Sterneck Capital Management, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 22, 2026), Sterneck Capital Management, LLC reported 108 stock positions worth $222.0 million. Its top holding was Apple (AAPL) at 10.5% of the portfolio, followed by Invesco S&P 500 Equal Weight (RSP, 8.8%) and State Street SP PTF Em ETF (SPEM, 5.6%). Compared with Q3 2025, it opened 11 new positions, sold out of 8, added to 36 and reduced 29. The biggest buy was a new position in Tortoise AI Infrastructr ETF (TCAI) and the biggest sale an exit from SS SPDR P High Yield ETF (SPHY).

Most Recent 13F
Q2 2026
Location
KANSAS CITY, MO
CIK
0001438574
Portfolio Value
$222.0M (Q4 2025)
SEC Filing
0001438574-26-000001 ↗ filed Jan 22, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $167.2M Q1 2024 Q2 2024: $176.2M Q2 2024 Q3 2024: $184.7M Q3 2024 Q4 2024: $185.0M Q4 2024 Q1 2025: $184.9M Q1 2025 Q2 2025: $197.0M Q2 2025 Q3 2025: $214.9M Q3 2025 Q4 2025: $222.0M $222.0M Q4 2025 Q1 2026: $222.7M Q1 2026 Q2 2026: $233.4M Q2 2026

