Stone Summit Wealth LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 27, 2026), Stone Summit Wealth LLC reported 141 stock positions worth $368.7 million. Its top holding was Microsoft (MSFT) at 8.1% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 4.9%) and Vanguard S/T Corp. Bond ETF (VCSH, 4.5%). Compared with Q3 2025, it opened 5 new positions, sold out of 7, added to 44 and reduced 69. The biggest buy was Ste STR SPDR PT S&P 500 ETF (SPYM, shares +83%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −57%).
- Most Recent 13F
- Q2 2026
- Location
- MIAMI, FL
- CIK
- 0001908192
- Portfolio Value
- $368.7M (Q4 2025)
- SEC Filing
- 0002085853-26-000102 ↗ filed Jan 27, 2026
Holdings Value
Holdings 141 stocks · $368.7M
| MSFT Microsoft Corp. | 8.08% | 61,626 | $29.8M | Add +0.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.93% | 95,135 | $18.2M | Reduce -0.5% |
| VCSH Vanguard S/T Corp. Bond ETF | 4.49% | 207,820 | $16.6M | Add +19.6% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 3.41% | 156,733 | $12.6M | Add +82.8% |
| GOOG Alphabet Inc. Class C | 3.34% | 39,227 | $12.3M | Add +0.6% |
| BSV Vanguard Short-Term Bond ETF | 3.26% | 152,511 | $12.0M | Add +17.7% |
| VEA Vanguard Ftse Developed ETF | 3.07% | 181,188 | $11.3M | Add +8.0% |
| JPM JPMorgan Chase & Co. | 2.62% | 29,930 | $9.6M | Reduce -3.5% |
| DFIV Dimensional International Va | 2.60% | 192,139 | $9.6M | Add +4.7% |
| BNDW Vanguard Total World Bond Et | 2.21% | 118,273 | $8.1M | Add +20.0% |
| SPYV SS SPDR P S&P 500 Value ETF | 2.17% | 140,513 | $8.0M | Add +2.7% |
| IVV iShares Core S&P 500 ETF | 2.13% | 11,491 | $7.9M | Add +0.6% |
| VCIT Vanguard Int-Term Corporate | 2.13% | 93,831 | $7.9M | Reduce -0.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.08% | 15,740 | $7.7M | Add +2.3% |
| RSP Invesco S&P 500 Equal Weight | 1.64% | 31,631 | $6.1M | Add +1.0% |
| SPYG SS SPDR P S&P 500 Growth ETF | 1.52% | 52,507 | $5.6M | Add +12.7% |
| TSM Taiwan Semiconductor-SP ADR | 1.51% | 18,362 | $5.6M | Reduce -4.7% |
| AXP American Express Co. | 1.43% | 14,252 | $5.3M | Reduce -3.8% |
| AVDV Avantis Intl S/C Value ETF | 1.38% | 54,066 | $5.1M | Add +1.3% |
| AAPL Apple Inc. | 1.37% | 18,605 | $5.1M | Add +4.2% |
| APH Amphenol Corp. Class A | 1.36% | 37,073 | $5.0M | Reduce -6.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.34% | 23,318 | $4.9M | Reduce -1.8% |
| CMI Cummins Inc. | 1.29% | 9,311 | $4.8M | Reduce -4.7% |
| STIP iShares 0-5 Year Tips Bond E | 1.27% | 45,869 | $4.7M | Add +5.1% |
| AVUV Avantis US Small Cap Value | 1.23% | 44,403 | $4.5M | Add +1.6% |
| IEMG iShares Core MSCI Emerging | 1.19% | 65,154 | $4.4M | Add +8.8% |
| GILD Gilead Sciences Inc. | 1.08% | 32,557 | $4.0M | Reduce -0.6% |
| QCOM Qualcomm Inc. | 1.08% | 23,289 | $4.0M | Add +2.4% |
| IJR iShares Core S&P Small-Cap E | 1.08% | 33,044 | $4.0M | Reduce -0.7% |
| SYK Stryker Corp. | 1.06% | 11,115 | $3.9M | Add +2.0% |
| CAT Caterpillar Inc. | 1.04% | 6,670 | $3.8M | Reduce -4.0% |
