Sterling Wealth Management, Inc.

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 14, 2026), Sterling Wealth Management, Inc. reported 112 stock positions worth $364.3 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 10.6% of the portfolio, followed by Dimensional Core Fixed (DFCF, 7.0%) and Dimension Ultrashort Fi ETF (DUSB, 6.9%). Compared with Q4 2025, it opened 10 new positions, sold out of 4, added to 38 and reduced 35. The biggest buy was Dimensional Short Duration (DFSD, shares +12%) and the biggest sale Nvidia (NVDA, shares −37%).

Most Recent 13F
Q2 2026
Location
Champaign, IL
CIK
0002011149
Portfolio Value
$364.3M (Q1 2026)
SEC Filing
0001172661-26-001854 ↗ filed May 14, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $201.0M Q1 2024 Q2 2024: $210.7M Q2 2024 Q3 2024: $267.9M Q3 2024 Q4 2024: $270.8M Q4 2024 Q2 2025: $293.5M Q2 2025 Q3 2025: $329.9M Q3 2025 Q4 2025: $350.5M Q4 2025 Q1 2026: $364.3M $364.3M Q1 2026 Q2 2026: $402.3M Q2 2026

Holdings 112 stocks · $364.3M
VTI VG Morningstar TS MKT ETF-US 10.63% 120,726 $38.7M Add +2.2%
DFCF Dimensional Core Fixed Inc. 7.00% 603,533 $25.5M Add +9.7%
DUSB Dimension Ultrashort Fi ETF 6.89% 495,047 $25.1M Add +4.9%
DUHP Dimensional US High Profi Et 6.53% 647,105 $23.8M Add +5.6%
DFAT Dimensional US Target Value 6.24% 364,224 $22.7M Add +4.0%
VEA Vanguard Ftse Developed ETF 5.01% 284,944 $18.3M Reduce -0.1%
DFSD Dimensional Short Duration 4.95% 376,697 $18.0M Add +11.6%
DFAE Dimensional Emerging Core Eq 4.54% 488,126 $16.5M Add +1.3%
DFUV Dimensional US Marketwide Va 3.79% 285,040 $13.8M Reduce -0.7%
DFLV Dim US Large Cap Value ETF 3.73% 380,080 $13.6M Add +1.8%
DFAS Dimensional US Small Cap ETF 3.62% 185,419 $13.2M Add +1.5%
VWO Vanguard Ftse Emerging Marke 2.95% 198,889 $10.7M Reduce -0.4%
DFAC Dimensional US Core Equity 2 2.68% 251,132 $9.8M Reduce -0.0%
HUBB Hubbell Inc. 2.44% 18,090 $8.9M No change
VBR Vngrd Mrngst SL-CP Val ETF-U 1.99% 33,434 $7.3M Reduce -0.0%
DFIV Dimensional International Va 1.68% 116,203 $6.1M Reduce -1.8%
DFGX Dimsnl Intr CF in ETF-Usd Inc. 1.60% 111,027 $5.8M Add +9.5%
VXUS Vanguard Total Intl Stock 1.41% 66,566 $5.1M Reduce -0.7%
DISV Dimensional International SM 1.27% 117,202 $4.6M Add +4.7%
MCD McDonald's Corp. 1.04% 12,188 $3.8M Add +0.0%
DFUS Dimensional US Eq MKT ETF 0.95% 48,891 $3.5M Add +0.0%
DFIS Dimensional International SM 0.93% 100,273 $3.4M Add +1.8%
EFV iShares MSCI Eafe Value ETF 0.84% 40,917 $3.0M Reduce -0.4%
AAPL Apple Inc. 0.80% 11,549 $2.9M Add +0.3%
VNQ Vanguard Real Estate ETF 0.78% 32,213 $2.9M Reduce -2.6%
IUSV iShares Core S&P U.S. Value 0.73% 26,162 $2.7M Add +0.3%
DFGR Dim Global Real Estate ETF 0.72% 99,167 $2.6M Add +4.4%
JPM JPMorgan Chase & Co. 0.58% 7,228 $2.1M Reduce -0.0%
XOM Exxon Mobil Corp. 0.55% 11,728 $2.0M No change
DFAW Dimensional World Eqty ETF 0.50% 24,869 $1.8M Add +26.1%
MSFT Microsoft Corp. 0.47% 4,629 $1.7M Reduce -0.1%
AXP American Express Co. 0.43% 5,134 $1.6M Reduce -0.0%
JNJ Johnson & Johnson 0.42% 6,208 $1.5M No change
SPDW Ste STR SPDR PT DW Eu ETF 0.40% 31,918 $1.5M No change
