Stone Summit Wealth LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 22, 2025), Stone Summit Wealth LLC reported 143 stock positions worth $352.6 million. Its top holding was Microsoft (MSFT) at 9.1% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 5.1%) and Vanguard S/T Corp. Bond ETF (VCSH, 3.9%). Compared with Q2 2025, it opened 5 new positions, sold out of 4, added to 29 and reduced 93. The biggest buy was a new position in Vanguard Total World Bond Et (BNDW) and the biggest sale Vanguard Total Intl Bond ETF (BNDX, shares −87%).

Most Recent 13F
Q2 2026
Location
MIAMI, FL
CIK
0001908192
Portfolio Value
$352.6M (Q3 2025)
SEC Filing
0002085853-25-000137 ↗ filed Oct 22, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $287.7M Q1 2024 Q2 2024: $278.9M Q2 2024 Q3 2024: $309.9M Q3 2024 Q4 2024: $298.0M Q4 2024 Q1 2025: $295.2M Q1 2025 Q2 2025: $322.8M Q2 2025 Q3 2025: $352.6M $352.6M Q3 2025 Q4 2025: $368.7M Q4 2025 Q1 2026: $359.3M Q1 2026 Q2 2026: $394.0M Q2 2026

Holdings 143 stocks · $352.6M
MSFT Microsoft Corp. 9.05% 61,624 $31.9M Reduce -0.0%
VTV Vanguard Mrngstr Val ETF-Aui 5.06% 95,633 $17.8M Add +4.7%
VCSH Vanguard S/T Corp. Bond ETF 3.94% 173,831 $13.9M Add +90.3%
BSV Vanguard Short-Term Bond ETF 2.90% 129,620 $10.2M Add +51.1%
VEA Vanguard Ftse Developed ETF 2.85% 167,759 $10.1M Add +42.0%
JPM JPMorgan Chase & Co. 2.77% 31,003 $9.8M Add +1.9%
GOOG Alphabet Inc. Class C 2.69% 38,982 $9.5M Reduce -2.2%
DFIV Dimensional International Va 2.40% 183,459 $8.5M Add +8.7%
VCIT Vanguard Int-Term Corporate 2.24% 94,020 $7.9M Reduce -2.2%
IVV iShares Core S&P 500 ETF 2.17% 11,422 $7.6M Add +13.8%
SPYV SS SPDR P S&P 500 Value ETF 2.15% 136,816 $7.6M Reduce -21.5%
VUG Vanguard Mrngstar GR ETF-Sui 2.09% 15,382 $7.4M Add +86.7%
VTI VG Morningstar TS MKT ETF-US 2.09% 22,471 $7.4M Reduce -0.4%
BNDW Vanguard Total World Bond Et 1.95% 98,544 $6.9M New
SPYM Ste STR SPDR PT S&P 500 ETF 1.91% 85,755 $6.7M Add +268.8%
RSP Invesco S&P 500 Equal Weight 1.69% 31,321 $5.9M Reduce -2.8%
TSM Taiwan Semiconductor-SP ADR 1.53% 19,271 $5.4M Reduce -4.8%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.41% 23,748 $5.0M Reduce -6.8%
APH Amphenol Corp. Class A 1.40% 39,763 $4.9M Reduce -9.2%
AXP American Express Co. 1.40% 14,808 $4.9M Reduce -6.3%
SPYG SS SPDR P S&P 500 Growth ETF 1.38% 46,597 $4.9M Reduce -4.2%
AVDV Avantis Intl S/C Value ETF 1.35% 53,392 $4.8M Add +2.8%
AAPL Apple Inc. 1.29% 17,858 $4.5M Reduce -1.0%
STIP iShares 0-5 Year Tips Bond E 1.28% 43,655 $4.5M Add +8.6%
AVUV Avantis US Small Cap Value 1.23% 43,700 $4.3M Add +0.7%
CMI Cummins Inc. 1.17% 9,766 $4.1M Reduce -1.1%
SYK Stryker Corp. 1.14% 10,893 $4.0M Reduce -7.4%
IJR iShares Core S&P Small-Cap E 1.12% 33,287 $4.0M Reduce -4.5%
IEMG iShares Core MSCI Emerging 1.12% 59,860 $3.9M Add +12.0%
LIN Linde PLC 1.09% 8,111 $3.9M Add +1.1%
AVLV Avantis US Large Cap Value 1.08% 52,594 $3.8M Reduce -12.7%
QCOM Qualcomm Inc. 1.07% 22,740 $3.8M Reduce -3.7%
