Sterling Wealth Management, Inc.

In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 15, 2024), Sterling Wealth Management, Inc. reported 96 stock positions worth $201.0 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 15.2% of the portfolio, followed by Dimension Ultrashort Fi ETF (DUSB, 12.0%) and Dimensional US Marketwide Va (DFUV, 6.1%). Compared with Q4 2023, it opened 4 new positions, sold out of 1, added to 34 and reduced 16. The biggest buy was McDonald's (MCD, shares +491%) and the biggest sale Vanguard Ftse Emerging Marke (VWO, shares −1%).

Most Recent 13F
Q2 2026
Location
Champaign, IL
CIK
0002011149
Portfolio Value
$201.0M (Q1 2024)
SEC Filing
0001172661-24-002461 ↗ filed May 15, 2024

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $201.0M $201.0M Q1 2024 Q2 2024: $210.7M Q2 2024 Q3 2024: $267.9M Q3 2024 Q4 2024: $270.8M Q4 2024 Q2 2025: $293.5M Q2 2025 Q3 2025: $329.9M Q3 2025 Q4 2025: $350.5M Q4 2025 Q1 2026: $364.3M Q1 2026 Q2 2026: $402.3M Q2 2026

Holdings 96 stocks · $201.0M
VTI VG Morningstar TS MKT ETF-US 15.15% 117,154 $30.4M Add +4.2%
DUSB Dimension Ultrashort Fi ETF 11.96% 475,276 $24.0M Add +10.2%
DFUV Dimensional US Marketwide Va 6.08% 298,843 $12.2M Add +1.8%
VEA Vanguard Ftse Developed ETF 5.33% 213,546 $10.7M Add +6.3%
DFAC Dimensional US Core Equity 2 4.47% 281,411 $9.0M Reduce -0.1%
DFAT Dimensional US Target Value 4.38% 161,790 $8.8M Add +9.6%
VWO Vanguard Ftse Emerging Marke 4.10% 197,241 $8.2M Reduce -1.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 3.87% 40,571 $7.8M Add +0.1%
DFAS Dimensional US Small Cap ETF 3.74% 120,668 $7.5M Add +5.0%
HUBB Hubbell Inc. 3.01% 14,588 $6.1M No change
DFAE Dimensional Emerging Core Eq 2.69% 218,346 $5.4M Add +13.1%
VNQ Vanguard Real Estate ETF 2.62% 60,783 $5.3M Reduce -1.6%
VXUS Vanguard Total Intl Stock 2.02% 67,183 $4.1M Reduce -2.1%
MCD McDonald's Corp. 1.71% 12,181 $3.4M Add +491.0%
IVV iShares Core S&P 500 ETF 1.51% 5,773 $3.0M Reduce -6.8%
DFUS Dimensional US Eq MKT ETF 1.43% 50,413 $2.9M Add +5.0%
IUSV iShares Core S&P U.S. Value 1.20% 26,661 $2.4M Add +7.7%
EFV iShares MSCI Eafe Value ETF 1.08% 39,818 $2.2M Reduce -0.3%
DFIV Dimensional International Va 1.00% 54,562 $2.0M Add +14.1%
AAPL Apple Inc. 0.99% 11,571 $2.0M Add +0.3%
MSFT Microsoft Corp. 0.78% 3,729 $1.6M No change
DFLV Dim US Large Cap Value ETF 0.75% 50,302 $1.5M Add +69.5%
PEP Pepsico Inc. 0.75% 8,565 $1.5M Add +65.2%
CMCSA Comcast Corp. Class A 0.73% 33,809 $1.5M No change
JPM JPMorgan Chase & Co. 0.65% 6,528 $1.3M No change
VUG Vanguard Mrngstar GR ETF-Sui 0.63% 3,649 $1.3M Add +0.1%
XOM Exxon Mobil Corp. 0.62% 10,713 $1.2M Add +76.5%
SPDW Ste STR SPDR PT DW Eu ETF 0.61% 34,044 $1.2M No change
AXP American Express Co. 0.58% 5,128 $1.2M No change
SHW The Sherwin-Williams Co. 0.57% 3,307 $1.1M No change
DFGR Dim Global Real Estate ETF 0.52% 41,210 $1.1M Add +67.7%
LLY Eli Lilly & Co. 0.50% 1,289 $1.0M No change
REET iShares Global REIT ETF 0.49% 41,278 $977K Reduce -2.0%
JNJ Johnson & Johnson 0.45% 5,746 $909K No change
CSCO Cisco Systems Inc. 0.43% 17,397 $868K No change
CVX Chevron Corp. 0.39% 4,982 $786K Add +0.6%
PG The Procter & Gamble Co. 0.39% 4,830 $784K No change
DFAI Dimensional International Co. 0.38% 24,969 $755K Reduce -20.0%