Holdings 108 stocks · $222.0M
AAPL Apple Inc. 10.47% 85,512 $23.2M Reduce -0.7%
RSP Invesco S&P 500 Equal Weight 8.77% 101,703 $19.5M Add +1.8%
SPEM State Street SP PTF Em ETF 5.55% 263,368 $12.3M Reduce -1.4%
JPIN JPM Diversified Ret Intl Eq filed as J P MORGAN EXCHANGE TRADED F 5.19% 169,056 $11.5M Add +2.3%
JPUS JPMorgan Div Ret US Eq ETF 4.97% 89,024 $11.0M Add +3.0%
GBIL Goldman Sachs Access Treasur 3.74% 83,058 $8.3M Reduce -5.1%
SPTM SS SPDR P S&P 1500 Comp ETF 3.62% 97,528 $8.0M Add +3.8%
SPY SS SPDR S&P 500 ETF Trust-US 3.22% 10,476 $7.1M Add +6.5%
AVUS Avantis U.S. Equity ETF 3.21% 63,751 $7.1M Add +18.3%
LRGF iShares US Equity Factor ETF 2.92% 93,296 $6.5M Add +0.0%
GOOG Alphabet Inc. Class C 2.83% 19,990 $6.3M Reduce -7.9%
AVUV Avantis US Small Cap Value 2.78% 60,630 $6.2M Add +5.4%
GOOGL Alphabet Inc. Class A 2.26% 16,056 $5.0M Reduce -4.8%
AMZN Amazon.com Inc. 2.25% 21,633 $5.0M Reduce -9.7%
MBSF Regan Floating Rate MBS ETF 2.24% 193,636 $5.0M Add +3.9%
META Meta Platforms Inc. Class A 2.10% 7,078 $4.7M Reduce -1.0%
MSFT Microsoft Corp. 1.93% 8,860 $4.3M Add +1.4%
AVEM Avantis Emerging Markets Eq 1.89% 54,594 $4.2M Add +5.0%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 1.81% 13,543 $4.0M Reduce -0.2%
DBMF Imgp Dbi MFT STR ETF-Usd Inc. 1.63% 129,200 $3.6M Add +3.5%
TCAI Tortoise AI Infrastructr ETF 1.60% 119,614 $3.6M New
BRK.B Berkshire Hathaway Inc. Class B 1.32% 5,813 $2.9M Reduce -0.0%
AVDE Avantis International Equity 1.30% 34,938 $2.9M Add +1.0%
JMBS Janus Henderson Mortg Backed 1.23% 59,914 $2.7M Add +4.5%
AZO AutoZone Inc. 0.88% 578 $2.0M Reduce -3.7%
PGF Invesco Financial Preferred 0.87% 136,034 $1.9M Add +7.2%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.86% 16,785 $1.9M Reduce -21.8%
TMO Thermo Fisher Scientific Inc. 0.84% 3,200 $1.9M No change
QCOM Qualcomm Inc. 0.78% 10,125 $1.7M Reduce -1.3%
JPM JPMorgan Chase & Co. 0.74% 5,110 $1.6M Add +0.0%
JAAA Janus Henderson Aaa Clo ETF 0.71% 31,038 $1.6M Add +11.9%
BRK.A Berkshire Hathaway Inc. Class A 0.68% 2 $1.5M No change
PLTR Palantir Technologies Inc. Class A 0.55% 6,888 $1.2M Reduce -1.0%
TRV The Travelers Cos Inc. 0.52% 4,000 $1.2M No change
WMB Williams Cos Inc. 0.42% 15,416 $927K No change
CVX Chevron Corp. 0.39% 5,708 $870K No change
GM General Motors Co. 0.38% 10,371 $843K Reduce -25.4%
AHRT Ah Realty Trust Inc. filed as ARMADA HOFFLER PPTYS INC 0.38% 125,982 $834K Reduce -6.8%
PFE Pfizer Inc. 0.37% 32,655 $813K Reduce -2.0%
BA The Boeing Co. 0.36% 3,725 $809K Add +9.0%
NVDA Nvidia Corp. 0.33% 3,953 $737K Add +2.6%
XLF SS Financial Select Sector 0.33% 13,401 $734K Add +0.0%
DFAI Dimensional International Co. 0.28% 16,270 $620K No change
KD Kyndryl Holdings Inc. 0.27% 22,686 $603K Add +0.4%
WFC Wells Fargo & Co. 0.27% 6,415 $598K No change
QXO Qxo Inc. 0.26% 29,849 $576K Add +54.6%
FDX FedEx Corp. 0.26% 1,989 $575K No change
GXO Gxo Logistics Inc. 0.26% 10,842 $571K Reduce -4.4%
KHC The Kraft Heinz Co. 0.26% 23,424 $568K Add +143.8%
HCA HCA Healthcare Inc. 0.25% 1,197 $559K No change
GLD SPDR Gold Shares 0.24% 1,350 $535K No change
CHD Church & Dwight Co. Inc. 0.23% 6,200 $520K No change
UPS United Parcel Service Class B 0.23% 5,100 $506K Reduce -60.2%
CLF Cleveland-Cliffs Inc. 0.22% 36,908 $490K No change
VZ Verizon Communications Inc. 0.21% 11,696 $476K Add +57.4%
AXP American Express Co. 0.21% 1,257 $465K No change
PNNT Pennantpark Investment Corp. 0.21% 77,738 $463K Add +14.6%
BABA Alibaba Group Holding-SP ADR 0.21% 3,126 $458K Reduce -0.8%
OBDC Blue Owl Capital Corp. 0.20% 36,507 $454K Add +37.8%
PH Parker Hannifin Corp. 0.20% 514 $452K No change
KMB Kimberly-Clark Corp. 0.20% 4,445 $448K New
BX Blackstone Inc. 0.20% 2,900 $447K No change
VCLT Vanguard Long-Term Corp. Bond 0.20% 5,753 $436K Add +0.8%
GSEW Goldman Sachs Eql WGHT Large 0.20% 5,112 $435K Add +10.0%
MCD McDonald's Corp. 0.19% 1,381 $422K New
CG The Carlyle Group Inc. 0.19% 7,125 $421K Add +8.5%
OGN Organon & Co. 0.19% 58,485 $419K Add +8.9%
HON Honeywell International Inc. 0.18% 2,081 $406K No change
UBER Uber Technologies Inc. 0.18% 4,958 $405K No change
KVUE Kenvue Inc. 0.18% 23,103 $399K Reduce -44.6%
RA Brookfield Real Assets Incom 0.17% 29,886 $387K Reduce -10.2%
MRK Merck & Co. Inc. 0.17% 3,491 $367K Reduce -3.3%
ENB Enbridge Inc. 0.16% 7,637 $365K No change
SLB SLB Ltd. filed as SLB LIMITED 0.16% 9,366 $359K Add +27.1%
TT Trane Technologies PLC 0.16% 891 $347K No change
ENR Energizer Holdings Inc. 0.15% 17,307 $344K No change
CSCO Cisco Systems Inc. 0.15% 4,443 $342K Reduce -18.4%
BGC BGC Group Inc. Class A 0.15% 37,937 $339K Add +16.8%
WMT Walmart Inc. 0.15% 2,947 $328K No change
WBD Warner Bros Discovery Inc. 0.15% 11,246 $324K Add +1.9%
LLY Eli Lilly & Co. 0.15% 301 $323K Reduce -1.0%
APD Air Products & Chemicals Inc. 0.14% 1,300 $321K No change
GEO The Geo Group Inc. 0.14% 19,237 $310K New
OTIS Otis Worldwide Corp. 0.14% 3,520 $307K Add +14.0%
PEP Pepsico Inc. 0.14% 2,142 $307K Add +30.4%
CALY Callaway Golf Company filed as TOPGOLF CALLAWAY BRANDS CORP 0.14% 26,155 $305K Reduce -5.5%
QQQ Invesco QQQ Trust Series 1 0.13% 473 $291K Add +1.5%
ZTS Zoetis Inc. 0.13% 2,224 $280K No change
BMY Bristol-Myers Squibb Co. 0.12% 5,121 $276K Reduce -7.3%
LILAK Liberty Latin Americ Class C 0.12% 36,127 $270K Reduce -47.0%
APA Apa Corp. 0.12% 10,750 $263K No change
AVIV Avantis Intl LRG Cap Val ETF 0.12% 3,674 $262K No change
CNC Centene Corp. 0.11% 6,192 $255K No change
LW Lamb Weston Holdings Inc. 0.11% 5,828 $244K New
PGR Progressive Corp. 0.10% 1,014 $231K Reduce -1.3%
DOV Dover Corp. 0.10% 1,155 $226K New
EPD Enterprise Products Partners 0.10% 7,000 $224K No change
TPYP Tortoise North American Pipe 0.10% 6,300 $222K No change
PM Philip Morris International 0.10% 1,381 $222K No change
WM Waste Management Inc. 0.10% 1,000 $220K No change
ALLY Ally Financial Inc. 0.10% 4,844 $219K New
DFIS Dimensional International SM 0.09% 6,225 $205K New
STIP iShares 0-5 Year Tips Bond E 0.09% 2,000 $205K No change
INTC Intel Corp. 0.09% 5,504 $203K New
FPF First TR Interm Dur & Inc. 0.09% 10,878 $203K Reduce -0.0%
SAFE Safehold Inc. 0.07% 10,856 $149K New
HTZ Hertz Global Hldgs Inc. 0.04% 16,000 $82K New
RIG Transocean Ltd. 0.03% 18,510 $76K No change
Other holdings (1): bonds, preferreds, convertibles and warrants · $39K (not counted above)
SecurityClassShares / PrincipalValueChange
HTZWW Hertz Global Hldgs Inc. -CW51 *W EXP 06/30/205 14,388$39KReduce -55.4%

