Sterling Investment Advisors, Ltd.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 28, 2025), Sterling Investment Advisors, Ltd. reported 202 stock positions worth $513.9 million. Its top holding was Apple (AAPL) at 6.7% of the portfolio, followed by JPMorgan Flexible Debt ETF (JFLX, 3.6%) and Amazon.com (AMZN, 3.1%). Compared with Q2 2025, it opened 29 new positions, sold out of 9, added to 63 and reduced 61. The biggest buy was a new position in JPMorgan Flexible Debt ETF (JFLX) and the biggest sale an exit from Trade Desk Inc./the Class A (TTD).
- Most Recent 13F
- Q2 2026
- Location
- BERWYN, PA
- CIK
- 0001701132
- Portfolio Value
- $513.9M (Q3 2025)
- SEC Filing
- 0001701132-25-000010 ↗ filed Oct 28, 2025
Holdings Value
Holdings 202 stocks · $513.9M
| AAPL Apple Inc. | 6.70% | 135,113 | $34.4M | Add +0.6% |
| JFLX JPMorgan Flexible Debt ETF | 3.61% | 369,312 | $18.5M | New |
| AMZN Amazon.com Inc. | 3.07% | 71,944 | $15.8M | Add +0.3% |
| NVDA Nvidia Corp. | 2.91% | 80,160 | $15.0M | Reduce -2.1% |
| GOOGL Alphabet Inc. Class A | 2.72% | 57,410 | $14.0M | Reduce -2.2% |
| MSFT Microsoft Corp. | 2.58% | 25,574 | $13.2M | Reduce -1.2% |
| KMI Kinder Morgan Inc. | 2.47% | 448,265 | $12.7M | Add +0.2% |
| GDX Vaneck Gold Miners ETF | 2.45% | 164,754 | $12.6M | Reduce -0.8% |
| CRWD CrowdStrike Holdings Inc. Class A | 2.23% | 23,350 | $11.5M | Reduce -2.2% |
| GLDM SPDR Gold Minishares Trust | 2.03% | 136,425 | $10.4M | Reduce -0.2% |
| DVY iShares Select Dividend ETF | 1.97% | 71,278 | $10.1M | Add +0.2% |
| SPSM SS SPDR P S&P 600 Small Cap | 1.88% | 81,253 | $9.7M | Add +0.3% |
| GS Goldman Sachs Group Inc. | 1.83% | 11,832 | $9.4M | Reduce -5.4% |
| GMED Globus Medical Inc. Class A | 1.75% | 157,023 | $9.0M | No change |
| COST Costco Wholesale Corp. | 1.69% | 9,365 | $8.7M | Reduce -0.5% |
| HD Home Depot Inc. | 1.61% | 20,386 | $8.3M | Add +1.7% |
| JPM JPMorgan Chase & Co. | 1.48% | 24,108 | $7.6M | Reduce -0.9% |
| UTG Reaves Utility Income Fund | 1.47% | 190,855 | $7.6M | Reduce -0.8% |
| LMT Lockheed Martin Corp. | 1.46% | 14,978 | $7.5M | Add +2.0% |
| KKR KKR & Co. Inc. | 1.44% | 56,841 | $7.4M | Reduce -2.1% |
| V Visa Inc. Class A | 1.41% | 21,258 | $7.3M | Reduce -0.1% |
| JEPI JPMorgan Equity Premium Inco | 1.40% | 126,328 | $7.2M | Reduce -0.5% |
| META Meta Platforms Inc. Class A | 1.30% | 9,068 | $6.7M | Add +2.5% |
| JNJ Johnson & Johnson | 1.16% | 32,199 | $6.0M | Reduce -5.6% |
| WMT Walmart Inc. | 0.97% | 48,575 | $5.0M | Add +1.3% |
| CWB SS SPDR BB Conv Sec ETF | 0.97% | 54,852 | $5.0M | Reduce -0.3% |
| ALERIAN MLP ETF filed as ALPS | 0.96% | 104,920 | $4.9M | Add +14.8% |
| SHOP Shopify Inc. Class A | 0.95% | 32,684 | $4.9M | Add +0.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.93% | 9,532 | $4.8M | Add +1.4% |
| CVX Chevron Corp. | 0.93% | 30,717 | $4.8M | Add +0.5% |