GILD Gilead Sciences Inc. 1.03% 32,763 $3.6M Reduce -0.5%
PEP Pepsico Inc. 0.97% 24,435 $3.4M Add +3.7%
CAT Caterpillar Inc. 0.94% 6,951 $3.3M Reduce -3.1%
ECL Ecolab Inc. 0.90% 11,569 $3.2M Reduce -1.0%
IGV iShares Expanded Tech-Softwa 0.88% 27,092 $3.1M Reduce -8.3%
VB Vanguard Most SM-Cap ETF-Usd 0.88% 12,213 $3.1M Add +17.2%
VWO Vanguard Ftse Emerging Marke 0.85% 55,134 $3.0M Reduce -5.1%
LOW Lowe's Cos Inc. 0.83% 11,628 $2.9M Reduce -5.7%
SPY SS SPDR S&P 500 ETF Trust-US 0.81% 4,278 $2.8M Reduce -3.5%
V Visa Inc. Class A 0.73% 7,590 $2.6M Reduce -0.3%
SUB iShares Short-Term National 0.73% 23,982 $2.6M Reduce -0.2%
LLY Eli Lilly & Co. 0.72% 3,323 $2.5M Add +74.4%
HD Home Depot Inc. 0.72% 6,232 $2.5M Reduce -2.1%
AVEM Avantis Emerging Markets Eq 0.71% 33,423 $2.5M Reduce -2.8%
A Agilent Technologies Inc. 0.71% 19,412 $2.5M Reduce -8.1%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.70% 8,057 $2.5M Reduce -0.6%
SPSM SS SPDR P S&P 600 Small Cap 0.68% 51,857 $2.4M Reduce -5.3%
HEFA Isha Curr Hedged MSCI Eafe 0.65% 58,197 $2.3M Reduce -2.8%
DFUV Dimensional US Marketwide Va 0.57% 45,274 $2.0M Reduce -3.0%
SCHC Schwab Intl Small-Cap Equity 0.57% 44,004 $2.0M Add +1.4%
NEE Nextera Energy Inc. 0.52% 24,060 $1.8M Add +12.7%
MDT Medtronic PLC 0.50% 18,691 $1.8M Add +12.0%
EFG iShares MSCI Eafe Growth ETF 0.48% 14,925 $1.7M Add +16.8%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.48% 20,882 $1.7M Reduce -7.5%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.48% 5,759 $1.7M Add +60.1%
BND Vanguard Total Bond Market 0.47% 22,276 $1.7M Reduce -65.3%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.46% 14,190 $1.6M Reduce -4.9%
DFAC Dimensional US Core Equity 2 0.44% 40,602 $1.6M Reduce -69.4%
SCHX Schwab US Large-Cap ETF 0.43% 57,008 $1.5M Reduce -1.5%
VTEB Vanguard Tax-Exempt Bond ETF 0.39% 27,565 $1.4M Add +13.0%
WMT Walmart Inc. 0.34% 11,600 $1.2M No change
IEFA iShares Core MSCI Eafe ETF 0.34% 13,623 $1.2M Reduce -4.5%
JPST JPMorgan Ultra-Short Income 0.31% 21,281 $1.1M Reduce -68.6%
SCHW Schwab (charles) Corp. 0.30% 10,900 $1.0M New
TSLA Tesla Inc. 0.29% 2,285 $1.0M No change
XLU St Sr Utl SL SE SPDR ETF-Usd 0.28% 11,260 $982K Reduce -3.8%
ORCL Oracle Corp. 0.25% 3,135 $882K Add +16.4%
MUB iShares National Muni Bond E 0.25% 8,143 $867K Reduce -7.6%
DFAT Dimensional US Target Value 0.24% 14,534 $846K Reduce -1.9%
MRK Merck & Co. Inc. 0.23% 9,826 $825K Reduce -35.5%
KO The Coca-Cola Co. 0.23% 12,345 $819K Reduce -1.6%
QQQ Invesco QQQ Trust Series 1 0.23% 1,345 $807K Add +2.2%
FNDF Schwab Fndmn Intl LRG Co. ETF 0.23% 18,552 $797K Reduce -12.2%
JNJ Johnson & Johnson 0.22% 4,195 $778K Add +14.6%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.21% 14,350 $740K Add +45.0%
SCHF Schwab Intl Equity ETF 0.21% 31,432 $732K Reduce -11.8%
GOOGL Alphabet Inc. Class A 0.21% 3,006 $731K Reduce -0.7%
MDY State Street SPDR S&P Midcap 0.20% 1,183 $705K Reduce -28.9%
