Sterling Investment Advisors, Ltd.

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 4, 2025), Sterling Investment Advisors, Ltd. reported 161 stock positions worth $412.5 million. Its top holding was Apple (AAPL) at 8.2% of the portfolio, followed by Amazon.com (AMZN, 3.8%) and Kinder Morgan (KMI, 3.2%). Compared with Q3 2024, it opened 19 new positions, sold out of 9, added to 53 and reduced 61. The biggest buy was a new position in Mosaic (MOS) and the biggest sale Amgen (AMGN, shares −1%).

Most Recent 13F
Q2 2026
Location
BERWYN, PA
CIK
0001701132
Portfolio Value
$412.5M (Q4 2024)
SEC Filing
0001701132-25-000002 ↗ filed Feb 4, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $355.7M Q1 2024 Q2 2024: $369.9M Q2 2024 Q3 2024: $394.6M Q3 2024 Q4 2024: $412.5M $412.5M Q4 2024 Q1 2025: $416.5M Q1 2025 Q2 2025: $456.1M Q2 2025 Q3 2025: $513.9M Q3 2025 Q4 2025: $542.9M Q4 2025 Q1 2026: $552.4M Q1 2026 Q2 2026: $598.5M Q2 2026

Holdings 161 stocks · $412.5M
AAPL Apple Inc. 8.19% 134,894 $33.8M Reduce -1.2%
AMZN Amazon.com Inc. 3.80% 71,455 $15.7M Reduce -3.1%
KMI Kinder Morgan Inc. 3.16% 475,983 $13.0M Reduce -8.5%
GMED Globus Medical Inc. Class A 3.13% 156,223 $12.9M Reduce -12.8%
GOOGL Alphabet Inc. Class A 2.73% 59,434 $11.3M Reduce -1.2%
MSFT Microsoft Corp. 2.52% 24,694 $10.4M Add +1.9%
NVDA Nvidia Corp. 2.44% 75,028 $10.1M Reduce -0.1%
COST Costco Wholesale Corp. 2.27% 10,224 $9.4M Reduce -4.1%
KKR KKR & Co. Inc. 2.11% 58,943 $8.7M Reduce -6.8%
CRWD CrowdStrike Holdings Inc. Class A 2.11% 25,416 $8.7M Add +0.2%
DVY iShares Select Dividend ETF 2.10% 66,068 $8.7M Reduce -0.8%
SPSM SS SPDR P S&P 600 Small Cap 2.08% 74,640 $8.6M Add +0.9%
GLDM SPDR Gold Minishares Trust 1.93% 152,904 $7.9M Reduce -1.4%
GS Goldman Sachs Group Inc. 1.84% 13,286 $7.6M Reduce -2.7%
HD Home Depot Inc. 1.84% 19,511 $7.6M Reduce -0.2%
GDX Vaneck Gold Miners ETF 1.78% 216,389 $7.3M Add +0.2%
MOAT Vaneck Morningstar Wide Moat 1.65% 73,405 $6.8M Add +5.9%
V Visa Inc. Class A 1.58% 20,670 $6.5M Reduce -0.7%
LMT Lockheed Martin Corp. 1.56% 13,226 $6.4M Add +12.7%
JPM JPMorgan Chase & Co. 1.44% 24,793 $5.9M Add +3.5%
JEPI JPMorgan Equity Premium Inco 1.38% 99,191 $5.7M Add +9.1%
UTG Reaves Utility Income Fund 1.37% 178,738 $5.7M Add +2.3%
JNJ Johnson & Johnson 1.34% 38,281 $5.5M Add +8.9%
TTD Trade Desk Inc./the Class A filed as THE TRADE DESK INC 1.32% 46,450 $5.5M Reduce -5.5%
HRTS Tema Heart & Health ETF 1.17% 167,703 $4.8M Add +5.7%
TFC Truist Financial Corp. 1.10% 104,964 $4.6M Reduce -5.5%
WMT Walmart Inc. 1.06% 48,345 $4.4M Reduce -3.3%