| MOAT Vaneck Morningstar Wide Moat | 0.93% | 48,038 | $4.8M | Reduce -16.2% |
| MOS The Mosaic Co. | 0.91% | 135,505 | $4.7M | Reduce -0.4% |
| GOOG Alphabet Inc. Class C | 0.91% | 19,093 | $4.7M | Reduce -0.9% |
| TSLA Tesla Inc. | 0.90% | 10,363 | $4.6M | Add +82.5% |
| XOM Exxon Mobil Corp. | 0.87% | 39,527 | $4.5M | Add +0.7% |
| PLTR Palantir Technologies Inc. Class A | 0.87% | 24,398 | $4.5M | Reduce -2.1% |
| HRTS Tema Heart & Health ETF | 0.85% | 140,340 | $4.3M | Reduce -19.5% |
| BOTZ Global X Robotics & Artifici | 0.83% | 119,785 | $4.2M | Add +0.1% |
| TFC Truist Financial Corp. | 0.83% | 92,786 | $4.2M | Reduce -3.7% |
| HOLA JPM Intll HDG Eq LDDR Ovrly filed as J P MORGAN EXCHANGE TRADED F | 0.82% | 82,028 | $4.2M | New |
| RSP Guggenheim S&P 500 Equal Wei | 0.75% | 20,345 | $3.9M | Reduce -0.2% |
| BLK BlackRock Finance Inc. | 0.74% | 3,270 | $3.8M | No change |
| AMGN Amgen Inc. | 0.72% | 13,134 | $3.7M | Add +0.1% |
| DE Deere & Co. | 0.72% | 8,104 | $3.7M | Reduce -0.6% |
| MUB iShares National Muni Bond E | 0.71% | 34,390 | $3.7M | Add +9.7% |
| VPU Vanguard Utilities ETF | 0.70% | 18,982 | $3.6M | Reduce -1.7% |
| HON Honeywell International Inc. | 0.68% | 16,633 | $3.5M | Add +3.0% |
| NLR Vaneck Urani & Nuclr ETF-Usd | 0.67% | 25,372 | $3.4M | Reduce -5.3% |
| ZS Zscaler Inc. | 0.66% | 11,245 | $3.4M | Add +0.0% |
| BX Blackstone Inc. | 0.65% | 19,538 | $3.3M | Add +0.0% |
| LOW Lowe's Cos Inc. | 0.63% | 12,866 | $3.2M | Add +2.0% |
| ORCL Oracle Corp. | 0.61% | 11,096 | $3.1M | Add +0.2% |
| SCHW Schwab (charles) Corp. | 0.60% | 32,221 | $3.1M | Reduce -0.6% |
| PFF iShares Preferred & Income S | 0.60% | 96,744 | $3.1M | Reduce -0.5% |
| PG The Procter & Gamble Co. | 0.60% | 19,903 | $3.1M | Add +0.0% |
| OHI Omega Healthcare Investors | 0.57% | 69,438 | $2.9M | Add +19.7% |
| CAH Cardinal Health Inc. | 0.56% | 18,450 | $2.9M | Reduce -1.9% |
| ETN Eaton Corp. PLC | 0.53% | 7,334 | $2.7M | Add +2.8% |
| VRT Vertiv Holdings Co. Class A | 0.52% | 17,831 | $2.7M | New |
| MDY State Street SPDR S&P Midcap | 0.50% | 4,299 | $2.6M | Reduce -0.1% |
| CMI Cummins Inc. | 0.50% | 6,050 | $2.6M | No change |
| IBIT iShares Bitcoin Trust ETF | 0.47% | 37,230 | $2.4M | No change |
| AMT American Tower Corp. | 0.46% | 12,317 | $2.4M | Reduce -5.7% |
| PFE Pfizer Inc. | 0.46% | 92,560 | $2.4M | Add +13.9% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.44% | 39,636 | $2.3M | Reduce -1.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.44% | 3,358 | $2.2M | Reduce -1.5% |
| FNF Fidelity National Financial | 0.43% | 36,645 | $2.2M | Add +0.9% |
| Merck & Co. | 0.41% | 25,278 | $2.1M | Reduce -2.7% |
| MDT Medtronic Inc | 0.40% | 21,596 | $2.1M | Add +1.8% |
| PAYX Paychex Inc. | 0.38% | 15,244 | $1.9M | Reduce -2.4% |
| REGN Regeneron Pharmaceuticals | 0.37% | 3,417 | $1.9M | Reduce -7.6% |