RCL Royal Caribbean Cruises Ltd. 0.19% 2,100 $680K Reduce -7.7%
XOM Exxon Mobil Corp. 0.19% 5,970 $673K Reduce -5.5%
PFF iShares Preferred & Income S 0.19% 21,280 $673K Reduce -35.5%
IWF iShares Russell 1000 Growth 0.19% 1,420 $665K Reduce -2.6%
SPDW Ste STR SPDR PT DW Eu ETF 0.19% 15,395 $659K Reduce -6.7%
VOO Vanguard S&P 500 ETF 0.18% 1,015 $622K Reduce -0.8%
TIP iShares Tips Bond ETF 0.18% 5,563 $619K Reduce -76.4%
ITOT iShares Core S&P Total U.S. 0.17% 4,171 $608K No change
SCHB Schwab US Broad Market ETF 0.17% 23,589 $606K Reduce -2.4%
VIG Vanguard Dividend Apprec ETF 0.17% 2,704 $583K Reduce -0.9%
NKE Nike Inc. Class B 0.16% 8,320 $580K Reduce -5.2%
SCHA Schwab US Small-Cap ETF 0.16% 19,758 $551K Reduce -3.8%
AVIV Avantis Intl LRG Cap Val ETF 0.16% 8,115 $547K Reduce -14.7%
IWM iShares Russell 2000 ETF 0.15% 2,251 $545K Reduce -1.1%
PG The Procter & Gamble Co. 0.15% 3,470 $533K Add +23.3%
AMGN Amgen Inc. 0.15% 1,861 $525K Add +1.4%
ARES Ares Management Corp. Class A 0.15% 3,275 $524K No change
IVW iShares S&P 500 Growth ETF 0.15% 4,306 $520K Reduce -3.2%
IVE iShares S&P 500 Value ETF 0.15% 2,490 $514K Reduce -2.4%
BNDX Vanguard Total Intl Bond ETF 0.15% 10,380 $513K Reduce -87.1%
APO Apollo Global Management Inc. 0.14% 3,800 $506K No change
BRK.B Berkshire Hathaway Inc. Class B 0.13% 940 $473K Reduce -3.6%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.13% 1,646 $464K Reduce -17.5%
DFAS Dimensional US Small Cap ETF 0.13% 6,737 $461K No change
SCHV Schwab US Large-Cap Value 0.12% 14,018 $408K Reduce -17.2%
BA The Boeing Co. 0.11% 1,850 $399K No change
ETN Eaton Corp. PLC 0.11% 1,050 $393K No change
VTES Vanguard SH Term Tax-Ex Bond 0.11% 3,842 $392K Reduce -22.5%
XLK SS Technology Select Sector 0.11% 1,385 $390K Reduce -7.8%
NVDA Nvidia Corp. 0.11% 2,090 $390K Reduce -0.6%
IAU iShares Gold Trust 0.11% 5,223 $380K No change
MCD McDonald's Corp. 0.11% 1,240 $377K Reduce -6.1%
XLV SS Health Care Select Sector 0.11% 2,670 $372K Reduce -10.3%
PGX Invesco Preferred ETF 0.10% 31,050 $360K Reduce -38.8%
VIOV Vanguard S&P Small-Cap 600 V 0.10% 3,692 $352K Reduce -1.1%
SCHD Schwab US DVD Equity ETF 0.10% 12,561 $343K No change
KTOS Kratos Defense & Security 0.10% 3,716 $340K New
VEU Vanguard Ftse All-World Ex-U 0.10% 4,755 $339K No change
AMZN Amazon.com Inc. 0.09% 1,489 $327K Reduce -3.8%
TFC Truist Financial Corp. 0.09% 7,000 $320K Reduce -5.4%
DFAI Dimensional International Co. 0.09% 8,768 $319K Reduce -74.9%
SCHG Schwab US Large-Cap Growth 0.09% 9,849 $314K Reduce -3.2%
BMY Bristol-Myers Squibb Co. 0.08% 6,420 $290K Reduce -18.9%
CSCO Cisco Systems Inc. 0.08% 4,210 $288K No change
IWB iShares Russell 1000 ETF 0.08% 788 $288K No change
SCZ iShares MSCI Eafe Small-Cap 0.08% 3,571 $274K Reduce -10.8%
JMUB JPMorgan Municipal ETF 0.08% 5,416 $273K Reduce -17.6%
EZU iShares MSCI Eurozone ETF 0.08% 4,370 $271K Reduce -1.8%
SCHE Schwab Emrg Mrkts Eqty ETF 0.08% 8,075 $269K Reduce -13.1%
