Sterling Wealth Management, Inc.

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 14, 2024), Sterling Wealth Management, Inc. reported 111 stock positions worth $267.9 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 11.6% of the portfolio, followed by Dimension Ultrashort Fi ETF (DUSB, 9.4%) and Dimensional US Target Value (DFAT, 5.4%). Compared with Q2 2024, it opened 11 new positions, sold out of 1, added to 55 and reduced 20. The biggest buy was Dimensional US High Profi Et (DUHP, shares +297%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −6%).

Most Recent 13F
Q2 2026
Location
Champaign, IL
CIK
0002011149
Portfolio Value
$267.9M (Q3 2024)
SEC Filing
0001172661-24-005120 ↗ filed Nov 14, 2024

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $201.0M Q1 2024 Q2 2024: $210.7M Q2 2024 Q3 2024: $267.9M $267.9M Q3 2024 Q4 2024: $270.8M Q4 2024 Q2 2025: $293.5M Q2 2025 Q3 2025: $329.9M Q3 2025 Q4 2025: $350.5M Q4 2025 Q1 2026: $364.3M Q1 2026 Q2 2026: $402.3M Q2 2026

Holdings 111 stocks · $267.9M
VTI VG Morningstar TS MKT ETF-US 11.64% 110,156 $31.2M Reduce -6.0%
DUSB Dimension Ultrashort Fi ETF 9.44% 498,291 $25.3M Add +1.9%
DFAT Dimensional US Target Value 5.43% 261,293 $14.5M Add +41.0%
VEA Vanguard Ftse Developed ETF 4.80% 243,656 $12.9M Add +8.6%
DFUV Dimensional US Marketwide Va 4.63% 297,709 $12.4M Reduce -1.0%
DFAS Dimensional US Small Cap ETF 3.93% 162,483 $10.5M Add +23.9%
DFAE Dimensional Emerging Core Eq 3.62% 354,032 $9.7M Add +39.6%
DFAC Dimensional US Core Equity 2 3.60% 281,401 $9.6M Reduce -0.1%
VWO Vanguard Ftse Emerging Marke 3.53% 197,521 $9.5M Reduce -0.9%
DUHP Dimensional US High Profi Et 3.51% 275,920 $9.4M Add +296.8%
VBR Vngrd Mrngst SL-CP Val ETF-U 2.95% 39,371 $7.9M Reduce -3.0%
DFCF Dimensional Core Fixed Inc. 2.78% 172,582 $7.5M Add +406.0%
DFLV Dim US Large Cap Value ETF 2.64% 229,393 $7.1M Add +175.9%
DFSD Dimensional Short Duration 2.34% 131,576 $6.3M Add +463.4%
HUBB Hubbell Inc. 2.33% 14,588 $6.2M No change
VNQ Vanguard Real Estate ETF 2.04% 56,195 $5.5M Reduce -4.4%
VXUS Vanguard Total Intl Stock 1.62% 67,095 $4.3M Add +0.0%
AAPL Apple Inc. 1.53% 17,570 $4.1M Add +51.3%
MCD McDonald's Corp. 1.41% 12,381 $3.8M Add +1.6%
DFIV Dimensional International Va 1.31% 92,489 $3.5M Add +40.5%
DFUS Dimensional US Eq MKT ETF 1.16% 50,073 $3.1M Add +0.2%
DFGX Dimsnl Intr CF in ETF-Usd Inc. 1.01% 49,810 $2.7M Add +333.1%
DFGR Dim Global Real Estate ETF 0.98% 91,024 $2.6M Add +64.9%
MSFT Microsoft Corp. 0.95% 5,934 $2.6M Add +57.9%
IUSV iShares Core S&P U.S. Value 0.94% 26,399 $2.5M Reduce -1.4%
EFV iShares MSCI Eafe Value ETF 0.86% 40,046 $2.3M Reduce -0.2%
IVV iShares Core S&P 500 ETF 0.84% 3,905 $2.3M Reduce -22.2%
DISV Dimensional International SM 0.73% 67,261 $2.0M Add +112.9%
VUG Vanguard Mrngstar GR ETF-Sui 0.61% 4,236 $1.6M Add +16.1%
PEP Pepsico Inc. 0.55% 8,614 $1.5M Add +0.6%
CMCSA Comcast Corp. Class A 0.53% 33,809 $1.4M No change
JPM JPMorgan Chase & Co. 0.52% 6,614 $1.4M Add +1.3%
AXP American Express Co. 0.52% 5,128 $1.4M No change
LLY Eli Lilly & Co. 0.49% 1,494 $1.3M Add +15.5%
XOM Exxon Mobil Corp. 0.49% 11,140 $1.3M Add +2.3%
SPDW Ste STR SPDR PT DW Eu ETF 0.48% 33,947 $1.3M Reduce -2.0%
SHW The Sherwin-Williams Co. 0.47% 3,307 $1.3M No change
DFIS Dimensional International SM 0.46% 46,204 $1.2M Add +100.7%
REET iShares Global REIT ETF 0.42% 41,756 $1.1M Add +0.8%
CSCO Cisco Systems Inc. 0.37% 18,597 $990K Add +6.9%
JNJ Johnson & Johnson 0.36% 6,019 $975K Add +4.8%
PG The Procter & Gamble Co. 0.33% 5,068 $878K Add +4.9%
CAT Caterpillar Inc. 0.32% 2,169 $848K Add +10.2%
DFAI Dimensional International Co. 0.30% 24,977 $794K Add +0.0%
VYM Vanguard High DVD Yield ETF 0.29% 6,027 $773K No change