XOM Exxon Mobil Corp. 1.03% 39,305 $4.2M Add +0.6%
CWB SS SPDR BB Conv Sec ETF 1.02% 54,241 $4.2M Reduce -2.5%
BRK.B Berkshire Hathaway Inc. Class B 0.99% 9,020 $4.1M Add +9.5%
CVX Chevron Corp. 0.92% 26,186 $3.8M Add +7.7%
GOOG Alphabet Inc. Class C 0.90% 19,436 $3.7M Add +2.7%
BX Blackstone Inc. 0.89% 21,302 $3.7M Reduce -6.3%
DE Deere & Co. 0.87% 8,514 $3.6M Reduce -1.4%
META Meta Platforms Inc. Class A 0.87% 6,140 $3.6M Add +4.5%
SHOP Shopify Inc. Class A 0.87% 33,630 $3.6M Reduce -3.6%
MOS The Mosaic Co. 0.82% 136,850 $3.4M New
AMGN Amgen Inc. 0.81% 12,767 $3.3M Reduce -0.8%
BOTZ Global X Robotics & Artifici 0.81% 104,020 $3.3M Add +11.7%
BLK BlackRock Finance Inc. 0.80% 3,215 $3.3M Reduce -4.2%
HON Honeywell International Inc. 0.79% 14,406 $3.3M Add +0.1%
PG The Procter & Gamble Co. 0.79% 19,359 $3.2M Add +0.2%
LOW Lowe's Cos Inc. 0.75% 12,538 $3.1M Reduce -1.1%
GLBE Global-E Online Ltd. 0.73% 54,900 $3.0M Reduce -5.1%
VPU Vanguard Utilities ETF 0.71% 17,905 $2.9M Reduce -2.5%
Merck & Co. 0.71% 29,282 $2.9M Reduce -1.4%
PFF iShares Preferred & Income S 0.70% 91,618 $2.9M Add +1.1%
ALERIAN MLP ETF 0.68% 58,659 $2.8M Add +20.3%
MUB iShares National Muni Bond E 0.68% 26,490 $2.8M Reduce -13.2%
REGN Regeneron Pharmaceuticals 0.65% 3,762 $2.7M Add +23.5%
AMT American Tower Corp. 0.64% 14,499 $2.7M Add +0.1%
RSP Guggenheim S&P 500 Equal Wei 0.62% 14,592 $2.6M Add +9.9%
MDY State Street SPDR S&P Midcap 0.62% 4,482 $2.6M Reduce -5.7%
TSLA Tesla Inc. 0.61% 6,235 $2.5M Reduce -35.2%
SCHW Schwab (charles) Corp. 0.60% 33,662 $2.5M Reduce -7.7%
ZS Zscaler Inc. 0.60% 13,805 $2.5M Reduce -13.0%
ETN Eaton Corp. PLC 0.59% 7,282 $2.4M Reduce -4.0%
CAH Cardinal Health Inc. 0.57% 19,915 $2.4M Reduce -0.6%
PAYX Paychex Inc. 0.55% 16,237 $2.3M Reduce -1.8%
FNF Fidelity National Financial 0.54% 39,515 $2.2M Reduce -0.1%
CMI Cummins Inc. 0.53% 6,275 $2.2M Reduce -5.1%
PEP Pepsico Inc. 0.50% 13,622 $2.1M Add +0.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.47% 3,317 $1.9M Reduce -2.3%
IBIT iShares Bitcoin Trust ETF 0.45% 35,009 $1.9M Add +161.6%
SPMD SS SPDR P S&P 400 Midcap ETF 0.43% 32,510 $1.8M Reduce -1.5%
ORCL Oracle Corp. 0.43% 10,601 $1.8M Reduce -1.1%
VERX Vertex Inc. Class A 0.41% 31,720 $1.7M No change
MCD McDonald's Corp. 0.39% 5,575 $1.6M Reduce -0.7%
MDT Medtronic Inc 0.38% 19,813 $1.6M Add +10.6%
MSTR Strategy Inc. filed as MICROSTRATEGY INC 0.38% 5,380 $1.6M Add +0.9%
EMR Emerson Electric Co. 0.37% 12,405 $1.5M Add +2.1%
GIS General Mills Inc. 0.35% 22,425 $1.4M Reduce -3.0%
AUR Aurora Innovation Inc. 0.34% 225,200 $1.4M Add +12.6%