MAR Marriott International Class A 0.08% 1,032 $269K New
XLI SS Industrial Select Sector 0.08% 1,735 $268K Reduce -6.0%
VTIP Vanguard Short-Term Tips 0.07% 5,047 $256K Reduce -77.4%
FNDC Schwab Fndmnt Intl SM Eq ETF 0.07% 5,678 $253K Reduce -5.7%
HON Honeywell International Inc. 0.07% 1,200 $253K No change
AMAT Applied Materials Inc. 0.07% 1,200 $246K New
CVX Chevron Corp. 0.07% 1,483 $230K Reduce -12.0%
UBER Uber Technologies Inc. 0.07% 2,350 $230K No change
TEVA Teva Pharmaceutical-SP ADR 0.06% 11,020 $223K No change
IWD iShares Russell 1000 Value E 0.06% 1,086 $221K Reduce -7.7%
SPEM State Street SP PTF Em ETF 0.06% 4,719 $221K Reduce -9.4%
FNDX Schwab Fndmntl US LRG Co. ETF 0.06% 8,376 $220K Reduce -1.9%
EFV iShares MSCI Eafe Value ETF 0.06% 3,213 $218K Reduce -1.6%
CL Colgate-Palmolive Co. 0.06% 2,615 $209K Reduce -0.8%

Portfolio Sells Q2 2025 → Q3 2025
BNDX Vanguard Total Intl Bond ETF Reduce -87.1% 0.15% −1.09
DFAC Dimensional US Core Equity 2 Reduce -69.4% 0.44% −1.03
BND Vanguard Total Bond Market Reduce -65.3% 0.47% −1.00
JPST JPMorgan Ultra-Short Income Reduce -68.6% 0.31% −0.76
SPYV SS SPDR P S&P 500 Value ETF Reduce -21.5% 2.15% −0.68
TIP iShares Tips Bond ETF Reduce -76.4% 0.18% −0.63
VNQ Vanguard Real Estate ETF Sold out 0.00% −0.45
MSFT Microsoft Corp. Reduce -0.0% 9.05% −0.45
VNQI Vanguard GLBL Ex-US Real Est Sold out 0.00% −0.41
SYK Stryker Corp. Reduce -7.4% 1.14% −0.30
DFAI Dimensional International Co. Reduce -74.9% 0.09% −0.28
VTIP Vanguard Short-Term Tips Reduce -77.4% 0.07% −0.28
VCIT Vanguard Int-Term Corporate Reduce -2.2% 2.24% −0.23
AVLV Avantis US Large Cap Value Reduce -12.7% 1.08% −0.20
AXP American Express Co. Reduce -6.3% 1.40% −0.17
MRK Merck & Co. Inc. Reduce -35.5% 0.23% −0.14
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -6.8% 1.41% −0.13
RSP Invesco S&P 500 Equal Weight Reduce -2.8% 1.69% −0.13
PFF iShares Preferred & Income S Reduce -35.5% 0.19% −0.12
IGV iShares Expanded Tech-Softwa Reduce -8.3% 0.88% −0.12
DIS The Walt Disney Co. Reduce -4.9% 0.46% −0.11
V Visa Inc. Class A Reduce -0.3% 0.73% −0.10
GILD Gilead Sciences Inc. Reduce -0.5% 1.03% −0.10
QCOM Qualcomm Inc. Reduce -3.7% 1.07% −0.09
MDY State Street SPDR S&P Midcap Reduce -28.9% 0.20% −0.09
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Reduce -7.5% 0.48% −0.08
ECL Ecolab Inc. Reduce -1.0% 0.90% −0.08
PGX Invesco Preferred ETF Reduce -38.8% 0.10% −0.07
A Agilent Technologies Inc. Reduce -8.1% 0.71% −0.07
SUB iShares Short-Term National Reduce -0.2% 0.73% −0.07
DFIS Dimensional International SM Sold out 0.00% −0.06
JMST JPM Ultra-Short Muni Income Sold out 0.00% −0.06
IJR iShares Core S&P Small-Cap E Reduce -4.5% 1.12% −0.06
SPYG SS SPDR P S&P 500 Growth ETF Reduce -4.2% 1.38% −0.05
IBM Intl Business Machines Corp. Reduce -17.5% 0.13% −0.05
HEFA Isha Curr Hedged MSCI Eafe Reduce -2.8% 0.65% −0.05
VTES Vanguard SH Term Tax-Ex Bond Reduce -22.5% 0.11% −0.04
VWO Vanguard Ftse Emerging Marke Reduce -5.1% 0.85% −0.04