CVX Chevron Corp. 0.28% 5,172 $762K Add +5.4%
DE Deere & Co. 0.27% 1,763 $736K No change
GOOG Alphabet Inc. Class C 0.26% 4,197 $702K Add +112.8%
BRK.B Berkshire Hathaway Inc. Class B 0.26% 1,511 $695K Add +2.4%
GOOGL Alphabet Inc. Class A 0.26% 4,181 $693K Add +91.7%
SCHC Schwab Intl Small-Cap Equity 0.24% 16,954 $653K Reduce -12.3%
MRSH Marsh & McLennan Cos 0.23% 2,813 $628K No change
DFAW Dimensional World Eqty ETF 0.23% 9,848 $625K Add +114.8%
MA Mastercard Inc. Class A 0.23% 1,259 $622K New
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.22% 7,341 $589K Add +0.6%
ABBV Abbvie Inc. 0.22% 2,966 $586K Add +0.1%
IJR iShares Core S&P Small-Cap E 0.21% 4,733 $554K Reduce -4.8%
QCOM Qualcomm Inc. 0.20% 3,132 $533K Add +1.3%
HD Home Depot Inc. 0.20% 1,295 $525K No change
SCHB Schwab US Broad Market ETF 0.19% 7,647 $509K Add +0.6%
VOO Vanguard S&P 500 ETF 0.18% 936 $494K Add +0.2%
NVDA Nvidia Corp. 0.18% 4,062 $493K Add +59.9%
MRK Merck & Co. Inc. 0.18% 4,236 $481K Add +23.3%
AMP Ameriprise Financial Inc. 0.18% 1,020 $479K No change
MUB iShares National Muni Bond E 0.18% 4,402 $478K Reduce -4.8%
ESGV Vanguard ESG US Stock ETF 0.17% 4,587 $466K Add +0.1%
QQQ Invesco QQQ Trust Series 1 0.17% 936 $457K New
HON Honeywell International Inc. 0.17% 2,207 $456K No change
BMY Bristol-Myers Squibb Co. 0.17% 8,748 $453K Add +7.1%
ITW Illinois Tool Works 0.17% 1,712 $449K No change
AEP American Electric Power 0.17% 4,351 $446K No change
INTC Intel Corp. 0.16% 18,122 $425K Add +14.4%
AMZN Amazon.com Inc. 0.16% 2,278 $424K Add +12.2%
SPEM State Street SP PTF Em ETF 0.16% 10,068 $416K Reduce -19.9%
VTV Vanguard Mrngstr Val ETF-Aui 0.15% 2,373 $414K New
LECO Lincoln Electric Holdings 0.15% 2,080 $399K No change
VGT Vanguard Info Tech ETF 0.15% 674 $395K New
CMI Cummins Inc. 0.15% 1,202 $389K Add +1.5%
VTEB Vanguard Tax-Exempt Bond ETF 0.14% 7,262 $371K No change
GRC Gorman-Rupp Co. 0.14% 9,435 $367K No change
KO The Coca-Cola Co. 0.14% 5,079 $365K No change
SPSM SS SPDR P S&P 600 Small Cap 0.14% 7,975 $363K Reduce -10.3%
ITOT iShares Core S&P Total U.S. 0.13% 2,790 $350K Add +0.0%
ABT Abbott Laboratories 0.13% 3,028 $345K Add +15.3%
GE General Electric filed as GE AEROSPACE 0.12% 1,768 $333K Add +0.1%
ORCL Oracle Corp. 0.12% 1,952 $333K New
FE Firstenergy Corp. 0.12% 7,483 $332K No change
JHMM John Hancock Multi Fact Mid 0.12% 5,440 $327K Reduce -25.6%
ITIC Investors Title Co. 0.11% 1,296 $298K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.11% 2,958 $285K Add +2.2%
DFNM Dimensional National Muni BD 0.11% 5,856 $284K New
IQLT iShares MSCI International Q 0.10% 6,775 $281K Reduce -14.2%
IJS iShares S&P Small-Cap 600 Va 0.10% 2,559 $275K Add +0.1%
CVS CVS Health Corp. 0.10% 4,356 $274K No change
AMGN Amgen Inc. 0.10% 834 $269K Add +3.9%
MMM 3M Co. 0.10% 1,939 $265K New
DVY iShares Select Dividend ETF 0.10% 1,961 $265K No change
BSV Vanguard Short-Term Bond ETF 0.10% 3,291 $259K Add +0.1%
BIV Vanguard Intermediate-Term B 0.10% 3,294 $258K Reduce -16.9%
CEG Constellation Energy 0.09% 974 $253K New
PFE Pfizer Inc. 0.09% 8,624 $250K Add +8.6%
GWX State Street SPDR S&P Intern 0.09% 7,097 $242K No change
VSS Vanguard Ftse All Wo X-US SC 0.09% 1,916 $241K Reduce -2.2%
ADP Automatic Data Processing 0.09% 872 $241K No change
VCSH Vanguard S/T Corp. Bond ETF 0.09% 2,972 $236K New
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.08% 848 $223K No change
META Meta Platforms Inc. Class A 0.08% 373 $214K New
HYD Vaneck High Yield Muni ETF 0.08% 3,987 $212K No change
IJH iShares Core S&P Midcap ETF 0.08% 3,360 $209K Reduce -11.6%
MBB iShares MBS ETF 0.07% 2,092 $200K New
HBAN Huntington Bancshares Inc. 0.06% 10,047 $148K No change

