SwitchPoint Financial Planning, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 17, 2026), SwitchPoint Financial Planning, LLC reported 62 stock positions worth $142.8 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 19.8% of the portfolio, followed by Dimensional International (DFIC, 16.3%) and Dimensional Emrg MRKT Core (DFEM, 5.8%). Compared with Q3 2025, it opened 2 new positions, sold out of 1, added to 22 and reduced 16. The biggest buy was a new position in Intl Business Machines (IBM) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −16%).

Most Recent 13F
Q2 2026
Location
LEHI, UT
CIK
0002055526
Portfolio Value
$142.8M (Q4 2025)
SEC Filing
0002055526-26-000001 ↗ filed Feb 17, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q4 2024: $104.4M Q4 2024 Q1 2025: $105.4M Q1 2025 Q2 2025: $122.0M Q2 2025 Q3 2025: $138.1M Q3 2025 Q4 2025: $142.8M $142.8M Q4 2025 Q1 2026: $147.5M Q1 2026 Q2 2026: $173.2M Q2 2026

Holdings 62 stocks · $142.8M
DFAC Dimensional US Core Equity 2 19.79% 713,645 $28.3M Add +1.5%
DFIC Dimensional International Co. 16.31% 675,961 $23.3M Reduce -0.3%
DFEM Dimensional Emrg MRKT Core 5.79% 249,979 $8.3M Add +1.4%
DFAT Dimensional US Target Value 3.84% 92,109 $5.5M Reduce -0.6%
DFUV Dimensional US Marketwide Va 3.20% 97,976 $4.6M Reduce -5.2%
DFSD Dimensional Short Duration 2.97% 88,488 $4.2M Add +6.4%
DFAX Dimensional World Ex US Core 2.70% 117,940 $3.9M No change
GOOG Alphabet Inc. Class C 2.66% 12,094 $3.8M Reduce -0.1%
SGOV iShares 0-3 Month Treasury B 2.51% 35,656 $3.6M Add +4.0%
VTV Vanguard Mrngstr Val ETF-Aui 2.36% 17,673 $3.4M No change
DFAU Dimensional US Core Equity M 2.36% 72,101 $3.4M No change
CDNS Cadence Design SYS Inc. 2.27% 10,351 $3.2M Add +0.0%
VUG Vanguard Mrngstar GR ETF-Sui 2.05% 5,987 $2.9M Reduce -0.1%
VTI VG Morningstar TS MKT ETF-US 2.04% 8,683 $2.9M Reduce -16.1%
DFIV Dimensional International Va 1.88% 53,777 $2.7M Reduce -11.8%
DFAI Dimensional International Co. 1.85% 69,460 $2.6M Reduce -0.5%
VXUS Vanguard Total Intl Stock 1.46% 27,588 $2.1M No change
AVUS Avantis U.S. Equity ETF 1.41% 17,977 $2.0M No change
DFAS Dimensional US Small Cap ETF 1.37% 28,004 $2.0M No change
DFNM Dimensional National Muni BD 1.33% 39,303 $1.9M Add +6.9%
VTEB Vanguard Tax-Exempt Bond ETF 1.29% 36,677 $1.8M Add +0.4%
DFCF Dimensional Core Fixed Inc. 1.29% 43,201 $1.8M Add +7.2%
DFAE Dimensional Emerging Core Eq 1.25% 54,761 $1.8M No change
DFUS Dimensional US Eq MKT ETF 1.11% 21,451 $1.6M Reduce -3.2%
MSFT Microsoft Corp. 1.01% 2,992 $1.4M Add +5.0%
AAPL Apple Inc. 1.00% 5,249 $1.4M Reduce -6.0%
VB Vanguard Most SM-Cap ETF-Usd 0.90% 5,006 $1.3M No change
IVV iShares Core S&P 500 ETF 0.86% 1,785 $1.2M No change
VTES Vanguard SH Term Tax-Ex Bond 0.84% 11,850 $1.2M Reduce -0.8%
NVDA Nvidia Corp. 0.77% 5,881 $1.1M Add +20.4%
VOO Vanguard S&P 500 ETF 0.70% 1,585 $994K Reduce -5.2%
DXUV Dimensional US Vtor Eqty ETF 0.66% 15,740 $941K Add +5.0%
GOOGL Alphabet Inc. Class A 0.62% 2,814 $881K Add +0.1%
BRK.A Berkshire Hathaway Inc. Class A 0.53% 1 $755K No change
RSP Invesco S&P 500 Equal Weight 0.48% 3,587 $687K No change
VEA Vanguard Ftse Developed ETF 0.46% 10,580 $661K No change
AMZN Amazon.com Inc. 0.46% 2,836 $655K Add +9.9%
BRK.B Berkshire Hathaway Inc. Class B 0.45% 1,280 $644K Add +2.1%
IVW iShares S&P 500 Growth ETF 0.40% 4,656 $574K No change
DFEV Dimensional Emrg MRKT Val 0.32% 13,697 $462K No change
EFV iShares MSCI Eafe Value ETF 0.32% 6,415 $458K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.32% 1,521 $450K New
WMT Walmart Inc. 0.29% 3,694 $412K Add +1.7%
LLY Eli Lilly & Co. 0.26% 340 $366K Add +8.3%
ITOT iShares Core S&P Total U.S. 0.23% 2,250 $335K No change
TPL Texas Pacific Land Corp. 0.23% 1,133 $325K Reduce -0.6%
FRDM Freedom 100 Emeging MRKT ETF 0.23% 6,305 $323K Add +8.1%
META Meta Platforms Inc. Class A 0.22% 483 $319K Add +6.9%
CWCO Consolidated Water Co.-Ord SH 0.20% 8,109 $286K New
DISV Dimensional International SM 0.20% 7,453 $283K No change
DFGP Dimensional GLBL Core PL Fix 0.18% 4,838 $262K No change
VGIT Vanguard Intermediate-Term T 0.18% 4,294 $257K Add +1.1%
ELV Elevance Health Inc. 0.18% 726 $254K Add +3.4%
IWV iShares Russell 3000 ETF 0.17% 634 $245K No change
VNQ Vanguard Real Estate ETF 0.17% 2,756 $244K Reduce -11.4%
COST Costco Wholesale Corp. 0.17% 281 $243K Reduce -0.7%
CNX CNX Resources Corp. 0.17% 6,505 $239K Add +0.5%
IWM iShares Russell 2000 ETF 0.17% 964 $237K No change
JNJ Johnson & Johnson 0.16% 1,121 $232K Add +3.5%
EDV Vanguard Extended Dur Treas 0.16% 3,475 $226K No change
ORCL Oracle Corp. 0.15% 1,078 $210K Reduce -1.5%
SBSW Sibanye-Stillwater Ltd.-ADR 0.11% 10,880 $155K No change