VYM Vanguard High DVD Yield ETF 0.37% 6,110 $739K No change
DE Deere & Co. 0.36% 1,763 $724K No change
CAT Caterpillar Inc. 0.36% 1,969 $722K No change
INTC Intel Corp. 0.35% 15,847 $700K No change
SCHC Schwab Intl Small-Cap Equity 0.34% 19,321 $692K No change
DISV Dimensional International SM 0.31% 23,059 $627K Add +49.7%
BRK.B Berkshire Hathaway Inc. Class B 0.30% 1,420 $597K No change
MRSH Marsh & McLennan Cos 0.29% 2,813 $579K No change
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.28% 7,299 $567K Reduce -9.7%
IJR iShares Core S&P Small-Cap E 0.28% 5,133 $567K Add +8.0%
LECO Lincoln Electric Holdings 0.26% 2,080 $531K No change
QCOM Qualcomm Inc. 0.26% 3,091 $523K Reduce -0.3%
ABBV Abbvie Inc. 0.26% 2,850 $519K Add +0.1%
HD Home Depot Inc. 0.25% 1,295 $497K No change
SPEM State Street SP PTF Em ETF 0.24% 13,081 $473K Reduce -8.6%
SCHB Schwab US Broad Market ETF 0.23% 7,602 $464K New
ITW Illinois Tool Works 0.23% 1,712 $459K No change
MRK Merck & Co. Inc. 0.23% 3,444 $454K No change
HON Honeywell International Inc. 0.23% 2,207 $453K No change
VOO Vanguard S&P 500 ETF 0.22% 934 $449K Add +0.2%
AMP Ameriprise Financial Inc. 0.22% 1,020 $447K No change
BMY Bristol-Myers Squibb Co. 0.22% 8,165 $443K Add +69.5%
ESGV Vanguard ESG US Stock ETF 0.21% 4,571 $426K Add +0.1%
MUB iShares National Muni Bond E 0.20% 3,823 $411K Add +44.3%
SPSM SS SPDR P S&P 600 Small Cap 0.20% 9,358 $403K Reduce -22.7%
VTEB Vanguard Tax-Exempt Bond ETF 0.19% 7,421 $376K No change
DFIS Dimensional International SM 0.19% 14,960 $375K Add +58.0%
AEP American Electric Power 0.19% 4,351 $375K No change
GRC Gorman-Rupp Co. 0.19% 9,435 $373K No change
CVS CVS Health Corp. 0.18% 4,610 $368K No change
JHMM John Hancock Multi Fact Mid 0.18% 6,342 $364K Reduce -22.4%
AMZN Amazon.com Inc. 0.18% 2,017 $364K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.18% 2,934 $359K No change
CMI Cummins Inc. 0.17% 1,191 $351K No change
IQLT iShares MSCI International Q 0.17% 8,749 $347K Reduce -16.1%
GOOGL Alphabet Inc. Class A 0.16% 2,181 $329K No change
BIV Vanguard Intermediate-Term B 0.16% 4,274 $322K Reduce -32.0%
ITOT iShares Core S&P Total U.S. 0.16% 2,789 $322K Add +1.6%
KO The Coca-Cola Co. 0.15% 5,079 $311K Add +0.8%
GE General Electric 0.15% 1,765 $310K New
GOOG Alphabet Inc. Class C 0.15% 1,972 $300K No change
ABT Abbott Laboratories 0.15% 2,626 $298K Add +0.0%
FE Firstenergy Corp. 0.14% 7,483 $289K No change
IJS iShares S&P Small-Cap 600 Va 0.13% 2,547 $262K Add +0.3%
IJH iShares Core S&P Midcap ETF 0.13% 4,285 $260K Add +9.3%
BSV Vanguard Short-Term Bond ETF 0.13% 3,287 $252K Add +0.1%
IWF iShares Russell 1000 Growth 0.12% 739 $249K No change
DVY iShares Select Dividend ETF 0.12% 1,961 $242K No change
PFE Pfizer Inc. 0.12% 8,649 $240K No change
VSS Vanguard Ftse All Wo X-US SC 0.12% 2,003 $234K Add +2.3%
NVDA Nvidia Corp. 0.11% 254 $230K New
GWX State Street SPDR S&P Intern 0.11% 7,047 $229K No change
AMGN Amgen Inc. 0.11% 803 $228K Reduce -2.4%
ADP Automatic Data Processing 0.11% 872 $218K No change
ITIC Investors Title Co. 0.11% 1,296 $211K No change
HYD Vaneck High Yield Muni ETF 0.10% 3,987 $208K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.10% 848 $203K New
HBAN Huntington Bancshares Inc. 0.07% 10,047 $140K No change