MDLZ Mondelez International Inc. Class A 0.34% 23,678 $1.4M Add +1.5%
ABT Abbott Laboratories 0.34% 12,246 $1.4M Add +1.7%
CSCO Cisco Systems Inc. 0.30% 21,069 $1.2M Add +0.0%
Invesco QQQ Trust 0.29% 2,336 $1.2M Reduce -2.3%
FNX First Trust Mid Cap Core Alp 0.29% 10,195 $1.2M Reduce -2.2%
SYK Stryker Corp. 0.28% 3,225 $1.2M Reduce -5.2%
PPL PPL Corp. 0.25% 32,159 $1.0M Reduce -1.8%
KO The Coca-Cola Co. 0.25% 16,609 $1.0M Add +4.4%
WTRG Essential Utilities Inc. 0.25% 28,414 $1.0M Add +7.4%
CMCSA Comcast Corp. Class A 0.24% 26,106 $980K Reduce -18.3%
JCPB JPMorgan Core Plus Bond ETF 0.24% 21,220 $978K Add +68.1%
PSA Public Storage 0.23% 3,125 $936K Add +5.0%
SMH Vaneck Semiconductor ETF 0.23% 3,847 $932K Add +0.0%
NLR Vaneck Urani & Nuclr ETF-Usd 0.22% 11,295 $919K New
JBND JPMorgan Active Bond ETF 0.19% 14,910 $779K Add +44.2%
FEX First Trust Large Cap Core A 0.17% 6,834 $713K Reduce -2.8%
LLY Eli Lilly & Co. 0.17% 918 $709K Reduce -0.8%
GLW Corning Inc. 0.17% 14,480 $688K Reduce -5.2%
MUNI PIMCO Intermediate Municipal 0.16% 12,900 $667K New
EFA iShares MSCI Eafe ETF 0.16% 8,686 $657K Add +31.9%
ALGN Align Technology Inc. 0.16% 3,110 $648K Reduce -1.6%
NFLX Netflix Inc. 0.16% 722 $644K Reduce -3.6%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.15% 5,741 $639K Add +0.7%
AMD Advanced Micro Devices 0.15% 5,289 $639K No change
CAT Caterpillar Inc. 0.15% 1,749 $634K Add +0.1%
ITB iShares U.S. Home Constructi 0.15% 6,068 $627K Add +2.5%
JPST JPMorgan Ultra-Short Income 0.15% 12,250 $617K Reduce -6.1%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.15% 5,026 $607K No change
GDXJ Vaneck Junior Gold Miners 0.14% 13,700 $586K No change
VWO Vanguard Ftse Emerging Marke 0.14% 12,851 $566K Reduce -10.8%
VUG Vanguard Mrngstar GR ETF-Sui 0.14% 1,374 $564K No change
IJH iShares Core S&P Midcap ETF 0.14% 8,955 $558K No change
COP Conocophillips 0.13% 5,341 $530K No change
VOO Vanguard S&P 500 ETF 0.13% 968 $522K New
MINO PIMCO Municipal Income Oppor 0.13% 11,525 $519K New
ADBE Adobe Inc. 0.12% 1,135 $505K Reduce -3.0%
AXP American Express Co. 0.12% 1,619 $480K Add +0.1%
RTX RTX Corp. 0.12% 4,125 $477K No change
EEM iShares MSCI Emerging Market 0.11% 11,295 $472K No change
PLTR Palantir Technologies Inc. Class A 0.11% 6,022 $455K No change
IDXX Idexx Laboratories Inc. 0.11% 1,100 $455K New
APD Air Products & Chemicals Inc. 0.11% 1,565 $454K Add +28.8%
MMM 3M Co. 0.11% 3,375 $436K No change
FSLR First Solar Inc. 0.10% 2,285 $403K No change
ENB Enbridge Inc. 0.10% 9,395 $399K New
BND Vanguard Total Bond Market 0.09% 5,405 $389K No change