Total filed on the 13F, all lines: $222.1M.

Portfolio Sells Q3 2025 → Q4 2025
SPHY SS SPDR P High Yield ETF Sold out 0.00% −1.67
GBIL Goldman Sachs Access Treasur Reduce -5.1% 3.74% −0.34
META Meta Platforms Inc. Class A Reduce -1.0% 2.10% −0.34
AZO AutoZone Inc. Reduce -3.7% 0.88% −0.32
DIS The Walt Disney Co. Reduce -21.8% 0.86% −0.28
UPS United Parcel Service Class B Reduce -60.2% 0.23% −0.27
SPEM State Street SP PTF Em ETF Reduce -1.4% 5.55% −0.26
AMZN Amazon.com Inc. Reduce -9.7% 2.25% −0.20
LILAK Liberty Latin Americ Class C Reduce -47.0% 0.12% −0.15
KVUE Kenvue Inc. Reduce -44.6% 0.18% −0.14
HLT Hilton Worldwide Holdings Inc. Sold out 0.00% −0.12
NOW ServiceNow Inc. Sold out 0.00% −0.11
ORLY O'reilly Automotive Inc. Sold out 0.00% −0.10
ROP Roper Technologies Inc. Sold out 0.00% −0.10
HPQ HP Inc. Sold out 0.00% −0.09
PFF iShares Preferred & Income S Sold out 0.00% −0.09
AHRT Ah Realty Trust Inc. Reduce -6.8% 0.38% −0.07
BABA Alibaba Group Holding-SP ADR Reduce -0.8% 0.21% −0.06
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.0% 1.32% −0.04
STHO Star Holdings Sold out 0.00% −0.04
PLTR Palantir Technologies Inc. Class A Reduce -1.0% 0.55% −0.04
RA Brookfield Real Assets Incom Reduce -10.2% 0.17% −0.03
PFE Pfizer Inc. Reduce -2.0% 0.37% −0.03
GXO Gxo Logistics Inc. Reduce -4.4% 0.26% −0.02
CSCO Cisco Systems Inc. Reduce -18.4% 0.15% −0.02
GM General Motors Co. Reduce -25.4% 0.38% −0.01
PGR Progressive Corp. Reduce -1.3% 0.10% −0.01
QCOM Qualcomm Inc. Reduce -1.3% 0.78% −0.01
FPF First TR Interm Dur & Inc. Reduce -0.0% 0.09% −0.01
BMY Bristol-Myers Squibb Co. Reduce -7.3% 0.12% +0.01
CALY Callaway Golf Company Reduce -5.5% 0.14% +0.02
MRK Merck & Co. Inc. Reduce -3.3% 0.17% +0.02
IBM Intl Business Machines Corp. Reduce -0.2% 1.81% +0.03
LLY Eli Lilly & Co. Reduce -1.0% 0.15% +0.04
AAPL Apple Inc. Reduce -0.7% 10.47% +0.26
GOOGL Alphabet Inc. Class A Reduce -4.8% 2.26% +0.35
GOOG Alphabet Inc. Class C Reduce -7.9% 2.83% +0.37

