold out	0.00%	−0.23
IUSB Ishr CR Unvrse Usd BD ETF-Ui	Reduce -7.1%	0.92%	−0.20
BNDX Vanguard Total Intl Bond ETF	Reduce -3.2%	0.98%	−0.18
IVE iShares S&P 500 Value ETF	Reduce -12.0%	0.51%	−0.12
GS Goldman Sachs Group Inc.	Reduce -19.5%	0.37%	−0.10
MBB iShares MBS ETF	Reduce -8.4%	0.39%	−0.09
GOVT iShares US Treasury Bond ETF	Reduce -7.4%	0.22%	−0.05
CAT Caterpillar Inc.	Reduce -22.6%	0.23%	−0.05
AXP American Express Co.	Reduce -10.3%	0.20%	−0.05
COMT iShares Gsci Commodity Dynam	Reduce -10.6%	0.19%	−0.04
XLSR SS US Sector Rotation	Reduce -0.7%	0.53%	−0.03
EAGG iShares ESG Aware US Aggrega	Reduce -0.2%	0.24%	−0.03
STIP iShares 0-5 Year Tips Bond E	Reduce -4.4%	0.15%	−0.03
MGK Vngrd Mrgstr MG CP GR ETF-Ui	Reduce -5.8%	0.19%	−0.02
HD Home Depot Inc.	Reduce -2.8%	0.29%	−0.02
USXF iShares ESG Advance MSCI USA	Reduce -0.5%	0.23%	−0.02
TRV The Travelers Cos Inc.	Reduce -0.7%	0.17%	−0.02
SPMD SS SPDR P S&P 400 Midcap ETF	Reduce -1.0%	0.15%	−0.01
DSI iShares ESG MSCI KLD 400 ETF	Reduce -0.2%	0.25%	−0.01
VOE Vngrd Mrngstr MD-Cap Val ETF	Reduce -0.8%	0.13%	−0.01
ALNY Alnylam Pharmaceuticals Inc.	Reduce -0.3%	0.86%	+0.15

Portfolio Buys Q2 2025 → Q3 2025


IEMG iShares Core MSCI Emerging	Add +124.3%	3.86%	+2.06
OEF iShares S&P 100 ETF	Add +117.7%	3.09%	+1.60
BAI Ishrs AI in and Tech Act ETF	Add +101.2%	1.80%	+0.94
SHLD Global X Defense Tech ETF	New	0.89%	+0.89
BIL SS SPDR BB 1-3M T-Bill ETF	Add +47.2%	3.30%	+0.73
TLT iShares 20+ Year Treasury BD	Add +284.2%	0.98%	+0.69
DYNF Ishrs US E F R A ETF-Usd Inc.	Add +19.6%	5.09%	+0.60
IAU iShares Gold Trust	Add +47.1%	1.39%	+0.46
NVDA Nvidia Corp.	Add +81.7%	0.83%	+0.39
JPST JPMorgan Ultra-Short Income	Add +20.9%	6.55%	+0.35
SGOV iShares 0-3 Month Treasury B	Add +19.1%	7.02%	+0.27
BRK.B Berkshire Hathaway Inc. Class B	Add +37.6%	1.12%	+0.22
ETH Grayscale Ethereum Staking M	New	0.21%	+0.21
ETHW Bitwise Ethereum ETF	New	0.19%	+0.19
AAPL Apple Inc.	Add +17.4%	0.77%	+0.16
JNJ Johnson & Johnson	New	0.13%	+0.13
GE General Electric	New	0.13%	+0.13
NFLX Netflix Inc.	New	0.13%	+0.13
IGSB iShares 1-5Y Inv Grade Corp.	New	0.13%	+0.13
GOOG Alphabet Inc. Class C	New	0.13%	+0.13
GOOGL Alphabet Inc. Class A	New	0.12%	+0.12
DMXF iShares ESG Advanc MSCI Eafe	New	0.11%	+0.11
ESGE iShares Inc. iShares ESG Awar	New	0.11%	+0.11
SLV iShares Silver Trust	Add +20.4%	0.41%	+0.11
THRO iShares U.S. Thematic Rotati	Add +15.3%	1.64%	+0.11
IDV iShares International Select	Add +31.9%	0.59%	+0.11
XLG Invesco S&P 500 Top 50 ETF	Add +36.7%	0.32%	+0.08
TSLA Tesla Inc.	Add +9.0%	0.29%	+0.07
BLCV BlackRock ETF Trust	Add +11.4%	3.13%	+0.05
INRO iShares US in Ro Act ETF-Usd	Add +8.1%	1.64%	+0.05
SPSM SS SPDR P S&P 600 Small Cap	Add +25.3%	0.21%	+0.03
PLTR Palantir Technologies Inc. Class A	Add +3.4%	0.16%	+0.03
META Meta Platforms Inc. Class A	Add +24.2%	0.36%	+0.03
OUNZ Vaneck Merk Gold ETF	Add +2.8%	0.42%	+0.02
UNH Unitedhealth Group Inc.	Add +8.3%	0.33%	+0.01
SPY SS SPDR S&P 500 ETF Trust-US	Add +13.8%	0.21%	+0.01
GLDM SPDR Gold Minishares Trust	Add +2.5%	0.27%	+0.01
SPDW Ste STR SPDR PT DW Eu ETF	Add +10.2%	0.35%	+0.01
MCD McDonald's Corp.	Add +12.1%	0.21%	+0.00
VOO Vanguard S&P 500 ETF	Add +7.1%	0.43%	+0.00
VGSH Vanguard Short-Term Treasury	Add +13.8%	0.52%	−0.00
IVV iShares Core S&P 500 ETF	Add +3.7%	0.13%	−0.00
DIA SS SPDR Dow Jones Indus Avg	Add +7.1%	0.21%	−0.00
JPM JPMorgan Chase & Co.	Add +2.9%	0.19%	−0.00
SPTS SS SPDR P St Term TSY ETF	Add +12.8%	0.52%	−0.01
AMGN Amgen Inc.	Add +7.2%	0.16%	−0.01
SPEM State Street SP PTF Em ETF	Add +1.8%	0.36%	−0.01
VTI VG Morningstar TS MKT ETF-US	Add +0.3%	0.20%	−0.01
ESGU iShares ESG Aware MSCI USA	Add +0.3%	0.20%	−0.01
QQQ Invesco QQQ Trust Series 1	Add +0.1%	0.25%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	120	$223.5M	SPYM, BIL, SGOV, JPST, IVW
Q1 2026	114	$202.1M	BIL, SGOV, JPST, IVW, DYNF
Q4 2025	113	$194.4M	BIL, SGOV, JPST, DYNF, IVW
Q3 2025	105	$177.2M	SGOV, JPST, DYNF, QUAL, EFV
Q2 2025	95	$154.6M	SGOV, JPST, QUAL, EFV, IVW
Q1 2025	64	$120.1M	SPYM, IVW, QUAL, DYNF, SCHZ
Q4 2024	61	$115.2M	SPYM, IVW, DYNF, QUAL, IUSB
Q3 2024	56	$104.0M	SPYM, IVW, QUAL, DYNF, SCHZ
Q2 2024	54	$103.6M	SPYM, IUSB, IVW, BIL, QUAL