VT Vanguard Tot World STK ETF 0.09% 3,184 $374K Add +1.0%
CHKP Check Point Software Tech 0.09% 1,920 $358K No change
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.09% 6,271 $354K New
MO Altria Group Inc. 0.08% 6,630 $347K Add +54.1%
INTC Intel Corp. 0.08% 17,120 $343K Reduce -25.0%
DSI iShares ESG MSCI KLD 400 ETF 0.08% 3,000 $331K No change
UL Unilever PLC 0.08% 5,726 $325K Reduce -17.3%
ICF iShares Select U.S. REIT ETF 0.08% 5,335 $321K Add +6.2%
WM Waste Management Inc. 0.08% 1,584 $320K Add +14.5%
BA The Boeing Co. 0.08% 1,762 $312K Add +1.4%
VTV Vanguard Mrngstr Val ETF-Aui 0.07% 1,809 $306K No change
ZTS Zoetis Inc. 0.07% 1,822 $297K New
IVV iShares Core S&P 500 ETF 0.07% 497 $293K Reduce -14.6%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.07% 1,316 $289K Reduce -3.7%
SKYY First Trust Cloud Computing 0.07% 2,400 $286K No change
BSV Vanguard Short-Term Bond ETF 0.07% 3,539 $273K No change
CATH Global X S&P 500 Ca Val ETF 0.07% 3,860 $273K No change
GME Gamestop Corp. Class A 0.07% 8,667 $272K New
PSX Phillips 66 0.07% 2,364 $269K No change
MRVL Marvell Technology Inc. 0.06% 2,415 $267K New
CI Cigna Holding Co. filed as CIGNA CORPORATION 0.06% 961 $265K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.06% 6,017 $264K New
ACN Accenture PLC Class A 0.06% 741 $261K No change
CGCP Cap Group Core Plus Income 0.06% 11,725 $260K New
XLE SS Energy Select Sector 0.06% 3,008 $258K New
CEG Constellation Energy 0.06% 1,137 $254K No change
PWR Quanta Services Inc. 0.06% 800 $253K No change
ADP Automatic Data Processing 0.06% 850 $249K Reduce -8.9%
CCJ Cameco Corp. 0.06% 4,841 $249K New
VEA Vanguard Ftse Developed ETF 0.06% 5,192 $248K No change
MAR Marriott International Class A 0.06% 825 $230K New
UNH Unitedhealth Group Inc. 0.06% 451 $228K New
NET Cloudflare Inc. Class A 0.05% 2,018 $217K New
KMB Kimberly-Clark Corp. 0.05% 1,617 $212K Add +0.1%
SCHX Schwab US Large-Cap ETF 0.05% 9,047 $210K Add +1.8%
NOC Northrop Grumman Corp. 0.05% 442 $207K Add +0.5%
PFE Pfizer Inc. 0.05% 7,815 $207K New
FIRST RESOURCE BANK 0.05% 13,511 $207K Reduce -12.9%
IWM iShares Russell 2000 ETF 0.05% 936 $207K No change
ANVS Annovis Bio 0.03% 23,974 $121K Reduce -30.5%
SHIP FINANCE INTERNATIONAL L filed as SFL Corporation Ltd. 0.03% 11,675 $119K No change
IMNM Immunome Inc. 0.03% 11,065 $118K No change

Portfolio Sells Q3 2024 → Q4 2024
AMGN Amgen Inc. Reduce -0.8% 0.81% −0.24
DVY iShares Select Dividend ETF Reduce -0.8% 2.10% −0.18
HD Home Depot Inc. Reduce -0.2% 1.84% −0.17
MUB iShares National Muni Bond E Reduce -13.2% 0.68% −0.16
Merck & Co. Reduce -1.4% 0.71% −0.15