| EMR Emerson Electric Co. | 0.36% | 14,032 | $1.8M | Reduce -1.6% |
| PEP Pepsico Inc. | 0.35% | 12,651 | $1.8M | Add +0.1% |
| MCD McDonald's Corp. | 0.34% | 5,764 | $1.8M | Add +5.5% |
| MSTR Strategy Inc. | 0.32% | 5,157 | $1.7M | No change |
| LLY Eli Lilly & Co. | 0.32% | 2,177 | $1.7M | Reduce -0.5% |
| ABT Abbott Laboratories | 0.32% | 12,154 | $1.6M | Add +0.0% |
| Invesco QQQ Trust | 0.31% | 2,693 | $1.6M | Add +0.0% |
| CSCO Cisco Systems Inc. | 0.30% | 22,580 | $1.5M | Add +0.6% |
| MDLZ Mondelez International Inc. Class A | 0.28% | 23,365 | $1.5M | No change |
| SMH Vaneck Semiconductor ETF | 0.28% | 4,385 | $1.4M | Reduce -3.8% |
| EFA iShares MSCI Eafe ETF | 0.27% | 14,844 | $1.4M | Add +19.5% |
| KO The Coca-Cola Co. | 0.27% | 20,653 | $1.4M | Add +0.1% |
| AUR Aurora Innovation Inc. | 0.26% | 243,850 | $1.3M | Add +2.5% |
| FNX First Trust Mid Cap Core Alp | 0.25% | 10,095 | $1.3M | Reduce -1.0% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.24% | 21,601 | $1.2M | Reduce -6.1% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.24% | 11,777 | $1.2M | Reduce -4.1% |
| JBND JPMorgan Active Bond ETF | 0.24% | 22,610 | $1.2M | Add +3.7% |
| SYK Stryker Corp. | 0.23% | 3,221 | $1.2M | No change |
| JCPB JPMorgan Core Plus Bond ETF | 0.23% | 25,020 | $1.2M | Add +3.7% |
| GLW Corning Inc. | 0.22% | 13,780 | $1.1M | Reduce -1.4% |
| GDXJ Vaneck Junior Gold Miners | 0.21% | 10,800 | $1.1M | Reduce -2.7% |
| MUNI PIMCO Intermediate Municipal | 0.21% | 20,375 | $1.1M | Reduce -7.3% |
| EEM iShares MSCI Emerging Market | 0.20% | 19,545 | $1.0M | No change |
| GIS General Mills Inc. | 0.20% | 20,475 | $1.0M | Reduce -3.3% |
| WTRG Essential Utilities Inc. | 0.20% | 25,808 | $1.0M | No change |
| PPL PPL Corp. | 0.20% | 27,687 | $1.0M | Reduce -4.7% |
| CAT Caterpillar Inc. | 0.18% | 1,951 | $931K | Add +0.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.18% | 2,798 | $918K | Add +0.3% |
| MINO PIMCO Municipal Income Oppor | 0.18% | 20,100 | $911K | Reduce -1.2% |
Portfolio Sells Q2 2025 → Q3 2025
| TTD Trade Desk Inc./the Class A | Sold out | 0.00% | −0.76 |
| CRWD CrowdStrike Holdings Inc. Class A | Reduce -2.2% | 2.23% | −0.44 |
| GLBE Global-E Online Ltd. | Sold out | 0.00% | −0.41 |
| COST Costco Wholesale Corp. | Reduce -0.5% | 1.69% | −0.36 |
| STZ Constellation Brands Inc. Class A | Sold out | 0.00% | −0.29 |
| KKR KKR & Co. Inc. | Reduce -2.1% | 1.44% | −0.26 |
| MOAT Vaneck Morningstar Wide Moat | Reduce -16.2% | 0.93% | −0.25 |
| HRTS Tema Heart & Health ETF | Reduce -19.5% | 0.85% | −0.25 |
| MSFT Microsoft Corp. | Reduce -1.2% | 2.58% | −0.25 |
| V Visa Inc. Class A | Reduce -0.1% | 1.41% | −0.24 |
| DE Deere & Co. | Reduce -0.6% | 0.72% | −0.19 |
| JEPI JPMorgan Equity Premium Inco | Reduce -0.5% | 1.40% | −0.18 |
| MOS The Mosaic Co. | Reduce -0.4% | 0.91% | −0.17 |