Portfolio Sells Q2 2024 → Q3 2024
VTI VG Morningstar TS MKT ETF-US Reduce -6.0% 11.64% −3.23
DFUV Dimensional US Marketwide Va Reduce -1.0% 4.63% −0.97
DFAC Dimensional US Core Equity 2 Reduce -0.1% 3.60% −0.71
VWO Vanguard Ftse Emerging Marke Reduce -0.9% 3.53% −0.61
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -3.0% 2.95% −0.56
IVV iShares Core S&P 500 ETF Reduce -22.2% 0.84% −0.46
VNQ Vanguard Real Estate ETF Reduce -4.4% 2.04% −0.29
IUSV iShares Core S&P U.S. Value Reduce -1.4% 0.94% −0.18
EFV iShares MSCI Eafe Value ETF Reduce -0.2% 0.86% −0.15
IWF iShares Russell 1000 Growth Sold out 0.00% −0.13
SPDW Ste STR SPDR PT DW Eu ETF Reduce -2.0% 0.48% −0.10
SCHC Schwab Intl Small-Cap Equity Reduce -12.3% 0.24% −0.08
SPEM State Street SP PTF Em ETF Reduce -19.9% 0.16% −0.07
JHMM John Hancock Multi Fact Mid Reduce -25.6% 0.12% −0.07
MUB iShares National Muni Bond E Reduce -4.8% 0.18% −0.06
IJR iShares Core S&P Small-Cap E Reduce -4.8% 0.21% −0.05
BIV Vanguard Intermediate-Term B Reduce -16.9% 0.10% −0.04
IQLT iShares MSCI International Q Reduce -14.2% 0.10% −0.04
SPSM SS SPDR P S&P 600 Small Cap Reduce -10.3% 0.14% −0.04
IJH iShares Core S&P Midcap ETF Reduce -11.6% 0.08% −0.03
VSS Vanguard Ftse All Wo X-US SC Reduce -2.2% 0.09% −0.02