CAT Caterpillar Inc. 0.38% 1,943 $1.4M No change
PEP Pepsico Inc. 0.37% 8,700 $1.4M Reduce -0.3%
DFNM Dimensional National Muni BD 0.37% 27,947 $1.3M Add +0.0%
IVV iShares Core S&P 500 ETF 0.35% 1,947 $1.3M Reduce -4.3%
NVDA Nvidia Corp. 0.35% 7,217 $1.3M Reduce -37.0%
VUG Vanguard Mrngstar GR ETF-Sui 0.33% 2,711 $1.2M Reduce -0.4%
SHW The Sherwin-Williams Co. 0.29% 3,311 $1.1M Add +0.0%
CMCSA Comcast Corp. Class A 0.27% 33,804 $971K Reduce -0.1%
PG The Procter & Gamble Co. 0.26% 6,610 $955K Reduce -0.8%
DFAI Dimensional International Co. 0.26% 24,066 $938K Add +0.1%
DE Deere & Co. 0.26% 1,661 $936K Add +0.1%
VYM Vanguard High DVD Yield ETF 0.24% 5,967 $884K No change
GOOGL Alphabet Inc. Class A 0.24% 3,064 $881K Add +1.0%
DFGP Dimensional GLBL Core PL Fix 0.23% 15,257 $824K New
DGCB Dimensional Global Credit 0.23% 15,212 $823K New
SCYB Schwab High Yield Bond ETF 0.22% 31,485 $819K New
BRK.B Berkshire Hathaway Inc. Class B 0.19% 1,425 $683K Reduce -19.7%
ABBV Abbvie Inc. 0.18% 3,033 $660K Add +0.1%
CMI Cummins Inc. 0.16% 1,110 $597K No change
GRC Gorman-Rupp Co. 0.16% 9,435 $586K No change
AEP American Electric Power 0.16% 4,361 $572K No change
LLY Eli Lilly & Co. 0.15% 588 $541K Add +0.2%
GOOG Alphabet Inc. Class C 0.15% 1,876 $538K Reduce -8.1%
YUM Yum! Brands Inc. 0.14% 3,387 $527K Add +0.0%
LECO Lincoln Electric Holdings 0.14% 2,081 $518K No change
CSCO Cisco Systems Inc. 0.14% 6,678 $518K Reduce -41.3%
PSX Phillips 66 0.14% 2,830 $516K No change
HON Honeywell International Inc. 0.14% 2,207 $499K No change
ESGV Vanguard ESG US Stock ETF 0.14% 4,429 $497K Reduce -8.1%
MRSH Marsh & McLennan Cos 0.13% 2,817 $489K No change
REET iShares Global REIT ETF 0.13% 19,393 $488K Add +0.5%
VGT Vanguard Info Tech ETF 0.13% 674 $470K No change
AMP Ameriprise Financial Inc. 0.12% 1,022 $454K Add +0.1%
VTV Vanguard Mrngstr Val ETF-Aui 0.12% 2,294 $450K Reduce -0.1%
ITW Illinois Tool Works 0.12% 1,717 $447K Add +0.1%
CVX Chevron Corp. 0.12% 2,136 $442K No change
HD Home Depot Inc. 0.12% 1,303 $429K Reduce -0.1%
BILS SS Spdrb B 3-12M T-Bill ETF 0.12% 4,222 $420K New
BMY Bristol-Myers Squibb Co. 0.11% 6,808 $413K Reduce -2.7%
KO The Coca-Cola Co. 0.11% 5,368 $408K No change
QCOM Qualcomm Inc. 0.11% 3,104 $400K Add +0.1%
COP Conocophillips 0.11% 3,010 $397K Reduce -1.3%
AMZN Amazon.com Inc. 0.11% 1,900 $396K Add +3.4%
SPSM SS SPDR P S&P 600 Small Cap 0.11% 7,975 $385K No change
SPEM State Street SP PTF Em ETF 0.10% 7,905 $371K Reduce -0.8%
JHMM John Hancock Multi Fact Mid 0.10% 5,429 $364K Reduce -0.2%
AVGO Broadcom Inc. 0.10% 1,157 $358K New
MO Altria Group Inc. 0.10% 5,340 $352K Reduce -1.5%
CVS CVS Health Corp. 0.09% 4,670 $335K Add +0.0%
GE General Electric filed as GE AEROSPACE 0.09% 1,156 $328K Add +2.3%
VTEB Vanguard Tax-Exempt Bond ETF 0.09% 6,323 $315K No change
IJS iShares S&P Small-Cap 600 Va 0.08% 2,567 $304K Add +0.0%
DVY iShares Select Dividend ETF 0.08% 1,961 $297K No change
MRK Merck & Co. Inc. 0.08% 2,426 $292K Add +0.1%
AMGN Amgen Inc. 0.08% 810 $285K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.08% 2,954 $285K Reduce -0.9%
