Sterneck Capital Management, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 24, 2025), Sterneck Capital Management, LLC reported 105 stock positions worth $214.9 million. Its top holding was Apple (AAPL) at 10.2% of the portfolio, followed by Invesco S&P 500 Equal Weight (RSP, 8.8%) and State Street SP PTF Em ETF (SPEM, 5.8%). Compared with Q2 2025, it opened 9 new positions, sold out of 2, added to 21 and reduced 36. The biggest buy was a new position in Janus Henderson Mortg Backed (JMBS) and the biggest sale Goldman Sachs Access Treasur (GBIL, shares −17%).

Most Recent 13F
Q2 2026
Location
KANSAS CITY, MO
CIK
0001438574
Portfolio Value
$214.9M (Q3 2025)
SEC Filing
0001438574-25-000009 ↗ filed Oct 24, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $167.2M Q1 2024 Q2 2024: $176.2M Q2 2024 Q3 2024: $184.7M Q3 2024 Q4 2024: $185.0M Q4 2024 Q1 2025: $184.9M Q1 2025 Q2 2025: $197.0M Q2 2025 Q3 2025: $214.9M $214.9M Q3 2025 Q4 2025: $222.0M Q4 2025 Q1 2026: $222.7M Q1 2026 Q2 2026: $233.4M Q2 2026