| AVLV Avantis US Large Cap Value | 1.02% | 49,715 | $3.8M | Reduce -5.5% |
| LLY Eli Lilly & Co. | 0.98% | 3,363 | $3.6M | Add +1.2% |
| LIN Linde PLC | 0.98% | 8,456 | $3.6M | Add +4.3% |
| PEP Pepsico Inc. | 0.94% | 24,187 | $3.5M | Reduce -1.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.92% | 13,099 | $3.4M | Add +7.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.88% | 9,644 | $3.2M | Reduce -57.1% |
| ECL Ecolab Inc. | 0.86% | 12,057 | $3.2M | Add +4.2% |
| VWO Vanguard Ftse Emerging Marke | 0.77% | 52,808 | $2.8M | Reduce -4.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.77% | 4,151 | $2.8M | Reduce -3.0% |
| LOW Lowe's Cos Inc. | 0.75% | 11,447 | $2.8M | Reduce -1.6% |
| SUB iShares Short-Term National | 0.73% | 25,321 | $2.7M | Add +5.6% |
| V Visa Inc. Class A | 0.73% | 7,699 | $2.7M | Add +1.4% |
| IGV iShares Expanded Tech-Softwa | 0.72% | 25,202 | $2.7M | Reduce -7.0% |
| A Agilent Technologies Inc. | 0.71% | 19,337 | $2.6M | Reduce -0.4% |
| AVEM Avantis Emerging Markets Eq | 0.68% | 32,650 | $2.5M | Reduce -2.3% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.66% | 7,707 | $2.4M | Reduce -4.3% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.65% | 50,914 | $2.4M | Reduce -1.8% |
| HEFA Isha Curr Hedged MSCI Eafe | 0.62% | 54,946 | $2.3M | Reduce -5.6% |
| SCHC Schwab Intl Small-Cap Equity | 0.59% | 47,913 | $2.2M | Add +8.9% |
| NEE Nextera Energy Inc. | 0.57% | 25,984 | $2.1M | Add +8.0% |
| DFUV Dimensional US Marketwide Va | 0.56% | 44,540 | $2.1M | Reduce -1.6% |
| MDT Medtronic PLC | 0.55% | 21,186 | $2.0M | Add +13.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.54% | 6,891 | $2.0M | Add +19.7% |
| EFG iShares MSCI Eafe Growth ETF | 0.48% | 15,609 | $1.8M | Add +4.6% |
| HD Home Depot Inc. | 0.47% | 5,062 | $1.7M | Reduce -18.8% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.44% | 20,022 | $1.6M | Reduce -4.1% |
| DFAC Dimensional US Core Equity 2 | 0.41% | 38,243 | $1.5M | Reduce -5.8% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.40% | 29,432 | $1.5M | Add +6.8% |
| SCHX Schwab US Large-Cap ETF | 0.40% | 54,524 | $1.5M | Reduce -4.4% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.37% | 12,096 | $1.4M | Reduce -14.8% |
| MRK Merck & Co. Inc. | 0.35% | 12,286 | $1.3M | Add +25.0% |
| WMT Walmart Inc. | 0.35% | 11,600 | $1.3M | No change |
| GOOGL Alphabet Inc. Class A | 0.35% | 4,067 | $1.3M | Add +35.3% |
| IEFA iShares Core MSCI Eafe ETF | 0.32% | 13,294 | $1.2M | Reduce -2.4% |
| SCHW Schwab (charles) Corp. | 0.30% | 10,900 | $1.1M | No change |
| TSLA Tesla Inc. | 0.28% | 2,285 | $1.0M | No change |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.26% | 22,520 | $961K | No change |
| JNJ Johnson & Johnson | 0.23% | 4,185 | $866K | Reduce -0.2% |
| MUB iShares National Muni Bond E | 0.23% | 7,999 | $857K | Reduce -1.8% |
| DFAT Dimensional US Target Value | 0.23% | 14,114 | $840K | Reduce -2.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.22% | 1,345 | $826K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.21% | 14,250 | $784K | Reduce -0.7% |