ITIC Investors Title Co. 0.08% 1,296 $282K No change
VSS Vanguard Ftse All Wo X-US SC 0.07% 1,870 $273K Reduce -0.5%
IQLT iShares MSCI International Q 0.07% 5,892 $272K Reduce -1.5%
ABT Abbott Laboratories 0.07% 2,646 $272K Reduce -3.0%
IJR iShares Core S&P Small-Cap E 0.07% 2,139 $266K Add +3.2%
CEG Constellation Energy 0.07% 939 $262K No change
HWM Howmet Aerospace Inc. 0.07% 1,128 $260K Add +0.9%
MMM 3M Co. 0.07% 1,788 $260K Add +0.5%
GEV GE Vernova Inc. 0.07% 289 $252K New
R Ryder System Inc. 0.07% 1,229 $252K No change
INTC Intel Corp. 0.07% 5,650 $249K No change
USB US Bancorp 0.06% 4,532 $236K No change
SMH Vaneck Semiconductor ETF 0.06% 574 $220K No change
ALL Allstate Corp. 0.06% 1,052 $218K No change
BSV Vanguard Short-Term Bond ETF 0.06% 2,748 $215K No change
SO The Southern Co. 0.06% 2,206 $213K New
SPY SS SPDR S&P 500 ETF Trust-US 0.06% 322 $209K No change
PM Philip Morris International 0.06% 1,246 $206K New
VZ Verizon Communications Inc. 0.06% 4,074 $205K New
ITOT iShares Core S&P Total U.S. 0.06% 1,424 $203K Reduce -0.3%
BIL SS SPDR BB 1-3M T-Bill ETF 0.06% 2,188 $201K New
HBAN Huntington Bancshares Inc. 0.04% 10,076 $158K Reduce -0.1%

Portfolio Sells Q4 2025 → Q1 2026
NVDA Nvidia Corp. Reduce -37.0% 0.35% −0.26
MSFT Microsoft Corp. Reduce -0.1% 0.47% −0.17
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Sold out 0.00% −0.17
DFAC Dimensional US Core Equity 2 Reduce -0.0% 2.68% −0.16
AXP American Express Co. Reduce -0.0% 0.43% −0.12
VWO Vanguard Ftse Emerging Marke Reduce -0.4% 2.95% −0.11
CSCO Cisco Systems Inc. Reduce -41.3% 0.14% −0.11
JPM JPMorgan Chase & Co. Reduce -0.0% 0.58% −0.08
VEA Vanguard Ftse Developed ETF Reduce -0.1% 5.01% −0.07
BRK.B Berkshire Hathaway Inc. Class B Reduce -19.7% 0.19% −0.07
ADP Automatic Data Processing Sold out 0.00% −0.06
DFSU Dimensional US Sus CORE1 ETF Sold out 0.00% −0.06
META Meta Platforms Inc. Class A Sold out 0.00% −0.06
VUG Vanguard Mrngstar GR ETF-Sui Reduce -0.4% 0.33% −0.05
VNQ Vanguard Real Estate ETF Reduce -2.6% 0.78% −0.05
IVV iShares Core S&P 500 ETF Reduce -4.3% 0.35% −0.05
GOOG Alphabet Inc. Class C Reduce -8.1% 0.15% −0.04
VXUS Vanguard Total Intl Stock Reduce -0.7% 1.41% −0.03
ESGV Vanguard ESG US Stock ETF Reduce -8.1% 0.14% −0.03
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -0.0% 1.99% −0.03
ABT Abbott Laboratories Reduce -3.0% 0.07% −0.02
CMCSA Comcast Corp. Class A Reduce -0.1% 0.27% −0.02
DFUV Dimensional US Marketwide Va Reduce -0.7% 3.79% −0.02
DIS The Walt Disney Co. Reduce -0.9% 0.08% −0.02
HD Home Depot Inc. Reduce -0.1% 0.12% −0.01
PG The Procter & Gamble Co. Reduce -0.8% 0.26% −0.01
HBAN Huntington Bancshares Inc. Reduce -0.1% 0.04% −0.01
ITOT iShares Core S&P Total U.S. Reduce -0.3% 0.06% −0.00
SPEM State Street SP PTF Em ETF Reduce -0.8% 0.10% −0.00
IQLT iShares MSCI International Q Reduce -1.5% 0.07% −0.00
VSS Vanguard Ftse All Wo X-US SC Reduce -0.5% 0.07% −0.00
EFV iShares MSCI Eafe Value ETF Reduce -0.4% 0.84% −0.00
JHMM John Hancock Multi Fact Mid Reduce -0.2% 0.10% −0.00
VTV Vanguard Mrngstr Val ETF-Aui Reduce -0.1% 0.12% −0.00