| AMT American Tower Corp. | Reduce -5.7% | 0.46% | −0.17 |
| GTLB Gitlab Inc. Class A | Reduce -48.0% | 0.13% | −0.16 |
| CAH Cardinal Health Inc. | Reduce -1.9% | 0.56% | −0.13 |
| PAYX Paychex Inc. | Reduce -2.4% | 0.38% | −0.12 |
| GS Goldman Sachs Group Inc. | Reduce -5.4% | 1.83% | −0.11 |
| ALGN Align Technology Inc. | Sold out | 0.00% | −0.09 |
| TFC Truist Financial Corp. | Reduce -3.7% | 0.83% | −0.08 |
| CI Cigna Holding Co. | Sold out | 0.00% | −0.07 |
| TIDAL TRUST II | Sold out | 0.00% | −0.07 |
| JPM JPMorgan Chase & Co. | Reduce -0.9% | 1.48% | −0.07 |
| ACN Accenture PLC Class A | Sold out | 0.00% | −0.06 |
| RSP Guggenheim S&P 500 Equal Wei | Reduce -0.2% | 0.75% | −0.06 |
| PFF iShares Preferred & Income S | Reduce -0.5% | 0.60% | −0.06 |
| EMR Emerson Electric Co. | Reduce -1.6% | 0.36% | −0.06 |
| UTG Reaves Utility Income Fund | Reduce -0.8% | 1.47% | −0.05 |
| TSPA T Rowe Price US Eqy Research | Sold out | 0.00% | −0.05 |
| XAR SS SPDR S&P Aerospace Def | Reduce -34.0% | 0.10% | −0.05 |
| REGN Regeneron Pharmaceuticals | Reduce -7.6% | 0.37% | −0.05 |
| LLY Eli Lilly & Co. | Reduce -0.5% | 0.32% | −0.05 |
| SCHW Schwab (charles) Corp. | Reduce -0.6% | 0.60% | −0.05 |
| NFLX Netflix Inc. | Reduce -1.7% | 0.17% | −0.05 |
| VPU Vanguard Utilities ETF | Reduce -1.7% | 0.70% | −0.05 |
| KMB Kimberly-Clark Corp. | Sold out | 0.00% | −0.05 |
| MUNI PIMCO Intermediate Municipal | Reduce -7.3% | 0.21% | −0.04 |
| GIS General Mills Inc. | Reduce -3.3% | 0.20% | −0.04 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -1.7% | 0.44% | −0.04 |
| Merck & Co. | Reduce -2.7% | 0.41% | −0.04 |
| MDY State Street SPDR S&P Midcap | Reduce -0.1% | 0.50% | −0.04 |
| XLE SS Energy Select Sector | Reduce -13.4% | 0.14% | −0.03 |
| CHKP Check Point Software Tech | Reduce -21.6% | 0.06% | −0.03 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -6.1% | 0.24% | −0.03 |
| CWB SS SPDR BB Conv Sec ETF | Reduce -0.3% | 0.97% | −0.03 |
| DIS The Walt Disney Co. | Reduce -3.1% | 0.12% | −0.03 |
| ADBE Adobe Inc. | Reduce -16.0% | 0.06% | −0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.5% | 0.44% | −0.03 |
| PSA Public Storage | Reduce -0.8% | 0.17% | −0.03 |
| MINO PIMCO Municipal Income Oppor | Reduce -1.2% | 0.18% | −0.02 |
Portfolio Buys Q2 2025 → Q3 2025
| JFLX JPMorgan Flexible Debt ETF | New | 3.61% | +3.61 |
| HOLA JPM Intll HDG Eq LDDR Ovrly | New | 0.82% | +0.82 |
| AAPL Apple Inc. | Add +0.6% | 6.70% | +0.65 |
| VRT Vertiv Holdings Co. Class A | New | 0.52% | +0.52 |
| TSLA Tesla Inc. | Add +82.5% | 0.90% | +0.50 |
| BROADCOM INC | New | 0.14% | +0.14 |
| SHOP Shopify Inc. Class A | Add +0.4% | 0.95% | +0.12 |
| OHI Omega Healthcare Investors | Add +19.7% | 0.57% | +0.10 |
| IBDY iShares Ibonds Dec 2033 Corp. | New | 0.09% | +0.09 |