| KO The Coca-Cola Co. | 0.21% | 11,125 | $778K | Reduce -9.9% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.21% | 16,882 | $763K | Reduce -9.0% |
| AMGN Amgen Inc. | 0.20% | 2,231 | $730K | Add +19.9% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.20% | 16,311 | $724K | Add +6.0% |
| SCHF Schwab Intl Equity ETF | 0.20% | 30,116 | $724K | Reduce -4.2% |
| XOM Exxon Mobil Corp. | 0.19% | 5,820 | $700K | Reduce -2.5% |
| MDY State Street SPDR S&P Midcap | 0.18% | 1,128 | $681K | Reduce -4.7% |
| IWF iShares Russell 1000 Growth | 0.18% | 1,420 | $672K | No change |
| BND Vanguard Total Bond Market | 0.18% | 8,898 | $659K | Reduce -60.1% |
| BMY Bristol-Myers Squibb Co. | 0.18% | 12,100 | $653K | Add +88.5% |
| VOO Vanguard S&P 500 ETF | 0.17% | 1,028 | $645K | Add +1.3% |
| JPST JPMorgan Ultra-Short Income | 0.17% | 12,304 | $622K | Reduce -42.2% |
| ORCL Oracle Corp. | 0.17% | 3,126 | $609K | Reduce -0.3% |
| VIG Vanguard Dividend Apprec ETF | 0.16% | 2,669 | $587K | Reduce -1.3% |
| ITOT iShares Core S&P Total U.S. | 0.16% | 3,870 | $575K | Reduce -7.2% |
| SCHB Schwab US Broad Market ETF | 0.16% | 21,850 | $573K | Reduce -7.4% |
| APO Apollo Global Management Inc. | 0.15% | 3,800 | $550K | No change |
| VTES Vanguard SH Term Tax-Ex Bond | 0.15% | 5,351 | $544K | Add +39.3% |
| IWM iShares Russell 2000 ETF | 0.15% | 2,176 | $536K | Reduce -3.3% |
| SCHA Schwab US Small-Cap ETF | 0.14% | 18,764 | $534K | Reduce -5.0% |
| ARES Ares Management Corp. Class A | 0.14% | 3,275 | $529K | No change |
| RCL Royal Caribbean Cruises Ltd. | 0.14% | 1,895 | $529K | Reduce -9.8% |
| IVE iShares S&P 500 Value ETF | 0.14% | 2,482 | $526K | Reduce -0.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.14% | 1,771 | $525K | Add +7.6% |
| AVIV Avantis Intl LRG Cap Val ETF | 0.14% | 7,208 | $513K | Reduce -11.2% |
| NKE Nike Inc. Class B | 0.14% | 7,830 | $499K | Reduce -5.9% |
| IVW iShares S&P 500 Growth ETF | 0.14% | 4,038 | $498K | Reduce -6.2% |
Portfolio Sells Q3 2025 → Q4 2025
| VTI VG Morningstar TS MKT ETF-US | Reduce -57.1% | 0.88% | −1.21 |
| BND Vanguard Total Bond Market | Reduce -60.1% | 0.18% | −0.29 |
| HD Home Depot Inc. | Reduce -18.8% | 0.47% | −0.24 |
| IGV iShares Expanded Tech-Softwa | Reduce -7.0% | 0.72% | −0.16 |
| JPM JPMorgan Chase & Co. | Reduce -3.5% | 2.62% | −0.16 |
| BNDX Vanguard Total Intl Bond ETF | Sold out | 0.00% | −0.15 |
| JPST JPMorgan Ultra-Short Income | Reduce -42.2% | 0.17% | −0.14 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.5% | 4.93% | −0.13 |
| VCIT Vanguard Int-Term Corporate | Reduce -0.2% | 2.13% | −0.11 |
| TIP iShares Tips Bond ETF | Reduce -55.9% | 0.07% | −0.10 |
| PFF iShares Preferred & Income S | Reduce -47.8% | 0.09% | −0.10 |
| DIS The Walt Disney Co. | Reduce -14.8% | 0.37% | −0.09 |
| ORCL Oracle Corp. | Reduce -0.3% | 0.17% | −0.08 |
| LOW Lowe's Cos Inc. | Reduce -1.6% | 0.75% | −0.08 |