DFIV Dimensional International Va Reduce -1.8% 1.68% −0.00
BMY Bristol-Myers Squibb Co. Reduce -2.7% 0.11% +0.01
MO Altria Group Inc. Reduce -1.5% 0.10% +0.01
PEP Pepsico Inc. Reduce -0.3% 0.37% +0.01
COP Conocophillips Reduce -1.3% 0.11% +0.03

Portfolio Buys Q4 2025 → Q1 2026
DFSD Dimensional Short Duration Add +11.6% 4.95% +0.33
DFCF Dimensional Core Fixed Inc. Add +9.7% 7.00% +0.31
DFAT Dimensional US Target Value Add +4.0% 6.24% +0.30
DGCB Dimensional Global Credit New 0.23% +0.23
DFGP Dimensional GLBL Core PL Fix New 0.23% +0.23
SCYB Schwab High Yield Bond ETF New 0.22% +0.22
BILS SS Spdrb B 3-12M T-Bill ETF New 0.12% +0.12
AVGO Broadcom Inc. New 0.10% +0.10
DFAW Dimensional World Eqty ETF Add +26.1% 0.50% +0.09
DFLV Dim US Large Cap Value ETF Add +1.8% 3.73% +0.08
DFGX Dimsnl Intr CF in ETF-Usd Inc. Add +9.5% 1.60% +0.08
DUSB Dimension Ultrashort Fi ETF Add +4.9% 6.89% +0.07
GEV GE Vernova Inc. New 0.07% +0.07
DFAE Dimensional Emerging Core Eq Add +1.3% 4.54% +0.06
SO The Southern Co. New 0.06% +0.06
PM Philip Morris International New 0.06% +0.06
VZ Verizon Communications Inc. New 0.06% +0.06
DISV Dimensional International SM Add +4.7% 1.27% +0.06
BIL SS SPDR BB 1-3M T-Bill ETF New 0.06% +0.06
DE Deere & Co. Add +0.1% 0.26% +0.04
DFGR Dim Global Real Estate ETF Add +4.4% 0.72% +0.01
MRK Merck & Co. Inc. Add +0.1% 0.08% +0.01
HWM Howmet Aerospace Inc. Add +0.9% 0.07% +0.01
ITW Illinois Tool Works Add +0.1% 0.12% +0.00
IJR iShares Core S&P Small-Cap E Add +3.2% 0.07% +0.00
DFIS Dimensional International SM Add +1.8% 0.93% +0.00
IJS iShares S&P Small-Cap 600 Va Add +0.0% 0.08% +0.00
YUM Yum! Brands Inc. Add +0.0% 0.14% −0.00
REET iShares Global REIT ETF Add +0.5% 0.13% −0.00
DFAI Dimensional International Co. Add +0.1% 0.26% −0.00
GE General Electric Add +2.3% 0.09% −0.01
MMM 3M Co. Add +0.5% 0.07% −0.01
DFAS Dimensional US Small Cap ETF Add +1.5% 3.62% −0.01
AMZN Amazon.com Inc. Add +3.4% 0.11% −0.01
CVS CVS Health Corp. Add +0.0% 0.09% −0.01
SHW The Sherwin-Williams Co. Add +0.0% 0.29% −0.01
DFNM Dimensional National Muni BD Add +0.0% 0.37% −0.02
ABBV Abbvie Inc. Add +0.1% 0.18% −0.02
AMP Ameriprise Financial Inc. Add +0.1% 0.12% −0.02
MCD McDonald's Corp. Add +0.0% 1.04% −0.02
IUSV iShares Core S&P U.S. Value Add +0.3% 0.73% −0.03
GOOGL Alphabet Inc. Class A Add +1.0% 0.24% −0.03
LLY Eli Lilly & Co. Add +0.2% 0.15% −0.03
QCOM Qualcomm Inc. Add +0.1% 0.11% −0.04
DFUS Dimensional US Eq MKT ETF Add +0.0% 0.95% −0.08
AAPL Apple Inc. Add +0.3% 0.80% −0.09
DUHP Dimensional US High Profi Et Add +5.6% 6.53% −0.11
VTI VG Morningstar TS MKT ETF-US Add +2.2% 10.63% −0.67

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 116$402.3MVTI, DUHP, DFCF, DFAT, DUSB
Q1 2026 112$364.3MVTI, DFCF, DUSB, DUHP, DFAT
Q4 2025 106$350.5MVTI, DUSB, DFCF, DUHP, DFAT
Q3 2025 110$329.9MVTI, DUSB, DUHP, DFCF, DFAT
Q2 2025 110$293.5MVTI, DUSB, DUHP, DFAT, VEA
Q4 2024 108$270.8MVTI, DUSB, DFAT, VEA, DFUV
Q3 2024 111$267.9MVTI, DUSB, DFAT, VEA, DFUV
Q2 2024 101$210.7MVTI, DUSB, DFUV, VEA, DFAT
Q1 2024 96$201.0MVTI, DUSB, DFUV, VEA, DFAC