Portfolio Sells Q3 2025 → Q4 2025
VTI VG Morningstar TS MKT ETF-US Reduce -16.1% 2.04% −0.42
WFC Wells Fargo & Co. Sold out 0.00% −0.38
DFIV Dimensional International Va Reduce -11.8% 1.88% −0.16
DFUV Dimensional US Marketwide Va Reduce -5.2% 3.20% −0.15
ORCL Oracle Corp. Reduce -1.5% 0.15% −0.08
DFAT Dimensional US Target Value Reduce -0.6% 3.84% −0.07
DFUS Dimensional US Eq MKT ETF Reduce -3.2% 1.11% −0.05
VOO Vanguard S&P 500 ETF Reduce -5.2% 0.70% −0.04
VTES Vanguard SH Term Tax-Ex Bond Reduce -0.8% 0.84% −0.04
VUG Vanguard Mrngstar GR ETF-Sui Reduce -0.1% 2.05% −0.04
VNQ Vanguard Real Estate ETF Reduce -11.4% 0.17% −0.04
AAPL Apple Inc. Reduce -6.0% 1.00% −0.03
TPL Texas Pacific Land Corp. Reduce -0.6% 0.23% −0.03
COST Costco Wholesale Corp. Reduce -0.7% 0.17% −0.02
DFAI Dimensional International Co. Reduce -0.5% 1.85% +0.02
DFIC Dimensional International Co. Reduce -0.3% 16.31% +0.21
GOOG Alphabet Inc. Class C Reduce -0.1% 2.66% +0.52

Portfolio Buys Q3 2025 → Q4 2025
IBM Intl Business Machines Corp. New 0.32% +0.32
CWCO Consolidated Water Co.-Ord SH New 0.20% +0.20
DFAC Dimensional US Core Equity 2 Add +1.5% 19.79% +0.15
GOOGL Alphabet Inc. Class A Add +0.1% 0.62% +0.12
NVDA Nvidia Corp. Add +20.4% 0.77% +0.11
LLY Eli Lilly & Co. Add +8.3% 0.26% +0.08
DFSD Dimensional Short Duration Add +6.4% 2.97% +0.07
DFEM Dimensional Emrg MRKT Core Add +1.4% 5.79% +0.07
DFNM Dimensional National Muni BD Add +6.9% 1.33% +0.05
AMZN Amazon.com Inc. Add +9.9% 0.46% +0.05
FRDM Freedom 100 Emeging MRKT ETF Add +8.1% 0.23% +0.04
DFCF Dimensional Core Fixed Inc. Add +7.2% 1.29% +0.04
DXUV Dimensional US Vtor Eqty ETF Add +5.0% 0.66% +0.02
WMT Walmart Inc. Add +1.7% 0.29% +0.02
JNJ Johnson & Johnson Add +3.5% 0.16% +0.02
CNX CNX Resources Corp. Add +0.5% 0.17% +0.02
ELV Elevance Health Inc. Add +3.4% 0.18% +0.01
SGOV iShares 0-3 Month Treasury B Add +4.0% 2.51% +0.01
VGIT Vanguard Intermediate-Term T Add +1.1% 0.18% −0.00
BRK.B Berkshire Hathaway Inc. Class B Add +2.1% 0.45% −0.01
META Meta Platforms Inc. Class A Add +6.9% 0.22% −0.02
VTEB Vanguard Tax-Exempt Bond ETF Add +0.4% 1.29% −0.03
MSFT Microsoft Corp. Add +5.0% 1.01% −0.06
CDNS Cadence Design SYS Inc. Add +0.0% 2.27% −0.37

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 71$173.2MDFAC, DFIC, DFEM, DFAT, DFSD
Q1 2026 64$147.5MDFAC, DFIC, DFEM, DFAT, DFSD
Q4 2025 62$142.8MDFAC, DFIC, DFEM, DFAT, DFUV
Q3 2025 61$138.1MDFAC, DFIC, DFEM, DFAT, DFUV
Q2 2025 59$122.0MDFAC, DFIC, DFEM, DFAT, DFUV
Q1 2025 51$105.4MDFAC, DFIC, DFEM, DFAT, DFUV
Q4 2024 50$104.4MDFAC, DFIC, DFEM, DFAT, DFUV