COST Costco Wholesale Corp. Reduce -4.1% 2.27% −0.12
GLDM SPDR Gold Minishares Trust Reduce -1.4% 1.93% −0.12
LOW Lowe's Cos Inc. Reduce -1.1% 0.75% −0.12
GMED Globus Medical Inc. Class A Reduce -12.8% 3.13% −0.12
CMCSA Comcast Corp. Class A Reduce -18.3% 0.24% −0.10
VPU Vanguard Utilities ETF Reduce -2.5% 0.71% −0.10
TFC Truist Financial Corp. Reduce -5.5% 1.10% −0.10
NEM Newmont Corp. Sold out 0.00% −0.10
GIS General Mills Inc. Reduce -3.0% 0.35% −0.09
FNF Fidelity National Financial Reduce -0.1% 0.54% −0.08
ZS Zscaler Inc. Reduce -13.0% 0.60% −0.08
ICLN iShares Global Clean Energy Sold out 0.00% −0.07
MDY State Street SPDR S&P Midcap Reduce -5.7% 0.62% −0.07
NVDD Direxion SHS ETF TR Sold out 0.00% −0.06
BABA Alibaba Group Holding-SP ADR Sold out 0.00% −0.06
RIO Rio Tinto PLC-Spon ADR Sold out 0.00% −0.06
CWB SS SPDR BB Conv Sec ETF Reduce -2.5% 1.02% −0.06
BP BP PLC-Spons ADR Sold out 0.00% −0.06
QUS SS SPDR MSCI U Stratfact ETF Sold out 0.00% −0.05
INTC Intel Corp. Reduce -25.0% 0.08% −0.05
ETN Eaton Corp. PLC Reduce -4.0% 0.59% −0.05
PM Philip Morris International Sold out 0.00% −0.05
AAPD Direxion Daily Aapl Bear 1X Sold out 0.00% −0.05
ALGN Align Technology Inc. Reduce -1.6% 0.16% −0.05
TTD Trade Desk Inc./the Class A Reduce -5.5% 1.32% −0.04
MCD McDonald's Corp. Reduce -0.7% 0.39% −0.04
ANVS Annovis Bio Reduce -30.5% 0.03% −0.04
DE Deere & Co. Reduce -1.4% 0.87% −0.04
VWO Vanguard Ftse Emerging Marke Reduce -10.8% 0.14% −0.04
LLY Eli Lilly & Co. Reduce -0.8% 0.17% −0.04
UL Unilever PLC Reduce -17.3% 0.08% −0.04
ORCL Oracle Corp. Reduce -1.1% 0.43% −0.03
ADBE Adobe Inc. Reduce -3.0% 0.12% −0.03
SYK Stryker Corp. Reduce -5.2% 0.28% −0.03
TSLA Tesla Inc. Reduce -35.2% 0.61% −0.03
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -1.5% 0.43% −0.03
FNX First Trust Mid Cap Core Alp Reduce -2.2% 0.29% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -2.3% 0.47% −0.02
PPL PPL Corp. Reduce -1.8% 0.25% −0.02
JPST JPMorgan Ultra-Short Income Reduce -6.1% 0.15% −0.02
IVV iShares Core S&P 500 ETF Reduce -14.6% 0.07% −0.01
FEX First Trust Large Cap Core A Reduce -2.8% 0.17% −0.01
CMI Cummins Inc. Reduce -5.1% 0.53% −0.01
PAYX Paychex Inc. Reduce -1.8% 0.55% −0.01
BLK BlackRock Finance Inc. Reduce -4.2% 0.80% −0.01

Portfolio Buys Q3 2024 → Q4 2024
MOS The Mosaic Co. New 0.82% +0.82
IBIT iShares Bitcoin Trust ETF Add +161.6% 0.45% +0.33
CRWD CrowdStrike Holdings Inc. Class A Add +0.2% 2.11% +0.30
NLR Vaneck Urani & Nuclr ETF-Usd New 0.22% +0.22
MUNI PIMCO Intermediate Municipal New 0.16% +0.16
JPM JPMorgan Chase & Co. Add +3.5% 1.44% +0.16