| VWO Vanguard Ftse Emerging Marke | Reduce -4.2% | 0.77% | −0.08 |
| VTIP Vanguard Short-Term Tips | Sold out | 0.00% | −0.07 |
| HON Honeywell International Inc. | Sold out | 0.00% | −0.07 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -1.8% | 1.34% | −0.07 |
| CVX Chevron Corp. | Sold out | 0.00% | −0.07 |
| UBER Uber Technologies Inc. | Sold out | 0.00% | −0.07 |
| SPEM State Street SP PTF Em ETF | Sold out | 0.00% | −0.06 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Sold out | 0.00% | −0.06 |
| AVLV Avantis US Large Cap Value | Reduce -5.5% | 1.02% | −0.06 |
| RCL Royal Caribbean Cruises Ltd. | Reduce -9.8% | 0.14% | −0.05 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -4.3% | 0.66% | −0.05 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.7% | 1.08% | −0.04 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Reduce -4.1% | 0.44% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -3.0% | 0.77% | −0.04 |
| HEFA Isha Curr Hedged MSCI Eafe | Reduce -5.6% | 0.62% | −0.04 |
| APH Amphenol Corp. Class A | Reduce -6.8% | 1.36% | −0.04 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -1.8% | 0.65% | −0.03 |
| DFAC Dimensional US Core Equity 2 | Reduce -5.8% | 0.41% | −0.03 |
| PEP Pepsico Inc. | Reduce -1.0% | 0.94% | −0.03 |
| AVEM Avantis Emerging Markets Eq | Reduce -2.3% | 0.68% | −0.03 |
| NKE Nike Inc. Class B | Reduce -5.9% | 0.14% | −0.03 |
| SCHX Schwab US Large-Cap ETF | Reduce -4.4% | 0.40% | −0.03 |
| PGX Invesco Preferred ETF | Reduce -19.5% | 0.08% | −0.03 |
| XLK SS Technology Select Sector | Reduce -17.8% | 0.09% | −0.02 |
| KO The Coca-Cola Co. | Reduce -9.9% | 0.21% | −0.02 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Reduce -9.0% | 0.21% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -0.9% | 0.13% | −0.02 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Reduce -20.5% | 0.05% | −0.02 |
| SCHB Schwab US Broad Market ETF | Reduce -7.4% | 0.16% | −0.02 |
| ITOT iShares Core S&P Total U.S. | Reduce -7.2% | 0.16% | −0.02 |
| AVIV Avantis Intl LRG Cap Val ETF | Reduce -11.2% | 0.14% | −0.02 |
| MDY State Street SPDR S&P Midcap | Reduce -4.7% | 0.18% | −0.02 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -2.4% | 0.32% | −0.01 |
| MUB iShares National Muni Bond E | Reduce -1.8% | 0.23% | −0.01 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -4.7% | 1.51% | −0.01 |
| IVW iShares S&P 500 Growth ETF | Reduce -6.2% | 0.14% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +82.8% | 3.41% | +1.50 |
| GOOG Alphabet Inc. Class C | Add +0.6% | 3.34% | +0.65 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +19.6% | 4.49% | +0.55 |
| BSV Vanguard Short-Term Bond ETF | Add +17.7% | 3.26% | +0.36 |
| LLY Eli Lilly & Co. | Add +1.2% | 0.98% | +0.26 |
| BNDW Vanguard Total World Bond Et | Add +20.0% | 2.21% | +0.26 |
| VEA Vanguard Ftse Developed ETF | Add +8.0% | 3.07% | +0.22 |
| DFIV Dimensional International Va | Add +4.7% | 2.60% | +0.20 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +12.7% | 1.52% | +0.14 |