Holdings 105 stocks · $214.9M
AAPL Apple Inc. 10.21% 86,137 $21.9M Reduce -2.0%
RSP Invesco S&P 500 Equal Weight 8.82% 99,950 $19.0M Add +2.0%
SPEM State Street SP PTF Em ETF 5.82% 267,022 $12.5M Reduce -10.3%
JPIN JPM Diversified Ret Intl Eq filed as J P MORGAN EXCHANGE TRADED F 5.12% 165,283 $11.0M Add +2.1%
JPUS JPMorgan Div Ret US Eq ETF 4.98% 86,400 $10.7M Add +1.9%
GBIL Goldman Sachs Access Treasur 4.08% 87,493 $8.8M Reduce -16.6%
SPTM SS SPDR P S&P 1500 Comp ETF 3.53% 93,964 $7.6M Add +4.6%
SPY SS SPDR S&P 500 ETF Trust-US 3.05% 9,832 $6.5M Add +1.4%
LRGF iShares US Equity Factor ETF 3.00% 93,295 $6.4M Reduce -0.4%
AVUS Avantis U.S. Equity ETF 2.73% 53,891 $5.9M Add +50.1%
AVUV Avantis US Small Cap Value 2.67% 57,548 $5.7M Add +3.0%
GOOG Alphabet Inc. Class C 2.46% 21,700 $5.3M Reduce -2.7%
AMZN Amazon.com Inc. 2.45% 23,962 $5.3M Reduce -2.3%
META Meta Platforms Inc. Class A 2.44% 7,149 $5.2M Reduce -0.9%
MBSF Regan Floating Rate MBS ETF 2.21% 186,427 $4.7M Add +2.1%
MSFT Microsoft Corp. 2.11% 8,735 $4.5M No change
GOOGL Alphabet Inc. Class A 1.91% 16,873 $4.1M No change
AVEM Avantis Emerging Markets Eq 1.82% 51,981 $3.9M Reduce -9.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 1.78% 13,566 $3.8M Add +4.3%
SPHY SS SPDR P High Yield ETF 1.67% 150,228 $3.6M Reduce -0.6%
DBMF Imgp Dbi MFT STR ETF-Usd Inc. 1.59% 124,855 $3.4M Add +183.4%
BRK.B Berkshire Hathaway Inc. Class B 1.36% 5,815 $2.9M No change
AVDE Avantis International Equity 1.27% 34,607 $2.7M Reduce -0.4%
JMBS Janus Henderson Mortg Backed 1.22% 57,359 $2.6M New
AZO AutoZone Inc. 1.20% 600 $2.6M No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 1.14% 21,455 $2.5M Reduce -8.8%
PGF Invesco Financial Preferred 0.86% 126,959 $1.9M Add +5.3%
QCOM Qualcomm Inc. 0.79% 10,253 $1.7M Reduce -2.8%
JPM JPMorgan Chase & Co. 0.75% 5,109 $1.6M Reduce -0.6%
TMO Thermo Fisher Scientific Inc. 0.72% 3,200 $1.6M No change
BRK.A Berkshire Hathaway Inc. Class A 0.70% 2 $1.5M No change
JAAA Janus Henderson Aaa Clo ETF 0.66% 27,733 $1.4M Reduce -1.5%
PLTR Palantir Technologies Inc. Class A 0.59% 6,955 $1.3M Reduce -9.8%
TRV The Travelers Cos Inc. 0.52% 4,000 $1.1M No change
UPS United Parcel Service Class B 0.50% 12,810 $1.1M Reduce -12.9%
WMB Williams Cos Inc. 0.45% 15,416 $977K No change
AHRT Ah Realty Trust Inc. filed as ARMADA HOFFLER PPTYS INC 0.44% 135,138 $947K Add +2.4%
CVX Chevron Corp. 0.41% 5,708 $886K Reduce -5.9%
PFE Pfizer Inc. 0.40% 33,339 $849K Add +2.2%
GM General Motors Co. 0.39% 13,900 $848K Reduce -27.6%
BA The Boeing Co. 0.34% 3,418 $738K Reduce -2.8%
XLF SS Financial Select Sector 0.34% 13,400 $722K Reduce -5.0%
NVDA Nvidia Corp. 0.33% 3,853 $719K Add +0.5%
KD Kyndryl Holdings Inc. 0.32% 22,586 $678K Add +20.0%
KVUE Kenvue Inc. 0.32% 41,732 $677K Add +12.4%
GXO Gxo Logistics Inc. 0.28% 11,342 $600K Reduce -30.5%
DFAI Dimensional International Co. 0.28% 16,270 $591K No change
LILAK Liberty Latin Americ Class C 0.27% 68,128 $575K Reduce -11.8%
OGN Organon & Co. 0.27% 53,691 $573K Add +14.0%
BABA Alibaba Group Holding-SP ADR 0.26% 3,151 $563K Reduce -65.9%
CHD Church & Dwight Co. Inc. 0.25% 6,200 $543K No change
WFC Wells Fargo & Co. 0.25% 6,415 $538K No change
HCA HCA Healthcare Inc. 0.24% 1,197 $510K New
BX Blackstone Inc. 0.23% 2,900 $495K No change
UBER Uber Technologies Inc. 0.23% 4,958 $486K No change
GLD SPDR Gold Shares 0.22% 1,350 $480K No change
FDX FedEx Corp. 0.22% 1,989 $469K Reduce -20.1%
PNNT Pennantpark Investment Corp. 0.21% 67,827 $455K Reduce -7.0%
CLF Cleveland-Cliffs Inc. 0.21% 36,908 $450K Add +1.1%
RA Brookfield Real Assets Incom 0.21% 33,295 $445K Reduce -34.8%
VCLT Vanguard Long-Term Corp. Bond 0.21% 5,709 $443K New
HON Honeywell International Inc. 0.20% 2,081 $438K Reduce -13.1%
ENR Energizer Holdings Inc. 0.20% 17,307 $431K No change
AXP American Express Co. 0.19% 1,257 $418K No change
CG The Carlyle Group Inc. 0.19% 6,569 $412K Reduce -37.3%
GSEW Goldman Sachs Eql WGHT Large 0.18% 4,646 $395K No change
PH Parker Hannifin Corp. 0.18% 514 $390K Add +2.4%
ENB Enbridge Inc. 0.18% 7,637 $385K Reduce -38.2%
TT Trane Technologies PLC 0.17% 891 $376K Reduce -5.3%
CSCO Cisco Systems Inc. 0.17% 5,443 $372K Reduce -1.8%
QXO Qxo Inc. 0.17% 19,309 $368K New
APD Air Products & Chemicals Inc. 0.17% 1,300 $355K Reduce -18.8%
OBDC Blue Owl Capital Corp. 0.16% 26,488 $338K Add +24.8%
VZ Verizon Communications Inc. 0.15% 7,430 $327K Reduce -6.0%
ZTS Zoetis Inc. 0.15% 2,224 $325K No change
BGC BGC Group Inc. Class A 0.14% 32,474 $307K Reduce -9.9%
WMT Walmart Inc. 0.14% 2,947 $304K No change
MRK Merck & Co. Inc. 0.14% 3,611 $303K No change
OTIS Otis Worldwide Corp. 0.13% 3,088 $282K New
QQQ Invesco QQQ Trust Series 1 0.13% 466 $280K No change
CALY Callaway Golf Company filed as TOPGOLF CALLAWAY BRANDS CORP 0.12% 27,672 $263K No change
APA Apa Corp. 0.12% 10,750 $261K No change
HLT Hilton Worldwide Holdings Inc. 0.12% 987 $256K No change
PGR Progressive Corp. 0.12% 1,027 $254K No change
SLB SLB Ltd. filed as SCHLUMBERGER LTD 0.12% 7,366 $253K Add +7.6%
KHC The Kraft Heinz Co. 0.12% 9,607 $250K New
BMY Bristol-Myers Squibb Co. 0.12% 5,522 $249K No change
AVIV Avantis Intl LRG Cap Val ETF 0.12% 3,674 $248K No change
NOW ServiceNow Inc. 0.11% 260 $239K No change
LLY Eli Lilly & Co. 0.11% 304 $232K No change
PEP Pepsico Inc. 0.11% 1,642 $231K No change
TPYP Tortoise North American Pipe 0.11% 6,300 $230K No change
PM Philip Morris International 0.10% 1,381 $224K No change
CNC Centene Corp. 0.10% 6,192 $221K No change
WM Waste Management Inc. 0.10% 1,000 $221K No change
EPD Enterprise Products Partners 0.10% 7,000 $219K No change
ORLY O'reilly Automotive Inc. 0.10% 2,025 $218K New
ROP Roper Technologies Inc. 0.10% 435 $217K No change
WBD Warner Bros Discovery Inc. 0.10% 11,037 $216K No change
FPF First TR Interm Dur & Inc. 0.10% 10,879 $208K Reduce -28.2%