| IBDX iShares Ibonds Dec 2032 TC | New | 0.09% | +0.09 |
| ORCL Oracle Corp. | Add +0.2% | 0.61% | +0.08 |
| IBDW iShares Ibonds Dec 2031 Corp. | New | 0.06% | +0.06 |
| BA The Boeing Co. | New | 0.06% | +0.06 |
| SBIO Alps Medical Breakthroughs | New | 0.06% | +0.06 |
| UNH Unitedhealth Group Inc. | Add +129.1% | 0.10% | +0.06 |
| BABA Alibaba Group Holding-SP ADR | New | 0.06% | +0.06 |
| VCRM Vanguard Core Tax-Ex Bond | New | 0.05% | +0.05 |
| IBDZ ISHARESIBONDSDEC2034TMCORP | New | 0.04% | +0.04 |
| IWM iShares Russell 2000 ETF | New | 0.04% | +0.04 |
| IWY iShares Russell Top 200 Grow | New | 0.04% | +0.04 |
| ETHA iShares Ethereum Trust ETF | New | 0.04% | +0.04 |
| WELL Welltower Inc. | New | 0.04% | +0.04 |
| VXF Vanguard Extended Market ETF | New | 0.04% | +0.04 |
| Tyco Electronics Ltd. | New | 0.04% | +0.04 |
| DELL COMPUTER CORP | New | 0.04% | +0.04 |
| CRDO Credo Technology Group Holdi | New | 0.04% | +0.04 |
| BP BP PLC-Spons ADR | New | 0.04% | +0.04 |
| MRVL Marvell Technology Inc. | New | 0.04% | +0.04 |
| GLD SPDR Gold Shares | New | 0.04% | +0.04 |
| QCOM Qualcomm Inc. | New | 0.04% | +0.04 |
| PFE Pfizer Inc. | Add +13.9% | 0.46% | +0.03 |
| INTC Intel Corp. | Add +3.9% | 0.09% | +0.02 |
| GME Gamestop Corp. Class A | Add +50.8% | 0.07% | +0.02 |
| EFA iShares MSCI Eafe ETF | Add +19.5% | 0.27% | +0.02 |
| LRCX Lam Research Corp. | Add +2.3% | 0.11% | +0.02 |
| LOW Lowe's Cos Inc. | Add +2.0% | 0.63% | +0.02 |
| CAT Caterpillar Inc. | Add +0.1% | 0.18% | +0.02 |
| PRME Prime Medicine Inc. | New | 0.01% | +0.01 |
| BX Blackstone Inc. | Add +0.0% | 0.65% | +0.01 |
| ITB iShares U.S. Home Constructi | Add +3.5% | 0.12% | +0.01 |
| ADSU Aden Solutions Inc. | New | 0.00% | 0.00 |
| GRST Ethema Health Corp. | New | 0.00% | 0.00 |
| QTMM Quantum Materials Corp. | New | 0.00% | 0.00 |
| TBPMQ Tetra Bio-Pharma Inc. | New | 0.00% | 0.00 |
| CGCP Cap Group Core Plus Income | Add +9.8% | 0.07% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Add +0.5% | 0.05% | −0.00 |
| VT Vanguard Tot World STK ETF | Add +2.7% | 0.10% | −0.00 |
| DLR Digital Realty Trust Inc. | Add +7.0% | 0.05% | −0.00 |
| CRM Salesforce Inc. | Add +19.4% | 0.04% | −0.00 |
| WM Waste Management Inc. | Add +11.9% | 0.08% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 224 | $598.5M | AAPL, DVY, JFLX, GOOGL, CRWD |
| Q1 2026 | 212 | $552.4M | AAPL, JFLX, DVY, GOOGL, AMZN |
| Q4 2025 | 211 | $542.9M | AAPL, JFLX, GOOGL, AMZN, NVDA |
| Q3 2025 | 202 | $513.9M | AAPL, JFLX, AMZN, NVDA, GOOGL |
| Q2 2025 | 182 | $456.1M | AAPL, AMZN, KMI, NVDA, MSFT |
| Q1 2025 | 174 | $416.5M | AAPL, AMZN, KMI, GMED, GDX |
| Q4 2024 | 161 | $412.5M | AAPL, AMZN, KMI, GMED, GOOGL |
| Q3 2024 | 151 | $394.6M | AAPL, AMZN, GMED, KMI, MSFT |
| Q2 2024 | 137 | $369.9M | AAPL, AMZN, GMED, GOOGL, KMI |
| Q1 2024 | 140 | $355.7M | AAPL, AMZN, KMI, GOOGL, GMED |