| GOOGL Alphabet Inc. Class A | Add +35.3% | 0.35% | +0.14 |
| VTEC Vanguard Ca Tax-Ex Bond | New | 0.13% | +0.13 |
| MRK Merck & Co. Inc. | Add +25.0% | 0.35% | +0.12 |
| BMY Bristol-Myers Squibb Co. | Add +88.5% | 0.18% | +0.09 |
| AAPL Apple Inc. | Add +4.2% | 1.37% | +0.08 |
| CALI Ishrs SH-TRM Ca Muni Act ETF | New | 0.08% | +0.08 |
| META Meta Platforms Inc. Class A | New | 0.07% | +0.07 |
| IEMG iShares Core MSCI Emerging | Add +8.8% | 1.19% | +0.07 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +19.7% | 0.54% | +0.06 |
| HWM Howmet Aerospace Inc. | New | 0.06% | +0.06 |
| GLDM SPDR Gold Minishares Trust | New | 0.06% | +0.06 |
| NEE Nextera Energy Inc. | Add +8.0% | 0.57% | +0.05 |
| AMGN Amgen Inc. | Add +19.9% | 0.20% | +0.05 |
| MDT Medtronic PLC | Add +13.3% | 0.55% | +0.05 |
| VTES Vanguard SH Term Tax-Ex Bond | Add +39.3% | 0.15% | +0.04 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +7.3% | 0.92% | +0.04 |
| AVDV Avantis Intl S/C Value ETF | Add +1.3% | 1.38% | +0.03 |
| SCHC Schwab Intl Small-Cap Equity | Add +8.9% | 0.59% | +0.02 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +2.7% | 2.17% | +0.02 |
| SCHG Schwab US Large-Cap Growth | Add +16.2% | 0.10% | +0.01 |
| IBM Intl Business Machines Corp. | Add +7.6% | 0.14% | +0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +6.8% | 0.40% | +0.01 |
| AMZN Amazon.com Inc. | Add +10.1% | 0.10% | +0.01 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +6.0% | 0.20% | +0.01 |
| QCOM Qualcomm Inc. | Add +2.4% | 1.08% | +0.01 |
| SUB iShares Short-Term National | Add +5.6% | 0.73% | +0.01 |
| NVDA Nvidia Corp. | Add +9.8% | 0.12% | +0.01 |
| CL Colgate-Palmolive Co. | Add +14.2% | 0.06% | +0.00 |
| EFG iShares MSCI Eafe Growth ETF | Add +4.6% | 0.48% | +0.00 |
| VOO Vanguard S&P 500 ETF | Add +1.3% | 0.17% | −0.00 |
| V Visa Inc. Class A | Add +1.4% | 0.73% | −0.00 |
| AVUV Avantis US Small Cap Value | Add +1.6% | 1.23% | −0.01 |
| STIP iShares 0-5 Year Tips Bond E | Add +5.1% | 1.27% | −0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +2.3% | 2.08% | −0.01 |
| IVV iShares Core S&P 500 ETF | Add +0.6% | 2.13% | −0.03 |
| ECL Ecolab Inc. | Add +4.2% | 0.86% | −0.04 |
| RSP Invesco S&P 500 Equal Weight | Add +1.0% | 1.64% | −0.04 |
| SYK Stryker Corp. | Add +2.0% | 1.06% | −0.08 |
| LIN Linde PLC | Add +4.3% | 0.98% | −0.11 |
| MSFT Microsoft Corp. | Add +0.0% | 8.08% | −0.97 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 144 | $394.0M | MSFT, VTV, VCSH, VEA, SPYM |
| Q1 2026 | 142 | $359.3M | MSFT, VCSH, VTV, VEA, BSV |
| Q4 2025 | 141 | $368.7M | MSFT, VTV, VCSH, SPYM, GOOG |
| Q3 2025 | 143 | $352.6M | MSFT, VTV, VCSH, BSV, VEA |
| Q2 2025 | 142 | $322.8M | MSFT, VTV, SPYV, JPM, VCIT |
| Q1 2025 | 140 | $295.2M | MSFT, VTV, SPYV, VCIT, JPM |
| Q4 2024 | 138 | $298.0M | MSFT, VTV, SPYV, VCSH, VCIT |
| Q3 2024 | 141 | $309.9M | MSFT, VTV, SPYV, VCSH, VCIT |
| Q2 2024 | 137 | $278.9M | MSFT, VTV, SPYV, VCSH, GOOG |
| Q1 2024 | 140 | $287.7M | MSFT, VTV, SPYV, LLAP, VCSH |