Show all 105 holdings

Other holdings (1): bonds, preferreds, convertibles and warrants · $120K (not counted above)
SecurityClassShares / PrincipalValueChange
HTZWW Hertz Global Hldgs Inc. -CW51 *W EXP 06/30/205 32,241$120KNo change

Total filed on the 13F, all lines: $215.0M.

Portfolio Sells Q2 2025 → Q3 2025
GBIL Goldman Sachs Access Treasur Reduce -16.6% 4.08% −1.25
SPEM State Street SP PTF Em ETF Reduce -10.3% 5.82% −0.64
DIS The Walt Disney Co. Reduce -8.8% 1.14% −0.34
AMZN Amazon.com Inc. Reduce -2.3% 2.45% −0.28
BABA Alibaba Group Holding-SP ADR Reduce -65.9% 0.26% −0.27
META Meta Platforms Inc. Class A Reduce -0.9% 2.44% −0.26
UPS United Parcel Service Class B Reduce -12.9% 0.50% −0.26
ALLY Ally Financial Inc. Sold out 0.00% −0.20
AVEM Avantis Emerging Markets Eq Reduce -9.8% 1.82% −0.19
SPHY SS SPDR P High Yield ETF Reduce -0.6% 1.67% −0.15
RA Brookfield Real Assets Incom Reduce -34.8% 0.21% −0.14
GXO Gxo Logistics Inc. Reduce -30.5% 0.28% −0.12
DOV Dover Corp. Sold out 0.00% −0.11
ENB Enbridge Inc. Reduce -38.2% 0.18% −0.10
GM General Motors Co. Reduce -27.6% 0.39% −0.09
CG The Carlyle Group Inc. Reduce -37.3% 0.19% −0.08
HON Honeywell International Inc. Reduce -13.1% 0.20% −0.08
JAAA Janus Henderson Aaa Clo ETF Reduce -1.5% 0.66% −0.07
FDX FedEx Corp. Reduce -20.1% 0.22% −0.07
APD Air Products & Chemicals Inc. Reduce -18.8% 0.17% −0.06
QCOM Qualcomm Inc. Reduce -2.8% 0.79% −0.06
LRGF iShares US Equity Factor ETF Reduce -0.4% 3.00% −0.05
FPF First TR Interm Dur & Inc. Reduce -28.2% 0.10% −0.05
BGC BGC Group Inc. Class A Reduce -9.9% 0.14% −0.04
PNNT Pennantpark Investment Corp. Reduce -7.0% 0.21% −0.04
XLF SS Financial Select Sector Reduce -5.0% 0.34% −0.04
AVDE Avantis International Equity Reduce -0.4% 1.27% −0.03
TT Trane Technologies PLC Reduce -5.3% 0.17% −0.03
BA The Boeing Co. Reduce -2.8% 0.34% −0.03
CVX Chevron Corp. Reduce -5.9% 0.41% −0.03
CSCO Cisco Systems Inc. Reduce -1.8% 0.17% −0.02
VZ Verizon Communications Inc. Reduce -6.0% 0.15% −0.02
JPM JPMorgan Chase & Co. Reduce -0.6% 0.75% −0.01
STHO Star Holdings Reduce -5.8% 0.04% −0.00
LILAK Liberty Latin Americ Class C Reduce -11.8% 0.27% +0.02
PLTR Palantir Technologies Inc. Class A Reduce -9.8% 0.59% +0.06
GOOG Alphabet Inc. Class C Reduce -2.7% 2.46% +0.45
AAPL Apple Inc. Reduce -2.0% 10.21% +1.06