KO The Coca-Cola Co. Reduce -1.6% 0.23% −0.04
SPSM SS SPDR P S&P 600 Small Cap Reduce -5.3% 0.68% −0.04
SPY SS SPDR S&P 500 ETF Trust-US Reduce -3.5% 0.81% −0.04
MUB iShares National Muni Bond E Reduce -7.6% 0.25% −0.04
DFUV Dimensional US Marketwide Va Reduce -3.0% 0.57% −0.04
SCHF Schwab Intl Equity ETF Reduce -11.8% 0.21% −0.04
FNDF Schwab Fndmn Intl LRG Co. ETF Reduce -12.2% 0.23% −0.04
VTI VG Morningstar TS MKT ETF-US Reduce -0.4% 2.09% −0.03
BMY Bristol-Myers Squibb Co. Reduce -18.9% 0.08% −0.03
IEFA iShares Core MSCI Eafe ETF Reduce -4.5% 0.34% −0.03
SCHV Schwab US Large-Cap Value Reduce -17.2% 0.12% −0.03
NKE Nike Inc. Class B Reduce -5.2% 0.16% −0.03

Portfolio Buys Q2 2025 → Q3 2025
BNDW Vanguard Total World Bond Et New 1.95% +1.95
VCSH Vanguard S/T Corp. Bond ETF Add +90.3% 3.94% +1.69
SPYM Ste STR SPDR PT S&P 500 ETF Add +268.8% 1.91% +1.38
VUG Vanguard Mrngstar GR ETF-Sui Add +86.7% 2.09% +0.97
BSV Vanguard Short-Term Bond ETF Add +51.1% 2.90% +0.81
VEA Vanguard Ftse Developed ETF Add +42.0% 2.85% +0.76
SCHW Schwab (charles) Corp. New 0.30% +0.30
LLY Eli Lilly & Co. Add +74.4% 0.72% +0.26
IVV iShares Core S&P 500 ETF Add +13.8% 2.17% +0.24
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +60.1% 0.48% +0.17
DFIV Dimensional International Va Add +8.7% 2.40% +0.16
IEMG iShares Core MSCI Emerging Add +12.0% 1.12% +0.12
VB Vanguard Most SM-Cap ETF-Usd Add +17.2% 0.88% +0.12
KTOS Kratos Defense & Security New 0.10% +0.10
MAR Marriott International Class A New 0.08% +0.08
AVDV Avantis Intl S/C Value ETF Add +2.8% 1.35% +0.07
AMAT Applied Materials Inc. New 0.07% +0.07
ORCL Oracle Corp. Add +16.4% 0.25% +0.07
BAC Bank of America Corp. Add +45.0% 0.21% +0.06
VTV Vanguard Mrngstr Val ETF-Aui Add +4.7% 5.06% +0.06
NEE Nextera Energy Inc. Add +12.7% 0.52% +0.06
MDT Medtronic PLC Add +12.0% 0.50% +0.05
JNJ Johnson & Johnson Add +14.6% 0.22% +0.05
JPM JPMorgan Chase & Co. Add +1.9% 2.77% +0.04
EFG iShares MSCI Eafe Growth ETF Add +16.8% 0.48% +0.04
VTEB Vanguard Tax-Exempt Bond ETF Add +13.0% 0.39% +0.02
PG The Procter & Gamble Co. Add +23.3% 0.15% +0.01
PEP Pepsico Inc. Add +3.7% 0.97% +0.01
AVUV Avantis US Small Cap Value Add +0.7% 1.23% +0.01
QQQ Invesco QQQ Trust Series 1 Add +2.2% 0.23% +0.00
STIP iShares 0-5 Year Tips Bond E Add +8.6% 1.28% −0.00
SCHC Schwab Intl Small-Cap Equity Add +1.4% 0.57% −0.00
AMGN Amgen Inc. Add +1.4% 0.15% −0.01
LIN Linde PLC Add +1.1% 1.09% −0.07

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 144$394.0MMSFT, VTV, VCSH, VEA, SPYM
Q1 2026 142$359.3MMSFT, VCSH, VTV, VEA, BSV
Q4 2025 141$368.7MMSFT, VTV, VCSH, SPYM, GOOG
Q3 2025 143$352.6MMSFT, VTV, VCSH, BSV, VEA
Q2 2025 142$322.8MMSFT, VTV, SPYV, JPM, VCIT
Q1 2025 140$295.2MMSFT, VTV, SPYV, VCIT, JPM
Q4 2024 138$298.0MMSFT, VTV, SPYV, VCSH, VCIT
Q3 2024 141$309.9MMSFT, VTV, SPYV, VCSH, VCIT
Q2 2024 137$278.9MMSFT, VTV, SPYV, VCSH, GOOG
Q1 2024 140$287.7MMSFT, VTV, SPYV, LLAP, VCSH