MSTR Strategy Inc. Add +0.9% 0.38% +0.15
VOO Vanguard S&P 500 ETF New 0.13% +0.13
MINO PIMCO Municipal Income Oppor New 0.13% +0.13
IDXX Idexx Laboratories Inc. New 0.11% +0.11
ALERIAN MLP ETF Add +20.3% 0.68% +0.10
ENB Enbridge Inc. New 0.10% +0.10
GOOG Alphabet Inc. Class C Add +2.7% 0.90% +0.10
JEPQ JPM Nasdaq Equity Premium New 0.09% +0.09
JCPB JPMorgan Core Plus Bond ETF Add +68.1% 0.24% +0.08
ZTS Zoetis Inc. New 0.07% +0.07
GME Gamestop Corp. Class A New 0.07% +0.07
MRVL Marvell Technology Inc. New 0.06% +0.06
BAC Bank of America Corp. New 0.06% +0.06
CGCP Cap Group Core Plus Income New 0.06% +0.06
XLE SS Energy Select Sector New 0.06% +0.06
CCJ Cameco Corp. New 0.06% +0.06
MAR Marriott International Class A New 0.06% +0.06
UNH Unitedhealth Group Inc. New 0.06% +0.06
NET Cloudflare Inc. Class A New 0.05% +0.05
PFE Pfizer Inc. New 0.05% +0.05
BOTZ Global X Robotics & Artifici Add +11.7% 0.81% +0.05
JBND JPMorgan Active Bond ETF Add +44.2% 0.19% +0.05
AUR Aurora Innovation Inc. Add +12.6% 0.34% +0.04
EMR Emerson Electric Co. Add +2.1% 0.37% +0.04
HON Honeywell International Inc. Add +0.1% 0.79% +0.03
BRK.B Berkshire Hathaway Inc. Class B Add +9.5% 0.99% +0.03
MO Altria Group Inc. Add +54.1% 0.08% +0.03
EFA iShares MSCI Eafe ETF Add +31.9% 0.16% +0.02
META Meta Platforms Inc. Class A Add +4.5% 0.87% +0.02
APD Air Products & Chemicals Inc. Add +28.8% 0.11% +0.02
CSCO Cisco Systems Inc. Add +0.0% 0.30% +0.02
RSP Guggenheim S&P 500 Equal Wei Add +9.9% 0.62% +0.02
DIS The Walt Disney Co. Add +0.7% 0.15% +0.02
CVX Chevron Corp. Add +7.7% 0.92% +0.01
JEPI JPMorgan Equity Premium Inco Add +9.1% 1.38% +0.01
BA The Boeing Co. Add +1.4% 0.08% +0.01
AXP American Express Co. Add +0.1% 0.12% +0.01
WM Waste Management Inc. Add +14.5% 0.08% +0.00
SCHX Schwab US Large-Cap ETF Add +1.8% 0.05% −0.00
VT Vanguard Tot World STK ETF Add +1.0% 0.09% −0.00
ICF iShares Select U.S. REIT ETF Add +6.2% 0.08% −0.01
KMB Kimberly-Clark Corp. Add +0.1% 0.05% −0.01
WTRG Essential Utilities Inc. Add +7.4% 0.25% −0.01
NOC Northrop Grumman Corp. Add +0.5% 0.05% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 224$598.5MAAPL, DVY, JFLX, GOOGL, CRWD
Q1 2026 212$552.4MAAPL, JFLX, DVY, GOOGL, AMZN
Q4 2025 211$542.9MAAPL, JFLX, GOOGL, AMZN, NVDA
Q3 2025 202$513.9MAAPL, JFLX, AMZN, NVDA, GOOGL
Q2 2025 182$456.1MAAPL, AMZN, KMI, NVDA, MSFT
Q1 2025 174$416.5MAAPL, AMZN, KMI, GMED, GDX
Q4 2024 161$412.5MAAPL, AMZN, KMI, GMED, GOOGL
Q3 2024 151$394.6MAAPL, AMZN, GMED, KMI, MSFT
Q2 2024 137$369.9MAAPL, AMZN, GMED, GOOGL, KMI
Q1 2024 140$355.7MAAPL, AMZN, KMI, GOOGL, GMED