Portfolio Buys Q2 2024 → Q3 2024
DUHP Dimensional US High Profi Et Add +296.8% 3.51% +2.45
DFCF Dimensional Core Fixed Inc. Add +406.0% 2.78% +2.11
DFSD Dimensional Short Duration Add +463.4% 2.34% +1.82
DFLV Dim US Large Cap Value ETF Add +175.9% 2.64% +1.50
DFAT Dimensional US Target Value Add +41.0% 5.43% +0.86
DFGX Dimsnl Intr CF in ETF-Usd Inc. Add +333.1% 1.01% +0.72
DFAE Dimensional Emerging Core Eq Add +39.6% 3.62% +0.51
AAPL Apple Inc. Add +51.3% 1.53% +0.37
DISV Dimensional International SM Add +112.9% 0.73% +0.33
DFGR Dim Global Real Estate ETF Add +64.9% 0.98% +0.33
MA Mastercard Inc. Class A New 0.23% +0.23
DFAS Dimensional US Small Cap ETF Add +23.9% 3.93% +0.20
DFIS Dimensional International SM Add +100.7% 0.46% +0.19
DFIV Dimensional International Va Add +40.5% 1.31% +0.19
QQQ Invesco QQQ Trust Series 1 New 0.17% +0.17
MSFT Microsoft Corp. Add +57.9% 0.95% +0.16
VTV Vanguard Mrngstr Val ETF-Aui New 0.15% +0.15
VGT Vanguard Info Tech ETF New 0.15% +0.15
ORCL Oracle Corp. New 0.12% +0.12
DFNM Dimensional National Muni BD New 0.11% +0.11
DFAW Dimensional World Eqty ETF Add +114.8% 0.23% +0.10
MMM 3M Co. New 0.10% +0.10
CEG Constellation Energy New 0.09% +0.09
GOOG Alphabet Inc. Class C Add +112.8% 0.26% +0.09
VCSH Vanguard S/T Corp. Bond ETF New 0.09% +0.09
META Meta Platforms Inc. Class A New 0.08% +0.08
MBB iShares MBS ETF New 0.07% +0.07
GOOGL Alphabet Inc. Class A Add +91.7% 0.26% +0.07
NVDA Nvidia Corp. Add +59.9% 0.18% +0.04
BMY Bristol-Myers Squibb Co. Add +7.1% 0.17% +0.01
CAT Caterpillar Inc. Add +10.2% 0.32% +0.01
ABT Abbott Laboratories Add +15.3% 0.13% −0.00
GE General Electric Add +0.1% 0.12% −0.01
CMI Cummins Inc. Add +1.5% 0.15% −0.01
PFE Pfizer Inc. Add +8.6% 0.09% −0.01
IJS iShares S&P Small-Cap 600 Va Add +0.1% 0.10% −0.02
AMGN Amgen Inc. Add +3.9% 0.10% −0.02
MRK Merck & Co. Inc. Add +23.3% 0.18% −0.02
ABBV Abbvie Inc. Add +0.1% 0.22% −0.02
CSCO Cisco Systems Inc. Add +6.9% 0.37% −0.02
BSV Vanguard Short-Term Bond ETF Add +0.1% 0.10% −0.02
BRK.B Berkshire Hathaway Inc. Class B Add +2.4% 0.26% −0.03
ITOT iShares Core S&P Total U.S. Add +0.0% 0.13% −0.03
AMZN Amazon.com Inc. Add +12.2% 0.16% −0.03
DIS The Walt Disney Co. Add +2.2% 0.11% −0.03
JNJ Johnson & Johnson Add +4.8% 0.36% −0.03
ESGV Vanguard ESG US Stock ETF Add +0.1% 0.17% −0.04
SCHB Schwab US Broad Market ETF Add +0.6% 0.19% −0.04
VOO Vanguard S&P 500 ETF Add +0.2% 0.18% −0.04
VUG Vanguard Mrngstar GR ETF-Sui Add +16.1% 0.61% −0.04

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 116$402.3MVTI, DUHP, DFCF, DFAT, DUSB
Q1 2026 112$364.3MVTI, DFCF, DUSB, DUHP, DFAT
Q4 2025 106$350.5MVTI, DUSB, DFCF, DUHP, DFAT
Q3 2025 110$329.9MVTI, DUSB, DUHP, DFCF, DFAT
Q2 2025 110$293.5MVTI, DUSB, DUHP, DFAT, VEA
Q4 2024 108$270.8MVTI, DUSB, DFAT, VEA, DFUV
Q3 2024 111$267.9MVTI, DUSB, DFAT, VEA, DFUV
Q2 2024 101$210.7MVTI, DUSB, DFUV, VEA, DFAT
Q1 2024 96$201.0MVTI, DUSB, DFUV, VEA, DFAC