Portfolio Buys Q3 2025 → Q4 2025
TCAI Tortoise AI Infrastructr ETF New 1.60% +1.60
AVUS Avantis U.S. Equity ETF Add +18.3% 3.21% +0.48
KMB Kimberly-Clark Corp. New 0.20% +0.20
MCD McDonald's Corp. New 0.19% +0.19
SPY SS SPDR S&P 500 ETF Trust-US Add +6.5% 3.22% +0.17
GEO The Geo Group Inc. New 0.14% +0.14
KHC The Kraft Heinz Co. Add +143.8% 0.26% +0.14
AVUV Avantis US Small Cap Value Add +5.4% 2.78% +0.12
LW Lamb Weston Holdings Inc. New 0.11% +0.11
DOV Dover Corp. New 0.10% +0.10
ALLY Ally Financial Inc. New 0.10% +0.10
SPTM SS SPDR P S&P 1500 Comp ETF Add +3.8% 3.62% +0.10
DFIS Dimensional International SM New 0.09% +0.09
INTC Intel Corp. New 0.09% +0.09
QXO Qxo Inc. Add +54.6% 0.26% +0.09
AVEM Avantis Emerging Markets Eq Add +5.0% 1.89% +0.08
SAFE Safehold Inc. New 0.07% +0.07
JPIN JPM Diversified Ret Intl Eq Add +2.3% 5.19% +0.06
VZ Verizon Communications Inc. Add +57.4% 0.21% +0.06
JAAA Janus Henderson Aaa Clo ETF Add +11.9% 0.71% +0.05
OBDC Blue Owl Capital Corp. Add +37.8% 0.20% +0.05
DBMF Imgp Dbi MFT STR ETF-Usd Inc. Add +3.5% 1.63% +0.05
WBD Warner Bros Discovery Inc. Add +1.9% 0.15% +0.05
SLB SLB Ltd. Add +27.1% 0.16% +0.04
HTZ Hertz Global Hldgs Inc. New 0.04% +0.04
PEP Pepsico Inc. Add +30.4% 0.14% +0.03
MBSF Regan Floating Rate MBS ETF Add +3.9% 2.24% +0.03
AVDE Avantis International Equity Add +1.0% 1.30% +0.02
BA The Boeing Co. Add +9.0% 0.36% +0.02
JMBS Janus Henderson Mortg Backed Add +4.5% 1.23% +0.01
GSEW Goldman Sachs Eql WGHT Large Add +10.0% 0.20% +0.01
BGC BGC Group Inc. Class A Add +16.8% 0.15% +0.01
OTIS Otis Worldwide Corp. Add +14.0% 0.14% +0.01
PGF Invesco Financial Preferred Add +7.2% 0.87% +0.00
QQQ Invesco QQQ Trust Series 1 Add +1.5% 0.13% +0.00
CG The Carlyle Group Inc. Add +8.5% 0.19% −0.00
NVDA Nvidia Corp. Add +2.6% 0.33% −0.00
PNNT Pennantpark Investment Corp. Add +14.6% 0.21% −0.00
XLF SS Financial Select Sector Add +0.0% 0.33% −0.01
JPM JPMorgan Chase & Co. Add +0.0% 0.74% −0.01
VCLT Vanguard Long-Term Corp. Bond Add +0.8% 0.20% −0.01
JPUS JPMorgan Div Ret US Eq ETF Add +3.0% 4.97% −0.01
KD Kyndryl Holdings Inc. Add +0.4% 0.27% −0.04
RSP Invesco S&P 500 Equal Weight Add +1.8% 8.77% −0.05
OGN Organon & Co. Add +8.9% 0.19% −0.08
LRGF iShares US Equity Factor ETF Add +0.0% 2.92% −0.08
MSFT Microsoft Corp. Add +1.4% 1.93% −0.18

Notes & Other Activity Q3 2025 → Q4 2025
HTZWW Hertz Global Hldgs Inc. -CW51 *W EXP 06/30/205 Reduce -55.4% 14,388 $39K

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 102$233.4MAAPL, RSP, SPEM, JPUS, JPIN
Q1 2026 115$222.7MAAPL, RSP, JPIN, SPEM, JPUS
Q4 2025 108$222.0MAAPL, RSP, SPEM, JPIN, JPUS
Q3 2025 105$214.9MAAPL, RSP, SPEM, JPIN, JPUS
Q2 2025 98$197.0MAAPL, RSP, SPEM, GBIL, JPIN
Q1 2025 99$184.9MAAPL, RSP, SPEM, GBIL, JPUS
Q4 2024 95$185.0MAAPL, RSP, SPEM, GBIL, JPUS
Q3 2024 95$184.7MAAPL, RSP, SPEM, JPUS, JPIN
Q2 2024 94$176.2MAAPL, RSP, SPEM, JPUS, JPIN
Q1 2024 91$167.2MRSP, AAPL, SPEM, JPUS, JPIN