Portfolio Sells Q4 2023 → Q1 2024
VWO Vanguard Ftse Emerging Marke Reduce -1.3% 4.10% −0.52
VNQ Vanguard Real Estate ETF Reduce -1.6% 2.62% −0.45
VXUS Vanguard Total Intl Stock Reduce -2.1% 2.02% −0.22
DFAC Dimensional US Core Equity 2 Reduce -0.1% 4.47% −0.16
IVV iShares Core S&P 500 ETF Reduce -6.8% 1.51% −0.15
DFAI Dimensional International Co. Reduce -20.0% 0.38% −0.13
WBA Walgreens Boots Alliance Inc. Sold out 0.00% −0.12
BIV Vanguard Intermediate-Term B Reduce -32.0% 0.16% −0.11
EFV iShares MSCI Eafe Value ETF Reduce -0.3% 1.08% −0.09
SPSM SS SPDR P S&P 600 Small Cap Reduce -22.7% 0.20% −0.09
REET iShares Global REIT ETF Reduce -2.0% 0.49% −0.09
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Reduce -9.7% 0.28% −0.07
JHMM John Hancock Multi Fact Mid Reduce -22.4% 0.18% −0.06
SPEM State Street SP PTF Em ETF Reduce -8.6% 0.24% −0.05
IQLT iShares MSCI International Q Reduce -16.1% 0.17% −0.05
AMGN Amgen Inc. Reduce -2.4% 0.11% −0.02
QCOM Qualcomm Inc. Reduce -0.3% 0.26% +0.01

Portfolio Buys Q4 2023 → Q1 2024
MCD McDonald's Corp. Add +491.0% 1.71% +1.37
DFLV Dim US Large Cap Value ETF Add +69.5% 0.75% +0.30
XOM Exxon Mobil Corp. Add +76.5% 0.62% +0.28
PEP Pepsico Inc. Add +65.2% 0.75% +0.25
SCHB Schwab US Broad Market ETF New 0.23% +0.23
DFGR Dim Global Real Estate ETF Add +67.7% 0.52% +0.16
GE General Electric New 0.15% +0.15
VTI VG Morningstar TS MKT ETF-US Add +4.2% 15.15% +0.15
NVDA Nvidia Corp. New 0.11% +0.11
VV Vngrd Mrgstr LRG-Cap ETF-Usd New 0.10% +0.10
DISV Dimensional International SM Add +49.7% 0.31% +0.09
BMY Bristol-Myers Squibb Co. Add +69.5% 0.22% +0.08
DFIV Dimensional International Va Add +14.1% 1.00% +0.07
DFAE Dimensional Emerging Core Eq Add +13.1% 2.69% +0.07
DFIS Dimensional International SM Add +58.0% 0.19% +0.06
MUB iShares National Muni Bond E Add +44.3% 0.20% +0.04
DFAT Dimensional US Target Value Add +9.6% 4.38% +0.04
DFUS Dimensional US Eq MKT ETF Add +5.0% 1.43% +0.03
IUSV iShares Core S&P U.S. Value Add +7.7% 1.20% +0.03
ABBV Abbvie Inc. Add +0.1% 0.26% +0.01
IJH iShares Core S&P Midcap ETF Add +9.3% 0.13% +0.01
ITOT iShares Core S&P Total U.S. Add +1.6% 0.16% −0.00
VOO Vanguard S&P 500 ETF Add +0.2% 0.22% −0.01
ESGV Vanguard ESG US Stock ETF Add +0.1% 0.21% −0.01
IJR iShares Core S&P Small-Cap E Add +8.0% 0.28% −0.01
VSS Vanguard Ftse All Wo X-US SC Add +2.3% 0.12% −0.01
VUG Vanguard Mrngstar GR ETF-Sui Add +0.1% 0.63% −0.01
KO The Coca-Cola Co. Add +0.8% 0.15% −0.01
ABT Abbott Laboratories Add +0.0% 0.15% −0.01
BSV Vanguard Short-Term Bond ETF Add +0.1% 0.13% −0.02
IJS iShares S&P Small-Cap 600 Va Add +0.3% 0.13% −0.02
CVX Chevron Corp. Add +0.6% 0.39% −0.02
DFUV Dimensional US Marketwide Va Add +1.8% 6.08% −0.06
VEA Vanguard Ftse Developed ETF Add +6.3% 5.33% −0.08
DFAS Dimensional US Small Cap ETF Add +5.0% 3.74% −0.11
VBR Vngrd Mrngst SL-CP Val ETF-U Add +0.1% 3.87% −0.23
DUSB Dimension Ultrashort Fi ETF Add +10.2% 11.96% −0.25
AAPL Apple Inc. Add +0.3% 0.99% −0.26

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 116$402.3MVTI, DUHP, DFCF, DFAT, DUSB
Q1 2026 112$364.3MVTI, DFCF, DUSB, DUHP, DFAT
Q4 2025 106$350.5MVTI, DUSB, DFCF, DUHP, DFAT
Q3 2025 110$329.9MVTI, DUSB, DUHP, DFCF, DFAT
Q2 2025 110$293.5MVTI, DUSB, DUHP, DFAT, VEA
Q4 2024 108$270.8MVTI, DUSB, DFAT, VEA, DFUV
Q3 2024 111$267.9MVTI, DUSB, DFAT, VEA, DFUV
Q2 2024 101$210.7MVTI, DUSB, DFUV, VEA, DFAT
Q1 2024 96$201.0MVTI, DUSB, DFUV, VEA, DFAC