Portfolio Buys Q2 2025 → Q3 2025
JMBS Janus Henderson Mortg Backed New 1.22% +1.22
DBMF Imgp Dbi MFT STR ETF-Usd Inc. Add +183.4% 1.59% +1.01
AVUS Avantis U.S. Equity ETF Add +50.1% 2.73% +0.89
HCA HCA Healthcare Inc. New 0.24% +0.24
VCLT Vanguard Long-Term Corp. Bond New 0.21% +0.21
QXO Qxo Inc. New 0.17% +0.17
OTIS Otis Worldwide Corp. New 0.13% +0.13
KHC The Kraft Heinz Co. New 0.12% +0.12
SPTM SS SPDR P S&P 1500 Comp ETF Add +4.6% 3.53% +0.11
ORLY O'reilly Automotive Inc. New 0.10% +0.10
HPQ HP Inc. New 0.09% +0.09
PFF iShares Preferred & Income S New 0.09% +0.09
AVUV Avantis US Small Cap Value Add +3.0% 2.67% +0.08
CLF Cleveland-Cliffs Inc. Add +1.1% 0.21% +0.07
OGN Organon & Co. Add +14.0% 0.27% +0.04
NVDA Nvidia Corp. Add +0.5% 0.33% +0.03
SPY SS SPDR S&P 500 ETF Trust-US Add +1.4% 3.05% +0.01
PH Parker Hannifin Corp. Add +2.4% 0.18% +0.00
OBDC Blue Owl Capital Corp. Add +24.8% 0.16% +0.00
PGF Invesco Financial Preferred Add +5.3% 0.86% +0.00
SLB SLB Ltd. Add +7.6% 0.12% +0.00
PFE Pfizer Inc. Add +2.2% 0.40% −0.01
AHRT Ah Realty Trust Inc. Add +2.4% 0.44% −0.02
KVUE Kenvue Inc. Add +12.4% 0.32% −0.08
KD Kyndryl Holdings Inc. Add +20.0% 0.32% −0.09
JPUS JPMorgan Div Ret US Eq ETF Add +1.9% 4.98% −0.10
JPIN JPM Diversified Ret Intl Eq Add +2.1% 5.12% −0.14
MBSF Regan Floating Rate MBS ETF Add +2.1% 2.21% −0.16
IBM Intl Business Machines Corp. Add +4.3% 1.78% −0.16
RSP Invesco S&P 500 Equal Weight Add +2.0% 8.82% −0.22

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 102$233.4MAAPL, RSP, SPEM, JPUS, JPIN
Q1 2026 115$222.7MAAPL, RSP, JPIN, SPEM, JPUS
Q4 2025 108$222.0MAAPL, RSP, SPEM, JPIN, JPUS
Q3 2025 105$214.9MAAPL, RSP, SPEM, JPIN, JPUS
Q2 2025 98$197.0MAAPL, RSP, SPEM, GBIL, JPIN
Q1 2025 99$184.9MAAPL, RSP, SPEM, GBIL, JPUS
Q4 2024 95$185.0MAAPL, RSP, SPEM, GBIL, JPUS
Q3 2024 95$184.7MAAPL, RSP, SPEM, JPUS, JPIN
Q2 2024 94$176.2MAAPL, RSP, SPEM, JPUS, JPIN
Q1 2024 91$167.2MRSP, AAPL, SPEM, JPUS, JPIN